EASY FRUGAL TIPS TO SAVE MONEY FAST | Frugal Habits That Actually Work | FRUGAL LIVING TIPS
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In this video, we'll be sharing easy, budget-friendly tips that will have a big impact on your wallet. From simple changes you can make to your lifestyle to larger system-wide changes, we'll show you how to save money and live a life of frugality!
If you're looking for easy, practical tips to save money, then this video is for you! We'll share tips on how to save money on groceries, bills, and more. From easy adjustments you can make to larger changes you need to make in your life, we'll show you how to save money and live a life of frugality!
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00:00 Intro
00:35 Moving
2:00 No Spend Day
3:10 Life Insurance
4:15 Shop Second Hand
5:45 Check your bank
6:35 Haircuts
7:40 Bonuses
8:35 Rethink Protein
9:45 Split it
11:20 Smorgasbord
12:05 Meal Plan
12:45 More Money
14:20 Track it all
15:00 It's all about you
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#frugalliving #grocerybudget #frugalfitmom
My biggest money saver was when I quit shopping at Target. I realized I was going to Target for tp, toiletries, laundry detergent, garbage bags, etc, and coming out with a lot of impulse buys and things I didnt need. I started buying all those things at my grocery store instead, and it cut out all that impulse spending.
I haven’t stepped in Target since June and I’m going to hold on this practice as long as I can.
@@helenmak5663 I haven’t walked in target for over a year. I had a small pick up because I had a gift card
Yes. I stopped getting prescriptions filled there and stocked up on all the household stuff so I only need to go 1 a quarter. Save so much money. You can’t buy what you don’t see. 😂
Target, Walgreens and CVS too expensive!
Target is a ripoff for lazy people. WinCo is generally the best, but it's smart to know the weekly loss leaders at Safeway, Kroger, etc. because they often beat WinCo.
My husband and I moved from CA to TX because we prioritized me staying at home with our kids. All by ourselves with a toddler and an infant! And 4 years later my whole family has moved to the surrounding area to us. Listen to God. Be faithful. Pray.
We did a similar thing! We moved from WA to TX six months ago-bought a home at 42% of what we received for our home in WA. Put the remaining $$ into our retirement account! Best decision for our retirement!
Texas got so expensive after everyone moved here...
Yes my property taxes literally doubled this past year because a lot of people from California moved into and close to our tiny town. 😭 I'm here mostly because I can't afford anywhere else and now I'm starting to not be able to afford here. Hoping at least what the town offers grows so it can add at least some benifit to those that already lived here.
Of course if you can keep a california income and move to another state you would be golden. 😅😅😅
Is KY friendly to people who aren’t white??? If you have any color in your skin you need to consider this. A blonde haired blue eyed women telling you to move to rural states is not a good measure.
I tracked everything I spent for 6 yrs using those giant XL wall calendars. Writing it down with my own hand instead of using a spreadsheet was more powerful and kept me honest. I managed to invest/save 58% of my net income. I'm on track to retire early, only 8 years, 2 months, and 14 days to go.
Five years for me! Early retirement. Yay for us! I worked really hard to get here but I’m not working until I drop, lol.
Brilliant!
That's a really good idea! I use a spreadsheet but see how writing it all down could be a lot more impactful!
Hahaha I like how you have it down to how many days left till retirement. Great job and great idea 👍
I use an online budget tool, but it's based on the envelope system. When I open the app on my phone to log a purchase, I can see what I have left in that category and how much it's going to drop with the purchase. Almost all my purchases are planned, but that little app gives me some extra help when I feeling an impulse buy urge.
If you move to areas with a cheaper cost of living.... be nice to the people who already live there. Chances are that they might not have the same amenities you're used to (such as road quality) or the pace of life will be different. And be aware that newcomers can drive up home prices for locals, so being polite neighbors is the very least you can do for the community that welcomes you in.
Also realize that the cost of living is higher in the place you left because of the voting habits of the people who live there. If you bring those habits with you, you will change the new place.
I live in a small city (possibly a big town, but I think we qualify as a city!) - the thing that really bugs me is when people move here for the space and cost of living but then complain about what we don't have. Not even the streets, as we all complain about them! But not having an airport within 90 minutes? Well, no - we're not big enough to support one. Not having super fancy restaurants? Nope, but we have some excellent local places with great food, just without the fancy and high price. No Trader Joe's, but there's one near the closest airport. Small symphony made up of people who come from the 2 nearby bigger cities, so yes, we only have 6 shows a year. You're right - you do yourself no favors when you act like you are better than your new community. We like it like this.
My cooking on a budget has gotten me to making better food than the restaurants we go to.
I’ve found that too! My cooking is pretty basic but very satisfying.
Agree!
I have one that will blow your mind. I used to spend $250 about six times a year getting my hair cut, colored, highlights, occasional hair products plus tip, etc. That’s $1,500 a year. When my son was born 18 years ago, I decided I was not going back to a salon and paying to have my hair professionally done like that anymore. So over 18 years I have done my own hair, cutting it myself and coloring it occasionally with box color. I added up $1,500×18 years…I have saved myself approximately $27k by doing my own hair!!!!!
I save $6 a day NOT buying coffee at the coffee stores.
Doing a No Spend was life changing for me. I saw how addicted I was to buying things. The most I've done is about 3 days in a row, but I plan to do at least two days a week. The more you don't spend the easier it gets. I may do a No Spend November. Some people do no spend for a year. Amazing. Having self discipline is so empowering.
Being spending too much since my mom died last month. Planning a no spend month next month too. Best of luck
To make eating at home and meal planning easier do 2 things:
1. Save your meal plan and the matching grocery list to reuse in the future on rotation. When you have 3-6, or whatever number works for you, just reuse them until you decide to make a change.
2. Cook once, eat at least twice. Plan to shop for and cook at least 2 meals worth of each recipe. When you make it, put 1 meal's worth on the table and put the other meal's worth in the fridge for later in the week. You just need to reheat and serve like you would for any leftovers.
That means shopping for a week is 3 doubled breakfasts, 3 doubled lunches, and 3 doubled dinners plus whatever you want for day 7: leftovers, eating out, fasting, snacky no cook meals, or whatever.
You can plan and shop for 4 days to get the hang of it if you're a beginner, or go longer, like 10 days or more, to cut back on trips to the store.
That cost money tho, most people can only afford food for a week or two. They cant afford to double those meals. I always see people talking about cook extra but people dont have that in their budget
Excellent ideas! thanks
@@kelseyfludd5926 My post WAS about buying 1 week's worth of food. 3 doubled dinners, 3 doubled lunches, and 3 doubled breakfasts IS one week's worth of food. Save that week's plan and grocery list. Then the next week plan 3 doubled dinners, 3 doubled lunches, and 3 doubled breakfasts of different meals than the week before and save that meal plan and list to use later. Keep going until you have however many weekly meal plans you want to put in rotation so you don't have to plan for a while.
@@kelseyfludd5926than what are you doing for the 7 days per week? You have to eat... if ur shopping for a week... double us... same thing as shopping for a week.
Texas Roadhouse is my go-to save, too. I usually box half my meal before I even start eating. The last time I went I discovered the filet medallions and rice come with two sides, but I was allowed to substitute the rice for another side. So I was allowed three sides. 😮The rolls, a side salad and a medallion was my dinner. Two other meals of a medallion and a baked potato came home with me. Yep... I ordered two baked potatoes as my second and third sides and took them home with two 3 oz. filet medallions.
I'm doing a "buy nothing from Amazon" month. It's just so easy to buy a bunch of stuff and it comes so fast! Just gotta stay off the cite altogether...like a gambler. Thanks for all the tips
Me too !
I’m doing the same this month!! No Amazon!!
I saved all my loose change for 1 year. I was able to take myself and 2 kids to Hershey park!!😊
My husband is the big change saver. He’s been doing this since he was a little kid and that has helped us a lot when we had our first two grand children we took them to Disney and I told him whatever is in this change bucket y’all can use it for spending money and I’ll be damned I had 600 bucks in there, so they got $300 apiece to spend
We call our fridge clean out YO-YO. You’re on your own
We call it slop night because it’s funny! 🤣
I'm gonna call mine slop night too!
We call it encores. 😂
We call them must- gos
That's what we call it too! Yo-yo
Also, don't throw away perfectly good food just because it's passed the "best before" or sell by dates. Often, the food is good for months or years beyond that. Just throw away anything that doesn't pass the smell test, or bread that has mold.
Yes!!! I get so tired of watching pantry clean outs and perfectly good food going in the trash, either learn to rotate or open the can and see if it looks and smells ok...quit just throwing it all away!
The USDA has guidelines for many things. Most canned goods are good for 15-20 YEARS!
Thanks for the tips! 🙂 I can't imagine why anyone would want to leave a nasty comment on your channel when you're just trying to help. I always appreciate your ideas.
A lot of people don't want to make changes and get really snarky when someone suggests they should implement changes. It's awful but, they do.
@@juliabartlam2083 I believe too many people want to vent and complain … but refuse to do anything about it. They want an audience for their rants, and will get angry & lash out at any suggestion or idea of what they might do to change their situation. But a definition of insanity is: doing the same thing over and over, expecting different results.
Agree!
I have two savings techniques which work well FOR ME!. One I call 'The Maid Got Paid'. Any money I find in washer on laundry day now belongs to me. I have a tin said monies go in. At the end of each month I add the money to a savings account. Some times it's more, sometimes it's less...but seems to always be something.
The other way is at the beginning of a year I write numbers 1-52 on slips of paper. I then add said slips to a jar or can. Each week ( I pick Fridays) I draw a slip of paper from the jar. That is the amount I move from checking to savings. The least amount moved would be a dollar; the most, of course would be $52. I write the amount drawn on my calendar. The amount for a year adds up to $1378 yearly. This is how I was able to by our new fridge with cash...when ours died unexpected.
Christine! My family is experiencing this right now. My son, daughter-in-law, and 2 year old twins have to move from their home state of MT to North Dakota. The ONLY reason is because they can’t afford it here. In ND they can buy a house(1/4 the cost of houses in MT) and she can stay at home with her kids! I’m sad they are leaving but it’s the only way they can get ahead.
I have recently quit McDonald’s and gave myself a nine dollar pay raise by driving a van . I love it
I don't know how safe or recommended this is but I opened a huge Costco jar of jalapenos, redistributed to smaller 500mL mason jars (pint?) and reprocessed in my pressure canner. That was over a year ago and we have may still have a jar or two left around perfectly sealed and preserved, and they were great quality. Beats a huge open jar in the fridge that is bound to go bad after time.
We purposely live below our means. Smaller home & less expensive cars are huge. I am frugal with most things and we can enjoy vacations & retirement (soon) because we do these. I do feel like these skills are necessary for young families. The cost of living has become ridiculous the last few years.
A colleague of mine made a very inspiring rule for herself: she is only allowed buying 10 items a year for herself. Besides of course food, gas and other essentials, she can only buy 10 things. This year so far she got a new dress for a wedding, a set of dumbbells, new ski glasses and skiing gloves. I find a lot of inspiration in that because she really thinks through before purchasing a new item. 2 years ago it made me commit to only buy second hand clothes for a year. I have now done that for more or less 2 full years except for underwear, sports clothes and pants (I have very short legs, it’s a nightmare to find pants that fit 😅). Thank you for your tips!
We are moving from metropolitan Queensland to rural Victoria, we are at the stage of our lives that the cost of the house we buy down there will mean we are mortgage free.
People think I’m crazy but to us it makes perfect sense.
I’ve bought second hand appliances that are in good condition for the apartment, getting tradesman discounts by paying cash, I’m selling and patching and painting walls myself.
It’s exciting to hunt out bargains!
Friday night is clean out the leftovers night. You have taught me all about freezer meals which has gotten rid of all the food waste. We live in Lubbock Texas which is a wonderfully low cost of living. I do copycat recipes so we don't have to go out to eat. Only one day a week is a spend money day because we buy groceries for the whole week and don't need a thing. I make homemade Starbucks coffee for us both. Our favorites just 5 bucks cheaper. Now that we are in our 60s we have the money to travel and are starting next April. What fun!
I took your tip about boys’ haircuts. Every time my husband took the boys to get their hair cut, it was like $80! It was every couple of months. We had dog grooming clippers that we used to use for our little dog, so he starting using those and we haven’t spent a dime on haircuts for the four boys since! He’s getting better and better at it too!
My parents used something similar to a flowbee but those are expensive now 😂 my mom got a second one at a thrift store tho a year or two ago tho
Lol
enjoying my natural color that is now grey,,,, It looks wonderful and the compliments never end. I save time and money too
Thanks Christine! I shop Mercari for new/gently used also market place. I use Amazon to save money. Yes, Amazon! I don’t impulse shop online. I add things to my cart as I run low such as cat food, litter, dish soap, anything that is a decent price. Twice a month I place my order. Even if something is a little more expensive I’m saving time (I’m a teacher with an hour + commute each way), money because I don’t throw extra in the cart like I do at Walmart. I’m more cognizant of what I’m spending online. I have always done money saving things. My mom taught me well. 💜
I totally agree. And the cart is a great way to cut back on impulse purchases. I shop once a month. I put stuff in the cart all month long, then on order day, I take a long hard look at what's in there. I remove the stuff I really don't need (which I'm embarrassed to say, can be a lot). Saves gas money, time, and frustration over out of stock stuff.
I feel like I’m the cheapskate queen. But never shop at target, I cut all our families hair including my own. I love secondhand clothes, furniture, appliances. I make a lot of everything from scratch. And I’m always looking for things to do for free.
I cook from scratch due to health reasons.
So many great tips here, especially the first one! My only exception to this is if you're in the 'about to have babies' stage, which means uber-expensive daycare if one spouse can't stay home, so living closer to family/friends might really matter in that case. Daycare is insanely expensive these days. My heart goes out to everyone in their 20s right now.
BUT on the flip side if you move your husband could find a better paying job in a less expensive area making cheaper day care options possible OR even staying at home with the baby possible
Love it! However, I have to stay OFF Facebook marketplace to save money. 😬🤣
You and me both!
I learned to cut my bangs, and I do the unicorn pony tail trick for cutting my length and layers. I seriously haven't paid for a hair cut in about 15 years or so.
Soooo true on writing down what you spend. I carried a mini pocket notebook in my back pocket every where I went and nothing was purchased without writing it down. at the end of the month I spotted where i could save 200$ a month. Next month, another 50$ saved. next month 40$ more saved. almost a 300$ PER MONTH in savings. it can be done.
Agreed! Just purchased a 2010 Mazda 6 with 50,000 miles for $8,000. Great condition and looks brand new on the inside and so far is making 33 mpg saving a ton on gas.
My family always says we are having CORN when it's an eat out of the fridge night.
Clean Out Refrigerator Night
C.O.R.N. 😉
Loved your video! Great info.
My garden has been a huge help in the money saving department. I also put in a ton of berries and fruit trees. Love it so much 😊
Great ideas!
We have used many of these techniques but the biggest impact was moving. We left our favorite/family city because the job market just wasn't there. Best decision for us. We were able to save every bonus and pay off our home and college debt in 10 years and save for our kids' future.
That is awesome!
My mom always did a fend for yourself night and its the best thing now that I have a family and I'm in my 40s. The best way to save money, use leftover and save sanity on some busy days. My kids are young so they are easy, but I do what you did and pull everything edible out and have at it! Also hummus makes a great pasta sauce if you thin it out with whatever you like to add in more flavor!
We have 4 sons, my husband has always cut his and their hair every week! That's $150/week savings...that's almost $8k a year, almost $150K savings from their first haircut at 1yo through HS graduation! I do my and our daughter's hair which is more than double the guys' savings! I also do my own nails😉 Married 22 years and have saved almost half a million dollars in hair and nails ALONE!!
A haircut every week? Their hair must grow fast.
We like to try new restaurants, but we go for LUNCH specials instead of dinner. It's a lot cheaper. Usually it's the same amount of food, but if it isn't that's okay too, because it's usually too much anyway! We always order water with lemon too.
I cook 98% of the time and I eat the leftovers for lunch the next day.
We call it "Fend for yourself" night here too lol. That's when I'm too tired to cook.
Recently we have found the clearance sections in our stores. We never even realized they existed!!! They have tons of fruit and vegetables that are just not "perfect" and OMG they have had my favorite chicken sausage the last 3 times I was there. I also got some chicken tenders. It was all 50-70% off!!! We put it all in our freezers (which are filled to capacity by the way!!!!). I was like look at me! I'm like the Frugal Fit Mom lol!
We went to the last day of the Bed, Bath and Beyond close out. Wasn’t much left other than fixtures BUT they were clearing the break room. My mom bought a Cuisinart microwave was $2.50 as a backup. I bought a backup Keurig coffee pot exactly like the one I have for $3. They still work perfectly. Score!
I use all the shopping apps for Amazon gift cards. I finally have enough to put solar on my camper van for ZERO out of pocket just by using these apps on purchases I was already going to make. Yay!
I probably won’t ever move because I know the weather, wildlife and societal norms of my area.
Your videos are great! I have been trying to change my spending habits a little at a time. No buying coffee. Then no fast food, making my own. Now it's packing my lunch every day. The small changes have made a big difference 🙂
When I was in College I would go to Olive Garden e and order the cheapest meal. I would eat a double or triple serving of the all you can eat of the salad and breadsticks and then take my pasta entree home and eat it for dinner the next day. I don’t do it anymore mainly because I don’t live close to an Olive Garden
I started cutting my 3 girls hair as toddlers. I'm pretty good now... 😉 layers, curtain bangs, the whole thing! 🎉
Our meal plan this week: (NOTE: every Sunday-Thursday dinner also provides leftovers for my husband and I to bring to work for lunch)
Sunday: Lunch: Eggs and Waffles / Dinner: Homemade Crockpot lasagna with a bagged salad on the side (Mango-Lemonade... i do not recommend...)
Monday: Homemade beef and bean burritos with rice and chips and salsa
Tuesday: Chicken fajitas with bell pepper and onion, with rice and chips and salsa
Wednesday: Roasted Kielbasa, red potatoes, Brussel sprouts and mushrooms
Thursday: Shrimp Stir Fry (Though, i think we're going to switch to a lomein situation, because I'm pretty over rice this week.)
Friday: Frozen pizza, frozen breadsticks and a bagged salad or fruit on the side
Saturday: Lunch: oven baked tiny sandwiches on Hawaiian rolls with fruit / Dinner at the grandparents' house (i don't know what they are serving)
My only objection to life insurance is Mutual of Omaha. My parents had a policy on each other and when my father died it took over three years for them to pay out. Almost like it might be forgotten and if we hadn’t kept calling them over and over my mom may have never received her money. Shameful but lesson learned. Investigate the company before signing.
Life insurance is such a waste of money. Better to invest!
I have often wondered about that company. Thanks for sharing.
Was it one of those "$9.95 type" policies they bought when they were older? Frankly those should be illegal. I worked and was licensed in insurance. Regardless of which company it is every policy will be underwritten, so if they don't ask those health questions up front, they'll do it and investigate when a claim is filed. Their marketing is very deceptive.
@@DaniElle-di4hoyou could say that about all insurance. Insurance is paying someone else to take a risk you can't afford to take or don't want to take. If you need it, it would've been cheap at twice the price.
Keep in mind for a young person, you are 6 times more likely to become disabled before 65 than to die. That makes disability ins more important than life insurance.
@@susansweat9125 exactly. Frankly, I was surprised my dad even went with a life insurance policy so late in life. But these companies are shameful when folks who are older and like my mom was never involved in taking care of finances other than normal bill paying. This payout was lost in the mail twice, found in their lost and found department(?) and mailed twice to an old address. It was ridiculous and like I said if I hadn’t of followed up on this over a few years my mom would have never received the money.
I’m a hairstylist and the boys hair cuts is very good 👏 good job frugal fit dad🤗
We moved from the Chicago suburbs to rural Eastern Tennessee. Cost of living is so much less and we love the change in lifestyle.
Yay! Thanks for giving KY a shout-out! I live near Central KY. I work from home. I say this not to brag but you can get more for your money here. We brought an almost 3800 sq ft home, 4 bed, 3ba for 155k before the housing market went crazy with interest rates. Our current rate is 2.375%. I plan on staying put 🙂. I kid you not, our monthly mortgage is $826(10% of our monthly NET) and that includes escrow and homeowners insurance. Ky. still has some homes that are a good value here if you can afford the interest. Best thing is the cost of living is way cheaper! The location is awesome. I'm 2 hours from Nashville, an hour from Louisville and just over 2 hours from Cincinnati. Also low crime and great schools!! We love it here!
And another thing I failed to mention. We( family of 6) have a truck, a van, 2 Prius' and a camper all paid for. No payments. But I do need to stop with the Amazon shopping😢🤷♀️☹️
thank you for advocating Gerber life ins.. short story. back in the late 50's early 60's my aunt bought life ins for her 3 children. 1980 my cousin was killed . life isr paid for most of his funeral. he was an adult. i bought all of my children (now adults) Gerber life ins. so thank you for advocating that so important...
We call nights when we’re not cooking YOYO (you’re on your own) or EMFH (every man for himself). Even when it’s just hubby and me, we still do these help yourself dinners. We also frequently have breakfast for dinner. We always split an entree when eating out. Love the channel!
“YOYO” is really funny, I love that name for it!
My mom always called it scrounge night. “You scrounge for yourself” 😂
That’s, RUDE.
Love all of these tips. I agree that meal planning is 100% effective. It keeps me focused at the store and from getting fast food because I don't know what to make for dinner for the family.
I have loved learning how to cut my husband's hair. It grows so fast! He could use a cut each week, needs it every 2 weeks for sure, and we kept pushing it out to 3 weeks to save money. Now he gets it for free as soon as he needs it.
I find that Walmart delivery is actually saving me money:
1. Go in for grocery and browse and locate clearance and spend 3x more.
2. Only shopping 1 time a week based on meal plan and fillers.
3. Gas 3.89 per gallon vs 5 00 tip.
4 Time i can spend 1 to 2 hours in Walmart easily when I see "squirrels" everywhere.
5. 12.50 per month saving at least 100.00 if not more.
You can even pay $99 for the annual subscription, if it’s in your budget, and save even more. I love Walmart delivery!
@@terrivelazquez4974 I purchased mine in November during a Black Friday sale. $49, and it included Paramount Plus for a year. I do tip and it doesn't save me gas, as I pass my Walmart going to and from work and previously I was doing curbside pick up. But they do such a great job and any issues I've ever had the customer service is great. With my health issues, I just love it so much. I hope there's another Black Friday sale this year.
We are literally in the process looking to move to a cheaper area 🤣 It's great to hear you say this though, as people think we are foolish for doing it, but living in the south of England is so pricey.
I love your videos. Especially now being a single parent. My 10 year old son loves your videos as well. 😊
I moved to a lower cost of living area, my previous state had property taxes almost the same as my principle mortgage. I now live in a place saving $$$$ monthly. Still struggling a bit but its great.
Christine, I love your videos! My husband and I are doing a no spend August. I get my haircut once a year at a price of $25 + tip of $25. I cut my husband's hair at home every 2 weeks. I buy ALL greeting cards at the dollar store. I try not to wash my hair everyday which equals less hot water used and no blow-dryer running for 10 minutes at a time. It is a big savings on the water bill and the electric bill! I have never paid for a pedicure or a manicure. I try and keep life as simple as possible. I cook from scratch most everyday and keep recipes simple. I batch cook so there is always a meal ready to go in the refrigerator. We go to state parks to hike and walk for free. I live in Massachusetts so everything is expensive. I love all of your tips. We have paid off all our debts, except for our mortgage. Love the clip on The Rachel Cruz show. Great health to you and your family
I tip my lady $5. I guess she hates me!
My best saving money hack is to run my central air at night. I can cool my house way down in a few hours shut the ac down and the house is cool all day. My air conditioner doesnot run all day trying to fight the heat. My house is 67 to 72 degrees day and night while my neighbors run there air all day to maintain 75 degrees. I save $75 a month on average.
You must not live where it's 95 plus every day lol😂
@@dianasimplifies not so much the heat it's the humidity that is bad.
@@lovelife7343 it's very humid where I live. Heat index has been very high this year with actual temps up to 100. Heat index up to 120. We can't turn ours off... well we prob could but it would be closer to 78 not 72 and I can't live like that.
@@dianasimplifies not as hot where I live we get humid and in the 90's it's bad enough. I just find my air conditioner works great at night but fights all day to cool my house.
Christine you're doing a real life improving service for people who didn't grow up in a frugal home. And...for people who need a reminder, like me. Your youngest son is so adorable (the haircut scene) 💞
Lived in Rhode Island all my life ! Around 45 minutes to go from one end of the state to the other😂
I’m from RI too! I miss the smallness of it.
My husband is from Kansas City. We've also lived in Central Texas. It may be cheaper, but like I always say, there is a reason (or multiple reasons...) why a place is cheaper and not as many people want to live there 😅
Usually it is because there isn't enough work, or not enough well-paying work. This can be fine for retirees and people who work from home, or people with certain essential skills. Check out and compare tax burden for your own situation.
Rogue and Speedy for president!!! A lot of the time we go into eating out with the mindset of it's going to last 2 meals. You should do a video where you make meals that people usually get when they go out
I have a 2010 Honda Pilot with 335,000 miles on it and it's still in great shape and runs great. Love those cars
I absolutely LUV your channel. Im a single senior citizen and have used so many of your money saving tips!
I'm so glad!
Also, i make an extra serving of whatever meal im making and pop it immediately into the freezer. No need to go out or order in. Something is alwaysreadily available
I love Til Debt Do Us Part! I wish it would come back!
Yay! A new video :) Love all your frugal tips 🤩
We have freezer night & sheet pan night. Works on the weekends. Thanks for your energy!!!🎉
One more tip. Ask if current employer can or will pay for schooling. Not just 2 yr and 4 year colleges but trade schools also. Amazon is one but there are others. It takes time and dedication but in the end pays off. If college isn’t your thing ask around who offers apprenticeships. Plummer/Electrician/etc.
You have to take an account that no matter where you move to, the job pay usually adjusts for the cost-of-living where you live at, and I know that from personal experience. So if you're getting paid less money, the cost of living is less, typically.
Unless you work for the feds. In that case the pay is the same. 😊
We call leftover nite fender nite (fend for yourself nite). I heatit up you dish out whatever it is you want. Also I use a lot of filler foods - potatoes (sweet or Idaho, rice, noodles, beans &let's not forget veggies). Stuffed baked potatoes with chili or veggies with cheese is an awesome meal. I can make 5 pound bag of chicken breast make at least 3 meals for 6 people. You just use less meat for meals like fettuccine alfredo etc.
@@frugalfitmom- okay. I'm in
Love your hacks and your hauls!!! I follow your grocery tips because they work! Thank you for your help!
HI Christine, Love your channel. You gave some fantastic tips today. My husband and I moved into a regional area in Australia, its a small country town, but it saved us over 30% on our mortgage from our previous house. Its been great and has really worked for us :) Have a great day
Always great tips Christine love your videos
I’m grateful to be debt free, house and everything! I started tracking my spending in June, but fell off the wagon last month. I need to get back on that wagon...especially since I just got a raise, and I don’t want that $ to disappear!
All great tips! Thank you!♥️
I give my neighbor my cast-offs in exchange for her watching our dog when we are away from home. I win because I get rid of stuff I no longer need/want AND I get a trusted pet sitter. She wins because she can either use or sell what I give her. Win-win!
We are literally packing up and moving completely across the country for lower house prices. I'm struggling with the idea but my husband is convinced it will be better for us 😢 I just did my kids back to school shopping at thrifts stores. I made sure where we are moving has good thrift stores 😂 I've been a stay at home mom but I am considering getting a job at one when we get there.
Love your ENERGY! Pulled me right in.. to great Info!
Chipotle lets adults order off the kids meal menu. It’s such a good deal.
Morning, you are so right. I live near Boston, MA. All of Massachusetts actually the northeast is very expensive. Housing and groceries are super high. I feel for young families, it can’t be easy on them. Thanks for your tips.
Stay happy and healthy everyone!
❤
I totally agree with all of it but the looking at the bank account is SO important! Especially if you have bills coming out automatically. You do NOT have to do that, and I choose paper bills. I don't let any company take out money on a monthly basis, even my own bank. I go online and pay them myself automatically. Great video!
Love auto pay, we just make sure everyone is only charging what they are supposed to. Never had an issue.
Auto pay is great! Just gotta make sure you always have the income to cover the bills...
What an absolutely delightful video!!!
I needed to hear this!
Fend For Yourself is Tuesday. Love it.
Great video! Thanks!
I already space out my own haircuts even before COVID-19. For example, I went 3 years between haircuts. The least amount of time between my haircuts is around one year.
I moved 20min out of the city. It added 10min to my drive but im saving 600 on mortgage and paid off 90%of our debt with the sale of our first house
Always excellent advice!
This is gold. So much valuable information. Years of wisdom condensed in a 16mins video. Thank you so much!
Christine, I loved your ideas and suggestions!! We already do some of what you mentioned, but am contemplating about future plans (possible relocation of business, etc.) 😊
Just started watching your channel a few months ago . I enjoy listening and watching I have a lot of your video to get caught up on. Thanks
Your so much Fun to watch and have the best tips!! ❤. I fell back in December and had to start using a walker and I quit going “out’ to lunch because of the hassle. It has helped me to bring my own lunch, quit sitting in my car running the heat or ac plus I’m saving gas. I no longer have to fill up my gas tank every week but now every other week. I appreciated what you said about looking for a job as I have been looking on Indeed - no luck there for sure. I would really love tips on how to look for a remote job! Keep doing what you do!
Much needed reminders. Thanks
Kentucky here ❤❤
Loved the video 💟
Eating out, portions are getting smaller! I went to a nice place, ordered a Main Course Caesar Salad for 13.99, added chicken for 7.99 extra. I'll never go there again! The lettuce in the salad was literally 1 1/2 c. if that, said it came with tomatoes... 2 little grape tomatoes cut in half, and maybe 3 ounces of chicken, the size of a side salad in a giant empty bowl! $22 for nothing!
Since prices have gone up there are many restaurants I won't bother with anymore. When I am cheated, I don't have say anything with words. Just let your actions speak. Takes a long time to get new customers.
🤣😂Love your movie inserts!!! As well as your information to save...I'm a pretty frugal person (67) so I grew up in the era of frugality....love seeing the younger generation doing the same...🥰
On moving to a low cost area, I’d say figure in everything when deciding on whether or not (or where) to move. Figure in daycare, which family could help with, vehicle fuel and maintenance, lawn care if you own/rent property with grass that needs mowing, whether you have to do your own house/apartment maintenance or have a building person that does that, etc. I live in the middle of rural central Kentucky and it’s 10 miles to the nearest grocery store (Kroger). Yes, there’s a Dollar General just a mile down the road, but you’re not gonna find everything there, or even the best deals there. I have family that are neighbors, one of which is my mom, and I will occasionally check in with her to see if she needs anything from town just to possibly save her a trip in, especially in the winter months when the roads can get dangerous.
If you have school age kids, also consider quality of public education in the less expensive area. It may be fine, but it may not be what you want. Do your homework first.
Yes I'm in rural TN. It's 13-30 miles one way depending on the store. We are surrounded by DG. I almost never shop there.
Love your content. I may not be able to use everything, but I always find at least one tip I can apply. We did move to another state for lower costs (California to South Dakota) and are loving the choice. We also do Smorgasbord (I call it buffet) whenever we have a build-up of leftovers (usually eat those for lunch, but something there is too much for that). I'm going to try and do more meal planning. I think I have too much in the pantry that isn't getting used because I'm not planning my recipes to incorporate them. Thank you! I don't understand why you would get nasty comments. You are always so helpful.
Right? Who are these crazy people throwing shade at her and how dare they! She's so friendly and positive and kind!