Credit Card क्या है, कैसे बनायें - Advantages & Disadvantages

Credit Card is explained in Hindi and how to use them smartly. What is Credit Card? Why Credit Card payments should be made on time? How does a credit card work? What is 0% interest EMI? Sign-up to our new app for discounts and early access:
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What is the Minimum Amount Due? What is EMI conversion? Why your CIBIL score can come down because of poor credit card management?
Generally, every credit card has a 16-digit number whether it is a Master Card, Visa Card, or Rupay Card. You can apply for Credit Card from any of the popular banks - SBI, ICICI, HDFC, Axis Bank, PNB, Kotak Bank, etc. To make a credit card payment, you can log in to the bank website and make the payment online.
Related Videos:
Credit Card - Hidden Charges & Mistakes to avoid: • 14 Credit Card Hidden ...
Time Stamps
00:00 Introduction
01:28 What is Credit Card & Why should you take it?
03:05 Advantages of Credit Card
03:54 Disadvantages of Credit Card
05:20 What is an Interest-Free Credit Period?
07:40 Should New People take credit Cards?
10:11 How do I get out of Credit card Debt?
12:50 Should you take cash out of ATM?
13:34 What is EMI Conversion?
15:38 What is 0% Interest EMI?
17:00 How many credit cards should I keep?
इस वीडियो में क्रेडी कार्ड के बारे में और कैसे क्रेडिट कार्ड को समझदारी के साथ इस्तेमाल करें ये हिंदी में समझाया गया है। क्रेडिट कार्ड क्या है? क्रेडिट कार्ड की पेमेंट वक्त पर क्यों की जनि ज़रूरी है? क्रेडिट कार्ड कैसे काम करता है? 0% इंटरेस्ट वाली EMI क्या होती है? मिनिमम अमाउंट ड्यू क्या होता है? EMI कन्वर्शन क्या होता है? सही क्रेडिट कार्ड के प्रबंधन के आभाव में आपका CIBIL स्कोर कम क्यों हो जाता है?
आमतौरपर, सभी क्रेडिट कार्ड में 16 अंकों का नंबर होता है चाहे वह एक मास्टर कार्ड, वीज़ा कार्ड, रुपए कार्ड हो। आप किसी भी लोकप्रिय बैंक - एसबीआई, आईसीआईसीआई, एचडीएफसी, एक्सिस बैंक, पीएनबी, कोटक बैंक इत्यादि से क्रेडिट कार्ड के लिए आवेदन कर सकते हैं। क्रेडिट कार्ड पेमेंट करने के लिए, आप बैंक वेबसाइट में लॉग इन कर सकते हैं और ऑनलाइन भुगतान कर सकते हैं।
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In this video, we have explained:
What is a credit card?
How to use a credit card smartly?
What are the pros and cons of using credit cards?
How to use a credit card to your advantage?
What are the uses of a credit card?
How you can get a credit card?
What are the advantages and disadvantages of using a credit card?
What is the interest-free period in credit cards?
What mistakes you should avoid while using credit card?
What are some of the smart tips to use credit card without getting into debt?
What is the minimum amount due?
How to get out of credit card debt fast?
Why should you not withdraw cash from ATM using a credit card?
What is EMI conversion?
What is 0% interest EMI or no cost EMI?
How many credit cards should you keep?
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Hope you liked this video in Hindi on “Credit Card”.

[@AssetYogi]

It should be 6 June @ 6:19. Thanks Abhishek Saxena and Fish Point 786 for pointing out the error.
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[@HinduAyodha]

Asset Yogi
MAY k baad June ata hai...july nahi

[@oliviaemily140]

Ok

[@SatishRai-sr1mx]

Emi पर भी व्याज लगता हैं

[@AHKTIPS]

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[@jagdishprasad8348]

Waa Waa Kya Baat Hai.

[@manjulakumarisammidi1833]

Thank you, it was so informative.

[@aleena1549]

I'm using 2 credit cards since more than 2 years ago and i already follow all the suggestions that you mentioned. Thank you. Keep coming up with more informational videos

[@vinodvgamer29]

बहुत सुंदर... Knowledge sharing.... Mujhe bahut fayda huwa is gyan se... Good work...

[@AssetYogi]

Thanks Vinod

[@akashgamer8254]

Possession nahi mila ho to topup loan melegaky

[@NitinSharma-ys5ss]

One additional benefit . Reward points . As u spend reward points earned. Can convert in cash or gifts

[@vinodyy22]

Excellent videos ...thanks 😎

[@mahaveerchougala6572]

Bahut, Badiya Samaja diya bhai. Dhannyawad Boss🙏

[@mayankgarga6878]

Thank u for such attempts and stories, a big thanks from 💓

[@AssetYogi]

Hope it's helpful Mayank 😊

[@susovonmondal9099]

Very effective video, thanks for practical clarification

[@AssetYogi]

I hope this will be helpful:)

[@ashirbadrout6870]

Sir, I am so impressed with your explanation. I just love your videos. You're my financial god!!

[@AssetYogi]

Thanks Ashirbad 😊

[@satishbhale450]

🤣🤣

[@AbhinayWaikar]

Bahot Badhiya ....

[@srinivasrao719]

Nicely explained thanks bro

[@lkdongliana1003]

Very informative video, great job.

[@AssetYogi]

Thank you so much for your kind words 😊

[@smarty4education248]

Thank you sir, it's best explanation 👍👍👍🙂

[@AssetYogi]

Keep supporting :)

[@rakhirawat4790]

Grt vedio....super

[@AssetYogi]

Thanks

[@dhruvangmin]

Very informative and precise. A lot helpful.

[@AssetYogi]

Keep learning 😊

[@muniandysivaram2659]

Well explained. Thank you.

[@AssetYogi]

Keep learning 😊

[@onelife6978]

I love watching your videos Sir. You have Sufficient knowledge for every money making product. And really thankful for you that you are sharing your knowledge with us.

[@jeevaram8433]

Very useful tips Bhai ji.,

[@omideccan]

Really appreciated your easy explanation

[@krishnadivate2469]

सर जी आप को मेरा प्रणाम
बहोत ही महत्व पूर्ण जाणकारी दि है आप ने
धन्यवाद आपका !

[@jagjeevanhathile5836]

धन्यवाद

[@aniketkkedari9357]

Thanks for everything 🙏

[@BhuYankuku24]

Bahot acha laga sir me new use hu isliye..

[@kalyankadbhane6215]

Very Informative VIDEO! Thanks for creating.

[@AssetYogi]

My pleasure!

[@SRP3205]

Right information sir

[@vish1110]

In short Jitni aukaat hai utne hi paise kharch karo.

[@dharmendra8564]

Sahi Bolla Re

[@dharmendra8564]

Thik kahle muh jhauSa

[@kidsforfun4220]

Bhai kuch nahi paise nikale to bhi charges lgta hai kya

[@viveknayak299]

MEANS LIVE THE LIFE ON DEBIT NOT ON CREDIT (I AM ON BIG FRUSTRATION BECAUSE OF THIS CREDIT CARD)

[@drcomputerworks]

BILKUL SAHI....

[@dr.dipikamankar8347]

Very informative video like your other videos👍

[@abhayrale3562]

very good .Thanks

[@dmaniax1]

im using credit card for last 13 yrs..and i never paid even a single ruppes fine, but i got many benefits from it like cash back, etc etc...because i used it smartly.

[@AssetYogi]

That's good

[@SS-jq4xo]

Excellent

[@AHKTIPS]

th-cam.com/video/qdc35XjAThQ/w-d-xo.html

[@tarvindersingh4321]

Thanks for sharing the useful information. I have watched many videos but this video is the one-stop destination for all my queries, Thanks

[@spsingh513]

Nicely explained thank u

[@AssetYogi]

Welcome 😊

[@abdulbasitdalvi3963]

Thank you very very much the video was very informative. Learned a lot from it.

[@AssetYogi]

Good to hear that Abdul :)

[@Sunnysingh-hb9vk]

.

[@vinayreshwal31]

This is the first time I visited your channel and I have become a fan of your knowledge. Wow!!!! Keep it up, sir.

[@VSIR1008]

May nahi june

[@dhirajkachave6705]

Excellent knowledge, Thanks

[@AssetYogi]

My pleasure

[@kdeeshru]

Very helpful video👌

[@deveshtiwari995]

thank u so much sir🙏

[@AssetYogi]

I hope this will be helpful:)

[@mohdabdulazeem8496]

Thanks so much sir good information

[@AssetYogi]

Thanks Mohd.

[@yatharthgupta7994]

Very very good information. Thanks a lot, sir

[@raigokulsvolgs]

Great video... Bro wow wow ❤❤

[@manjitsingh3329]

Great suggestions Sir 👍

[@AssetYogi]

Thankyou 😊

[@sam143107]

Great knowledge and great work you are making very helpful videos for people

[@AssetYogi]

Hi Sameer, thank you so much for support and your kind words 😊

[@fishpoint7869]

Ilyas Ahmed Ritti 6 May se lekr 5 july tak 60days ho jaate hain bhai .. 😂😂 6:19

[@manojkumarsaheng]

Thx for great Knlge

[@Anupamfhijfrykk5ii5i4ii3h3ghgj]

Super solution bhai

[@LetsBuildDestiny4u]

Nice information. really helpful

[@AssetYogi]

Thanks :)

[@zohaibkhan3073]

Quiet informative ..

[@dhirennayak8081]

Sir best video hai..

[@shailendrashirsath6716]

Thanks for your help

[@hmohindra1]

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[@AssetYogi]

Keep learning Hemant 😊

[@affanshariffshariff95]

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Awesome information

[@AssetYogi]

Thanks for appreciation, hope it's useful :)

[@bablookumar1982]

Bahut hi achhi info

[@hardykpathak9566]

Thank you sir for this educative video

[@passpass1935]

Thanks Mukul , for making yet another useful and informative video...

[@AssetYogi]

Thank you so much for appreciation. 😊

[@nileshshinde5655]

Thank you sir , this video is very informative and increased my awareness regarding credit card

[@amitchhillar1462]

Bhot bdiya jankari di h....

[@AssetYogi]

Thanks Amit

[@chamankataria9887]

Very very interesting and informative video sir thanks It gave answers of all my questions

[@POM183]

yess, I reach on right channel💪

[@AssetYogi]

Keep learning Prasenjit

[@divyankaunhone7163]

Thanks for good information...

[@AssetYogi]

I hope this will be helpful :)

[@prasadds346]

U make awesome videos brother....pls keep posting...love ur videos!!

[@santoshkumarkushwaha1147]

Great knowledge thanks

[@sonalipatole3656]

I have done the minimum due payment so did I need to pay the actual payment as is or reducing the minimum due from actual payment. Thanks

[@dhawalmishra862]

Wow Sir Great Knowledge
Many things learnt !
👍🏻❤👍🏻❤👍🏻❤👍🏻❤👍🏻❤👍🏻

[@habeeb.aldeen]

Amazing
Super informative 👍
Thanks Alot!

[@AssetYogi]

Keep learning 😊

[@worldfacts3848]

Awesome video...... Complete understanding....

[@AssetYogi]

Thanks 😊

[@pallabsaha3639]

Liked your content sir. Could you make a video on reward points available in a credit card and the golden rules to convert them into benefits? Thanks in advance.

[@Mumbai-Toronto-NY]

Thank you very much for the info.

[@AssetYogi]

Thank you for appreciation Nikhil 😊

[@gameplayerone687]

Superb sir. Nice explanation Tq so much 😊 😊 😊

[@AssetYogi]

I hope this will be useful Javed :)

[@ghoanirban]

Excellent video. Really appreciable

[@AssetYogi]

Thanks Anirban :)

[@saeedanwar6506]

Main credit sell krta hoo aur aapke is video se bohut kuch sikhne ko mila ... Thanks bro

[@AssetYogi]

Glad to know that the video helped you.

[@mohdalam8866]

Thanks 🙏 you so much sir

[@AssetYogi]

Hope it helps. Alam

[@kapoorchand9478]

बहुत अच्छे से समझ में आया

[@hasanaligazi8500]

Thanks bro bahot badiya information diya apne.

[@ujjwalghosh1650]

I have sbi simply save credit card and i am purcheshing online product using emi option ..but my saving account debited full amount ? Why sir

[@mubarishussain3696]

I started using cash and I feel when I'm using cash. I feel the paper and know how much I have spent. Bottom line I'm spending less

[@bhavanagoyal2143]

True that 😸

[@loknathroy9415]

Very very useful.

[@raghavramanaik1145]

Excellent points

[@AssetYogi]

Thanks 😊

[@bicky2276]

Sir credit card kis ac main Diya jata hai saving ya current please bataye.

[@d.b.motive]

100 baato ki ek baat ...jitna chadar ho utna hi pair phailana chahiye

[@rajendrarajbhar8101]

Bahut badhiya hai aap ki jankari thanks sir.

[@khalidshaikh550]

Very Nice sir bahut kuch sikh ne mila hai

[@solartech0848]

I have only one word 4 u. " BEST "

[@AssetYogi]

Thank you so much 😊

[@Gladiator34678]

Thats not a four words .... Infact its a four letter word.... There's a difference and no m not a grammar police if you wanna troll...

[@user-ei4uk3yu5w]

Hello if I am in to a business, is it advisable to keep 4 or 5 cards? As I need money to manage till I get pay from clients and the time duration is 30 to 90 days sometime.

[@abhixguitar4444]

Better to go for OD limit from your bank

[@HOUSEFULKIDS]

Very nice video...

[@AdityaKumar-pz3lk]

बहुत ही ज्ञानवर्धक जानकारी मिली, धन्यवाद आपका

[@AssetYogi]

Hope you like this video Aditya :)

[@virendersingh6857]

Gajab bhai

[@AssetYogi]

Dhanyawad

[@rohitmore8862]

Can you make a video on credit card charges on international transactions

[@big-bang-movies]

Very informative.

[@rahulghosh2003]

Nice. Thanks

[@AssetYogi]

Hope it's helpful 😊

[@rupsagarbag331]

Thank you so much sir...for this great information.. Bdw i m a credit card salesman of Sbi..

[@AssetYogi]

Thank you Rupsagar :)

[@bhuyanschannel7917]

Rupsagar bag bhai number do please

[@thanos4025]

bhai fd pe credit card milega ky mera sbi me ac he

[@vibhanshukumar7919]

Sir HDFC credit card se online product EMI par lena sahi hoga ya nhi?

[@SantoshKarn3073]

Thanku very much your information

[@shadowgamer99973]

Owsome video sir thanks for make this video..

[@AssetYogi]

Keep learning 😊

[@vjndr32]

"No credit, only cash" - Jab We Met!

[@heisenberg99.99]

🤣🤣🤣

[@wizz0959]

no credit no EMI 😭😭

[@arjungovil5757]

Your black board presentation is very effective... Great work👍

[@AssetYogi]

Thank you 😊 Arjun

[@sharadraut5273]

Bahuhi informative video.
Sare point cover kar diye

[@AssetYogi]

Hope this is useful :)

[@abhishekdhengre7150]

Thanks for letting me know the nooks and cooks of the credit card economics

[@shadowfight121]

Sir you r great. please don't close this chenal.

[@AssetYogi]

Thank You Pankaj, Keep Supporting.

[@hindian2096]

Thank you sir G for valuable information

[@AssetYogi]

I hope this will be helpful

[@udaypille6635]

Very nice sir Thanks lot.

[@AssetYogi]

Keep learning Uday :)

[@wanchotech9542]

Good job..bariya explained kiya

[@AssetYogi]

Thanks 😊