@@gcmoney You got it buddy! I have already filmed footage of me opening a new account with Questrade so that video will probably be coming out in the next few weeks =)
I’m trying to get my kids interested in investing. Or at least pay attention to what I’m trying to teach them. Your videos hold their attention and even had them nodding their heads in agreement and understanding. You’re getting through to my kids about their finances and investing. This will make a huge long term difference in their lives. I cant thank you enough for that.
I responded to your lovely comment in another video but it was such a kind thing to say so I'll thank you again! I'm so happy that I was able to ignite that spark of interest for your kids and you sound like an incredible parent by encouraging them to learn and think about their financial future! Way to go! 😁
I'm watching 1-3 videos a day (so I don't overload on info all at once), taking notes and making my own spreadsheets with my personal numbers along the way! I actually get excited to watch everyday! You make the stock market easy and clear to understand, and also fun and not intimidating. Its an incredible skill and you're teaching me a language I never thought I'd speak! Everytime I have a question throughout the day, I think to myself, "No worries, I'll go see what my good friend Adrian has to say, I'll be fine!" 😂😂😂🤙
Thank you so much Sarah for those kind words! I really appreciate that and I'm so happy to hear that you are finding so much value (and taking notes) from my videos! Keep it up and never stop learning! 😁
As a fresh college graduate, who had very little prior knowledge about the stock market & finance in general, your videos have helped me a lot. Last year was very challenging because I couldn't find a job in my field, which made me think about how important it is to diversify my income sources. I'm just sad that I just found your channel. But like they say, it's never too late. Thank you so much. You have gained a "long term" follower :D
Thank you Navkiran! I really appreciate those kind words and I'm so glad you found my channel! 🙏 It's never too late to make a change and find ways to diversify your income! I appreciate your support and I hope my videos continue to provide value for years to come! =)
Absolutely love your channel. I went from knowing nothing about stocks and the stock market to an almost expert. Thank you so much for explaining everything so well!! I’ve learnt more from you than I have in all my years of schooling
I watched 100+ videos on dividends and none of the TH-cam Investment Gurus with their 100k plus subscribers couldn't explain it clearly. This guy is just amazing, straight to the point, super clear and shows all the numbers that actually make sense. Thank you so much , keep up the good work.
Wow! Thank you Ivan!!! That is certainly high praise! I really appreciate those kind words and I'm happy to hear that my videos were helpful and to the point! I hate wasting anyone's time, including my own! =)
Thank yoU! I finally understood what Dividend Yields mean now! And I'm so happy you don't just tell people to look for certain metrics but you also show where to find them! Thanks a bunch!!
Thanks buddy! I've only been on TH-cam for a year so I'm just grateful for the growth and community that I have so far but I am excited to see where we go from here! =)
New subscriber and I'm beyond happy to have found your channel! You make a tough topic easier to understand and consistently present relevant information. Thank you!
I could not be more grateful for your videos, you're truly amazing. I've been trying to understand investing for months and was so confused by all the information I was getting on the internet or at my bank (0.1% interest.. that doesn't seem right 😂). I went through a dozen of you're videos so far and gosh you do make sense, it is so satisfying and interesting to finally understand how everything works and you really make it enjoyable to learn. Again a big thank you from Montreal !
Thank you so much Jean for those kind words! That was such a pleasure to read, you made my day! I'm glad you are finding so much value in my videos and thank you as well for supporting my channel by joining the Membership program! Keep learning and make sure to check out my latest video which should be ready by tomorrow! =)
Hi Adrian, your videos are mostly talking about buying stock, but what about selling? For example, when would you recommend we sell stocks included in a TFSA (when they are at their highest peak, or perhaps we should gradually transfer those stocks to safer investments such as bonds or other?). In general, it's hard to find information out there on selling strategies (lots of buying strategies, but at some point, you want to get that cash right?). I would also add, about the DIVIDENDS EXPLAINED video: wouldn't you agree that there is a higher risk into using a DRIP instead of cashing out your dividends? By using a DRIP, you are assuming the company will never go away, but also putting a lot of money into it. Just a thought. Thanks so much for all the great videos! You have a talent for breaking down complex stuff into simple, awesome job!
Hey man, I love your videos! I'm almost 30 and didn't really know what I was doing with my income and investments, but your videos helped a lot! Can you do a video on Mutual Funds? Thanks! Love from BC!
Thank you and sorry for the late reply! I will definitely be doing a video about the dangers of mutual funds but for now, check out one of my oldest videos on ETFs, I talk about why they are superior to mutual funds so I hope that helps! =)
Thank you so much for those kind words! I'm glad you found this video helpful and make sure you watch the rest of my MILLENNIAL INVESTING GUIDE (green coloured thumbnails) 🙂
I think we need another in-depth video on dividends: possibly exploring dividend irrelevancy and a case against irrelevancy (stock price doesn't matter only number of shares matter). Irrelevancy: When a dividend is paid, the value of your share goes down by the dividend amount. And in a market downturn your stocks will be falling that much further with the payout of dividends; and having it in a DRIP is essentially 1) buying back what you just sold 2) having the dividend stock function as a growth stock. And if you did not cash out your dividends between two lows (@3:35) and instead had your dividends cycling through a DRIP, then you'll also end up with no gain between those times. An argument for dividend relevancy would have to be: through DRIP you can buy more shares since the number of shares is what truly matters. I like dividend stocks for the convenience of choosing whether I want it to act like a growth stock with the added bonus of buying more shares or use the dividends as income for living or buying other stock especially in a downturn - now that's where dividends in a down market can come in handy. Is any of this thought process incorrect, let me know.
Hi Adrian, I like your videos a lot. I have learnt a lot of investment concepts. Thanks a bunch! Can you please release investment videos for Non-residents in Canada?
Most of my videos are relevant for everyone around the world although I do emphasize the CANADIAN implications of investing and taxes. I don't want to talk about things that I don't have personal experience with which is why I avoid things like US taxation =)
well explained.thank you. can you also do some videos about the hidden charges of the banks,pros and cons.which one is better?financial advisor or do it yourself?
Absolutely! I will be making a whole video on different options you have to start investing! And when it comes to personal banking, I'll also be making a list on the best chequing and savings accounts! =)
Wow thank you for those kind words! I was actually a high school / university tutor for many, many years so I'm sure I picked up at least some teaching skills along the way =)
Thank you Bella for those kind words! I really appreciate that 🙏 I actually worked / volunteered as a tutor for about 7 years so I guess that's where I developed this skill =)
Canadian in a T-Shirt Trust me they are very helpful, is there any chance you can do more videos about Canadian stocks please? For example Canadian Tire, Loblaws , CAE Inc and HMMJ ETF
Hey, a Canadian in my favorite trilogy's t-shirt! Thanks again for the video Adrian! Whenever you have time in the future I would love to see a video on high dividend US stocks/ETF's you'd recommend.
Great Scott!!!! 😎 You're the first person to mention the T-shirt! You got it buddy, I'm working on my next video on the best US Dividend stocks as we speak! I've gotta reply to a few dozen comments and then I'll make like a tree, and get outta here 😆
Thanks buddy! I haven't made a video yet on preferred shares because I don't personally invest in them. But that might change in the future and if a lot of people are interested, I could definitely make a video about it =)
Thank you for so many great videos! Just subscribed your channel. Have watched many youtube tax and investment videos, you are by far the best! Easy to understand and lots of great tips! Thanks again and keep up the great work!
@@CanadianTShirt Thank you for the reply. By the way, I watched your how to file tax through turbo video, will you be providing any tutorials on how to file tax for self employed and stock investments?
@@CanadianTShirt Thanks for replying back and considering my request. ur channel is very good . The way u explained the TFSA, RRSP and credit cards gave a great knowledge for beginners like me who are new in Canada.. keep up the good work
This was so good, pure gold! Thank you so much for all the effort that goes into these. You make it look easy, but I'm sure a ton of time and work goes into each of these videos, as well as years of learning condensed into 20 minutes. I never understood the true benefits of dividends, I'm a believer now! I'll be "joining" this week, money well spent!
You got it buddy! I'll be making a WHOLE series on Real Estate investing and I will definitely be talking about the tax advantages that come with it! =)
Thanks Rosa! You bet I will! I'll be making a video where I go over how every form of investment is taxed and which types of investments should go into which type of account: TFSA vs RRSP vs Margin. Stay tuned for that! =)
You are seriously the best! I learn so much from your channel and I’m excited to invest! I’m getting started a bit later (25 years old) but I’m hoping to retire by 40. I wish they taught us this stuff in school. It’s crazy how financially illiterate people my age are
Thank you Jessica! I really appreciate that and I'm happy that my videos have been helpful! I agree, there's no excuse why this isn't taught in high school but I LOVE your plan to retire early!!! 😁
@@CanadianTShirt Thanks for replying! I’ve become a huge fan. Question: I’m looking into investing in a growth stock - should I invest it in my tfsa since It isn’t a dividend so I won’t have the 15% withholding tax? Thanks!!
Hi Canadian in a T-Shirt, I just want to let you know that I've recently found your channel and, to say the least, it is amazing. The content is awesome and informative! I am looking forward to your next video about US Dividend stocks. You've definitely got me as your new subscriber!
Hi @@CanadianTShirt, one quick question if you don't mind. I've noticed that Enbridge recently had a payout ratio of 308% and between the years 2015 - 2020 the stock price has been very up and down. Do you still think Enbridge is a good dividend stock to invest in? Do you have any other good energy sector dividend stock you would recommend? Thanks in advance! PS. Happy Canada's Day! From another fellow Canadian :)
I don't touch covered call ETFs... yes those 15% dividend yields are tempting but remember, there's no such thing as a free lunch. You're paying very high management fees and yes you're getting great dividends but you have no chance of any capital appreciation. In fact, most of those funds lose value over time... they can be useful for short timespans, especially in a sideways market. But over the long term, I focus on quality companies that pay dividends AND grow over time =)
@CanadianTShirt thanks for detailed response...I currently have roughly half of my funds in HYLD & half in VFV...so kind of the best of both worlds in dividends & growth...and all the dividends I continue to reinvest..but am constantly struggling with which direction to fully go in...leaning towards the dividend focus...though the VFV has been performing well since I bought in...
I have sold off alot of HYLD and went with TSLY...if I am taking a dividend route with half my money then it is just as well to maximize it...even factoring the 15% withholding tax (some are held in my TFSA), weak exchange rate & higher mgmt fees...TLSY at worst is expected to pay out far better - HYLD was paying out a paltry .12 to .14 a share...I can always reevaluate things periodically ...I also plan to sell off a few disappointing holdings once they finally get back up to what I bought them for...several are some of your favourites - I bought in April and they have dropped quite a bit...no panic by any means but they are essentially dead weight to me.
I already have 3 videos where I analyze stocks and ETFs that I recommend and personally own so check those out! th-cam.com/play/PLj8bU3AuW2qFD4sCsCxXdaAADlyiP8bqB.html I'll be working on more stock analysis videos in the future including the US Dividend stocks next week! =)
Great information, thank you! I was wondering if you can do a video on where to see your total amount of dividends in your account and the process of withdrawal if I’m the case the person would like to withdraw some of their dividends after a 10 yr period.
Absolutely! I will be making more Questrade tutorials but to see a history of your dividends go to Reports -> Account Activity and then you can see a list of all transactions, and you can filter to see only dividends =)
I personally don't invest in options and I don't recommend it for beginners. It is far more complicated and risky than buying and holding stocks and ETFs. If you don't know what you are doing, it is MUCH easier to lose money so don't blindly jump into it. Maybe in the future, I might play around with options but for now, I only want to make videos on things which I have extensive, personal experience with. I hope that helps! =)
Just curious why you suggest to first invest in your TFSA before the RRSP? If you still have RRSP room would it make sense to invest there to take advantage of the tax break?
Ideally you want to max out BOTH your TFSA and RRSP but for most people, especially beginners the TFSA is the easier one to start with since it's more flexible and far less complicated. Make sure you check out my RRSP Explained videos (both of them): th-cam.com/video/bKMNgnMBSdE/w-d-xo.html I got over how the RRSP tax deduction works and why you shouldn't necessarily claim your RRSP deductions right away, especially if you are in a smaller tax bracket. Check it out! =)
Great video again! Hope you can do video on dollar cost averaging investing in ETFs. And probably a ideal rrsp and tfsa etfs, bonds and stocks from your perspective...
Hey Vishant! Sorry for the late response! I have covered Dollar Cost Averaging in detail in my video here on BUY THE DIP: th-cam.com/video/h9G1CV-oujI/w-d-xo.html
Great video,very well explained. Are the dividends taxed, in other words let's say we get dividends for the investment,do we need to pay tax for the dividends.Please comment.
In a non-registered account, ANY form of income is taxed so that includes dividends, DRIPs and capital gains. You will have to pay taxes on this when you file your taxes. But in a tax-sheltered account like the TFSA or RRSP, dividends are tax free! =)
Hello , I have a question, which is the best idea to invest in dividends, in the Celi or in the REER? Which one has the most advantage when it comes to obtaining profits, thank you very much
Hi adrian, Is there a way to identify how many stocks i need to buy to receive an dividend payout. I saw some videos of yours and you have said we need to buy stocks worth of $3000 or so to get the dividend payout. Is there a way to see that in Questrade?
my goodness, I've been on yt for the past hour trying to understand the difference between payout ratio, yield, div and how to figure out if a company pays out their dividend monthly or quarterly or yearly and NOTHING I only got more confused. You swoooop in and BOOM! you made Gazelle version 2.0! She knows all about dividends! THANK YOU YOU ARE THE BEEEESSSTTT #only46.7Kleftto100Ksubs
Thank you Gazelle!!!! For future reference, if you are ever confused about something, do a quick search on my channel first and see if I have a video about it! 😁
Another awesome video Adrian. Clear, simple and straight to the point. How do you track your dividends payouts? is it manually or is there a way to automate that?
Check out my CANADIAN TAX GUIDE to learn about Taxes, TFSAs and RRSPs 👇
th-cam.com/play/PLj8bU3AuW2qEA_ik7NOAIkBY02nt7KAPj.html
Check out my CANADIAN CREDIT CARD GUIDE 👇
th-cam.com/play/PLj8bU3AuW2qGixzriCuazZ1E5RznbhcFB.html
And check out the rest of the videos in my MILLENNIAL INVESTING GUIDE 👇
th-cam.com/play/PLj8bU3AuW2qEVri8g-ErBL65ng98iAf5g.html
Hey Adrian, I am interested in a walkthough to open a questrade account. Could you create one?
@@gcmoney You got it buddy! I have already filmed footage of me opening a new account with Questrade so that video will probably be coming out in the next few weeks =)
Hi Adrian, If I invest in a Spanish company in NYSE using my TFSA, do I still owe IRS 15% withholding tax ?
Why pay for a financial advisor if you have this guy? Such amazing content!
Awww thank you! That really means a lot to me, I'm honoured 🙏
Agreed
Yeah!
Amen! Wish | knew about Adrian back then during my mutual fund era haha
No kidding. I’m taking notes listening to him 🙌
One of the most underrated educational channels out there!!
Thanks buddy! I really appreciate that! I'm happy to hear my videos have been helpful! =)
I've been researching about dividends and dividend yield, nothing really makes sense to me but this video really clears it up. Thank you, Adrian!
Thank you Jordan! I'm glad to hear that my video was able to make things clear =)
You’re the best man. You helped me when I knew bare bones about the stock market
Thanks Danny Darko! I'm glad to hear that my videos have been helpful on your financial journey! By the way, awesome name! =)
I’m trying to get my kids interested in investing. Or at least pay attention to what I’m trying to teach them. Your videos hold their attention and even had them nodding their heads in agreement and understanding. You’re getting through to my kids about their finances and investing. This will make a huge long term difference in their lives. I cant thank you enough for that.
I responded to your lovely comment in another video but it was such a kind thing to say so I'll thank you again! I'm so happy that I was able to ignite that spark of interest for your kids and you sound like an incredible parent by encouraging them to learn and think about their financial future! Way to go! 😁
I'm watching 1-3 videos a day (so I don't overload on info all at once), taking notes and making my own spreadsheets with my personal numbers along the way! I actually get excited to watch everyday! You make the stock market easy and clear to understand, and also fun and not intimidating. Its an incredible skill and you're teaching me a language I never thought I'd speak! Everytime I have a question throughout the day, I think to myself, "No worries, I'll go see what my good friend Adrian has to say, I'll be fine!" 😂😂😂🤙
Thank you so much Sarah for those kind words! I really appreciate that and I'm so happy to hear that you are finding so much value (and taking notes) from my videos! Keep it up and never stop learning! 😁
This is such a nice comment. I bet you've learned lots since you wrote it too! Good for you.
Just told my brother about your channel, soon after the first video he subscribed. Great content and explanation is top notch. Thanks
Thanks buddy for those kind words and thank you for sharing my videos with your brother! That's the best compliment a TH-camr can receive! 😁
As a fresh college graduate, who had very little prior knowledge about the stock market & finance in general, your videos have helped me a lot. Last year was very challenging because I couldn't find a job in my field, which made me think about how important it is to diversify my income sources. I'm just sad that I just found your channel. But like they say, it's never too late. Thank you so much. You have gained a "long term" follower :D
Thank you Navkiran! I really appreciate those kind words and I'm so glad you found my channel! 🙏
It's never too late to make a change and find ways to diversify your income! I appreciate your support and I hope my videos continue to provide value for years to come! =)
Absolutely love your channel. I went from knowing nothing about stocks and the stock market to an almost expert. Thank you so much for explaining everything so well!! I’ve learnt more from you than I have in all my years of schooling
That's amazing Simran and thank you for those kind words! I'm so glad that I was able to play a part in your investing journey! 😁
I watched 100+ videos on dividends and none of the TH-cam Investment Gurus with their 100k plus subscribers couldn't explain it clearly. This guy is just amazing, straight to the point, super clear and shows all the numbers that actually make sense. Thank you so much , keep up the good work.
Wow! Thank you Ivan!!! That is certainly high praise! I really appreciate those kind words and I'm happy to hear that my videos were helpful and to the point! I hate wasting anyone's time, including my own! =)
Your presentation is simple and to the point... no fluff! Love the clarity in your explanation. Thanks for sharing!
Thank you Amrith! That's what I try to do! I HATE wasting anyone's time! =)
Youre one of my favorites in TH-cam because your explanations are so clear and samples (and on screen texts) are on point. Thanks!!!
Thanks Peter! I'm really happy to hear that my videos are helpful and accessible! 🙏
Thanks for the explanations about dividend fundamentals and how they operate! Well taught
I'm happy to hear that you found it so helpful! Thanks for watching! 🙏
Thank yoU! I finally understood what Dividend Yields mean now! And I'm so happy you don't just tell people to look for certain metrics but you also show where to find them! Thanks a bunch!!
Thanks buddy! I'm really happy to hear that this video was clear and helpful! =)
Fellow Canadian here 🇨🇦 Toronto! So glad I found you. I’m trying to learn and this was so easy to digest. Thank you
Hey Malika from the six! I'm glad you found me and welcome to the channel! Feel free to reach out if you have any questions! 😁
Canadian in a T-Shirt Really appreciate that 🤓🥳 !! You’re awesome
Your content is absolutely amazing for Canadians like me. Keep it up!
Thanks Tomas! I really appreciate that and we need more Canadian content out there! =)
You deserve more subscribers. Thank you for sharing your knowledge.
Thanks buddy! I've only been on TH-cam for a year so I'm just grateful for the growth and community that I have so far but I am excited to see where we go from here! =)
Eating Kirkland popcorn while watching this. Awesome video very informative !
Love it! Can't go wrong with kirkland 😉
New subscriber and I'm beyond happy to have found your channel! You make a tough topic easier to understand and consistently present relevant information. Thank you!
Thank you! I really appreciate those kind words and I'm glad you found me! Welcome to the channel! 😁
This has been beyond helpful! Thank you so much for the dividend explanation. Much appreciated
Thanks Deon! I'm glad to hear this video was helpful! =)
A new Canadian investor here. Thank you. Liked and subscribed
I am glad you are finding my videos helpful! Welcome to my channel! 🙏
i am binge watching all your videos. you are truly amazing!
Wow! Thank you so much! I'm so happy to hear that and I hope you enjoy the binge! 😁
He is the best guy on TH-cam for information
Keep the good work going..
Wow thanks Sukh! I really appreciate that man! 🙏
I live in KW as well :) Small world!
Hey that's awesome! If you ever see me on the street, give me a shout out! =)
Canadian in a T-Shirt will do! 🙂
funny I watch Redskull for Huawei phones, and this channel for investing haha
I could not be more grateful for your videos, you're truly amazing. I've been trying to understand investing for months and was so confused by all the information I was getting on the internet or at my bank (0.1% interest.. that doesn't seem right 😂). I went through a dozen of you're videos so far and gosh you do make sense, it is so satisfying and interesting to finally understand how everything works and you really make it enjoyable to learn. Again a big thank you from Montreal !
Thank you so much Jean for those kind words! That was such a pleasure to read, you made my day! I'm glad you are finding so much value in my videos and thank you as well for supporting my channel by joining the Membership program! Keep learning and make sure to check out my latest video which should be ready by tomorrow! =)
Hi Adrian, your videos are mostly talking about buying stock, but what about selling?
For example, when would you recommend we sell stocks included in a TFSA (when they are at their highest peak, or perhaps we should gradually transfer those stocks to safer investments such as bonds or other?). In general, it's hard to find information out there on selling strategies (lots of buying strategies, but at some point, you want to get that cash right?).
I would also add, about the DIVIDENDS EXPLAINED video: wouldn't you agree that there is a higher risk into using a DRIP instead of cashing out your dividends? By using a DRIP, you are assuming the company will never go away, but also putting a lot of money into it. Just a thought.
Thanks so much for all the great videos! You have a talent for breaking down complex stuff into simple, awesome job!
You speak so clearly 👌
Thanks for sharing your knowledge 👊
I'm happy to hear that Jean! Thank you for those kind words! =)
It starts to make sense! thanks a lot ...
Thanks for binge-watching so many of my videos the past few days! I'm glad you're enjoying them so much! 🙏
Thanks Adrian. I was not sure how the dividend process worked. Thought you had to hold the stock till the payout came. Now I now!
Thanks Jag! I'm glad I could help clear that up! =)
Bro you taught me so much 🙌🏾 keep making these good videos🙌🏾
Thanks buddy! I really appreciate that! =)
I’m new in investing stocks. You’re really doing a great job. Learned a lot from your videos. Subscribed!
Thanks buddy! I'm happy to hear my videos have been helpful and welcome to the channel! 😁
Such amazing information and I really appreciate the summary and the end too. Thank you!
Thank you! I'm happy to hear that you find value in the summary section. A lot of people don't normally stay until the end of the video!
Hey man, I love your videos! I'm almost 30 and didn't really know what I was doing with my income and investments, but your videos helped a lot! Can you do a video on Mutual Funds? Thanks! Love from BC!
Thank you and sorry for the late reply! I will definitely be doing a video about the dangers of mutual funds but for now, check out one of my oldest videos on ETFs, I talk about why they are superior to mutual funds so I hope that helps! =)
I'm really getting to understand you better...thanks for sharing
I'm happy to hear that my videos are helping! Feel free to reach out if you ever have any questions! =)
Wow. You are such a great teacher. I appreciate the simple examples ! Thank you !!
Thank you so much for those kind words! I'm glad you found this video helpful and make sure you watch the rest of my MILLENNIAL INVESTING GUIDE (green coloured thumbnails) 🙂
You are the best man! By far the best content i've seen on the subject. Learned so much. Thanks a lot.👏🏿👍🏾
Thanks buddy! I really appreciate that and I'm happy to hear that my videos have been so helpful! =)
I think we need another in-depth video on dividends: possibly exploring dividend irrelevancy and a case against irrelevancy (stock price doesn't matter only number of shares matter).
Irrelevancy: When a dividend is paid, the value of your share goes down by the dividend amount. And in a market downturn your stocks will be falling that much further with the payout of dividends; and having it in a DRIP is essentially 1) buying back what you just sold 2) having the dividend stock function as a growth stock. And if you did not cash out your dividends between two lows (@3:35) and instead had your dividends cycling through a DRIP, then you'll also end up with no gain between those times.
An argument for dividend relevancy would have to be: through DRIP you can buy more shares since the number of shares is what truly matters.
I like dividend stocks for the convenience of choosing whether I want it to act like a growth stock with the added bonus of buying more shares or use the dividends as income for living or buying other stock especially in a downturn - now that's where dividends in a down market can come in handy.
Is any of this thought process incorrect, let me know.
Yes to dividend investing!! Keep up the great content!!
Thanks Paris! One of my favourite things in life is receiving dividends, it's the best! =)
@@CanadianTShirt haha totally agree!
What a great way learn. I can watch all your videos and be an investor interested off paying to broker. Thank you for explaining in simple way.
My pleasure Julia! I'm glad my videos were helpful! =)
Your videos are so easy to understand and so enjoyable to watch at the same time. Happy New Year 2023!
Thank you so much! I really appreciate those kind words! Happy new year to you as well! 🙏
@@CanadianTShirt You're most welcome 🙂
Love dividend stocks and passive income! Great video and happy Canada day in advance!
Thanks buddy! Wow this will be my first Canada day as a TH-camr! I'll have to wear a special T-shirt! 😆
Hi Adrian, I like your videos a lot. I have learnt a lot of investment concepts. Thanks a bunch! Can you please release investment videos for Non-residents in Canada?
Most of my videos are relevant for everyone around the world although I do emphasize the CANADIAN implications of investing and taxes. I don't want to talk about things that I don't have personal experience with which is why I avoid things like US taxation =)
Thanks, Adrian! Your videos are awesome!
Thank you Christine!! I'm happy to hear that they are helpful! =)
Great video and well explain, well done!
Thanks Brandon! I really appreciate that! 😁
Thanks a lot for all your videos! This is great stuff. BTW I used your referral link 😁
Thank you! I'm glad to hear that my videos are helpful and thank you for supporting my channel! 🙏
Been loving the videos, so informative and well explained compared to other creators Thanks!
Wow! Thank you Steven, that is certainly high praise! I'm really happy to hear that my videos have been so helpful! 🙏
An awesome content again! Btw I used your referral link. Looking forward to your next videos.
Thank you Lexi for supporting my channel! 🙏
super informative!!
Thanks Kimberly! I'm glad to hear it! 😁
Great video Adrian! Welcome back! Really looking forward to the US dividend stocks recommendations video aha :)
Thanks buddy! I miss you guys! You got it, I should have that ready by next week =)
Love your videos man! Learned so much from them. Thank you
Thank you Sourav! I really appreciate that! =)
well explained.thank you. can you also do some videos about the hidden charges of the banks,pros and cons.which one is better?financial advisor or do it yourself?
Absolutely! I will be making a whole video on different options you have to start investing! And when it comes to personal banking, I'll also be making a list on the best chequing and savings accounts! =)
A great detailed and informative video as usual, not sure what you do for a living however a lecturer would suit you just fine. Thank You!
Wow thank you for those kind words! I was actually a high school / university tutor for many, many years so I'm sure I picked up at least some teaching skills along the way =)
You are such an awesome teacher! You really have a gift for explaining things
Thank you Bella for those kind words! I really appreciate that 🙏
I actually worked / volunteered as a tutor for about 7 years so I guess that's where I developed this skill =)
@@CanadianTShirt
You are very humble. Keep up the good work! 👍
Very helpful information. Thank you!
My pleasure Donna! I'm glad you found it helpful! I'm working on a new Dividends video this week, stay tuned! =)
Greatly appreciated once again, thank you Adrian!
My pleasure! I'm happy to know that it was useful! =)
Thank you alot for your efforts to share everything you can with us 🙏🏻
It's my pleasure Shadi! I'm just happy to know that my videos are helpful! =)
Canadian in a T-Shirt Trust me they are very helpful, is there any chance you can do more videos about Canadian stocks please? For example Canadian Tire, Loblaws , CAE Inc and HMMJ ETF
Hey, a Canadian in my favorite trilogy's t-shirt! Thanks again for the video Adrian! Whenever you have time in the future I would love to see a video on high dividend US stocks/ETF's you'd recommend.
Great Scott!!!! 😎 You're the first person to mention the T-shirt! You got it buddy, I'm working on my next video on the best US Dividend stocks as we speak! I've gotta reply to a few dozen comments and then I'll make like a tree, and get outta here 😆
Absolutely fantastic man. You just rock every time.
Thank you so much for this video.
Thanks Ravi! I'm glad you found it helpful! Happy long weekend! =)
Amazing info, thank you!
Thanks Tina! I'm glad you found value in the video! Keep working your way through my Millennial Investing Guide playlist! 😁
Another super helpful video! 🙏
Thanks again Ashley! I appreciate the support as always! 🙏
Love your videos dude. Have you made a video on Preferred Shares?
Thanks buddy! I haven't made a video yet on preferred shares because I don't personally invest in them. But that might change in the future and if a lot of people are interested, I could definitely make a video about it =)
great education video. what do you think about FRO, DHT, stocks, they pay very good dividends and that also a pay out ratio below 70%
Hey Raj! Those aren't stocks that I own directly so I will have to do my own research and get back to you =)
Thank you bro 👊 I learned a lot from you
I'm happy to help! Thanks for sticking with me! =)
Thank you for so many great videos! Just subscribed your channel. Have watched many youtube tax and investment videos, you are by far the best! Easy to understand and lots of great tips! Thanks again and keep up the great work!
Thank you so much Jennifer for those kind words! I really do appreciate that and I'm so happy to hear that my are finding my videos useful! =)
@@CanadianTShirt Thank you for the reply. By the way, I watched your how to file tax through turbo video, will you be providing any tutorials on how to file tax for self employed and stock investments?
Well said Canadian. Informative. Thanks.
Thanks Clint! Hopefully this video will earn you a fistful of dollars 😎
The video I’ve been waiting for!!!
Thanks buddy! Long time, no see! =)
Canadian in a T-Shirt yessir busy couple of weeks
great presentation, thanks
Thanks Allan! I appreciate that! =)
Hi
Can u make a video on how to read reports or what to look for mainly in quarterly or annual reports
You got it! I'll be making a video soon where I do a walkthrough of the steps I take to research a stock before I invest! =)
@@CanadianTShirt Thanks for replying back and considering my request. ur channel is very good . The way u explained the TFSA, RRSP and credit cards gave a great knowledge for beginners like me who are new in Canada.. keep up the good work
This was so good, pure gold! Thank you so much for all the effort that goes into these. You make it look easy, but I'm sure a ton of time and work goes into each of these videos, as well as years of learning condensed into 20 minutes. I never understood the true benefits of dividends, I'm a believer now! I'll be "joining" this week, money well spent!
Thank you Byron! I really appreciate those kind words and I'm happy that you are finding my videos so helpful! =)
Just wait until you receive your first dividend, you'll be hooked! 😁
Can u please make a video on tax advantages with real estate and how to leverage money from real estate 🏡
You got it buddy! I'll be making a WHOLE series on Real Estate investing and I will definitely be talking about the tax advantages that come with it! =)
Thank you another excellent video!!! Could you please make a video about taxability in a margin account?
Thanks Rosa! You bet I will! I'll be making a video where I go over how every form of investment is taxed and which types of investments should go into which type of account: TFSA vs RRSP vs Margin. Stay tuned for that! =)
Awesome, It’s been awhile Adrian!✌🏼
Thanks buddy! It's great to be back! The past few weeks have been incredibly overwhelming but I should be back to my weekly schedule going forward! 😁
Canadian in a T-Shirt Ikr, I got really busy too. Good to hear you’re back, looking forward for those weekly sched!🤙🏼
You are seriously the best! I learn so much from your channel and I’m excited to invest! I’m getting started a bit later (25 years old) but I’m hoping to retire by 40. I wish they taught us this stuff in school. It’s crazy how financially illiterate people my age are
Thank you Jessica! I really appreciate that and I'm happy that my videos have been helpful! I agree, there's no excuse why this isn't taught in high school but I LOVE your plan to retire early!!! 😁
@@CanadianTShirt Thanks for replying! I’ve become a huge fan.
Question: I’m looking into investing in a growth stock - should I invest it in my tfsa since It isn’t a dividend so I won’t have the 15% withholding tax? Thanks!!
Great video!!! Love it
Thank you Samuel! I'm happy you found it helpful! =)
Great content again👍
Thanks buddy! I appreciate that! =)
Hi Canadian in a T-Shirt, I just want to let you know that I've recently found your channel and, to say the least, it is amazing. The content is awesome and informative! I am looking forward to your next video about US Dividend stocks. You've definitely got me as your new subscriber!
Thank you Brandon for those kind words! I'm happy to hear that my videos have been helpful and welcome to the channel! 😁
Hi @@CanadianTShirt, one quick question if you don't mind. I've noticed that Enbridge recently had a payout ratio of 308% and between the years 2015 - 2020 the stock price has been very up and down. Do you still think Enbridge is a good dividend stock to invest in? Do you have any other good energy sector dividend stock you would recommend? Thanks in advance!
PS. Happy Canada's Day! From another fellow Canadian :)
Great video...on the topic of "chasing yields".. what is your view on OARK, TSLY & CLIP?
I don't touch covered call ETFs... yes those 15% dividend yields are tempting but remember, there's no such thing as a free lunch. You're paying very high management fees and yes you're getting great dividends but you have no chance of any capital appreciation. In fact, most of those funds lose value over time... they can be useful for short timespans, especially in a sideways market. But over the long term, I focus on quality companies that pay dividends AND grow over time =)
@CanadianTShirt thanks for detailed response...I currently have roughly half of my funds in HYLD & half in VFV...so kind of the best of both worlds in dividends & growth...and all the dividends I continue to reinvest..but am constantly struggling with which direction to fully go in...leaning towards the dividend focus...though the VFV has been performing well since I bought in...
I have sold off alot of HYLD and went with TSLY...if I am taking a dividend route with half my money then it is just as well to maximize it...even factoring the 15% withholding tax (some are held in my TFSA), weak exchange rate & higher mgmt fees...TLSY at worst is expected to pay out far better - HYLD was paying out a paltry .12 to .14 a share...I can always reevaluate things periodically ...I also plan to sell off a few disappointing holdings once they finally get back up to what I bought them for...several are some of your favourites - I bought in April and they have dropped quite a bit...no panic by any means but they are essentially dead weight to me.
Great video and easy to follow your points. I'm looking forward to your stock analysis video.
I already have 3 videos where I analyze stocks and ETFs that I recommend and personally own so check those out!
th-cam.com/play/PLj8bU3AuW2qFD4sCsCxXdaAADlyiP8bqB.html
I'll be working on more stock analysis videos in the future including the US Dividend stocks next week! =)
Great information, thank you! I was wondering if you can do a video on where to see your total amount of dividends in your account and the process of withdrawal if I’m the case the person would like to withdraw some of their dividends after a 10 yr period.
Absolutely! I will be making more Questrade tutorials but to see a history of your dividends go to Reports -> Account Activity and then you can see a list of all transactions, and you can filter to see only dividends =)
If you want to withdraw money and move it to your bank account, just go to Requests -> Withdraw Funds =)
Hello.
Can you make a video on eligible and non eligible dividends and how dividend tax credit works?
Absolutely! That video will definitely be coming! =)
Thank you man
Great post about Dividends. Consistent dividend growth investing has shown to produce good long term results
You got it buddy! That's the name of the game! =)
Omg thank you for all the information. You helped me to understand so much. Thank you thank you.
It is my absolute pleasure! I'm happy to hear that my videos have been helpful! =)
Great videos. Thank you for sharing your knowledge.
Thanks buddy! I'm glad to hear my videos are helpful! =)
SO helpful! you are awesome
No YOU are awesome! 😁
What is your opinion on buying options in Canada? How would one go about buying an option on a broker account like QuestTrade?
I personally don't invest in options and I don't recommend it for beginners. It is far more complicated and risky than buying and holding stocks and ETFs. If you don't know what you are doing, it is MUCH easier to lose money so don't blindly jump into it. Maybe in the future, I might play around with options but for now, I only want to make videos on things which I have extensive, personal experience with. I hope that helps! =)
Just curious why you suggest to first invest in your TFSA before the RRSP? If you still have RRSP room would it make sense to invest there to take advantage of the tax break?
Ideally you want to max out BOTH your TFSA and RRSP but for most people, especially beginners the TFSA is the easier one to start with since it's more flexible and far less complicated. Make sure you check out my RRSP Explained videos (both of them):
th-cam.com/video/bKMNgnMBSdE/w-d-xo.html
I got over how the RRSP tax deduction works and why you shouldn't necessarily claim your RRSP deductions right away, especially if you are in a smaller tax bracket. Check it out! =)
Great video again! Hope you can do video on dollar cost averaging investing in ETFs. And probably a ideal rrsp and tfsa etfs, bonds and stocks from your perspective...
Hey Vishant! Sorry for the late response! I have covered Dollar Cost Averaging in detail in my video here on BUY THE DIP:
th-cam.com/video/h9G1CV-oujI/w-d-xo.html
Love your videos !
Thanks Shawn! I'm glad my videos are helpful! =)
Great video,very well explained.
Are the dividends taxed, in other words let's say we get dividends for the investment,do we need to pay tax for the dividends.Please comment.
In a non-registered account, ANY form of income is taxed so that includes dividends, DRIPs and capital gains. You will have to pay taxes on this when you file your taxes. But in a tax-sheltered account like the TFSA or RRSP, dividends are tax free! =)
@@CanadianTShirt Thanks! So in that case we need to first open TFSA and should that account be linked to Questrade account.
Hello , I have a question, which is the best idea to invest in dividends, in the Celi or in the REER? Which one has the most advantage when it comes to obtaining profits, thank you very much
Great video!!! More Canadian content please 😁
Thanks Paul! You got it bud! 😁
Hi adrian,
Is there a way to identify how many stocks i need to buy to receive an dividend payout.
I saw some videos of yours and you have said we need to buy stocks worth of $3000 or so to get the dividend payout.
Is there a way to see that in Questrade?
Hey!!! I have watched all of your videos & I am an international student so... Can you make a video on canadian laws and things to look out for?
Very helpful, thanks! :)
Thanks Evan! I'm glad you found it helpful! =)
I like your videos very informative. Do you have a channel on growth stocks?
Thank you Javier and thank you for supporting my channel! I will be making several videos on growth stocks and ETFs so stay tuned! =)
How do you identity a growth stock vs a dividend stock
*identify
A growth stock doesn't pay a dividend or it pays an extremely low dividend yield (less than 1%) I hope that helps! =)
Really great info!
Thanks buddy! I appreciate that! =)
my goodness, I've been on yt for the past hour trying to understand the difference between payout ratio, yield, div and how to figure out if a company pays out their dividend monthly or quarterly or yearly and NOTHING I only got more confused. You swoooop in and BOOM! you made Gazelle version 2.0! She knows all about dividends! THANK YOU YOU ARE THE BEEEESSSTTT #only46.7Kleftto100Ksubs
Thank you Gazelle!!!! For future reference, if you are ever confused about something, do a quick search on my channel first and see if I have a video about it! 😁
Another awesome video Adrian. Clear, simple and straight to the point. How do you track your dividends payouts? is it manually or is there a way to automate that?