DEFINITELY NOT FINANCIAL ADVICE ft. Graham Stephan - OfflineTV Podcast #21

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  • เผยแพร่เมื่อ 3 ม.ค. 2025

ความคิดเห็น • 360

  • @GrahamStephan
    @GrahamStephan 2 ปีที่แล้ว +2825

    Thanks for having me on! You guys have a quick turnaround time!

    • @madredsbloodrazor1620
      @madredsbloodrazor1620 2 ปีที่แล้ว +12

      This podcast is so good!!!!!

    • @jackie_stones
      @jackie_stones 2 ปีที่แล้ว +4

      Nice.

    • @erickdevora4420
      @erickdevora4420 2 ปีที่แล้ว +3

      Best podcast so far :)

    • @joekoa
      @joekoa 2 ปีที่แล้ว +6

      I really enjoy seeing you on these other channels and think there is a ton of opportunity for you to crossover with other TH-camrs and streamers. How has there not been a Graham and Ludwig episode? He's got Mogul Money!

    • @seikuro9922
      @seikuro9922 2 ปีที่แล้ว

      W graham

  • @e.d.5766
    @e.d.5766 2 ปีที่แล้ว +724

    I love how Scarra goes from saying he could only fight someone like Hitler to saying he would box Ricegum.

    • @Yohahn
      @Yohahn 2 ปีที่แล้ว +58

      I think that explains what Scarra thinks about Ricegum XD

    • @Milla4life2
      @Milla4life2 2 ปีที่แล้ว +18

      They’re the same picture

    • @ggcog97
      @ggcog97 2 ปีที่แล้ว +4

      same type of hate lmao

    • @thejinxedcat3616
      @thejinxedcat3616 2 ปีที่แล้ว +5

      As he said he would only fight the worst of villains.

    • @TheNo0b
      @TheNo0b ปีที่แล้ว +2

      He said they’d have to be a villain or have to be for the human race, so…. Same thing

  • @theodorehsu5023
    @theodorehsu5023 2 ปีที่แล้ว +145

    Hearing about Graham’s fish tank makes me realize he is hardcore serious. That is the definition of “Dedicated Enthusiast.” If I needed to ask, I would want Graham as the man to help me start.

  • @bored9145
    @bored9145 2 ปีที่แล้ว +120

    Good sportsmanship between Michael and Graham, you gotta respect that

  • @kindofwackyyy
    @kindofwackyyy 2 ปีที่แล้ว +361

    Always love the dynamic with Michael and Scarra, and Graham made it even better!! perfect podcast.

    • @veravye
      @veravye 2 ปีที่แล้ว +7

      yes!!! Michael and Scarra are an underrated pairing but they’re super funny together. Youngest member & oldest member dynamic is really enjoyable. Michael and Poki is also super fun.

  • @MTulak
    @MTulak 2 ปีที่แล้ว +172

    Banger episode. Graham seems like the kinda guy who would be great to just hang out with. Super chill and nice

  • @lennyS6969
    @lennyS6969 2 ปีที่แล้ว +273

    Graham is basically a less cracked out Michael Reeves who uploads more often.

    • @WanderTheNomad
      @WanderTheNomad 2 ปีที่แล้ว +11

      Yea, they're the same in that they're both male youtubers who look white and have boxed in Creator Clash.

    • @phantom3969
      @phantom3969 2 ปีที่แล้ว +6

      so like, a nerd?

    • @reich2126
      @reich2126 2 ปีที่แล้ว

      U mean a sellout?

    • @imbadatnames8993
      @imbadatnames8993 2 ปีที่แล้ว +2

      @@reich2126 how can you call a finance TH-camr a sellout, that’s like saying fire is hot like no shit Sherlock

    • @fifis677
      @fifis677 ปีที่แล้ว

      @@reich2126 Anybody who has a job is a sellout seeing as they're selling their time for money. That's not much of a putdown.

  • @kingmanic
    @kingmanic 2 ปีที่แล้ว +562

    Michael Reeves: I impulsively sold everything for a bullshit reason.
    Graham Stephens: Okay, well....
    Michael Reeves: Turns out it was at the peak of the market just before a heavy decline.
    Graham Stephens: :|

    • @MrDesertPunk
      @MrDesertPunk 2 ปีที่แล้ว +51

      Michael Reeves is clearly a time traveler.

    • @darkpk_143
      @darkpk_143 2 ปีที่แล้ว +36

      Michael: i am four parallel universes ahead of you

    • @verbfrombonsai8852
      @verbfrombonsai8852 2 ปีที่แล้ว +60

      So Frederick the goldfish knew all along...

    • @davidromervil9685
      @davidromervil9685 2 ปีที่แล้ว +8

      ​@@verbfrombonsai8852 Trust me fishes are going to rule the world in a few years

    • @Colm1800
      @Colm1800 11 หลายเดือนก่อน +1

      @@MrDesertPunk no no no no, he uses fish technology to determine market outcomes

  • @lilgreyfox2207
    @lilgreyfox2207 2 ปีที่แล้ว +133

    This was a great podcast but can we all appreciate how good Scarra is looking in this ep? I'm not sure if he has been working out or if he's on a diet but he's looking fantastic. Keep it up Scarra!

    • @brown2381
      @brown2381 2 ปีที่แล้ว +9

      He lost his neck

    • @latbil
      @latbil 2 ปีที่แล้ว +21

      Hell yeah man he looks great, I’m currently working on forcing myself to work on my lifestyle but it’s hard so I respect him for it lol

  • @ManBearNoPig
    @ManBearNoPig 2 ปีที่แล้ว +47

    Did anyone just catch that Scarra saying he would only fight really bad people "like Hitler or Pol Pot" and a little bit later "I would fight Ricegum" hahaha

  • @UnboxMaster
    @UnboxMaster 2 ปีที่แล้ว +104

    Never thought I'd see this wombo combo again lmao

  • @King_NL
    @King_NL 2 ปีที่แล้ว +142

    They say fighting someone makes you closer to that person. After Michael vs Graham, I believe that to be true.

    • @kiidkif2009
      @kiidkif2009 2 ปีที่แล้ว +2

      A friend of mine and i fought...we are no longer friends

  • @thedarkblitz
    @thedarkblitz 2 ปีที่แล้ว +161

    I actually like G, he looks like a cool & chill dude, someone that would actually enjoy learning new stuff out of his comfort zone and enjoy it.

    • @vex080
      @vex080 2 ปีที่แล้ว

      you should watch greenisnotnick's video about the guy then, it'll change your mind lmao

    • @scott8934
      @scott8934 2 ปีที่แล้ว +2

      @@vex080 I watched his video on Graham just to give it a shot. Didn’t change my perspective in any way whatsoever. He seems to love victimhood mentality and encourage a lack of action to improve one’s own position in life. Strong disagree.

    • @vex080
      @vex080 2 ปีที่แล้ว

      @@scott8934 Yeah bro him mocking a disneyland employee and making fun of poor people is very admirable, i also nowhere asked you

    • @scott8934
      @scott8934 2 ปีที่แล้ว

      @@vex080 and OP never asked you! You’re not very observant of your own hypocrisy, huh?

    • @vex080
      @vex080 2 ปีที่แล้ว

      @@scott8934 bruh idc, ur bootlicking a millionaire

  • @xstphnx
    @xstphnx 2 ปีที่แล้ว +91

    It's really eye-opening how some Twitch streamers are so limited in their knowledge outside of the streaming world

    • @PivotGuy401
      @PivotGuy401 2 ปีที่แล้ว +18

      It's because they have to have tunnel vision when it comes to streaming. They have to focus on themselves and their content as much as possible to get the most amount of growth. That's the sacrifice they have to make to be successful.

    • @Daniel-dj7fh
      @Daniel-dj7fh 2 ปีที่แล้ว +2

      I'm not done watching the video, but what do you mean by this.

    • @SirPhillip10
      @SirPhillip10 2 ปีที่แล้ว

      Honestly some of scarras comments and his lifestyle and decision making shocked me

    • @Vendrix86
      @Vendrix86 2 ปีที่แล้ว +5

      they're essentially living like high school kids getting paid huge sums of money. It's no wonder most of them are emotionally or mentally stunted.

    • @Daniel-dj7fh
      @Daniel-dj7fh 2 ปีที่แล้ว

      @@SirPhillip10 in a good or bad way

  • @lastnamefirstname8655
    @lastnamefirstname8655 2 ปีที่แล้ว +60

    another great offlinetv podcast, this time with both reeves and stephan, nice.

  • @RickSanchez-st3mj
    @RickSanchez-st3mj 2 ปีที่แล้ว +21

    graham and michael have such amazing chemistry good lord

  • @senzikal
    @senzikal 2 ปีที่แล้ว +67

    Graham is really chill, this was a nice ep

  • @jdepjuanpa
    @jdepjuanpa 2 ปีที่แล้ว +8

    I like how at 25:09 the sign changed from podcast to padcost. And it's not the first time i notice this things in otv podcasts

  • @franzdevedeux5411
    @franzdevedeux5411 2 ปีที่แล้ว +22

    i love Scarra's nervous energy

  • @Blastwire
    @Blastwire 2 ปีที่แล้ว +5

    This Graham Michael Scarra combo worked really well, really enjoyed the video.

  • @yangdam7799
    @yangdam7799 2 ปีที่แล้ว +6

    thank you graham for hosting this episode

  • @camerontupper1138
    @camerontupper1138 2 ปีที่แล้ว +5

    woah I can’t believe they got undefeated professional boxer michael reeves for this episode

  • @WildAggron
    @WildAggron 2 ปีที่แล้ว +4

    Graham is a great guest to have for a podcast

  • @har-binger7645
    @har-binger7645 2 ปีที่แล้ว +17

    he's been in the game 11 years doing content
    1:10:56 - 1:11:13 is the actual funniest shit ever, i fell out of my chair

  • @Andy80222
    @Andy80222 2 ปีที่แล้ว +54

    Michael asking the hard hitting questions. 😂

  • @napostrophen
    @napostrophen 2 ปีที่แล้ว +33

    Graham is such a cool guy. I’d be into aquarium stuff whenever I can get my own place

  • @purplegi0n
    @purplegi0n 2 ปีที่แล้ว +9

    Love to see Michael & Graham content 😁😁😁

  • @fifis677
    @fifis677 ปีที่แล้ว +2

    First OTVpod, loved the dynamic between these 3.

  • @christianambrosio9593
    @christianambrosio9593 2 ปีที่แล้ว +19

    Talking about how tiktok could potentially affect election reminds me of how the current elections happened here in the Philippines. It was rampant with a LOT of misinformation coming from tiktok.

    • @youdontknowme633
      @youdontknowme633 2 ปีที่แล้ว +4

      this is so fucking TRUE. Not just tiktok, facebook as well. smh

    • @mygamechannel2300
      @mygamechannel2300 2 ปีที่แล้ว +3

      It's crazy how people in my country think miss information / lied is ok, even some religious parties are doing it daily and they sold their religion as their main point, but tarnishing other is above their religion for them.

    • @thegreatgambini3
      @thegreatgambini3 2 ปีที่แล้ว

      Trump really changed the playbook regarding how egregious a figurehead can be with their lying... brave new world with uber-tribalism

    • @WanderTheNomad
      @WanderTheNomad 2 ปีที่แล้ว +1

      If it's done on purpose, I think that's called disinformation

  • @mandymany125
    @mandymany125 2 ปีที่แล้ว +3

    one thing that I noticed is that scarra is getting in a better shape. I hope he keeps that up

  • @darkminerj
    @darkminerj 2 ปีที่แล้ว +5

    Thank you scarra, I would of had a meltdown if the otv sign stayed like that the whole podcast

  • @presidentjerry2137
    @presidentjerry2137 2 ปีที่แล้ว +10

    Love when Michael is on the podcasts

  • @kevinunland
    @kevinunland 2 ปีที่แล้ว +3

    Awesome hearing Graham talk about the fish!

  • @ouwle6618
    @ouwle6618 2 ปีที่แล้ว +4

    What a backwards credit system they have in the U.S. I used to work for a company that helps people collect all their loans into one big loan with better interest etc etc. Here in Sweden the closer you are to 0 the better and higher chance of getting loans. Maybe the systems are different, but here they rank it from 0-100, where 0 (which is technically impossible to have) is no loans taken, no installment payments and no credit checks done recently.

  • @George-2040
    @George-2040 2 ปีที่แล้ว +2

    Scarra bro, you look great man. love you, keep up your positivity!

  • @edventures9884
    @edventures9884 2 ปีที่แล้ว +9

    Been following Graham since he had 20k subs, great guy to learn from.

  • @Escanorsataru
    @Escanorsataru 2 ปีที่แล้ว +18

    It was really interesting to see the discussion between scarra and graham who have almost exact opposite views on money.

  • @SnowpointSilver
    @SnowpointSilver 2 ปีที่แล้ว

    Honestly having Graham and Michael talk to scarra about opening up to new possibilities, it’s like there are 2 Michael’s in the room and Scarra’s stuttery youth comes out from the 2 smartest guys in the room.

  • @rabbitlord-7775
    @rabbitlord-7775 2 ปีที่แล้ว +11

    I love to imagine that there is just some dude out there stealing people’s identities for the sole purpose of improving their credit

    • @TPK_MAKG
      @TPK_MAKG 2 ปีที่แล้ว +5

      if none rise up to the occasion then I shall have to do it myself

  • @Raw-9501
    @Raw-9501 2 ปีที่แล้ว +2

    i really like when michael hosts these

  • @Dundeee
    @Dundeee 2 ปีที่แล้ว +43

    1:08:06 I agree with Scarra completely. I had to stop watching Hasan daily because the news just made me too sad. I can watch all his non-news stuff just fine but the daily news is just so depressing and mentally/emotionally draining

    • @luisvelasquezjr
      @luisvelasquezjr 2 ปีที่แล้ว +5

      Same. I used to watch alot of Tim Pool and Philly D. The daily news just gets depressing and I just don't want to give a fuck anymore. I just focus on my own life and stopped caring

    • @sundaechii
      @sundaechii 2 ปีที่แล้ว +1

      I agree also. Maybe I'll only check the news once a month to be updated but it's so draining and makes me so upset and anxious about the world and the future.

  • @imannurashidabdrajak5399
    @imannurashidabdrajak5399 2 ปีที่แล้ว +6

    If Michael ever go to your restaurant.. just give him the whole set of cutlery hahahh

  • @limestonecastle
    @limestonecastle 2 ปีที่แล้ว +21

    I was looking forward to this. hopefully we do not wait another month for the next episode, nice one^^

  • @aaryanlande5855
    @aaryanlande5855 2 ปีที่แล้ว +3

    Finally new podcast to watch while eating 😁

  • @NexSicarius
    @NexSicarius 2 ปีที่แล้ว +1

    Just to add to what Michael was saying about chips getting smaller (smaller process size), 7nm chips have been around for a while now, and 4nm chips like Snapdragon 8 Gen 1, Exynos 2200 and Mediatek Dimensity 9000 are basically mainstream by now.

  • @azolaun
    @azolaun 2 ปีที่แล้ว +3

    I love Michael and scarra as hosts its like the zoomer and boomer dynamic

  • @skypig
    @skypig 2 ปีที่แล้ว +1

    "Gun in a glove", when Michael literally just comes up with the video that I did a thing did before the creator clash

  • @shortgamer6269
    @shortgamer6269 2 ปีที่แล้ว +4

    Gram's life revolves around money & Scarra is just like "its cool I guess"

  • @The_Wanderwise
    @The_Wanderwise 2 ปีที่แล้ว +2

    Michael's next video is about boxing-
    As usual I try not to expect something insane but I end up expecting something insane but he does come up with something crazier than that-

  • @charsiuwu8084
    @charsiuwu8084 2 ปีที่แล้ว +1

    For the curious, the reason Taiwan has so many chip fabs is because of the tectonic stability. All the worlds fabs are located at places with extreme stability.

    • @charsiuwu8084
      @charsiuwu8084 2 ปีที่แล้ว +1

      Also, Covid was not the primary factor in the chip shortage. All of Taiwan was in the middle of an incredible drought before COVID hit, and chips were already in short supply. There was also an aggressive boom in Crpyto which caused a collapse in hardware availability.

  • @erushi5503
    @erushi5503 2 ปีที่แล้ว +13

    Trash Taste and OTV podcast are the only podcasts i watch ☺️☺️☺️☺️

    • @gigacat1703
      @gigacat1703 2 ปีที่แล้ว +5

      Holy shit me too 😂

    • @WanderTheNomad
      @WanderTheNomad 2 ปีที่แล้ว

      Check out The Yard and you might get the holy trinity. Or not. They get pretty raunchy sometimes. But if you watch the Trash Taste and OTV podcast, you should be able to handle it to some extent.

  • @devgilmore
    @devgilmore 2 ปีที่แล้ว

    Scarra is so respectable. Graham and Michael as well.

  • @yecieee
    @yecieee 2 ปีที่แล้ว

    around 2:00 when they are talking about stealing gave me flashbacks of michael's stealing at hotels in Hawaii videos lol

  • @kenzokiseki
    @kenzokiseki 2 ปีที่แล้ว

    Favorite ep from this season so far!!! Was very good the balance between the specialty of the guest and the OTV type of conversation XD

  • @Kkakdugii
    @Kkakdugii 2 ปีที่แล้ว +2

    MORE MICHAEL REEVES!

  • @dyce3551
    @dyce3551 2 ปีที่แล้ว +1

    It's so interesting to listen to these guys knowing they fought and punched each other, it's so unique and interesting

  • @RobinMatt13
    @RobinMatt13 2 ปีที่แล้ว +5

    Did someone else notice at some point of the podcast the sign said "Padcost"?

  • @absurdj_
    @absurdj_ 2 ปีที่แล้ว +4

    Graham talking about how tiktok will affect elections is something he doesnt know how accurate those words were especially in the philippines

  • @bbyunbao
    @bbyunbao 2 ปีที่แล้ว

    i’m 3 months late to watching this podcast but it was so enjoyable to listen to it!!

  • @nonexistent353
    @nonexistent353 2 ปีที่แล้ว +1

    25:13
    The sign on the table changed into "The Padcost"

  • @industrialvectors
    @industrialvectors 2 ปีที่แล้ว

    I turned general news off for the past 8 years. I only read specific business, charity or tech related news. I have never been happier.

  • @imle9279
    @imle9279 2 ปีที่แล้ว +2

    Micheal said he had one single goldfish. I hope he gives his goldfish a friend, because they’re social animals and enjoy having company

  • @heidiallen824
    @heidiallen824 2 ปีที่แล้ว +1

    Wooo Michael’s one minute completed on new video!!

  • @heyo3043
    @heyo3043 2 ปีที่แล้ว

    this just made me open up my screen time for my phone 32 HOURS ON TIKTOK WITHIN A WEEK

  • @striking-stranger7924
    @striking-stranger7924 2 ปีที่แล้ว

    Thanks for featuring my 5 minute spending question!

  • @TheVideoNerd
    @TheVideoNerd 2 ปีที่แล้ว

    Graham secretly trying to get his next Vessi sponsorship

  • @EatEatEatRepeat
    @EatEatEatRepeat 2 ปีที่แล้ว +1

    nicee. i've been looking forward to another podcast. i shall feast upon this content. soon

  • @liamfan6616
    @liamfan6616 2 ปีที่แล้ว

    wow wow, searched chips, got here and even have a microchips ad at the end

  • @budthecyborg4575
    @budthecyborg4575 2 ปีที่แล้ว

    OTV podcast never disappoints.

  • @mycool8184
    @mycool8184 2 ปีที่แล้ว +1

    Its been a while since ive watched one of these.. im glad i did. Now im binging otv podcasts lol

  • @attckDog
    @attckDog 2 ปีที่แล้ว +7

    I for one love the podcast

  • @stephenharb9844
    @stephenharb9844 2 ปีที่แล้ว

    The crossover I didn't know I needed

  • @benjamin5330
    @benjamin5330 2 ปีที่แล้ว

    I want these guys just talk about any kind of financial topic

  • @nycetomeetyou
    @nycetomeetyou 2 ปีที่แล้ว +1

    25:09 I thought I was tripping when the letters on the thingy changed from OTV Podcast ---> OTV Padcost

  • @loicleculier6767
    @loicleculier6767 2 ปีที่แล้ว

    Love the new otv padcost 25:10

  • @reka10
    @reka10 2 ปีที่แล้ว

    Man, I would happily get beat up to be in a podcast with michael reeves.

  • @jlevenstein3554
    @jlevenstein3554 2 ปีที่แล้ว +2

    48:00 Michael was like "He's about to talk about Filipinos, might need to stop him now" 🤣🤣

  • @MultiNutterbutter
    @MultiNutterbutter 2 ปีที่แล้ว

    Watching this podcast will make 100x richer

  • @Fianicus
    @Fianicus 2 ปีที่แล้ว +5

    Graham is just the evolved Pokemon version of Michael bruh

    • @sprigganpanda
      @sprigganpanda 2 ปีที่แล้ว +1

      I was thinking one is the alolan version

  • @BastiXIII
    @BastiXIII 2 ปีที่แล้ว +1

    I really love this podcast hope you upload another one soon!

  • @baconeater4133
    @baconeater4133 2 ปีที่แล้ว

    Always nice to see more representation on the pod

  • @micahahn8894
    @micahahn8894 2 ปีที่แล้ว +3

    Let’s go, the best collab

  • @MathStringInputOutpu
    @MathStringInputOutpu 2 ปีที่แล้ว +10

    Every time Scarra mentions his financial situation after Dignitas makes me extremely angry. It reminds me of the early days of pro Starcraft broodwar which aren't better, but it also means 10 years of no progress

  • @IsaiahCelloBrown
    @IsaiahCelloBrown 2 ปีที่แล้ว

    Don't know much about boxing but it sounds like Norma had that Mike Tyson style lol peek-a-boo!

  • @Skylark0000
    @Skylark0000 2 ปีที่แล้ว

    Graham is actually the embodiment of the meme of collecting rare fish.

  • @retromei
    @retromei 2 ปีที่แล้ว

    i would love to hear more about the fish, igot so invested

  • @Goozeman
    @Goozeman 2 ปีที่แล้ว +2

    Did Michael or Scarra ever talk about the credit story at the end before this? I feel like I’ve heard them talk about it. Not sure who it was between them. I’m going crazy feeling like I heard Michael talk about that credit card before.

  • @arnavpanchal63
    @arnavpanchal63 2 ปีที่แล้ว +2

    Oh that's why in one of the otv video Micheal gave the spoon as a precious object.

  • @slushrai
    @slushrai 2 ปีที่แล้ว

    1:18:32 Hiatus* And after that, there will be no more group activites for the next few years most probably. More focused on solo endeavors by the members

  • @BarginsGalore
    @BarginsGalore 2 ปีที่แล้ว

    The creator clash production team was the same one that did streamer awards? That’s means they also did jermas dollhouse. Fucking goated

  • @seanharman8549
    @seanharman8549 2 ปีที่แล้ว +2

    What's up with the "A" and "O" switching places in OTV Podcast at around minute 25?

  • @artemisuuuu
    @artemisuuuu 2 ปีที่แล้ว +2

    Will we ever get Miyoung showing up on the podcast? I would love that.

  • @Popoybato123
    @Popoybato123 2 ปีที่แล้ว

    Ngl the talk about salt water fish tanks got me really interested.

  • @JayBacay
    @JayBacay 2 ปีที่แล้ว

    19:23 absolutely!

  • @youknwthetruth
    @youknwthetruth 2 ปีที่แล้ว

    “No one lasts 10” I watch quite a few TH-camrs or streamers who are at ten years still going pretty strong maybe they aren’t at their absolute peek but they aren’t irrelevant by any means either.

  • @dylanparks6477
    @dylanparks6477 2 ปีที่แล้ว

    OUR MONTHLY PODCAST IS FINALLY HERE POG

  • @TehxHope
    @TehxHope 2 ปีที่แล้ว +3

    I'm surprised Scarra knows who Pol Pot is 😮. I was born in Canada, but my parents had to live through the horrors of the Khmer Rouge/Cambodian genocide, one of the lesser known major crimes against humanity.

  • @SulemanX
    @SulemanX 2 ปีที่แล้ว

    I love Michael man

  • @angieleel
    @angieleel 2 ปีที่แล้ว +1

    Great episode guys! :)

  • @fadingpower
    @fadingpower 2 ปีที่แล้ว

    Finally an episode without toast. Deff a good change of pace instead of the dry hosting style toast brings.