I like that you use 100$ increments for monthly investments. Alot of people talk about investing 1000$ a month, in which alot of those who can't may get discouraged. Love the video bro
I'm happy I finally added to SCHD, in addition to VYM. Even though I own individual stocks as well, SCHD is a great tool for beginning investors who want to grow their dividend income without picking the stocks themselves. Thanks for covering it!
@@tomascunha7825 I buy Vanguard All world high yield dividend ETF instead. It's not the same, but it seems to be one of the best dividend ETFs in Europe.
Love SCHD! I find it interesting some people say it doesn't have enough holdings, but i'm sure most people who invest in individual stocks themselves won't take the time to research that many different companies and invest in them all. I think it's hard to go wrong with SCHD.
You said it best Matt. I feel pretty well diversified in my portfolio of individual stocks with 23 different holdings haha. 100+ is more than enough for me
I like schd good pick. I think a good comparison would of been to VIG. Schd Beats VIG in returns however a bit more volatility but both focus on dividend. I don’t think I ever looked at schd because I thought it was just on the Schwab platform. Great job I may also add this one in my Roth in my TD. I got 1 spot left and at 70 bucks… not bad
I have only been looking at SCHD since watching another video a few weeks ago -- believe it was the "Nikki Dunn, CFP" channel. SCHD definitely has an edge on VOO and the other etf's that I was shopping. My daughter is off at school, now, and doesn't have time to pick stocks. So SCHD is looks like an easy solution for her mother and me to build up her Fidelity account.
Although I am not an indexer, I overwhelmingly agree that SCHD would be a top choice. The ~100 stocks in there are quality companies with solid dividend track records. It would have been cool if my 401k allowed me to invest in SCHD.
Great video, Ryne, solid pick with SCHD.. You know me sticking with the Bogle advice on broad market growth, but cannot deject the power of your Holy Grail pick
Yooooooooo thank you for actually touching on the prospectus! I've seen a few videos on SCHD from some other larger TH-camrs who gave such a vanilla approach to their review. Thanks for actually getting into the weeds on this. Long SCHD.
very nice! this is a great and informative video! especially the different choices that you compared and the variety of timelines you used. thanks for this great video!
Thank YOU Gman, hope you’re having a great weekend. You can’t go wrong with SCHD. I made it 50% of my Roth and I’m excited to rock with that for the next few decades haha
@@rynewilliams Yes. I’m going to keep adding, hopefully monthly. So many good buying opportunities at the moment. Have you got a big holding in in SCHD?
@@rynewilliams 70% SCHD. 30% JEPI for income. I'm sure I'll add other etfs and some individual stocks down the road. This split just makes it nice and easy for me. My 401k has all my high growth s/p 500 funds
Nahh I don't feel like I have too much overlap. There's bound to be some, but not enough to generate any real concerns on my end. Thanks for watching and commenting!
Question for you, Ryan, my Robin Hood Roth IRA says 2023 so as you know Tuesday, I’m gonna start investing into the Roth 2023 can I continue to contribute to the 2023 route that I started in 2024 in 2025 or do I have to keep putting something in each different year or can I just stay continuously dropping money into their Roth 2023 thanks bud
Very informative video Ryne! I told ya once hit those 10k+ subs and sprinkle in the substance your videos would take off like a rocket! Keep up the good work bro!!!
@@rynewilliams You are right. SCHD is like an index. And if I stop buying to not violate my cost basis, what am I going to buy? I'd rather stick with the best.
Awesome video! Do you happen to know if these dividend raises are sustainable? Is earnings growth rate per share keeping up with the average yearly % dividend increases? If not, the generous increases can only go up so high until the dividend payout ratio exceeds what the stock holdings are growing at, however if they are growing in line this is an excellent fund! I would like to know if you know this! Thank you.
Nothing is guaranteed, but since it's an ETF there's no payout ratio or EPS to reference. I'm not sure how they determine how much to increase the dividend by
I closed my kids small bank account earning like 2¢ a quarter and moved it to my Robinhood account and purchased SCHD. Best move I made. Got 4 shares at about $53 about 2 years ago. Reinvest dividends for them and will give it to them when they are like 16 or 18. Up to like 4.3 shares now and the price increase was nice too
I think so Thomas. You'll have to compare the top ten holdings between VYM and SCHD because there may be some cross over there. It's possible that you could get by with just one of those ETFs
how exactly does this work, i googled schd chart and its called a dividend etf. but it doesn't have a listed dividend... i am interested in the mechanics. if i but schd and get a dividend does it show up in a seperate part of my balance sheet, or just part of profits ?
The dividend from SCHD would show up just like a dividend from any normal stock holding. Here's a link to see more of their dividend stats if you'd like: seekingalpha.com/symbol/SCHD/dividends/scorecard
Is there a reason why $JEPI is not your #1 choice? It’s mine but maybe you could check it out and see how it compares with SCHD or if JEPI is not as good for certain reasons? I’ve been buying it regularly. Thanks in advance, and I subbed!
Thanks Anna! I have some JEPI in my portfolio, it's great for income. While it has a much higher yield than SCHD, I think that SCHD offers a better balance of income and share price appreciation. Plus, its strategy is more straight forward than JEPI's covered call strategy, which is something many investors might feel more comfortable with.
@@rynewilliams Safe,But High yielding - 4% is usually my cutoff,7%/8% is my highest yielding. I use sense too and don't just go for a No-name 17% yielder
Hey I saw your livestream the other day and saw you check out some banks. Can you make a video taking a look at some Canadian Banks? They have a big 5. Royal Bank of Canada (RY), Toronto Dominion Bank(TD), Bank of Montreal(BMO), Bank of Novascotia(BNS), Canadian Bank of Imperial Commerce(CM). They all pay high and steady dividends, and are large companies in canada. I currently own BAC and will continue to add more, but may add another bank. Looking at BMO, RY, and Capital One (COF)
Man thanks for sharing that list of banks! I should definitely make a video on those. People seem to be very keen on these Canadian banks so it's about time I give them a look and put a video together
I own SCHD along with O, DLR, and WPC to balance out for real estate. M SCHD appears to have done well due to the healthcare stocks holding up during this downturn , this is a risk IMO if we see this sector correct in the near future
A lot of comments about the low number of holdings, but the way I see it, if you have too many, you may be pulling in companies that don't meet your criteria. The more you add, the lower the quality of stock.
@@rynewilliams enormous amounts of debt and slowing growth in a slowing sector (telecomunications) aren't things I'm a fan of. But I don't know too much about it to make a great estimation of its business. But it is a con to me in buying schd; I wish it had less exposure to this company.
@@rynewilliams 11. AAPL, ALLY, BAC, GIS, GM, HBAN, HPQ, INTC, KHC, KO, PFE. Around 26,000 give or take in each of their accounts. BAC, GM, KHC largest 3 positions with INTC and ALLY close behind. The accounts held in Ally. our oldest is 10 and youngest 8. Time is the friend of the dividend growth investor.
SCHD's concern is the top 10 make up 40% of it's holdings (VOO/DGRO are around 27/25%), more so than only 100 stocks. At 40% you better love the top 10, and I do.
I believe they review it quarterly and make changes to the holdings annually if they feel the need to (or something similar to that). So if those top 10 holdings aren't performing so well, they can be changed if needed. That's one of the reasons I plan to hold it indefinitely, I know people more knowledgeable than myself are managing things keeping it profitable.
@@rynewilliams A crowded trade is when a stock or ETF becomes popular among investors and large numbers of people rush in to buy it based on that popularity. This often leads to bubbles and irrational behavior. This may not be a big deal until things turn negative and everyone rushes to sell their shares. This can lead to violent downswings. I am not saying this ETF is bad. It actually looks pretty good to me. But the value proposition can become compromised if too many people buy it.
I think at $70 this ETF is a Steal based on its Holdings , i was able to add an extra 197 Shares yesterday at $69.19 to my Portfolio and i am pretty sure by Summer will be at $80.00
Too bad that SCHD is not available in Germany. Always read and heard about it but not being able to invest is really hard. I chose the Fidelity US Quality Income ETF as my alternative.
Imagine accuumulating version of SCHD in Europe? Would be nice if they do something about it. What would be the best accuumulating S&P 500 ETF? I want to start investing, but I am confused with all these limitations our EU has.
@@rynewilliams thank you for the quick reply,i appreciate your work. Isn't inversing for dividend growth ETF/stocks better in the long run,then just investing in schd?
It depends, but SCHD offers some pretty nice dividend growth. SCHD’s dividend has grown by nearly 14% on average every year for the last 5 years, and the ETF has a 10 year dividend growth history
What do you think is the best dividend ETF? Let me know in the comments below! 👇
SCHD 🤑
Nice!
hey i like ur videos for a person in the 50s of age what dividends you recomend?
Thank you! And that's a tough one...something like SCHD here in the video would not be a bad place to start at all actually
SCHD is the 🐐
I like that you use 100$ increments for monthly investments. Alot of people talk about investing 1000$ a month, in which alot of those who can't may get discouraged. Love the video bro
Thanks man! I figure $100/month is pretty realistic for many investors, especially those who are just starting out
I hold, add, and DRIP SCHD as my core. I turned 60 this past July, live on a fixed income and am still plowing income into SCHD.
That’s awesome Brian! I bet you have a killer SCHD position
I'm happy I finally added to SCHD, in addition to VYM. Even though I own individual stocks as well, SCHD is a great tool for beginning investors who want to grow their dividend income without picking the stocks themselves. Thanks for covering it!
Honestly I couldn't have said it any better myself. SCHD really does seem to be the best place to start for beginning investors
mo is still better
My largest holding in my port. It’s about 15% of it. Very happy with having it as my foundation for my portfolio
That's awesome Taylor!
Yourself and investing simplified don’t miss!!💪🏽💪🏽 amazing info!
Thank you my friend!
I buy SCHD every week 😊
Love that! How many shares are you up to now?
If Im from europe how can I buy it?
I've been buying SCHD too!!! Great ETF
@@tomascunha7825 I buy Vanguard All world high yield dividend ETF instead. It's not the same, but it seems to be one of the best dividend ETFs in Europe.
@@ashotazatian thanks brother its really sad that here you can't buy a lot of etfs
212 shares of SCHD and counting! This ETF is a core holding of mine and i'm happy to see it is receiving some love on your channel Ryne!
Dang Connor that's awesome, you have a killer SCHD position man. You're raking in those dividends!
I have 138 !!! Need to catch up 🆙
240 rn
How much in dividends do you get with 212 shares?
@@brucewayne-cn4vd 2.37 per share the last 12 months
Gotta love SCHD! My first etf/stock pick 4 years ago and I’ve been buying a ton in the last few months.
There you go Leroy, that's awesome man! How many shares of SCHD are you up to now?
Hell yeah, it's been on sale.
@@rynewilliams over 400! 😀
@user-xd6su4xl2j I’m sure you will. Lol.
Love SCHD! I find it interesting some people say it doesn't have enough holdings, but i'm sure most people who invest in individual stocks themselves won't take the time to research that many different companies and invest in them all. I think it's hard to go wrong with SCHD.
You said it best Matt. I feel pretty well diversified in my portfolio of individual stocks with 23 different holdings haha. 100+ is more than enough for me
I like schd good pick. I think a good comparison would of been to VIG. Schd Beats VIG in returns however a bit more volatility but both focus on dividend. I don’t think I ever looked at schd because I thought it was just on the Schwab platform. Great job I may also add this one in my Roth in my TD. I got 1 spot left and at 70 bucks… not bad
SCHD is definitely worth looking at man!
What do I think is the best dividend ETF? SCHD. You hit it out of the park. Best growth / yield combo available IMO.
Thanks Jeff, I agree. I think it's a really well-rounded fund for passive income investors
I have only been looking at SCHD since watching another video a few weeks ago -- believe it was the "Nikki Dunn, CFP" channel. SCHD definitely has an edge on VOO and the other etf's that I was shopping. My daughter is off at school, now, and doesn't have time to pick stocks. So SCHD is looks like an easy solution for her mother and me to build up her Fidelity account.
I agree, SCHD would be the perfect set it and forget it. It does seem to have a leg up on VOO
I was gonna comment few days ago saying SCHD deserves a video and here it is! You read my mind Ryan. Thanks for what you do 🎉
I did it just for you Riaz, great minds think alike! Thanks so much for watching and commenting man
Loving it! Thanks for posting your camera equipment as well in the desc I'm just starting YT
Of course, good luck on your channel man! I'll check out your videos
Although I am not an indexer, I overwhelmingly agree that SCHD would be a top choice. The ~100 stocks in there are quality companies with solid dividend track records. It would have been cool if my 401k allowed me to invest in SCHD.
I get you. What is your 401k? Just mutual funds?
@@rynewilliams S&P 500 large cap mutual fund.
SCHD is the largest holding in my portfolio!
SCHD is the G.O.A.T.! Fantastic video and I may just start adding a share a week.....😆
Thank you man! And honestly this wouldn't be a bad one to do that with
Great video, Ryne, solid pick with SCHD.. You know me sticking with the Bogle advice on broad market growth, but cannot deject the power of your Holy Grail pick
You can't go wrong either way man, that's for sure. Hope you had a great weekend Ari!
Yooooooooo thank you for actually touching on the prospectus! I've seen a few videos on SCHD from some other larger TH-camrs who gave such a vanilla approach to their review.
Thanks for actually getting into the weeds on this. Long SCHD.
Thank YOU Ryan! I appreciate the kind words my friend, keep up the great work
very nice! this is a great and informative video! especially the different choices that you compared and the variety of timelines you used. thanks for this great video!
Thank you Nick! Appreciate you checking it out my friend
Thanks for the video Ryne!
Been thinking of starting a position in SCHD.
Thank YOU Gman, hope you’re having a great weekend. You can’t go wrong with SCHD. I made it 50% of my Roth and I’m excited to rock with that for the next few decades haha
Great video! I currently am 100% VTSAX but am definitely thinking of buying some SCHD
Thank you man! You can’t go wrong with either, that’s for sure
Great video! Very informative and straight to the point!
Thanks Mike, you're the man! Appreciate the kind words my frieind
Love the Friday night shows!!!
Thanks Pat, I'm happy that you've been tuning in!
SCHD is loved by many. See it pop up everyday on Reddit. I like SCHD and it's my dividend ETF of choice.
Yea it does seem to be a fan favorite on Reddit haha. It's a really solid ETF for sure
Started a new position in it this month. Lots going for it
That's awesome! Are you hoping to make SCHD a bigger position in your portfolio?
@@rynewilliams Yes. I’m going to keep adding, hopefully monthly. So many good buying opportunities at the moment. Have you got a big holding in in SCHD?
Epic conviction from Ryne !!👍🏼🙏🏽🙌🏼⚡️🏆
The legendary Mr. Jameson - thank you so much my friend! Hope you're having a fantastic weekend
SCHD Is my biggest holding by far. Love the set it and forget it. Let's me not worry and sleep well at night/enjoy life!!
You said it best Michael! How much of your portfolio is in SCHD?
@@rynewilliams 70% SCHD. 30% JEPI for income. I'm sure I'll add other etfs and some individual stocks down the road. This split just makes it nice and easy for me. My 401k has all my high growth s/p 500 funds
Hi Ryan, appreciate your videos. Do you think you have too much overlap with SCHD & VOO?
Nahh I don't feel like I have too much overlap. There's bound to be some, but not enough to generate any real concerns on my end. Thanks for watching and commenting!
Question for you, Ryan, my Robin Hood Roth IRA says 2023 so as you know Tuesday, I’m gonna start investing into the Roth 2023 can I continue to contribute to the 2023 route that I started in 2024 in 2025 or do I have to keep putting something in each different year or can I just stay continuously dropping money into their Roth 2023 thanks bud
I don’t know exactly how it works, but I’m sure you can choose which year you want your contributions to count toward
@@rynewilliams thank you sir
Very informative video Ryne! I told ya once hit those 10k+ subs and sprinkle in the substance your videos would take off like a rocket! Keep up the good work bro!!!
Thank you my friend! Hopefully I can make more videos that take off like this!
@@rynewilliams It pays to put that little extra effort in. Once you make that algorithm happy, Don't loose the momentum!
SCHD all day everyday, it's my biggest holding and I'm hoping to increase my position even more with any given drops.
You said it best my friend! I decided to put 50% of my Roth IRA into SCHD and I'm looking forward to increasing that position
Same!
Great ETF. I’ve been buying more recently since the market dipped. I currently own 420 shares.
Wow that's a really solid SCHD position! Nice
I've been buying the dips. The price is now higher than my cost basis. Should I start dollar cost averaging and violate my cost basis?
I think SCHD is a good one to DCA into year round
@@rynewilliams You are right. SCHD is like an index. And if I stop buying to not violate my cost basis, what am I going to buy? I'd rather stick with the best.
I’m investing in JEPI right now very high yield and seems stable yield is over 10% now
Yea JEPI's yield is nice right now!
Great breakdown sir! SCHD is 🔥🔥🔥 3rd Largest Div Holding after O & PEY.
Thank you my friend!
Hii RyneIs there a risk to the ETF today following the collapse of the banks and the possibility of Charles Schwab falling
I doubt the risk to SCHD is very big
@@rynewilliams tnx🙏🏼
Awesome video! Do you happen to know if these dividend raises are sustainable? Is earnings growth rate per share keeping up with the average yearly % dividend increases? If not, the generous increases can only go up so high until the dividend payout ratio exceeds what the stock holdings are growing at, however if they are growing in line this is an excellent fund! I would like to know if you know this! Thank you.
Nothing is guaranteed, but since it's an ETF there's no payout ratio or EPS to reference. I'm not sure how they determine how much to increase the dividend by
@@rynewilliams they dont. the induvidual companies that the fund holds increase their dividends and the fund reflects that.
I closed my kids small bank account earning like 2¢ a quarter and moved it to my Robinhood account and purchased SCHD. Best move I made. Got 4 shares at about $53 about 2 years ago. Reinvest dividends for them and will give it to them when they are like 16 or 18. Up to like 4.3 shares now and the price increase was nice too
Oh heck yea, that's awesome. That position is doing really well so far!
@@rynewilliams I think it's cool. They ask every once in a while how it's doing and then I usually let them know when the dividend payment is.
I have 120 shares of SCHD, slowly adding more
Love it, that's an awesome SCHD position you have!
Solid analysis for sure. I also like that you could generate a little extra money from selling covered calls on it as well.
Thank you man! And that's a great point...do you do a lot of options?
Yes indeed bro! Just hit 10k YTD for covered calls - it’s been such a fun ride!
Many solid names in SCHD, I'm holding a bunch! Thanks for bringing it up!
There you go! Thanks for watching and commenting
Would you say investing in SCHD and VYM be a good way to get dividends and mitigate “fund risk”?
I think so Thomas. You'll have to compare the top ten holdings between VYM and SCHD because there may be some cross over there. It's possible that you could get by with just one of those ETFs
SCHD - An ETF with the right amount of holdings & managed turnover with a good compromise between dividend growth + yield.
You said it best my friend! How closely do you pay attention to turnover rates with ETFs?
Love SCHD ! I have 100 shares as of now ! Do I keep adding to that , or pick up some of the individual dividend stocks?
Oh man it's tough to say. Which individual stocks are you looking at?
@@rynewilliams Any of the following : AAPL, ABBV, CVX, JNJ, KMB, LOW, MSFT, MO, PG, XOM, O.
how exactly does this work, i googled schd chart and its called a dividend etf. but it doesn't have a listed dividend... i am interested in the mechanics. if i but schd and get a dividend does it show up in a seperate part of my balance sheet, or just part of profits ?
The dividend from SCHD would show up just like a dividend from any normal stock holding. Here's a link to see more of their dividend stats if you'd like: seekingalpha.com/symbol/SCHD/dividends/scorecard
Very accurate! Great job.
Thanks Eric, you're the man!
I like the SPHD. On this bear run I've been putting into SPHD, UTF and KBWD.
Oh there you go, SPHD is a decent ETF as well. I think they're a monthly payer right?
Hello I’m new to investing what other ETF y’all recommend please.
Hi there! I really like SCHD in this video. VOO, VTI, and VYM are all good ones to look at as well
I like SCHD but let's see how it performs in a weak economy and a long bear market.
True! It will be interesting to see. So far they've outperformed the market by a little bit, but let's see what happens over a longer period of time
You the man ryne! Dumping a ton into this etf!
Haha just doing what I can my dude, glad you enjoyed this one! Thank you so much for watching and commenting - hope you had an awesome weekend
Is there a reason why $JEPI is not your #1 choice? It’s mine but maybe you could check it out and see how it compares with SCHD or if JEPI is not as good for certain reasons? I’ve been buying it regularly. Thanks in advance, and I subbed!
Thanks Anna! I have some JEPI in my portfolio, it's great for income. While it has a much higher yield than SCHD, I think that SCHD offers a better balance of income and share price appreciation. Plus, its strategy is more straight forward than JEPI's covered call strategy, which is something many investors might feel more comfortable with.
i cant find any data for this etf - is it tradeable in DE ? or only US ?
I believe it's only US
My goal is to buy SCHD every week. Very solid etf.
Love it Gina, that's awesome! Do you have some shares in your portfolio already?
Fantastic video!
David thank you so much my friend! Appreciate you watching and commenting 🙌
Torn between dividend stocks and high yield savings accounts that are around 3% now
Man some of those savings account yields are pretty impressive. Dividend stocks would likely have more growth though
Love some SCHD and JEPI.
You said it best Nick!
Amen to that...VTI and SCHD are set and forget ETFs imo...
Couldn’t agree more my friend!
Thanks for content, I don’t own schd . I don’t feel like I own the company and I want the individual raises aswell.
It’s not a bad idea to buy. I’d treat it like a individual stock vs etf/index fund
I get you, looking for individual companies to invest in is where the fun is!
Great Vid Man!
Thank you man! I appreciate you watching and commenting
If it was 4%+ Div Yield I'd go bananas on it, Yield is just on the edge for me.
I get you Teemo, you like going for those high yielders?
@@rynewilliams Safe,But High yielding - 4% is usually my cutoff,7%/8% is my highest yielding. I use sense too and don't just go for a No-name 17% yielder
Approximately what percentage is SCHD's annual dividend growth, say based on the last 10 years?
Very high actually! Seeking Alpha has them at a 16.2% 10 year dividend growth CAGR
ETF to consider is QYLD, RYLD, XYLD, JEPI and JEPQ for monthly divide income. VYMI AND VWO for quarterly divide income. My favorite ETF
Good picks!
QYLD & RYLD are horrible ! Down 40% this year and declining NaVs !
I only do VGT and then I have a bunch of value stocks my advisor bought me
Nice William, VGT is a great ETF as well. How many other stocks do you have in addition to VGT?
Hey I saw your livestream the other day and saw you check out some banks. Can you make a video taking a look at some Canadian Banks? They have a big 5. Royal Bank of Canada (RY), Toronto Dominion Bank(TD), Bank of Montreal(BMO), Bank of Novascotia(BNS), Canadian Bank of Imperial Commerce(CM). They all pay high and steady dividends, and are large companies in canada. I currently own BAC and will continue to add more, but may add another bank. Looking at BMO, RY, and Capital One (COF)
Man thanks for sharing that list of banks! I should definitely make a video on those. People seem to be very keen on these Canadian banks so it's about time I give them a look and put a video together
@@rynewilliams yeah give them a look and maybe make a video
I own SCHD along with O, DLR, and WPC to balance out for real estate. M
SCHD appears to have done well due to the healthcare stocks holding up during this downturn , this is a risk IMO if we see this sector correct in the near future
Man you have a nice assortment of REITs there, very solid balance!
Loved the video and one of my favorite stocks. It's one of my dca forever stocks.
Thank you man, hope you had a killer workout today!
@@rynewilliams a quick one bc of the Phillies game lol
A lot of comments about the low number of holdings, but the way I see it, if you have too many, you may be pulling in companies that don't meet your criteria. The more you add, the lower the quality of stock.
Great point my friend! I think the 100+ holdings in this ETF are plenty
Heavy on SCHD and MO
Good picks man!
Nice video !!
Thanks Haris! I appreciate you watching and commenting my friend 🙌
4% in Verizon though...not sure that's strong financials/quality pick.
Not a fan of VZ?
@@rynewilliams enormous amounts of debt and slowing growth in a slowing sector (telecomunications) aren't things I'm a fan of. But I don't know too much about it to make a great estimation of its business. But it is a con to me in buying schd; I wish it had less exposure to this company.
Are dividend yield included in the share price?
No they are not, dividends are separate from the share price
I've been looking at this for my daughter's custodial accounts.
I don't think you can go wrong with SCHD. How many stocks are currently in your daughter's custodial accounts?
@@rynewilliams 11. AAPL, ALLY, BAC, GIS, GM, HBAN, HPQ, INTC, KHC, KO, PFE. Around 26,000 give or take in each of their accounts. BAC, GM, KHC largest 3 positions with INTC and ALLY close behind. The accounts held in Ally. our oldest is 10 and youngest 8.
Time is the friend of the dividend growth investor.
SCHD is good enough for Dave Van Knapp, it's good enough for me.
Haha well said Michael!
What were the other ETFs you mentioned? VOO &...
VTI, VOO, VYM, and DGRO
Im from europe. I buy VHYL etf. I can not buy schd at my broker
Ahh gotcha. Is VHYL another dividend ETF?
@@rynewilliams yes vhyl is a Vanguard high dividend etf.
We use VUSA in europe and in the US its VOO (S&P)
Same, buying VHYL
Me too. I'm buying VWRL and VHYL in Europe.
SCHD's concern is the top 10 make up 40% of it's holdings (VOO/DGRO are around 27/25%), more so than only 100 stocks. At 40% you better love the top 10, and I do.
I believe they review it quarterly and make changes to the holdings annually if they feel the need to (or something similar to that). So if those top 10 holdings aren't performing so well, they can be changed if needed. That's one of the reasons I plan to hold it indefinitely, I know people more knowledgeable than myself are managing things keeping it profitable.
Great point Clifford!
Although looks good, I prefer JEPI
JEPI certainly has the advantage in the dividend yield department
but only 3.5% yield, we need at lease 4% base on 4% rule right?
Not necessarily. The 4% rule refers to the rate at which you sell assets upon retirement to live off of, and is detached from dividend income
@@rynewilliams yes, but if the dividend yield is at 4% then we don’t have to sell any equities? please tell me if I am missing something here.
I bought in october SCHD,I am very happy.
Nice Cicero!
@@rynewilliams Thank you!Ryne.Have a nice day!
You too Cicero, keep up the great work!
Hi Ryne where can I see when they report?
Hey there! When who reports?
The ETF on the distribution of the next dividend
Oh gotcha. You can always visit the ETF website, or look them up on seekingalpha.com
Tnx ryne🙏🏼
I hold this in mine and kids account
That's awesome! Is it a bigger position in your portfolio?
I see so much hype around this ETF that i worry it's becoming a crowded trade.
What do you mean by a crowded trade?
@@rynewilliams A crowded trade is when a stock or ETF becomes popular among investors and large numbers of people rush in to buy it based on that popularity. This often leads to bubbles and irrational behavior. This may not be a big deal until things turn negative and everyone rushes to sell their shares. This can lead to violent downswings.
I am not saying this ETF is bad. It actually looks pretty good to me. But the value proposition can become compromised if too many people buy it.
I will star new position thanks for analysis
Thanks Jorge, you can't go wrong with SCHD
I would like to see this etf compared to a Dofs of Dow etf, and Dividend Aristocrats etf strategies
Soild video. Love this etf
Thanks Bailey! SCHD really is hard to beat, just seems to have so much to offer investors. Thanks for watching and commenting!
I think at $70 this ETF is a Steal based on its Holdings , i was able to add an extra 197 Shares yesterday at $69.19 to my Portfolio and i am pretty sure by Summer will be at $80.00
Wow nice pickup!
Too bad that SCHD is not available in Germany. Always read and heard about it but not being able to invest is really hard. I chose the Fidelity US Quality Income ETF as my alternative.
Just copy their holdings and allocate the percentages the same way, tah dah !
Now you have SCHD 😅
I can buy SCHD via my Onvista Broker here in Germany, although the spread is quite big.
Imagine accuumulating version of SCHD in Europe? Would be nice if they do something about it. What would be the best accuumulating S&P 500 ETF? I want to start investing, but I am confused with all these limitations our EU has.
@@dividendfire855 Good idea, a very expensive way though ;)
I like usoi. its a money maker.
Yea that’s another good one!
over VYM?
They’re super similar but yea I’d take SCHD
I’m buying SCHD everyday
Wow everyday?? That's awesome! I bet you have a nice SCHD position Azad
I try to buy 2 shares a week. 1 for my Roth and 1 for hers
That's an awesome plan. Does SCHD make up the majority of your portfolio?
@@rynewilliams as of now yea it’s about 50% in each. Don’t know if that’s the smartest move but if it keeps dipping I’m snagging it up
What’s the equivalent in the uk
I honestly am not sure. I know 0 about UK stocks. I tried looking it up and the only two potential names I found are WTEM and something called EXX5.
Could you imagine if they allowed SCHD in European brokerages !
They really should
103 different stocks is plenty
I agree Bill, that’s plenty of diversification
It's sad that European investors like me cannot access this ETF due to law restrictions
That is sad! Do you have comparable ETFs over there to invest in?
I believe only because the fund info in only in English. Seems silly.
@@stevec.7017 I dont think so. We can invest in Vanguard S&P 500 ETF for example.
I can buy SCHD via my Onvista Broker here in Germany, although the spread is quite big.
@@rynewilliams VHYL
VZ pays WAY more if all your interested in is dividend.
Yea VZ's yield is definitely up there right now, very high
I like SCHD because of the stocks selection. I buy at least 1 monthly. I just can't look away
That’s solid! I bet you’ve built up a really good SCHD position 📈
@@rynewilliams Yes, I have 55 currently.
Nice! That's awesome
Wait isn't dividend growth better?
Isn’t dividend growth better than what?
@@rynewilliams thank you for the quick reply,i appreciate your work.
Isn't inversing for dividend growth ETF/stocks better in the long run,then just investing in schd?
It depends, but SCHD offers some pretty nice dividend growth. SCHD’s dividend has grown by nearly 14% on average every year for the last 5 years, and the ETF has a 10 year dividend growth history