Rosalin, I'm Amish. The Bishop of our church always performs the ceremony bride n groom n others in wedding party wear Sunday best. Kids and ladies decorated church and firehall for reception mostly wild flowers. The ladies of church make the cake. Gifts are pragmatic/common sense. One couple gave a v large bottle of laundry detergent. Reception is at firehall where most church members are members so they get big discount. Most expensive wedding I saw was $250 least expensive $67. Frugality is the way.
I pay $25 for a gym membership. It actually keeps me from spending extra money because when I get bored, I can always get up and go to the gym. They also have group exercise classes so I get my money's worth
Rosalind, I'm Amish joined 1985. They save a ton on weddings. First thry don't wear jewelry so no rings to buy. The weddings are held n the church/meeting house the younger boys n girls decorate with wild flowers n homemade stuff. Every church/meeting house has a Bishop n 2 preachers n a Deacon. The Bishop marries the couple. The reception is y Usually held at locL firehall where most males volunteer. The cake is baked by the ladies of the church. They marry in their Sunday go to meeting clothes. Gifts are pragmatic useful items from a huge jug of laundry detergent to 6 day vol work on the bride n grooms farm or house or 2 calves 1 to butcher when a steer n 1 to sell so they can get 2 more calves n Apring. Cards n such r made at home. All this saves a crap load of money it gets everyone together In celebrating the wedding. It shows love all round. A lot of couples starting out could see a lot of money and their stress level would b so reduced. Maybe they could have an Amish themed wedding bringing people together. The most expensive wedding I attended cost$250 the other married men were ready to faint. How can he afford it they said. Another man said his wedding was $103 another $89 another $76. Anyway I think it's much better this way. The average modern wedding costs $35000 then a lot are divorced within 4 years. It makes no sence. An Amish themed wedding would b much more memorable n enjoyable. Weddings like Christmas n such has become so commercialized. And if they divorce the wedding planner wouldne even remember them as its all about money for them.
For laundry; powdered detergent will save money in the long run, I've been on the same bucket of Nellie's for about two years, all you need is a spoonful per load, there's water in the machine anyway so why pay for it in the detergent. And I agree on cold water except for underwears, things that touch the tush should be sanitized. That's what I separate from the rest and do a hot mini load. Also having a drying rack to save on using the dryer is a must, especially in the winter where the air is dry anyway. The best thing I did for my wallet is learn to cook great meals and tailor clothing, I'll thrift and adjust, and I'll stretch that grocery money for a long time.
Greetings from London 🙏 May I add one another thing to your list? I empty my veg drawers out on Friday after work, and everything on its last legs, gets washed, chopped, and added to a pan of with a pint of water, 2 stock cubes, a chopped onion and souped up to be blitzed! Kids call it IFITS soup, if ITS in the fridge, it’s in the soup! And healthy too!
YES to Public Libraries!!! Also while travelling its a great sancuary because you can get help use maps, print directions, use free toilets, computers, wifi, water fountains, and bigger cities sometimes have cafes onsite. Also shade on a really sunny day and refuge on a stormy day. No time restrictions or having to buy a coffee etc just to stay.
The older i get, the less i care about people's opinions. Often in the country i live, items are not priced or incorrectly priced only for us to enter the cashier and see a prize we are not willing to spend for that particular thing. I simply put it back or have them put it back because prizing their items is not my job and neither will i be embarrased at who looks at me and think whatever they want. Yes...overeating is expensive. Microwaving is okey. Wasting food is bad. Great points, dear.
I'm a single mum who became a homeowner last year. It was a huge milestone for me! Having suffered large impact from covid ,On top of that, I'm also fortunate enough to have a pretty decent monthly income through my successful strategic investments. As a result, I have carefully planned for my retirement after my kids are done with college.
Wow, interesting indeed! Currently I'm in need of investment ideas or tips. Earlier this year I hesitated and failed to take any action until now. However, I'm determined to try some new as I am very open to various investment ideas . I want to be retired in my forties or fifties. I really wish I can achieve what you have achieved and I believe it will happen
It's essential to comprehend the complexities of investing. Having a trustworthy support system, such as a financial adviser, who can advise you is crucial, especially when choosing assets.
Thank you for your advice, it's challenging to find a reliable investment advisor here. Seeing the success you have achieved through investing I would love to have access to your investment advisor.
Generally, investing requires higher knowledge. For this reason, it's important to have a solid support structure to guide you through especially in asset picking. I operate with (ALEX MARTIN TARLOR) an investment specialist who partners with a licensed wealth management firm. For the record, his experience has been the best for my finance
Wow, I'm surprised you know Alex martin tarlor He has been my financial advisor for over a year now and not only do I receive large passive income monthly I am able to achieve 4 out 5 financial goal I have for the year
I watch a ton of frugal videos and you are the first black woman with frugal videos. I'm surprised there aren't more because many not outer moms and grandma's had to be frugal out of necessity to survive. So excited to see a black woman with a frugal channel! Subbed! 😊
Exactly! 💯 To everything you just said!!! I hope to bring a slightly different flavor and perspective to the topic! Thank you so much for commenting and subscribing!
@@jat6547 It doesn't matter what color the TH-camr is. The vast majority of frugal TH-camrs Im subbed to are white. I was just saying that's it's nice to see another black woman doing frugality videos because it's so rare. I'm glad she's representing. 😊
"Eat less food"! Lol 😅😂 You're so right about that one! All of these thing's are very helpful. I do a lot of them already. I don't think most people even think to set a budget which is a must. Pay attention to prices ,shop sales, use coupons and don't buy unnecessary item's. Save and invest!😊
My grandmother would approve! She would use their paper napkins several times, initializing each with her thumbnail. When they got too grubby for the table, she would put them in a drawer to use for spills on the floor. No new paper towels on that floor!
I was amazed at some of the ‘frugal’ tips on here. I think they must be aimed at moneyed people, not people who are truly struggling! For instance, not eating out, cutting down on meat consumption, buying from second hand shops, cooking from scratch…..they are all the kind of thing struggling people already do as they do not have the money. We were married and bought our first house 43 years ago. aged 21 and only had items given to us to furnish house, and I made curtains. Times got harder when the financial crash made mortgage rates soar and we just had to use all our money on paying the mortgage so we wouldn’t lose the house. I only had clothes that were given to me or I bought in charity shops. Everything was made from scratch, the ends of soap were collected and grated wash clothes. We grew veg in the garden, went out walking or to library, museum etc (free entry) no food was wasted. Anything left over was used next day in soups, pies, curries etc. no clothes dryer, everything dried on outside line and finished off on a clothes horse inside. Heating wasn’t used unless it was frozen outside. More clothing and rugs to put over knees. Heat was never left on when we were out, and never over night. I’m aghast at how wasteful people are and what is considered ‘essential’ basically, if we didn’t have the money, we didn’t buy anything. There were days when we couldn’t eat.
Thanks for your comment! I would venture to say that anyone who is able to watch this video is someone who is "moneyed" or has some kind of income. And there are people who have extremely low incomes but still spend their money on frivolous wants and have very little left for their needs leading to constant utility shut offs, leans on their homes, credit card debt, etc. You made great choices with the little you had. There are people that don't know how to that instinctively and that's who this video is aimed at. Be blessed!
@@frugalcreativeliving yes, you’re right. There will always be people that can’t or won’t budget properly. Also, I am in the UK, and there might be different life expectations/lifestyle. I am proud of how my house was immaculate, as were my children. I knitted and made clothes. My Husband is a proud Man and would not have let anyone know we were struggling. People thought we were well off due to our high standards with little money. Home cooking from scratch is the biggest way to save money.
1. Track Your Expenses [00:15] 2. Monitor Your Bank Accounts (to see if you are not overdrawn or overspending) [00:27] 3. Set Up Auto-Transfer To Savings [00:37] 4. Know How Much Things Cost While Shopping [00:50] 5. Activate Cash-Back Deals [01:03] 6. Have Multiple Ways to Make Money [01:16] 7. Save Your Change [01:37] 8. Separate Spending and Bill Accounts [01:45] 9. Set Short-Term/Long-Term Saving Goals [01:52] 10. Pay Bills ASAP [02:03] 11. Store veggies 12. Carry Drinks From Home 13. Pack Your Lunch/Dinner For Work 14. Stop Eating Out 15. Make Food From Scratch 16. Grow Your Own Food 17. Reuse Disposable Items 18. Shop International Food 19. Free Reward Programs 20. Try Store Brand Foods 21. Eat Leftovers 22. Use Theme/Capsule Meal Planning (A lot of meals from a few ingredients) 23. Go meatless (Beans) 24. Eat Less Food 25. Alternate Streaming Services 26. Family Game Night 27. Have Movie Night At Home 28. Do Date Night At Home 29. Use Your Public Library 30. Keep Your Thermostat between 62-72 degrees 31. Stock Up On Blankets and Sweats 32. Turn Out the Lights When Not In Use 33. Wash Clothes in Cold Water ONLY 34. Make Your Own Curtains 35. Flush and then Shower (??? SMH) 36. Brush Your Teeth in Baking Soda 37. Use Sock For a Bar of Soap 38. Add Water to Hand Soap 39. Shine Shoes with Vasoline 40. Dye Cutting Machine 41. Exercise At Home 42. Pack A Capsule wardrobe 43. Use Google Maps For Gas 44. Wear the same few clothes often 45. Avoid Dry Clean Only Clothes (for items you plan to wear regularly) 46. Hat, Gloves, and Scarves from the Dollar Tree 47. Use half cup of detergent 48. Use Raw Food For Hair 49. Make Your Own Dish Liquid and Water for cleanup 50. Accept Used Items 51. Don't Replace instead Repair 52. Thrift Stores 53. Use TH-cam To Learn To Maintain a Car 54. Charge Your Phone in the morning 55. Cut Hair Yourself 56. Reuse Your Paper Towels 57. Split two-ply tissues 58. Save Your Plastic Shopping Bags 59. Learn a New Skill 60. Upcycle and Repurpose as much as possible
I learned to cut my hair on tube. I really like this. It is not as scary as you think. I've been doing it for 10 years. Do one section at a time to avoid cutting something you didn't mean to. I'll never go back to a salon.
I'm so glad you have/had a special grandma, and you remember what she taught you and are always giving her acalades and credit to the first and most important school house, the home!
Back when my boys were little, I learned how to do basic haircuts. Fast forward 30 years and I’m still cutting 2 of my “boys” hair and my husbands. I also trim my own and only get mine professionally cut maybe once a year or so. That has saved probably $1,000 or more I’ve the decades. 😅
Wish more Podcasters were like you getting right to the nitty-gritty of their message! Plus you deliver in such a very sweet cheerful way! Great job! God bless You! ❤️👍
In Georgia our libraries also have state park passes & parking tags to get in free at any state park. We also have free museum and zoo passes for up to 4 people that you can check out from our libraries.
Another trip, pre pay bills by $5 or more dollars a month. Stock up on panty items you use. Buy 1 or 2things a month. Buy things that only on sale or a discounts stores. You will have a great panty, save alot of money, and save gass going to food store.
You have a wonderful channel. Never a wasted minute and basic ah- ha advice. So often the littlest action can make the biggest difference and you help us remember that fact.
Ok now you are talking! Already in the first few ideas I found food for thought! The speed and clarity are excellent! I will try some other videos here due to the worth of this one. Thank you.
Bob Ross night for date night! Sweet! Board game night is a lost jewel. Going out every night or even week, for entertainment, is over rated. Save those for special occasions and choose the venue wisely to optimize everyone's enjoyment. Good advice video. Subbed!
This is a really good video. I've been doing most of these for years and we lived on one income. We gave away between 10-15% of our income. My husband is getting ready to retire and finances are looking pretty darn good. The interest on our investment income will be paying for long term care insurance as well as vacations. I need to work for 6 more years for health insurance and went back to work after the 2 oldest kids were out of high school & went back full time last year. I did make all my own baby food as well which is ridiculously easy and saves a ton as well as breast fed the kids. I always made their birthday cakes and decorated them myself which saved a ton of money. My grocery has a meat mark down and it's where all our meat comes from. They also have an almost expired mark down produce rack where they bag produce for $1. I often get 3 or 4 colored peppers for $1 or 6-8 apples for $1 or a whole bag of zucchini. We make a lot of neat gifts and repair a lot of our own stuff. I learned how to do simple alterations and was able to take used school uniforms etc and alter them to fit. Saved a ton of money over buying new.
I love those ideas, Susan! I often get the "reduced for quick sale" meats but I need to see what my grocery store may offer for produce! Thanks for sharing!
I part my hair down the middle and grow it long. I have a cheap cut (using a coupon as well) once a year or once every two years. I shower once a week, thus saving on shampoo and conditioner as well. (I wash up from the bathroom sink in between showers). There are many ways I save money. (I am going to try a no spend month this January. I enjoy trying to find saving ideas that I haven't heard of before. I have been able to help my Son's and Niece financially because of my being frugal. I share food and meals with others. For me that is the greatest blessing from saving money. I enjoyed this video, thank you.
Here I am finally seeing the light on budgeting. I was raised by a single mom and I remember a few times our lights were cut off and sometimes our bare necessities weren’t met. Now here I am a single mom with no guidance besides online help to figure out how to budget properly. It is a process 😅 I’m 100% confident in my budgeting now. The easiest way I budget is separate everything into three categories. Income | Expenses | Total I do this for every single week and I’ve budgeted everything for the next 10 months. I plan on teaching my kids this technique. It’s the easiest way I’ve learned on my own. Thank you for this video! You are so helpful! ❤
Thanks for sharing! No matter what our beginnings are, we have the ability to learn how to do better and the best we can do is apply it and pass it on to someone else, so - Good Job!
I like your suggestions. I already do most of them. May I add a couple? Avoid using paper towels. Just use cloth napkins and wash those. Go solar if you are a homeowner. If it’s available in your area, invest in solar panels and save on electric bills. (I pay $20.00 a month for heat/ac.) Reuse holiday and special occasion gift bags. Learn about amortization tables if you are a homeowner. Use it to pay off your mortgage years earlier by avoiding interest.
13:00 I live in California and our state park (including beaches) system has a set up with our libraries where the state parks have issued day passes to the libraries so people can park for free instead of being charged $10 per day! I live in Watsonville and my library let's you check out a pass for three weeks.
Refill hand soap with a cheap dish liquid and 2 tablespoons of alcohol. put dawn dish liquid into a pump bottles and one pump onto a wet cloth will wash all your with out the water running on water in a sink dishes and then you simply rinse
Absolutely! It took me a while to realize that even though Dawn dish detergent usually costs more than other soaps, it lasts a lot longer and is therefore a better value!
I dry everything in a drying rack. Sometimes I'll start really wrinkled stuff in the dryer for a few minutes. Helps get the wrinkles out. Then on to a hanger or rack. Keeps the house more comfortable in the summer too.
1. Sanitize a 32oz mason jar. 2. Put a used, or new bar of soap, in your choice, in the mason jar. 3. Fill the mason jar up, shy of the rim, with distilled water. The soap will loosen over weeks time. This homemade body wash can be refilled with distilled water, untill soap no longer lathers. 4. You can mix two teaspoons of solid form of coconut oil (in the jar kind) and two drops of tea tree oil together, and add to mason jar of soap, in order to keep soap from fungus and bacteria. 5. Close jar, with your color choice of plastic mason Jar lids.
@Frugal Creative Living YOU CAN ALSO GIVE THE HOMEMADE BODY WASH, AS GIFTS. MASON JARS ALSO COME IN VINTAGE COLORS LIKE: PINK, AMBER, LIGHT GREEN, AND MY FAVORITE ARE THE HERITAGE PRUPLE MASON JARS COLLECTION.THE DARKER THE JAR, THE MORE PRESERVED THE BODY WASH WILL BE, BC OF THE LACK OF SUNLIGHT TO THE THE BODY WASH.
I pay all my bills by the 20th of ea month, ahead. NOT on the 20th overdue. That meant that I had to catch up a whole month ahead. My mortgage, car payment, utilities are all paid on this date, and it is so satisfying.
Great ideas! I change into OLD clothes while at home, but put on nicer clothes when going out. Love the capsule wardrobe idea! I keep clothes until they completely wear out, then use them for cleaning rags. I've also made my own cleaning solutions, and use cold water for laundry.
I was taught this as a small child. You change out of your "school clothes" into "play clothes", just the same as you do when you change out of your "church clothes" into your "play clothes". Now, in addition to the church clothes change, I do the "work clothes" change to "play clothes".
Instead of dryer sheets, rip off a sheet of tinfoil, crumple it up into a ball, & throw it in the dryer with your clothes. It demagnetizes clothes without the strong perfumey smell that dryer sheets have. The bonus, u can reuse the same tinfoil ball over & over! 🙂
Great ideas and very realistic. So much of what we buy and use is promoted as 'needed' where is not! I wash my hair with baking soda in water then rinse with vinegar in water. Works great Re: not flushing after #1. We did that for a few years. Eventually there was such a buildup in our toilet that it wouldn't flush well. The plumber had to use hydrochloric acid to get it clean. Thanks for all these tips!
+THANK YOU I JUST SUBSCRIBED. YOU MAKE SO MUCH SENSE AND I DO ABOUT 30 OF THESE THINGS ALREADY! I LEARNED A LOT AND THANKS FOR NOT USING PROFANITY LIKE SO MANY OTHERS DO. IT'S FAMILY FRIENDLY AND CHILDREN CAN WATCH AND LEARN TOO. I EAT LESS FOOD AND IT REALLY MAKES A DIFFERENCE IN MONEY AND WEIGHT LOSS! I HAVE 2 MEATLESS DAYS AND IT IS AMAZING HEALTHWISE AND MONEY WISE. YOU ARE SMART AND NOT CHEAP! THANKS AGAIN!
In my area there are little art libraries. There are often full of craft items, crochet projects, and DIY books. Learn a new skill or craft without spending money.
What a lovely young woman you are ! I’m in my late 70s and all the things you suggest are great, pretty much like going back in time. I still do most of them, but of course didn’t know about not charging my phone overnight 😁 . Keep up the good work, it’s how a lot of us oldies/boomers got through hard times.
Wow! Zero fluff in this. Straight to the point with no wasted time. Impressed!
My number one tip for people starting out is skip the fancy wedding and expensive diamond ring and use the money for a down payment on real estate.
Rosalin, I'm Amish. The Bishop of our church always performs the ceremony bride n groom n others in wedding party wear Sunday best. Kids and ladies decorated church and firehall for reception mostly wild flowers. The ladies of church make the cake. Gifts are pragmatic/common sense. One couple gave a v large bottle of laundry detergent. Reception is at firehall where most church members are members so they get big discount. Most expensive wedding I saw was $250 least expensive $67. Frugality is the way.
This is exactly what hubby and I did! I'm glad we skipped the headache of a formal wedding. Our house is cozy and comfy ❤
I pay $25 for a gym membership.
It actually keeps me from spending extra money because when I get bored, I can always get up and go to the gym. They also have group exercise classes so I get my money's worth
I quit eating out too. I was amazed how much I saved.
Haha I love #24 eat less food. I started doing IF (intermittent fasting) I now eat only 2 meals a day
I do intermittent fasting periodically as well! For me it seems to help with my morning productivitiy...and of course it saves some money lol!
I do this naturally because I am not a big eater. Lol
That is cute bob Ross painting with a twist which is what I have thought of for just myself. Lol
Bringing your own lunch and drinks saves so much money. We only eat out on birthdays!
Rosalind, I'm Amish joined 1985. They save a ton on weddings. First thry don't wear jewelry so no rings to buy. The weddings are held n the church/meeting house the younger boys n girls decorate with wild flowers n homemade stuff. Every church/meeting house has a Bishop n 2 preachers n a Deacon. The Bishop marries the couple. The reception is y
Usually held at locL firehall where most males volunteer. The cake is baked by the ladies of the church. They marry in their Sunday go to meeting clothes. Gifts are pragmatic useful items from a huge jug of laundry detergent to 6 day vol work on the bride n grooms farm or house or 2 calves 1 to butcher when a steer n 1 to sell so they can get 2 more calves n Apring. Cards n such r made at home. All this saves a crap load of money it gets everyone together In celebrating the wedding. It shows love all round. A lot of couples starting out could see a lot of money and their stress level would b so reduced. Maybe they could have an Amish themed wedding bringing people together. The most expensive wedding I attended cost$250 the other married men were ready to faint. How can he afford it they said. Another man said his wedding was $103 another $89 another $76. Anyway I think it's much better this way. The average modern wedding costs $35000 then a lot are divorced within 4 years. It makes no sence. An Amish themed wedding would b much more memorable n enjoyable. Weddings like Christmas n such has become so commercialized. And if they divorce the wedding planner wouldne even remember them as its all about money for them.
For laundry; powdered detergent will save money in the long run, I've been on the same bucket of Nellie's for about two years, all you need is a spoonful per load, there's water in the machine anyway so why pay for it in the detergent.
And I agree on cold water except for underwears, things that touch the tush should be sanitized. That's what I separate from the rest and do a hot mini load.
Also having a drying rack to save on using the dryer is a must, especially in the winter where the air is dry anyway.
The best thing I did for my wallet is learn to cook great meals and tailor clothing, I'll thrift and adjust, and I'll stretch that grocery money for a long time.
Thanks for the tips!
Greetings from London 🙏 May I add one another thing to your list? I empty my veg drawers out on Friday after work, and everything on its last legs, gets washed, chopped, and added to a pan of with a pint of water, 2 stock cubes, a chopped onion and souped up to be blitzed! Kids call it IFITS soup, if ITS in the fridge, it’s in the soup! And healthy too!
Lol! I love that! That might become my new Saturday motto!
I wish I was more disciplined, I look at the veg and fruit and wonder how much I will throw away. I know, I know stupid huh?
YES to Public Libraries!!!
Also while travelling its a great sancuary because you can get help use maps, print directions, use free toilets, computers, wifi, water fountains, and bigger cities sometimes have cafes onsite. Also shade on a really sunny day and refuge on a stormy day. No time restrictions or having to buy a coffee etc just to stay.
The older i get, the less i care about people's opinions. Often in the country i live, items are not priced or incorrectly priced only for us to enter the cashier and see a prize we are not willing to spend for that particular thing. I simply put it back or have them put it back because prizing their items is not my job and neither will i be embarrased at who looks at me and think whatever they want. Yes...overeating is expensive. Microwaving is okey. Wasting food is bad. Great points, dear.
I'm a single mum who became a homeowner last year. It was a huge milestone for me! Having suffered large impact from covid ,On top of that, I'm also fortunate enough to have a pretty decent monthly income through my successful strategic investments. As a result, I have carefully planned for my retirement after my kids are done with college.
Wow, interesting indeed! Currently I'm in need of investment ideas or tips. Earlier this year I hesitated and failed to take any action until now. However, I'm determined to try some new as I am very open to various investment ideas . I want to be retired in my forties or fifties. I really wish I can achieve what you have achieved and I believe it will happen
It's essential to comprehend the complexities of investing. Having a trustworthy support system, such as a financial adviser, who can advise you is crucial, especially when choosing assets.
Thank you for your advice, it's challenging to find a reliable investment advisor here. Seeing the success you have achieved through investing I would love to have access to your investment advisor.
Generally, investing requires higher knowledge. For this reason, it's important to have a solid support structure to guide you through especially in asset picking. I operate with (ALEX MARTIN TARLOR) an investment specialist who partners with a licensed wealth management firm. For the record, his experience has been the best for my finance
Wow, I'm surprised you know Alex martin tarlor He has been my financial advisor for over a year now and not only do I receive large passive income monthly I am able to achieve 4 out 5 financial goal I have for the year
I actually like making meals at home.
I watch a ton of frugal videos and you are the first black woman with frugal videos. I'm surprised there aren't more because many not outer moms and grandma's had to be frugal out of necessity to survive. So excited to see a black woman with a frugal channel! Subbed! 😊
Exactly! 💯 To everything you just said!!! I hope to bring a slightly different flavor and perspective to the topic! Thank you so much for commenting and subscribing!
@@frugalcreativeliving 😊
Why would it matter, what color the you tuber is !!! Not Cool !!
Check out His and Her Money too!
@@jat6547 It doesn't matter what color the TH-camr is. The vast majority of frugal TH-camrs Im subbed to are white. I was just saying that's it's nice to see another black woman doing frugality videos because it's so rare. I'm glad she's representing. 😊
"Eat less food"! Lol 😅😂 You're so right about that one! All of these thing's are very helpful. I do a lot of them already. I don't think most people even think to set a budget which is a must. Pay attention to prices ,shop sales, use coupons and don't buy unnecessary item's. Save and invest!😊
Love this Bob Ross example of a painting night with dollar tree.
My grandmother would approve! She would use their paper napkins several times, initializing each with her thumbnail. When they got too grubby for the table, she would put them in a drawer to use for spills on the floor. No new paper towels on that floor!
😄
Our mom would cut the (already cheap 😂) paper napkins in half😉
Blue construction/work paper towels can be washed and dried many times. They actually get softer and more absorbent.
My husband gets those from Home Depot sometimes! You're right! They are very durable.
I was amazed at some of the ‘frugal’ tips on here. I think they must be aimed at moneyed people, not people who are truly struggling! For instance, not eating out, cutting down on meat consumption, buying from second hand shops, cooking from scratch…..they are all the kind of thing struggling people already do as they do not have the money. We were married and bought our first house 43 years ago. aged 21 and only had items given to us to furnish house, and I made curtains. Times got harder when the financial crash made mortgage rates soar and we just had to use all our money on paying the mortgage so we wouldn’t lose the house. I only had clothes that were given to me or I bought in charity shops. Everything was made from scratch, the ends of soap were collected and grated wash clothes. We grew veg in the garden, went out walking or to library, museum etc (free entry) no food was wasted. Anything left over was used next day in soups, pies, curries etc. no clothes dryer, everything dried on outside line and finished off on a clothes horse inside. Heating wasn’t used unless it was frozen outside. More clothing and rugs to put over knees. Heat was never left on when we were out, and never over night. I’m aghast at how wasteful people are and what is considered ‘essential’ basically, if we didn’t have the money, we didn’t buy anything. There were days when we couldn’t eat.
Thanks for your comment! I would venture to say that anyone who is able to watch this video is someone who is "moneyed" or has some kind of income. And there are people who have extremely low incomes but still spend their money on frivolous wants and have very little left for their needs leading to constant utility shut offs, leans on their homes, credit card debt, etc. You made great choices with the little you had. There are people that don't know how to that instinctively and that's who this video is aimed at. Be blessed!
@@frugalcreativeliving yes, you’re right. There will always be people that can’t or won’t budget properly. Also, I am in the UK, and there might be different life expectations/lifestyle. I am proud of how my house was immaculate, as were my children. I knitted and made clothes. My Husband is a proud Man and would not have let anyone know we were struggling. People thought we were well off due to our high standards with little money. Home cooking from scratch is the biggest way to save money.
You are an inspiration! Thank you for sharing your tips.
Amen, 🙏 lovely video❤
Great tips, I do most but good reminders. I think this is for everyone, even if you have $$$, it's good to be aware.
I always keep.the heat between 64-66. We live in WI. Everyone wears 3 layers inc a fleece hoodie and slippers. Everyone is warm and cozy!
1. Track Your Expenses [00:15]
2. Monitor Your Bank Accounts (to see if you are not overdrawn or overspending) [00:27]
3. Set Up Auto-Transfer To Savings [00:37]
4. Know How Much Things Cost While Shopping [00:50]
5. Activate Cash-Back Deals [01:03]
6. Have Multiple Ways to Make Money [01:16]
7. Save Your Change [01:37]
8. Separate Spending and Bill Accounts [01:45]
9. Set Short-Term/Long-Term Saving Goals [01:52]
10. Pay Bills ASAP [02:03]
11. Store veggies
12. Carry Drinks From Home
13. Pack Your Lunch/Dinner For Work
14. Stop Eating Out
15. Make Food From Scratch
16. Grow Your Own Food
17. Reuse Disposable Items
18. Shop International Food
19. Free Reward Programs
20. Try Store Brand Foods
21. Eat Leftovers
22. Use Theme/Capsule Meal Planning (A lot of meals from a few ingredients)
23. Go meatless (Beans)
24. Eat Less Food
25. Alternate Streaming Services
26. Family Game Night
27. Have Movie Night At Home
28. Do Date Night At Home
29. Use Your Public Library
30. Keep Your Thermostat between 62-72 degrees
31. Stock Up On Blankets and Sweats
32. Turn Out the Lights When Not In Use
33. Wash Clothes in Cold Water ONLY
34. Make Your Own Curtains
35. Flush and then Shower (??? SMH)
36. Brush Your Teeth in Baking Soda
37. Use Sock For a Bar of Soap
38. Add Water to Hand Soap
39. Shine Shoes with Vasoline
40. Dye Cutting Machine
41. Exercise At Home
42. Pack A Capsule wardrobe
43. Use Google Maps For Gas
44. Wear the same few clothes often
45. Avoid Dry Clean Only Clothes (for items you plan to wear regularly)
46. Hat, Gloves, and Scarves from the Dollar Tree
47. Use half cup of detergent
48. Use Raw Food For Hair
49. Make Your Own Dish Liquid and Water for cleanup
50. Accept Used Items
51. Don't Replace instead Repair
52. Thrift Stores
53. Use TH-cam To Learn To Maintain a Car
54. Charge Your Phone in the morning
55. Cut Hair Yourself
56. Reuse Your Paper Towels
57. Split two-ply tissues
58. Save Your Plastic Shopping Bags
59. Learn a New Skill
60. Upcycle and Repurpose as much as possible
Wow! Thank you for writing out the list! So helpful!
I reallyyy. Thank you for the list ....
Great tips! Thank you!❤
I learned to cut my hair on tube. I really like this. It is not as scary as you think. I've been doing it for 10 years. Do one section at a time to avoid cutting something you didn't mean to. I'll never go back to a salon.
Wow please do a video I'm trying to do it myself in layers
Love "the eat less food"
Our public library also has family passes that can be borrowed for museums and historical places.
I'm so glad you have/had a special grandma, and you remember what she taught you and are always giving her acalades and credit to the first and most important school house, the home!
Wow! Thank you so much for saying that! I was definitely blessed to be able to learn so much from both of my grandmothers!
I use fans and open windows during the summer. Close the faucet if no using water and dry clothes outside or hanger
04:33 U R right; fasting is becoming more popular.
Offer it up to God. He will use that sacrifice for helping other people when it comes to balancing this world.
I was searching TH-cam for frugal living and every video I saw was too long and went on and on for a lot less tips, grateful for your video!
So glad!
Back when my boys were little, I learned how to do basic haircuts. Fast forward 30 years and I’m still cutting 2 of my “boys” hair and my husbands. I also trim my own and only get mine professionally cut maybe once a year or so. That has saved probably $1,000 or more I’ve the decades. 😅
Definitely a money-saver!
Wish more Podcasters were like you getting right to the nitty-gritty of their message! Plus you deliver in such a very sweet cheerful way! Great job! God bless You! ❤️👍
Wow, thank you!
@@frugalcreativeliving You are very welcome! Thank You!
We are doing $100 eating out for all of the season of Lent! Cooking from home
In Georgia our libraries also have state park passes & parking tags to get in free at any state park. We also have free museum and zoo passes for up to 4 people that you can check out from our libraries.
Excellent! Libraries are a tremendous resource!
Another trip, pre pay bills by $5 or more dollars a month. Stock up on panty items you use. Buy 1 or 2things a month. Buy things that only on sale or a discounts stores. You will have a great panty, save alot of money, and save gass going to food store.
Absolutely!
Our library has a puzzle exchange area and also our Friends of the Library group has a sale section of books, cds, magazines, etc. Debbie
Love the way you get right to it and don't drag everything out like some others do! Thanks ❤
You are so welcome!
Eat less food is the top most advice, I used to suggest this to my sisters❤
You have a wonderful channel. Never a wasted minute and basic ah- ha advice. So often the littlest action can make the biggest difference and you help us remember that fact.
What a blessing! Thank you so much for your generous comment!
I love this video! Her style is quick, down to Earth, and sensible. Easy to listen to and re-listen to.
Glad you enjoyed it!
This is the best video I've seen on frugal living tips. I'm going to watch her other videos, now.
Wow, thank you!
The sock and soap tip is so helpful!
The biggest tip i have is stay home as much as possible. Limit trips to the store. Dont sit in drive thru lines wasting your gas.
Staying home definitely makes a difference!
Yes! Just something that simple. Some people feel like they HAVE to get out. A walk does the trick and it's free.
Ok now you are talking! Already in the first few ideas I found food for thought! The speed and clarity are excellent! I will try some other videos here due to the worth of this one. Thank you.
Wonderful!
Hi new to your channel I loved the night with loved ones to do a Bob Ross painting party, that is brilliant! Love Ruthie
Welcome!
Bob Ross night for date night! Sweet! Board game night is a lost jewel. Going out every night or even week, for entertainment, is over rated. Save those for special occasions and choose the venue wisely to optimize everyone's enjoyment. Good advice video. Subbed!
Thanks so much for commenting and welcome to the channel!
God bless you , Mama, You are the Best..........Your unborn son from the middle east
I’m newly retired and trying to live on Social Security. New subbie, thanks for some great tips.
You're welcome! Thanks for subbing!
This is a really good video. I've been doing most of these for years and we lived on one income. We gave away between 10-15% of our income. My husband is getting ready to retire and finances are looking pretty darn good. The interest on our investment income will be paying for long term care insurance as well as vacations. I need to work for 6 more years for health insurance and went back to work after the 2 oldest kids were out of high school & went back full time last year. I did make all my own baby food as well which is ridiculously easy and saves a ton as well as breast fed the kids. I always made their birthday cakes and decorated them myself which saved a ton of money. My grocery has a meat mark down and it's where all our meat comes from. They also have an almost expired mark down produce rack where they bag produce for $1. I often get 3 or 4 colored peppers for $1 or 6-8 apples for $1 or a whole bag of zucchini. We make a lot of neat gifts and repair a lot of our own stuff. I learned how to do simple alterations and was able to take used school uniforms etc and alter them to fit. Saved a ton of money over buying new.
I love those ideas, Susan! I often get the "reduced for quick sale" meats but I need to see what my grocery store may offer for produce! Thanks for sharing!
I part my hair down the middle and grow it long. I have a cheap cut (using a coupon as well) once a year or once every two years. I shower once a week, thus saving on shampoo and conditioner as well. (I wash up from the bathroom sink in between showers).
There are many ways I save money. (I am going to try a no spend month this January. I enjoy trying to find saving ideas that I haven't heard of before.
I have been able to help my Son's and Niece financially because of my being frugal. I share food and meals with others. For me that is the greatest blessing from saving money.
I enjoyed this video, thank you.
This has been my lifestyle for ever!lol
One of the best frugal videos I’ve seen. Thanks for sharing
Glad it was helpful!
Here I am finally seeing the light on budgeting. I was raised by a single mom and I remember a few times our lights were cut off and sometimes our bare necessities weren’t met.
Now here I am a single mom with no guidance besides online help to figure out how to budget properly. It is a process 😅
I’m 100% confident in my budgeting now.
The easiest way I budget is separate everything into three categories.
Income | Expenses | Total
I do this for every single week and I’ve budgeted everything for the next 10 months. I plan on teaching my kids this technique. It’s the easiest way I’ve learned on my own.
Thank you for this video! You are so helpful! ❤
Thanks for sharing! No matter what our beginnings are, we have the ability to learn how to do better and the best we can do is apply it and pass it on to someone else, so - Good Job!
@@frugalcreativeliving that is so true! Thank you again! 🥰
I like your suggestions. I already do most of them. May I add a couple?
Avoid using paper towels. Just use cloth napkins and wash those.
Go solar if you are a homeowner. If it’s available in your area, invest in solar panels and save on electric bills. (I pay $20.00 a month for heat/ac.)
Reuse holiday and special occasion gift bags.
Learn about amortization tables if you are a homeowner. Use it to pay off your mortgage years earlier by avoiding interest.
Great tips! Thanks for sharing!
you have a knack of teaching.... this is very good
I appreciate that! Thank you!
Good tips! I was laughing at the tip of “eating less.”😂 Most Americans especially need to take heed!
Right?! 😁
Loved your presentation. You got right to it and did not irk me with a five minute needless introduction. Sensible ideas and lots of them. Thank-you.
Glad you enjoyed it!
13:00 I live in California and our state park (including beaches) system has a set up with our libraries where the state parks have issued day passes to the libraries so people can park for free instead of being charged $10 per day! I live in Watsonville and my library let's you check out a pass for three weeks.
Refill hand soap with a cheap dish liquid and 2 tablespoons of alcohol. put dawn dish liquid into a pump bottles and one pump onto a wet cloth will wash all your with out the water running on water in a sink dishes and then you simply rinse
Absolutely! It took me a while to realize that even though Dawn dish detergent usually costs more than other soaps, it lasts a lot longer and is therefore a better value!
Dollar tree sells quality made in Canada hand soap 16 oz bottles for $1.25 can't beat that
Omg! That is Cameron and Lauren from Love is Blind doing the date night painting.
Yes!
I love it. Lots of very blunt, straight-to-the-point frugal tips.
I dry everything in a drying rack. Sometimes I'll start really wrinkled stuff in the dryer for a few minutes. Helps get the wrinkles out. Then on to a hanger or rack. Keeps the house more comfortable in the summer too.
I've done this as well! The dryer also helps to get that extra lint off the clothes, but the line drying preserves the clothes better.
Eat less food.. try fasting (alternate day fasting). You save $, get healthy and loose a little weight too. Sounds like a win win to me😊
Check with your doctor first though. Fasting can be deadly, even intermittent.
@@sonjastarr1364 If you are a diabetic fasting can be deadly.
This is an extremely irresponsible comment to make, shame on you.
Incredibly practical and good advice. Thanks.
Glad you enjoyed it!
straight to the point, thank youuu👍🏻
You're welcome! Thanks for watching!
Hi, your video was a TH-cam suggestion, glad I watched. Also looking for new ways to be frugal and a reminder on some old one 😀
Wonderful!
1. Sanitize a 32oz mason jar. 2. Put a used, or new bar of soap, in your choice, in the mason jar. 3. Fill the mason jar up, shy of the rim, with distilled water. The soap will loosen over weeks time. This homemade body wash can be refilled with distilled water, untill soap no
longer lathers. 4. You can mix two teaspoons of solid form of coconut oil
(in the jar kind) and two drops of tea tree oil together, and add to mason jar of soap, in order to keep soap from fungus and bacteria. 5. Close jar, with your color choice of plastic mason Jar lids.
I like that idea! I will give it a try! Thanks!
@Frugal Creative Living YOU CAN ALSO GIVE THE HOMEMADE BODY WASH, AS GIFTS. MASON JARS ALSO COME IN VINTAGE COLORS LIKE: PINK, AMBER, LIGHT GREEN, AND MY FAVORITE ARE THE HERITAGE PRUPLE MASON JARS COLLECTION.THE DARKER THE JAR, THE MORE PRESERVED THE BODY WASH WILL BE, BC OF THE LACK OF SUNLIGHT TO THE THE BODY WASH.
I pay all my bills by the 20th of ea month, ahead. NOT on the 20th overdue. That meant that I had to catch up a whole month ahead. My mortgage, car payment, utilities are all paid on this date, and it is so satisfying.
I know how that feels! Peace of mind!
I enjoyed this video and am inspired. Thank you. I also cut my shampoo and conditioner in half with water and only wash my hair every 4 to 5 days.
So glad you enjoyed the video and thanks for sharing your tips!
I'm surprised to hear these common sense recommendations from a young person. Great post
Thanks!
Great advice! Thank you!
You are so welcome!
Great ideas! I change into OLD clothes while at home, but put on nicer clothes when going out. Love the capsule wardrobe idea! I keep clothes until they completely wear out, then use them for cleaning rags. I've also made my own cleaning solutions, and use cold water for laundry.
Thank you so much for commenting!
I wear an apron when cooking or cleaning too to save my clothes.
I was taught this as a small child. You change out of your "school clothes" into "play clothes", just the same as you do when you change out of your "church clothes" into your "play clothes". Now, in addition to the church clothes change, I do the "work clothes" change to "play clothes".
Instead of dryer sheets, rip off a sheet of tinfoil, crumple it up into a ball, & throw it in the dryer with your clothes. It demagnetizes clothes without the strong perfumey smell that dryer sheets have. The bonus, u can reuse the same tinfoil ball over & over! 🙂
I will have to try that one for sure! Thanks!
Reusable dryer balls last super long and work just as well without wasting foil! 🫶🏻
@@margaretgagnon9765 How is it wasting foil, when i'm using the same tin foil ball over & over for many years?
Great ideas and very realistic. So much of what we buy and use is promoted as 'needed' where is not! I wash my hair with baking soda in water then rinse with vinegar in water. Works great
Re: not flushing after #1. We did that for a few years. Eventually there was such a buildup in our toilet that it wouldn't flush well. The plumber had to use hydrochloric acid to get it clean.
Thanks for all these tips!
Great tips ido most of them already also I am a crafter as well.
Blessings
Love all your videos❤💐
Thank you!
I appreciate you! God bless you & your family!
Thank you so much! Same to you!
Wonderful video.
Love the baking soda tip for whitening your teeth ,and speaking as a dentist , you have one of the best smiles on you tube !!
Thank you so much!
Thank you this is some really Great Ideas! You really think outside of the box! Thank you loved the Video.
Thank you so much!
+THANK YOU I JUST SUBSCRIBED. YOU MAKE SO MUCH SENSE AND I DO ABOUT 30 OF THESE THINGS ALREADY! I LEARNED A LOT AND THANKS FOR NOT USING PROFANITY LIKE SO MANY OTHERS DO. IT'S FAMILY FRIENDLY AND CHILDREN CAN WATCH AND LEARN TOO. I EAT LESS FOOD AND IT REALLY MAKES A DIFFERENCE IN MONEY AND WEIGHT LOSS! I HAVE 2 MEATLESS DAYS AND IT IS AMAZING HEALTHWISE AND MONEY WISE. YOU ARE SMART AND NOT CHEAP! THANKS AGAIN!
Awesome, thank you!
Hi I loved the idea of the odd pieces of soap and sock .thank you very good video x
You have great energy! Thanks for the tips. Many will be put to good use.
Wonderful!
You gave me so many great tips. Thank you💕
I'm so glad! You're welcome!
It’s kind of crazy how nobody is talking about the book The Cosmic Wealth Frequencies on Borlest.
I like your ideas. You are presenting your frugal living tips in a positiv way. Very nice.
Thanks so much!
Such great money saving ideas, thank you! I subscribed and look forward to your content. Many blessings.
Awesome! Thank you!
Such great ideas! I knew many but you came up with many I didn't think about.
Wonderful! Glad it was helpful!
This is the best frugal living video i have seen - and i have seen a lot.
I appreciate that! Thank you!
You’re so creative & informative, truly grateful for everything to help us all. I especially enjoyed how you are so very positive❤️🙏😎
Thank you so much!
Totally watching more of you. Thanks. ❤
Awesome! Thank you!
Really great ideas! Thanks.❤
You are so welcome, Rosela!
In my area there are little art libraries. There are often full of craft items, crochet projects, and DIY books. Learn a new skill or craft without spending money.
Thank you. So many great ideas. Some new to me. So timely and USEFUL in this time of inflation. Looking forward to more videos! 🌹👏🌹
Yes to #17!!!!! We reuse paper cups/plates few days
Thank you so much for all of your tips. I've learned a lot.
You are so welcome!
I’m in England but today I’ve written tips down so I don’t forget ♥️🇬🇧🏴
Excellent tips, thank you!
My pleasure! Glad it was helpful!
Great ideas thanks for all theemse great tips
You are so welcome!
I just found your channel. I loved the wonderful tips. Thank you.
You are so welcome!
What a lovely young woman you are ! I’m in my late 70s and all the things you suggest are great, pretty much like going back in time. I still do most of them, but of course didn’t know about not charging my phone overnight 😁 . Keep up the good work, it’s how a lot of us oldies/boomers got through hard times.
Thank you so much for commenting! It's my pleasure!
I was told that once your phone is charged it's not pulling energy. If that's not the case then I'll add that to my tips
Refreshing, and a 'sista'. Right on. Ignore the hate mail from non-frugal people. 👍🤗🌴. Fr: Island girl
I'm an island girl from Ireland
love these ideas
Thank you! 😊
Very practical sister tq
You are a very smart young lady.! I am 63 and agree with most of your saving tips. Great job.!