Tomorrow will be one whole month since I have bought any clothes, shoes, purses, makeup and jewelry. This is big for me, I used to shop AT LEAST 3-4 times a week. I was able to pay off my credit card. Now onto building on my emergency fund!
When you talk about your process of thinking through buying an item, it’s helpful to hear. I think and feel close to how you’re feeling when it comes to wanting something and it’s nice to know that someone else is pushing through those emotions. It really encourages me to push through my low/no buy. Your honesty is everything and I appreciate it!
I’ve allowed myself an apparel budget of $50 with the purpose of using that money for tailoring or repairing my clothing and shoes that I already have and the ability to replace a staple ie white tee. This way I am repurposing what I have and getting that good feeling not from a new item but feeling great in what I have.
‘These boots are more important than your future’, I think asking myself if ‘x’ item that I want to buy, is more important than my future would be a really good deterrent from spending on something I don’t need!
I like how honest you are with yourself and with us. I feel that when you are talking about the spectrum of feelings that come with buying too much - the joy and disgust at the same time, you are like talking about me. I feel that my belly is always knowing if I should or shouldn't make a purchase of any kind. I can talk myself into buying anything, but my bellyfeeling is not negotiable :) And one thing more - it is wierd to say, but I somehow feel grief when I think about how happy a new clothing used to make me and how I now have about 60% happiness, 20% of shame and 20% of disgust over a purchase. Maybe if I manage to make a low buy year (it din't started that way as I had a city break in the beginning of year and shops in the other country are always sooooo tempting, especially when sales are going on), I will buy that one thing and be 100% happy about it again. And one more thing - budgeting worked for me as long as I got the overall understanding how much money is left after fixed costs. After that I totally lost steam to note down my purchases. I used the app YNAB and it was great, especially because if you made a clothing budget and din't use it, the money was automatically transferred to next month clothing budget, so you could save up the money that way for desired purchase. Anyway, thank you for the thought provoking video!!!
I for one appreciate how you talk about your feelings around being a shopping addict and the steps you are taking to address the issue. I find it very helpful so please don't apologise for "rambling" or talking about your feelings. It's all good and I'm sure most people here feel the same x
I needed this! Ive been coveting a pair of boots but im not getting a good feeling about them. My gut is screaming NO! I needed to hear this message very badly. Thank you!
Please, please don't apologize for not being "concise". Your only semi edited realness is valuable, just as it flows. I'm so so tired of the prescriptive 12 minute sound bite, bullet point video. This is lovely content, and I for one appreciate it.
Discovering your channel has been a game changer for me! Started my low buy/no buy January 1. Had a similar experience as you between Back Friday through the end of the year and I’m ready.
That Chloe boot story changes lives. This is the impact statement that counsellors search for with young ppl in credit card debt programs. Saying ‘stuff your future for those boots’, is just a massive light bulb statement. Your courage and generosity of spirit is a major catalyst for many to shift direction or be transformed. Thank you.
I’m doing a no buy for the next eight months and beyond. August is my birthday month so I might buy something then if I see a need. Your videos have been so helpful to me! One thing that is helping me so far is when I get an idea to buy a clothing item I go look at my closet and clothes racks. I ALWAYS realize that I already have something that fills that need or is very close to what I was eyeing. Shopping for me became stress management (2019 was the worst year of my life😢) and I’m trying to break the habit. I want to save money not spend it!!
I need a huge declutter in my life. I battle with anxiety and is so difficult to put in order all the chaos that surrounds me. Thanks for your videos! Kisses from Barcelona 😚
Thank you sooo much. Just recently discovered your channel and Facebook group.... I’ve had the « Chloé boots » moment in my life and really feel I’ve been searching ways to change and add more value in my life other than the thrill to shop! Thank you for coming out and being to honest 😊
Thank you for your video and sharing your thoughts and experiences about shopping and spending. It occurred to me that instead of thinking about my "credit card", I can start thinking of it as "my loan" or my "current debt". It makes it more serious to me.
I love your rambling answers because it shows introspection. Understanding the reason behind an answer is worth as much, if not more, than the basic answer when people are looking for motivation. Your channel is very motivating, and I appreciate the time and effort you put into each video!
Crap. I cannot believe I forgot I was going to start a a low buy year after watching your videos last month!! 😩😩😩 I saw your new vid in my inbox and I was instantly reminded of the two t-shirts I bought for $70 last week, and the necklace bought on sale online today for $20. I’m totally failing already. 😣 So thank you for being so honest and open about your process. This is going to be a HUGE lifestyle change for me. But I’m $30k in credit card debt and I👏🏻HAVE👏🏻GOT👏🏻TO👏🏻STOP👏🏻SPENDING👏🏻!!
Fellow 'grandma' / introvert here. 🙋♀️ Technically, I don't spend too much. I don't have debt and I only spend money I actually have (although the actual amount of money I have been spending on clothes or the number of items I have been bringing into my life might seem crazy to some people and even myself - but I'm pretty frugal in other areas). I'm not a shopping addict either. BUT still I have kind of mental problems related to shopping. So my goal is to reduce my unhealthy behaviours of anxiety and obsessing about the stuff I 'need' and want. I really related with the 'yucky' feeling you talked about. I often found myself buying things (sometimes going overboard) out of a scarcity mentality and not even liking them in the long run. Which led to the need to restrict myself afterwards. But of course this made me unhappy and grumpy because then the feelings of not being entitled to feeling good about myself and not deserving anything kicked in, which again fuelled the scarcity mindset again. It's a vicious cycle. So, for me it is truly important to allow myself a reasonable budget, to trust my gut and allow myself to feel joy with the 'fewer nicer things' (as Hannah puts it). Thank you so much, Christina! You help so many people!
Hello from Australia 🇦🇺. I am doing a no buy Jan and a low buy year to clear several smallish debts so at the end of this year we can focus on our mortgage. About 3 years ago I discovered the luxury YT community and in that time and an obsession in a world I didn’t know existed. I have quite a collection of luxury (albeit preloved) handbags now and have had that sick feeling when purchasing the last few. I would justify my purchases by saying I shopped for clothes at Op Shops so I was “ saving” money. Seeing as though I was going 3 - 4 times a week I’m not sure how I convinced myself of that. Roll on 2020 where our finances will be vastly different by December. Thanks for the inspiration.
I did the same with a boot I bought on sale last winter . Not so expensive as yours but, I must confess that till today it is kept out of sight . I am ashamed. I used to buy if I was happy, if I was sad , if I was anxious , and so on. No more .
I appreciate your honesty and I do find your videos helpful. When I see TH-camrs promote brands it encourages the want in me. Triggering the thought, I need that too. Because of this I am limiting who I watch and I remind myself that this person did not pay for this but I will have to.
Thank you for starting the low buy beauties FB page, it’s honestly the best support I have found as I try to change my spending habits, it’s been a lifesaver xxxxxx
I found with a lot of my must have, impulsive clothes buying that after a very short while the thrill I got when I bought them and wore them for the first time wore off very quickly. Or I found them in my wardrobe months later with the price tags still on - I had forgotten I had bought them. Like many addictions, the desire to have is irrational but very difficult to overcome. But knowing you have the addiction is the first step to weaning yourself off of it.
You've inspired me to start a Low Buy this year. I've also downloaded and finished Dave Ramsey's Total Money Makeover audio book, so thank you for the recommendation! I'm very glad I found your channel ❤️
Thank you for sharing this video, I'm a new subscriber so I feel this has helped me get to know you! I have no debt. I came to low buying 2 years ago when I became ill with a chronic illness, and had to reduce my work hours from full time to part-time, and knew I needed to reduce my spending. At the same time I became aware of the sustainability issues around fast fashion. I feel low buying has improved my attitude to spending, fashion and health for ever. 👍😍❤️
@@Christinamychas absolutely. Last year I decided to spend the time I used to spend shopping, on taking up a new hobby. I discovered yoga and hiking. In doing so, I've spent time on self-care and made new friends. The net result is that I'm happier and my health is improving slowly. Baby steps as they say. 👍👍👍
Today being day 12, I haven’t felt tempted yet, what I think is that instead of going into shops on my lunch break at the mall and buy things, I will wait for a special item, such as that collarless leather jacket I have been wanting for years and never found exactly as it should be, or a pair of high waisted faux or leather cropped pants discounted obviously, I am looking forward to this journey xo
"Broke person with really nice things" Reminded me of some co-workers and college batchmates who always travelled, always in Starbucks, had the nicest clothes and gadgets, but they still borrowed money from me. 😑
I'm doing a no buy January and trying out this low buy year. No facebook for a while also, but started following you on instagram. I'm optimistic. Let's do this!🤗🤘
I'm wondering how you incorporate your TH-cam 'side hustle' income with your regular pharmacist income. I myself have a side hustle, teaching spin classes. I have that paycheque deposited into a separate, no fee account, completely separate from my regular banking - my regular banking for mortgage, life expenses etc is at a separate financial institution. When I want something, like clothing, it comes from my side hustle account and if I want something big - I wait until I've made enough. My side hustle isn't huge, I make about $200-$300 a month, but it gives me the flexibility to teach more if there is something I want or a trip I want to take. Wondering if something like that would help you balance your debt repayment with some spending once in a while.
Stephanie Schweitzer they are separate but aside from taxes most of it for now goes to my student loan when I can put it down - but I love your approach! And I love spin! I was thinking of looking into becoming an instructor myself one day ❤️❤️
Hi can you make a video of high quality closet staples? For example best quality jeans tops shoes that are cute versatile and great quality? To help with buying unnecessary unethical clothes?
hey! i noticed i've been spending a lot lately so i decided to stop buying some categories (skincare) and use what i have + set a budget this month but i feel like i never respect it fully so a video on it would be awesome
nada reyene if you’re really struggling to stick to the budget maybe switching to cash only (or if you buy online getting pre paid Visa cards in the amount of your budget) and only use those for skincare.
Just curious how you were able to download the "every dollar" app. I click the link but it says it is "not available in your country" (that country also being Canada)....
Marie Baker omg really?! I’m gonna email them. I just downloaded it and made an account, but it was a year ago so I’m not sure what updates were made, if any. I enter everything manually so I wonder if they just mean it won’t connect to the banks?
@@Christinamychas it might be available for IOS but it's not available for android. Its weird it actually comes up but then there is a red notice saying it's not available in your country. Usually when something isn't available on android it just doesn't exist, you can search it but you don't get a hit. Makes me think it was available but was removed for some reason. I actually like the idea of manually imputing my info. Otherwise it just ends up being a spending tracker not a budget 🤷♀️
Love your video getting to the nitty gritty of why we shop. I would also love your thoughts on the fact that I work in retail. Its my job to create an environment where my clients want to buy.i work in a big retail centre everyday so staying away from shops is not practical for me. Im trying hard and making some good changes in how much i shop so far. all in the mind I guess. any tips ? Thanks for your honesty ❤
1st off I love your videos, they are so inspiring for me. I started a low buy on 2019 and intent to keep at it this year. But I have to ask, where did you get that awesome horn necklace? I've been looking for one to complete my wardrobe
I don’t have the energy to listen to Dave Ramsey, but I know his philosophy, I took his church course about 10 years ago. Our struggle is that our INCOME VARIES, my husband is a salesman and I’m retired. Do you have any suggestions for fluctuations in income. January I’ve been so GOOD, but we had to take money out of savings for bills.
Kathleen Barron Dave has insight on this as well, mainly I see him suggest to ensure fixed expenses are always covered and have the emergency fund with variable income households 🙏🏻
@@Christinamychas that’s why we have become shopaholics! The stress!!!! Great job with your debt. Every time I feel I got my plans covered to clean a card, something screws me up
I hope I was able to answer some questions you might be curious about! Happy Sunday! xx
Tomorrow will be one whole month since I have bought any clothes, shoes, purses, makeup and jewelry. This is big for me, I used to shop AT LEAST 3-4 times a week. I was able to pay off my credit card. Now onto building on my emergency fund!
Susan B. YES! this is AMAZING!
Way to go! I’m doing a low buy also, I am surprised how the impulse to buy clothes can hit me out of the blue. But I’m doing good, so far.
Great! Well done!
It’s really refreshing to know I’m not crazy and alone in the struggle 🥰❤️
Never!
When you talk about your process of thinking through buying an item, it’s helpful to hear. I think and feel close to how you’re feeling when it comes to wanting something and it’s nice to know that someone else is pushing through those emotions. It really encourages me to push through my low/no buy. Your honesty is everything and I appreciate it!
Marissa Mazon I’m so glad it helps in some way Marissa! You got this!
I’ve allowed myself an apparel budget of $50 with the purpose of using that money for tailoring or repairing my clothing and shoes that I already have and the ability to replace a staple ie white tee. This way I am repurposing what I have and getting that good feeling not from a new item but feeling great in what I have.
Deanna Murphy Sanabria I absolutely love that!!
Great plan!
‘These boots are more important than your future’, I think asking myself if ‘x’ item that I want to buy, is more important than my future would be a really good deterrent from spending on something I don’t need!
Well said
I like how honest you are with yourself and with us. I feel that when you are talking about the spectrum of feelings that come with buying too much - the joy and disgust at the same time, you are like talking about me. I feel that my belly is always knowing if I should or shouldn't make a purchase of any kind. I can talk myself into buying anything, but my bellyfeeling is not negotiable :) And one thing more - it is wierd to say, but I somehow feel grief when I think about how happy a new clothing used to make me and how I now have about 60% happiness, 20% of shame and 20% of disgust over a purchase. Maybe if I manage to make a low buy year (it din't started that way as I had a city break in the beginning of year and shops in the other country are always sooooo tempting, especially when sales are going on), I will buy that one thing and be 100% happy about it again. And one more thing - budgeting worked for me as long as I got the overall understanding how much money is left after fixed costs. After that I totally lost steam to note down my purchases. I used the app YNAB and it was great, especially because if you made a clothing budget and din't use it, the money was automatically transferred to next month clothing budget, so you could save up the money that way for desired purchase. Anyway, thank you for the thought provoking video!!!
I for one appreciate how you talk about your feelings around being a shopping addict and the steps you are taking to address the issue. I find it very helpful so please don't apologise for "rambling" or talking about your feelings. It's all good and I'm sure most people here feel the same x
F Horne thank you so much ❤️
+
I needed this! Ive been coveting a pair of boots but im not getting a good feeling about them. My gut is screaming NO! I needed to hear this message very badly. Thank you!
Please, please don't apologize for not being "concise". Your only semi edited realness is valuable, just as it flows. I'm so so tired of the prescriptive 12 minute sound bite, bullet point video. This is lovely content, and I for one appreciate it.
Discovering your channel has been a game changer for me! Started my low buy/no buy January 1. Had a similar experience as you between Back Friday through the end of the year and I’m ready.
Ruby508707 yes ruby!!! I love it. Sometimes it takes some darkness to get yourself back into light - you got this!
You’ve inspired me to go low spend this year.
That Chloe boot story changes lives. This is the impact statement that counsellors search for with young ppl in credit card debt programs. Saying ‘stuff your future for those boots’, is just a massive light bulb statement. Your courage and generosity of spirit is a major catalyst for many to shift direction or be transformed. Thank you.
Really loved this Q&A. I’ve had the same feelings gosh. So real 🙁. I’m enjoying the fb group a lot. Tons of supportive women love it!
I love the style of your videos it's like catching up with a wise friend :)
Oh my dear, you are like a voice of reason in my head. EVERYTHING YOU SAID IS JUST EXACTLY WHAT I FEEL 😢😢😢😢
I always appreciate your videos. Great content and advice. It’s also inspiring because you have such beauty style, regardless of doing a low buy.
Grace R thank you so much, grace!
I’m doing a no buy for the next eight months and beyond. August is my birthday month so I might buy something then if I see a need. Your videos have been so helpful to me! One thing that is helping me so far is when I get an idea to buy a clothing item I go look at my closet and clothes racks. I ALWAYS realize that I already have something that fills that need or is very close to what I was eyeing. Shopping for me became stress management (2019 was the worst year of my life😢) and I’m trying to break the habit. I want to save money not spend it!!
you're so beautiful person
. thank u for your honesty
I need a huge declutter in my life. I battle with anxiety and is so difficult to put in order all the chaos that surrounds me. Thanks for your videos! Kisses from Barcelona 😚
hijismeus me too - minimizing really helps for sure ❤️
Go for it!
@@kathleenbarron7654 thanks 😍
Thank you sooo much. Just recently discovered your channel and Facebook group.... I’ve had the « Chloé boots » moment in my life and really feel I’ve been searching ways to change and add more value in my life other than the thrill to shop! Thank you for coming out and being to honest 😊
Thank you for your video and sharing your thoughts and experiences about shopping and spending. It occurred to me that instead of thinking about my "credit card", I can start thinking of it as "my loan" or my "current debt". It makes it more serious to me.
I was just having withdrawals and BAM you posted 🙌🏾😂
Kyaira Benoit Same here! I just watched a beauty video raving about luxury products... I should keep my videos like this in my subscription box.
Grace R thanks guys!
Kyaira Benoit 🥰🥰🥰
I love your rambling answers because it shows introspection. Understanding the reason behind an answer is worth as much, if not more, than the basic answer when people are looking for motivation. Your channel is very motivating, and I appreciate the time and effort you put into each video!
Crap. I cannot believe I forgot I was going to start a a low buy year after watching your videos last month!! 😩😩😩 I saw your new vid in my inbox and I was instantly reminded of the two t-shirts I bought for $70 last week, and the necklace bought on sale online today for $20. I’m totally failing already. 😣 So thank you for being so honest and open about your process. This is going to be a HUGE lifestyle change for me. But I’m $30k in credit card debt and I👏🏻HAVE👏🏻GOT👏🏻TO👏🏻STOP👏🏻SPENDING👏🏻!!
D B_Well it will be as it was and continues to be for me but it can be done and you CAN do it! Get that debt gone and be free ❤️❤️
Fellow 'grandma' / introvert here. 🙋♀️ Technically, I don't spend too much. I don't have debt and I only spend money I actually have (although the actual amount of money I have been spending on clothes or the number of items I have been bringing into my life might seem crazy to some people and even myself - but I'm pretty frugal in other areas). I'm not a shopping addict either. BUT still I have kind of mental problems related to shopping. So my goal is to reduce my unhealthy behaviours of anxiety and obsessing about the stuff I 'need' and want. I really related with the 'yucky' feeling you talked about. I often found myself buying things (sometimes going overboard) out of a scarcity mentality and not even liking them in the long run. Which led to the need to restrict myself afterwards. But of course this made me unhappy and grumpy because then the feelings of not being entitled to feeling good about myself and not deserving anything kicked in, which again fuelled the scarcity mindset again. It's a vicious cycle. So, for me it is truly important to allow myself a reasonable budget, to trust my gut and allow myself to feel joy with the 'fewer nicer things' (as Hannah puts it). Thank you so much, Christina! You help so many people!
a video on your jewelry and most favorite pieces would be awesome!
Okay!!
Hello from Australia 🇦🇺. I am doing a no buy Jan and a low buy year to clear several smallish debts so at the end of this year we can focus on our mortgage. About 3 years ago I discovered the luxury YT community and in that time and an obsession in a world I didn’t know existed. I have quite a collection of luxury (albeit preloved) handbags now and have had that sick feeling when purchasing the last few. I would justify my purchases by saying I shopped for clothes at Op Shops so I was “ saving” money. Seeing as though I was going 3 - 4 times a week I’m not sure how I convinced myself of that. Roll on 2020 where our finances will be vastly different by December. Thanks for the inspiration.
One thing I tend to tell myself to remember is everything that is New will soon become Old. It really helps with purchases of clothing for me
I love that!
I did the same with a boot I bought on sale last winter . Not so expensive as yours but, I must confess that till today it is kept out of sight . I am ashamed. I used to buy if I was happy, if I was sad , if I was anxious , and so on. No more .
Side note: i need to just stop watching you from the sidelines...i need Style Apotheca in my life. Subscribed!!
I appreciate your honesty and I do find your videos helpful. When I see TH-camrs promote brands it encourages the want in me. Triggering the thought, I need that too. Because of this I am limiting who I watch and I remind myself that this person did not pay for this but I will have to.
Robyn Wells they should be disclosing that as well - I can understand how the want is sparked in this though regardless 😔
Sounds like you’re setting yourself up for success! Good on you. Let each of us use your example to personalise our own journey.
Thank you for starting the low buy beauties FB page, it’s honestly the best support I have found as I try to change my spending habits, it’s been a lifesaver xxxxxx
doing low buy, you partly inspired that. thank you!
Mary Pylyp amazing!
I found with a lot of my must have, impulsive clothes buying that after a very short while the thrill I got when I bought them and wore them for the first time wore off very quickly. Or I found them in my wardrobe months later with the price tags still on - I had forgotten I had bought them. Like many addictions, the desire to have is irrational but very difficult to overcome. But knowing you have the addiction is the first step to weaning yourself off of it.
A super video, really helpful, really glad that your subscribers are increasing so that shows you are giving a positive message x
Thank you 🥰🥰
You've inspired me to start a Low Buy this year. I've also downloaded and finished Dave Ramsey's Total Money Makeover audio book, so thank you for the recommendation! I'm very glad I found your channel ❤️
Helibear yes! Let me know how you like the audiobook. I listen to it a lot while walking and stuff to get fired up haha
That second question hit me hard, I felt the same way which is what sparked this change for me as well!
This felt healing for me. I feel seen in my strange behaviour around money.
Thank you for sharing this video, I'm a new subscriber so I feel this has helped me get to know you! I have no debt. I came to low buying 2 years ago when I became ill with a chronic illness, and had to reduce my work hours from full time to part-time, and knew I needed to reduce my spending. At the same time I became aware of the sustainability issues around fast fashion. I feel low buying has improved my attitude to spending, fashion and health for ever. 👍😍❤️
Adele Turner Low buy definitely becomes about so much more than just not shopping ❤️ take care, Adele
@@Christinamychas absolutely. Last year I decided to spend the time I used to spend shopping, on taking up a new hobby. I discovered yoga and hiking. In doing so, I've spent time on self-care and made new friends. The net result is that I'm happier and my health is improving slowly. Baby steps as they say. 👍👍👍
You are courageous.. I did wonder what the spark to change was..thanks for sharing that.
wendy brookes thank you ❤️
We wanna see your wardrobe tour!
Today being day 12, I haven’t felt tempted yet, what I think is that instead of going into shops on my lunch break at the mall and buy things, I will wait for a special item, such as that collarless leather jacket I have been wanting for years and never found exactly as it should be, or a pair of high waisted faux or leather cropped pants discounted obviously, I am looking forward to this journey xo
Thank you for expiring me into low buy lifestyle! Love your wardrobe style!
"Broke person with really nice things"
Reminded me of some co-workers and college batchmates who always travelled, always in Starbucks, had the nicest clothes and gadgets, but they still borrowed money from me. 😑
So excited to be a part of the Facebook group. Thank you for creating a safe space for others. ❤️
Tabitha Rodriguez I wish I thought of it sooner ❤️ the group is awesome! Welcome! Xo
I'm doing a no buy January and trying out this low buy year. No facebook for a while also, but started following you on instagram. I'm optimistic. Let's do this!🤗🤘
Listening to your gut reaction is the best advice!
I'm wondering how you incorporate your TH-cam 'side hustle' income with your regular pharmacist income. I myself have a side hustle, teaching spin classes. I have that paycheque deposited into a separate, no fee account, completely separate from my regular banking - my regular banking for mortgage, life expenses etc is at a separate financial institution. When I want something, like clothing, it comes from my side hustle account and if I want something big - I wait until I've made enough. My side hustle isn't huge, I make about $200-$300 a month, but it gives me the flexibility to teach more if there is something I want or a trip I want to take. Wondering if something like that would help you balance your debt repayment with some spending once in a while.
Stephanie Schweitzer they are separate but aside from taxes most of it for now goes to my student loan when I can put it down - but I love your approach! And I love spin! I was thinking of looking into becoming an instructor myself one day ❤️❤️
I am doing a no buy/low buy year 2020
I just joined the group
I lovvvve #daveramsey !!! I am debt free, but want to stop wasting money and collecting things I don't need. Ugh
Very valuable video, thanks for sharing the story of you buying expensive aka self sabotaging.
Hi can you make a video of high quality closet staples? For example best quality jeans tops shoes that are cute versatile and great quality? To help with buying unnecessary unethical clothes?
( for necessities & not impulse purchases)
paloma granados totally! It’s on my list!
Thank you fir your honesty, I have that same problem, I will deep into my acct in order to get that item.
Just found your channel & am loving it SO much!
Thank you!
You influenced me! So I'd say yes and also... Thank you.
hey! i noticed i've been spending a lot lately so i decided to stop buying some categories (skincare) and use what i have + set a budget this month but i feel like i never respect it fully so a video on it would be awesome
nada reyene if you’re really struggling to stick to the budget maybe switching to cash only (or if you buy online getting pre paid Visa cards in the amount of your budget) and only use those for skincare.
Just curious how you were able to download the "every dollar" app. I click the link but it says it is "not available in your country" (that country also being Canada)....
Marie Baker omg really?! I’m gonna email them. I just downloaded it and made an account, but it was a year ago so I’m not sure what updates were made, if any. I enter everything manually so I wonder if they just mean it won’t connect to the banks?
@@Christinamychas it might be available for IOS but it's not available for android. Its weird it actually comes up but then there is a red notice saying it's not available in your country. Usually when something isn't available on android it just doesn't exist, you can search it but you don't get a hit. Makes me think it was available but was removed for some reason.
I actually like the idea of manually imputing my info. Otherwise it just ends up being a spending tracker not a budget 🤷♀️
Marie Baker it looks like Mint is available in Canada! Both in android and Apple stores. And it’ll link to major Canadian banks.
such good tips. thanks. btw you look so pretty in this vid .
Dazzel Pebbels 😭 thank you!
Love your video getting to the nitty gritty of why we shop. I would also love your thoughts on the fact that I work in retail. Its my job to create an environment where my clients want to buy.i work in a big retail centre everyday so staying away from shops is not practical for me. Im trying hard and making some good changes in how much i shop so far. all in the mind I guess. any tips ? Thanks for your honesty ❤
So the big question..did you keep the Chloe boots??😜
I'm doing lowbuy and soon a no buy. 😀
What documentaries have you watched/recommend?
love your vids!!
J. M. Thank you so much!
1st off I love your videos, they are so inspiring for me. I started a low buy on 2019 and intent to keep at it this year. But I have to ask, where did you get that awesome horn necklace? I've been looking for one to complete my wardrobe
paty sanchez it’s from Ana Luisa! I worked with them on a video last year - my “how to look chic” video 🥰
I don’t have the energy to listen to Dave Ramsey, but I know his philosophy, I took his church course about 10 years ago. Our struggle is that our INCOME VARIES, my husband is a salesman and I’m retired. Do you have any suggestions for fluctuations in income. January I’ve been so GOOD, but we had to take money out of savings for bills.
Kathleen Barron Dave has insight on this as well, mainly I see him suggest to ensure fixed expenses are always covered and have the emergency fund with variable income households 🙏🏻
Do you do your own nails or do you budget that in?
Did u return the boots?
faqu529 I kept them
Wow I am a Pharmacist too. Everything you say, I can relate too, do you still practice?
Yep!
@@Christinamychas that’s why we have become shopaholics! The stress!!!! Great job with your debt. Every time I feel I got my plans covered to clean a card, something screws me up
A true emergency fund covers 6 months of expenses. You can’t buy much with $1000.
I agree with you - the $1000 is the starter fund
😘