One of My FAVORITE Budget Apps // Full Review and Tutorial!
ฝัง
- เผยแพร่เมื่อ 2 มิ.ย. 2024
- In today’s video, I break down the Spending Tracker Budget App! I do a full tutorial of how to set up your budget using this app and how to use it throughout the month with your expenses.
Download it right here for iPhone: apps.apple.com/us/app/spendin...
I believe this is an iOS app only which is a real bummer but if they add it to android, I’ll include the app link here!
This budget app is super easy to use. At the start, it will take you a little bit of time to get it set up but that’s not even that bad. The thing you have to do is set up your first budget ledger. This is basically a type of budget so a personal budget or business budget. When you have that set up, all you have to do is add categories to your budget like food, transportation, housing, health, and others. These are easy to add, create a budgeted amount and add subcategories within each like vehicle fuel and eating out.
The thing I like most about this app is how easy it is to add accounts to your budget. You can add different checking accounts and credit card accounts to the app. They don’t officially link to your banking accounts but they’re easy to modify to show the correct balance. I love this feature of the spending tracker budget app because it allows you to associate all your transactions and expenses you make with specific accounts and those accounts will update to properly show the correct balance. And if you put transactions in that are planned like a Netflix subscription, it won’t show that transaction against your budget until the day you scheduled the transaction to show in your budget.
The transaction calendar and budget stats and graphs are a nice way to visually show you how things are going with your budget.
Also the savings tracker budget app has savings funds you can create for any number of goals like vehicle savings or vacations. These are easy to create and use.
Overall I love this app. Simple and clean and I’m sure it’ll make it in my top 5 budget apps for 2023.
Timestamps:
0:00 - Intro
0:12 - Setting Up First Budget and Ledger
0:47 - Adding Budget Categories and Subcategories
2:17 - Adding Transactions
3:43 - Adding Accounts
5:02 - Associating Transactions with Accounts
8:03 - Transactions Calendar
10:23 - Budget Stats and Graphs
10:51 - Savings Accounts and Goals
13:43 - Budget Settings
14:23 - Is this App Worth It?
#calebbale #budgeting #budget
📒 Notes and Resources 📒
⚡️MY FAVORITE DEBIT CARDS⚡️
🎬Juno Cashback Debit Card Review: • The METAL Debit Card w...
🎬Tree Cashback Debit Card Review: • Tree Card: The First W...
⚡️BEST FINTECH REVIEWS⚡️
🎬Best Budget Apps! • BEST Budget Apps of 20...
🎬Best Cashback Debit Cards! • Best CASHBACK Rewards ...
🎬Best Bank Accounts to Fight Inflation: • BEST Banking Interest ...
⚡️GET FINANCIAL COACHING⚡️
If you need some help with getting your debt worked out, set up a session with me. I legitimately want to help. www.balefinancialcoaching.com
⚡️FOR INQUIRIES⚡️
For business and coaching inquiries, hit me up:
balefinancialcoaching@gmail.com
⚡️CHECK OUT THE BLOG⚡️
balefinancialcoaching.com/blog/
⚡️DISCLAIMER⚡️
Do your own research. My content is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional financial advisor when considering your retirement options. Though I teach financial principals, I am not an investment advisor and none of my advice constitutes legal, tax, or investment as a professional. Everything I share is based on my own research and is intended for your benefit. Any financial technology reviews are intended for your benefit. Research each product yourself to determine if they are right for you.
⚡️DOWNLOAD MY FREE KINDLE BOOK⚡️
Graduated and Clueless: How to live like an adult when life is confusing
www.amazon.com/Graduated-Clue...
⚡️EQUIPMENT I USE⚡️
This is the equipment I use with Amazon affiliate links. If you choose to purchase anything using these links, you will not be charged anything financially, but will be able to support my channel in a small way!
Sony A7S II: amzn.to/38PM8Sl
Neewer 660 LED bicolor lights: amzn.to/3o4KB1a
Rokinon 12 mm lens: amzn.to/38Qpauy
Magnus VT 4000 tripod: amzn.to/3aXmNsj
Rode Video Mic: amzn.to/3b0nfWI
I JUST downloaded this app and have been trying to figure it out on my own. Stumbled on it while on Reddit and so far I love the interface of it! Thank you for breaking it down!!
Absolutely, happy to help!
I was trying to find a review/breakdown of this app for the past hour. Thank you so much!
Absolutely! I'm so happy I could help. It's a difficult one to find anything good on!
Super helpful! thanks for this!
Absolutely, happy to help!
Hey mate.. you’re so helpful thank you for sharing… kinda hard budgeting here… thank you sm😊
Absolutely! Happy to help!
Just downloaded this app today! Probably the most friendly less confusing budgeting app, awesome review man! Subscribed! 😊
Awesome! Hey I'm happy to help. Thanks for the encouragement and support!
I love this app!!
Awesome, glad to hear it!
That transactions feature does sound super helpful. Great review on the app!
Thanks so much, Bessie!
Thank you for this. I was super confused when my “Savings” goal showed as negative
Happy to help!
thank u very helpful
Happy to help!
I've been using it since July 2022 and bro you can never find an app any near of this app
It's so smooth and so user friendly also the option for customisation is awesome.
I have the paid version which let me customise the app even more and also without the premium version also this app knocks the other budget app down.
I hope this app comes to android user so that I can recommend it to my android user buddies.
Also this app pushes updates frequently.
Overall a must-have app for every person. 🎉
Love it. Glad to hear someone in real life who gives it a raving review! I don’t think many people have heard of this app yet
@@CalebBaleFinance They have to promote their app by the youtubers with huge subscribers.
Hope they come up with an idea!
Totally agree, they just probably don't have the budget for that. But organic growth like this is perfect to start at least.@@hifzulx
Thanks for sharing. As you are using it since 2022 I wanted to know If we upload a bill in transaction will that stay forever?
Looks like a pretty good app.
Yes sir, very good indeed.
hi! this video was really helpful but I'm a bit confused by something. it seems the budget for a category spills into the next month? the app is really promising but I'm not sure how to isolate the budget per month. i tried changing the date of purchase but it says i have overspent the budget and when increasing the budget, it increases the budget of the last months too.
i have an expense just titled "cash" with a budget of 200. i tried just placing a transaction total of 200. then checked the next months, it states i have 0% left. is it because i am checking in advance and it should refresh once i am in the new month?
i hope that made sense. id love some help!
Hello and I'm sorry but I probably won't be able to help you much on this one! It sounds like this is a common problem with how they have it set up where it changes lines in other months too instead of just the month you're in. I guess I'm confused about your question about the expense titled "cash." You created a line item with a $200 budget, put a $200 expense in and it says you have nothing left in the following month? I'm guessing it's because you're checking in advance but I'm not entirely sure.
I have the same problem. Even if you set a budget for one-time, the other months are also affected which is really a bad thing about this app as your budget allocations every month has the possibility to change. I hope they can fix this.
is there a web version? do i have to enter all of my budget and transactions on my phone?
Actually I'm not aware of any web version. That may be that you would just have to enter them on your phone. There are lots that have web versions though! Like every dollar, Ynab and several others.
I felt it’s really complicated and the UI I didn’t like. I guess it’s only ios. Have you checked expenses:spending tracker app? Trying to choose between them.
I would agree, it takes a minimal getting used to. But I just loved the overall setup a lot. I haven't! I'll check that out soon. I've got a number of budgeting apps on my list to review
Is this only month to month or does unused money in a category move into next month?
Great question! Honestly I'd have to play around with it a bit to figure that out. At a minimum though, you can always create an extra income line in the next month to essentially carry over any unused money from the current month.
Please help! If I need to change the budget for other month and let’s say I used to pay PRIME for 20 dollars and the next month it’s only 15, it edits the other months as well, it’s not only editing the month that I want. 😢
Great question! I hate to say but I don't think I know the answer. But if your prime is $15 the next month, I wouldn't worry about it changing from 20 to 15 on prior months. It shouldn't matter at that point if you've closed out those months.
Best apppppppppp
I know, it’s so great!
Is this a highly recommended or just a recommendation and do you know the cost?
I mean, I loved this app. I think it's a great one for getting started on a budget. It is free but you can pay for the premium upgrade if you want some more features. I talk about it in this video. Lifetime membership of this app for premium is $9.
Is it available on android
Ah that I am not sure about.