I say that every time I watch this show . They pretend like that’s all take home. Income is about 65% of my gross for me and I’ve got bare minimum taxes coming out.
@@muradshawar Its not about the money; I know what place Courtney was in emotionally. One thing I realize; the employer does not give you the yearly salary upfront. Those big numbers does a psychology flip in your mind.
I hear about second jobs a lot from the USA, do you guys not get taxed highly for a second job? I worked a second job and by the time the pay came it wasn’t worth it. It was £11 per hour but after tax because it was a second job I had like £5 😢
Yikes 60k is a lot in cc debt. Totally doable tho! I did it in two years, over $45k in debt and half the income 10 years ago. It felt great tackling the debt and taking full control of my finances, learned a valuable lesson in my 20s…never again will credit card debt own me! ✌️
That’s a lot of money. And then the interest adds to it especially if she’s only paying the minimum. It would take her decades to pay on cards that she’s not using. If she continues to use them the situation is even more dire. She obviously needs to change her outlook financially to secure a future for herself and her family.
@@marimarsilva4629 hang in there! Hardest thing is adjusting to a very rigid spending habit, it feels much better once you start seeing a little bit of a cushion build and debt coming down!
he knows when a caller can handle some tough love and when they cannot. he was very encouraging even though he doesn't truly believe that she will follow his plan.
nah, massa Ram"say just doling out the current gendered double standard (parcel of the WASP attack on family and society) if females hip to the tough life in these streets, wouldn't have dievorce filed by females.80% like this bozo here
She doesn't realize it yet but she has a GREAT thing going for her. Clean up this debt and life is going to look great for her with the income and home that she owns! I am excited for her.
Adversity introduced me to the brown rice and black beans diet. Not only did this diet help me get through financial difficulty, I also came out of the situation with big muscle 😃😃
He was so nice to her, he asked if he could be mean… he wasn’t at all. That’s really nice and I hope it helps her. Sometimes people need tough love, but they also deserve compassion. Courtney- if you are reading this, please also look into The Budget Mom as well.
I may not agree with Dave on everything but this message is exactly why I absolutely respect him. Great advice and great mentality to get back on your feet.
I can't relate to people with incomes like like and debt this relatively low not being able to see the way out....it is actually not that bad of a situation....
I've always noticed he does this. He talks as if the gross is all available to tackle the debr being discussed. $100K = maybe $70K once the government gets their hands on it.
Lifestyle creep. We are in a society that tells you get the good paying job and buy the house and the car and the nice clothes and go out to eat and show everyone youre doing it so they can do it too. Without realizing a lot of people don’t save or manage their money. They live on what they earn, paycheck to paycheck
Someone else said ' lifestyle creep ' and also being good at a job doesn't mean being good at managing your life. Example Dave always gives is doctors.
I am really confused by this call, wish there were more information. Her house is affordable, her income is good, not sure why she can't get out of the hole or how she got into it in the first place.
@@misa5941 and with a kid involved, and the ex, lots of times parents get into a war after they split as to who can be the "fun parent" which can really kill a budget, especially if the x is out there showering money on the kid and looking good while you're looking like you're scraping by. That really should have been mentioned in this video, but it's understandable that Dave can't cover all the aspects. My wife and I went through that for a while.
and with a kid involved, and the ex, lots of times parents get into a war after they split as to who can be the "fun parent" which can really kill a budget, especially if the x is out there showering money on the kid and looking good while you're looking like you're scraping by. That really should have been mentioned in this video, but it's understandable that Dave can't cover all the aspects. My wife and I went through that for a while.
Yes when I hear 100k it makes me think she’s not going to be the best at beans and rice. I make 40k...45 including my 2ndpart time job. Canadian. In expensive Canada. So I actually know why it’s like to budget and eat beans and rice. Cuz I’ve had to. But no debt. Because I’ve always lived frugally. Didn’t even get a cell phone til I was 40 because even tho I wanted one I didn’t need it. And it was an expense. Didn’t buy cable. Didn’t shop or go out much. It’s all possible...if u choose to just spend what u have to spend and not spend more. (This is typically...there are exceptions like tragedies and disasters that are out of our control and make sticking to the budget impossible...but those are rare). And of course I grew up with privilege like a decent brain and skills. And parents that loved me. Not money. But support. So I learned how to budget and sacrifice. I haven’t walked in others shoes. So I’m not trying to shame anyone...just suggesting that living simply with very little can be freeing and fun and fine.
@@richthepup a lot of it is now interest because shes only paying the minimum each month. Purchases add up if you are living above your means. A couch is $5000 here . Maybe clothes for her and the kids. Electronics. Car Repairs. Eating out. the list goes on....
I’m confused why she won’t be able to pay off her debt. She makes a lot of money, and has a low house debt and even her 60k is not a lot. Where is she spending all her money on?
I feel uncomfortable when I’m not in debt. I’ve gotten out so many times and jump right back in because life feels off when I’m out of it. I need therapy
Maybe it feels unnatural to be a success? I know someone who was constantly told while they grew up that they were going to not amount to much in life. So, for a long while they lived up to that expectation, didn't try very hard in life. When they DID start to turn things around, set goals and reach them, it felt unnatural, undeserved. They would then self sabotage to feel "normal" again. Sad.
Watch some videos on self sabotage. That's what you are doing, it's because deep down you dont feel worthy of a good life so you subconsciously do things to destroy your own success.
It’s always funny when this question comes up. What do you do? You pay your debt. You pay back the money you spent. And then stop spending money that isn’t yours. How hard is that
Dave doesn't mention the family dynamic here. With a kid involved, and the ex, lots of times parents get into a war after they split as to who can be the "fun parent" which can really kill a budget, especially if the ex is out there showering money on the kid and looking good while you're looking like you're scraping by. That really should have been mentioned in this video, but it's understandable that Dave can't cover all the aspects. My wife and I went through that for a while. Single folks wouldn't really understand. Since the kid is only three now, this lady has years of this to deal with.
I think after all these years of giving advice, he knows that possibility, but she has to overcome that. It doesn't take thousands of dollars a month to be a fun parent to a 3-year-old. Experiences and time spent count, too.
So true! I have a friend who was raising her son with very little support from her ex because he worked under the table as much as possible. He became the fun dad with UTVs and big televisions, and the kid went to live with him. Once the dad got xoustody you bet your behind he went for all the support he could- and got it since legally it looked like he was low income. He became “Disneyland Dad”. And does he help with the grandkids? Not a bit, while she has throttled back her business to help babysit them
What do you do when you're on disability, and can't work to pay debt down? I hate being in debt. Some of it is from buying decent food, and supplements to restore my health. Insurance doesn't cover supplements, and I'm allergic to a lot of meds.
Tough is you have a disability. But if it is a physical disability say one got a leg injury but can still do a desk job, maybe doing something desky would help.
I'm panicking with 20k in credit cards , I'm making around 100k a year in theory, but after taxes, child support and insurances, I make around 25k net profits, im really struggling to paid minimum on my credit cards , hard to be single parent, and also paying for everything my self
I started to listen to these shows for a few weeks now, man how do these callers have 6 figure jobs and in debt…I don’t need fancy clothes, 6 bedroom house on the hills, or a brand new car every 2 years.. I can’t bring a car into the movies or into a restaurant to have dinner with
People just don't want to do the work! She can pay that off with hard work and sacrifice why put your home on then line?? She needs some behavioral adjustments fast!
I think it’s just hard for her to control spending. She even said she uses the Cc and they won’t give her more. So they should be asking her what was she spending money on and why is she needing to use the cc or neeed more cc???? Simple . After that then you move forward with the conversation
Dave would say you can't have a divorce if you're not married. Divorce is a good thing. Hahaha. At least family court is not going after you. Good luck with the bean and rice plan.
60k cc debt? I can’t wait to pay off my £2178 cc debt. How do you even build up that much cc debt for/on random spending? That better be part of my mortgage 😬 Wish her good luck 🍀 on her debt free journey 😆
Debt is like a clogged sewer line or basin, except you gotta do fix the problem yourself, while the plumber is on speaker phone. Btw, why didn't Dave ask what she spent it on, or what can she sell? 🤔🤷♀️🤦
I have about 74,000 in credit card debt since there are past due now and the interest charges each month. It’s just pushing them higher and higher. I’m not doing anything about it so I’m just gonna have to just keep pounding me. I just ignore him and I blocked her calls. Lol I am on a monthly fixed income. Social Security and I found out they cannot touch that anyway it’s protected. So just let him go. I don’t care what they do anymore. I just ignore it. Lol.
![ว้าว!ลุงบีมแบกทองมารับขวัญหลานกันยกบ้าน [cc] แดนแพทตี้ SS2 | EP.49 |](http://i.ytimg.com/vi/Osihq1OAs-4/mqdefault.jpg)
100k before taxes and 100k after taxes is a big difference 🤷🏾♂️
I say that every time I watch this show . They pretend like that’s all take home. Income is about 65% of my gross for me and I’ve got bare minimum taxes coming out.
@@grantv2313that's tough I keep 80% of my paycheck after taxes in Nevada on 80k but there's also no state or local income taxes
I always wonder if that’s their gross or net income when they answer that question.
@@mad2msu They often say their GROSS income. Which is truly different from take home. Her take home may be $70,000 or less.
Unless the person says GROSS, they are asked by the call screener to give their net.
Fighting that person in the mirror is probably the hardest part. I’m going through that now lol. You’ve got this Courtney!
I dont feel bad for someone making 100k when the average American makes 30-40 and has the same debt cry me a river
@@muradshawar Its not about the money; I know what place Courtney was in emotionally. One thing I realize; the employer does not give you the yearly salary upfront. Those big numbers does a psychology flip in your mind.
I love this show. Its helping me get out of my mess.
You shouldn't have got in that mess to begin with
@@musicpro7278 I'm a human being we all make mistakes, I'm sure you have regrets too.
@@musicpro7278 thanks captain obvious. You’ve never made less than ideal choices?
@@joshuaswanson4789 yes but not once I can't control like when it comes to money
@@musicpro7278 Well TEACH US how to get out of debt then since you so good at it, since you know HOW to stay out of debt buck! Lol
She makes $100k a year and with a low house payment there is no reason she can't live very well on this and pay off her debt.
I think she has other debt that probably wasn't mentioned like I can almost guarantee she has a car loan over 35k
@@BlackBruceLeeTheGreatDekuTree or an expensive shopping habit..
@@iamme7664 That's without a doubt!
@@BlackBruceLeeTheGreatDekuTree 80k i can tell shes that kinda woman
@@doomslayerforever2858 Yep, she got an Mercedes-Benz with a 800 car payment for sure.
I worked a 2nd job for over a year and used all of that money 💰 to get out of debt
What did you do as your second job?
I hear about second jobs a lot from the USA, do you guys not get taxed highly for a second job?
I worked a second job and by the time the pay came it wasn’t worth it. It was £11 per hour but after tax because it was a second job I had like £5 😢
@MsVarie No you pretty much get taxed the same...
Gotta do what u gotta do sometimes man but its well worth it
Yikes 60k is a lot in cc debt. Totally doable tho! I did it in two years, over $45k in debt and half the income 10 years ago. It felt great tackling the debt and taking full control of my finances, learned a valuable lesson in my 20s…never again will credit card debt own me! ✌️
That’s a lot of money. And then the interest adds to it especially if she’s only paying the minimum. It would take her decades to pay on cards that she’s not using. If she continues to use them the situation is even more dire. She obviously needs to change her outlook financially to secure a future for herself and her family.
You gave me hope ❤ I only
Have 14k in debt and sometimes I feel like I’m doomed I make 60k roughly but in CA it ain’t much
@@marimarsilva4629 hang in there! Hardest thing is adjusting to a very rigid spending habit, it feels much better once you start seeing a little bit of a cushion build and debt coming down!
I’m in this journey right now bro and I recognize it’s all my fault just trying to get out this hole I’ve dug
We are in debt $50,000, and the interest is so high. We are trying to decide if we should try to pay it off or file bankruptcy
he knows when a caller can handle some tough love and when they cannot. he was very encouraging even though he doesn't truly believe that she will follow his plan.
She's going to reach $100k debt.
nah, massa Ram"say just doling out the current gendered double standard
(parcel of the WASP attack on family and society)
if females hip to the tough life in these streets, wouldn't have dievorce filed by females.80%
like this bozo here
She doesn't realize it yet but she has a GREAT thing going for her. Clean up this debt and life is going to look great for her with the income and home that she owns! I am excited for her.
IF she follows the plan.
Love this comment!!
Life isn't going to be great for nobody. We are on door step of tribulation period.
💯💯💯
Absolutely, once she clears out her debt, she’ll be fine!
Adversity introduced me to the brown rice and black beans diet. Not only did this diet help me get through financial difficulty, I also came out of the situation with big muscle 😃😃
And cut your electric expense, reduce your food budget, dont drive your car except in absolutely needed..
He was so nice to her, he asked if he could be mean… he wasn’t at all. That’s really nice and I hope it helps her. Sometimes people need tough love, but they also deserve compassion.
Courtney- if you are reading this, please also look into The Budget Mom as well.
I may not agree with Dave on everything but this message is exactly why I absolutely respect him. Great advice and great mentality to get back on your feet.
Same.
Not sure I respect him yet, but this was great advice. He was honest, encouraging and comforting at the same time.
Same, I don’t agree all the time but it’s always good to see this side of him and an alternative perspective on finances
$60k sheesh I was panicking on a $600 card 😅
😂😂😂this video calmed me down😂
Stay motivated. Just because someone else has more debt, doesn't make it easy on you.
600$ cc debt is still pretty high
@@EarlyBirdCraft it is, paid it off yesterday in full 🙌
$600 can easily run up 6,000 in a few months if you let it get out of hand .
Live the free agent lifestyle fellas.
I can't relate to people with incomes like like and debt this relatively low not being able to see the way out....it is actually not that bad of a situation....
Thanks for sharing this . Right on time for me! Good for you Courtney! We can do it !
What a great call and great supportive energy!
I’ll bet all of that 60k in CC debt is a bunch of silly stuff.
A silly debt made out of silly spending. Who would have thought.
Definitely. Clothing out the max, cruise ship vacations, restaurants, etc.
Expensive makeup, nails, spa, fancy $10 coffees. 😂
99% of time its all silly
Dave needs to start asking for after tax and deduction income and not just plugging the 100K into the formula
I've always noticed he does this. He talks as if the gross is all available to tackle the debr being discussed. $100K = maybe $70K once the government gets their hands on it.
I always think the same runny, I made $64,000 but actualized income with deductions is $47,000, that makes a difference
Rice & Beans, Beans & Rice
60,000 credit cards I can see why he divorced her
Dave’s right- paying back debt fast and making a sacrifice is a great teacher
Brilliant advice......beans and rice.....excellent.
How do these people who can't manage their finances get such high paying jobs? Baffles me.
Stress, poor mental health, bad coping mechanisms like shopping addiction, lifestyle inflation, feeling the need to fit in.
😆😆😆 exactly.
Lifestyle creep. We are in a society that tells you get the good paying job and buy the house and the car and the nice clothes and go out to eat and show everyone youre doing it so they can do it too. Without realizing a lot of people don’t save or manage their money. They live on what they earn, paycheck to paycheck
Stupidity, 🤣😂🤣
Someone else said ' lifestyle creep ' and also being good at a job doesn't mean being good at managing your life. Example Dave always gives is doctors.
I don't know who she was married but from the sounds of it the guy is better off
I am really confused by this call, wish there were more information. Her house is affordable, her income is good, not sure why she can't get out of the hole or how she got into it in the first place.
She spends too much. Fairly simple really.
@@misa5941 and with a kid involved, and the ex, lots of times parents get into a war after they split as to who can be the "fun parent" which can really kill a budget, especially if the x is out there showering money on the kid and looking good while you're looking like you're scraping by. That really should have been mentioned in this video, but it's understandable that Dave can't cover all the aspects. My wife and I went through that for a while.
There are many, many well educated people out there who make far less than her. She needs to get help for her shopping addiction and get back to work.
and with a kid involved, and the ex, lots of times parents get into a war after they split as to who can be the "fun parent" which can really kill a budget, especially if the x is out there showering money on the kid and looking good while you're looking like you're scraping by. That really should have been mentioned in this video, but it's understandable that Dave can't cover all the aspects. My wife and I went through that for a while.
Yes when I hear 100k it makes me think she’s not going to be the best at beans and rice. I make 40k...45 including my 2ndpart time job. Canadian. In expensive Canada. So I actually know why it’s like to budget and eat beans and rice. Cuz I’ve had to. But no debt. Because I’ve always lived frugally. Didn’t even get a cell phone til I was 40 because even tho I wanted one I didn’t need it. And it was an expense. Didn’t buy cable. Didn’t shop or go out much. It’s all possible...if u choose to just spend what u have to spend and not spend more. (This is typically...there are exceptions like tragedies and disasters that are out of our control and make sticking to the budget impossible...but those are rare). And of course I grew up with privilege like a decent brain and skills. And parents that loved me. Not money. But support. So I learned how to budget and sacrifice. I haven’t walked in others shoes. So I’m not trying to shame anyone...just suggesting that living simply with very little can be freeing and fun and fine.
Pretty obvious the guy wanted to divorce.
thanks for sharing. one of the best videos I have watched today.
No faking your death is never the answer!! You got to tackle it the old fashion way!! Knock it out while facing it!!
Ex husband dodged a bullet!!!!
I will tell me money all the correct thing to do .. i will get out of debts. and be financially responsible and free and successful!!❤
100k a year and 60 in debt. How does this happen ?
Stupid that’s y
Easy. But not responsible
No I’m asking the same question. Did you buy a car on cc? How logistically do you get to that level ?
Pretending they can afford the monthly payments.
@@richthepup a lot of it is now interest because shes only paying the minimum each month. Purchases add up if you are living above your means. A couch is $5000 here . Maybe clothes for her and the kids. Electronics. Car Repairs. Eating out. the list goes on....
I’m confused why she won’t be able to pay off her debt. She makes a lot of money, and has a low house debt and even her 60k is not a lot. Where is she spending all her money on?
I don’t think they are considering the child and how much she pays a month for child care….
U think she pays? Lol
Wouldn’t be able to sleep
Suddenly my $500 credit card debt doesn't looks so bad damn !!!! 😳
Beans and rice. Rice and beans
Another government employee...shocker.
I feel uncomfortable when I’m not in debt. I’ve gotten out so many times and jump right back in because life feels off when I’m out of it.
I need therapy
Maybe it feels unnatural to be a success? I know someone who was constantly told while they grew up that they were going to not amount to much in life. So, for a long while they lived up to that expectation, didn't try very hard in life. When they DID start to turn things around, set goals and reach them, it felt unnatural, undeserved. They would then self sabotage to feel "normal" again. Sad.
You need a hobby.
Watch some videos on self sabotage. That's what you are doing, it's because deep down you dont feel worthy of a good life so you subconsciously do things to destroy your own success.
I agree that you are sabotaging yourself, likely because you deep down feel you don't deserve to be free of debt and stress. Fix that.
Sounds like you need fully founded emergency fund.
Lol shes insane taking 60k unsecured debt and attaching that to your home is insanity
Wonder if this spending had something to do with this divorce. ?
Nothing to do with the call and who cares.
I think she had that before the marriage & child
I’d be worried if I don’t have a stable career job with this credit card debt.
Write down a calendar
Every month have as a goal
$1000 less in CC debt
It’s always funny when this question comes up. What do you do? You pay your debt. You pay back the money you spent. And then stop spending money that isn’t yours. How hard is that
Dave doesn't mention the family dynamic here. With a kid involved, and the ex, lots of times parents get into a war after they split as to who can be the "fun parent" which can really kill a budget, especially if the ex is out there showering money on the kid and looking good while you're looking like you're scraping by. That really should have been mentioned in this video, but it's understandable that Dave can't cover all the aspects. My wife and I went through that for a while. Single folks wouldn't really understand. Since the kid is only three now, this lady has years of this to deal with.
I think after all these years of giving advice, he knows that possibility, but she has to overcome that. It doesn't take thousands of dollars a month to be a fun parent to a 3-year-old. Experiences and time spent count, too.
@@marnarenteria4203 that's true, but that takes a long time for some people to understand when there is jealousy or anger involved, etc.
So true!
I have a friend who was raising her son with very little support from her ex because he worked under the table as much as possible.
He became the fun dad with UTVs and big televisions, and the kid went to live with him.
Once the dad got xoustody you bet your behind he went for all the support he could- and got it since legally it looked like he was low income.
He became “Disneyland Dad”.
And does he help with the grandkids?
Not a bit, while she has throttled back her business to help babysit them
Now what is the solution when the person isn't always well off. Its always 80-100k person not 40k person.
with that income she can do it 👍
What do you do when you're on disability, and can't work to pay debt down? I hate being in debt. Some of it is from buying decent food, and supplements to restore my health. Insurance doesn't cover supplements, and I'm allergic to a lot of meds.
Fasting can help with health issues and it is free, no spending on supplements or food.
Bankruptcy?
@@hastycontemplation I can't function without them...
I already do. No eating out either...
Tough is you have a disability. But if it is a physical disability say one got a leg injury but can still do a desk job, maybe doing something desky would help.
I don’t understand how people call into this show and not have a real good idea what the answer will be.
Attack the debt to heal... I like that.
Paying minimums on $101k?
Some people just have no common sense!!
Never get into debt and if u do don't date until you debt free.
I'm panicking with 20k in credit cards , I'm making around 100k a year in theory, but after taxes, child support and insurances, I make around 25k net profits, im really struggling to paid minimum on my credit cards , hard to be single parent, and also paying for everything my self
…and every declarative statement I make sounds like a questioooooooon?
The kid is 3; child support will provide you with a 15 year annuity. 500 to 750 per month should take care of it .
Sbe’s financially immature and financially undisciplined. More debt is in her future🤦🏽♂️
I’m just happen that someone mention using chapters and BAM Dave has chapters!
Divorces as a child 2 years old. Nice picking a right guy like usual😂
I can see why she's divorced... Just saying..
I started to listen to these shows for a few weeks now, man how do these callers have 6 figure jobs and in debt…I don’t need fancy clothes, 6 bedroom house on the hills, or a brand new car every 2 years.. I can’t bring a car into the movies or into a restaurant to have dinner with
she ran up the credit cards during the divorce and hoped her ex husband would have been on the hook for it. i've seen it many times, truly evil woman
There was a zero percent chance she would do this before Dave’s advice, and probably only 20% after it.
She is getting the class
I see why he DIVORCED HER ‼️‼️
Ha that’s funny because had man been divorced but he brought a house before married pshh that house woulda been gone 😭😭😭😭
She ain't ready
She's definitely not going to do it Dave. That lady was completely clueless.
Every person that calls in says they make $100k. Bullshit. The median income is like $40k. It’s ridiculous. Just be truthful.
I would like to thank her for paying for my vacation
Home is where you make it, people.
“Public health researcher” lol
More like “public health researcher / child support recipient” to get to that 100k
$60,000?!...
Yikes!...
Purchased it for 150k, now worth 430k????????????????
People just don't want to do the work! She can pay that off with hard work and sacrifice why put your home on then line?? She needs some behavioral adjustments fast!
She’s not going to do it. She loves going out
John is always playing with his pen like a child.
I think it’s just hard for her to control spending. She even said she uses the Cc and they won’t give her more. So they should be asking her what was she spending money on and why is she needing to use the cc or neeed more cc???? Simple . After that then you move forward with the conversation
Stop ✋ credit card
Dave would say you can't have a divorce if you're not married. Divorce is a good thing. Hahaha. At least family court is not going after you. Good luck with the bean and rice plan.
I hope she takes the advice … that cash out refinance is not the answer
Husband left because of the uncontrolled spending she did?
60k cc debt? I can’t wait to pay off my £2178 cc debt. How do you even build up that much cc debt for/on random spending? That better be part of my mortgage 😬 Wish her good luck 🍀 on her debt free journey 😆
Right my cc is at $510 and I’m like omg. I can’t imagine $60k.
Trying to learn from this show how to get out of debt, but he never says how he just says he’s gonna send them the financial peace program.
What the hell😮no conscience, I wouldn't be able to sleep
How much of that "100k" is child support?
She’s not going to do it.
Debt is like a clogged sewer line or basin, except you gotta do fix the problem yourself, while the plumber is on speaker phone. Btw, why didn't Dave ask what she spent it on, or what can she sell? 🤔🤷♀️🤦
Bet by now she has 65k in cc debt
No one has confidence in their voice when they are in debt.
I have about 74,000 in credit card debt since there are past due now and the interest charges each month. It’s just pushing them higher and higher. I’m not doing anything about it so I’m just gonna have to just keep pounding me. I just ignore him and I blocked her calls. Lol I am on a monthly fixed income. Social Security and I found out they cannot touch that anyway it’s protected. So just let him go. I don’t care what they do anymore. I just ignore it. Lol.
She was so casual and wont make these simple changes lol. You can hear it in her replies.
Too many women "just want to vent"
We purchased no sir I purchased 😁
No lie everything is about the mindset and sacrifice
Right now I owe 32K lol
What is it now?
After paying debt off put that amount you were paying into savings.
Would love to see what these people look like…
I am interested her pay off plan.
What is she suppose to do?
How bad is it to just file bankruptcy based on her situation?
How the hell do you even get approved for 60k😂 when making 100k is nuts
I was making way less and 2 of my cards have 20,000 limits but i don't charge them up