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SAVE Student loan program blocked in Court
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal!
💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all.
🎯Get a FREE student loan analysis: www.myloansense.com/
Give us a call at (734) 203-7640 or email us at hello@myloansense.com to assist you with your student loans.
Watch the full episode so you don't miss any updates that can help you with your student loans.
มุมมอง: 62

วีดีโอ

Republican stance on student loan forgiveness
มุมมอง 7312 ชั่วโมงที่ผ่านมา
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal! 💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all. 🎯Get a FREE student loan analysis: www.myloansense.com/ Fill out to receive the Borrower Defense Flowchart bit.ly/bdflowchart Know how this can help you by booking a quick ...
How are my student loan payments calculated?
มุมมอง 25วันที่ผ่านมา
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal! 💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all. 🎯Get a FREE student loan analysis: www.myloansense.com/ Give us a call at (734) 203-7640 or email us at hello@myloansense.com to assist you with your student loans. Watch t...
3 million put on student loan pause
มุมมอง 6121 วันที่ผ่านมา
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal! 💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all. 🎯Get a FREE student loan analysis: www.myloansense.com/ Give us a call at (734) 203-7640 or email us at hello@myloansense.com to assist you with your student loans. Watch t...
How to file a strong Borrower Defense Claim
มุมมอง 12528 วันที่ผ่านมา
How to write a strong borrower defense claim is to provide a materially complete application with strong evidence. Focus on specific details on your experience and not provide generalities. This video details full examples of specific versus generalities are. Also, look for some tuition or numeric evidence on cost and harm on inflated cost also makes for strong applications. Fill out to receive...
SAVE VS PAYE student loan programs
มุมมอง 148หลายเดือนก่อน
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal! 💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all. 🎯Get a FREE student loan analysis: www.myloansense.com/ Give us a call at (734) 203-7640 or email us at hello@myloansense.com to assist you with your student loans. Watch t...
SAVE student loan hiccups
มุมมอง 119หลายเดือนก่อน
Need help with your payment, future plans. Thinking about switching from PAYE? You can't switch back so make sure you understand the difference. Visit myloansense.com for more help. Discretionary income formula: Adjusted gross income - (225% of poverty line). Take this amount and multiple by 5% for undergrad loans and 10% for grad loans. Add up the amounts and then divide by 12 for your monthly...
Navient Private loan discharge + Consolidation insights
มุมมอง 114หลายเดือนก่อน
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal! 💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all. 🎯Get a FREE student loan analysis: www.myloansense.com/ List of schools that qualify for borrower defense. studentaid.gov/sites/default/files/sweet-v-cardona-school-list.pd...
$20,000 of student loan forgiveness + PSLF Update
มุมมอง 6362 หลายเดือนก่อน
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal! 💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all. 🎯Get a FREE student loan analysis: www.myloansense.com/ Give us a call at (734) 203-7640 to assist you with your student loans. chapters 0:00:34 IDR Waiver program extended...
Deadline today! What to do?
มุมมอง 1302 หลายเดือนก่อน
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal! 💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all. 🎯Get a FREE student loan analysis: www.myloansense.com/ Give us a call at (734) 203-7640 to assist you with your student loans. chapters 0:00:39 What is an IDR Waiver progr...
Your Guide to Borrower Defense
มุมมอง 5083 หลายเดือนก่อน
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal! 💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all. 🎯Book a free session with one of our loan experts here: bit.ly/LSBD chapters 0:02:15 IDR Waiver program deadline, April 30, 2024. 0:03:46 Biden-Harris Administration Grants...
Student loan doc required for mortgage
มุมมอง 544 หลายเดือนก่อน
LoanSense reduces your student loan payments via federal programs and helps you strategize how to reach your dream financial goal! Fill out to receive the mortgage letter: bit.ly/payoffletter 💬Comment, 👍, and 🔔 subscribe. Leave questions in the comment box - we try to answer them all. 🎯Book a session with one of our loan experts here: bit.ly/fullplan chapters 0:01:46 What happens when you exit ...
How are student loans different from other loans?
มุมมอง 715 หลายเดือนก่อน
How are student loans different from other loans?
Tips on student loan consolidation and parent plus consolidation
มุมมอง 4075 หลายเดือนก่อน
Tips on student loan consolidation and parent plus consolidation
How do student loans impact your credit score?
มุมมอง 946 หลายเดือนก่อน
How do student loans impact your credit score?
Guide to lowering your student loan payment.
มุมมอง 1017 หลายเดือนก่อน
Guide to lowering your student loan payment.
5 Hacks for savings $$ this holiday
มุมมอง 377 หลายเดือนก่อน
5 Hacks for savings $$ this holiday
Only 23 days left to apply for the IDR waiver!
มุมมอง 407 หลายเดือนก่อน
Only 23 days left to apply for the IDR waiver!
Proposed student loan forgiveness plans target four groups. Are you in one of them?
มุมมอง 1117 หลายเดือนก่อน
Proposed student loan forgiveness plans target four groups. Are you in one of them?
Guide to fixing errors when entering student loan repayment
มุมมอง 677 หลายเดือนก่อน
Guide to fixing errors when entering student loan repayment
Did Senate Republicans strike down the new SAVE program?
มุมมอง 488 หลายเดือนก่อน
Did Senate Republicans strike down the new SAVE program?
Complete Guide to Parent Plus Loan
มุมมอง 4008 หลายเดือนก่อน
Complete Guide to Parent Plus Loan
Credit Challenged borrowers should do this to buy a home
มุมมอง 438 หลายเดือนก่อน
Credit Challenged borrowers should do this to buy a home
New consumer protections for student loan borrowers
มุมมอง 618 หลายเดือนก่อน
New consumer protections for student loan borrowers
What is discretionary income?
มุมมอง 729 หลายเดือนก่อน
What is discretionary income?
Second Attempt at $10-$20,000 in student loan forgiveness
มุมมอง 1629 หลายเดือนก่อน
Second Attempt at $10-$20,000 in student loan forgiveness
Should you connect to the IRS?
มุมมอง 839 หลายเดือนก่อน
Should you connect to the IRS?
How much home can I afford with a $XX,XXX salary?
มุมมอง 4119 หลายเดือนก่อน
How much home can I afford with a $XX,XXX salary?
What application do I file for student loan forgiveness?
มุมมอง 10610 หลายเดือนก่อน
What application do I file for student loan forgiveness?
What to know before student loan payments start October 1
มุมมอง 8710 หลายเดือนก่อน
What to know before student loan payments start October 1

ความคิดเห็น

  • @user-ej8dr8sn5o
    @user-ej8dr8sn5o 2 ชั่วโมงที่ผ่านมา

    Right 👍

  • @ZoSkiLuv
    @ZoSkiLuv 3 วันที่ผ่านมา

    The Supreme Court has ruled on student loans and they are not Democrat or Republican. I think Joe has used up all of his lies on forgiving loans and it's best to get serious about paying them off. Nothing is going to happen except for more interest for the student regardless of who wins in November.

  • @WayfarerHawaii
    @WayfarerHawaii 7 วันที่ผ่านมา

    Thanks for the great tip!

  • @thesimplyspoiled1
    @thesimplyspoiled1 14 วันที่ผ่านมา

    8:40 Aww. Too bad. I have really old loans. Like from 2001. Lol😂

    • @catalinakaiyoorawongs4844
      @catalinakaiyoorawongs4844 14 วันที่ผ่านมา

      You can consolation and still apply. We're happy to go over your options. Schedule a free call. Link in thr description.

  • @11itsclaudia
    @11itsclaudia 14 วันที่ผ่านมา

    Can I still submit my application? I’m getting confused with the June 2022 deadline.

    • @catalinakaiyoorawongs4844
      @catalinakaiyoorawongs4844 14 วันที่ผ่านมา

      Borrower Defense deadlines depend on when you attended the school. Please come to a free consult so we can help. Link in description.

  • @nikkip19771
    @nikkip19771 16 วันที่ผ่านมา

    Thank you for sharing..great information

  • @lisamorrison7737
    @lisamorrison7737 28 วันที่ผ่านมา

    Thank you for posting this content, it helps. This is a scary endeavor fighting against such large conglomerates, it helps to know I am not alone sorting through this fraud.

  • @lisamorrison7737
    @lisamorrison7737 28 วันที่ผ่านมา

    Ashford University of Tampa AND Sanford Brown of Tampa!!! Both went out of business!! Sanford Brown promised credit transfers were no problem, GUARANTEED Certification for a certain dollar amount but then required additional monies out of pocket, NOT FROM MY APPROVED LOAN AMOUNTS!! Then came back and said I would qualify for a grant instead (when I didn't have the money on hand for what they said additional what was needed!!) they would "help" me by applying for an additional grant. They did get me the Grant, took every dime. They promised internship DURING attendance then retracted that promise and stated I have to obtain certificate/graduate before I am eligible for UNPAID internships???!!!!! Within 6 months of beginning, teachers starting leaving, less classes became available. NIGHTMARE!!

    • @CatalinaKai
      @CatalinaKai 16 วันที่ผ่านมา

      Lisa, this is a case for borrower defense. With a strong application and submission in a timely manner, it sounds like you should qualify for borrower defense. I would strongly recommend applying. We are happy to jump on a quick free consult call to see if you are a good candidate: bit.ly/LSBD2024

    • @lisamorrison7737
      @lisamorrison7737 10 วันที่ผ่านมา

      ​@@CatalinaKaiI signed up and had Loansense file for my loans to all be put together, which I was advised had to be done before July1, to qualify at a later time for any forgiveness. I will agree to move forward with filing for dismissal based on the fraud with loan sense, dependant on the service followup from my initial filing with you. Thanks again for the great/educational content.

  • @Bikes4beers
    @Bikes4beers หลายเดือนก่อน

    Hi! Was previously on the REPAYE IDR, now on SAVE. Going into my last year of residency. Have about $200k in medical school debt. Will make ~$500k starting out as an attending. Currently single, but likely married in the next couple years to another physician who currently has no debt. Make sense to switch to PAYE before the July 1 deadline, and take the hit on the interest accrual this coming year? Thanks and great informative video!

  • @stephaniegarrett7420
    @stephaniegarrett7420 หลายเดือนก่อน

    yes please do a formula video

  • @aliciakooiker7662
    @aliciakooiker7662 หลายเดือนก่อน

    I’d like to know the formula please!

  • @cynthiabernstein2623
    @cynthiabernstein2623 หลายเดือนก่อน

    I'm old and confused. I have been paying on my loan since 2010. I owe about $2000 less than when I took out the graduate loans. I am currently in graduated loan payment with 3 separate loans in Nelnet. What should I do? 🙄

  • @yvettef4184
    @yvettef4184 หลายเดือนก่อน

    how does that effect in terms if a person has had a increase income and is not do for recertifications for one year - when you consolidate do they review income ?

    • @CatalinaKai
      @CatalinaKai หลายเดือนก่อน

      consolidation and IDR applications are separate. They review income with IDR re-certification. You can also use income from two years ago, so skip using the year with higher income.

  • @Charmy-iw9tu
    @Charmy-iw9tu 2 หลายเดือนก่อน

    teach grant through national university

  • @Charmy-iw9tu
    @Charmy-iw9tu 2 หลายเดือนก่อน

    Is there any new lawsuits to join?

  • @wookieecantina
    @wookieecantina 2 หลายเดือนก่อน

    Thanks for creating and sharing. This is very beneficial. Someone at Edfinancial told me they were going to be handling PSLF for the Feds.

    • @CatalinaKai
      @CatalinaKai หลายเดือนก่อน

      This is not official news yet. As of right now the Department of Education is taking over PSLF. This might change down the line but we don't have any such news yet.

  • @inezharrison777gmail
    @inezharrison777gmail 2 หลายเดือนก่อน

    That was my problem with the school I attended and just hearing about it . Last attended 2014 with not getting the certificate I was there for 🤔

  • @inezharrison777gmail
    @inezharrison777gmail 2 หลายเดือนก่อน

    Good Morning, how do I get the list of schools on the borrows defence lawsuit (?)

  • @inezharrison777gmail
    @inezharrison777gmail 2 หลายเดือนก่อน

    Hello, how you I get a list of the school's in question.

  • @cutycake
    @cutycake 2 หลายเดือนก่อน

    So consolidating is useful for who?

    • @meredith2277
      @meredith2277 2 หลายเดือนก่อน

      My understanding is it would help if you have older loans that have been in repayment longer, as the idr waiver will then honor the oldest loan with the consolidated version. ie: undergrad loan in repayment 10 years plus grad loans in repayment 3 years. Consolidation would give payment count for the entirety at the 10 years. Student Loan Planner has good content on this as does stanley tate.

  • @wookieecantina
    @wookieecantina 2 หลายเดือนก่อน

    Thanks for creating and sharing, this is very helpful!

  • @valeriewalker1576
    @valeriewalker1576 4 หลายเดือนก่อน

    I have a Parent Plus loan can I do the double consolidation with 3 loans for my child 3 years and does my payments I made count or do I start at 0 payments with the new consolidation

  • @jeffreyfurtado3681
    @jeffreyfurtado3681 4 หลายเดือนก่อน

    What if you paid off your federal loan

    • @user-ws4jz7gk5i
      @user-ws4jz7gk5i 28 วันที่ผ่านมา

      they will pay you back the amount borrowed

  • @TheNotoriousJP
    @TheNotoriousJP 4 หลายเดือนก่อน

    Hi. I need to consolidate but I also have to do another parent plus for my daughter's senior year. How do I consolidate this? Can I do so once it's filed and approved, or do I have to wait until it's distributed? I wanna get this started asap. She graduates next May and don't want to wait until then.

  • @vonkunstler884
    @vonkunstler884 4 หลายเดือนก่อน

    So does borrower’s defense not apply to all schools?

  • @313velo8
    @313velo8 5 หลายเดือนก่อน

    Where do I find the loan numbers that are to be filled in on parent plus loan double consolidation?

  • @rickmooney5931
    @rickmooney5931 5 หลายเดือนก่อน

    Your awesome thank you!!

  • @shellyallison
    @shellyallison 6 หลายเดือนก่อน

    If we already have one Direct Consolidated loan (Consolidated before Pandemic) can we take a couple classes,borrow small loan ourselves..then qualify to do the loophole? With our already consolidated Direct loan, and the new loan of our own? Thanks!! May need more direction on executing this..do you provide private counseling?

    • @CatalinaKai
      @CatalinaKai 6 หลายเดือนก่อน

      Yes, we do! We can help guide and even file/enroll for you. bit.ly/fullplan

    • @shellyallison
      @shellyallison 6 หลายเดือนก่อน

      @CatalinaKai great! I will be in contact in near future..thank you!!

    • @shellyallison
      @shellyallison 6 หลายเดือนก่อน

      So, my situation would qualify? I may have you guys do the filing for me. I need to get the class started soon/small loan. But this sounds good!

    • @CatalinaKai
      @CatalinaKai 6 หลายเดือนก่อน

      @@shellyallison I would discourage taking more loans, if that's NOT already part of you/your child's educational needs. Also, we can't fully assess your situation without looking at your loans and understanding what was type of loan was borrowed and when it was borrowed. We can't possibly do this is a youtube video comment. bit.ly/fullplan

  • @lisagosweiler6222
    @lisagosweiler6222 6 หลายเดือนก่อน

    You can consolidate parent plus loans into themselves so even if you only have 2 PPL’s you can complete a double consolidation.

    • @rickmooney5931
      @rickmooney5931 5 หลายเดือนก่อน

      I completed double consolidation completely and final one was with mohela they won't let me in save even when I sent a paper app through mail I called the lady had no idea what I was talking about and said I didn't qualify ...do they have to let me in?? Advice??

  • @TavanLam34
    @TavanLam34 6 หลายเดือนก่อน

    3...cảm ơn bạn đã chia sẻ

  • @corgi1
    @corgi1 7 หลายเดือนก่อน

    I have Parent Plus loans for two of my sons. My wife and I are retired teachers. Trying to figure out the best way to move forward with these, is it the double consolidation loan loophole?

    • @CatalinaKai
      @CatalinaKai 7 หลายเดือนก่อน

      Yes, possibly depending on if you are attempting to get loan forgiveness? We can help you specifically for a low cost of $29 for a quick sessions to if you have any specific questions: bit.ly/loansenseytregular

  • @JIPlatium
    @JIPlatium 7 หลายเดือนก่อน

    Do you qualify? Are you a lazy, incompetent person who thinks someone should pay your debit? You qualify. Are you a person that flunked economics 101 and how the government "makes their money" via taxes? You qualify. Are you a stupid person that went to an expensive school for a piece of paper, that is just as good as the local college? You qualify. Are you a selfish bastard that thinks they deserve forgiveness on your loan, be damned everyone else, even future generations because a new tax on the people sounds good? You qualify. All those that qualify are vastly out voted by those that understand how unfair this is and how wrong. Should this happen? Hell no!!

  • @davidstevens62
    @davidstevens62 7 หลายเดือนก่อน

    11:26 I'm a parent that took out parent plus loans for my daughter. I already consolidated all the loans. Is there any way to do the double consolidation? I also put all the loans in my name and my wife is a teacher. I guess we did everything wrong. So there anything you can do to get my payments lowered? I'm retired and on a fixed income now.

    • @CatalinaKai
      @CatalinaKai 7 หลายเดือนก่อน

      I liked the comment, not your situation. The good news is being on fixed income makes you pay a lower fixed amount. Let us know if we can help guide you though the process. It anything - you can also get started with a $29 general question session - which is lower cost and still helpful. bit.ly/loansensethanks

    • @lisagosweiler6222
      @lisagosweiler6222 5 หลายเดือนก่อน

      There is still one way to double consolidate . You would need to return to a college and take a class or classes and pay for them with another small federal loan in ur name. Unless u have another undergrad student u can borrow for…

  • @kingjackpotchick17
    @kingjackpotchick17 7 หลายเดือนก่อน

    Really good information!!! I need help please

  • @RichardL.1453
    @RichardL.1453 7 หลายเดือนก่อน

    I bet most of yall only voted for biden cause you wanted him to cancel the debt from your own bad decisions. If you cant afford it then dont spend the fucking monwy you know you dont have and cant pay back. Instead you make hard working citizens who didnt put themsleves into debt pay off your debt.

  • @aaronsanchez3141
    @aaronsanchez3141 7 หลายเดือนก่อน

    The whole process is stupid. Still cant find any information about when the discharge will actually happen.

    • @CatalinaKai
      @CatalinaKai 7 หลายเดือนก่อน

      Everyone has a different timeline. Servicers do NOT like to commit themselves to when they will be done reviewing items. It's a serious problem.

  • @TrudyBraiden22
    @TrudyBraiden22 7 หลายเดือนก่อน

    Check the facts. Congress did not pass this.

    • @CatalinaKai
      @CatalinaKai 7 หลายเดือนก่อน

      It has been passed and forgiveness is granted through IDR waiver and Temporary Expanded PSLF, not through mass forgiveness.

  • @dany12168
    @dany12168 7 หลายเดือนก่อน

    The secure messaging is broken on mine. I emailed instead and it’s been a few weeks.

    • @CatalinaKai
      @CatalinaKai 7 หลายเดือนก่อน

      I would try again. Sometimes there are bugs.

  • @jaybee9269
    @jaybee9269 8 หลายเดือนก่อน

    I’m not enrolling in Biden’s anything.

  • @TheRateUpdatewithDanFrio
    @TheRateUpdatewithDanFrio 8 หลายเดือนก่อน

    when can we collab to get this information out to more home buyers

  • @allkindsamusicchick
    @allkindsamusicchick 8 หลายเดือนก่อน

    I am so grateful that I came across your video. Thank you so much for the info you've provided!

    • @CatalinaKai
      @CatalinaKai 8 หลายเดือนก่อน

      Glad it was helpful!

  • @amityvanhoose182
    @amityvanhoose182 8 หลายเดือนก่อน

    I am trying to do the parent plus double loop hole consolidation. After doing the first round of consolidations by paper, i am trying to do the online consolidation app on studentaid and it will only allow me to choose ICR as repayment. It doesnt show any IDR repyament plans like SAVE. SO should the last consoldiation be done by paper instead of online? OR should i go ahead and do it online, choose the ICR and later try to apply for a new repayment?

    • @CatalinaKai
      @CatalinaKai 8 หลายเดือนก่อน

      First round should be paper. The only IDR plan that will qualify a consolidated Parent Plus loan is ICR. The final round of consolidation should be online. This time you should be able to elect SAVE, PAYE or IBR repayment plans.

    • @amityvanhoose182
      @amityvanhoose182 6 หลายเดือนก่อน

      @@CatalinaKai i did the final consolidation online at studentaid and it only allows to choose ICR . should we call the servicier and request to be placed into SAVE?

    • @CatalinaKai
      @CatalinaKai 6 หลายเดือนก่อน

      @@amityvanhoose182 No, that's why it's call a DOUBLE consolidation. You have to consolidate a second time. Let us know if you need help. We are happy to help apply even, if you are having an issue: bit.ly/fullplan

    • @CatalinaKai
      @CatalinaKai 6 หลายเดือนก่อน

      @@amityvanhoose182 You have to consolidate a second time - that's why it's call double consolidation. We can help you file all your paperwork, if you can't figure it out. We do private consults. bit.ly/fullplan

    • @amityvanhoose182
      @amityvanhoose182 5 หลายเดือนก่อน

      I already did the first round of consolidations to 2 separate services. The last consolidation of the first 2 consolidations I did with Mohela. It will not allow me to choose save. I am stuck with ICR. I applied by paper for IDR Save and was denied.

  • @dianaverschure3360
    @dianaverschure3360 9 หลายเดือนก่อน

    Hello I just found out about this stuff I went to katherine gibbs in 2005 to 2006. I could not finish the school for the 2nd year due to lower credit rating got stuck with the debt and had been in long term forbearance also now my payments are reduced but interest is still adding to the balance from naviant navient told me a yr ago that I don't qualify but I have a federal and a private from them for gibbs school I am applying tomorrow to the dept of Ed. CAN you advise me??

  • @ryang3564
    @ryang3564 9 หลายเดือนก่อน

    Stupid Democrats sold their vote for a broken promise of student loan forgiveness.

  • @juz2nize
    @juz2nize 10 หลายเดือนก่อน

    Great job 👏 👍

  • @geraldg8535
    @geraldg8535 10 หลายเดือนก่อน

    Hi so you can only have your loans forgiven if your current employer is a public service company? I need your assistance because these students loans are preventing me from buying a home.

  • @cultureshocking
    @cultureshocking 11 หลายเดือนก่อน

    Hi Catalina, does the new PSLF update for contractors include dentists who are contracted with non-profit dental/health clinics? Thank you.

  • @cultureshocking
    @cultureshocking 11 หลายเดือนก่อน

    Hi Catalina, does the new PSLF update for contractors include dentists who are contracted workers at non-profit dental/health clinics? Thank you.

  • @BanginANG007
    @BanginANG007 11 หลายเดือนก่อน

    I met with loan sense in fall 2021 and have spoke with them since and I feel very lost still. I never know if I’m properly set up and enrolled in what’s best for me. There’s so much change all the time and I just don’t know how to get a hold of this student debt beast.

  • @BanginANG007
    @BanginANG007 11 หลายเดือนก่อน

    I have FFEL LOANS 😩