Hello everyone, The tool has been updated and now besides a tab for the U.S. and EU Investors there is also a separate tab for Canadian investors. Remember to subscribe & drop a like! 👍
@@rick.austin i would like to se comparison between stocks or etfs , for example if i ivnested 10 years ago 20k on vuaa and 20k on another etf lets say VGWL , ot jepi , or qyld or ares arcc , and reinvested those dividends what whould be the curent portofolio ? whould have been beter to reinvest dividends ? or a accu etf? which one whould have been better to reinvest , what about stocks like allianz good dividend and growth , on youtube everyone is posting videos everyday about a great new etf or stock but nobody explains with numbers if it is really great , for example why chose vici over ares arcc since ares gives more dividend ? why pick vuaa over a qyld ? since qyld give dividend about 11% but vuaa growth is about 7-10% the last years . comparison between etfs would be good to find which choice is better for the past 10years +. there are a lot good etf/stocks outhere but wich is the top 10 to buy and hold for 10 or 20 years+ according to their stats so far ? what are the cons and pros of each ?
Question in my Roth IRA i just started with only VOO i want to open a taxable brokerage account as well…do schg and schd …would it be feasible to add voo in the brokerage acct also?
Of course, it's even a good idea. Consider that the Roth IRA has an upper limit on tax free amounts, so whatever you can do above that is always welcome, and VOO still is the best ETF to put money into
Hi Michael, 0.20% is more than acceptable for a beast ETF like QQQ. For bitcoin, keep it at no more than 5% of your portfolio. Too volatile and above all right in the middle (/end) of the bull run right now
Way too complicated, man! All great ETFs, but if you want to include all good etfs in your portfolio you end up with 40 positions and the overlap goes through the roof. For these portfolio I selected everything an investor needs ;)
The highest dividends come from DGRO and AVUV in your portfolio. The question is if you really want to focus on the dividends. If you're really young, I wouldn't. You can give me more info if you want.
Hey there, yes it's because EUNL (or VWCE, both World ETFs) is basically a VUAA with a 30% addition of international coverage. So it's like having VOO+VXUS in the U.S.. But if you select that you don't want international coverage it turns back to VUAA
Rick, what is your opinion adding 21BC ETP into our portfolio? As everyone expects Bitcoin will raise and this ETP full replication accumulating (meaning they actually hold the crypto), wouldn't be a nice idea to include it in our plan? Currently I have 50% SPYL, 35% VGWE, 15% 21BC........... Looking forward of your thoughts.
Buying bitcoin from the free market is as easy as buying an ETF, that's why I never grew interest in BTC ETFs that take fees for doing something you can easily do yourself. Just download Binance and buy some bitcoin there, you'll have lower costs and much more control!
@ understand your approach… so, pls suggest me where I can allocate the 15%. I don’t want the EQQQ cause Im already covered by the S&P… maybe mid cap and low cap or something else?
@HarrisKiakotos you might cover growth with 10% (e.g. EQQQ or QDVE), and mid or small cap with the remaining 5%. Alternatively you can directly invest 5% in bitcoin through Binance, but please consider that we are in a crypto bull market and now it's not the optimal time to get in
Hi there, it all depends on your goals, living expenses and current financial situation. You can tell me here or if you want to keep it confidential feel free to send me an email!
Hello everyone,
The tool has been updated and now besides a tab for the U.S. and EU Investors there is also a separate tab for Canadian investors.
Remember to subscribe & drop a like! 👍
I want the best ideas for value etfs for european investors
I'll write it down for a future video!
Cool video,thank you🙂
You're welcome :)
great video as always , i was looking forward for a video like this
You're welcome! Is there something else, on general finance and investing, that you'd like to have explored in a future video?
@@rick.austin i would like to se comparison between stocks or etfs , for example if i ivnested 10 years ago 20k on vuaa and 20k on another etf lets say VGWL , ot jepi , or qyld or ares arcc , and reinvested those dividends what whould be the curent portofolio ? whould have been beter to reinvest dividends ? or a accu etf? which one whould have been better to reinvest , what about stocks like allianz good dividend and growth , on youtube everyone is posting videos everyday about a great new etf or stock but nobody explains with numbers if it is really great , for example why chose vici over ares arcc since ares gives more dividend ? why pick vuaa over a qyld ? since qyld give dividend about 11% but vuaa growth is about 7-10% the last years . comparison between etfs would be good to find which choice is better for the past 10years +. there are a lot good etf/stocks outhere but wich is the top 10 to buy and hold for 10 or 20 years+ according to their stats so far ? what are the cons and pros of each ?
Question in my Roth IRA i just started with only VOO i want to open a taxable brokerage account as well…do schg and schd …would it be feasible to add voo in the brokerage acct also?
Of course, it's even a good idea. Consider that the Roth IRA has an upper limit on tax free amounts, so whatever you can do above that is always welcome, and VOO still is the best ETF to put money into
Great video!
Thanks!!
@@rick.austin where we can access the file mentions in the video?
@@Razvan27 they are all linked in the description of the video!
What abt canadian investor? Please suggest for us
Hey there, I added a tab in the file for canadian investors. You can download it again.
Thank you so much great video amazing
You're welcome!
Hey Rick, an expense ration of 0.20 is that to much i was interested of the QQQ ETF and bitcoin for my portfolio what do you think?
Hi Michael, 0.20% is more than acceptable for a beast ETF like QQQ. For bitcoin, keep it at no more than 5% of your portfolio. Too volatile and above all right in the middle (/end) of the bull run right now
@ Thanks for the reply just QQQ and BITO would be fine you think .
Thanks for the great clip, Rick. Hmm... Why not include abit of SCHG, XLK and SMH?
Way too complicated, man! All great ETFs, but if you want to include all good etfs in your portfolio you end up with 40 positions and the overlap goes through the roof.
For these portfolio I selected everything an investor needs ;)
I would like to invest into VOO, BND, DGRO, SCHG and AVUV for Roth IRA, But what % for each I would like more Dividends
The highest dividends come from DGRO and AVUV in your portfolio. The question is if you really want to focus on the dividends. If you're really young, I wouldn't. You can give me more info if you want.
Any reason why the portfolio builder turns the 4 fund portfolio to a 3 fund one, ignoring VUAA altogether for European investors?
Hey there, yes it's because EUNL (or VWCE, both World ETFs) is basically a VUAA with a 30% addition of international coverage. So it's like having VOO+VXUS in the U.S..
But if you select that you don't want international coverage it turns back to VUAA
@@rick.austin Awesome. Thanks for the clarification.
Yes, what do you think about SPMO growth ETF in longrun?
It's a great solid growth etf. Trying to keep my portfolio as simple as possible, SPMO wouldn't be my first choice for the growth fund, though.
Your videos are amazing. Love from 🇮🇳 india❤️
Thank you, man, i appreciate it 👍🏻
Wait a minute... Manu Ginobili??
...yes?
Rick, what is your opinion adding 21BC ETP into our portfolio? As everyone expects Bitcoin will raise and this ETP full replication accumulating (meaning they actually hold the crypto), wouldn't be a nice idea to include it in our plan? Currently I have 50% SPYL, 35% VGWE, 15% 21BC........... Looking forward of your thoughts.
Buying bitcoin from the free market is as easy as buying an ETF, that's why I never grew interest in BTC ETFs that take fees for doing something you can easily do yourself. Just download Binance and buy some bitcoin there, you'll have lower costs and much more control!
@ understand your approach… so, pls suggest me where I can allocate the 15%. I don’t want the EQQQ cause Im already covered by the S&P… maybe mid cap and low cap or something else?
@HarrisKiakotos you might cover growth with 10% (e.g. EQQQ or QDVE), and mid or small cap with the remaining 5%. Alternatively you can directly invest 5% in bitcoin through Binance, but please consider that we are in a crypto bull market and now it's not the optimal time to get in
@ thanx Rick
Can you please create me portfolio I am 56 almost want to retire age 60 .. thank you
Hi there, it all depends on your goals, living expenses and current financial situation. You can tell me here or if you want to keep it confidential feel free to send me an email!
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