Caleb Bale
Caleb Bale
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She Overspent Into Bankruptcy So I FLIPPED Her Budget | Budget Reno E2
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📌 Helpful Links:
• Apply for a Budget Renovation: forms.gle/xSHhhGhpkwkEqcUDA
• Get Private Coaching: tidycal.com/calebbale
Jenna’s story is one so many of us can relate to:
💳 $65,000 in credit card debt led her to bankruptcy five years ago.
📉 But even bankruptcy didn’t solve her financial struggles-she’s now juggling over $45,000 in debt.
✨ Despite a solid income, decent savings, and big dreams of travel, her finances feel overwhelming.
In this episode of Budget Reno, we take a deep dive into Jenna’s financial situation:
🔹 $45,600 in debt spread across credit cards, student loans, and a HELOC.
🔹 $3,075 monthly income with $2915 in expenses.
🔹 A budget that’s too tight for her goals-but fixable with the right plan.
Watch as we:
✅ Renovate her budget using the 7 Baby Steps method.
✅ Help her cut expenses and maximize her debt payoff.
✅ Create a plan to knock out her debt faster-potentially within 15 months!
✅ Set her up to accomplish her goals: traveling, saving for a new car, and building a future.
💡 Want a Budget Renovation of Your Own?
Fill out the form below to apply, or check out my coaching options for personalized guidance!
🌟 Highlights From Jenna’s Budget Reno:
1️⃣ $19,800 in savings redirected toward debt.
2️⃣ Reducing monthly expenses to free up an extra $1,077/month for debt payoff.
3️⃣ Practical tips to increase her income by adjusting 401(k) contributions and tax withholding.
🙌 Jenna’s incredible transformation is just the start! She’s on track to pay off all her debt and rebuild her life with financial freedom.
🎥 Want More Inspiring Transformations?
✅ Like and Subscribe for weekly Budget Reno episodes!
✅ Check out THIS VIDEO for another amazing financial turnaround story.
💬 Drop your thoughts in the comments and let Jenna know you’re cheering her on!
Timestamps:
0:00 - Intro
0:48 - Breakdown of Jenna's finances
2:52 - How Jenna can pay off her debts
6:03 - How Jenna can reduce her expenses
10:01 - How Jenna can increase her income
11:47 - How Jenna can navigate her finances and her boyfriend
13:44 - How Jenna can save and invest
15:00 - Jenna's financial goals and next steps!
16:30 - Jenna's already made some changes
20:26 - Wrap up
📒 Notes and Resources 📒
⚡️MY FAVORITE DEBIT CARDS⚡️
🎬Discover Cashback Debit Card Review: th-cam.com/video/4hSAiFkXXp8/w-d-xo.html
⚡️BEST FINTECH REVIEWS⚡️
🎬Best Budget Apps! th-cam.com/video/i8rxcO0TC5w/w-d-xo.html
🎬Best Cashback Debit Cards! th-cam.com/video/ACSQ8Zzdss4/w-d-xo.html
🎬Best Bank Accounts to Fight Inflation: th-cam.com/video/k9YI3WKvk5E/w-d-xo.html
⚡️GET FINANCIAL COACHING⚡️
If you need some help with getting your debt worked out, set up a session with me. I legitimately want to help. www.balefinancialcoaching.com
⚡️FOR INQUIRIES⚡️
For business and coaching inquiries, hit me up:
balefinancialcoaching@gmail.com
⚡️CHECK OUT THE BLOG⚡️
balefinancialcoaching.com/blog/
⚡️DISCLAIMER⚡️
Do your own research. My content is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional financial advisor when considering your retirement options. Though I teach financial principals, I am not an investment advisor and none of my advice constitutes legal, tax, or investment as a professional. Everything I share is based on my own research and is intended for your benefit. Any financial technology reviews are intended for your benefit. Research each product yourself to determine if they are right for you.
⚡️DOWNLOAD MY FREE KINDLE BOOK⚡️
Graduated and Clueless: How to live like an adult when life is confusing
www.amazon.com/Graduated-Clueless-live-adult-confusing-ebook/dp/B07GH1XTRW/ref=sr_1_1?dchild=1&keywords=caleb+bale&qid=1609779396&sr=8-1
⚡️EQUIPMENT I USE⚡️
This is the equipment I use with Amazon affiliate links. If you choose to purchase anything using these links, you will not be charged anything financially, but will be able to support my channel in a small way!
Sony A7S II: amzn.to/38PM8Sl
Neewer 660 LED bicolor lights: amzn.to/3o4KB1a
Rokinon 12 mm lens: amzn.to/38Qpauy
Magnus VT 4000 tripod: amzn.to/3aXmNsj
Rode Video Mic: amzn.to/3b0nfWI
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