How I Budget as a BROKE COLLEGE STUDENT! Apps I Use to Budget | My Drifting Desk

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  • ☆ How I Budget as a BROKE COLLEGE STUDENT! Apps I Use to Budget ☆
    ☆ Hey yall! Last year I posted a Grocery Shopping as a Broke College Student video (you can watch it here: • How I Grocery Shop as ... ) and yall LOVED IT! So I decided to do a behind the scenes to that video and show yall how I budget my money and still kinda grocery shop as a broke college student! I hope this video is helpful for yall and you see the different apps I use to budget my money while in college!
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ความคิดเห็น • 114

  • @CaraCOwl3
    @CaraCOwl3 5 ปีที่แล้ว +199

    I think it would be cool to see what $40 gets at different places

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +10

      Yayyy!!! Thank you!!!

    • @ashleysleepyy
      @ashleysleepyy 5 ปีที่แล้ว +7

      Dollar tree will be your friend and Walmart if you smart and cheap.

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +2

      Yes! I love both of those places!

  • @danicamacho3551
    @danicamacho3551 4 ปีที่แล้ว +57

    Loved the tips !! I recommend lowering the music because it can get a bit distracting for the viewer ❤️

    • @MyDriftingDesk
      @MyDriftingDesk  4 ปีที่แล้ว +3

      I'm glad you liked it! and thank you for the suggestion!

  • @emmamelick9083
    @emmamelick9083 5 ปีที่แล้ว +126

    I would LOVE to see what $40 can get you at different grocery stores!

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +2

      Yay!!! Thank you for letting me know!

  • @jordynyoung6223
    @jordynyoung6223 5 ปีที่แล้ว +40

    I've learned so much just from this one video!!! I'm going to school in the fall and I want to start practicing budgeting now!! Hands down most helpful video I've seen yet

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +1

      So smart to start now so you know how to do it come fall!!! I’m so glad it was helpful!!!

  • @kaylee7654
    @kaylee7654 5 ปีที่แล้ว +55

    I like your $40 store idea! Could you also do a video where you show what all apps you like to use for college or a what’s on my phone video?

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +6

      Ooooh yeah! I can do that!! Thank you for the suggestion!

  • @ddpower43
    @ddpower43 5 ปีที่แล้ว +15

    Would definitely be great to see what $40 gets you at different stores! I love watching your videos as I just graduated from college a year ago.

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      We can do that!!! Thank you so much!! 💖

  • @MadelineKing
    @MadelineKing 4 ปีที่แล้ว +4

    this was totally simple and helpful for a gal who isnt great with numbers! appreciate your authenticity. great video! xo

    • @MyDriftingDesk
      @MyDriftingDesk  4 ปีที่แล้ว

      omg yay!! I'm glad it was helpful!!!!

  • @videonocturnal152
    @videonocturnal152 5 ปีที่แล้ว +12

    This video is so helpful! I’m a high school student but I’m planning on getting a job soon to save up for a car and college

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +1

      It’s always good to start saving early!!! Good luck!!

  • @hannahiswhat
    @hannahiswhat 5 ปีที่แล้ว +33

    I’ll be moving to OSU campus (a house, not a dorm) and this gives me hope that I’ll be able to budget and live off of smaller amounts of money😭❤️

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +2

      hannahiswhat YOU GOT THIS!!! 😍😍😍

  • @analyse123am
    @analyse123am 4 ปีที่แล้ว +1

    GIRL! This is the first video I've ever seen of yours and I love you and this series/video/type of video whatever you wanna call it lol! I'm about to start college for the first time, and this video was EXACTLY what I was looking for. Thank you so much!

    • @MyDriftingDesk
      @MyDriftingDesk  4 ปีที่แล้ว +1

      omg you're so welcome!!! I'm so glad it was helpful for you!! 💘

  • @Katya-ij7hg
    @Katya-ij7hg 5 ปีที่แล้ว +6

    This is a fantastic tutorial! There’re so many apps out there, but this one is the most functional that I’ve seen so far.

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      Yay!! If you use it I hope it’s helpful!!

  • @sltm9967
    @sltm9967 4 ปีที่แล้ว

    Your videos really hyping me up. Even though I’m not sure I will be able to go to college on time but damnnnnnnn your videos are suuuuper helpful😍

    • @MyDriftingDesk
      @MyDriftingDesk  4 ปีที่แล้ว

      ahhh yay!!! I'm so glad they're helpful for you!

  • @TrickTomboy
    @TrickTomboy 5 ปีที่แล้ว +2

    Would love monthly videos. Just got my first appointment and am kinda lost trying to figure everything out.

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      Of course! 💖 I’ll be moving into mine after the summer so there will be tons of apartment videos soon! 😍

  • @twinklepinkpeach4853
    @twinklepinkpeach4853 4 ปีที่แล้ว +3

    Haha I’m here in quarantine I’m in middle school I just wan to be prepared for my future

    • @MyDriftingDesk
      @MyDriftingDesk  4 ปีที่แล้ว +1

      you're starting early lol, you'll be prepared!

  • @JordynLynnia
    @JordynLynnia 5 ปีที่แล้ว +3

    Can you do more videos like this please! I'm a freshman so I need all the help I can get loll

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      I have a playlist of some videos about saving money and being on a budget, if you wanted to watch those here : th-cam.com/play/PL4sUEHD0ZTdyVKxM9MXpjUeDG9FtJqkev.html
      In that playlist I have 2 other videos after this one of shopping at Wal-Mart and at Target if that helps!!
      If you're looking for other ways to budget, in that playlist there is a video of how I use the Cash Envelope System to budget and save which may be helpful!!

  • @emilyjudd4262
    @emilyjudd4262 5 ปีที่แล้ว

    I never knew that I needed this vid. Thank youuuuu

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      Yay!! I’m so glad it was helpful!!!

  • @taylorevans4154
    @taylorevans4154 5 ปีที่แล้ว +4

    Do you budget your entire month or paycheck to paycheck? I get paid biweekly and was trying to figure out a good budget system.

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +1

      Biweekly!! I do paycheck to paycheck!

  • @rohans8092
    @rohans8092 4 ปีที่แล้ว

    Thanks a ton for the tips! But something just hit my mind when you were talking about paycheques. Are you taxed for your salary? If yes, could you please tell how much?

    • @MyDriftingDesk
      @MyDriftingDesk  4 ปีที่แล้ว

      Yes, taxes are taken out of our paychecks before they come to us. Honestly I'm not sure how much, but probably 7-8% maybe???

  • @snippetsofpam184
    @snippetsofpam184 3 ปีที่แล้ว

    I just started every dollar and although I can figure it out on the web I can’t figure it out on the app. So thank you!

    • @MyDriftingDesk
      @MyDriftingDesk  3 ปีที่แล้ว +1

      ahh yay!! so glad it was helpful!! ❤️

    • @snippetsofpam184
      @snippetsofpam184 3 ปีที่แล้ว

      @@MyDriftingDesk yes but now I can’t log into my account. 🙄 I’ve been dealing with customer service for the past 2 days

  • @samt9605
    @samt9605 5 ปีที่แล้ว +2

    Every dollar is the same app I use too, I haven't found one better yet!

  • @sweatydorritos
    @sweatydorritos 3 ปีที่แล้ว

    omg this is the app i needed

  • @nedtechgirl
    @nedtechgirl 5 ปีที่แล้ว

    I could get used to you uploading this often!

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      My goal is 3 times a week this summer 😅 let’s see if we can do that! Hahaha

  • @nedtechgirl
    @nedtechgirl 5 ปีที่แล้ว +4

    Great shopping video ideas! Love to see that

  • @edwardleecaliforniausa
    @edwardleecaliforniausa 5 ปีที่แล้ว +1

    Become as the College oooh I'm bit confused Marissa Nicole God bless you and God bless your family as well 😁😁🇺🇸🇺🇸🖐🖐🖐

  • @courtneyshalifoe71
    @courtneyshalifoe71 5 ปีที่แล้ว

    Not very sure if you use Huntington, but would you suggest using that app or their app? I'm moving down to Columbus in 1 short month and I'm trying to plan everything out!

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +1

      I use Huntington and I noticed they help you budget now too with an update but me personally I’ve been so used to every dollar so I’m sticking with that. I haven’t really explored Huntington. But they may automatically subtract money from your categories for you since it’s your actual bank while every dollar you have to manually input your transactions. But I’m not 100% sure or familiar with it.

    • @courtneyshalifoe71
      @courtneyshalifoe71 5 ปีที่แล้ว

      @@MyDriftingDesk Thank you! Also, you should definitely do a video on what $40 gets you at different stores! ☺

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      Yay!! Thank you for the suggestion!

  • @gabriellaaponte4404
    @gabriellaaponte4404 5 ปีที่แล้ว +1

    Please do the grocery shop videos!

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      I have!! 😍😍 I’ve been to Walmart and to Target after this!!! Be on the lookout for those videos 😉

  • @enpard9539
    @enpard9539 5 ปีที่แล้ว +2

    I am new to this broke life and I think this will help...

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +1

      good luck!!! this has helped me TONS!

  • @mincierichardson2326
    @mincierichardson2326 5 ปีที่แล้ว +2

    Love the $40 idea

  • @nedtechgirl
    @nedtechgirl 5 ปีที่แล้ว +2

    That app would be perfect if you could link it to your online banking

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +1

      I know!!!! It would be soooo much better!!! That’s the only downfall!

    • @ddpower43
      @ddpower43 5 ปีที่แล้ว +2

      I think you can with the paid version of the app, you can only do certain things with the free version

  • @lollipopheartsmakeup
    @lollipopheartsmakeup 3 ปีที่แล้ว

    omg my name is Marissa Nicole as well!

  • @cowboycody8094
    @cowboycody8094 5 ปีที่แล้ว +1

    Soup kitchens and food pantries are your friend in college.

  • @Femina_Jain
    @Femina_Jain 4 ปีที่แล้ว

    Thanks for this video love u

  • @ashleylewis3216
    @ashleylewis3216 5 ปีที่แล้ว

    I needed this

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      Yay!! I hope it’s helpful!! 🥰

  • @elliea595
    @elliea595 3 ปีที่แล้ว

    I will watch and like all your videos, hope that will help a fellow broke student haha. Let me know if there’s anything else to help you make more money of TH-cam

    • @MyDriftingDesk
      @MyDriftingDesk  3 ปีที่แล้ว

      aww hahah thank you so much! ❤️

  • @hannahrebekah3860
    @hannahrebekah3860 5 ปีที่แล้ว

    What do you do at OSU for your job?

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +3

      I just work for customer service in general and talk to new students and answer all of their questions!

    • @hannahrebekah3860
      @hannahrebekah3860 5 ปีที่แล้ว +2

      Marissa Nicole that’s so cool! Would you be able to go more in depth about this in a video too? I’m looking into getting a job on campus at my school also i need some tips for interviews

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +2

      Yeah!!! I can definitely talk more about jobs!!!

  • @sarahcadena6832
    @sarahcadena6832 5 ปีที่แล้ว +2

    This app is the best

  • @merie1549
    @merie1549 4 ปีที่แล้ว

    Why don't you do a video to explain all the dorms at OSU

    • @MyDriftingDesk
      @MyDriftingDesk  4 ปีที่แล้ว +1

      oooh I haven't done that, but I could, thats a good suggestion!!

  • @performergrl11
    @performergrl11 5 ปีที่แล้ว

    I would love to see what $40 can get you at different places

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว

      I've started some so far!!
      I went to Wal-Mart - th-cam.com/video/RcXUNe-FrlI/w-d-xo.html
      and Target so far - th-cam.com/video/Hv5J2XDhN4M/w-d-xo.html
      Definitely planning on doing others!!

  • @faithadeosun1985
    @faithadeosun1985 2 ปีที่แล้ว

    alpha omicron?? u foresaw d future

  • @koothodilabhijithaugustine
    @koothodilabhijithaugustine 5 ปีที่แล้ว +2

    What about the rent?

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +3

      everything that I showed was just for explaining purposes, I mentioned that I would not be using my real numbers or information for security purposes lol.

    • @koothodilabhijithaugustine
      @koothodilabhijithaugustine 5 ปีที่แล้ว

      @@MyDriftingDesk 😁😁

  • @faith_made_me_strong
    @faith_made_me_strong 4 ปีที่แล้ว

    To cute!

  • @madrearendse2654
    @madrearendse2654 3 ปีที่แล้ว

    What is the apps name?

  • @SelenaY.1331
    @SelenaY.1331 5 ปีที่แล้ว +1

    So I recently got the app but after I put in my income and my expenses. Afterwords the remaining tab shows a number for "remaining this month" and a different number that says "left to budget" I dont understand

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +2

      If your expenses are more than your income then you will be over budget. so if your paycheck is $200 and you spent $250 then you will be over budget! If that makes sense.

    • @SelenaY.1331
      @SelenaY.1331 5 ปีที่แล้ว

      @@MyDriftingDesk yeah I realized I put a payment down twice thanks and you answered me before I edited my comment. I got the hang of it now thank you

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +1

      Oh yay!!! I hope it helps!!!

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +1

      Your ‘left to budget’ is the left over money from your paycheck that hasn’t been allocated to a category!
      The ‘remaining this month’ is the amount of your allocated budget that you can still spend before hitting your budget or going over budget!

  • @magicskyway
    @magicskyway 5 ปีที่แล้ว

    GOOD CONTENT.

  • @ashleyalmassy329
    @ashleyalmassy329 4 ปีที่แล้ว

    Does anyone else get kinda sad when the exit song starts? )-:

  • @estelleboo
    @estelleboo 4 ปีที่แล้ว +3

    cries in nyc (no Walmart or dollar stores that I know of)

    • @MyDriftingDesk
      @MyDriftingDesk  4 ปีที่แล้ว +1

      WHAT?! I can never move there then lol.

    • @amandacerrato7566
      @amandacerrato7566 4 ปีที่แล้ว +2

      There are actually a whole lot of them, you just have to browse closely; there are definitely some dollar stores by 125th and up. I hope this helps!!

  • @gabebeats0211
    @gabebeats0211 4 ปีที่แล้ว

    GO BUCKS

  • @sarahcadena6832
    @sarahcadena6832 5 ปีที่แล้ว

    Thank you

  • @emilys2355
    @emilys2355 5 ปีที่แล้ว +1

    Arent you a vegetarian?? Im so confused hahaha

    • @MyDriftingDesk
      @MyDriftingDesk  5 ปีที่แล้ว +8

      Kindddaaaaa but not really. I don’t eat a lot of meat because most meats make me sick, I don’t know why lol. So I try and not eat so much meat or my body hates me for it lol. But I’ll still eat it here and there! I just usually regret it later.

    • @emhm5487
      @emhm5487 5 ปีที่แล้ว

      @@MyDriftingDesk that happened to me too before I decided to just stop eating it. Ground beef made my stomach hurt the worst.

  • @merie1549
    @merie1549 4 ปีที่แล้ว

    How do u make money off TH-cam

    • @MyDriftingDesk
      @MyDriftingDesk  4 ปีที่แล้ว +1

      You get paid for having ads on your video.