Amex Continues To Ruin Their Cards (MAJOR Delta Card Changes)
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- เผยแพร่เมื่อ 1 ก.พ. 2024
- The American Express Delta Co-Branded cards just underwent major changes. The annual fees on the Delta Gold, Platinum and Reserve (business and personal) cards all received annual fee increases. To offset the price increases, each card offers a few new credits and benefits. In this video, I break down all of the changes and give my thoughts on all of this.
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One thing I have never understood with Amex is that they are "supposed" to be for more affluent customers, yet most very affluent people do not shop via coupons or adjust their spending for 10-20-dollar incremental rebates?
That was a marketing strategy that worked in the 80’s and 90’s.
I'm canceling...
These changes are totally ridiculous, the Resy restaurant credit is only usable in big cities. My city has NONE of them. Also the ride sharing, everyone has a car and who travels EVERY MONTH?
I stoped using American Express all together
Yep, I'm just going for their sign up bonuses and getting out of dodge.
Soon people will justify paying an annual fee of over $1000 for a coupon book lol not me thanks, not a sucker.. I get low annual fee cards with good points earnings for my specific needs. I don't need coupon books.
One thing I think we can take from this is that the AMEX Gold card will most certainly have a 350 a year annual fee within the next 6 to 9 months.
I have the business version of the Delta Reserve, so paying 650 a year for that card was going to be a little intense but, I’m actually happy with some of the updates.
Until now, I’ve only used it to book flights for my photo shoots/productions, so that I get the enhanced travel protections/insurance that come with the card. But now that they’re offering the Resy credit, as well as a few other things like the hotel credit and the Hertz status that’s great. I have that with the Venture X but seeing as that card is losing it - I’ll keep it through this. And hey, at least it’s a business write off so even though it’s $100 more a year it’s a write off.
These cards have a target market. It should be fairly easy to see if it is a fit for yourself.
I’ve had the Delta Skymiles Gold for years, but in my case I don’t travel exclusively with Delta for it to make sense anymore. I cancelled it this week.
The Delta Stay credits are pretty good. They’re worth more than the $50 Chase hotel credit that one gets with the Chase Sapphire Preferred but just as easy to use. And they don’t have a $500 minimum spend like the $100 Citi Premier Card hotel credit.
Essentially, it’s a free night certificate for a $100 or $150 a night hotel. Not bad.
Good insight! Appreciate that info on Delta Stays
This is different from Delta Vacations, normally Delta Stays don’t earn MQDs but miles (it has temporary promotion to earn MQDs right now), whereas Delta Vacations earns both
I don't see the companion pass adds any value because I am single🤣
😂😂😂
I am too, if I can’t use it, I could transfer it to someone and they could pay me for it. They told me I would have to book the tickets, but that’s something I was thinking of doing.
Should be easy to get a date with a free flight! :)
Nice job on the breakdown. Thanks!
What I want to know is if i book now and pay in advance to get the Delta stay credit, but my hotel stay isn't till April, and I cancel the Delta Reserve card in March, can they clawback this credit?
you forgot to mention that the Delta Platinum complimentary seat upgrades is also after Reserve card members, which makes this perk absolutely meaningless
Haha valid!
I net positive my cards every year and the changes are a major plus! These are just enhancing the benefits of the cards.
Interesting so if 1st delta ticket costs $3,500 then I can get 2nd one for free ? ( companion pass )
I always fly delta 3-4x a year and don’t feel the Reserve makes sense for my style but having access to their lounges would be nice. Guessing it’s a $650 charge to access them. I’m conflicted.
That’s a lot for a silly lounge.
Do you think there will be similar changes to the charge card lineup?
Yes I do. Not positive on when but I do see increases to Green Gold and Platinum
I'm super happy with the changes to the delta reserve. More than satisfied to pay an extra $100 for the perks like enhanced companion pass.
Intelligence has the tendency to breed arrogance. This is what’s happening with AMEX, depending the refresh on the gold and the platinum personal one I might cancel both or keep gold idk yet
AmEx continues to hate people who don't live in large cities with the Resy & ride-sharing credits being placed everywhere.
I have to admit, the coupon hate is deserved, but we've gotta realize that the AVERAGE consumer doesn't have a million cards to keep track of nor do they play the credit card game. I don't think the coupon books are as cumbersome as we make it out to be. That being said, I absolutely hate it. lol
I love the companion certificate changes. The Delta Stays credit makes me feel far less inclined to pay for extra insurance of any sort.
I plan to hoard the hotel credit in case I plan a trip and something happens. Weather Flight delay. Whatever. Use it for the last minute booking. Get paid back. Still file insurance claim with American Express. If they repay it. Cool. If not. Hotel credit mostly covered by them anyway. I won't stress about Uber and food reimbursement.
Having Delta Platinum Business and Delta Reserve Business, that is combined $450 easy credits. I am anxious to read data points from world experiences about if it credits full bill. Taxes, fees, parking, room charges, and nightly rate. I hope they do not mess with that and turn it into Hilton card style credit of $50 quarterly credit.
I think the changes are fantastic. Amex is an upscale brand catering to high income and high net worth spenders. These changes align with their target customers lifestyle.
American Express is 🗑️, card not accepted everywhere then every years prices goes up like the Creed song 😂
The companion ticket is overrated, terms force you to pay top dollar to qualify regardless of class of service. All other benefits like travel multipliers, lounge access, insurance, car rental tiers, etc...are way better if you use the Amex Platinum, which already has its own coupon book to decipher....will be canceling my Delta Reserve.
They need to fix that trash biz green card and leave the others alone!!!!
Haha agreed that card sucks!
Does anything have 2 b done/spend requirements to earn the Reserve's yearly companion cert?
No spend requirements but you won’t get it until you renew for year 2 and on
@@creditmark Ty
👍🏻
I 💕 my new benefits on my Amex Delta Reserve Business card. I cannot be more happier. 🍻
Trash the cards not worth it
Looks like a good refresh for Delta loyalists. The improved companion certificates are 💪 Thanks for the update Mark!🫵
Thanks Cesar!