Nice time stamp to pick desired topic quickly 👌🏻👌🏻 Sad part , such humble person can't speak in it mother tongue 😢 Forced Sandeep to twist his tongue to speak in English 😛 ( though he covered it amicably 👌🏻👌🏻) Fil thy Netas 🤬🤬 are ruining our great Bharat (except very very few like Yogi, Hemanta 🙏 etc)
He is good for heavy investors and can say false things also to grow just go and ask as agent what is the commission on ULIP u will not even found more then 7.5% but he said 30% what has he taken is he put of his mind that the type of false information he is providing to earn more.
middle class is foolish and will forever play the losing game. The game is rigged from start. Middle class never understands. They are borne to be exploited.
One of the best inspiring videos from LLA. Even though i am from Kerala and subscribed to a lot of financial channels it took years to know persons like Melvin existing and doing a lot of good things to our country ❤. Thanks LLA
Melvin is a man with mission, thorough unbiased professional, humane and wise...a very rare combo indeed... Glad to have been guided by him in personal finance and happy to have known him.. More such people are needed in this world😊
We look up to fake heroes in the movies. Real heroes are like Sir Melvin. My heart feels such a gratitude towards him. Good work and may God bless him and his family for being such a good and helpful person. Some heroes don't wear Cape.
Irony is this whole discussion revolves around poor and low middle class people. Unfortunately they do not understand English to learn from this video😢😢
Thank you LLA for bringing people like Melvin Joseph sir to us. Feel happy when someone helps people to help freely in their financial stuff. If more people comes like this, then such money minded companies will get fear and some good things will happen to society.
Had the opportunity to take guidance from Melvin sir before I entered to the corporate. I must say he has been a great reason that I made a career in finance
#LLA team .. you guys are awesome.. you guys are no less than Mr. Melvin… doing so much research and making an impact.. love you guys.. keep up the good work.. really appreciate what you guys are doing at this age..
No words enough! Usually I see long videos in 1.25x or 1.5x. But this video I couldn’t do that. Bcz every second was worth to listen and learn. People like Sir are the living examples shaping India 🇮🇳 . 🫡
First of all I should say Thank you LLA for introducing us to Melvin Sir. Every bit of the video is worth watching. I watched the entire video and learnt a lot of things. I wish that every kid should watch this video and become good financial planners.
Financial advisory: 1. Competitors doing Advisory+Distribution and hence earning out of distribution commission... without any advisory fee. Customer thinks its a free service. 2. Only Advisory business: no distribution commission so advisory fee is the only income source. Customer thinks its a paid service, hence customer finds distributor better thinking he is free.
Wow.. this guy's motive gave me goosebumps. Thanks for identifying such individuals & sharing with us LLA ❤ I would be more than happy to join his purpose 🙏
From the start i m hooked. Its beautiful the way you shot it and the energy of Melvin louis. Its an inspiration. I also want to do something for our country. Thanks a lot very few videos on TH-cam moves you so much.
No words to say…. Feel so good to know that such self less people do still exist amongst us. God bless Mr Melvin and Jagruk talks for having brought him for this interview. 👍🏼
PURE BRILLIANCE....this was an exceptional show that should be watched by each and every person to get a better understanding or even to be aware of what's happening around insurance in India.....just stunning work by Mandeep and team. Hats off to their effort and thought process to bring out videos like this. Kudos.👍👍👍
What a man Melvin sir is. I genuinely respect him. A great man is a man that serves the society. And also key information that he gave which is really helpful. Awesome video make such episodes more often.
Kudos to Mandeep for bringing out such a gem. I felt like I heard a story of a movie. The great Visionary Melvin Sir "Shaping India" Salute to you Sir.
Sir I truly become great fan of you. Hat's off. I am from Maharashtra and looking the way people overflowed with all facility in government jobs still asking for pension and other side you kept the example of leaving such a luxury government job and coming forward to help society. 🙏
Excellent Mr.Melvin. Hats off to you. What you have been doing to the deserving kids for their education from a humble beginning of 1 person in 2003 and today in 2023 with 545 children getting such help from many sponsors through is a high order philanthropy from a honest gentleman like you. Kudos to you. Rs.10, 90,000 p.m on Kids education through your initiative is a great contribution to the society. Congratulations. Regards....Dr.M.Ramki Murugan MBA PhD from Chennai.
Heard him on Paisa Vaisa with Anumap Gupta in Advisor Perspective series, Gem of a person...(FYI, I am also a Financial Advisor and never sold any ULIP plan, traditional plan etc.)
👍Thanks for the reference to another video interview with this person. .. This interview was relevant in bits and pieces, but spoiled by too many irrelevant fillers 👎
I don't know how you manage to make these videos, but I assure you these are a few of the BSET videos I have watched on youtube in recent days. Best wishes to you and your team. 💐
In some places, Mr Melvin mic was working fine, whereas Mandy's mic was inaudible. Even outdoor as well as in the hotel. In the hotel, it was more often. Just want to bring to LLA notice, so that things will get improved.
Great feeling indeed to have watched this video .. Thank you labour law adviser for so precisely and wonderfully sharing this important information … Best wishes to Mr Melvin sir and labour law adviser..☺️🌸🌹🌺💐
Mr.Melvin's journey is indeed very inspiring and I so much wish to walk the same path and wish to become a RiA but sadly the regulations are quite stringent. I also got an opportunity to connect with Mr.Melvin on a couple of occasions and every interaction is very motivating. Thanx a lot Mandeep and team LLM Stay inspired and Keep inspiring 🤗
Really good session...i am also into financial planning but agree 100% with all his points ...need to sell what customer wants not what we want to sell him
Amazing episode. Hats off to Melvin Joseph for being the person he is and the value he has brought to people across the spectrum. Taking a Bow , Sir. ❤
Thanks for bring a nice humble person in the interview. A got Melvin sir name from The Wisest owl book. I am a client of him. But I didn't know his personal charity work.
Thank you LLA for making such wonderful, inspirational and educational videos and creating an awareness among the masses 2nd best video for me after pattu sir. Please start a course on personal finance not only for students but for everyone because in India we all need to get aware about personal finance and must get educated in this topic. Once again a huge thanks to the team LLA and to Malvin sir for making this video.♥️
Melvin Sir🙏🏻 I like to work under your guidance as Finance Advisor LLA True Sant (Karma Yogi I) saw because of you Melvin Sir and these type of are people introduced to us ..real Hero of society as he is person are Role Model for People who guidance Society and work better life of common people Thanks Mandeep 🙏🏻 ❤
Mandeep thank you so much to take such interview of a man who's having a lot of energy in 55 years of age. And so passionate about helping poor family. I got inspired by him, now want to help my village people by advising right investment.
fantastic session ..got to know so much with melvin sir. many of my financial queries were answered which were sort of doubts for many years now. really there is lot of gap in the finance sector, either this knowledge ppl didnt want to share earlier or the sector has very few knowledgable ppl, s advisors.
In India, We have microfinance/cooperative finance like Swayamshree Mahila, SHG which is similar to Bangladesh microfinance, and this was their way back before Bangladesh microfinance and still operating. So this is a familiar thing.
Hi, thank you so much for this ❤. I would really appreciate if you made a shorts about KEY and Melvin sir which is easy to share in social media. I myself started helping recently and many I know will be interested too but would lack the patience to sit through a full video to understand the details and how to help. Interested people can still watch the full version.
In my course i study many of them ignore but in portion it's clearly written that against the policy premium the most major expense is commission. And to solicit the business agent are the backbone. Actually what it means i understood now with this video
👉 Download Cred: app.cred.club/spQx/sfo4hmy3
👉 CRED Jagruk Talks S2 Playlist: th-cam.com/play/PL9DpKzAHkdgrBlbX_4c23_BMaCcotV6WJ.html
Hindi me milega kya
Salute to Mr. Joseph
Nice time stamp to pick desired topic quickly 👌🏻👌🏻
Sad part , such humble person can't speak in it mother tongue 😢
Forced Sandeep to twist his tongue to speak in English 😛 ( though he covered it amicably 👌🏻👌🏻)
Fil thy Netas 🤬🤬 are ruining our great Bharat (except very very few like Yogi, Hemanta 🙏 etc)
@LabourLawAdvisor I also want contribute for the Nobel cause. How can I contact Melvin Sir
Mandeep would have been great if ur voice was more audible
People like Sir Melvin defines India and what is the true meaning of a Deshbhakt
How to get in touch with melvin sir, I too want to be client of him.
He is good for heavy investors and can say false things also to grow just go and ask as agent what is the commission on ULIP u will not even found more then 7.5% but he said 30% what has he taken is he put of his mind that the type of false information he is providing to earn more.
Kar Diya na nationalism ki baat. I was scrolling down to see some extraterrestrial comments
well said!
Well said.. please let us know how to be a part of program which Melvin sir does for kids education
Sad thing is that selfless people never publicise their act. Kudos to the team for showcasing Melvin sir contribution ❤
thats the point of being selfless. No point in beating your chest. Do good for the objective of making others happy.
His story is so inspiring we need people like him more and help middle class people..
middle class is foolish and will forever play the losing game. The game is rigged from start. Middle class never understands. They are borne to be exploited.
this 1 hour 30 min is worth a diploma or degree , big big thank you LLA TEAM ❤❤❤❤
Matlab kuch bhi
Bhai kuch bhi Matt bol Bhai
Abe thoda padh leta to aise comment nai karta
One of the best inspiring videos from LLA. Even though i am from Kerala and subscribed to a lot of financial channels it took years to know persons like Melvin existing and doing a lot of good things to our country ❤. Thanks LLA
This was the best and most heart warming of all of jagruk talks so far 🔥
Melvin is a man with mission, thorough unbiased professional, humane and wise...a very rare combo indeed... Glad to have been guided by him in personal finance and happy to have known him.. More such people are needed in this world😊
As a client of sir, I can tell he is a gem 😇
Hi can u help me reaching out for my financial planning
@@GunvantJain do you want to reach him?
How to contact him?
How to get in contact with him?
Can you help me contact him?
We look up to fake heroes in the movies. Real heroes are like Sir Melvin. My heart feels such a gratitude towards him. Good work and may God bless him and his family for being such a good and helpful person. Some heroes don't wear Cape.
Mr. Melvin is like the ray of hope for many Indians. I am grateful of LLM and its team's efforts to bring us such episodes.
Respect for sir for his contribution to India... Truly deserved recognition at a much higher level...
Feeling proud to say I know him personally..very simple and down to earth.. great to know people do search out gems..
Can I get Melvin sir contact / email id.
Irony is this whole discussion revolves around poor and low middle class people. Unfortunately they do not understand English to learn from this video😢😢
Thank you LLA for bringing people like Melvin Joseph sir to us. Feel happy when someone helps people to help freely in their financial stuff. If more people comes like this, then such money minded companies will get fear and some good things will happen to society.
Had the opportunity to take guidance from Melvin sir before I entered to the corporate. I must say he has been a great reason that I made a career in finance
How to contact Melvin Sir ? i would like his advice and propably be his customer
Namaste 🙏🏻, may i know how to contact sir. I really need his advice 🙏🏻 please if you could do.
#LLA team .. you guys are awesome.. you guys are no less than Mr. Melvin… doing so much research and making an impact.. love you guys.. keep up the good work.. really appreciate what you guys are doing at this age..
I'm feeling all viewers will get humbled by watching this man's contribution to society.
No words enough! Usually I see long videos in 1.25x or 1.5x. But this video I couldn’t do that. Bcz every second was worth to listen and learn. People like Sir are the living examples shaping India 🇮🇳 . 🫡
Also I do the same.
Or he speaks fast. So we can't understand this fast.
I am following Melvin sir from last 3years. Got to know about him fully today❤️❤️ A gem of a man🌟
First of all I should say Thank you LLA for introducing us to Melvin Sir. Every bit of the video is worth watching. I watched the entire video and learnt a lot of things. I wish that every kid should watch this video and become good financial planners.
Great work by Mr Joseph.
We need like this people more and more.
Down to Earth.. no show off..
Amazing work by lla
Financial advisory:
1. Competitors doing Advisory+Distribution and hence earning out of distribution commission... without any advisory fee. Customer thinks its a free service.
2. Only Advisory business: no distribution commission so advisory fee is the only income source. Customer thinks its a paid service, hence customer finds distributor better thinking he is free.
Wow.. this guy's motive gave me goosebumps. Thanks for identifying such individuals & sharing with us LLA ❤
I would be more than happy to join his purpose 🙏
From the start i m hooked. Its beautiful the way you shot it and the energy of Melvin louis. Its an inspiration. I also want to do something for our country. Thanks a lot very few videos on TH-cam moves you so much.
No words to say…. Feel so good to know that such self less people do still exist amongst us. God bless Mr Melvin and Jagruk talks for having brought him for this interview. 👍🏼
These people are called SILENT HEROES. If we have 1 such person in 1000 folks , we humans as a society will advance exponentially imparted good will.
This is such a humbling experience. What a great talk. Kudos to you guys for covering such a gem of a person!
PURE BRILLIANCE....this was an exceptional show that should be watched by each and every person to get a better understanding or even to be aware of what's happening around insurance in India.....just stunning work by Mandeep and team. Hats off to their effort and thought process to bring out videos like this. Kudos.👍👍👍
What a man Melvin sir is. I genuinely respect him.
A great man is a man that serves the society. And also key information that he gave which is really helpful.
Awesome video make such episodes more often.
Amazed .. inspirational...so genuine.. thank you lla and credtalks ... Such nice talks and such genuine people ...
Kudos to Mandeep for bringing out such a gem. I felt like I heard a story of a movie. The great Visionary Melvin Sir "Shaping India" Salute to you Sir.
Sir I truly become great fan of you. Hat's off. I am from Maharashtra and looking the way people overflowed with all facility in government jobs still asking for pension and other side you kept the example of leaving such a luxury government job and coming forward to help society. 🙏
Excellent Mr.Melvin. Hats off to you. What you have been doing to the deserving kids for their education from a humble beginning of 1 person in 2003 and today in 2023 with 545 children getting such help from many sponsors through is a high order philanthropy from a honest gentleman like you. Kudos to you. Rs.10, 90,000 p.m on Kids education through your initiative is a great contribution to the society. Congratulations. Regards....Dr.M.Ramki Murugan MBA PhD from Chennai.
People like Melvin sir are true superheroes , they are the ones who truly inspire me ❤
Melvin sir will surely be a Padma Award winner within 10 years....❤️
Sir ,I think this is a historic conversation which will benefit the entire society 💜💜💜🙏🙏🙏
Heard him on Paisa Vaisa with Anumap Gupta in Advisor Perspective series, Gem of a person...(FYI, I am also a Financial Advisor and never sold any ULIP plan, traditional plan etc.)
Good Job
👍Thanks for the reference to another video interview with this person. .. This interview was relevant in bits and pieces, but spoiled by too many irrelevant fillers 👎
@@satish918 👍
PLEASE upload in Spotify or any other audio streaming platform its such a headache to listen to podcast from TH-cam!
Super amazing, inspiring and educational video.. Melvin sir n LLA is doing amazing work.. Hats off!!
You made a difference.. that is why i follow you. Thank you for being honest like very few are.
I don't know how you manage to make these videos, but I assure you these are a few of the BSET videos I have watched on youtube in recent days.
Best wishes to you and your team. 💐
In some places, Mr Melvin mic was working fine, whereas Mandy's mic was inaudible. Even outdoor as well as in the hotel. In the hotel, it was more often. Just want to bring to LLA notice, so that things will get improved.
Melvin sir a salute to you..Thank you for doing this 🙏🙏
I have come to the conclusion it is always the simple humble looking man who earns the most money.
Very inspiring content by LLA, great initiative by Melvin sir. Watched in one stretch , melvins sir words were very thought provoking.
Really appreciated after long time seeing this pure soul video kudos to LLA team
i watch all video in 2x but i show this in 1x awesome content keep it up
LLA never disappoint 👍
Kudos to LLA for bringing Melvin sir on the screen.
Great feeling indeed to have watched this video .. Thank you labour law adviser for so precisely and wonderfully sharing this important information … Best wishes to Mr Melvin sir and labour law adviser..☺️🌸🌹🌺💐
This is the most original video i have seen . Thankyou a lot
Love all educational videos of LLA. it is great pleasure to listen such simple person like Melvin Joseph with pure heart.
Now wait is over.....finally...#LLA❤
Looking forward to watching this video 😊
I'll share my review after watching it
He's the man we should be celebrating. And should be an aspiration.
Mr.Melvin's journey is indeed very inspiring and I so much wish to walk the same path and wish to become a RiA but sadly the regulations are quite stringent. I also got an opportunity to connect with Mr.Melvin on a couple of occasions and every interaction is very motivating. Thanx a lot Mandeep and team LLM
Stay inspired and Keep inspiring 🤗
Huge inspiration for fee only advisors like us. Lots of Respect!
Thankyou Melvin Sir.....been reading about you since 10 years ....nice to see you
Really good session...i am also into financial planning but agree 100% with all his points ...need to sell what customer wants not what we want to sell him
Thanks LLA for this video. Respect and love for LLA and Melvin Joseph sir.
Amazing episode. Hats off to Melvin Joseph for being the person he is and the value he has brought to people across the spectrum.
Taking a Bow , Sir. ❤
Inspiring story! Hats off team LLA!
Thank you Melvin Sir for being a pioneer of this fee only movement and leading us all. Lots of respect for you as always.
Last 10 min is really rich in knowledge n kindness
Kamal hi episode h lla...it's something so beautiful and so wholesome...respect
Thank you Melvin sir for doing this for our society & country.may god bless you for your journey ahead 🙏🙏🙏
Inspirational. Thanks for sharing.
Thanks for bring a nice humble person in the interview. A got Melvin sir name from The Wisest owl book. I am a client of him. But I didn't know his personal charity work.
Liked it for Melvin supporting 500 kids in their studies.👏👏👏
Amazing and inspiring people like Melvin are the backbone of this great country.
This is amazing..thanks for all the efforts LLA team
There should be a documentary made on such people to make world aware that how Miss selling happens and to be safe
Brilliant interview/podcast/video. I'm truly inspired.
I was a client of Melvin and his professionalism and advise was to the point.
Nice to know Melwyn sir helping poor kids in achieving their dreams. I want to part of his KEY group.
What a man
Thank you LLA for making such wonderful, inspirational and educational videos and creating an awareness among the masses 2nd best video for me after pattu sir.
Please start a course on personal finance not only for students but for everyone because in India we all need to get aware about personal finance and must get educated in this topic.
Once again a huge thanks to the team LLA and to Malvin sir for making this video.♥️
It's been so inspiring listening to Mr Melvin
Thank you LLA for this mind blowing Podcast! Inspiring !!
Melvin Sir🙏🏻
I like to work under your guidance as Finance Advisor
LLA True Sant (Karma Yogi I) saw because of you Melvin Sir and these type of are people introduced to us ..real Hero of society as he is person are Role Model for People who guidance Society and work better life of common people
Thanks Mandeep 🙏🏻 ❤
His stories are so wholesome. Lovely person❤️
I thank you both for making this video. ONE OF THE BEST VIDEO IN TH-cam.
100X respect for Melvin sir 🥺
One of the best podcast.
Most inspirational and motivational.
Hats off to Mandeep and team for bringing such a gem to the table.
This was the most insightfull video about insurance i had. Thankyou @ Labour Law Advisor.
We, India need people like him ❤ love from my heart sir
Thank you LLA for this podcast and your selflessness.. Genuine Gratitude
Mandeep thank you so much to take such interview of a man who's having a lot of energy in 55 years of age. And so passionate about helping poor family. I got inspired by him, now want to help my village people by advising right investment.
Good Decision
This video is the definition of positivity. These videos inspire us to do good in society. Not some paid main stream news propaganda.
I am simply glad that you have covered such a fabulous person
fantastic session ..got to know so much with melvin sir. many of my financial queries were answered which were sort of doubts for many years now. really there is lot of gap in the finance sector, either this knowledge ppl didnt want to share earlier or the sector has very few knowledgable ppl, s advisors.
1:21:14 -- Immense respect to you sir. I had saved this video because i couldn't watch when it was uploaded, it is worth watching it. Thank you LLA
Very insightful and inspiring. Keep doing this work guys. It's a best one hr spent for 2023 👏🏻👏🏻👏🏻 appreciate it so much.
In India, We have microfinance/cooperative finance like Swayamshree Mahila, SHG which is similar to Bangladesh microfinance, and this was their way back before Bangladesh microfinance and still operating. So this is a familiar thing.
Hi, thank you so much for this ❤.
I would really appreciate if you made a shorts about KEY and Melvin sir which is easy to share in social media.
I myself started helping recently and many I know will be interested too but would lack the patience to sit through a full video to understand the details and how to help.
Interested people can still watch the full version.
In my course i study many of them ignore but in portion it's clearly written that against the policy premium the most major expense is commission. And to solicit the business agent are the backbone.
Actually what it means i understood now with this video
Thanks to LLA i heard about him now by seeing your coverage my respect for Melvin sir has increased multifold
Superrrrr🎉🎉🎉🎉 love you sir❤❤
So inspirational.... one of the best person interviews
LLA at its best❤
Thank you, LLA, for interviewing such great human