Use Uniball Signo 207 and 307 gel pens when writing checks and money orders. The Uniball Signo 207 and 307 gel pens have pigmented ink that can't be washed out.
As a teller I’m happy to say I haven’t made that mistake ( although I’ve made others ) . It’s very important to be cautious with a check that’s presented in front of you . Most times you can tell the person is doing something they shouldn’t be doing if they’re rushing your vetting process.
@@banuup That’s not true for all banks , especially not mine . Now Wells Fargo on the other hand -- is a huge disgrace as a company💯. We all have responsibilities to pay for , but how they go about it is just plain wrong .
@@ms.congeniality3976 just reality’s of life they use our money to invest in other entity’s, these coorperations commit fraud on the daily & prey on the financially unstable!! Just cash those checks love
I pay my bills either online, have certain payments automatically debited from my account or schedule payments through my bank. I haven't used checks in years. It never cease to amaze me the lengths individuals go through to be thieves.
This is not new. I am surprised they did not mention this, but here is one more suggestion. Use Check Writing Pens. Pens that do not wash off. If I write a check it is the only types of pens I use to write them. But I mostly use online bill pay now. Funny it is so easy to wash a check but get regular ink on your clothes and that stain never comes out. Go figure.
Also...another protection is the UNIball 207 pen. It bonds with the paper and protects from washing. Watched a TH-cam presentations by Frank Abegnale {Catch Me If You Can) who has now worked for the FBI 42 yrs.
I hate a thief... Somebody did this to my grandmother back in 2014. But with a money order from Western Union. The son of a b###### had the nerve to pay they're rent out of my grandmother's money order that was supposed to be for her rent. The nerve!
My dad used to send gift cards in the mail to my grandma for Christmas and her birthday. We're pretty sure a postal worker stole the gift card because my grandma never got ANYTHING. The card nor the gift card. Not even the envelope. Lol. He's never done that since. He'll send her a gift card on Amazon or drive all the way to her before he does that again.
@@ILovePancakes24 I think you missing the point. Let me steal your whole lifesavings or if you own a home let me steal it from you and see if you wouldn't want the death penalty for me. If you don't somethings wrong with you mentally.
I used to have automatic overdraft protection (savings account tied to my checking account) before this happened to me. I cancelled that. Plus now I only have what I need in my checking account to cover my bills...
I don't understand why this is still an issue. This has been going on for decades! I know because first time I heard about it I was in primary school and I'm on my 40s now. Why haven't the check making companies implemented a security feature such as printing "invalid" or "do not receive" on the paper the check are printed on but only appear if a solvent solution is applied to the paper? They already do something like it when/if the check is photocopied and text appears on the copy, I'm pretty sure it's not that hard to have special ink made visible when a solvent (acetone, IPA, thinner) is introduced. Why is this still an issue TODAY?
I work fraud cases at a bank, the answer to your question is partially in your question actually, checks are very old school. This new wave of check fraud really only started back up in the last couple of years. Even to this day check usage has been on the decline, with the push for digital banking banks are reducing staffing in these areas. But much more importantly, alot of the old timers who have the knowledge are retiring. And it's not as easy as just slap on new ways of detecting fraud, everyone goes about it in different ways and there would still be a massive amount of older checks out there without those features in place. And it wouldn't be a number to scoff at either, customers at my bank will order a book of checks and wouldn't have to reorder for over 3 years. I've even ran across checks so old it still had customers social security numbers on it cause apparently some banks used to do that back in the day 🙃. It's just not feasible and it's happening too fast unfortunately, really comes down to the tellers and the depts that handle processing checks but at this point there has been decades of experience being lost. Especially on teller side it's a whole new generation that just are finding out about these types of scams only now.
This practice has been around for over 10 years. At one time, there was at least one writing instrument on the market that couldn't be washed. I don't know if it is still available. I hope that 1) the perpetrator has been found and arrested, and 2) that it will count as wire fraud and a felony that carries the max sentence and not just a slap on the wrist.
i see people commenting they never write checks, I have had multiple instances in recent years where I NO choice but to send a check in the mail. And once you do there is NO way you can prevent it being stolen (there inside theives that work for the post office, some postal workers will rent out their key to the mail boxes to thieves). The only way you prevent check washing I know of is to use a Uniball 207 Pen, with that ink, even if your check is stolen it, the ink cannot be washed off. So worst case scenario is they will just throw the check out.I do not know why this method is NOT promoted more by the media. I have come across videos that are over 10 years old where they recommend using a pen brand Uniball Pen Model 207.
We don't have Cheque books anymore here in New Zealand , and gone online or thru other means like Credit/Debit cards. I feel for my friends in the US not being able to use the a system like the Online Eftpos system here in Australia and New Zealand to pay bills.
How do they cash the check? You can't just walk into a bank anymore and cash a check unless you have an account and you need a valid ID to open an account in the US. What am I missing here?
Use a sharpie pen to write the check. The ink soaks throughout the fiber of the paper. And there is no problem placing a check in a person's mailbox so long as it is in the morning and picked up that day. Not all of us can get to a post office. But never put it in the night before or on a Sunday or holiday when there is no mail pickup. As for delivered mail; all depends on what is delivered, thanks to the email I receive of my coming mail, I can see if I want to get it or let it lie. Most of the time, it is BS advertising mail.
Also have ur bank mail the check where ur bank electronically types the check so that way if the check gets stolen, electronically typed checks are far more different to wash & alter compared to written checks w a pen.
This is why we use the local UPS store for our mail box. Outgoing mail is dropped in the courtesy slot where they take it to the post office and all our packages and mail come to them. Not stressful to drive a few blocks over there every couple of days and get what's ours. Also, saw a vid about using gel pens on checks.. "Supposed" to be indelible, might try it on a piece of paper to experiment.
Not all gel pens are the same. Only Uniball is impervious to just about everything. I tried a Pilot gel pen. It was immune to acetone and isopropyl alcohol, but was totally defeated by common household bleach. The Uniball passed every test I ran, including hydrogen peroxide.
This isn’t new. It’s been going on for decades. Use a GEL pen as the ink will bind with the paper fibers of the check. Always drop your check inside the post office. Better yet, use your banking App to electronically pay your bills.
CASH IS KING ATM, you gotta worry about skimmers. Same thing with CC’s. Then also your information is thrown around with every use of a cc. Using a check, well.. Crypto>> now that’s laughable. CASH IS KING people.
With my business bank account, I can tell the bank the payee and amount before I mail it so they can match up the info to the check when it’s presented for payment. The banks should make this available to consumers.
Bank online with electronic transfers. If you're stubborn then use a black gel pen to write your checks, it soaks into the fibers of the paper and won't wash out.
I get the impression the U.S. financial system is far behind Canada, with things like cheques, tap credit & debit cards, etc.. These days, I often don't have to even use a card. I just tap my cell phone. I haven't written or even seen a cheque in years. I don't think I've ever mailed a mortgage payment, as I had automatic withdrawal and more. I still have a cheque book in my desk drawer, but I'd have to blow the dust off it. 🙂
When you use a check, everyone who sees that check has your account number and routing number. What's to stop them from buying checks from a check printing company and using a different address? Does anyone actually look at the address?
Sharpie ink comes off with alcohol. They don't wash checks in soap and water. They use solvent chemicals like acetone. Pens made specifically for fighting check fraud are pigment inks which bond into the paper fibers making it hard to remove leaving a shadow behind not a "blank" check
This literally just happened to my Mother...the pos took a check made out to the landscaper and washed it to the tune of $15,203.00 when they find this scum...I'll be at every court appearance! Despicable scum!
And here I thought they’d offer tips on what the thieves are doing to the check to wash it, and if there is any type of pen or ink that’s better to use over another when writing the check. Guess not. I also wonder are the check blank makers doing anything to thwart this new trend by changing how the checks are made?
how to protect our checks is the banks to stop printing checks out i haven't used a check in years i pay my bills on line and i hope a lot of people do the same i will never send a check thought the mail that's just stupid 😊
I do! Look at all the fraud going on online, I've been ripped off more through modern technology than writing a check. Remember this too, if your technology goes down you have no service whatsoever...cash is king.
Despite the economic downturn, I'm having the best time of my life financially. Earning over $83k in the last 2months with an investment of $19,000. Money can be made even in a bear market. Make the most of it.
These shows always issue warnings for stuff that no one is going thru. From razors in Halloween candy, to rainbow fentanyl being given to kids as if any drug dealer would give away free product to a kid with no income 😂. And whotf still pays in checks?
I got to know about money get back when I encountered a scam.Recovery is not always easy but with the right source it is definitely achievable. it takes about 4/5 days to complete the process, sometimes it depends on how fast your agent is, for me it was the *GrindTechiei* and it only took 2 days to complete and my money was back to my bank, because I deleted my wallet during the whole scenario as I don’t want anything to do with crypto anymore!.
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Use Uniball Signo 207 and 307 gel pens when writing checks and money orders. The Uniball Signo 207 and 307 gel pens have pigmented ink that can't be washed out.
Thank you for this!!!!
This is what I was looking for. THANK YOU
The institutions cashing these checks should be on the look out too. If the check looks washed don't cash it.
As a teller I’m happy to say I haven’t made that mistake ( although I’ve made others ) . It’s very important to be cautious with a check that’s presented in front of you . Most times you can tell the person is doing something they shouldn’t be doing if they’re rushing your vetting process.
@@ms.congeniality3976 banks rob us everyday love
@@banuup That’s not true for all banks , especially not mine . Now Wells Fargo on the other hand -- is a huge disgrace as a company💯. We all have responsibilities to pay for , but how they go about it is just plain wrong .
@@ms.congeniality3976 just reality’s of life they use our money to invest in other entity’s, these coorperations commit fraud on the daily & prey on the financially unstable!! Just cash those checks love
I pay my bills either online, have certain payments automatically debited from my account or schedule payments through my bank. I haven't used checks in years. It never cease to amaze me the lengths individuals go through to be thieves.
Never allow ANYONE to have access to your checking or savings account. Pay with a credit card and pay the full balance at the end of the month.
I rarely write checks, but when I do I keep an eye out in my bank account so hopefully I can report it right away if something goes wonky.
This is not new. I am surprised they did not mention this, but here is one more suggestion. Use Check Writing Pens. Pens that do not wash off. If I write a check it is the only types of pens I use to write them. But I mostly use online bill pay now. Funny it is so easy to wash a check but get regular ink on your clothes and that stain never comes out. Go figure.
what are a check writing pen and where to get it ?
I suspect Uniball refused to pay an advertising fee for GMA to mention their product.
Uniball 207 (Frank Abagnale-approved)
Also...another protection is the UNIball 207 pen. It bonds with the paper and protects from washing. Watched a TH-cam presentations by Frank Abegnale {Catch Me If You Can) who has now worked for the FBI 42 yrs.
Too many scams…ridiculous…😤
I hate a thief...
Somebody did this to my grandmother back in 2014. But with a money order from Western Union. The son of a b###### had the nerve to pay they're rent out of my grandmother's money order that was supposed to be for her rent. The nerve!
My dad used to send gift cards in the mail to my grandma for Christmas and her birthday. We're pretty sure a postal worker stole the gift card because my grandma never got ANYTHING. The card nor the gift card. Not even the envelope. Lol. He's never done that since. He'll send her a gift card on Amazon or drive all the way to her before he does that again.
This is an easy fix to curb the crime. Make a law that anyone caught check washing gets the death penalty.
Apply breAking into house
@@Truth72500 That can and should be added too.
This is an equivalent to getting the death penalty for littering
@@ILovePancakes24 I think you missing the point. Let me steal your whole lifesavings or if you own a home let me steal it from you and see if you wouldn't want the death penalty for me. If you don't somethings wrong with you mentally.
This is very real and I was shocked and confused when this happened to my mom this year. Luckily her bank gave her back the money.
that's awesome to hear! it is beyond crazy what thieves / crooks are doing nowadays.
Here is a simple solution.
Fill and sign checks using a Uniball 207 pen that's truly permanent, meaning its ink cannot be washed and removed.
I've never used a check in my entire life. Very effective at keeping me safe from this...
p 90a19
bro you got scammed by NFT's you have no room to talk
COOL -- THAT COMPLETES IT: NOW IM PARANOID ABOUT EVERYTHING!!
Just happened to me. No one is reaching in a mailbox. It's low life corrupt postal employees stealing checks.
wholly cow. how do we avoid that? damn.
The thieves are stealing a lot out of mailboxes
Nice of you to implicate every postal worker. Grow up.
USPS Insider Fraud. Infamous Ghost Money.
@@DuffyGabi I live in Baltimore. Definitely a ghetto ass postal worker.
I used to have automatic overdraft protection (savings account tied to my checking account) before this happened to me. I cancelled that. Plus now I only have what I need in my checking account to cover my bills...
Thanks for sharing this
I don't understand why this is still an issue.
This has been going on for decades! I know because first time I heard about it I was in primary school and I'm on my 40s now.
Why haven't the check making companies implemented a security feature such as printing "invalid" or "do not receive" on the paper the check are printed on but only appear if a solvent solution is applied to the paper?
They already do something like it when/if the check is photocopied and text appears on the copy, I'm pretty sure it's not that hard to have special ink made visible when a solvent (acetone, IPA, thinner) is introduced.
Why is this still an issue TODAY?
I work fraud cases at a bank, the answer to your question is partially in your question actually, checks are very old school. This new wave of check fraud really only started back up in the last couple of years. Even to this day check usage has been on the decline, with the push for digital banking banks are reducing staffing in these areas. But much more importantly, alot of the old timers who have the knowledge are retiring. And it's not as easy as just slap on new ways of detecting fraud, everyone goes about it in different ways and there would still be a massive amount of older checks out there without those features in place. And it wouldn't be a number to scoff at either, customers at my bank will order a book of checks and wouldn't have to reorder for over 3 years. I've even ran across checks so old it still had customers social security numbers on it cause apparently some banks used to do that back in the day 🙃. It's just not feasible and it's happening too fast unfortunately, really comes down to the tellers and the depts that handle processing checks but at this point there has been decades of experience being lost. Especially on teller side it's a whole new generation that just are finding out about these types of scams only now.
does not matter what method you use, you will get rip off or fraud big or small, sooner or later
WOW that's crazy
Learned a long time ago to never use checks
This practice has been around for over 10 years. At one time, there was at least one writing instrument on the market that couldn't be washed. I don't know if it is still available.
I hope that 1) the perpetrator has been found and arrested, and 2) that it will count as wire fraud and a felony that carries the max sentence and not just a slap on the wrist.
i see people commenting they never write checks, I have had multiple instances in recent years where I NO choice but to send a check in the mail. And once you do there is NO way you can prevent it being stolen (there inside theives that work for the post office, some postal workers will rent out their key to the mail boxes to thieves). The only way you prevent check washing I know of is to use a Uniball 207 Pen, with that ink, even if your check is stolen it, the ink cannot be washed off. So worst case scenario is they will just throw the check out.I do not know why this method is NOT promoted more by the media. I have come across videos that are over 10 years old where they recommend using a pen brand Uniball Pen Model 207.
I don't have checks
Sounds like Postal Worker theft.
Thank you for the information so now everyone should know what to look for
Ever since I've had a checking account, I've never used checks
We don't have Cheque books anymore here in New Zealand , and gone online or thru other means like Credit/Debit cards. I feel for my friends in the US not being able to use the a system like the Online Eftpos system here in Australia and New Zealand to pay bills.
Use a Uniball Signo 207 pen. A 3 dollar pen, the ink cannot be washed!
How do they cash the check? You can't just walk into a bank anymore and cash a check unless you have an account and you need a valid ID to open an account in the US.
What am I missing here?
they cash it using the bank's app
unibal 207, 2 dollar pen, can’t be washed
Why did you don't arrest the person who cashed the check it went into the account?
Use a sharpie pen to write the check. The ink soaks throughout the fiber of the paper. And there is no problem placing a check in a person's mailbox so long as it is in the morning and picked up that day. Not all of us can get to a post office. But never put it in the night before or on a Sunday or holiday when there is no mail pickup.
As for delivered mail; all depends on what is delivered, thanks to the email I receive of my coming mail, I can see if I want to get it or let it lie. Most of the time, it is BS advertising mail.
I Think gel pens can't be washed. It says on the package. That was happening in the past!
Also have ur bank mail the check where ur bank electronically types the check so that way if the check gets stolen, electronically typed checks are far more different to wash & alter compared to written checks w a pen.
This is why we use the local UPS store for our mail box. Outgoing mail is dropped in the courtesy slot where they take it to the post office and all our packages and mail come to them. Not stressful to drive a few blocks over there every couple of days and get what's ours. Also, saw a vid about using gel pens on checks.. "Supposed" to be indelible, might try it on a piece of paper to experiment.
How does that prevent the crooks that work for the Postal Service from stealing your letter once they get it from the UPS store?
@@TheNYgolfer Then we go back to hiring honest gunslingers to ride for the Pony Express and send them that way.
Not all gel pens are the same. Only Uniball is impervious to just about everything. I tried a Pilot gel pen. It was immune to acetone and isopropyl alcohol, but was totally defeated by common household bleach. The Uniball passed every test I ran, including hydrogen peroxide.
In my 43 years on Earth I have never felt comfortable with dropping any type of payment into those exterior USPS boxes. Never have never will
USE permanent ink pen if you are going to write a check!!
Do people still use checks? I don't even have any checks anymore.
The best way is don't leave too much money in your checking account. Just enough to pay rent
Would you get rid of over-draft protection?
This isn’t new. It’s been going on for decades. Use a GEL pen as the ink will bind with the paper fibers of the check. Always drop your check inside the post office. Better yet, use your banking App to electronically pay your bills.
How do the banks not have record, of where that specific check got deposited. I find it to be bullshit
CASH IS KING
ATM, you gotta worry about skimmers. Same thing with CC’s.
Then also your information is thrown around with every use of a cc.
Using a check, well..
Crypto>> now that’s laughable.
CASH IS KING people.
People still use checks? Can’t remember the last time I used a check.
Who is still writing checks in the age of technology??!!! We need to get these older people up to date on online bill pay!
Never use checks ever use a bank card or bill pay with your bank or a cashiers check and get a locking mailbox or get a post office box
It’s too bad that these people don’t spend their time on doing something legit like GET A JOB
Don't they have a special pen that u can buy in staples that can help? Even if it's wash there will still be a mark
The pen is called Uniball 207 made by Signo. I have bought them at Staples, Office Depot, and Target. Target usually has the best price.
So does that mean that individuals are intercepting mail between the time it’s deposited in a mailbox or inside the post office?
Make sure to write the AMOUNT and beneficiary with pigment based ink. Like a uni-ball 207.
With my business bank account, I can tell the bank the payee and amount before I mail it so they can match up the info to the check when it’s presented for payment. The banks should make this available to consumers.
If you use a fountain pen as I do there are some very secure inks available, some are even laser resistant.
Bank online with electronic transfers. If you're stubborn then use a black gel pen to write your checks, it soaks into the fibers of the paper and won't wash out.
This is what happens when criminals are not kept in prison.
THEY SHOULD ELECTRIFY THE BLUE MAILBOXES. CAMERAS WOULD BE A GREAT ADDITION ALSO. WAKE UP.
It's been years since I've even seen a cheque. Everything is done online these days.
I get the impression the U.S. financial system is far behind Canada, with things like cheques, tap credit & debit cards, etc.. These days, I often don't have to even use a card. I just tap my cell phone. I haven't written or even seen a cheque in years. I don't think I've ever mailed a mortgage payment, as I had automatic withdrawal and more. I still have a cheque book in my desk drawer, but I'd have to blow the dust off it. 🙂
Another idea is just stop using checks. We haven’t had checks in NZ for the last 4 years
Use a uniball gel pen
When you use a check, everyone who sees that check has your account number and routing number. What's to stop them from buying checks from a check printing company and using a different address? Does anyone actually look at the address?
I don't pay nothing by check anymore. Who still pays with checks
How do you find the checks ? Asking for a friend
Use an ultra fine point sharpie to write everything except your signature. Indelible ink cannot be washed.
Sharpie ink comes off with alcohol. They don't wash checks in soap and water. They use solvent chemicals like acetone. Pens made specifically for fighting check fraud are pigment inks which bond into the paper fibers making it hard to remove leaving a shadow behind not a "blank" check
“New warning” goofy ass 😂😂
Shame on you GMA.
Why didn't you advise people to fill in their check with a pen that has wash-resistant ink, such as the Uniball 207?
This literally just happened to my Mother...the pos took a check made out to the landscaper and washed it to the tune of $15,203.00 when they find this scum...I'll be at every court appearance! Despicable scum!
And here I thought they’d offer tips on what the thieves are doing to the check to wash it, and if there is any type of pen or ink that’s better to use over another when writing the check. Guess not. I also wonder are the check blank makers doing anything to thwart this new trend by changing how the checks are made?
So….this has been around for a while.
Folks-pay your bills on line or through mobile app linked to your acct directly.
Instead of using a mailbox simply start using letter boxes in your front door.
LOL, very funny
Lol you sounds funny
The lazy mailman won't walk up to your door
Sadly the Authorities are Corrupt
Why didn't the senders name wash away
how to protect our checks is the banks to stop printing checks out i haven't used a check in years i pay my bills on line and i hope a lot of people do the same i will never send a check thought the mail that's just stupid 😊
Keep writing checks, wake up people
Oregon
Do people still use cheques? Hello 1999.
Who still uses cheques
I do! Look at all the fraud going on online, I've been ripped off more through modern technology than writing a check. Remember this too, if your technology goes down you have no service whatsoever...cash is king.
Plenty
Cheque*
Old technique
And use a gel pen it's harder to wash off
This is why I have a brain that I actually use. In this day and age there's really no reason to put a ck in the mail
that's what happens to my PNC account.
Lol that’s why I have online banking and have the right about only available so if they put more then ha will be declined
FREE BANDSSSS
Despite the economic downturn, I'm having the best time of my life financially. Earning over $83k in the last 2months with an investment of $19,000. Money can be made even in a bear market. Make the most of it.
it's all thanks to Mrs Angelia Maria Brown, her trading strategies is the best I can think of now
I have heard a lot about trading and Investments with Mrs Angelia M. Brown and how good she is！how can someone get to speak with her !!？
@@patricklee.708 I will leave her number just below this comment 👎👎
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WOW!!!!!!! 😳😳😳Omg!!!!
Now i am scared to pay my rent with a check!!! 😞smh
These shows always issue warnings for stuff that no one is going thru. From razors in Halloween candy, to rainbow fentanyl being given to kids as if any drug dealer would give away free product to a kid with no income 😂. And whotf still pays in checks?
Don’t write or accept checks. It’s a thing of the past.
How to protect yourself. Stop living in 1910. Its 2022 get a plastic.
I got to know about money get back when I encountered a scam.Recovery is not always easy but with the right source it is definitely achievable. it takes about 4/5 days to complete the process, sometimes it depends on how fast your agent is, for me it was the *GrindTechiei* and it only took 2 days to complete and my money was back to my bank, because I deleted my wallet during the whole scenario as I don’t want anything to do with crypto anymore!.
YOUR COUNTRY STILL USES CHEQUES FOR … 50 BUCKS?