Getting into the details with pricing and purchasing my 2024 Harley Davidson Road Glide Please comment with questions down below, THANKS FOR WATCHING!!
I want to thank everyone for commenting!! A couple quick points: I got really good fair pricing and was treated very well at my local Tacoma Destination Harley Davidson dealership. This video is only intended to go over my real world numbers since there is so much misinformation on the subject it seems. I am no expert, so I do recommend doing your research and due diligence in terms of what you should and shouldn’t purchase along with a bike. All the options HD provides with a purchase can be beneficial to the right person. I only hope to share my experience and ideas on this topic with you guys to open up the conversation to more good information. THANK YOU ALL SO MUCH FOR WATCHING AND COMING ALONG FOR THE RIDE!!!🤜🤛
Hey nice to see a Tacoma destination Harley.I live in Nashville now but Washington State for 30 years.I bought mine at down town Harley there before they moved.
We appreciate all you guys and gals who pay through the nose so we can buy them in 10 years with low mileage for next to nothing and roll some numbers on that odometer. Thank you!
I was at my local Harley dealership yesterday where they have more inventory on the floor than I’ve ever seen there. I’m 63 years old and I’ve been riding since I got my first motorcycle in 1975’. and I’ve owned just about everything you can imagine to include a handful of Harley’s. I’m riding a 16’ Heritage that I bought new for about $17K. A new one today is $22,500. I realize the prices like everything else in life have increased dramatically but Harley prices are just astronomically high now. A new Street Glide/Road Glide is about $30K. I bought a new 09’ Street Glide prior to my Heritage for about $20K. My buddy and I were thinking it’s gotta be hard for a younger person trying to buy a new Harley today when your payments are going to be $500 or more plus the cost of insurance which is higher now as well. I realize it’s an Apples and Oranges comparison but just to make the point, I recently had a beyond mid-life crisis and bought a new 23’ Suzuki GSXS 750 which is a 112 HP in-line four cylinder naked type Crotch Rocket for $10k total out the door. No, it’s not a Harley but if I’m a younger man trying to get by in todays world, buying any type of a Japanese bike is obviously a much less expensive alternative. Incidentally, my local Suzuki/Kawasaki dealership had a pretty minimal inventory in comparison to Harleys. It’s not hard to understand why and sooner or later, this is going to catch up with Harley.
im right there with you.im 65 this year.got my 10th harly last fall.2019 flhx 2000 miles 19000.i found he bike online in bmw dealership.had it shipped from ill, to mass 75.00.midnight blue.all stock.not for long .💀
True, I saw a beautiful new CVO Road Glide at Battlefield HD the other day and shockingly didn't have a price tag on it. Being curious I inquired and when the salesperson told me $52k I couldn't believe it!! When he saw my jaw drop he started to validate the price and went into great detail about it. Mind you, I have 2ea. 1998 (1st gen.) Road Glides, both have well over 100,000 miles on them and have no computers on them or anything fancy. They are simple and reliable, I can fix absolutely everything on it myself and have over my 15 years of ownership. These new bikes albeit are nice they're extremely expensive and in my opinion way overpriced. Gone are the days of wrenching on your own bike. If you purchase one of these things you are now married to any Stealership for anything it needs and they don't call them "Stealerships" for no reason. To each his own but I wouldn't trade any of my 2 Road Glides in an even exchange for one of these newer bikes and I'm totally serious. I'd never find another one as they're very rare and it has the best motor that HD ever made "Evo" that powers it. I also average 55 mpg on my bikes and it is the lightest Road Glide ever made even without any Carbon fiber bits on it. I'm glad HD is making advancements and modernizing but the prices are just ridiculous. They've FINALLY hit the $50k threshold, I guess here soon we'll see $60k as that seems to be the next benchmark. Corporate greed and union wages are out of control, hope they can continue to keep their doors open. Honestly, I don't know anyone in my circle of friends who can afford a $50k motorcycle.
yeah..cvo saw those prices.insane.really that big a difference?i got the 2019 for the heel shifter.now they include on the cvo model.lol@@kennethwise7108
It’s like this, guy. Seems like you’re screwing up the math, you’re probably same as me, more on than off. But really you’re not making any sense. You sound stupid, “oh my 78 datson was better then my 1952 dodge” A Cadillac isn’t a car to be scored and it’s cheaper than a Rolls Royce
When I started to ride motorcycle in 1957 minimum wage was $.25 an hour and gasoline was $.17 a gallon. Today minimum wage is $15 an hour and gasoline is over three dollars a gallon if I finance. My road glide and I pay $400 a month. I can think of it as a lease because that comes to $100 a week. I broke my new 2021 Road glide and I have 30,000 miles on it so for me it’s pretty cheap
Congratulations. How did u do the gap? I thought it was insurance only thing. I want one too but in my town there's no BMW mechanic I'd have to take it to Houston or something
7 year loan? Are you out of your head? I’ve paid cash for every motorcycle I have owned. I paid off my 5 bedroom house, 4 car garage and 7 acres when I was 48. A motorcycle is a luxury, if I can’t afford it I don’t buy it. If I can’t afford a new one I buy a used one. Manage your money and stay out of debt.
You’re actually tier 2. The paper you were holding is just showing you what percent of the population are in different fico score ranges. Yes, you can buy the extended service plan after the first 2 years of warranty but the price goes up. So if you know you are going to keep the bike for more than 2 years and you don’t want to pay for mechanical failures after the first two years than it’s a better decision to buy it at the time of purchase. You’ll save money. Plus you can finance it into your loan instead of a large out of pocket expense in the future. An extra 5 years on top of the 2 should only be in the 3,000-3,500 price range. Not 5k! That’s gouging. HD paint protection is more than just the ceramic coat. It also comes with a 5 year paint warranty which is actually the more valuable portion of the product you’re paying for. Gap is a must have if you don’t have a big down like yourself. Suggesting that it’s a needless add on is a major financial mistake for some people who don’t have a lot of equity when they buy. Hopefully this helps people looking to make a purchase. You got a great deal on this bike. Enjoy man. The 2024’s are rad.
Wow!!! So cool I got a comment from you Matt, I’ve been watching you for the last year now! I appreciate the wise words and information for those watching and reading. The 1k paint protection I was offered was not ceramic, it was a ppf package which for the right person is totally worth it, but for myself, I’d rather diy it and save some money. And completely agree on GAP, if people’s insurance does not provide it, buying it up front is a must. The guys over at Tacoma Destination HD took great care of me, I have nothing but good things to say. I have been LOVING the bike, I test rode a 23 Lowrider St, and RG ST last year, and this bike feels like a completely different bike.
Matt is giving good advice here. If you are buying anything like a car or motorcycle, get GAP insurance. You are going to be underwater on that loan for the first 2 years probably unless you make a hefty down payment. Very transparent video. Nice work and enjoy the ride!
I fell in the tier 1 when I bought my street Bob and it wasn’t much better through HD Financial (7.5%). Ended up just going with my credit union. Awesome video, glad I found this channel
Thank you very much for sharing! Very few people on TH-cam (if any) go into this much detail on a big purchase like this and the knowledge is really helpful. Regarding the 2 year warranty, l have a 2021 Road Glide Special and after a year of owning the bike I switched from HD Syn3 oil to a very well known brand that exceeded every requirement in the HD Owners Manual. This brand sold oil change kits that included an oil filter. Not too long after, I took my bike to the dealer to have new tires put on, they did a 15k mile service that included a 3 hole fluid change. When the head of the service department (32 years of experience) brought my bike around front after completing the service, he asked me what oil and filter i used on the last oil change. When I told him, he looked at me like I had poured sand into the engine. Then he just dropped his head like he was praying over the grave of his best friend. After a while he slowly raised his head and looked me right in the eye and told me to use only HD brand lubricants and filters on the engine. The only warranty claim I’ve had on the bike was replacement of the rear tire pressure sensor. But after my encounter with him over the engine fluids, I went back to 100% HD. Just for tellin’ ya.
@@jamesatkins3616 I might have to go out of state to get one. There is no way in hell i am paying $35k otd for base paint chrome bike that msrp is almost 10k less.
I just can't stomach that purchase price. To each his own i guess. I'm happy with my 4 bikes in the pole barn. Bought them all used, paid cash, don't need to insure them all of the time. I have two sons and we take trips down to the Ozarks or Smoky Mountains. Lots of fun. Oh, $26k total. BMW 1200RT, BMW 1200GS, Triumph Tiger 800, and my wife's new toy C125 Honda Super Cub. Have fun and be safe.
Thanks for the honesty and discussion of actual numbers on your purchase. I am always amazed at the amount of keyboard warriors come out to say negative things about your honest numbers. Onky you know what you can afford and what your willing to sacrifice for yourself to have a gorgeous new ride. We all know about depreciation and everything that goes along with anything purchased brand new. The one thing that negative Nancy's ALWAYS forget about is the amount of enjoyment and mental health positives one gets from putting on 2 wheels. Enjoy it! Love it! Great video! #1moreday #tomorrowisnotguarenteed #mentalhealthstrong
@@OffWeekGarage no doubt. I want the exact same bike so your vids were perfect. I went in today to look at my local place and they didn’t have any in stock. Honestly I wish they had the Alpine Green with the black but I guess that’s not a thing. 1 question I did have for you. Have your tested the car play yet? Also if so does the car play nav pop up on the Harley screen or just on your phone? Thanks a lot sir!!
@@qdean3312 I made an infotainment video on that, the CarPlay map does pop up, and if you’re in touring mode almost the whole screen is the map. It’s a little hard when you’ve got your phone, Sena headset and bike infotainment all wanting to talk, I haven’t really used CarPlay much due to that. It works flawless, but it takes me a couple minutes to get it dialed in which I just don’t choose to do. It’d be beneficial on a trip for sure though. The phone tends to want to pair to the bike when you turn the bike on, and then that causes the Sena to lose connection with the phone. So then I have to disconnect my phone from the bike, connect to the Sena again, then connect to the bike.
@@OffWeekGarage ooo you know what I do remember you talking about that. I’m new to the Sena world. Never used it but my buddies do. Makes sense for sure when your on long trips to use the car play nav. But of course the sena is important also when you’re riding with friends. Hopefully they figure this issue out. Again thanks a lot for all your answers big dog. Be safe out there!!! 💪🏾💪🏾
@@qdean3312 yeah it’s just the way it goes with all this tech, at any given time my phone is Bluetooth’d to at least my Apple Watch, and then headphones or Sena and bike, it’s a miracle it all works 😅, I can’t really put any blame on the bike or infotainment for that, it operates as intended so no gripes here!
Never use dealer financing unless you absolutely know you qualify for special rate promotions. The finance office always adds a percentage or two to the buy rate. Plus, ALWAYS ask to see the buy rate if you do use dealer financing.
FYI - Credit Scores at 720+ are considered Tier 1.. some Promo Deals from Manufacturers will say 750 or better…. I bought a 2023 Road Glide Fast Johnnie at a 3.9% through Eagle Finance 60 months.
Thanks for sharing. I’m also in Washington. After talking with a few dealers in the area, their biggest issue with selling 24’s are with the folks who have newer trade ins like myself. The trade in value for late model touring models have dropped significantly since the new models arrived. They seem to only be selling to those with no trade ins because the folks with 21+ models are getting destroyed on their trade. I bought a black with black trim 23 Road Glide Limited w/RDRS 5mo ago. I got a pretty dang good deal at $35k otd. I went to a few dealers to see what I could get on trade and highest was $20k. That’s insane and that’s on a Limited model which are unchanged for 2024. I only have 1,300mi and it’s immaculate. As much as I love the changes to the 24 models, I’ll be keeping my bike for the foreseeable future and I’m ok with that. Enjoy your bike and ride safe 🤙🏼
@@SodiumfreeridingI do ride quite a bit. I bought the bike right before being deployed which is why the miles were low at the time. I now have well over 10k miles. Pretty ignorant and useless comment.
That is one honest Dealer. I am hearing that some HD Dealers are asking as high as $1,500 for set up (PDI) plus $500 for Processing Fee. Some are jacking up the price and forcing you to pay by $1,500 for Paint protection and security system (total horse shit, this is not a $400K Ferrari). You don't have to buy the extended warranty from the same Dealer. If you find a better price elsewhere, go there. If you live in a high income area, call out of town smaller Dealers. Those Dealers will treat you better and they won't charge stupid $hit on top of the MSRP.
Good video. You are an intelligent young man. It is none of my business how you spend your money. Just another perspective. I've had maybe 25 bikes over 50 years of riding. Only one bike purchased new. The remainder purchased used or salvage. One can be just as happy on an $8K bike as a $35K bike, even more so if you enjoy the accomplishment of bringing a bike back to like. I pay no loan interest, minimal depreciation, and my insurance (no collision) runs around $120 per year per bike. Just a thought - there are tons on new bike videos but few on used / salvage bike enjoyment & savings. A talented person like you might be very interesting focused on that niche. Best to you.
I have the same bike, same color. My price was the same as yours, before I added heated CVO grips, stage II RF speakers in fairing and saddlebags, Krome Werks 4.5 inch slip ons, highway pegs and 5 year full warranty including tires and wheels. Put $17000 down and got a loan from my credit union for the balance at 6.5 percent interest. Total was just over $40k out the door. Can’t stand having a payment, even at 309 a month so I sold 8 ounces of gold and paid “Casper” off. Title OTW. Love this bike. Thanks for sharing your videos, they are really helpful. BTW, I almost got whiskey fire on black but when I saw the white onyx pearl on black in the sun, I had to have it!
I got a 1.99 interest because I would not budge when they kept offering 6-7 percent.. ended up walking away and than got a phone call the next day with the 1.99 interest offer 😮and my credit was 730 at that time..they always offer the highest and work backwards because of incentives they receive from the bank.. you have to go in there with the mindset that you are willing to walk away and have them work in your favor. You probably could have had a 5% interest rate. I’ve bought a ton of new vehicles and bikes, next time work em. The bike is beautiful! Congrats brotha.
It’s definitely not cheap. My Triumph speed triple is like your Electra, 2011, 5k cash, 30 bucks a month insurance. But this bike will be a lot of fun to ride and build and get a lot of use.
Wow! That's a ton of cash. So as an older guy (geezer), I bought my 2020 RKS out the door in Las Vegas for 23K cash. Out the door! Ya I get it; I don't have the cool video game screen but trust me, as you get a little older and realize the tech is quickly antiquated, you (me) look for simplicity. RKS has a speedo. What else do you need? The bike and the highway. The rest is fluff designed to suck the cash right out of a young guy's pocket. Score for HD.
As of Feb 2024, $30~40k OTD for a touring motorcycle of this caliber is pretty normal. I am in a shopping mode for my next touring bike, so I've been looking here in Los Angeles area (we are by far the most expensive location in the US...thanks Gavin). Ducati Multi V4S was about $38k OTD (at Beverly Hills dealer), BMW S1000XR with paniers and a few options was about $28k + tax (2023 model at Burbank BMW), 2024 BMW K 1600 model ranges will be well over $35k for sure OTD, and Honda Goldwing OTD was about $32k (tour version) but with more options such seat upgrade and so on will be about $37k+. Yes, they are all expensive - especially here in California. I am sure in other states, the prices will be about $3~4k lower. Where ever you are, if you are into this life style as we all know, we will somehow find a way to justify this and make it worth every penny.
I would say you got a fair deal. I bought a 21 road glide limited for 34 out the door. 12k down payment, my monthly payment for 60 months is 420. I didn't get any add ons or extended warranty. Also financed through my credit union 😊😊😊
I got my 2012 FLHTK for $21K OTD. $11k down, $10k financed thru HD Credit @1.9 APR.! Paid it off in 3 years. I still have it, and it’s worth way more for me to keep it now, than to trade it for a new one.
Good video. Definitely put things in prospective. Don’t listen to all the people bashing what you paid. Most of them either can’t afford it or are doing the same financing. The bike looks GREAT, hope you enjoy it
Congrats, glad to see the younger generation making smart financial decisions when making a purchase. You keep doing what you are doing and one day you'll join my club of paying cash for your bikes. Congrats again and ride safe
You can boost your credit score before a purchase by getting your credit limits raised. It gives the same boost as paying down your debt. Also, if it’s taxable, it’s negotiable. If they won’t budge on the fees, make em take the cost of the fees off of the price of the bike. Get your financing done on your own, and then allow Harley to see if they can beat it. I’ve got the 21 limited.
Nice, 10.09 not bad if you look back in around 2010-2015 rates. People forget that rates are were they should be at this point. Anyway, it's always a good reminder for those young and old about financing. Good advice.
Thank you for the kind comment. I think the other issue is a lot of people who have never financed anything other than a car don’t know that interest rates are higher on pretty much everything besides cars..
$114 per month for insurance? I have state farm. Full coverage, better than HOG, $26 per month. Congrats on the new bike! She’s beautiful. I have a ‘19 RG.
I bought a 2014 Street Glide last year and got couple of the add ons, such as the gap. I don’t know if that’s a good idea but I still pay each month with my payments. Finance for 7 years for $298 a month but with add ons is $315. Might as well pay for what you want in life and enjoy while you can guys… life is short!!! 👍
To clarify: Harley offer a two year limited warranty. There are dearleships who offer lifetime powertrain warranties. These are aftermarket warranties not offered by Harley Davidson. Great information on this video, but just wanted to set the record straight.
I love the newer Harley's but they are worth the price. My first two Harleys were brand new. First a Sportster and then a Softail back in 2020. I loved them both but I ended up getting rid of them for a truck. I told myself I would never buy new again. The price otd and interest in top doesn't make it worth its value to me. I know I wanted another bike but know I would not spend crazy cash. So... I just recently picked up a 95 Fatboy with a bunch of extras for a screaming deal. 3500$ lol
Good luck to you. It was helpful to watch it. I refuse to pay HD that out the door price. That is me. I don't see a value riding these bikes. Just can't. I bought a new Goldwing, paid 23K out the door, got 5 years extended coverage after the factory is over (8 years total) for get this 780.00 for 5 extra years. Advice to all, do not take a 7 year loan even with super credit score.
First video Iv seen of yours great info and I subscribed wish videos like this were out years ago. a lot of info that most guys don’t think about or know especially now with the way interest rates are going . Great video 🔥
Grt stuff Brother I love the color and congrats on the first new vehicle God is gd all the time, what I got out of the video was put more cash down to lower that $500+ payment ouch! but ride safe and rock! that 2024 Blessings!
Good call, I’ve been meaning to introduce the Triumph and truck to the channel, the Harley content has really been doing well so I haven’t filmed anything for TH-cam on the Triumph yet but I will try to this week, thanks for the support!🤜🤛
I paid 33k OTD for mine (bike, prep, taxes, and title, also no dealer extras) I wanted it enough to put up with the kinda hefty dealer prep fees 3ven after walking them down slightly. My rate is 8.59% through ESB and that's with excellent credit score. No regrets, they road glide is badass! Edit: my dealer experience was also very good, no pressure, honest, and very respectful.
Congratulations on the new bike, it is nice. But if you were my son I would have to have a talk about toys and what you should spend. This is subjective advice, I would of steered you to a really nice low mileage privately owned bike for about 15-17.5k, thats only 10k of debt. The life time warranty, does that cover anything electronic or electrical. Crazy thing is you already thinking about 5k of upgrades to a new bike.
I appreciate your insight, it applies in most cases no doubt, but you’re right it is subjective. I have put in the time and work to be able to live the way I do comfortably and I’m here to share it with a community and have some fun. Thanks for the support!🙌
Here is my life of buying and owning motorcycles. I am now 71 years old. My first HD was a 1974 FLH, back in 1980, $3500 cash. I traded up to a 1980 FLH about 1990, $1200 cash for trade. In 1994 I bought my first new HD Heritage. $18,500 cash. In 2010 I sold the 94 Heritage and bought a new 2010 Heritage, $14,500. In 2021 I bought a new Tri-Glide Ultra out the door, $38,200. I got just under $10,000 trade for the Heritage to buy the Trike. I have NEVER had a loan for any motorcycle. If you have to borrow to own a bike, stupid is as stupid does. Save the money and pay cash. Two weeks ago after wanting a Toyota Tundra Crewmax Platinum for near ten years, I paid cash and it is sitting in my driveway right now. Save and buy. Just my way.
Great content…thanks for sharing. I have a 2020 streetglide special, but absolutely love the new roadglide. I am trying to hold back for another year, but the new 2024 models are making it hard! Enjoy the new bike
I was tier 1 when I bought mine. got 3.99% promo interest with $2000 trade credit on a '23 RGS. They dropped the price over $2000 because 24's are coming out and paid off my trade in(2020 Triumph speed twin 1200). I put $6k down and made a hell of a difference on loan payment. They get you on the fees and taxes though. Wouldn't let me pay taxes on my own. I hate financing it but I guess it really came out of the $6K I put down.
A new ‘24 117 Streetglide here in Holland does cost: $43.000 in black/black!! Insurance all risk without discount prox $ 170 per month, road tax $12 per month. I drive a RKS ‘23 without loan😅
thanks the info, I paid an extra $2000 just the price of the bike. They charged me $500 handling fee and $1500 setup fee. Just an FYI there is a speed limiter on the bike. It maxed out at 100mph full throttle hmmm.
How long are you expecting your nether regions to burn from the raping you got? I picked up a zero miles goldwing tour in 22 and it came with EVERY option imaginable, stock (did i mention reverse?) ..... Love my bike!!! Harley is on a downward spiral. P.S. the fairing on that machine makes me drive heave.
Congratulations on your new bike be safe and remember next time negotiate your selling price you could’ve gotten probably three or four grand off here in Las Vegas but who might say my dad has the CVO 2024 and he paid the same price as yours 29 grand I thinkhis house got way more stuff on it. What do I know I’m just a young girl.
Love your channel just found it. I’ve been on the fence of doing the monthly payment lol. I don’t know my ass from a hole in the ground. I’m enjoying educating myself. I have plenty of income (6300.00) a month. This video answered my question unfortunately 😕. My credit score 620ish I believe. 7,500.00 damn!! I might be able to do 2,500.00 down! 530.00 a month!!! Who the hell can afford that? Shit with my credit score and down payment I would be paying 650.00 a month for a 23-24 Harley. Not hating on Harley, it’s not all their fault. Trying to buy any AMERICAN truck is the same situation. It’s the state of things with American made things for a variety of reasons.
You didn't get screwed... you paid a decent price. Also, you are tier 3, not tier 2 (I work with credit daily at the bank i work at). Interest rate isn't bad. you can refinance down the road. Keep working on reducing your debt, that will positively impact your credit.
Out the door I was 31,280 in PA on the 2024 street glide so not too far off from yours. Glad to hear another younger guy have a head on their shoulders and not finance parts and gear but boy do they push their sales on it. I’ve seen older guys with worse credit just keep adding and then complain when they try to trade up after 2 years realizing all they’ve paid to date is interest. Shocked to hear how high your insurance is though, I’m 34 with a clean driving record only at 580 a year through Harley.
The worst part of buying anything now days like vehicles, motorcycles or boats and RV’s is that dealers have raised their fee’s for paperwork and titling to be insane. Even destination and delivery fee’s are ridiculous. They wanted to be in the business of selling these items and yet they charge us for their own work to be done. Finance manager gets paid salary plus bonus for each closing. So why pay $350 for paperwork? They want to charge us for getting their inventory from the manufacturer. Imagine we had to these same fee’s for food, eggs $3.99 a dozen plus destination and delivery additional $1.00 plus stocking fee’s $.50. Why do we all keep bowing down and paying these ridiculous fee’s on top the asking price. Better to buy used from an individual, save on taxes, no fee’s and registration take minutes and the motor vehicle office. Upgrading is cheaper and we all know any dealer whether it cars, trucks or MC’s will never completely abide by the warranties as there is always something they can find to decline the claim and approve the work. Financing anything other than house is financial suicide!!!
Not to be the Debbie downer here but man a $30,000 loan at 10% is bad. I know you said you’re gonna pay it off quicker but we all say that and most don’t. All the best to you and I really hope you do pay it quicker for your sake.
I appreciate the words, I’ll use them as motivation. The loan is for 24,000. My Triumph Speed Triple is up for sale and will bring in a good principle payment.
This is a superb informative video regarding financing a new HD. I just purchased a new 24" RG with the same upgrades, paint, etc. I did opt for the extended warranty as this is a newly redesigned model, and although one would hope most items are addressed in the first couple of years, you never know in year 2.5. My interest rate sucked, and I hope to refinance it in about a year with my CU. Thanks again!
I always go with credit unions. For the one I’m getting this week, I’m paying at 5.5% for 72 months. My payments will be at $200(trade-in). Be firm but nice on what you think your bike is worth. And walk away kindly, they will be chasing you be for you approach your car.
That is rarely the case anymore unfortunately. The world is very much adjusted to these prices and most dealers don’t play into those games anymore. These new 2024’s are desirable and they won’t have any trouble moving em out the door and they know if it’s not me buying there’s another guy coming in soon for it. I’m thankful for the price I got, no mark ups, no freight or surcharges like previous years.
@@OffWeekGarage I understand that. I went to 7 different dealerships in different states in the New England area and asked that question they hate. What is the out the door price? Only one was honest and gave it to me straight. The others told me we had to sit down and run a credit app and talk options. I told them my monthly payment was between my bank and myself and that it was none of their business. Two were confused, 3 laughed at me, one escorted me out and the 7th shook my hand….. and if the 7th would have failed I would have kept shopping around. Lesson: don’t be satisfied too early with their BS, be satisfied with your BS and stick to it.
Thanks for supporting the economy. This opportunity for Americans to get really good quality products.One buys a loan.You were smart getting a loan. Wow, a bike like that. If saving for a big bike and paying in cash was easy. For a decade. Like some of us say, “oh lord, give me a billion dollars”, Then buy a motorcycle for cash. That’s what I did. Harley Davidson was a cool place, yeah?
I wouldn’t take this advice .. first of all.. if you are buying a bike, then need to get gear, and exhaust and other upgrades.. if you can throw it all on the loan. Why wouldn’t you, when there is no stopping you from acceleration of your payment…. If you got the cash .. then do want you want,, pay your upgrades with your cash.. but if you don’t gave all the cash up front.. so what… if you can double or triple your payment or …. Say you want 4K in upgrades.. but you can get the 4K for 6 weeks just finance it, get what you want now.. pay the 4K to your principal in 6 weeks…. It’s not the same as financing it for 5 years. It’s financed for 6 weeks.. nominal interest.. if you are only going to make minimum payment, then I would agree with this guy…. Use your head..
I want to thank everyone for commenting!! A couple quick points:
I got really good fair pricing and was treated very well at my local Tacoma Destination Harley Davidson dealership. This video is only intended to go over my real world numbers since there is so much misinformation on the subject it seems.
I am no expert, so I do recommend doing your research and due diligence in terms of what you should and shouldn’t purchase along with a bike. All the options HD provides with a purchase can be beneficial to the right person. I only hope to share my experience and ideas on this topic with you guys to open up the conversation to more good information.
THANK YOU ALL SO MUCH FOR WATCHING AND COMING ALONG FOR THE RIDE!!!🤜🤛
The only unfair pricing was the taxes. Caesar always gets paid.
Bro go to your local credit and refinance your bike. You have great credit to get a way lower rate
Hey nice to see a Tacoma destination Harley.I live in Nashville now but Washington State for 30 years.I bought mine at down town Harley there before they moved.
We appreciate all you guys and gals who pay through the nose so we can buy them in 10 years with low mileage for next to nothing and roll some numbers on that odometer. Thank you!
Well said!
Yep. Both my bikes have been bought used with low miles and very good prices.
Hahahaha!!
Not even 10yrs more like 4/5 yrs and ther half price
I was at my local Harley dealership yesterday where they have more inventory on the floor than I’ve ever seen there. I’m 63 years old and I’ve been riding since I got my first motorcycle in 1975’. and I’ve owned just about everything you can imagine to include a handful of Harley’s. I’m riding a 16’ Heritage that I bought new for about $17K. A new one today is $22,500. I realize the prices like everything else in life have increased dramatically but Harley prices are just astronomically high now. A new Street Glide/Road Glide is about $30K. I bought a new 09’ Street Glide prior to my Heritage for about $20K. My buddy and I were thinking it’s gotta be hard for a younger person trying to buy a new Harley today when your payments are going to be $500 or more plus the cost of insurance which is higher now as well. I realize it’s an Apples and Oranges comparison but just to make the point, I recently had a beyond mid-life crisis and bought a new 23’ Suzuki GSXS 750 which is a 112 HP in-line four cylinder naked type Crotch Rocket for $10k total out the door. No, it’s not a Harley but if I’m a younger man trying to get by in todays world, buying any type of a Japanese bike is obviously a much less expensive alternative. Incidentally, my local Suzuki/Kawasaki dealership had a pretty minimal inventory in comparison to Harleys. It’s not hard to understand why and sooner or later, this is going to catch up with Harley.
im right there with you.im 65 this year.got my 10th harly last fall.2019 flhx 2000 miles 19000.i found he bike online in bmw dealership.had it shipped from ill, to mass 75.00.midnight blue.all stock.not for long .💀
True, I saw a beautiful new CVO Road Glide at Battlefield HD the other day and shockingly didn't have a price tag on it. Being curious I inquired and when the salesperson told me $52k I couldn't believe it!! When he saw my jaw drop he started to validate the price and went into great detail about it. Mind you, I have 2ea. 1998 (1st gen.) Road Glides, both have well over 100,000 miles on them and have no computers on them or anything fancy. They are simple and reliable, I can fix absolutely everything on it myself and have over my 15 years of ownership. These new bikes albeit are nice they're extremely expensive and in my opinion way overpriced. Gone are the days of wrenching on your own bike. If you purchase one of these things you are now married to any Stealership for anything it needs and they don't call them "Stealerships" for no reason. To each his own but I wouldn't trade any of my 2 Road Glides in an even exchange for one of these newer bikes and I'm totally serious. I'd never find another one as they're very rare and it has the best motor that HD ever made "Evo" that powers it. I also average 55 mpg on my bikes and it is the lightest Road Glide ever made even without any Carbon fiber bits on it. I'm glad HD is making advancements and modernizing but the prices are just ridiculous. They've FINALLY hit the $50k threshold, I guess here soon we'll see $60k as that seems to be the next benchmark. Corporate greed and union wages are out of control, hope they can continue to keep their doors open. Honestly, I don't know anyone in my circle of friends who can afford a $50k motorcycle.
yeah..cvo saw those prices.insane.really that big a difference?i got the 2019 for the heel shifter.now they include on the cvo model.lol@@kennethwise7108
It’s like this, guy. Seems like you’re screwing up the math, you’re probably same as me, more on than off. But really you’re not making any sense. You sound stupid, “oh my 78 datson was better then my 1952 dodge”
A Cadillac isn’t a car to be scored and it’s cheaper than a Rolls Royce
When I started to ride motorcycle in 1957 minimum wage was $.25 an hour and gasoline was $.17 a gallon. Today minimum wage is $15 an hour and gasoline is over three dollars a gallon if I finance. My road glide and I pay $400 a month. I can think of it as a lease because that comes to $100 a week. I broke my new 2021 Road glide and I have 30,000 miles on it so for me it’s pretty cheap
I have a 22 BMW R18B 21.5k OTD with gap, best deal I could find a touring bike. I just rode recently from FL to Texas and it was a great ride!
Good looking bike
Congratulations. How did u do the gap? I thought it was insurance only thing. I want one too but in my town there's no BMW mechanic I'd have to take it to Houston or something
7 year loan? Are you out of your head? I’ve paid cash for every motorcycle I have owned. I paid off my 5 bedroom house, 4 car garage and 7 acres when I was 48. A motorcycle is a luxury, if I can’t afford it I don’t buy it. If I can’t afford a new one I buy a used one. Manage your money and stay out of debt.
Exactly. Owned several bikes. Cash for all of them. 54 now and mortgage will be paid off in less than a year.
but he'll trade it in and roll over the difference that he lost in to the next eight year loan on a CVO... LOL
Why are you talking like everyone is in the same situation as you. he said his loan is 5 years
You’re actually tier 2. The paper you were holding is just showing you what percent of the population are in different fico score ranges.
Yes, you can buy the extended service plan after the first 2 years of warranty but the price goes up. So if you know you are going to keep the bike for more than 2 years and you don’t want to pay for mechanical failures after the first two years than it’s a better decision to buy it at the time of purchase. You’ll save money. Plus you can finance it into your loan instead of a large out of pocket expense in the future. An extra 5 years on top of the 2 should only be in the 3,000-3,500 price range. Not 5k! That’s gouging. HD paint protection is more than just the ceramic coat. It also comes with a 5 year paint warranty which is actually the more valuable portion of the product you’re paying for. Gap is a must have if you don’t have a big down like yourself. Suggesting that it’s a needless add on is a major financial mistake for some people who don’t have a lot of equity when they buy. Hopefully this helps people looking to make a purchase. You got a great deal on this bike. Enjoy man. The 2024’s are rad.
Wow!!! So cool I got a comment from you Matt, I’ve been watching you for the last year now! I appreciate the wise words and information for those watching and reading. The 1k paint protection I was offered was not ceramic, it was a ppf package which for the right person is totally worth it, but for myself, I’d rather diy it and save some money. And completely agree on GAP, if people’s insurance does not provide it, buying it up front is a must.
The guys over at Tacoma Destination HD took great care of me, I have nothing but good things to say. I have been LOVING the bike, I test rode a 23 Lowrider St, and RG ST last year, and this bike feels like a completely different bike.
HD IS A SCAM
Matt is giving good advice here. If you are buying anything like a car or motorcycle, get GAP insurance. You are going to be underwater on that loan for the first 2 years probably unless you make a hefty down payment.
Very transparent video. Nice work and enjoy the ride!
Recommending financing of a warrantee is guaranteeing that they buyer will be upside down for years. Horrible advice.
I fell in the tier 1 when I bought my street Bob and it wasn’t much better through HD Financial (7.5%). Ended up just going with my credit union. Awesome video, glad I found this channel
How did you manage usually is very hard for banks or credit union to finance motorcycle!!!
Very useful information for people who are curious! We all appreciate the honesty
Can’t wait to see what else you do with this
Thank you so much for the support, I’ll keep it coming for you guys 😎⚡️
Such a great video. The younger generation really needs to hear this. NEVER finance accessories and gear!!
Thank you for the support sir!!🤜🤛
It is a beautiful bike and thank you for being honest about what the numbers look like.
Thank you very much for sharing! Very few people on TH-cam (if any) go into this much detail on a big purchase like this and the knowledge is really helpful. Regarding the 2 year warranty, l have a 2021 Road Glide Special and after a year of owning the bike I switched from HD Syn3 oil to a very well known brand that exceeded every requirement in the HD Owners Manual. This brand sold oil change kits that included an oil filter. Not too long after, I took my bike to the dealer to have new tires put on, they did a 15k mile service that included a 3 hole fluid change. When the head of the service department (32 years of experience) brought my bike around front after completing the service, he asked me what oil and filter i used on the last oil change. When I told him, he looked at me like I had poured sand into the engine. Then he just dropped his head like he was praying over the grave of his best friend. After a while he slowly raised his head and looked me right in the eye and told me to use only HD brand lubricants and filters on the engine. The only warranty claim I’ve had on the bike was replacement of the rear tire pressure sensor. But after my encounter with him over the engine fluids, I went back to 100% HD. Just for tellin’ ya.
I'm still riding my '64 FLH I bought in '69 for $1200. And the "57 FL I bought in '77 for $1800. But I don't have an infotainment display.
So what?
👍👍👌
You got really good deal. Dealer in Parker CO wants $35k OTD for these. I politely told them to go kick rocks.
That's crazy. I'm getting $32k OTD at my local dealer
INSANE!!!!!!!!!!!! They will never see me at the dealer door.
In south Florida they start at 31.9 oooofffff
I paid $30,057 for my black streak glide with the black paint.
@@jamesatkins3616 I might have to go out of state to get one. There is no way in hell i am paying $35k otd for base paint chrome bike that msrp is almost 10k less.
I just can't stomach that purchase price. To each his own i guess. I'm happy with my 4 bikes in the pole barn. Bought them all used, paid cash, don't need to insure them all of the time. I have two sons and we take trips down to the Ozarks or Smoky Mountains. Lots of fun. Oh, $26k total. BMW 1200RT, BMW 1200GS, Triumph Tiger 800, and my wife's new toy C125 Honda Super Cub. Have fun and be safe.
Thanks for the honesty and discussion of actual numbers on your purchase. I am always amazed at the amount of keyboard warriors come out to say negative things about your honest numbers. Onky you know what you can afford and what your willing to sacrifice for yourself to have a gorgeous new ride. We all know about depreciation and everything that goes along with anything purchased brand new. The one thing that negative Nancy's ALWAYS forget about is the amount of enjoyment and mental health positives one gets from putting on 2 wheels. Enjoy it! Love it! Great video!
#1moreday #tomorrowisnotguarenteed
#mentalhealthstrong
That was great and very informative. Being very transparent and truthful on your buying experience. Great episode
Thank you for the support man!!🤜🤛
Bro this is the video ive been waiting for!!! Shout out to you for the content my boy!!!
Appreciate that man, glad I could help 🤜🤛
@@OffWeekGarage no doubt. I want the exact same bike so your vids were perfect. I went in today to look at my local place and they didn’t have any in stock. Honestly I wish they had the Alpine Green with the black but I guess that’s not a thing. 1 question I did have for you. Have your tested the car play yet? Also if so does the car play nav pop up on the Harley screen or just on your phone? Thanks a lot sir!!
@@qdean3312 I made an infotainment video on that, the CarPlay map does pop up, and if you’re in touring mode almost the whole screen is the map. It’s a little hard when you’ve got your phone, Sena headset and bike infotainment all wanting to talk, I haven’t really used CarPlay much due to that. It works flawless, but it takes me a couple minutes to get it dialed in which I just don’t choose to do. It’d be beneficial on a trip for sure though.
The phone tends to want to pair to the bike when you turn the bike on, and then that causes the Sena to lose connection with the phone. So then I have to disconnect my phone from the bike, connect to the Sena again, then connect to the bike.
@@OffWeekGarage ooo you know what I do remember you talking about that. I’m new to the Sena world. Never used it but my buddies do. Makes sense for sure when your on long trips to use the car play nav. But of course the sena is important also when you’re riding with friends. Hopefully they figure this issue out. Again thanks a lot for all your answers big dog. Be safe out there!!! 💪🏾💪🏾
@@qdean3312 yeah it’s just the way it goes with all this tech, at any given time my phone is Bluetooth’d to at least my Apple Watch, and then headphones or Sena and bike, it’s a miracle it all works 😅, I can’t really put any blame on the bike or infotainment for that, it operates as intended so no gripes here!
I appreciate your honesty and all these details. I think you’ve probably enlightened and helped a lot of your viewers.
Never use dealer financing unless you absolutely know you qualify for special rate promotions. The finance office always adds a percentage or two to the buy rate. Plus, ALWAYS ask to see the buy rate if you do use dealer financing.
FYI - Credit Scores at 720+ are considered Tier 1.. some Promo Deals from Manufacturers will say 750 or better…. I bought a 2023 Road Glide Fast Johnnie at a 3.9% through Eagle Finance 60 months.
Thanks for sharing. I’m also in Washington. After talking with a few dealers in the area, their biggest issue with selling 24’s are with the folks who have newer trade ins like myself. The trade in value for late model touring models have dropped significantly since the new models arrived. They seem to only be selling to those with no trade ins because the folks with 21+ models are getting destroyed on their trade.
I bought a black with black trim 23 Road Glide Limited w/RDRS 5mo ago. I got a pretty dang good deal at $35k otd. I went to a few dealers to see what I could get on trade and highest was $20k. That’s insane and that’s on a Limited model which are unchanged for 2024. I only have 1,300mi and it’s immaculate. As much as I love the changes to the 24 models, I’ll be keeping my bike for the foreseeable future and I’m ok with that.
Enjoy your bike and ride safe 🤙🏼
You don’t ride the one ya have, why would you even think about getting a new one?
@@SodiumfreeridingI do ride quite a bit. I bought the bike right before being deployed which is why the miles were low at the time. I now have well over 10k miles. Pretty ignorant and useless comment.
@@TwoWheelGarage you said you only have 1300 miles and it’s immaculate.
@@Sodiumfreeriding yea that was 5mo ago. That is an old comment.
@@TwoWheelGarage rock on. Ride yo stuff, badass!
That is one honest Dealer. I am hearing that some HD Dealers are asking as high as $1,500 for set up (PDI) plus $500 for Processing Fee. Some are jacking up the price and forcing you to pay by $1,500 for Paint protection and security system (total horse shit, this is not a $400K Ferrari). You don't have to buy the extended warranty from the same Dealer. If you find a better price elsewhere, go there. If you live in a high income area, call out of town smaller Dealers. Those Dealers will treat you better and they won't charge stupid $hit on top of the MSRP.
In wayne county Michigan hd 2024 road glide sale for 40,000 k Plus.
My local HD dealer did that on a used bike I bought from them . Hit me all those
Same at my local dealers. They add their "fees" and then offer a rebate which does nothing to the actual msrp of the bike.
A very smart youngster here. Bravo.
Thank you sir!!🤜🤛
Good video. You are an intelligent young man. It is none of my business how you spend your money. Just another perspective. I've had maybe 25 bikes over 50 years of riding. Only one bike purchased new. The remainder purchased used or salvage. One can be just as happy on an $8K bike as a $35K bike, even more so if you enjoy the accomplishment of bringing a bike back to like. I pay no loan interest, minimal depreciation, and my insurance (no collision) runs around $120 per year per bike.
Just a thought - there are tons on new bike videos but few on used / salvage bike enjoyment & savings. A talented person like you might be very interesting focused on that niche. Best to you.
I have the same bike, same color. My price was the same as yours, before I added heated CVO grips, stage II RF speakers in fairing and saddlebags, Krome Werks 4.5 inch slip ons, highway pegs and 5 year full warranty including tires and wheels. Put $17000 down and got a loan from my credit union for the balance at 6.5 percent interest. Total was just over $40k out the door. Can’t stand having a payment, even at 309 a month so I sold 8 ounces of gold and paid “Casper” off. Title OTW. Love this bike. Thanks for sharing your videos, they are really helpful. BTW, I almost got whiskey fire on black but when I saw the white onyx pearl on black in the sun, I had to have it!
Heck yeah, congratulations, sounds like you’ve got enough EPIC ride on your hands, enjoy and ride safe!!🤜🤛
Im looking to purchase this bike and came across this video. I appreciate the transparency. Subscribed 👍
Glad I could be of some sort of assistance and thank you for watching and coming along for the ride!!🤝⚡️
Thanks for sharing your numbers. I think it helps dispel a lot of the rumors out there that dealers are hammering people with $5000 markups.
I walked into Harley of New Port Richey, and was quoted 31k for a 2022 leftover Pan America. I laughed at them. 7k in bull shit dealer fees
Absolutely, glad I could help, they were stand up and straight forward, I came in ready to buy and they were ready to sell!
Man, I was looking forward to a new road glide. However, $500 something a month is just too rich for my blood
I think the electrical problems would keep me away!
I got a 1.99 interest because I would not budge when they kept offering 6-7 percent.. ended up walking away and than got a phone call the next day with the 1.99 interest offer 😮and my credit was 730 at that time..they always offer the highest and work backwards because of incentives they receive from the bank.. you have to go in there with the mindset that you are willing to walk away and have them work in your favor. You probably could have had a 5% interest rate. I’ve bought a ton of new vehicles and bikes, next time work em. The bike is beautiful! Congrats brotha.
for sure you have to be willing to walk away.
@@603HD1 Absolutely
That’s crazy. Good for you. Nice to see you young guys buying new. I bought my 2007 Electra glide classic for 4,000. Insurance is 26.90 a month.
Will be hard to even find a base base model. No incentive for Dealers to bring them in.
It’s definitely not cheap. My Triumph speed triple is like your Electra, 2011, 5k cash, 30 bucks a month insurance. But this bike will be a lot of fun to ride and build and get a lot of use.
@@OffWeekGarage it’s awesome and rides so good. No vibrations like my 2007 and very smooth on the power
Excellent financial review - looking forward to more of your videos 💪🏼
Right on, thank you!!
great deal over all, remember you can refinance anytime when your credit improves. try a credit union
Wow! That's a ton of cash. So as an older guy (geezer), I bought my 2020 RKS out the door in Las Vegas for 23K cash. Out the door! Ya I get it; I don't have the cool video game screen but trust me, as you get a little older and realize the tech is quickly antiquated, you (me) look for simplicity. RKS has a speedo. What else do you need? The bike and the highway. The rest is fluff designed to suck the cash right out of a young guy's pocket. Score for HD.
As of Feb 2024, $30~40k OTD for a touring motorcycle of this caliber is pretty normal. I am in a shopping mode for my next touring bike, so I've been looking here in Los Angeles area (we are by far the most expensive location in the US...thanks Gavin). Ducati Multi V4S was about $38k OTD (at Beverly Hills dealer), BMW S1000XR with paniers and a few options was about $28k + tax (2023 model at Burbank BMW), 2024 BMW K 1600 model ranges will be well over $35k for sure OTD, and Honda Goldwing OTD was about $32k (tour version) but with more options such seat upgrade and so on will be about $37k+. Yes, they are all expensive - especially here in California. I am sure in other states, the prices will be about $3~4k lower. Where ever you are, if you are into this life style as we all know, we will somehow find a way to justify this and make it worth every penny.
Well said and very true!! I’m up north of you in Washington State. I’ve ridden it mostly in the rain so far 🤣
March 4 2024. I just bought a new black low rider st Cash 30K out the door Maui. Yeah I don’t care I need the speed for therapy. Mahalo brah
important info. I hope it helps keep some people out of trouble. Money ain't free. Thanks.
Don’t forget to speak with a bank/credit union for financing. They’re often offer much better interest rates than any dealer.
I would say you got a fair deal. I bought a 21 road glide limited for 34 out the door. 12k down payment, my monthly payment for 60 months is 420. I didn't get any add ons or extended warranty. Also financed through my credit union 😊😊😊
I got my 2012 FLHTK for $21K OTD. $11k down, $10k financed thru HD Credit @1.9 APR.! Paid it off in 3 years. I still have it, and it’s worth way more for me to keep it now, than to trade it for a new one.
Your deposit should be covering the taxes and warranties and upgrades you have the dealer installed
I heard black paint has a charge now
Good video. Definitely put things in prospective. Don’t listen to all the people bashing what you paid. Most of them either can’t afford it or are doing the same financing. The bike looks GREAT, hope you enjoy it
I can afford 10 of them but still not stupid enough to pay that.
I just got mine yesterday and got a great deal on the trade and the bike….little over 30k OTD. Financed 25k
Congrats, glad to see the younger generation making smart financial decisions when making a purchase. You keep doing what you are doing and one day you'll join my club of paying cash for your bikes. Congrats again and ride safe
At 30 Its The Future! At 70 Its The PAST! Enjoy If You Can "RESPONSIBLY!" 20 Ultra Limited SE !31 "GEN 8 Ner"
Congrats on the new Road Glide! That White Onyx Pearl has me intrigued, and I can't wait until the 2024s roll into my neck of the woods.
Check em out when they do, they ride completely different than last year’s model
You can boost your credit score before a purchase by getting your credit limits raised. It gives the same boost as paying down your debt. Also, if it’s taxable, it’s negotiable. If they won’t budge on the fees, make em take the cost of the fees off of the price of the bike. Get your financing done on your own, and then allow Harley to see if they can beat it. I’ve got the 21 limited.
Holy crap! 10.9% interest is wild… I thought my 1.9% on 48 months was too much.
bought a cvo a month ago mine is 9.29%. The interest rate is outrageous.
Welcome to Joe Biden’s economy!
I paid $29K OTD yesterday for a 2024 Street Glide in Whiskey with the blackout option and full built-in maps option. $14K trade in and the rest cash.
Good deal!!! Congratulations! 🎉
I really like your bike man, I love the new infotainment. Congrats ! Welcome to the Harley family!
Nice, 10.09 not bad if you look back in around 2010-2015 rates. People forget that rates are were they should be at this point.
Anyway, it's always a good reminder for those young and old about financing. Good advice.
Thank you for the kind comment. I think the other issue is a lot of people who have never financed anything other than a car don’t know that interest rates are higher on pretty much everything besides cars..
Thank you for being honest, and for the videos! Keep up the good work!
$114 per month for insurance? I have state farm. Full coverage, better than HOG, $26 per month. Congrats on the new bike! She’s beautiful. I have a ‘19 RG.
2023 They offered me 14% with a 800 score! I got them down to 3%. These interest rates are insane but it’s possible to get a good one.
Dude, that is an amazing bike!....$32k is way too much but hey....Better than buying a Camry!
I bought a 2014 Street Glide last year and got couple of the add ons, such as the gap. I don’t know if that’s a good idea but I still pay each month with my payments. Finance for 7 years for $298 a month but with add ons is $315.
Might as well pay for what you want in life and enjoy while you can guys… life is short!!! 👍
22k for a 10 yr old bike?
@@Txcowboy80 $29,000 for 10 year old bike
To clarify: Harley offer a two year limited warranty. There are dearleships who offer lifetime powertrain warranties. These are aftermarket warranties not offered by Harley Davidson. Great information on this video, but just wanted to set the record straight.
Thank you for the information, you are correct!!
I love the newer Harley's but they are worth the price. My first two Harleys were brand new. First a Sportster and then a Softail back in 2020. I loved them both but I ended up getting rid of them for a truck. I told myself I would never buy new again. The price otd and interest in top doesn't make it worth its value to me. I know I wanted another bike but know I would not spend crazy cash. So... I just recently picked up a 95 Fatboy with a bunch of extras for a screaming deal. 3500$ lol
I have Tier one and my Stealership got me 9%apr…..im keeping my 08 roadking forever 😂
They may not like you then. I was tier one and got 6.39 for 60 months through Harley on my 24 Breakout. They killed Navy Federal's rate.
Good luck to you. It was helpful to watch it. I refuse to pay HD that out the door price. That is me. I don't see a value riding these bikes. Just can't. I bought a new Goldwing, paid 23K out the door, got 5 years extended coverage after the factory is over (8 years total) for get this 780.00 for 5 extra years. Advice to all, do not take a 7 year loan even with super credit score.
First video Iv seen of yours great info and I subscribed wish videos like this were out years ago. a lot of info that most guys don’t think about or know especially now with the way interest rates are going . Great video 🔥
Thank you so much for the kind words and support, It means a lot!
Grt stuff Brother I love the color and congrats on the first new vehicle God is gd all the time, what I got out of the video was put more cash down to lower that $500+ payment ouch! but ride safe and rock! that 2024
Blessings!
How about a video on your Triumph Speed Triple? I bought my Harley thinking I’d sell the Speed Triple but it is too great of a bike to let go.
Good call, I’ve been meaning to introduce the Triumph and truck to the channel, the Harley content has really been doing well so I haven’t filmed anything for TH-cam on the Triumph yet but I will try to this week, thanks for the support!🤜🤛
I paid 33k OTD for mine (bike, prep, taxes, and title, also no dealer extras) I wanted it enough to put up with the kinda hefty dealer prep fees 3ven after walking them down slightly. My rate is 8.59% through ESB and that's with excellent credit score. No regrets, they road glide is badass!
Edit: my dealer experience was also very good, no pressure, honest, and very respectful.
Very cool to hear, glad you had a great experience like I did!!⚡️
On a bike with an MSRP of $25,999 ?
@scottgerman6353 MSRP is 28,799 for the color/ trim I wanted. The lowest MSRP is 26,849 if you are okay with chrome trim and the billiard grey paint.
I paid 28 otd with blue on black
If you wait until a big holiday like Christmas they usually offer 1.9 to 3 interest rates.
Congratulations on the new bike, it is nice. But if you were my son I would have to have a talk about toys and what you should spend. This is subjective advice, I would of steered you to a really nice low mileage privately owned bike for about 15-17.5k, thats only 10k of debt. The life time warranty, does that cover anything electronic or electrical. Crazy thing is you already thinking about 5k of upgrades to a new bike.
I appreciate your insight, it applies in most cases no doubt, but you’re right it is subjective. I have put in the time and work to be able to live the way I do comfortably and I’m here to share it with a community and have some fun. Thanks for the support!🙌
thanks for the transparency! sick bike, life is short
Dang right it is!
Here is my life of buying and owning motorcycles. I am now 71 years old. My first HD was a 1974 FLH, back in 1980, $3500 cash. I traded up to a 1980 FLH about 1990, $1200 cash for trade. In 1994 I bought my first new HD Heritage. $18,500 cash. In 2010 I sold the 94 Heritage and bought a new 2010 Heritage, $14,500. In 2021 I bought a new Tri-Glide Ultra out the door, $38,200. I got just under $10,000 trade for the Heritage to buy the Trike. I have NEVER had a loan for any motorcycle. If you have to borrow to own a bike, stupid is as stupid does. Save the money and pay cash. Two weeks ago after wanting a Toyota Tundra Crewmax Platinum for near ten years, I paid cash and it is sitting in my driveway right now. Save and buy. Just my way.
To each their own
At 30 Its The Future! At 70 Its The PAST! Enjoy If You Can "RESPONSIBLY!" 20 Ultra Limited SE !31 "8th Gener"
@@BrettRatcliffe-p2q At 30 Its The Future! At 70 Its The PAST! Enjoy If You Can "RESPONSIBLY!" 20 Ultra Limited SE !31 "8th Gener"
Just your way is fine but no need to add the stupid part if not paid in full with cash.
good for you boomer
Great content…thanks for sharing. I have a 2020 streetglide special, but absolutely love the new roadglide. I am trying to hold back for another year, but the new 2024 models are making it hard! Enjoy the new bike
I was tier 1 when I bought mine. got 3.99% promo interest with $2000 trade credit on a '23 RGS. They dropped the price over $2000 because 24's are coming out and paid off my trade in(2020 Triumph speed twin 1200). I put $6k down and made a hell of a difference on loan payment. They get you on the fees and taxes though. Wouldn't let me pay taxes on my own. I hate financing it but I guess it really came out of the $6K I put down.
A new ‘24 117 Streetglide here in Holland does cost: $43.000 in black/black!! Insurance all risk without discount prox $ 170 per month, road tax $12 per month. I drive a RKS ‘23 without loan😅
HOLY......10.09apr
Congradulations on your first HD! Thanks for being forth coming with the finacial and insurance details it helps many that want to purchase a HD.
Glad I could bring this information to people and hopefully help them out with their decisions, thank you for the support!🤝
thanks the info, I paid an extra $2000 just the price of the bike. They charged me $500 handling fee and $1500 setup fee. Just an FYI there is a speed limiter on the bike. It maxed out at 100mph full throttle hmmm.
Great job! The man works / put 10% down fuck it, haters gonna hate .. 530 ain’t bad ,,, badass bike buddy
Thank you for the support, I appreciate the positive comment man!!🤜🤛
Life time power train warranty? That's crazy. I only got a 2yr on my 2020 when I bought it new
How long are you expecting your nether regions to burn from the raping you got? I picked up a zero miles goldwing tour in 22 and it came with EVERY option imaginable, stock (did i mention reverse?) ..... Love my bike!!! Harley is on a downward spiral.
P.S. the fairing on that machine makes me drive heave.
$32,409.09 out the door. Insurance is $114 a month.
Congratulations on your new bike be safe and remember next time negotiate your selling price you could’ve gotten probably three or four grand off here in Las Vegas but who might say my dad has the CVO 2024 and he paid the same price as yours 29 grand I thinkhis house got way more stuff on it. What do I know I’m just a young girl.
Talk about getting sucked in. Harley is like a black hole pulling you in despite all the negatives which there are a LOT.
Thanks for the info. I'm looking at buying a 2024 Road Glide too, so definitely good stuff to know.
Glad I could help!! Buy it if you can, so worth it!
Great video. Just went through same exact process for a new 2024 Nightster Special. First bike.
I appreciate you explaining everything
Love your channel just found it. I’ve been on the fence of doing the monthly payment lol. I don’t know my ass from a hole in the ground. I’m enjoying educating myself. I have plenty of income (6300.00) a month. This video answered my question unfortunately 😕. My credit score 620ish I believe. 7,500.00 damn!! I might be able to do 2,500.00 down! 530.00 a month!!! Who the hell can afford that? Shit with my credit score and down payment I would be paying 650.00 a month for a 23-24 Harley. Not hating on Harley, it’s not all their fault. Trying to buy any AMERICAN truck is the same situation. It’s the state of things with American made things for a variety of reasons.
$85,000 costs here, in Thailand, where I live (+3,000,000 THB)...
Just picked mine up on Tuesday.
Yo man awesome videos on the new bike so far. You got some good stuff here. Ill be tuning in
You didn't get screwed... you paid a decent price. Also, you are tier 3, not tier 2 (I work with credit daily at the bank i work at). Interest rate isn't bad. you can refinance down the road. Keep working on reducing your debt, that will positively impact your credit.
Thank you for being so open about your purchase.
Great video I’m subscribing
Thank you!!🤜🤛
Out the door I was 31,280 in PA on the 2024 street glide so not too far off from yours. Glad to hear another younger guy have a head on their shoulders and not finance parts and gear but boy do they push their sales on it. I’ve seen older guys with worse credit just keep adding and then complain when they try to trade up after 2 years realizing all they’ve paid to date is interest. Shocked to hear how high your insurance is though, I’m 34 with a clean driving record only at 580 a year through Harley.
The worst part of buying anything now days like vehicles, motorcycles or boats and RV’s is that dealers have raised their fee’s for paperwork and titling to be insane. Even destination and delivery fee’s are ridiculous. They wanted to be in the business of selling these items and yet they charge us for their own work to be done. Finance manager gets paid salary plus bonus for each closing. So why pay $350 for paperwork? They want to charge us for getting their inventory from the manufacturer. Imagine we had to these same fee’s for food, eggs $3.99 a dozen plus destination and delivery additional $1.00 plus stocking fee’s $.50. Why do we all keep bowing down and paying these ridiculous fee’s on top the asking price. Better to buy used from an individual, save on taxes, no fee’s and registration take minutes and the motor vehicle office. Upgrading is cheaper and we all know any dealer whether it cars, trucks or MC’s will never completely abide by the warranties as there is always something they can find to decline the claim and approve the work. Financing anything other than house is financial suicide!!!
Thank you, that was very well put together video. gave me a very good baseline.
Thank you for the kind words, and glad I could help!⚡️
Awesome bike. Congrats bro
That’s a fantastic bike and I hope you enjoy it for many miles
Thank you!!🙌
Not to be the Debbie downer here but man a $30,000 loan at 10% is bad. I know you said you’re gonna pay it off quicker but we all say that and most don’t. All the best to you and I really hope you do pay it quicker for your sake.
I appreciate the words, I’ll use them as motivation. The loan is for 24,000. My Triumph Speed Triple is up for sale and will bring in a good principle payment.
Appreciate the information. I have HD insurance on my bikes... never had any issues.
Good stuff, glad to hear it, thank you for the input!!
This is a superb informative video regarding financing a new HD. I just purchased a new 24" RG with the same upgrades, paint, etc. I did opt for the extended warranty as this is a newly redesigned model, and although one would hope most items are addressed in the first couple of years, you never know in year 2.5. My interest rate sucked, and I hope to refinance it in about a year with my CU. Thanks again!
I always go with credit unions. For the one I’m getting this week, I’m paying at 5.5% for 72 months. My payments will be at $200(trade-in). Be firm but nice on what you think your bike is worth. And walk away kindly, they will be chasing you be for you approach your car.
That is rarely the case anymore unfortunately. The world is very much adjusted to these prices and most dealers don’t play into those games anymore. These new 2024’s are desirable and they won’t have any trouble moving em out the door and they know if it’s not me buying there’s another guy coming in soon for it. I’m thankful for the price I got, no mark ups, no freight or surcharges like previous years.
@@OffWeekGarage I understand that. I went to 7 different dealerships in different states in the New England area and asked that question they hate.
What is the out the door price? Only one was honest and gave it to me straight. The others told me we had to sit down and run a credit app and talk options. I told them my monthly payment was between my bank and myself and that it was none of their business. Two were confused, 3 laughed at me, one escorted me out and the 7th shook my hand….. and if the 7th would have failed I would have kept shopping around. Lesson: don’t be satisfied too early with their BS, be satisfied with your BS and stick to it.
Thanks for supporting the economy.
This opportunity for Americans to get really good quality products.One buys a loan.You were smart getting a loan.
Wow, a bike like that.
If saving for a big bike and paying in cash was easy. For a decade.
Like some of us say, “oh lord, give me a billion dollars”, Then buy a motorcycle for cash. That’s what I did.
Harley Davidson was a cool place, yeah?
Congrats dude… enjoy the new bike
Glad you shared all of this information. I test rode one and man, great experience.
Congratulations and many thanks on the OTD number. Really appreciate you taking the time to make this great video. Cheers!
Thank you, I’m glad I was able to provide some good information!
I wouldn’t take this advice .. first of all.. if you are buying a bike, then need to get gear, and exhaust and other upgrades.. if you can throw it all on the loan. Why wouldn’t you, when there is no stopping you from acceleration of your payment…. If you got the cash .. then do want you want,, pay your upgrades with your cash.. but if you don’t gave all the cash up front.. so what… if you can double or triple your payment or …. Say you want 4K in upgrades.. but you can get the 4K for 6 weeks just finance it, get what you want now.. pay the 4K to your principal in 6 weeks…. It’s not the same as financing it for 5 years. It’s financed for 6 weeks.. nominal interest.. if you are only going to make minimum payment, then I would agree with this guy…. Use your head..