วีดีโอ

Hello there, With low income a good eye must be kept on your expenses, regardless of the investments. At the beginning of your investing journey, most of your portfolio growth will come from increasing savings than from great returns in the market. I would definitely start investing, and from Greece you have access to the same etfs of the other EU Countries. For sure you should invest in the S&P500 as a start. Do you need me to suggest you some videos of mine for beginners?

​@rick.austin yes please. I've been searching for thos information.

Hi Chris, thanks mate. How can I help you on the core-satellite approach?

@rick.austin thanks for the respond Rick..i mean is there a specific etfs and which sector?we need growth?we need diversity?we need dividends?or stick to the plan as we said?

Your core should always be something like the S&P500 or the total market. Then you can complement with international, growth and/or value

@@rick.austin thank you Rick i still stick to the plan

If the top 10 have a total weight of 48% in QQQM and 57% of SCHG, if you buy $1,000 of QQQM you have $4,800 in the top ten, with SCHG $5,700. Regardless of how many other holdings are inside the two ETFs.

Hey there, well where to begin... The FTSE has 5 billions in assets, the MSCI little less than 1.The expense ratio, namely how much you pay every year on your ETF value, is 0,29% for the FTSE and 0,38% for the MSCI. The FTSE has around 2100 holdings, while the MSCI 200 (so FTSE is more diversified). The sectors are also a bit different. For example the MSCI's top sector is Tech with 31%, while by FTSE financials is the first. Current Dividend Yield is 3% by the FTSE and 2.5% by the MSCI. They are both good income ETFs, but I do believe that the FTSE has the best balance overall!

@rick.austin ah, i wish i saw this video before investing in the msci etf! In any case, thank you for the detailed explanation.

Eheh

I'm glad!

Hey man, unfortunately no! If you have any doubt, i'm an email away!

Well, I'd start with VFV, Vanguard S&P 500 Index ETF! Probably the best ETF you can buy from Canada

You're welcome Tim :)

💪🏻💪🏻

Glad to head that. I wish you all the best on your financial journey! 💪🏻

💪🏻

Thanks!

You're welcome!

Absolutely! The ishares s&p500 is equal to the Vanguard one. They are both so big that you can choose either and it's ok.

Thank you Rick

Hi David, be advised that this is not to be seen as a portfolio, but as 7 good ETFs to choose from. That said, 5 years from retirement you should strongly consider bonds except if your portfolio is so high that 4% of it far exceeds your yearly expenses.

Yes you are right Thank you for introducing me to expert Christopher

People are scared of investing because of the high rate of scam in the business Making them to remain poor out of ignorance

There are scammers but there are real brokers out there The first investment with expert Christopher gave me profit of over $19,000 US dollars and since then he has never failed. I can even say he is the most sincere broker I know.

I have never heard or seen any of his clients complain of lose..... I think he is good to work with.

He is obviously the best I invested 3,000 USD and made my first profit in seven days

Thanks

Thanks Ivan. Welcome aboard!

I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.

@@AlilatTiamiyu Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY*

@@NaufalKnoechel Oh please I’d love that. Thanks!

*MARGARET MOLLI ALVEY*

Lookup with her name on the webpage.

Obviously, sure. But the short is part of a long video.

​@@rick.austinyet it doesn't make sense by itself. Since you made the short yourself, you should link the long video in the short. More clicks and a better chance to not be misunderstood ;)

@@rick.austin good luck anyways for your channel. The content seems to be too basic for my needs, but I respect everyone who fights financial illiteracy. Out of personal interest: how many followers / clicks per month do you need, to make such a channel your main occupation? I am thinking about adding value considering real estate and tax optimization and lack a feeling at which point that effort becomes interesting financially as well..

@yogioto sure, but i did! Doesn't the link work?? 🤔

​@@rick.austinthere is no link, at least not on my mobile device

Hello there, I really don't like CFDs and I think an investor doesn't need them. Are you using etoro? P.s. Have you taken a look at my playlist Investing for beginners?

Don't put all your eggs in one basket; instead, diversify into different asset classes to mitigate risk. If you lack extensive knowledge, consult a financial advisor.

Opting for an investment advisor is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023

I've been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.

I've experimented with a few over the past years, but I've stuck with the popularly ‘’Sonia Nunes Demelo” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

Thank you for putting this out, it has rekindled the fire to my goal... was able to spot Sonia after inputting her full name on the web, she seems highly professional with over a decades of experience.

I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.

I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.

I'm glad I found this conversation. I have cash to invest but am worried about picking the wrong stocks. Can you refer me to your financial advisor?

I have worked with a few financial advisors before now but i ultimately settled for 'Annette Marie Holt'. She is SEC regulated and licensed in US. You can easily look her up

I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

Hi Veekesh! Strange, many people download them every day. Email me at info@rick-austin.com or rick.austin.yt@gmail.com , I'll help you there. If possible, send me a screenshot when the error occurs (I just tested it and it works).

Hey there, good of you to mention the WisdomTree ETF, it's actually a really good ETF if you check the composition and the fact that it mixes US dividend yielding companies with international ones. It would definitely deserve a place in a "best ETFs" list but because I wanted to have 7 I let it out. We'll see how it performs in the future, but given the composition it's solid and valid.

@ would you rank it below all the ones you mentioned? Thanks for your response

Well, it would be a close number 8. When Ranking ETFs, it's always about where your priority lies. Height of Dividend Yield? Stability of it? Total Return? With a general perspective, it would be my number 8.

@@rick.austin tbh I was looking from a total return aspect It seems like ggrg is only topped by fusd, correct me if I’m wrong I’m still new to investing

Looking at investing from a total return and not only from dividend yield is the best way, kudos to you for getting that if you're new to investing like you say! Yes GGRG and FUSD has high total return because of their overweight in Information Technology. GGRG is not even 10 years old. If you are interested in Total Return, you might consider other ETFs than "income ETFs", though. Except if you want to receive the income for some particular reason (for instance because of age).

I find it more productive and safe to buy growth/ blue-chip stocks rather than tech stocks. It's advisable to work with a fiduciary advisor for well-diversified portfolios instead of relying solely on speculations.

Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my 1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.

That's a nice gain! How did you find a good one

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

Who do you work with?

It's not just about having money to invest in stocks; it's about knowing the right strategies for profit and managing risk. That's why working with an investment advisor is important-they have insights not available to everyone.

I totally agree with you. I started out investing on my own too and lost quite a bit. After the 2020 crash, I managed to pull out about $160k. I then invested that money with an analyst, and in just seven months, I made almost $580,000. It's amazing how having the right guidance can turn things around!

This is incredible. Could you recommend who you work with? I really could use some help at this moment.

My CFA, Judith B. Richards, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks

SHE IS ON TELE GRAM.

@Serenwintersun

In a field as rapidly evolving as cryptocurrency, staying updated is crucial. Seren’s continual research and adaptation to the latest market changes have been instrumental in helping me make informed decisions.

Always backup your trading with a good strategy.

The same high-yield potential exists in both bullish and bearish situations; what matters is how information and technique are used. Not neglecting professional advice.

Thank you Aaron!

Amazing Q, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

@@AlexandersRodrigueza I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...

Quitting may not be the best approach if you ask me personally .When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan with my CFA that includes AI looking into Nvidia, MSFT, Alphabet stocks among others. I've been utilizing CATHERINE DIANE PELICAN advice for years and I've made over $1M. I could leave you a lead if you need advice help...

@@AlexandersRodrigueza I will be glad if you do . Thanks!

@@AnnBurrow-vb8tt CATHERINE DIANE PELICAN

Grazie!!

A lot of people are still making returns on investment this period. You just have to be very grounded or solicit the help of a professional.

In my opinion, it was much easier investing back in the 80s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.

My partner’s been considering going the same route, could you share more info please on the advisor that guides you

Google Rebecca Lynne Buie and do your own research. She has portfolio management down to a science

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

Can't go wrong with them, brother! Just be ready for some rollercoaster with tech this year ;)

Hi Rayna, I wrote the alternatives for Europe in my pinned comment. Check it out here at the top of this comment section

Hey there, check my pinned comment in this comment section! I wrote them there. And get your free share by installing Trade Republic from the link!

Let me help you. Which app do you have? And which ETFs can't you find?

@rick.austin hey thanks for replying! I am just starting to invest and my sister also, we are following your videos! The European investment video was much easier because I could check the codes to name sure I got the right one 😁. I think I have them all now. The only thing I am struggling with is the basic investment strategy, the suggested bonds. I am using Trade Republic. By the way we are total noobs, I'd be interested in a video explaining all the basic concepts as if I were 5 years old 😁

Alright let me help you. First of all, forget bonds now. You don't need them now because you're still young (after 55-60 yo I would start with them). Feel free to comment here with the funds you found, so that I can check for you if they are correct. In Trade Republic, enter an ETF. Then scroll down right under the graph and "About" and you'll find "Share Price, Fund Size, Index, Holdings"... there you need to scroll right until you find the "Ticker". you can give me that information on the ETFs that you've found and I'll check if they are the right ones. Regarding the investment strategy, it really depends on your goal, experience and so on. Hit me up on my info email (info@rick-austin.com). I'll be happy to help.

@rick.austin wow thanks so much!

Almost forgot, this video should be your first one to watch: th-cam.com/video/wMifC3wX9zM/w-d-xo.html Then you can check out the whole "Investing for beginners" playlist on my channel home page. You're going to find easier content that is perfect if you're starting out!

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

I'm new at this, please how can I reach her?

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

I'm new at this, please how can I reach her?

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills