HOW TO BUY A CAR: the process, getting a loan, choosing the right fit & more

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  • เผยแพร่เมื่อ 22 ม.ค. 2025

ความคิดเห็น • 670

  • @ilanstylz
    @ilanstylz 4 ปีที่แล้ว +449

    Car buying tips: 1. Always get prequalified for a loan (if your financing) before you go to a dealership because most dealerships will try and beat your prequalified loan because they hate dealing with outside companies: 2. Best times to buy a car is the end of the month and towards the end of the year: 3. If your paying it off in cash never tell the dealership that until you make the final deal that you both can agree on: 4. NEVER pay MSRP: 5. Look over the contract completely especially all the dealer fee's, question things you don't know/understand what it is (some dealers will try and put in hidden fee's that you don't need to pay for): 6. If your leasing just remember your limited on miles per year and you are responsible for any damage done to it once lease is over: 7. Shop around, talk to internet sales managers from several dealerships in your area and let them know this, alot of dealers will match or beat other dealers just to make a sale: 8. If your buying a used car don't let the salesman try and distract you during the test drive, some will try and talk your ear off, play the music loud etc, you want your full attention on the car to see if you can hear/feel if anything may be wrong (if your unfamiliar with things you should look for bring someone with you like a mechanic/friend): 9. If your not putting down a significant down payment get GAP: 10. If you have bad credit try and get a cosigner if possible (this isn't a must but will help you get a better deal as far as required downpayment and lower monthly payments etc).......

    • @carmeister_
      @carmeister_ 2 ปีที่แล้ว +12

      Thanks Dad

    • @rileyak4929
      @rileyak4929 2 ปีที่แล้ว +26

      What’s GAP?

    • @miguelc3033
      @miguelc3033 ปีที่แล้ว

      @@rileyak4929gap insurance

    • @SharkWaterz
      @SharkWaterz 9 หลายเดือนก่อน +1

      nothing this guy said matters if you exercise your rights . Cestui Que Vie Act 1666 . Federal Reserve Act . Bill Of Exchange Act . Federal Credit Union Act . Federal Deposit Insurance Act . 15 U.S Code 1605 - Determination of finance charge . no cash is to be involved in a consumer credit transaction .

    • @coziestbbw
      @coziestbbw 9 หลายเดือนก่อน +1

      I love you.

  • @harrietmiddlemast2561
    @harrietmiddlemast2561 4 ปีที่แล้ว +559

    Why did I not get taught any of this in school?! Honestly I feel like i've learnt a whole new subject but at the same i'm still confused but then again I've never been very good with maths or money related things. Best older sister advice!

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +51

      HAHA I didn’t learn this either until I got to college (bc I study business)! It’s very important tho

    • @harrietmiddlemast2561
      @harrietmiddlemast2561 4 ปีที่แล้ว +4

      @@HannahElise You should 100000% go into teaching!

  • @lvisangelmusic
    @lvisangelmusic 4 ปีที่แล้ว +583

    Do you realize that Hannah uses her channel to share more than a video?
    Its content goes beyond entertaining...
    She informs, shares knowledge, joins social causes, etc... And that is admirable.
    I never imagined that watching a video of a student and her week at her university hooked me so much, seeing you today giving advice and informing your audience is impressive.
    Thanks Hannah!
    P.S. I'm a fan of your hairstyle, it makes you look very pretty. 🙈 haha

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +39

      🥺🥺🥺🥺 thank you I really appreciate this

  • @flsal27
    @flsal27 4 ปีที่แล้ว +470

    Saying that the car would be sold in a couple of hours is just to put pressure on you to buy now and limit your chance to negotiate a better deal and talk to other dealerships. It’s a dealer tactic that you should never fall into, a trap that dealers always do so that you don’t find another dealer or go elsewhere. It is a better solution to continue shopping to different dealers to find the best deal. they can always find a car you want with the equipment you want and the color you want and get it delivered don’t fall into that trap, especially when it is a new car.

    • @vasyemartin2205
      @vasyemartin2205 4 ปีที่แล้ว

      go check out my recent dorm haul :)) im a new upcoming youtuber. please support !

    • @AlexCass1515
      @AlexCass1515 4 ปีที่แล้ว +11

      Lol for real. They make the 2020 look super nice but it’s builds up fast.

  • @simlantis
    @simlantis 4 ปีที่แล้ว +1092

    anyone else feel like hannah is their older sister always giving the best advice?

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +83

      That’s what I’m here for 🥺

    • @ksn0344
      @ksn0344 4 ปีที่แล้ว +6

      @@HannahElise u r the best💖💖

    • @raeesahwilliams2716
      @raeesahwilliams2716 4 ปีที่แล้ว +4

      Yes yes yes 😭❤️

    • @emmaricuito7181
      @emmaricuito7181 4 ปีที่แล้ว +6

      im a year older than her and I still feel like that 😂😂

    • @miyoslilos
      @miyoslilos 4 ปีที่แล้ว

      Can you check out my new vlog ‘Istanbul’ part and support my channel guys 🎞 Love you all 🧡🧚🏼‍♀️

  • @6eluved618
    @6eluved618 4 ปีที่แล้ว +487

    Me: not even at the age of driving and still watching this video

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +84

      It’s never too early to prepare

    • @janatess8483
      @janatess8483 4 ปีที่แล้ว +21

      ya it’s never too late lol i’m 14 and saving up money to get a better car or to help my parents if / when i do get one so i would recommend saving early!!

    • @dylankylee5127
      @dylankylee5127 4 ปีที่แล้ว

      @@Amix23 You can get an actual paying job! Your hours will have to be lower though since you are only 14 but you can still get paid. People will also pay a lot for pet sitting.

  • @tschinkerl4554
    @tschinkerl4554 4 ปีที่แล้ว +156

    I'm not looking into buying a car, I don't even live in the US, so there might be differences in the car-buying process, but you can't deny how calming it is to watch Hannah on a Sunday, no matter what the video is about 😌

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +16

      Wow this comment made me smile thank u

    • @yamila6484
      @yamila6484 4 ปีที่แล้ว +1

      Same here 🙋🏻‍♀️ But still found VERY helpful.. Hannah is amazing❣️

  • @JuliaJacobsen
    @JuliaJacobsen 4 ปีที่แล้ว +174

    I love the way Hannah talks to us. It makes me feel like I’m best friends with her.

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +11

      I’m glad 🥺❤️

    • @8wyy
      @8wyy 4 ปีที่แล้ว

      Same feeling thank u Hannah 😍♥️

  • @kmac23
    @kmac23 4 ปีที่แล้ว +241

    this came at the perfect time bc I've been looking at cars recently and wanted to know the real process, this was so helpful and helped me plan out what I need to do before getting a car now!

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +7

      I’m glad I could help 🥺

    • @bridger6101
      @bridger6101 4 ปีที่แล้ว +1

      @@HannahElise Is your car stressful to maintain? Like monthly payments, gas etc

  • @chloemarasigan0221
    @chloemarasigan0221 4 ปีที่แล้ว +30

    i will never understand why school doesn't teach this kind of stuff but thank god we have you :)

    • @lilhonni
      @lilhonni 3 ปีที่แล้ว +5

      Be wise they don’t want you to succeed

  • @LindseyBump
    @LindseyBump 4 ปีที่แล้ว +25

    I got my first car that wasn't my parents the beginning of march. Saved for probably a year and a half, my grandma helped me pay for about half of it and here I am with no payments and I am very grateful I was able to do that without taking out a loan:)

  • @erika-hm4gn
    @erika-hm4gn 4 ปีที่แล้ว +43

    My mom does financing for the local dealerships and she said to NOT tell the dealers you have a down payment until the financing process is almost done. Also, definitely research (if you can) how the dealerships treat those they use for financing loans because that will play a big part in how your loan is dealt with!

    • @chrissychanel5837
      @chrissychanel5837 2 ปีที่แล้ว

      how would this affect the financing process?

    • @starrriaa
      @starrriaa 2 ปีที่แล้ว +4

      @@chrissychanel5837 I do not agree with this because if you don’t have good credit you need to put more down so therefore you do have to tell the financing managers how much you have to put down on the car you want due to your credit so every person circumstance is different if you have good credit then you could probably get away with not telling them how much you wanna put down but if you really wanna car and don’t have good credit score but you have a down payment it’s best if you tell them how much you’re willing to put down

  • @emilyanne817
    @emilyanne817 4 ปีที่แล้ว +38

    A little advice from someone going through the used car buying process with their parents who have purchased many cars in the past. Kelly Blue Book is a great resource for researching information, but they have many ties to car dealerships (which has been documented) and often make the price range for cars inflated. Make sure to look around and really research and go in with what you you can pay and believe the vehicle to be worth and don't sway from that! You can always walk out of a dealership (you're never stuck), there will ALWAYS be another car, and you can always cave and go back if you have looked around and maybe have been offering too low of a price for the car you're looking for. You are the buyer and you're in control! (also! car dealerships will always try to get you to "act fast" because their cars are selling "so quickly" this is another gimmick to try and get you to buy ASAP. Again, there will ALWAYS be another car (if you're looking for something common like a Honda Civic or CR-V. Don't fall into any dealership tricks).

  • @ekintoker5196
    @ekintoker5196 4 ปีที่แล้ว +73

    I really needed this. Whenever I need a distraction or someone to be like an older sibling Hannah is always there.

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +2

      That’s why I make videos !!! 🥺❤️

  • @KamrynJohnson-t7x
    @KamrynJohnson-t7x ปีที่แล้ว +2

    After re-watching part 3, I understood!!! I honestly felt really intimidated at first while watching because I'm constantly told I'm dependent and I'm not financially literate, but that's only because I've never been taught. This truly helps, thank you so much for existing.

  • @briannaraye2932
    @briannaraye2932 4 ปีที่แล้ว +95

    really out here teaching my 20 year old self things my financially unstable parents couldn't

    • @SuaeMovez
      @SuaeMovez 3 ปีที่แล้ว +4

      Literally me to a T

  • @angenimuralidhar6815
    @angenimuralidhar6815 4 ปีที่แล้ว +14

    this was honestly.... so helpful!!! currently in the same situation of wanting to buy a car but not knowing how much to save up, whether to buy or lease, how financing works, etc., so this was very informative!!! i am a newbie to this channel but so glad i found you :'')

  • @CaileyMerulla
    @CaileyMerulla 2 ปีที่แล้ว +4

    First-time car buyer here and my lord am I happy I found this video!! I've been so lost with loans and re-financing and insurance and the number of notes I took watching this could rival my school notes. Thank you!!

  • @noarogoszinski
    @noarogoszinski 4 ปีที่แล้ว +69

    my mom is a financial advisor so I always just let her tell me what to do about my loans/credit lol but it's so important to understand what's going on even if you put your financial trust in someone else so thank you for explaining this!! now I'll know what she's talking about when I eventually get myself a car :)

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +9

      I swear once I learned about finance and whatnot in school, I felt so much more in control of my life it was insane 😂

  • @FashionChaletNET
    @FashionChaletNET 4 ปีที่แล้ว +34

    I already own my car so not on the market for one right now, however, I wanted to comment and compliment you on how nice your videos ALWAYS are. They're 100 hundred percent consistently interesting. Never boring. The fact that you insert little sound effects or text overlays always keeps me engaged. Even though I didn't necessarily or personally need this video, I still learned some cool things; like your budgeting tips. KEEP DOING THE TH-cam. You're awesome, girl!

  • @ishapatel9023
    @ishapatel9023 4 ปีที่แล้ว +25

    I love how you explained the financial part of it! It’s was easy to understand as a person who doesn’t know much about that topic ❤️

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +7

      Thank you! My 3 years of business school are being put to good use 😂

  • @HoneyBunchesOfSadBees
    @HoneyBunchesOfSadBees 4 ปีที่แล้ว +30

    I’ve legit been stressing out about how to buy a car, thanks big sis really needed this rn ❤️❤️❤️

    • @vasyemartin2205
      @vasyemartin2205 4 ปีที่แล้ว

      go check out my recent dorm haul :)) im a new upcoming youtuber. please support !

  • @jaylorose664
    @jaylorose664 4 ปีที่แล้ว +51

    Another Tip: DONT LET THEM KNOW HOW MUCH DOWN PAYMENT YOU CAN PUT DOWN UNTIL THEY LOCK YOUR INTEREST RATE FIRST ‼️ because they will always try to give you the highest depending on your down payment. Once they lock the interest rate , that’s when you tell them how much you will be putting down. ( they can’t unlock the interest rate ) 😁

    • @cheapandevilgirl
      @cheapandevilgirl 4 ปีที่แล้ว +10

      The interest rate depends, in part, on the amount financed. But I would not mention down payment until negotiating that big whopping price first.

    • @holdmysub
      @holdmysub 10 หลายเดือนก่อน +1

      Not everyone will put very low down because if you put a good chunk down you will get a better rate if they know

  • @lillianw8992
    @lillianw8992 10 หลายเดือนก่อน +1

    Thank you for teaching me what no one else would, you really ARE the real one. We love a smart woman teaching other women.

  • @lucia3301
    @lucia3301 4 ปีที่แล้ว +49

    When you are not even near to buying a car but still are so excited for the video and are going to watch it till the last minute 😂

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +2

      Thank u for this dedication

  • @Alex.AL_26
    @Alex.AL_26 4 ปีที่แล้ว +2

    I am currently almost done with my business finance degree to become a financial advisor and I can tell say that you provided some excellent information on the entire process. This video has lots of information that not everyone covers let alone explain in detail. Keep up the great work!

  • @justjill2896
    @justjill2896 4 ปีที่แล้ว +1

    I just bought a 2020 Honda CR-V. I found you through you decorate your car video or something like that. Everything you said is 100 percent true. Especially the non negotiable items. For me it was 4 doors, back seat air vents for my daughter, and blue tooth, and Honda sensing (mainly modulation braking system) and a suv.
    I went with the basemodel. It had everything I needed but I can live without the other bells and whistles. But I am so happy. This video is so accurate

  • @stephaniec.8415
    @stephaniec.8415 3 ปีที่แล้ว +1

    I’m a little older than you and buying my first car hopefully soon. It’s so hard to find out the process when you don’t have a “car person” in your life, so I appreciate this video so much! Thanks and I hope you’re doing well!

  • @Mano-Wan
    @Mano-Wan 4 ปีที่แล้ว +6

    After having Bluetooth & Apple Radio, you'll quickly realize that's a MUST HAVE 😉 Congrats on new car! She's a Beauty!

  • @AmyVChurch
    @AmyVChurch 4 ปีที่แล้ว +14

    I love this!! Congrats on your new car 🥰 I think it's so cool how we've been a part of being able to see you work so hard to get it!!

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +5

      Thank you 🥺 I wouldn’t have been able to do it without you so thank you so much

  • @Laura-nx5cl
    @Laura-nx5cl 4 ปีที่แล้ว +2

    I feel like this is also important to add that people don't consider too much is just because you can afford the payments of the car, does not mean you can afford the car. While a car payment can significantly help your credit it can and will destroy any positive credit if the payments are not made on time or payments are skipped.

  • @erinsteiner3237
    @erinsteiner3237 4 ปีที่แล้ว +3

    My queen. No one has ever explained this stuff to me so I appreciate this video a lot 🥺

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว

      No one explained it to me either so I got you!!

  • @meydidi901
    @meydidi901 4 ปีที่แล้ว +9

    Everything she’s doing is amazing just adore her 💕

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +1

      Wow thank u 🥺🥺💗💗

  • @sofiabekar6450
    @sofiabekar6450 4 ปีที่แล้ว +1

    This video could not have come at a better time. I’m currently in the car buying process and it’s stressful as heck! Thanks Hannah!

  • @sofianora6595
    @sofianora6595 4 ปีที่แล้ว +6

    new fan here! I’ve been binge watching your videos while painting my room and I’ve officially watched everything on your
    channel!

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +3

      Ahhh welcome to the fam :)

  • @miguelvazquez01
    @miguelvazquez01 4 ปีที่แล้ว

    Best thing about Sunday’s is knowing your favorite TH-camr is about to post “Hannah” . That was great advice for those buying a new car it can be a scary process but it should be taken with calm. We is a real one.

  • @exxe7537
    @exxe7537 4 ปีที่แล้ว +4

    I'm saving for a Honda Accord Sport(first car) it isn't too pricey and my Uncle works at this dealership I wanna go to but i'm really excited. I know I don't want to spend my money on anything else either, and I'm glad I've come across your channel and this video for more advice, so thank you

  • @HannahGraceRiddle
    @HannahGraceRiddle 4 ปีที่แล้ว +9

    Ah yes i needed this video! I want to bu a jeep soon, but i feel like the whole process of buying a car is hard and so intimidating that I just keep avoiding it

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +2

      It rlly is intimidating, but once you get through it you will feel v empowered

  • @domoniquetolliver8109
    @domoniquetolliver8109 2 ปีที่แล้ว

    I literally just totaled my car and came back to this video😩you’re saving my life

  • @sofic4168
    @sofic4168 4 ปีที่แล้ว +7

    Literally looking to buy my first car, this video came in such a good timing, thank you hannah❤️❤️

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +2

      You are more than welcome 🥺

  • @giatorres7947
    @giatorres7947 4 ปีที่แล้ว +1

    I’m turning 18 soon and even though I am so not ready for a car, it helps SO MUCH knowing these things!!

  • @dannygaut173
    @dannygaut173 4 ปีที่แล้ว +6

    Such a great video! I just bought a used 2013 Honda Civic and I'm so happy with it!!

  • @addison5736
    @addison5736 4 ปีที่แล้ว +27

    YAYYY!!! I’ve been counting down the seconds until 3:00pm when you post 💕💕💕 ilysm!!! Also I rewatched ur makeup routine video and u said u were looking for concealer recommendations, so maybe try the ilia true skin concealer from Sephora?? u might like that one, plus it’s vegan and cruelty free!

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +3

      I will have to check that one out!! Thank you ❤️

  • @fatihakarraz3327
    @fatihakarraz3327 4 ปีที่แล้ว +1

    I went to the beach this morning and i'm like omg i gotta be back home before hannah posts a new video and here i am 💛 love you

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +2

      You are so cute I love u

  • @maliaejennings
    @maliaejennings 7 หลายเดือนก่อน

    im getting ready to buy a car within the next couple years cause im graduating college soon, and you explained this process SO well, this is what my dad has been telling me but somehow it clicked after you said it

  • @ekintoker5196
    @ekintoker5196 4 ปีที่แล้ว +1

    Hannah is always looking out for us guys. she is the real one

  • @otruckers4407
    @otruckers4407 4 ปีที่แล้ว +1

    istg u are so underrated like girl I am so damn thankful for your videos because I learn so much shit that I never learn anywhere else. Please keep doing what you are doing because you're doing amazing

  • @cschweitzy
    @cschweitzy 4 ปีที่แล้ว +1

    Hannah, this is an awesome video and you’re very informative! I highly suggest refinancing that loan in 6 months if you can and get not only a lower interest rate, but also a shorter loan note! I’m so glad you touched on paying principal/ interest rate payments. You’re a badass.

  • @emilyburkholder
    @emilyburkholder 4 ปีที่แล้ว

    i’ve never seen this sectioned out feature, like there’s little marks and it says what the topic is about. idk why but it’s really satisfying to me and organized. thanks for the advice hannah

  • @janelyngarcia8
    @janelyngarcia8 4 ปีที่แล้ว +10

    I don’t know how to drive, don’t even have a permit (working on that this summer), but still watching this video 💓

  • @danielachamorro8783
    @danielachamorro8783 4 ปีที่แล้ว +1

    You explaining principal versus interest made ALL THE FREAKING SENSE.

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว

      THANK YOU okay I’m glad it made sense out loud bc it makes sense in my head 😂😂

  • @AlanaPM
    @AlanaPM 4 ปีที่แล้ว +2

    this video could not have come at a more perfect time, i'm right in the middle of looking for my first car to buy and this video helped SOO much. thank you and i loove your videos!❤️

  • @allthelovetish3080
    @allthelovetish3080 4 ปีที่แล้ว +1

    I instantly became senti and emo when hannah said “big sister advice” huhuhu i love you

  • @milabolash5044
    @milabolash5044 4 ปีที่แล้ว

    My car literally died today and I have to get a new one so this is PERFECT TIMING!!! Queen big sis Hannah always coming in clutch 😍💖✨💅🏼

  • @jasneetkaur1716
    @jasneetkaur1716 4 ปีที่แล้ว

    the excitement i get when hannah uploads is indescribable xxxxx

  • @nanasuzuki5736
    @nanasuzuki5736 4 ปีที่แล้ว

    I graduated from driving school yesterday so your whole car advice and tour videos really help me so much now!

  • @MsLiyah2015
    @MsLiyah2015 3 ปีที่แล้ว

    Okay this is probably the best car buying video I’ve seen 👏🏾 So informative about the financing part & your teeth are so freaking straight and you’re so pretty 😍 okay bye, thanks for the great video

  • @Aniaschance
    @Aniaschance 4 ปีที่แล้ว +13

    Please consider going through a credit union if you can. That's what I did when buying my first car and it was a great decision!

  • @lucia3301
    @lucia3301 4 ปีที่แล้ว +5

    One second into the video and I’m already feeling so freakin’ happy 😆 I love you so much Hannah ❤️

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +1

      🥺🥺🥺🥺 I love you more

  • @emilysanabria5546
    @emilysanabria5546 4 ปีที่แล้ว +4

    I’m getting a car in a couple months and I’m so excited I wish it could come faster so I don’t have to rely on other people to take me places 🥺

  • @toribear457
    @toribear457 4 ปีที่แล้ว +1

    This helped me so much!! I'm 16 and looking to get my first car soon. Even though I have my parents there to help me during this, u rlly benefited my overall understanding on how this process works. So thank you!!! 💜

  • @360fishingadventures8
    @360fishingadventures8 3 ปีที่แล้ว

    I'm a young person looking to buy a nice car and this helps a lot. The whole thing is so overwhelming.

  • @Yellowmoonlight04
    @Yellowmoonlight04 ปีที่แล้ว +1

    OMG THANK GOD SOMEONE BROKE THIS DOWN FOR ME

  • @rimshaimtiaz139
    @rimshaimtiaz139 4 ปีที่แล้ว +2

    omg I love your videos hannah! the editing and aesthetic of it is so much more fun to watch compared to others! I hope you’re doing well❤️

  • @daytonaseale8157
    @daytonaseale8157 4 ปีที่แล้ว

    You have very very quickly become my absolute favorite you tuber and I’ve been watching nonstop. You motivate me so much! I just turned 18 and this was so helpful!

    • @daytonaseale8157
      @daytonaseale8157 4 ปีที่แล้ว

      Ignore the fact my phone spaced youtuber out😂

  • @ImmieSophie
    @ImmieSophie 4 ปีที่แล้ว +1

    These types of videos are literally just so helpful to so many people 💘

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +1

      That’s my goal! :)

  • @kayangeles0305
    @kayangeles0305 4 ปีที่แล้ว +14

    its 3am from where I am and I JUST HAD TO WATCH MY GIRL, HANNAH ❤❤

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +3

      True dedication 😭

  • @danicosanchez1667
    @danicosanchez1667 4 ปีที่แล้ว +8

    The idea of paying the principal amount separately was a thing I knew sooner! And yes, it did made sense 😂

  • @__luciavaldez
    @__luciavaldez 3 ปีที่แล้ว

    The drawing out of the loan analogy, with the interest and principle, was actually the most I’ve ever learned something. Such a great helpful tool thanks!!!

  • @saraJa30
    @saraJa30 4 ปีที่แล้ว +1

    Notification squad🙆🏽‍♀️ definitely taking some notes

  • @angelicsumire
    @angelicsumire 4 ปีที่แล้ว

    Hannah talks to the camera just like she is talking to us so love u Hannah 💝 thanks for considering us this much that u shared so much

  • @R52-k6o
    @R52-k6o 4 ปีที่แล้ว +2

    I was watching another video but when i saw the notification I QUICKLY PRESSED IT 😂❤️🙆🏻‍♀️

  • @sydsvids
    @sydsvids 4 ปีที่แล้ว +136

    gimme your psu hoodie or else !

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +26

      Dude come visit me and we can go thrifting bc I swear that’s where I find all of them 😂😂

  • @ericksalasjr.8552
    @ericksalasjr.8552 4 ปีที่แล้ว

    Thank you for this video, I’ve never bought a car and the process is scary to me. I’m definitely going to subscribe to your channel. Also, I appreciate that you spoke highly about the car you got instead of getting something flashy like any other TH-camr

  • @uniquecorn461
    @uniquecorn461 4 ปีที่แล้ว

    i'm literally planning to buy a car for the new semester of college and i got a notification for this video. maybe it's destiny 💕

  • @Kosh800
    @Kosh800 4 ปีที่แล้ว

    There's a lot of tips that you can find online that will give you an idea on how to chip away the price of a new car from a dealer (like buying at the end of the month, or the end of the year, when they have to meet a sales quota and are more willing to drop the prices). That's kind of in the weeds, though. I think a really good suggestion that everyone should do (even if you're financing a used car) is to get pre-approved for a loan before even going to the dealership. The dealerships do their own financing then and there, which seems like it's really nice, only they will squeeze every amount of cash they can out of you and that includes the interest rates on their financing loans. Getting pre-approved at a bank before hand shows them that you know what you're doing and you know what interest rate you should be getting. You can also just get the loan through your bank and bypass all the dodgy finance crap the dealerships try to pull on you.

  • @samantha8095
    @samantha8095 4 ปีที่แล้ว

    This could not have come at a better time bc I’m literally going this week to look at cars. Thanks queen

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +1

      Ugh u are so welcome

  • @taybandssss
    @taybandssss 3 ปีที่แล้ว

    The most informative video I’ve ever seen from someone around my age thank you 🙌🏾

  • @humblegxdofori
    @humblegxdofori 6 หลายเดือนก่อน

    That breakdown was crazy! I didn’t know that about principle and I usually avoid advice from girls because I think it only applies to girls but this was the best video I’ve seen. Thank you!

  • @kayangeles0305
    @kayangeles0305 4 ปีที่แล้ว

    So so happy and proud that YOU GOT YOUR NEW CAR. YOU DESERVE THE BEST!! 🤩

  • @sophiazuniga2286
    @sophiazuniga2286 4 ปีที่แล้ว +27

    Both Hannah and Tik Tok have taught me more than my high school EVER did

  • @kayangeles0305
    @kayangeles0305 4 ปีที่แล้ว

    YOU LITERALLY INSPIRE ME SO MUCH. ILY HANNAH ❤❤❤

  • @isisaga1481
    @isisaga1481 3 ปีที่แล้ว

    It’s such a relief to have this video!!! I’m someone whose doing this on my own as well & this was such a big help. Thank you(:

  • @dedgar6161
    @dedgar6161 3 ปีที่แล้ว +2

    also when buying used cars, watch out for car prices that are far below kelly blue books prices, they might have minor problems with the engine, transmission etc

  • @mehaksharma4002
    @mehaksharma4002 4 ปีที่แล้ว

    I really like that you pointed out duration of topics while watching the vedio , if someone is researching this vedio and want to check something specific can directly go to that topic

  • @TheGrayChronicles
    @TheGrayChronicles 4 ปีที่แล้ว

    Hannah posted!!!! Cant wait to watch. So glad I'm early. ❤.

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว

      Hope you enjoy ❤️

  • @ITSJB2
    @ITSJB2 3 ปีที่แล้ว +2

    Don’t forget that 20% down is key because when you drive the car off the lot it loses 9% of its value and then another 9-10% after the first year of driving it and if you pay less you most likely could end up owning more on the car than it’s worth

  • @madelinegonzalez9637
    @madelinegonzalez9637 4 ปีที่แล้ว

    watching this and I just signed the paperwork for my dream car!! I pick it up on Sunday I'm SO EXCITED

  • @melaniewhiter1936
    @melaniewhiter1936 4 ปีที่แล้ว +50

    me watching this with the car i bought last year realizing everything i did wrong

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +5

      HAHA omg no, think of it as a learning experience!

  • @jamielee2128
    @jamielee2128 4 ปีที่แล้ว +1

    literally in the process of waiting for a loan approval to buy a car.. ty for this !!!

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +2

      Glad I could be of service :)

  • @tierramoon1190
    @tierramoon1190 4 ปีที่แล้ว

    Wow thank you for the info about paying loans back. I needed this!! When you explained writing out a separate check for principal only, that whole idea blew my mind. Excellent video girl!! 👏🏾👏🏾

  • @bubblefulification
    @bubblefulification 4 ปีที่แล้ว +2

    Got my 2016 last October! I’m a senior in college and I commute like you so I needed a car when my 2002 suv broke down. Tip: avoid brand new cars! Get one that’s only 1-3 years old, with good mileage. Too old is asking for hella repairs and new cars’ value depreciates so fast! 🌈

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว +3

      I was hesitant to get a new one knowing it depreciates as soon as u drive it off the lot but most of the “used” ones (1-3 yrs) I was seeing were either just as expensive as the new one or had so many miles on them already 😩😩😩

    • @bubblefulification
      @bubblefulification 4 ปีที่แล้ว

      Hannah Elise so happy for you! Your car looks awesome 💕

  • @Clubpenguinlover45
    @Clubpenguinlover45 4 ปีที่แล้ว

    I’m 21 and getting my first car tomorrow a used 2013 Mazda 6. I’m paying in full and this video was so helpful.

  • @lilygarski9301
    @lilygarski9301 4 ปีที่แล้ว

    YAY!! new video! love you hannah!💗

  • @victoriadamota3107
    @victoriadamota3107 4 ปีที่แล้ว +1

    I'm a real one! I don't even know if u put this in the last of the video, and that may put myself as not a real one. But it's my dream to do this! Love you so much

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว

      I did put it! 😂😂

    • @victoriadamota3107
      @victoriadamota3107 4 ปีที่แล้ว

      @@HannahElise yeah, i saw that haha!!! Thanks so much for everything!

  • @rebeccaamin1891
    @rebeccaamin1891 4 ปีที่แล้ว

    hi hannah, i just wanted to say i love your youtube channel and it is the thing i look forward to every sunday❤️

    • @HannahElise
      @HannahElise  4 ปีที่แล้ว

      Hi Rebecca, I appreciate you ❤️

    • @rebeccaamin1891
      @rebeccaamin1891 4 ปีที่แล้ว

      Hannah Elise oh my goodness thank you so much for responding! i

  • @shaquielrodney2158
    @shaquielrodney2158 4 ปีที่แล้ว +1

    I’ve binge watch all your Videos💕 you’re the be thing that ever happened Hannah! My motivator 😊

  • @JesusTony
    @JesusTony 2 ปีที่แล้ว +1

    Thank you I needed this. I'm going to start working when I'm 19 next year and I'll probably be able to buy a car when I'm 20 years old maybe a used one.

  • @fionafindlay5954
    @fionafindlay5954 4 ปีที่แล้ว +3

    love you hannah
    im finally earlyyy

  • @cielovargas3210
    @cielovargas3210 3 ปีที่แล้ว +1

    Thank you Hannah, this really helped me get a better perspective of the process when I’m ready to buy my first car ! 🧡