I Broke my Model Y Glass Roof

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  • เผยแพร่เมื่อ 4 ต.ค. 2024
  • This is how much it costs to insure my Tesla Model Y Long Range and also the exact coverage I have. I also show you what happens when you break the glass roof on your Model Y and if that is covered by insurance.
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ความคิดเห็น • 149

  • @Gjeebs
    @Gjeebs  ปีที่แล้ว +4

    Here is the latest upgrade on my Model Y: th-cam.com/video/piV01Kp4MgA/w-d-xo.html

  • @Shoot225
    @Shoot225 ปีที่แล้ว +18

    3 camera POV and breaking the 4th wall??? Somebody call Spielberg, we got our next superstar on the line! Nice work Gjeebs.

  • @EquityFPV
    @EquityFPV ปีที่แล้ว +24

    Bro your videos are getting so good, that was hilarious and extremely entertaining! Keep up the great work!!

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +4

      Appreciate the feedback! I am doing some script writing so I can deliver a more clear message while still making people laugh

    • @jarmis777
      @jarmis777 ปีที่แล้ว +1

      @@Gjeebs the effort shows! Your videos have always been informative and entertaining to watch but the script somehow made something already quite good even better! As per the share here, I’m going to contact State Farm again (I long ago was a happy customer of theirs) for quotes as my auto+home+umbrella policy with Travelers is getting out of hand. Thanks for the tip!

  • @perezdr1
    @perezdr1 ปีที่แล้ว +3

    That transition at 3:05.... Pure cinema! :D

  • @JosephTMeiroseIV
    @JosephTMeiroseIV ปีที่แล้ว +5

    Get this! My '22 MYP glass got a big crack 2 weeks into ownership from road debri. My Ins company, USAA, covered the glass with zero deductible. They 3rd party all their glass repair claims to SafeLite, who does not instal Tesla sunroof glass, so they in turn had to send me to Sunroof Express. Sunroof Express does not do Tesla sunroof glass so they contacted the local Tesla Service center in Rochester NY, who does not do their own glass repairs and uses a Tesla certified local auto body collision repair shop in Rochester to do the repair. In the end it still cost me zero dollars. The bill, $4, 300 or so for the glass and installation.

  • @sherwinm
    @sherwinm ปีที่แล้ว +3

    Thanks for the video. I had State Farm but switched to Tesla. I have similar coverage and was paying around $150s for Model Y. That’s with no tickets or accidents for many years. That’s with multi vehicle discount and our home insurance discount as well. I’ve had a Model 3 previously and Acura TL. Been with them for over 20 years. I switched to Tesla when we got our Model Y performance and Model X. We’re still saving about $60 monthly even with losing the multi vehicle discount and home insurance discount with State Farm. I think location plays into factor as well. I’m in California and everything is just more expensive here. I also drive 20K+ miles annually

  • @GregMoffattgm
    @GregMoffattgm ปีที่แล้ว +4

    Bought my mats this week with your code, they arrive Monday

  • @notvaporlocked5479
    @notvaporlocked5479 ปีที่แล้ว +2

    Insurance will vary state to state for the same coverage. One of the big factors we have seen is in states that have a lot of hail claims. Kansas and Oklahoma to name two.

  • @tresbb03
    @tresbb03 ปีที่แล้ว +2

    Nice. Thanks for the info. Planning to order either a model 3 or y this month. And I just have a bit of anxiety about breaking the glass roof. I also work and assist in the OR, so I'm familiar with implants. Always nice to have Reps around during a case.

  • @lenimbery7038
    @lenimbery7038 ปีที่แล้ว +1

    Love the camera transitions...not at all awkward!

  • @qvs787
    @qvs787 ปีที่แล้ว +7

    i fucken love this guy!

  • @davidbarnes7866
    @davidbarnes7866 ปีที่แล้ว +7

    Made me laugh and that doesn’t happen often. Great content.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +1

      haha that's my goal with videos a little info and some laughs

  • @DavyDave1313
    @DavyDave1313 ปีที่แล้ว +1

    Wow not bad. I have a very similar policy with loyal customer and good driver credits and it’s 128 monthly for my 19 Mustang GTCS and right under $100 for the Tacoma.
    I’ve been contemplating trading in and getting the Model Y performance and if the insurance stays around the same I’ll def do it.

  • @joesolo7719
    @joesolo7719 ปีที่แล้ว

    those camera transitions had me laughing. Reminded me of the old 80s parody movies like The Naked Gun and Airplane. The Zucker brothers and Jim Abrahams would be proud. lol

  • @nickster830go
    @nickster830go ปีที่แล้ว +1

    You’re Helllllllarious.😂😂😂 oh boy, I needed that fucking laughs with what’s going on with TSLA stocks lately. Love your contents and relentless pursuit of happiness with Tesla car. Love you, bro.

  • @triangledetecting5757
    @triangledetecting5757 ปีที่แล้ว +1

    Beware of progressive insurance. I got a crack on my glass near with a roof rack mount hooks in when carrying a small folding ladder. I reported it the next day to progressive had to call them since it didn’t have an option for a crack roof glass on their app. They kept calling it a windshield even though I told them it’s not a windshield. So they marked it as a claim on the app for a windshield. I told him I already had appointment with Tesla but wasn’t until the 17th they try to have me take it to a safe flight on the third. well, I got it fixed today at Tesla for 1692 and submitted the invoice. I just got a call from adjuster saying it was marked as a wrong type of claim it’s just comprehensive claim not glass. And I messed up by getting it fixed without having adjuster come out and look at it, now they said they have to go through a special process and can’t tell me how long it will take to process the claim. It sounds like a lot of BS to me to keep from paying. I wish tesla had insurance in North Carolina. I would drop progressive in a heartbeat.

  • @samerabdallah82
    @samerabdallah82 ปีที่แล้ว

    I am getting my used Tesla red/white combo Model Y 2020 this coming Friday. Thank you for your video. 👍

  • @steveallen1055
    @steveallen1055 ปีที่แล้ว +1

    Just noticed that your Macan is blue. That may come in handy in a couple years. My Model Y and wife's 96 Accord are insured through Costco. Right now it's Connect brand insurance. The cost just went down $50 for 6 months full coverage in So. Calif.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +1

      Interesting I'll have to look into Costco insurance

  • @Chrisb8s
    @Chrisb8s ปีที่แล้ว +1

    Good stuff. I have USAA. And my Y cost less than my p85. Put a P or an M or well you get the idea and the price jumps. Good to know that full glass coverage covers the roof. I live in az I know that it’s not your fault when you get a cracked window!

    • @MichelleHenderson
      @MichelleHenderson ปีที่แล้ว

      I currently have USAA & my Y is getting delivered next month. I’ve been wondering what the difference is between USAA & Tesla’s insurance to see if I could keep USAA since it’s such a great price. It’s good to know that’s been your experience, so I’ll definitely check it out.

  • @pkerry12
    @pkerry12 ปีที่แล้ว

    1:07 Every car includes third-party insurance or CTP as part of your registration of the car. Full comprehensive insurance is something that you get when you pay for insurance for the car, in Australia, I think the way American does insurance is down right stupid. It makes insurance hard, that is why it is best to have a country that only offers FULL COMPRESSIVE. because you are always covered regardless if the other person has insurance or not.

  • @pkerry12
    @pkerry12 ปีที่แล้ว

    my model 3 in Australia costs me 120 AUD (78 USD) per month for full comprehensive, with a $600 (390 USD) excess if the accident is my fault. plus I get 6 month car rental till my tesla is fixed, plus i get choice of body repairer (tesla certified body shop) as well as windshield insurance include so its replaced for free, which also covers the roof on a tesla. So not sure why Americans pay so much for insurance and get less.

  • @slowercuber7767
    @slowercuber7767 ปีที่แล้ว

    @6:55 hey, I like the gecko, it's the best thing going for GEICO.... but it doesn't matter, I do Farmers (for my vehicles) and State Farm (for other property). I may be changing that up a little after I add my Model Y. I'll definitely be doing some insurance shopping. I just happen to come across this vid, today, very on point for me. Thanks!

  • @MatthewKimber
    @MatthewKimber 5 หลายเดือนก่อน

    I bought my 2024 Model Y just under a month ago and the roof cracked. It was not covered under warranty despite there being no sign of "impact" with a foreign object. If you get a Tesla just make sure you have great insurance.

  • @buckeyefan084
    @buckeyefan084 ปีที่แล้ว +3

    Great video! Just an FYI to people who may not know. Insurance is going to be different for everyone. There are multiple factors when insurance companies look at a rate for someone. This includes but is not limited to credit, where you live (zip code), where the car is stored (zip code), who is driving, driving records, vehicle usage, etc. State Farm might be cheaper for you, others might be cheaper with Progressive (which is who I have), some it might be Tesla Insurance, or Erie, Liberty Mutual, etc. It is good to check prices at least once a year. It is also good to just ask your current insurance company if there is anything they can do to lower the price. Sometimes if they rewrite the policy under a new policy, it is cheaper than the old policy. This can be due to rate changes, credit changes, additional discounts on new policy, etc. Just a thought for everyone. Love the content though, keep it up!

  • @flynnaz
    @flynnaz ปีที่แล้ว +1

    I live in AZ, and windshields seem to break often.

  • @Louie_n_Poppy
    @Louie_n_Poppy ปีที่แล้ว +3

    Those neck turns...lmao

  • @SFOtoLIH
    @SFOtoLIH ปีที่แล้ว +1

    If you had to pay out of pocket, I think the max you would pay is the amount of your deductible for comprehensive insurance, which in your case, would be $500.

  • @americanrider
    @americanrider ปีที่แล้ว

    FYI I passed by Geico Headquarters a few years ago and found it interesting the company's full name posted out front is Government Employees Insurance Corporation

  • @paulshoover
    @paulshoover ปีที่แล้ว +1

    Dude, best video yet. Funny and entertaining... rolled over 20k today, and to mark the occasion I got a rock chip on my glass roof.... ugggg ohio glass coverage goes against my deductible so gotta see how this goes....

  • @RosePigCooking
    @RosePigCooking ปีที่แล้ว

    I pay 140 a month for my 2022 model y performance here in NY from State Farm

  • @Pooches
    @Pooches ปีที่แล้ว +1

    Gjeebs can review TuxMats? I absolutely love mine. I never had a chance to see or feel 3D mats in person. However my Tuxmats fills the entire well. Please do a comparison review.

  • @djcruiser9816
    @djcruiser9816 ปีที่แล้ว +2

    I feel super comfortable knowing a cartoon character will have my back if I need to make a claim.

  • @dclemans13
    @dclemans13 ปีที่แล้ว +2

    Those transitions were just so good lmao...FYI it seems your code for 3D Mats only works on the mats, I tried to buy their carseat protectors, and the code wouldn't apply

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      Interesting might need $100 minimum order? I'll ask them

  • @sidzhottake
    @sidzhottake ปีที่แล้ว

    "along with my corpse". laughing so I subscribed!

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      hahahaha

  • @gschannel653
    @gschannel653 ปีที่แล้ว

    Geico is great to me and several others whom I know.
    May be you’re getting commission from State Farm. You’re a sales man at heart.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      haha I wish I was getting commission from them

  • @charliewilliams1474
    @charliewilliams1474 ปีที่แล้ว

    FoST Nation he mentioned us again.💞💞💞

  • @22tbond
    @22tbond ปีที่แล้ว

    Yeah Geico was a pain in the ass when I was rear ended in my Model Y by one of their customers. Ended up having file a small claims case against the other driver. What do you know Geico called me right after that wanting to settle. Funny how that works. Made me jump through all kinds of hoops but it was worth it to get diminished value on my Model 3.

  • @jefferrrson1x
    @jefferrrson1x ปีที่แล้ว

    Lmao bruh you are hilarious. Same humor as me. Subscribed just bc of that 😂

  • @Mx4_1972
    @Mx4_1972 ปีที่แล้ว +1

    Best video so far ( presenting ) ! Sir you are worth a big CLAP! ( 1 )

  • @judah2006
    @judah2006 ปีที่แล้ว

    Best video yet! Made me lol!

  • @paulg8065
    @paulg8065 ปีที่แล้ว

    Why would glass breakage be covered by your warranty after more than about 300 miles?

  • @foobar5853
    @foobar5853 ปีที่แล้ว +1

    You pay less per month for the same coverage with Statefarm for 2 vehicles than I do for just my Model 3 as a 22 year old.

    • @cpreid
      @cpreid ปีที่แล้ว

      Makes a huge difference if you own outright vs lease/finance too

  • @DaveVantage
    @DaveVantage ปีที่แล้ว

    Insurance is crazy in the states.

  • @Expart_Ziaur
    @Expart_Ziaur ปีที่แล้ว

    Helpfully Video👌

  • @Strangerthingsvehicles
    @Strangerthingsvehicles ปีที่แล้ว

    It's really to do with how expensive they are to repair and that they are more of them on the road now Tesla monopolizes how they are repaired so insurance companies charge a lot of money because of that

  • @mikec5958
    @mikec5958 ปีที่แล้ว +2

    Have you looked into tesla insurance? What was the cons of that if you did?

    • @tifftbrun
      @tifftbrun ปีที่แล้ว +1

      I looked into Tesla insurance and I lost a home/auto bundle rate as well as multi-driver (my wife's car) rate. If you're a single car household and rent it definitely could be a viable option. For my situation, it would have been rather silly to make the move. My M3LR is only $86/month with my wife's 2017 Outback at $88/month. I have State Farm also.

    • @mikec5958
      @mikec5958 ปีที่แล้ว

      @@tifftbrun Thanks, that makes sense 👍

    • @hvn919
      @hvn919 ปีที่แล้ว

      I"m on a few Tesla forums on FB. The price may be cheaper in some areas, but apparently the claims service has been a huge issue for some(lack of communication being the biggest complaint I've seen).

  • @famip3679
    @famip3679 ปีที่แล้ว

    I was paying 250 a month for a cx5 because I totaled like 2 cars so far, you know how long before these accidents are gone to get lower rates?
    Stryker right?

  • @ctuna2011
    @ctuna2011 ปีที่แล้ว +1

    Yeah I worry about that Rack causing problems.

  • @vinaymunagala8377
    @vinaymunagala8377 ปีที่แล้ว

    Hey Gjeebs, can you make one video on Volvo XC60 B5 ultimate ?

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      If I can get one I will

  • @pandatactical4530
    @pandatactical4530 ปีที่แล้ว

    Get the Tesla Insurance when you can. Price based on safety score but lower than what you are paying.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      My safety score wouldn't be good

  • @roberts3751
    @roberts3751 ปีที่แล้ว +2

    Do you know why the glass broke? Would this be a warranty issue if you were in warranty?

    • @rosmarbal
      @rosmarbal ปีที่แล้ว

      Probably the roof tint. Apparently it heats the roof and causes it to crack

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +2

      I don't have my roof tinted a rock hit it

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +1

      Rock hit it

  • @mymodely7755
    @mymodely7755 ปีที่แล้ว +1

    Why did the glass crack on the roof?

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +3

      A small rock hit it, I should have said that in the video haha

  • @ferniegutierrez5605
    @ferniegutierrez5605 ปีที่แล้ว

    I ripped my rear left rim on my 2019 sr+ it’s in service rn the estimate is 491 with tax 😂 i’m in relief it wasn’t 1,000

  • @qubit7112
    @qubit7112 ปีที่แล้ว

    Progressive insurance!

  • @laloajuria4678
    @laloajuria4678 ปีที่แล้ว +3

    glass roof was never a part of warranty anyways. this is likely due to the tint/wrap you put on the glass causing higher heat/cool strain.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +2

      I don't have any tint or wrap on my roof. Tint does cause strain but I never got that

  • @dougholmes6631
    @dougholmes6631 ปีที่แล้ว

    2022 Tesla Model Y Performance $70 a month with Progressive. I have basically the same coverage.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      That's really solid

  • @Ned.Kattan
    @Ned.Kattan ปีที่แล้ว

    Tesla insurance is cheaper than Gieco.

  • @loganblevins8633
    @loganblevins8633 ปีที่แล้ว

    Tesla insurance in Texas is cheapest for me. I have higher coverages than you and pay right around $100/month on a 2022 model 3 LR. This is with a safety score of 99 BTW

    • @adamkopo
      @adamkopo ปีที่แล้ว

      Does it move up and down a lot?

  • @cjteachavila
    @cjteachavila ปีที่แล้ว

    I know how you feel. I Just came back from Arizona and bam!! Rock chip on my windshield!! Argh. I commented about it on your road trip under canvas video.
    On separate question, do you have any videos on battery degradation?
    I’ve had my 22 performance MY since March and already seen range go down from 301 to max 277. I have 20500 miles on it. So I drive a lot. Just thought I’d ask. You have had your MY for a long time now. Thanks.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      I have 2 videos on battery degradation, here is one of them: th-cam.com/video/Twt93swJsyc/w-d-xo.html

  • @EnthusiastCarHangar
    @EnthusiastCarHangar ปีที่แล้ว

    If you want rock chips all the time come to Utah! Horrible here. My Shelby GT350 was expensive and is a performance car but costs less in insurance than my Model Y.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      Yea that's why I got PPF on my cars.

  • @darrenorange2982
    @darrenorange2982 ปีที่แล้ว

    When you can of if you can switch to Tesla Insurance...if you have one tesla you can insure other cars also with them. It's like half the price if you are generally safe.

  • @chrismcelroy5193
    @chrismcelroy5193 ปีที่แล้ว

    Insurance 😂 it’s basically organized crime. State Farm tried to sue me in college over some BS. I’m in Florida and would happily pay your rates. Very smart to shop it every 6 months.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      It really is criminal haha

  • @TheRealRoscoe
    @TheRealRoscoe ปีที่แล้ว

    State Farm FTW.

  • @Kermit26297
    @Kermit26297 ปีที่แล้ว

    Medical Payments: One sheet 😂

  • @Chivas4LifeYo
    @Chivas4LifeYo ปีที่แล้ว

    Not paying your cut editor enough lol

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +1

      hahaha it was part of the joke

  • @Strangerthingsvehicles
    @Strangerthingsvehicles ปีที่แล้ว

    My model y did that had 15000 miles thay sad its not covered

  • @thetriplees4290
    @thetriplees4290 ปีที่แล้ว

    I just got a chip on my Y yesterday and Geico called safelite to fill it.The safelite guy said its going to crack soon so its not worth filling it. Geico gives 1 glass replacement for free per year so going to replace it when it cracks soon. My MY insurance is significantly less than my 2017 rx450h.

    • @laloajuria4678
      @laloajuria4678 ปีที่แล้ว +1

      they just scammed you into charging geico for a huge replacement.

  • @pkerry12
    @pkerry12 ปีที่แล้ว

    how did you crack your roof? just curious if it was something off the road that caused it, or your stupidy broke it?

  • @scottyplug
    @scottyplug ปีที่แล้ว

    Porsche AHH. It's pronounced PorscheAHH : 0

  • @Kmelnuk1
    @Kmelnuk1 ปีที่แล้ว

    Raise your deductibles to at least $1k. You’ll save a ton. Raise it on your house too.

  • @gust9464
    @gust9464 ปีที่แล้ว

    That’s why Arizona needs Kari Lake 👍🏽

  • @TheStrangeKage
    @TheStrangeKage ปีที่แล้ว

    How is your model y out of warranty already?

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      Because the warranty only goes until 50,000 miles

    • @TheStrangeKage
      @TheStrangeKage ปีที่แล้ว

      @@Gjeebs damn son. Some good driving. 👍 should tesla increase their warrenties?

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      It's on par with most manufactures plus the battery is covered for 120k miles so I think its fine

  • @Jdigital36
    @Jdigital36 ปีที่แล้ว

    So what do I need to make sure is on my insurance on State Farm before I get my new Tesla to make sure that my glass is covered?

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +1

      0 deductible glass coverage

    • @Jdigital36
      @Jdigital36 ปีที่แล้ว

      @@Gjeebs thx sir

  • @geosh10
    @geosh10 ปีที่แล้ว

    Cheap! The exact same coverage here in Louisiana, but we pay $430 per month with 1k deductibles. No tickets, no wrecks either.
    Geico is the cheapest for us here.

  • @Woboito13
    @Woboito13 ปีที่แล้ว

    So was the broken one single pane or dual pane? Lol

  • @annl9637
    @annl9637 ปีที่แล้ว

    Curious what kind of medical device? Spine?

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +1

      CMF

    • @annl9637
      @annl9637 ปีที่แล้ว

      @@Gjeebs worked at medical device mfg. for spine. commissions are crazy for sales reps! TH-cam must be more lucrative. :)

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      @@annl9637 It has been so far

  • @jmo7938
    @jmo7938 ปีที่แล้ว +1

    Any idea how the roof glass broke?

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +1

      A rock hit it

  • @Expart_Ziaur
    @Expart_Ziaur ปีที่แล้ว

    I want to discussion on your channel problem🏅🏆📈🚀

  • @anifyz
    @anifyz 9 หลายเดือนก่อน

    how is his insurance so cheap man

    • @Gjeebs
      @Gjeebs  9 หลายเดือนก่อน

      I have homeowners and two cars under the same policy so that helps. I would use an insurance broker to get quotes and do it every six months

  • @nick0780
    @nick0780 ปีที่แล้ว

    $900 isn't bad since you use your car for commercial use.

  • @AnythingEverythingCovered
    @AnythingEverythingCovered ปีที่แล้ว

    I have a question, why tf are you driving a pink tesla?

  • @ALR1000
    @ALR1000 ปีที่แล้ว

    Lol I sold my Corolla Swhen u got my Model 3. 🤓😎

  • @dominicanoloko
    @dominicanoloko ปีที่แล้ว

    Hey have you tried Tesla Insurance?

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +1

      Not yet

    • @dominicanoloko
      @dominicanoloko ปีที่แล้ว

      @@Gjeebs it saved me soooo much money. I had geico before. Give em a shot.

  • @experiencex70
    @experiencex70 ปีที่แล้ว

    Thought you also purchased a M3 did i miss a video?

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว +1

      That is a friends and we are working on it together

  • @kylegilbert9207
    @kylegilbert9207 ปีที่แล้ว

    Clickbait. This has nothing to do with your glass roof.

  • @UnCannyValley67
    @UnCannyValley67 ปีที่แล้ว

    That pink wrap is horrible, sorry man.

    • @Gjeebs
      @Gjeebs  ปีที่แล้ว

      If you watched the videos you would know why it's pink

  • @dave11686
    @dave11686 ปีที่แล้ว

    Hi

  • @MrLogansimmons
    @MrLogansimmons ปีที่แล้ว

    Get rid of that uninsured motorist coverage. You have your comp/coll coverage along with health insurance to cover those uninsured folks. Just my thoughts from being a claims adjuster.

    • @LBrisk01
      @LBrisk01 ปีที่แล้ว +2

      Unless where you live is different, you can’t make a claim if you don’t have uninsured motorist coverage, even if you have comp/collision coverage.

    • @Johnny2Feathers
      @Johnny2Feathers ปีที่แล้ว +1

      In NJ you can’t just get rid of uninsured motorist coverage.. it’s mandatory to carry at least $15k/30k/5k .. even if he had $100k/300k/100k it would only cost like $50 a year lol.

    • @MrLogansimmons
      @MrLogansimmons ปีที่แล้ว +1

      @@LBrisk01 that would be crazy if it’s the case. Injury attorneys love the the UM coverage as it can increase their own payouts. Someone definitely lobbied the state legislature to get that requirement.
      Where I’ve lived, it’s been “required” but you can sign a waiver to get rid of it. It really is redundant as long as you’ve got comp/coll along with health insurance. You can get medical payments coverage (like Gjeebs has) to cover your health insurance deductible.

    • @LBrisk01
      @LBrisk01 ปีที่แล้ว +1

      @@MrLogansimmons it’s not really that crazy. If someone who is uninsured hits you and is entirely at fault, it’s your insurance company paying out the cost of repairs that they normally wouldn’t be liable for had the person have coverage. Uninsured coverage can also covers thing like your passengers medical bills and your lost wages. You can do what you please, but I wanted to disclaim it for anyone reading your comment that it’s not as much of a no-brainer as you make it out to be.

    • @MrLogansimmons
      @MrLogansimmons ปีที่แล้ว

      @@LBrisk01 you of course need to run the numbers. There might not be a huge cost difference between UM and medical payments (or PIP but let’s not go there).
      I think people should also ask themselves the question of how they’ll cover the cost of an accident if they’re the one who’s at fault. You could still have lost wages and injuries there too. I like the idea of having coverage that’s universal regardless of fault. For instance, short term disability coverage that you might buy thru your employee benefits would cover you in all scenarios of injury from falling down the stairs in your house to getting in a car accident.

  • @ahsanmohammed1
    @ahsanmohammed1 ปีที่แล้ว

    Don’t stick you face into people's faces.

  • @Freedom-IXOYE
    @Freedom-IXOYE ปีที่แล้ว +7

    You are funny, but please don’t use Jesus Christ as a swear word, it’s not cool

    • @redemption007
      @redemption007 ปีที่แล้ว +4

      Jesus Christ and Jesus Christ 😂

    • @fanboyofeverything31
      @fanboyofeverything31 ปีที่แล้ว +3

      Jesus Christ really... Funny how your name has the word Freedom in it. 😂

    • @Youtubedotcomma
      @Youtubedotcomma ปีที่แล้ว

      It’s “oh black Jesus” like ruby says it

    • @UnCannyValley67
      @UnCannyValley67 ปีที่แล้ว +1

      SWEET BABY JESUS NUTS

    • @EllenRNPHN
      @EllenRNPHN ปีที่แล้ว

      😂