5 Hacks for savings $$ this holiday

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===chapters===
0:00:32 Intro
0:00:58 Tip #1 Gift of time or service
0:02:43 Tip #2 Buying a bulk gift
0:03:29 Tip #3 Limit a budget on Christmas decor
0:05:38 Tip #4 Ask family for help to pay for something for you
0:06:50 Tip #5 Learn new skills