Ayi Ayi Ayi bo cc imali lena esikhuluma ngayo Ayi bo cc wawungenwe yini jesu ukulunga akusizi ngalutho uba yisilima nje esidumile buza kimi ngazi kahle😔
Shiiiiiidi ay sisi ay cha uyilesi esathunywa ugwayi sabuya nokwaso nje. UNyazi lushintsha ikini wena wenzokwakho nje. Ay shame shona sisi iam sure bafuna ukukubulala nabonla bekhona
This is truly heartbreaking 😢 At the same time I'm very disappointed in this lady, for me to go to a bank and take out 15k in cash is hard but she went and took out 80k in hard cash to give to a stranger 😮
Sorry cc ,kwaze kwabuhlungu,yhoo principal buyisani imali ka gal animoyiki olohlobo uThixo guyz ndi ela nizame oyena wakubizela esisgebengu kuTeacher lo wakub8zela lomkokotelo ka Dr I doubt uba nguDr lomntu ukuthemba umntu akusekho ryt these days, kungcono kwa aba baka I blew it kunawe mtasekhaya kuva bona bazidlela imali yabo noba vanilla kakubi le yakho ibuhlungu kakhulu Mena uThixo kulemeko u Uthuleleni masimnc3sise ngemithatndazo ukuze kubekho I justice uxolo shlobo.
Yabona imali ayimngani ayinasihlobo imali imali nje Uma ingena Kwik account yami eyakho futhi ayikhulumi wuwena obatshelayo ukuthi une million ukuthula kuhle Uma kuza ezitherni ezifana nemalini bheka manje useless wedwa kodwa abatholakale bo nothisa naye uthi ungalokho ungibuza ngemali Uma usafuna ukuphila hhayi abantu.
Thuleleni ngicabanga ukut lo teacher ukolota yonke imali ka cc ngoba withi it's an investment so ayibuye yonke ,leyo ebikhokwa it's an interest Besicela udadewethu azame nako Moja Love u Mr X akadlali along iphepha lokhona uthatha kwasani Good luck dadewethu😢
principal efa sesi tshelete ya gage modimo a tsene ka gare go pelo ya gago o mofe ntle le gomokwesa bohloko goba go molaya SESI GOD BLESS YOU AMEN LOVE YOU AMEN AND AMEN
Hhayi shame, engabe bamusebenzisela muphi umuthi😮 I am sorry ukuthi angimzweli. No one had a gun on her head ukuthi abanike imali. Wabanika ngokuthanda kwakhe. Angikaze ngiyizwe into enje. Impela ifa leziwula lidliwa iIhlakaniphi
This is an easy case. The presenter should read our comments coz they've been advising about Xrepo before. She have at least statement to prove some transactions, so with all that the court can able to assist her to recoup some money from these crooks. She must go to court to get a letter of demand, once she got it, she can then write to X-Repo. They'd strip them of their properties
Ubhuti MDU Mkhwanazi bakithi uzilungele kakhulu kufuneka igayigayi Lana o X izikhohlakali Lexi akusheshe ukuze nabanye bafunde isfundo sifisa usizakale dadewethu uShembe is the way😭
Yhoo ibuhlungu lendaba yalo cc. 💔💔💔💔I will be dead by now depression and anxiety. Bafuna uhlanyiswa aba bahambe nqunu, babonwe izwe lonke Bakhohlakele😢😢😢😢😢💔💔💔💔
Lo ongutisha yanini ku department bayodonsa ku pension yakhe ngoba this is a serious offense
Yes if engathola ummeli kwenziwe I garnish emsebenzin,bt inzima coz basangaphika,sekosiza umkhuleko
Usisi ngisho angathola muphi ummeli, angeke akwazi ukuthola imali yakwaGPEF ngenxa yemithetho yakhona eqinile. Okuhle ukuthi bukhona ubufakazi obuncane ubukhombisa ukuthi kukhona isivumelwano esiphakathi kwalosisi nalamaqola. Ama-bank statement ayamfakazela usisi kulokho akushoyo yize benza i-verbal agreement. Ukuthi imali iyobuya iyisamba, akakhohlwe usisi, inkantolo iyothi isivumelwano sabo sithi uR2000 ngeyanga. Kodwa-ke konke kuyoncika ebufakazini obothulwa enkantolo. Angikhulumi njengomeli, kodwa ngokolwazi enginalo.
Yes Yannick ku pension yakhe nje state
@@thembelakhuzwayo547let's hope unawo ama transaction
Ngampela losisi.kumela bhalelu X.kungenzeka sizakale
The presenter no guys ,the woman got a strong case both teacher and doctor only solution kwenzakalani and X repo
Xhumana no X Ribo from Moja love tv
Syabonga Thuleleni ukusvezela loludaba but ucc akabhalele uX-REPO izobuya imali yakhe, uxole nasemoyeni izinto ezkanje zyenzeka bakithi💔
Dr Bongiwe Promise Gwala at Ekuphileni Medi Centre khokha imali sgebengu ndini...ama number akhe nginawo
I like the fact that Teacher n Doctor are working...so she had to open a case. ..then they will get it frm pension fund
Akabhalele ka Moja Love ingabuya yonke
nje ibizokhokhwa nje kahle
Exactly. Kudlaliwe ngalo cc ngoba ephansi kangaka bathatha advantage ngaze nganyanya. #MOJA LOVE
LEMALI KAHLE HLE IYAWUTHATHA UMQONDO WOMUNTU 🤞 YONKE LENTO KACC AYINAMQONDO FOR KUT WAWUNGAKHIIPHI MAL EZINGAKA UNGABONE LUTHO OLUPHATHEKAYO SENGAT ENGALUTHOLUSIZO IBUYIMALI 😢😢😢
😂😂😂😂😂😂😂😂😂 iyona , iLotto ibaqedile
😂😂😂😂😂😂😂😂😂😂 yooooh!!! Wazewangiqeda ngehlaya. Yerrrrrr
Ay cha bandla cc uyisiphukuphuku nje
Ifa lezithutha lidliwa abahlakaniphile
@@TruthKhumalo straight nxm
THULELENI plz ungpheli loNyaka loTHISHA nalo DOKOTELA bengadatshulelwanga izitifiketi zabooo zomsebenzii bayadelela baze bangicikaaa😭🤮LoSisi akabaloye abafake impethuu eyithweni zabo zangasese for 15yrs kuLate manjer🤞😭futhi abayikhokhe leMaliii si SOUTH AFRICA sifuna ibuyile leMali yalo Sisi kuyena yonke. Thulani Shange owuThisha omkhulu eMlazi ePat Drive nawe Dokotela uBongiwe Gwala wase Mgababa zigebengu ndinii nxa🚮💔🤮😭
Shumayela Secondary is at Q section
No no no sisi udinga xrepo, thuleleni yekela bhuti uyahluleka hamba uyoshumayela awudingeki laaaaaaa
Uright Kodwa Ekhanda
Yabheda wena usufuna ukulawula umuntu ngento yakhe
Aybo😮
@@mzulu_phaqa2205 angiboni
Mina ngibona iphutha lisekutheni uRAF makezo khipha imali engaka makabe nesiqiniseko sokuthi isimo somqondo kulowo osuke elimele ukuthi sikulungele ukuthola imali leyo.😮
Iyaku Xrepo cc
Dankie mina ngbona engathi waphazamseka losisi kulengozi yemoto
Ngabuza uSisi wami ngoba bajwayele ukuthi yini indaba uThule ehlale ekhala ngokuxakeka kanti akazitholanga yini izimali zaRaf wathi ei izimali zaThule zigcwele kubantu
Yekani ukuthemba kakhulu Abantu bangaphandle kunabantu bomndeni noma umuntu osebenza ngalesimo osuke ukuso ,njengalesi sikaSisi besidinga profitional financial advisor.Bazebakhohlakala Abantu.Please,please Go to EX RIPO
Let's hope Thuleleni uzokusizq but for me xrepo is the best solution..is the only show that gives you results same-day
Exactly
Seconded
ngivumelana nawe
Not kabi but you think kwa x repo ungenza bamnike lemali yakhe same day?
The thing is that x Repo takes furniture, car everything for the value of the money
Abatholwe labantu yaz nam bayangcasula 😢
😢
Awu wavele wacabanga uthisha owayekufundisa ngoba wawumthemba bo,kazi Nani ngathandani yini?????
Ngiyafisa ukuthi bayibuyise lemali.kodwa gal imali yayingathi uma ifika uvele wakhe umuzi mase uthisha uyamnika ke
Kuncono kodwa ngoba wazama ukwakha ekhaya noma kungaphelanga
Hawu imali engaka ihambe kanjalo hayi boo 😢😢
Ayi Ayi Ayi bo cc imali lena esikhuluma ngayo Ayi bo cc wawungenwe yini jesu ukulunga akusizi ngalutho uba yisilima nje esidumile buza kimi ngazi kahle😔
Lona ubefuna uPrincipal nje😂😂😂😂😂😂😂😂😂😂😂
Ndlwemnyama ningabi sagadla kakhulu ulimele umphefumulo walocc
Ulimele kakhulu nkosyam 😢😢😢
Nkinga mese niphethe imali niphakamela ngisho abomndeni benihlupheka nawo ... Ukube mhlampe wabonisana nodadewenu hleze ngabe akunjena kodwake sifunda ngamaphutha 😢😢 Nxese yaz
Kwaze kwabuhlungu yooo
Thuleleni lomuntu umkolota wonke 400k noma ngabe ubewakhipha ama 2k bekuyi interest leyo ngoba phela wathi uyoyi invest
Vele
Nje
Yah nee
Yea
Exactly
Aw sisi Musa ukhala ngoba wazenza, wen uthemba bantu ongabazi ngezigidi zeyimali, wawushiye leni umndeni
Shiiiiiidi ay sisi ay cha uyilesi esathunywa ugwayi sabuya nokwaso nje.
UNyazi lushintsha ikini wena wenzokwakho nje.
Ay shame shona sisi iam sure bafuna ukukubulala nabonla bekhona
Yabuhlungu indaba, sorry sisi, remember Karma and your tears.
Bayamqaqa losisi wislima straight that mean wayedliwa this thisha mkhulu
Ucc kungenzeka leskhath elimala waphazamiseka emqondweni lemali yamfica engakapholi bakith.Bhuti Mdu awumsize ebhalele uX repo moja love leyandoda aybuyi ilambatha
Trust only God with money
This is truly heartbreaking 😢
At the same time I'm very disappointed in this lady, for me to go to a bank and take out 15k in cash is hard but she went and took out 80k in hard cash to give to a stranger 😮
Ngempela nami ngyadideka kthi losisi uyisidomu esinjani ngoba phela waya eskoleni.
Myb bandleader umuthi@@hloniphanindlela4800
I'm sho amakhathakhatha😢
@@hloniphanindlela4800hawuuu!!!! Kodwa ngempela????
Ngeke babejola hhawu usunga khohlwa ikhaya ngomuntu ongamazi cc ngeke imali engaka😮😮
Vele akukhonakali losisi khona akufihlayo
Sorry cc ,kwaze kwabuhlungu,yhoo principal buyisani imali ka gal animoyiki olohlobo uThixo guyz ndi ela nizame oyena wakubizela esisgebengu kuTeacher lo wakub8zela lomkokotelo ka Dr I doubt uba nguDr lomntu ukuthemba umntu akusekho ryt these days, kungcono kwa aba baka I blew it kunawe mtasekhaya kuva bona bazidlela imali yabo noba vanilla kakubi le yakho ibuhlungu kakhulu Mena uThixo kulemeko u Uthuleleni masimnc3sise ngemithatndazo ukuze kubekho I justice uxolo shlobo.
Uyisilima wena
Anolalela ngaphambi kokubhala umsuzo la. Ayikho indoda la nina😢
Isiphukuphuku qobo losisi, sorry to say
Kodwa losisi ngampela usithathaphi isibindi esingaka, akanayo yini family yakhe, Eze adlale lamaqola.
mmmmh Ubuhlugu Indaba Yakho sisi, yooooh Imali Impande yesono
So sad how people are so cruel out there 😢😢😢
Ngimzwe ethi uSisi walimala eya eBuhleni, sebenzisa ukukholwa kwakho, banikelele kuNyazi bona balindele Judgement, kubuhlungu okukwehlele kodwa badedele nolaka luka nkulunkulu..
Nje
🤞🤞🤞🤞
Yabona imali ayimngani ayinasihlobo imali imali nje Uma ingena Kwik account yami eyakho futhi ayikhulumi wuwena obatshelayo ukuthi une million ukuthula kuhle Uma kuza ezitherni ezifana nemalini bheka manje useless wedwa kodwa abatholakale bo nothisa naye uthi ungalokho ungibuza ngemali Uma usafuna ukuphila hhayi abantu.
Kubuhlungu impela kodwa lo cc ube yisiwula shame ngifisa ngisho ukumshaya ngempama mina .. idlozi noNkulunkulu sebe muphe imali engaka yena uphisana ngayo eyigebengwini Yhoooooo hayi shame
Yaze yabuhlungu indaba cc wami💔
Nami ngishonjalo wecc
Khona kukhona ukuphazamiseka ku cc emqodweni. Akukwazi ukuthi elokhu ekhipha imali egaka ,enikeza abantu kungekho nepheshana elikhophisa isivumelwano ngalemali
Aw kodwa Dr nawe teacher aniy'sabi inyembezi zomuntu.
Hawuuuu!!!! Baze bangcola abantu😢😢😢😢
When it comes to money trust nobody...kwaze kwabuhlungu bakithi mmm😢
Even owakini uqinisile
True mina I only trust myself nemali Yami
Ngiyabona u cc wayethukile nemali mayiningi iyathusa bakithi ngiyazwelana naye abakhokhe lezizigebengu nxa
Thuleleni ngicabanga ukut lo teacher ukolota yonke imali ka cc ngoba withi it's an investment so ayibuye yonke ,leyo ebikhokwa it's an interest
Besicela udadewethu azame nako Moja Love u Mr X akadlali along iphepha lokhona uthatha kwasani
Good luck dadewethu😢
Dadewethu ngibuhlungu kakhulu kodwa Nkulunkulu wawukuphi uma abantu bakho bedlala ngomunye umuntu wakho, awungenelele Jehova, bafundise isifundo sokuthi ungadlali ngomuntu ungamdalanga.
Bhalela uX kumoja love uyocela ibank statement yalonyaka nenyanga 😢😢😢😢😢
Eish sesi na wena u kona ku vambeni unga tshemba vanhu hi mali ya wena yo tala soo😭
Yooh ibuhlungu lento nkosiyam ngyazwelana nawe mawami💔😭😭😭😭😭😭
Yona lenkunzi ayikwazi ukbuyisa ithemba kumuntu ivele ikhulume noma kanjan
Ubuhlungu lendaba iyangcikafuthi😢😢😢
Mina ngicasulwa ubulima balo cc
@@phumelelemaduna4342 yazi nje
Kuyadlalwa ngabantu abampofu yazi kodwa bazojeza.
principal efa sesi tshelete ya gage modimo a tsene ka gare go pelo ya gago o mofe ntle le gomokwesa bohloko goba go molaya SESI GOD BLESS YOU AMEN LOVE YOU AMEN AND AMEN
Yazi umakukhona into ephatha imali ekhaya noma yinto inkulumo phakathi pheela sixoxa nabantwana Bethu hayi ukuthi. Unike bonke abantu imali ungakhulumanga nabantwana bakho. Hayi ukuthi uma sikhuluma nabo Sicela kubo cha bo! Yonke into kumele sihlale phantsi nabantwana sixoxe ngoba ngine sure babe ngeke bavume into enje kodwa se konakele sorry Cc 😭😭😭
Yhini CC wam imali sowuyiphiwe ngamadlozi akini no NkuluNkulu wakini why wenze kanje , ubungenwe yhini phooo yhoooooo 🤦😳😮😢
She does have a case ye verbal agreement. The fact that khona I payment ebiqhamuka angakubo makes the case e en more stronger. All the best ku cc
Jehova thathindawo Baba. Yoo uSathane!!!!
Leyi ifuna uex engakusiza
Sisi akazame ukubhalela moja love xepo izomsiza kakhulu bangabamba ngisho imoto yakhe loyo principal
Siyabonga Mdurizer ngamagalelo akho siphinde sibonge ngomusa kankulunkulu ngoba abazange bemcabangele ukumthengela izinkabi😢.
Ngaze nganyanya
Amaphutha ayenzeka cc,and special uma unozwelo and ubona imali uqala nokuyiphatha,ngath mina ngisanganiswa 1000 uma lingabiyile shuthi ngingafa kule,next time cc bonisana nomnden nomyen wakho ungenzi izinqumo wedwa coz mybe Kubo ukhona owayezokukhuza, banikelele sis uxolise nasezidalwen,coz zona wazikhohlwa awukubali ukubonga ezidalweni kukho konke okubalayo nabo bangaku ohuca lemali
X Repo is the solution here 😢
They preyed on an a vulnerable woman ! Yoh I’m so mad for her 😭🤦🏽♀️
Mina angikusoli Sisi ubuwula buyafika kunoma ubani uyewathemba Abantu abafundile. Ngyakuzwa Uma uthi ubuhlala nogogo Shem . Mabajeze
Ayikodwa nawe cc kwasekwenzenjani ubolekabantu imali ungakenzilutho nhathakuphilekanga kahle kuwe cc
Ay cc awunadlozi wena imali engaka idliwa abantu awusayi nakini uyokwakha uyokwenza nemisebenzi yasemsamo uyisidomu waze wangidina
Yoooooo cc nawe ulungekakhulu inika abantu ongabazi me maliyakho ngaphandle keabakini yooo abantu abangaka 3yonke asavulingani amehlo kodwa
Uthulane uhlala Kwa J ko 13 ngase Sawela uyi sangongoma inhliziyo embi u lowo Dr umuntu wakhe
Kodwa cc wabantu yin jesu ngihlez ngizizwa izinto koda leh ayy😢😢
Yiya Ku X moja love mama
Wadliwa usisi ,,its sad but shame she has a good heart and she trust people along the way 😢
Zamani eDep.oof education bazoyihthatha kwi pension fund yakhe this is froud as a gov.person leave no stone unturned siyacela
Yhoooooh kabuhlngu cc Abantu bakwathuleleni sicela nje akusize ndiyatmba UBA uzoncedakala cc😢
Bhalela ku X-repo Moja Love 157 nginesiqiniseko uzokusiza.
Ngiyaziqhenya ngalomama ngokuthi akahlalanga wathula kunalokho ubhalele uthuleleni leso instep sokuqala kmele abhalele no X repo aye nasema raidweni kahle kahle lomama kfaneke abe i activist alwele imali yakhe aze aythole igama laleziygebengu kfaneke laziwe iSouth Africa yonke
💔💔💔💔
Koda mdu ngeke unephutha mfwethu angaakwaz ukuzibopha lezigebengu .nomangabe Bangasho maphi aamanga bona yena unobufakazi bokuth wabanika imali bona abanabo Mina ngikhuluma frm experienc
Mdu kwasayena umceda ithemba lokuthi lemali usazoythola😢 hhayi Mdu lana akusadingeki mthandazo ndoda nawe uyabona nje udlala ngalo_cc
Uyislima wena mama aybo ungaboleka umntu wasemzun yabantu imali engaka
Islima nam ngisho kanjalo sukaaaa selokhu ekhala lana mxm fuseg
Wuuuuuu kd bantu bakity
Bhuty Mkhwanazi ababoshwe nje bobabili.umuntu ecishe wafa.kd we Shange no Gwala niyothini phambi komdali.niyizinja.kmele babolele ejele labo swayini😢
Niyofa nigxaza amanzi njengengcuba nina zifundiswa ezitshabukile nidlala ukubola ,ey ncese sisi ibhuhlungu into yakho ey😢
Ai ngeke ngiyam jaja losisi hauuuu ai ibe akahlanyi uyaphila saka 😳
Ayilemali engathi inenkinga nje iningi eliyitholayo kodwa locc awu Nkosiyami unikele ngemali Kubantu abasebenzayo😢
Hhayi shame, engabe bamusebenzisela muphi umuthi😮 I am sorry ukuthi angimzweli. No one had a gun on her head ukuthi abanike imali. Wabanika ngokuthanda kwakhe. Angikaze ngiyizwe into enje. Impela ifa leziwula lidliwa iIhlakaniphi
Mmmh shwele nkosi,yeka isiqalekiso phezu kesizukulwane salabantu,what a shame
Eish ncese sis,,yaze yadabukisa Indaba yakho.
Weee hhayi Cha nawe sisi Cha waphazamseka ngempela kulengozi yemoto
Kwaze kwabuhlungu Sisi Laba badinga inyanga uSgodo abathakathe kuphele ngabo sengathi u Jehova angabaqalekisa ngisho.izizukulwane zabo
Awu ya emhlabeni kunzima ne, abantu bazicabangela bodwa, kuqiniwe ukuthi imali impande yesono and kakhulu umuntu wesifazane lo ongcole kangaka, uphi unembeza Nkosi yami locc uhlupheka nabantwana, angazi ngithini I'm speechless ngempela, msize bo bhuti bandla
Kwaze kwabuhlungu ukuthemba umuntu. Engingakusho kulokhu minangizokukhulekisa ku Mnini mandla onke yena ongalahli umuntu wakhe. Sizocela ukuthi akukhumbule njengabantwana bakwa Israel. Labo ababecabanga ukuthi bakuwezile okwabo bazo jabhiswa. Sizo khuleka sisi
Uyathithiza sisi, wena uzenzile,
Kodwa lona naye 😂
Iyigebengu zabafazi jesu
This is an easy case. The presenter should read our comments coz they've been advising about Xrepo before. She have at least statement to prove some transactions, so with all that the court can able to assist her to recoup some money from these crooks.
She must go to court to get a letter of demand, once she got it, she can then write to X-Repo. They'd strip them of their properties
Abantu bakhohlakele langa ngaphandle😢😢😢😢
Cha nalocc ungasuke uyosukela umuntu ongahlangene naye why umthemba ngobani anithandani akyena owakini ngeke locc akanadlozi crc angikwazi ukulibala okungaka hawu abanyabantu ayabagidela amadlozi aboh wena ungaboleka wonke umuntu imali uphila kahle ekhanda ay uyagula dadewam ngeke
Hoooo nkosiyami bangambulali UCC 💔
Bashaya ngomathithibala womuthi uku avume konke nje abakushoyo😢😢
Cha kodwa nawe cc kodwa ungabolekisa ngemali engaka😢😢😢 mina ngeke ngibanike ngisho uR10 000 ngathi bakushaya ngesalamusi mina ngeke ngiboleke ngisho indoda yam weeeeh
Ngiyaqala ukubona islima esinje sentombazane uyislima cc ayikho nento oyikhalelayo
Yeyeni webantu 😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂
Kubalulekile ukuhlonipha noma Ucabanga ukuth uyisihkakaniphi esingakanani kodwa awukwazi ukudelela kanje ubuntu buphi
She Trusted Thulane Shange, it's not that akasile une proof Yama EFT s. Ryt now she needs help
Asiboshwe lesigebengu esingu thisha omkhulu
Nalo DR nakakade
😢😢😢😢badlalile ngomunt kankulunkulu
Yazilento ayikholeki, mwufuna ukwakha amakotishi nomuzi manje uyofunani kuthisha why angakhi, ubudomu buyisono!
Ubhuti MDU Mkhwanazi bakithi uzilungele kakhulu kufuneka igayigayi Lana o X izikhohlakali Lexi akusheshe ukuze nabanye bafunde isfundo sifisa usizakale dadewethu uShembe is the way😭
Phuthumani kux-repo guys ngyamazi lomama nkosi yami 😢😢😢
Cha nawe cc awukho ryt ekhanda Haw ngathatha Mali yonke uphisane ngayo lothisha wakufundi ini Kanti lengaka
Unkulunkulu ukhona mntase sezo kugcine bona kusemhlabeni lana😭😭😭💔💔💔💔💔
Bhalela moja love beseniya. Kwa Department thisha uzodonselwa imali yakho yonke..
Kukhona okungahambi kahle engqondweni ka sisi
uba uneempepha dibana noSiyabonga Ahambe mawo unamagqwetha iyazikuipha imfi imfihlo ❤
yona izwisa ubuhlungu ngempela ungabothemba umuntu cc yisfundo leso ngthi unggila owakini enivundle esiswini esisodwa wangphadle ongmazinokumazi kangkanani lets hope uzosizakala ngsinye iskhathi iskolo syafuneka🤞
Yhoo ibuhlungu lendaba yalo cc. 💔💔💔💔I will be dead by now depression and anxiety. Bafuna uhlanyiswa aba bahambe nqunu, babonwe izwe lonke Bakhohlakele😢😢😢😢😢💔💔💔💔
Ey Jesu yaze yabuhlungu ke lendaba nkosiyami 😪
Wamenza u financial advisor 😢 Shame💔😩