keep the cute pictures of Miles coming, so happy he's enjoying his cat tree! I also listened to that episode of bigger pockets and thought that part was insightful and useful to plan for those costs when I go to buy a house in the future. Thanks for sharing!
Don’t sweat the high mortgage payment. We did the same thing on LI with 6.3% interest. We have a mortgage of $4200 and we bring home about the same money as you guys. Trying to aggressively pay off our last consumer debt - our Durango (just over 13k left). I wanna have that paid off by September. Just stay out of consumer debt and then refinance that loan when the rates eventually come down. Getting out of consumer debt I think is SO rare in the US.
Right?! My goal since we started trying to have kids 8 years ago was to get into a house like this so when I look at that payment I try to remind myself of how much I’ve wanted this and try to focus on gratitude that we were able to make it happen at all in this economy
Haha yes but his includes food, insurance, medical, toys, etc whereas our food insurance, and medical comes from other areas of our budget. But we do love him so much 😻
It’s safety insurance I believe. We use an insurance broker who helps us shop around for the best rate. Our cars are older (2014 & 2015) plus were in our late 30s with great driving records so I think all that helps
![เปิดบ้าน พี่ตูน Bodyslam หลังใหม่คนแรก ที่ภูเก็ต l [Nickynachat]](http://i.ytimg.com/vi/flFwcmyDQSk/mqdefault.jpg)
The first 500 people to use my link skl.sh/laurenmiller06241 will get a 1 month free trial of Skillshare premium!
Very nice that's you're planning on actually paying yourselves first! All the best 😊
keep the cute pictures of Miles coming, so happy he's enjoying his cat tree! I also listened to that episode of bigger pockets and thought that part was insightful and useful to plan for those costs when I go to buy a house in the future. Thanks for sharing!
Miles looks extremely happy with the new perch 😊
He loves it so much! He spends all day out there 😻
Don’t sweat the high mortgage payment. We did the same thing on LI with 6.3% interest. We have a mortgage of $4200 and we bring home about the same money as you guys. Trying to aggressively pay off our last consumer debt - our Durango (just over 13k left). I wanna have that paid off by September.
Just stay out of consumer debt and then refinance that loan when the rates eventually come down. Getting out of consumer debt I think is SO rare in the US.
Great perspective! Thanks for the encouragement and totally agree-we’re avoiding consumer debt at all costs
Lauren - You look so happy and I love to see it ❤❤❤
Why have you deleted a lot of your videos?
she did? which ones?
@@julianamartinez9737 A lot of them from 507 videos to just 164 videos.
@@julianamartinez9737 A very quick look shows all of the ones between March 27 2023 and August 23 of 2023.
I believe Shay Budgets uses Notion.
I have a similar mortgage and we better love the house LOL
Right?! My goal since we started trying to have kids 8 years ago was to get into a house like this so when I look at that payment I try to remind myself of how much I’ve wanted this and try to focus on gratitude that we were able to make it happen at all in this economy
Yeah, 1 month at a time. Hopefully you can refinance in a couple years. Get yourself ready for that financially :)
I just realized Miles' SF is higher then you, your husband and your daughters' 🙃
Haha yes but his includes food, insurance, medical, toys, etc whereas our food insurance, and medical comes from other areas of our budget. But we do love him so much 😻
What car insurance company do you use? Is that for one or two cars? That’s a great rate, I’m trying to shop around and get ours down
It’s safety insurance I believe. We use an insurance broker who helps us shop around for the best rate. Our cars are older (2014 & 2015) plus were in our late 30s with great driving records so I think all that helps
One thing to look into, does your mortgage company allow you to 'recast' your mortgage? May be an option in the future to lower your payment.
Great point! I’m hoping we can refinance to a lower interest rate in the next couple years but def something to look into if we can’t
54000 large in a mortgage. Man.
40% of your income to your mortgage is crazy 😮😮😮
If we had bought three years ago it would be half that
@@laurensmoneymindset yeah same here. It sucks!
Which Amex card do you use? Thx!
This one! (affiliate): americanexpress.com/en-us/referral/blue-cash-preferred-credit-card?ref=LAUREMR5Cp&XL=MIANS