Where are you watching from today? As always, thank you for watching! Call/Text Direct - 604-831-4837 email: sebastian@albrechtgroup.ca Book a call: www.calendly.com/albrechtgroup
I moved to calgary a year ago from Los Angeles. Not just me but my whole family actually, cousins uncles and aunts and all. We love it here so far. I dont think we will be moving back to the states at all. And dont worry this planned way for years .8 years to be exact. However over that time period we all came at different times.
Speaking as a teacher... The video is correct that the main difference between public and private schools is the physical equipment/supplies available and number of staff. One area where there is no difference is the quality of teachers. The fanciest private schools do not pay more in wages than public schools (arguably their compensation is worse than piblic since their pension plan is way worse) and hire from the same pool of teachers. Mulgrave (a very expensive private school) boasts a teacher to student ratio of 7 to 1. This is significantly better than most public high schools, but not all. My school which is public has a 8 to 1 ratio, but we're a specialized tier 3 school.
To US viewers, while a Strata functions much like an HOA, they are limited to shared dwellings like Condos and townhomes in BC. I am not aware of any freehold homes that form Stratas, though there could be the odd one. While duplexes in BC will also form a strata, there is no HOA structure - the two home owners just works things out together. .And this information was gathered from watching many videos from this channel. I can also say that the Stratas in BS and Ontario aren't nearly as fine hungry, but make sure you understand the terms before buying. The devil is in the details.
The metric issue is maybe even a little more complicated than that. I grew up measuring in feet and pounds for height & weight but have noticed that there's been a bit of a shift and almost everywhere I need to provide those now, they want cm and kg, so I've memorized that instead. Legally, for a lot of property related things, they're measured in m and m² as well, so if you're looking at a house for sale it's probably going to be advertised in sqft but then you're going to want to know the metric equivalents because if you ever have to get approval for something, you'll be working in those units instead. A lot of newer stuff is built to metric standards and converted Also grocery stores usually tell you both a price in lb and a price in kg, but sometimes you only get one or the other. So it's also very helpful to know both
Hi Sabastian you left out one very big difference between US and Canadian mortgages. In the US, interest on many mortgages for your primary residence is tax deductible meaning you pay less income tax if you have a big mortgage balance...i.e. if your monthly mortgage payment contains $3500 in interest you take the $3500 off of your taxable income and pay less income tax. A lot of American mortgage holders take their time paying off their mortgage and use the tax saving to invest elsewhere i.e. stock market etc. In Canada your mortgage payment is usually paid with "after tax dollars". It would be wise for Americans moving to Canada to speak to a Canadian CPA before buying a home in Canada to fully understand the differences.
But you also don't have to pay capital gains taxes on your primary residence unlike you do in most US states. This capital gains make a huge difference too.
Yep. Fair enough @paulguzyk2978. Great point and definitely something that would have been worth mentioning...and that I totally forgot to include! As @OrdinaryFilmmaker also helpfully points out another big difference is while Canadians can't write off the mortgage expense of our primary residence, we do benefit from being exempt on the capital gain of our primary residence. Appreciate you both pointing these differences out! :)
It's interesting how you'll see 3 ways to measure and write the date: Metric, Imperial and US customary measurements . The day/month/year, month/day/year & year/month/day Along with bilingualism, confusion for newcomers I'm sure!
Love your videos. Kudos for the quality content and the detailed explanation. How easy / difficult is it for people with kids who are in school to move mid year? Say in Jan / Feb?
This was a long time ago but I actually made this move when I was a kid, I was in Grade 1 and it was totally fine. You can move into a school mid-year; people do it often.
Having bought and sold homes many times here in Ontario, I figured a move to Vancouver would be pretty simple, but went bout research anyways as that['s just what I do. Stumbling upon Sebatian's channel had me realize in short order that I knew little to nothing about Vancouver and the real estate market despite having family there. I watch every week to help get us ready for the eventual move. It's a great resource and the older videos are just as relevant.
@@LivingInVancouver-BC Regina, Saskatchewan. I lived in Richmond for a few months in 2019 when I was helping a ground handling company I worked for start up at YVR.
@Dunkaroos420 Nice. Hopefully you'll be able to make it back one day. We've got tons of your people here already. A Lions game against the Roughriders can be an away game sometimes.
I’d be most curious about healthcare when coming from the US. I’ve heard good and bad things. Access to healthcare is important to our family and while it’s expensive in the US we have good access and transitioning to Canadian health care seems overwhelming
@emwhit1330 Yeah, that's a tough one to answer I think. Experiences will vary depending on location and also your own personal needs. In my opinion and experience I've had excellent access and quality of healthcare my entire life...but then I'm not a high-risk individual, I'm very healthy and don't have complicated health requirements/needs. But I also have four children and an elderly parent...it's been really easy and a positive experience for all of us.
My other and brother live in Vancouver and have for years. They are British descent and don't like the heat. They don't have an air conditioner, and other than a few weeks, it is not needed. And when I have been there is early to mid June, it gets down to a cool 10C each night making sleeping easy.
@lavmorc For the most part air-conditioning isn't needed in Vancouver. How hot your home gets depends on the exposure of your home and what kind of home it is...aside from the actual temperature outside. We typically have just 1-2 weeks a year where things get REAL hot (for us) and temperatures stay at or just above 30 degrees Celsius. Most of us would like to have air-conditioning during that time but you really don't NEED it the rest of the summer. We just open the windows and add a few fans to help keep things cool and we have a portable AC unit that we use on the hottest days (this year I may have turned it on five times so far?).
Yeah. Unfortunately, my mic malfunctioned in this video and I only realised too late. It can't be fixed after the fact, I'm afraid. Hopefully, you got some value out of the video despite the audio issue. Thanks for the feedback!
I am a US citizen, currently living in TN. I am 60+ years old and want to move to Vancouver to retire. Any way to do that other than finding someone to marry?
@PattyOlstad I don't believe that there is a path if you are no longer working and don't have family here. We don't have a retiree visa...but you could come on a visitor visa and stay for 6 month stints.
@@LivingInVancouver-BC yes. My driver’s license issued in Ontario. There are only centimetres on my plastic card. Canadians from my surrounding know both systems
Well...in my experience here in Vancouver no one knows their height and weight in anything but inches and pounds...unless they came from a metric country...and yes, our DL here also has our height in centimetres.
I've also looked at retiring to Australia, New Zealand, Ireland and parts of Europe. Canada isn't the only place that has gotten expensive and out of reach for many. Not sure there are many places left that are affordable. Malaysia, and Taiwan are very affordable and taxes are low, but I could not handle the hot climate.
@@OrdinaryFilmmaker Is is very truth there is no good place for retirement if it is cheap. There is also a reason for a place to be cheap, may be harsh weather, inconvenience etc. there is no place that is cheap but lovely climate and landscape.
If you look at better health care system, education and sense of freedom, gender equality, western countries are still better than a lot of other Asian and south American countries
As an American who moved here 31 years ago I can say without doubt that the states sucks in comparison - anywhere. I would only live in Hawaii and fortuntately I have a home there. Hope you're well, dude.
Appreciate you sharing your perspective @landonbarretto4933! And yeah, Hawaii wouldn't be so bad. ;) All is good with us, thank you! I hope that you and your family are doing well too.
@hanxiao8070 Not sure what to tell you. People are doing it all the time...and everyone has their reasons and their own perspective on why it makes sense.
The thing is that most people forget that it is all relative. We think it's expensive but there are areas that are even worse. But, if you want to live in an area with crumbling infrastructure, shitty schools, shitty roads, expensive healthcare but cheap real estate, then one can move there. There is a saying - If you want good it won't be cheap. If you want cheap, it won't be good.
Where are you watching from today? As always, thank you for watching!
Call/Text Direct - 604-831-4837
email: sebastian@albrechtgroup.ca
Book a call: www.calendly.com/albrechtgroup
I moved to calgary a year ago from Los Angeles. Not just me but my whole family actually, cousins uncles and aunts and all. We love it here so far. I dont think we will be moving back to the states at all. And dont worry this planned way for years .8 years to be exact. However over that time period we all came at different times.
@Dontae_777 Amazing. Hope you guys are enjoying life here in Canada! :) Thank you for watching!
Speaking as a teacher... The video is correct that the main difference between public and private schools is the physical equipment/supplies available and number of staff. One area where there is no difference is the quality of teachers. The fanciest private schools do not pay more in wages than public schools (arguably their compensation is worse than piblic since their pension plan is way worse) and hire from the same pool of teachers.
Mulgrave (a very expensive private school) boasts a teacher to student ratio of 7 to 1. This is significantly better than most public high schools, but not all. My school which is public has a 8 to 1 ratio, but we're a specialized tier 3 school.
To US viewers, while a Strata functions much like an HOA, they are limited to shared dwellings like Condos and townhomes in BC. I am not aware of any freehold homes that form Stratas, though there could be the odd one. While duplexes in BC will also form a strata, there is no HOA structure - the two home owners just works things out together. .And this information was gathered from watching many videos from this channel. I can also say that the Stratas in BS and Ontario aren't nearly as fine hungry, but make sure you understand the terms before buying. The devil is in the details.
The metric issue is maybe even a little more complicated than that. I grew up measuring in feet and pounds for height & weight but have noticed that there's been a bit of a shift and almost everywhere I need to provide those now, they want cm and kg, so I've memorized that instead.
Legally, for a lot of property related things, they're measured in m and m² as well, so if you're looking at a house for sale it's probably going to be advertised in sqft but then you're going to want to know the metric equivalents because if you ever have to get approval for something, you'll be working in those units instead. A lot of newer stuff is built to metric standards and converted
Also grocery stores usually tell you both a price in lb and a price in kg, but sometimes you only get one or the other. So it's also very helpful to know both
Hi Sabastian you left out one very big difference between US and Canadian mortgages. In the US, interest on many mortgages for your primary residence is tax deductible meaning you pay less income tax if you have a big mortgage balance...i.e. if your monthly mortgage payment contains $3500 in interest you take the $3500 off of your taxable income and pay less income tax. A lot of American mortgage holders take their time paying off their mortgage and use the tax saving to invest elsewhere i.e. stock market etc. In Canada your mortgage payment is usually paid with "after tax dollars". It would be wise for Americans moving to Canada to speak to a Canadian CPA before buying a home in Canada to fully understand the differences.
But you also don't have to pay capital gains taxes on your primary residence unlike you do in most US states. This capital gains make a huge difference too.
Yep. Fair enough @paulguzyk2978. Great point and definitely something that would have been worth mentioning...and that I totally forgot to include! As @OrdinaryFilmmaker also helpfully points out another big difference is while Canadians can't write off the mortgage expense of our primary residence, we do benefit from being exempt on the capital gain of our primary residence. Appreciate you both pointing these differences out! :)
It's interesting how you'll see 3 ways to measure and write the date: Metric, Imperial and US customary measurements . The day/month/year, month/day/year & year/month/day Along with bilingualism, confusion for newcomers I'm sure!
Love your videos. Kudos for the quality content and the detailed explanation.
How easy / difficult is it for people with kids who are in school to move mid year? Say in Jan / Feb?
This was a long time ago but I actually made this move when I was a kid, I was in Grade 1 and it was totally fine. You can move into a school mid-year; people do it often.
Having bought and sold homes many times here in Ontario, I figured a move to Vancouver would be pretty simple, but went bout research anyways as that['s just what I do. Stumbling upon Sebatian's channel had me realize in short order that I knew little to nothing about Vancouver and the real estate market despite having family there. I watch every week to help get us ready for the eventual move. It's a great resource and the older videos are just as relevant.
Love that place
Amazing! Where are you from @Dunkaroos420?
@@LivingInVancouver-BC there's no sound.
@@LivingInVancouver-BC Regina, Saskatchewan. I lived in Richmond for a few months in 2019 when I was helping a ground handling company I worked for start up at YVR.
@Dunkaroos420 Nice. Hopefully you'll be able to make it back one day. We've got tons of your people here already. A Lions game against the Roughriders can be an away game sometimes.
Vancouver is beautiful, and many good restaurants , more diverse cultures.
The beauty of the place, and the climate are the biggest draws for me. To be able to enjoy the outdoors all year is something I am looking forward to.
@FamilyCheung-kc1pw 100%! Where are you watching from?
@@LivingInVancouver-BC
Calgary not USA
:) Cool! I'll be visiting Calgary in a few weeks!
@@LivingInVancouver-BC
Better to come before snow hit. Calgary has heavy snow when winter is here
I’d be most curious about healthcare when coming from the US. I’ve heard good and bad things. Access to healthcare is important to our family and while it’s expensive in the US we have good access and transitioning to Canadian health care seems overwhelming
@emwhit1330 Yeah, that's a tough one to answer I think. Experiences will vary depending on location and also your own personal needs. In my opinion and experience I've had excellent access and quality of healthcare my entire life...but then I'm not a high-risk individual, I'm very healthy and don't have complicated health requirements/needs. But I also have four children and an elderly parent...it's been really easy and a positive experience for all of us.
@@LivingInVancouver-BCin Canada people have long waiting list to get health service. Hope you and your family haven't faced this challenge
$100/month for electricity - do you not need air conditioning in June-August?
My other and brother live in Vancouver and have for years. They are British descent and don't like the heat. They don't have an air conditioner, and other than a few weeks, it is not needed. And when I have been there is early to mid June, it gets down to a cool 10C each night making sleeping easy.
@lavmorc For the most part air-conditioning isn't needed in Vancouver. How hot your home gets depends on the exposure of your home and what kind of home it is...aside from the actual temperature outside. We typically have just 1-2 weeks a year where things get REAL hot (for us) and temperatures stay at or just above 30 degrees Celsius. Most of us would like to have air-conditioning during that time but you really don't NEED it the rest of the summer. We just open the windows and add a few fans to help keep things cool and we have a portable AC unit that we use on the hottest days (this year I may have turned it on five times so far?).
PLEASE FIX THE AUDIO. All of your voice audio is set to the left channel only. It sucks trying to watch this with headphones.
Yeah. Unfortunately, my mic malfunctioned in this video and I only realised too late. It can't be fixed after the fact, I'm afraid. Hopefully, you got some value out of the video despite the audio issue. Thanks for the feedback!
@ Duplicate the audio track and put the duplicate track on the right side channel.
@aweird1 Yeah. It can't be changed once the video has been uploaded.
Can you do one for the UK too 😊
You're not the only one!! 🙂
@@creativebloke thank you for agreeing 😙
I am a US citizen, currently living in TN. I am 60+ years old and want to move to Vancouver to retire. Any way to do that other than finding someone to marry?
@PattyOlstad I don't believe that there is a path if you are no longer working and don't have family here. We don't have a retiree visa...but you could come on a visitor visa and stay for 6 month stints.
@@LivingInVancouver-BC Bummer.
@PattyOlstad Sadly, yeah...but you can still come to visit!
I always say my height and weight in the metric system.
@ihor4256 Were you born in a European country? ;)
@@LivingInVancouver-BC yes. My driver’s license issued in Ontario. There are only centimetres on my plastic card. Canadians from my surrounding know both systems
Well...in my experience here in Vancouver no one knows their height and weight in anything but inches and pounds...unless they came from a metric country...and yes, our DL here also has our height in centimetres.
Come to Canada you will pay BC (British Columbia) = bring cash
I've also looked at retiring to Australia, New Zealand, Ireland and parts of Europe. Canada isn't the only place that has gotten expensive and out of reach for many. Not sure there are many places left that are affordable. Malaysia, and Taiwan are very affordable and taxes are low, but I could not handle the hot climate.
@@OrdinaryFilmmaker
Is is very truth there is no good place for retirement if it is cheap. There is also a reason for a place to be cheap, may be harsh weather, inconvenience etc. there is no place that is cheap but lovely climate and landscape.
ALL WESTERN COUNTRIES HAVE SHITTY ECONOMIES WHY WOULD YOU MOVE HERE...#TEAMWESTMENEXODUS
I mean I’m pretty sure all western countries are the richest in the world. They also have some of the best standards of living in the world.
If you look at better health care system, education and sense of freedom, gender equality, western countries are still better than a lot of other Asian and south American countries
As an American who moved here 31 years ago I can say without doubt that the states sucks in comparison - anywhere. I would only live in Hawaii and fortuntately I have a home there. Hope you're well, dude.
Appreciate you sharing your perspective @landonbarretto4933! And yeah, Hawaii wouldn't be so bad. ;) All is good with us, thank you! I hope that you and your family are doing well too.
@@LivingInVancouver-BC :)
👍
american moving to vancouver? what's wrong with you bro? cost of living is crazy while average income is miserable
@hanxiao8070 Not sure what to tell you. People are doing it all the time...and everyone has their reasons and their own perspective on why it makes sense.
Interesting. So far from my calculations, it’ll save me money from living in San Francisco
@@Jonjones520 if you still keep your 300K remote job from a bay area company, then yes
The thing is that most people forget that it is all relative. We think it's expensive but there are areas that are even worse. But, if you want to live in an area with crumbling infrastructure, shitty schools, shitty roads, expensive healthcare but cheap real estate, then one can move there. There is a saying - If you want good it won't be cheap. If you want cheap, it won't be good.