கடனை வேகமாக முடிக்க உதவும் வழிமுறைகள் | Loan Repayment Calculation (MS Excel) | Tamil

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  • เผยแพร่เมื่อ 12 ธ.ค. 2024
  • Here, this video explains the workings of Amortization Table (EMI Schedule) and calculated approach to pay off your loan quickly. It will be helpful for you to analyze your loan payments and how to pay it off quickly. This calculation applies to all kind of loans such as home loan, bike loan, car loan, education loan, and personal loan.
    #Loan #Payoff #Tips
    Content:
    00:10 Introduction
    00:52 Loan calculation example
    SECTION 1:
    02:11 Amortization Table (EMI Schedule)
    03:27 Workings of Amortization Table
    SECTION 2:
    06:19 How to pay off the loan quickly - Intro
    06:33 Loan Duration
    07:43 Never miss an EMI payment
    08:44 Atleast pay interest amount
    09:56 Part-payment
    11:43 Pay one extra EMI every year
    13:28 Increase EMI by 5% or 10% every year
    SECTION 3:
    14:38 Summary
    15:53 End credits
    Contact:
    / anandexplains
    Download Excel Worksheet here:
    ---------------------------------------------------------------------------------------------------------------------
    Loan Payment Calculator (version.1) (Click this link and save the file)
    1drv.ms/x/s!Aq...
    ---------------------------------------------------------------------------------------------------------------------
    Loan Payment Calculator (version.2) - Floating interest rate (Click this link and save the file)
    1drv.ms/x/s!Aq...
    ---------------------------------------------------------------------------------------------------------------------
    Google Sheets Link here:
    Loan Payment Calculator v.1
    docs.google.co...
    ---------------------------------------------------------------------------------------------------------------------
    For EMI Calculation, Watch this:
    • அறிவோம் தவணைக்கணக்கு |...
    Attributions:
    Music: www.bensound.com
    Icons: iconscout.com/...
    icon-library.n...
    DISCLAIMER
    This channel is for education purposes only and is not affiliated with any financial institution.

ความคิดเห็น • 741

  • @AnandExplains
    @AnandExplains  3 ปีที่แล้ว +12

    NEW LOAN CALCULATOR is updated with loan disbursements inputs. You can do loan calculation based on the disbursed loan amount as well. Link is given in the description. Please check it out!

    • @kiruthikathiru9384
      @kiruthikathiru9384 3 ปีที่แล้ว +2

      Anand sir, V3 is not downloadable as it consumes high size. pls check and rectify and help us.

    • @dineshkumarkmk
      @dineshkumarkmk 3 ปีที่แล้ว +1

      Hi sir, Unable to open V3 version from onedrive. Error is coming : Sorry, we can't open your workbook in Excel Online because it exceeds the 25 MB file size limit. Please upload it in some other portal and provide the link

    • @DineshKumar-vq2sm
      @DineshKumar-vq2sm 3 ปีที่แล้ว

      Hi Mr.Anand, Pl give download link for loan calculator.
      Will b handy . Tq

    • @AnandExplains
      @AnandExplains  3 ปีที่แล้ว

      @@kiruthikathiru9384 V3 calculator has been fixed and is working now. Feel free to use it.

    • @AnandExplains
      @AnandExplains  3 ปีที่แล้ว +1

      @@dineshkumarkmk The problem with V3 is fixed. Link is given in description. You can use and download the file.

  • @hemanathanseshachari191
    @hemanathanseshachari191 3 ปีที่แล้ว +19

    sir, உண்மையில் தங்களுக்கு கோடி நன்றிகள் ஐயா.

  • @s.balasubramanians9931
    @s.balasubramanians9931 ปีที่แล้ว +1

    பயனுள்ள தகவல் அருமையான விளக்கத்துடன்.
    நன்றிகள் பல.

  • @GEETHASasikumar-sz7xo
    @GEETHASasikumar-sz7xo ปีที่แล้ว +1

    உண்மையில் மிக மிக பயனுள்ள தகவல் கோடான கோடி நன்றிகள்

  • @perumalperumal9999
    @perumalperumal9999 2 ปีที่แล้ว +2

    இந்தத் தகவல் கொடுத்ததற்கு ரொம்ப நன்றி ஐயா எனக்கு மிகவும் பயனுள்ளதாக இருக்கும்

  • @sabarik6721
    @sabarik6721 3 ปีที่แล้ว +9

    Excellent sir, I barrow 40 lakh in hdfc, now I am struggling due to the pendamic situation. Now this is very useful for me. Really much appreciated sir. Thank you❤🌹🙏

  • @nandunindu25
    @nandunindu25 3 ปีที่แล้ว +7

    Honestly, this calculation was very helpful for me. Thanks brother.

  • @Felix_Raj
    @Felix_Raj 2 ปีที่แล้ว +3

    உண்மையிலேயே மிக பயனுள்ள காணொளி சகோ... நன்றி! ❤️🔥

  • @silambarasans2028
    @silambarasans2028 3 ปีที่แล้ว +2

    தமிழ் வார்த்தைகளும் அதன் உச்சரிப்பும் அருமை....

  • @shagulhameed1321
    @shagulhameed1321 3 ปีที่แล้ว +1

    மிக்க நன்றி திரு ஆனந்த்...மிகவும் தெளிவான விளக்கம் கொடுத்துள்ளீர்கள்.

  • @rosariorishef5714
    @rosariorishef5714 2 ปีที่แล้ว +2

    Thank you for This good video is this applicable for all bank

    • @AnandExplains
      @AnandExplains  2 ปีที่แล้ว

      It depends on the banks and their terms&conditions.

  • @pugazhsupreme1638
    @pugazhsupreme1638 ปีที่แล้ว +2

    ❤ மிகவும் பயனுள்ள தகவல் மிக்க நன்றி அண்ணா

  • @krishnakumargsm
    @krishnakumargsm 3 ปีที่แล้ว +1

    சூப்பர் sir பல லட்சம் மதிப்புள்ள காணொளி இது நன்றி

  • @karthickm1060
    @karthickm1060 3 ปีที่แล้ว +2

    Very nice video. Useful to all. Thanks Anand sir

  • @pothysgstalagar2043
    @pothysgstalagar2043 2 ปีที่แล้ว +1

    Super Sir very useful message just now we have started our home loan this may help us a lot thank you.

  • @sangarselvanathan7612
    @sangarselvanathan7612 2 ปีที่แล้ว +11

    அண்ணா,,,,என்ன சொல்ல ...வார்த்தையே வரல,,,,,உங்களுக்கு கோடானுகோடி நன்றிகள் ....

  • @jaganathansrinivasan8601
    @jaganathansrinivasan8601 3 ปีที่แล้ว +2

    Very very useful. Very neatly explained

  • @ganeshanpganeshan6712
    @ganeshanpganeshan6712 2 ปีที่แล้ว +1

    Yenna Oru Declaration
    Very very Use full content sir really good sir

  • @RajkumarRajkumar-xn4hw
    @RajkumarRajkumar-xn4hw 3 ปีที่แล้ว +2

    Super super simple way of easy tips I will follow this ideas.

  • @godblessmagizh
    @godblessmagizh 3 ปีที่แล้ว +1

    Sir excellent uh explain seitheenga sir.... Kodanu Kodi nandrikal

  • @sowmyasomero7918
    @sowmyasomero7918 2 ปีที่แล้ว +2

    Fabulously explained Anand. Seriously. Sooo helpful. Please keep doing such helpful works.

  • @santhoshkumar-bg7cr
    @santhoshkumar-bg7cr 2 ปีที่แล้ว +2

    நல்ல விளக்கம் நன்றி

  • @guna_ani8554
    @guna_ani8554 4 ปีที่แล้ว +2

    Awesome bro super explain ...sathyama ennku eathula evvlo process earukunu thareyala.....

  • @dineshs7379
    @dineshs7379 3 ปีที่แล้ว +12

    Very neatly explained.
    Hats off
    Wish your channel many more success.🙏🙏

  • @NangalumYoutuberThaan
    @NangalumYoutuberThaan 2 ปีที่แล้ว +2

    Sir, you improved our confidence... Thank you so much

  • @thirusambandam8697
    @thirusambandam8697 3 ปีที่แล้ว +1

    Nice simple& very very useful to loan buyers

  • @lakshminarayanans7684
    @lakshminarayanans7684 3 ปีที่แล้ว +3

    Super bro... U said pay 13 installments instead of 12 in a year, one more small suggestion is that, that 1 extra installment v r planning to pay at the end year could be distributed in all the 12 installments in a year which also vl give a huge change... Try that too frnds...

  • @mahalingam122
    @mahalingam122 2 ปีที่แล้ว +2

    Dedicated work clear explanation 👌

  • @kumark.n3333
    @kumark.n3333 2 ปีที่แล้ว +1

    Hai sir,your explanation is very good .i am easily understood what you are trying to explain.thank you so much

  • @swetha6303
    @swetha6303 3 ปีที่แล้ว +1

    Super super super !!!
    Very clear presentation!! I’m New to ur channel .. but very impressed!!!
    Hats off ..

  • @anithaanitha8932
    @anithaanitha8932 3 ปีที่แล้ว +1

    Sir na ivlonaal theditu irunthathu intha explanation tha. But personal loan. Thank you so much for this sharing... I asked anyone who works in a bank or related private sectors also having no idea about it. Nice video thanks a lot

    • @anithaanitha8932
      @anithaanitha8932 3 ปีที่แล้ว

      Sir can you send this worksheet please

    • @AnandExplains
      @AnandExplains  3 ปีที่แล้ว

      @@anithaanitha8932 You can find the excel worksheet in the description of the video. You can download it.

  • @blue-translogistics5030
    @blue-translogistics5030 2 ปีที่แล้ว +1

    This is very useful and amazing to hear such a great explanation

  • @aadharsanabharathi506
    @aadharsanabharathi506 3 ปีที่แล้ว +1

    Super explanation..power of compounding

  • @kubendranewards2955
    @kubendranewards2955 3 ปีที่แล้ว +1

    It is very useful to the society. Congratulation.

  • @muthukumar-nc5sd
    @muthukumar-nc5sd ปีที่แล้ว +1

    Vera level anna video iruntha doubts laam clear rompa thank u anna

  • @kishorem8764
    @kishorem8764 3 ปีที่แล้ว +1

    Thanks bro. Romba theliva soneenga

  • @bharathikannanperiyasamy3990
    @bharathikannanperiyasamy3990 2 ปีที่แล้ว +1

    Superb brooo.... Clarity ahh solirukinga..... 👏👏👏

  • @abhishekprabhu1
    @abhishekprabhu1 4 หลายเดือนก่อน

    Thank you very much, but i have missed it earlier, anyhow its an eye opening for me, thank you once again Sir. God bless you.

  • @muthukumarp617
    @muthukumarp617 3 ปีที่แล้ว +1

    Nidhanam and Thelivana explaination, easily understand by everyone 👍

  • @bravevijaykumar680
    @bravevijaykumar680 3 ปีที่แล้ว +1

    Good Explained and even bank employees also never tell this kind tips,it will helpful for all middle class people,thank you so very much.

  • @silambarasans2028
    @silambarasans2028 3 ปีที่แล้ว +1

    Vera level explanation sir.... superb. Good work and keep it up

  • @nirmalkumar8415
    @nirmalkumar8415 3 ปีที่แล้ว +1

    Great Explanation ...never saw such a detailed video like this..Thanks Sago

  • @statutory8850
    @statutory8850 3 ปีที่แล้ว +2

    Great explanation 👌👌👌👌video of the year

  • @snehapriyangha2945
    @snehapriyangha2945 3 ปีที่แล้ว +3

    Extremely impressive content delivery. Thanks a lot. Its was very useful...

  • @Premkumar-eo7rr
    @Premkumar-eo7rr 3 ปีที่แล้ว +8

    Hello Mr.Anand.. This is very useful and amazing to hear such a great explanation.. a big eye opener for all of us who are really struggling to plan for loan prepayment.. I never came across this sort of clarification and just after I done with your video I became your subscriber. Thank you so much for your support.. Wish you all success 😊

  • @kavithaprabakaran9839
    @kavithaprabakaran9839 ปีที่แล้ว +1

    Very clear explanation....

  • @AbdulSamad-bx9ic
    @AbdulSamad-bx9ic 3 ปีที่แล้ว +1

    Simple and great presentation bro

  • @Vaathi100
    @Vaathi100 7 หลายเดือนก่อน

    Superb video sir. Thanks a lot for ur dedicated guidance to common people. Clear and good explanation with examples made understanding easier amd interesting. Thank u sir. 🎉🎉

  • @PriyadharsiniVignesh
    @PriyadharsiniVignesh ปีที่แล้ว

    Really a very good content i watched on youtube after long time thank you

  • @priyadharshiniak172
    @priyadharshiniak172 3 ปีที่แล้ว +2

    Very nicely explained bro. Will use the tips you have given.

  • @rajeshmangalath7055
    @rajeshmangalath7055 2 ปีที่แล้ว +1

    Excellent and indepth explanation.....

  • @arunraghavendar
    @arunraghavendar 2 ปีที่แล้ว +1

    Excellent video helped me a lot

  • @janarthananm9369
    @janarthananm9369 2 ปีที่แล้ว +1

    Rembha mukkiyama na video poturikinga.. it will help many people.

  • @balakrishnanillaya4886
    @balakrishnanillaya4886 2 ปีที่แล้ว +1

    Excellent sir your a great Teacher sir

  • @A5fr8hxuiivyklhkovt8vb
    @A5fr8hxuiivyklhkovt8vb 10 วันที่ผ่านมา

    Very clearly explained sir...thanks

  • @vnithiyanandam
    @vnithiyanandam 3 ปีที่แล้ว +1

    Sir what a explanation ... awestruck.

  • @masilamani1811
    @masilamani1811 4 ปีที่แล้ว

    விவரித்த விதம் அருமை.மிகவும் உதவியாக உள்ளது.வாழ்த்துகள்.,.!!

  • @rameshhariharan2623
    @rameshhariharan2623 3 ปีที่แล้ว +1

    Sir great sir. U have given eye opening to people who want to get loanhow to safeguard . Var mun kappathu. Great sir.

  • @mahendraselvik
    @mahendraselvik 3 ปีที่แล้ว +1

    Thank you for valuable suggestion. Really very useful.....

  • @MrDNTS
    @MrDNTS 4 ปีที่แล้ว +2

    Very useful calculation sheet and very useful video. Learnt a lot on how everything is calculated. Thanks bro.

  • @ranjithkaruvanchery6035
    @ranjithkaruvanchery6035 2 ปีที่แล้ว +1

    super bro, it helps me a lot. Thank you so much.

  • @SriDevi-we6pg
    @SriDevi-we6pg 2 ปีที่แล้ว +1

    Thanks sir very very useful information sir I will try sir nan ipa than loan vankiruken sariyana time la than unga vedio parthiruken sir

  • @sathis986
    @sathis986 3 ปีที่แล้ว +1

    Mr.Anand...Thank you so much for your valuable information...

  • @essaravanan1094
    @essaravanan1094 2 ปีที่แล้ว +1

    Very good explain I need your advice. How to close car loan early

  • @sankars3039
    @sankars3039 3 ปีที่แล้ว +2

    Excellent, clearly explained the details. Thanks

  • @Jaya.Krishna
    @Jaya.Krishna 2 ปีที่แล้ว +3

    Very Good explanation Mr.Anand 🙂Thanks much for the spread-sheet which is very useful for every borrower. Looking for more such videos. Thanks again for your great support. All the very best. 👍

  • @c.zephyrinsinnappar4820
    @c.zephyrinsinnappar4820 3 ปีที่แล้ว +1

    sir excellent explanation thanks a lot......very useful

  • @ashokumaar
    @ashokumaar ปีที่แล้ว

    Great very clear and up to the point.

  • @sivaramant8990
    @sivaramant8990 ปีที่แล้ว +1

    Sir, I have got more useful information from you, thank you so much sir.

  • @pradeepm5479
    @pradeepm5479 3 ปีที่แล้ว +6

    Very professional ❤️

  • @sundarsankaralingam6948
    @sundarsankaralingam6948 3 ปีที่แล้ว +1

    Very useful information. Thank u very much

  • @BMHelpline
    @BMHelpline 3 ปีที่แล้ว +4

    Your PowerPoint and Excel Skills are awesome Anand Sir👍🏻👌🏻🤓

  • @Gam-x2o
    @Gam-x2o 4 ปีที่แล้ว +1

    அருமையான பதிவு சார்.ரொம்ப நன்றி சார் மற்றும் ஆங்கில புத்தாண்டு வாழ்த்துக்கள் சார் 🙏🙏🙏

    • @AnandExplains
      @AnandExplains  4 ปีที่แล้ว

      நன்றி நண்பரே🙏🏼 புத்தாண்டு வாழ்த்துக்கள்!!

  • @HABIBRAHMAN-mj1ih
    @HABIBRAHMAN-mj1ih 3 ปีที่แล้ว +1

    Bro very good 😁
    I have clean explaination for u r channel only

  • @vijaysentamilselvan2581
    @vijaysentamilselvan2581 3 ปีที่แล้ว +1

    Mr.anand thanks very useful video and helpful.

  • @vasudevan4300
    @vasudevan4300 3 ปีที่แล้ว +1

    நண்பரே அருமையா தெழிவ படுத்தினீங்க

  • @kamarrajn2103
    @kamarrajn2103 ปีที่แล้ว

    Sir, Really a good clarification. Thanks.

  • @tnpscreadingwaytamil9817
    @tnpscreadingwaytamil9817 3 ปีที่แล้ว +1

    Super pa great this method is very useful

  • @jackg1067
    @jackg1067 3 ปีที่แล้ว +1

    Very well explained.Thanks a lot...Much appreciated

  • @Karalmarks_Pvm
    @Karalmarks_Pvm 2 ปีที่แล้ว +1

    congratulations good work. Nice explanation. Keep it up

  • @yasodhasivakumar3425
    @yasodhasivakumar3425 3 ปีที่แล้ว +1

    It's more useful. Thank u.

  • @priyapandiyan2
    @priyapandiyan2 3 ปีที่แล้ว +1

    Thank so much bro very very valuable information

  • @emptydabbachannel895
    @emptydabbachannel895 3 ปีที่แล้ว +1

    very clean and clear explaination... thank you for such a video

  • @yarooival6683
    @yarooival6683 3 ปีที่แล้ว +1

    Excellent Sir... Really Superb..! Useful advise..!! Thank u So..!😊

  • @rajiprk2854
    @rajiprk2854 3 ปีที่แล้ว +1

    Very useful information sir. Thanks

  • @bala2g
    @bala2g 3 ปีที่แล้ว +1

    Vera level bro! Very much appreciated!! 👍

  • @MVPathi
    @MVPathi 3 ปีที่แล้ว +1

    Your expline excellent 👏👌👍
    Thank you so much brother

  • @balamurugan-vu3nv
    @balamurugan-vu3nv 3 ปีที่แล้ว +1

    Excellent video brother.. got clyster clear idea about loan.. please keep uploading such videos. Keep rocking..

  • @sasikumar-ld8iu
    @sasikumar-ld8iu 4 ปีที่แล้ว +2

    excellent you are eye opener thanks lot

  • @arvinds3796
    @arvinds3796 3 ปีที่แล้ว +1

    Useful video. Kudos to the creator 👍

  • @ArunKumar-hg1rd
    @ArunKumar-hg1rd 3 ปีที่แล้ว +1

    excellent explanation. useful for many. . .

  • @balakrishnan.g8882
    @balakrishnan.g8882 3 ปีที่แล้ว +1

    Very very use full bro, thank you so much😉😉😉.

  • @kalimuthukarupaiah6328
    @kalimuthukarupaiah6328 3 ปีที่แล้ว +1

    Nalla purigiramathiri solranga sir thank u sir

  • @SrinivasanK-bt5vv
    @SrinivasanK-bt5vv 5 หลายเดือนก่อน

    Thanks for your explanation. Super. Keep posting

  • @rs.parthiban858
    @rs.parthiban858 3 ปีที่แล้ว +1

    Sir thangs God arumai.plnnitinga.yarukkum idhu theyriyathu.very. Very thx 🙏🙏🙏🙏🙏👍👍👍

  • @velmurugans5555
    @velmurugans5555 2 ปีที่แล้ว +1

    Thanks for your useful information....

  • @kalimuthukarupaiah6328
    @kalimuthukarupaiah6328 3 ปีที่แล้ว +1

    Arumayana vilakkam sir thank u sir

  • @fero___3005
    @fero___3005 3 ปีที่แล้ว +1

    Learned a lot bro thanks

  • @aishwariyam407
    @aishwariyam407 3 ปีที่แล้ว +1

    Sir very thank for you
    Please house loan quick
    Solved a idea given. God
    Blessings you. Valka valamudan.
    VALARKA nalamuduan.

  • @srinivasansadasivam6076
    @srinivasansadasivam6076 3 ปีที่แล้ว +1

    Very good explanation.