AI Generated Summary 00:24 🎙 *Session Setup* - Host addresses minor audio issues and apologizes for echo. 01:32 🌍 *US & India Inflation Comparison* - US inflation at 2.7%, India’s at 5.48% with food inflation concerns. 02:40 💰 *Interest Rates & Market Expectations* - US markets expect rate cuts; India holds rates steady due to high inflation. 03:44 🌾 *Inflation in Rural & Urban Areas* - Higher rural inflation, driven by food prices, raises concerns. 04:49 📉 *Economic Slowdown & Stagflation* - Economic slowdown with low growth and inflation could indicate stagflation. 05:58 📊 *Market Trends & AI Impact* - US and Indian markets are flat, but AI developments boost sentiment. 06:39 🌍 *Global Market Outlook* - Global issues like geopolitical tensions and oil prices shape the outlook. 08:00 💡 *Investment Planning Case Study* - Emphasizes planning for second income streams, focusing on financial stability. 08:59 💰 *Second Income Goal Analysis* - Individual’s goal of creating a secondary income is explored. 09:51 🤔 *Understanding Second Income Purpose* - Second income is about building net worth, not just earning more. 10:56 🔄 *Reinvesting for Growth* - Focus on reinvesting for a larger corpus, not withdrawing funds. 12:04 💼 *Second Income for Retirement* - Securing a second income for post-retirement stability. 13:42 🏦 *Inefficient Second Income Products* - Cautions against second income products like pensions and dividend stocks. 14:09 💡 *Financial Freedom via Second Income* - Focus on building a corpus that replaces current income for financial independence. 15:03 💬 *Q&A: Wealth Creation and Mutual Funds* - Recommended SIPs for long-term investments based on risk profiles. 16:14 🔄 *Switching Funds for Growth* - Switching funds doesn’t disrupt compounding; it’s viewed as new investment. 17:08 📈 *Compound Growth Clarification* - Switching funds won’t affect compound growth of the corpus. 18:22 🛡 *Moving Funds to Safe Instruments* - Shift to safer investments post-goals to preserve capital. 19:05 📉 *Current Market Risks* - Caution advised due to potential market risks and uncertainties. 23:52 🚀 *Investment Advice for Beginners* - Prioritize job security, build savings, then start investing. 26:10 💼 *Mutual Fund Investing* - Regular mutual funds can be beneficial with personalized services. 29:34 📉 *Stagflation & Market Scenarios* - Stagflation hinders investments; awareness of economic conditions is key. 33:18 💡 *Mutual Funds vs Stocks* - Mutual funds are stress-free, tax-advantageous, and ideal for retail investors. 35:50 📉 *Emotional Management in Investing* - Managing biases and emotions is crucial for long-term investment success. 37:28 📊 *Investing in Stocks vs Mutual Funds* - Mutual funds are easier for retail investors to manage than individual stocks. 38:36 🏢 *Retail Investors vs Fund Managers* - Retail investors struggle to outperform fund managers due to diversified portfolios and lack of resources. 39:20 🔄 *Portfolio Rebalancing* - Investors often neglect portfolio rebalancing, missing optimization opportunities. 39:56 💬 *Reflecting on Past Decisions* - Importance of learning from past investment decisions and miscommunications. 40:38 ⚖ *Governance and Management* - Governance issues and management changes impact investment decisions. 42:08 📉 *Decline in FMCG Sector* - FMCG sector faces de-rating as focus shifts to growth sectors like manufacturing. 43:09 ⚒ *Growth in Core Sectors* - Manufacturing, coal, and electricity benefit from PLI schemes and government focus. 45:06 📊 *FMCG Competition* - FMCG giants lose valuation due to competition from direct-to-consumer brands. 46:14 🧑💼 *Financial Planning Strategy* - Advocates saving, tracking taxes, and understanding investment efforts. 47:08 💼 *Long-Term Wealth Creation* - Consistent saving and disciplined investment are key for wealth generation. 49:04 🏗 *Infrastructure Growth* - Government drives growth via infrastructure projects, boosting the economy. 50:53 💼 *Taxation Outlook* - Corporate taxes stable; income tax may rise to fund manufacturing-based growth. 52:00 🔍 *Economic Transition* - Shift from service to manufacturing economy aims to create jobs and sustain growth. 52:55 🏗 *Private Sector's Role* - Private sector involvement crucial for achieving infrastructure targets. 54:43 💰 *Investment Funds* - Recommends SIPs in diversified funds like UTI Momentum and Tata Small Cap. 56:50 🧐 *Momentum vs Value Investing* - Momentum suits high-growth markets; value offers stability in sluggish markets. 57:45 💸 *Inheritance and Tax* - No tax on inheritance from close family, though specifics may vary. 59:45 📉 *Market Crashes* - Crashes are unpredictable but manageable with long-term strategies. 01:04:33 📈 *SIPs and Index Funds* - Index fund SIPs in Nifty or Sensex offer steady 12% returns over 10-15 years. 01:07:22 📊 *Transparent Investment Process* - Emphasizes transparency, continuous updates, and client-centric portfolios. 01:09:51 🛑 *Ethical Approach* - Transparent, unbiased advice without promoting third-party products.
Thank you Gaurav Sir for answering my question. I have been listening to you for so long that I could correctly anticipate part of your answer..... Which is the impact you are having on us...I especially liked your reply to the question on the Indian taxation part...it was very insightful and reassuring... While Parimal is like a star with charisma, you grow on people just like AR Rehman songs😊. Thank you so much
For new investors: Buy stocks in solid companies and hold them as long as they stay strong. Ignore forecasts and market opinions-they’re distracting at best and useless in the long run
The key to strong returns isn’t quick-gaining assets but managing risk in relation to reward. It’s about maintaining the right allocation and consistently using your edge to reach your goal. This holds true for everything from long-term wealth building to short-term market plays
Hi @InvestYadnya, I look forward to your daily videos and love how you analyze all the markets concisely. I have a question: As an NRI, I invest a part of my portfolio in US stocks due to the absence of capital gains tax. However, I recently learned about the “US Estate Tax,” which can go up to 40% of my total US portfolio. Now, I am in a dilemma about whether I should avoid the US market altogether and focus solely on the Indian market. Could you please advise?
Pr yeh kaisa development hai ki janta se tax ke paise leke airport banao, aur usko utha ke adani ko dedo aur saare profit unka. Tickets mehenge ho rakhe hai, infact domestic flights ki cost jyada hai international flights se. Literally govt is stealing from public in the name of "development".
Bhai ye finance channel h yaha politics mat karo kahi or jao . Or agar sahi me jannna h to apne level par economics ki padhai Karo or dusre dusre country ke bare me pata karo wo kaise develop hue h uska kya pros and cons h. Thanks
Second income means other sources of income, from other means of production. like land labour capital enterprise. Mutual funds shouldn't be only source. Fixed deposit. US funds - alternate source Some sources give lower return but safer and not subject to same macros.
If gdp growth slows then capex slows private invt is anyways slow due to less consumptn, inflation rising, doesn't make sense. How can 80% people rise to middle class with no invt in capex on educatn and healthcare.?? Infra still very poor in India.
tax is a charge for earning in India to help poor out of poverty, it's being used to give freebies now, how much left for capex, plus underlying poverty growing since freebies rise show that. 😢 what to do. best is study well, earn more, go abroad and invest abroad, min tax.
AI Generated Summary
00:24 🎙 *Session Setup*
- Host addresses minor audio issues and apologizes for echo.
01:32 🌍 *US & India Inflation Comparison*
- US inflation at 2.7%, India’s at 5.48% with food inflation concerns.
02:40 💰 *Interest Rates & Market Expectations*
- US markets expect rate cuts; India holds rates steady due to high inflation.
03:44 🌾 *Inflation in Rural & Urban Areas*
- Higher rural inflation, driven by food prices, raises concerns.
04:49 📉 *Economic Slowdown & Stagflation*
- Economic slowdown with low growth and inflation could indicate stagflation.
05:58 📊 *Market Trends & AI Impact*
- US and Indian markets are flat, but AI developments boost sentiment.
06:39 🌍 *Global Market Outlook*
- Global issues like geopolitical tensions and oil prices shape the outlook.
08:00 💡 *Investment Planning Case Study*
- Emphasizes planning for second income streams, focusing on financial stability.
08:59 💰 *Second Income Goal Analysis*
- Individual’s goal of creating a secondary income is explored.
09:51 🤔 *Understanding Second Income Purpose*
- Second income is about building net worth, not just earning more.
10:56 🔄 *Reinvesting for Growth*
- Focus on reinvesting for a larger corpus, not withdrawing funds.
12:04 💼 *Second Income for Retirement*
- Securing a second income for post-retirement stability.
13:42 🏦 *Inefficient Second Income Products*
- Cautions against second income products like pensions and dividend stocks.
14:09 💡 *Financial Freedom via Second Income*
- Focus on building a corpus that replaces current income for financial independence.
15:03 💬 *Q&A: Wealth Creation and Mutual Funds*
- Recommended SIPs for long-term investments based on risk profiles.
16:14 🔄 *Switching Funds for Growth*
- Switching funds doesn’t disrupt compounding; it’s viewed as new investment.
17:08 📈 *Compound Growth Clarification*
- Switching funds won’t affect compound growth of the corpus.
18:22 🛡 *Moving Funds to Safe Instruments*
- Shift to safer investments post-goals to preserve capital.
19:05 📉 *Current Market Risks*
- Caution advised due to potential market risks and uncertainties.
23:52 🚀 *Investment Advice for Beginners*
- Prioritize job security, build savings, then start investing.
26:10 💼 *Mutual Fund Investing*
- Regular mutual funds can be beneficial with personalized services.
29:34 📉 *Stagflation & Market Scenarios*
- Stagflation hinders investments; awareness of economic conditions is key.
33:18 💡 *Mutual Funds vs Stocks*
- Mutual funds are stress-free, tax-advantageous, and ideal for retail investors.
35:50 📉 *Emotional Management in Investing*
- Managing biases and emotions is crucial for long-term investment success.
37:28 📊 *Investing in Stocks vs Mutual Funds*
- Mutual funds are easier for retail investors to manage than individual stocks.
38:36 🏢 *Retail Investors vs Fund Managers*
- Retail investors struggle to outperform fund managers due to diversified portfolios and lack of resources.
39:20 🔄 *Portfolio Rebalancing*
- Investors often neglect portfolio rebalancing, missing optimization opportunities.
39:56 💬 *Reflecting on Past Decisions*
- Importance of learning from past investment decisions and miscommunications.
40:38 ⚖ *Governance and Management*
- Governance issues and management changes impact investment decisions.
42:08 📉 *Decline in FMCG Sector*
- FMCG sector faces de-rating as focus shifts to growth sectors like manufacturing.
43:09 ⚒ *Growth in Core Sectors*
- Manufacturing, coal, and electricity benefit from PLI schemes and government focus.
45:06 📊 *FMCG Competition*
- FMCG giants lose valuation due to competition from direct-to-consumer brands.
46:14 🧑💼 *Financial Planning Strategy*
- Advocates saving, tracking taxes, and understanding investment efforts.
47:08 💼 *Long-Term Wealth Creation*
- Consistent saving and disciplined investment are key for wealth generation.
49:04 🏗 *Infrastructure Growth*
- Government drives growth via infrastructure projects, boosting the economy.
50:53 💼 *Taxation Outlook*
- Corporate taxes stable; income tax may rise to fund manufacturing-based growth.
52:00 🔍 *Economic Transition*
- Shift from service to manufacturing economy aims to create jobs and sustain growth.
52:55 🏗 *Private Sector's Role*
- Private sector involvement crucial for achieving infrastructure targets.
54:43 💰 *Investment Funds*
- Recommends SIPs in diversified funds like UTI Momentum and Tata Small Cap.
56:50 🧐 *Momentum vs Value Investing*
- Momentum suits high-growth markets; value offers stability in sluggish markets.
57:45 💸 *Inheritance and Tax*
- No tax on inheritance from close family, though specifics may vary.
59:45 📉 *Market Crashes*
- Crashes are unpredictable but manageable with long-term strategies.
01:04:33 📈 *SIPs and Index Funds*
- Index fund SIPs in Nifty or Sensex offer steady 12% returns over 10-15 years.
01:07:22 📊 *Transparent Investment Process*
- Emphasizes transparency, continuous updates, and client-centric portfolios.
01:09:51 🛑 *Ethical Approach*
- Transparent, unbiased advice without promoting third-party products.
❤ thank you for such Analysis 🎉
Thank you Gaurav Sir for answering my question. I have been listening to you for so long that I could correctly anticipate part of your answer..... Which is the impact you are having on us...I especially liked your reply to the question on the Indian taxation part...it was very insightful and reassuring... While Parimal is like a star with charisma, you grow on people just like AR Rehman songs😊. Thank you so much
Being rich in a poor country comes with obligations.. Being poor in rich country is beneficial.
Hi, Gaurav sir and Parimal sir, FIS helps in managing my investment behavior, thanks to both of you
For new investors: Buy stocks in solid companies and hold them as long as they stay strong. Ignore forecasts and market opinions-they’re distracting at best and useless in the long run
The key to strong returns isn’t quick-gaining assets but managing risk in relation to reward. It’s about maintaining the right allocation and consistently using your edge to reach your goal. This holds true for everything from long-term wealth building to short-term market plays
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks
Impressive can you share more info about your financial adviser?
Yes i will and his name is Gabriel Alberto William, he is not just a broker, he is a financial adviser that give advice on any financial matters
Thanks for the recommendation and i quickly run a research online with his full name and spotted his website and i will email him right away
Thank you gaurav sir
Hi @InvestYadnya,
I look forward to your daily videos and love how you analyze all the markets concisely.
I have a question: As an NRI, I invest a part of my portfolio in US stocks due to the absence of capital gains tax. However, I recently learned about the “US Estate Tax,” which can go up to 40% of my total US portfolio.
Now, I am in a dilemma about whether I should avoid the US market altogether and focus solely on the Indian market. Could you please advise?
Pr yeh kaisa development hai ki janta se tax ke paise leke airport banao, aur usko utha ke adani ko dedo aur saare profit unka. Tickets mehenge ho rakhe hai, infact domestic flights ki cost jyada hai international flights se. Literally govt is stealing from public in the name of "development".
Bhai ye finance channel h yaha politics mat karo kahi or jao . Or agar sahi me jannna h to apne level par economics ki padhai Karo or dusre dusre country ke bare me pata karo wo kaise develop hue h uska kya pros and cons h. Thanks
Tum bhi bid karlete 😂
Hai utne paisa
Bhai gira do fir sarkar aur rahul chacha ko PM banao
Bhai galat channel par aa gaya. Jao dhruv rathi k channel par.
Aur suna bangladesh me tax bahut kam hai, shift ho jao
@@FreeMind19sahi kaha aur Pakistan mei petrol sasta hai
Ye savita ka swal to bilkul mand budhi swal h. 18:05
Ladies problem
Second income means other sources of income, from other means of production.
like land labour capital enterprise.
Mutual funds shouldn't be only source.
Fixed deposit.
US funds - alternate source
Some sources give lower return but safer and not subject to same macros.
yes
Without Mike hi achhha awaj aa raha hai...😊
Satsang is incomplete without Parimal sir
Yes
I was waiting for aaj market kyu gira and fir badha 😂
Poonawala had keki mistry a reputed business leader at board what happened?
If gdp growth slows then capex slows private invt is anyways slow due to less consumptn, inflation rising, doesn't make sense.
How can 80% people rise to middle class with no invt in capex on educatn and healthcare.??
Infra still very poor in India.
Please keep videos short... A 15-20 mins video will help people much.
tax is a charge for earning in India to help poor out of poverty, it's being used to give freebies now, how much left for capex, plus underlying poverty growing since freebies rise show that. 😢 what to do. best is study well, earn more, go abroad and invest abroad, min tax.
Kuch gadbad nahi hai