An IUL is good for a high income earner. Example, i make 250k a year, I max out my IRA and 401k and invest heavy on my growth brokerage account, and my excessive cash I overfund my IUL to the max so it doesnt become a MEC. An IUL is good for individuals with lots of income looking to park cash for a long term secondary vehicle. An IUL is not good for lower income earners who are cash strapped and it shouldnt be used as a primary investment.
@@carsonc29wouldn't be good for a younger person who plans to have a family later on in life. Such as a 25 y/o working on their craft up the life career ladder but don't plan to get married until early 40s?
The sustainability of your insurance depends on the market conditions and the amount of cash deposited into your account. Otherwise, your deposited amount may be depleted by premiums, requiring additional funds to keep the insurance active.
Great video! Comparisons while having little to no education is a bad way to go about it. People should look into it as how well am I diversified or how can this improve or strengthen my situation. Im a new subscriber to your channel and I am already loving it. Thanks guys
IULs are not generally recommended for that age bracket. Every situation is unique, please reach out to our team and we would be happy to learn more and discuss. www.leveragedwm.com/bookmeeting
How SHOULD An IUL Been Used⁉️⁉️⁉️ What Is The Options of An IUL⁉️⁉️⁉️ Please Send Me The Link🔗 To The Video of Your Complete Pros & Cons of The IUL Brake Down & The Link🔗About Diversification⁉️⁉️⁉️
An IUL is good for a high income earner. Example, i make 250k a year, I max out my IRA and 401k and invest heavy on my growth brokerage account, and my excessive cash I overfund my IUL to the max so it doesnt become a MEC. An IUL is good for individuals with lots of income looking to park cash for a long term secondary vehicle. An IUL is not good for lower income earners who are cash strapped and it shouldnt be used as a primary investment.
An IUL is good for a high income earner. Example, i make 250k a year, I max out my IRA and 401k and invest heavy on my growth brokerage account, and my excessive cash I overfund my IUL to the max so it doesnt become a MEC. An IUL is good for individuals with lots of income looking to park cash for a long term secondary vehicle. An IUL is not good for lower income earners who are cash strapped and it shouldnt be used as a primary investment.
totally agree..unfortunately, it gets marketed to lower income and even young people
@@carsonc29wouldn't be good for a younger person who plans to have a family later on in life.
Such as a 25 y/o working on their craft up the life career ladder but don't plan to get married until early 40s?
@@macman9689 it doesn't matter where you are in life, if you can't max fund an IUL then don't waste your time getting it.
From the due diligence I've gathered, you are spot on and just gave up some mega gems. I appreciate your perspective and directness💯👍🏻.
What is good for lower income earners that make $40-$50K a year
401 k r invest in stocks with left over money
buy term life insurance to protect your family at the least cost to you
There are several videos explaining the investing ladder, for example, first an emergency fund, then 401k match, etc. try to look them up
Money Investing ladder
Could a person access the funds if someone initially dumps a large cash sum into the policy? While continuing to benefit from compounding interest?
Yes
The sustainability of your insurance depends on the market conditions and the amount of cash deposited into your account. Otherwise, your deposited amount may be depleted by premiums, requiring additional funds to keep the insurance active.
Thank you for all your advice ❤
You are so welcome!
Great video! Comparisons while having little to no education is a bad way to go about it. People should look into it as how well am I diversified or how can this improve or strengthen my situation.
Im a new subscriber to your channel and I am already loving it. Thanks guys
Please kill the music with future video
I got an estimate of a IUL, can I get you to review it?
Absolutely, reach out here:
leveragedwm.com/bookmeeting/
Thank you ! This is very helpful!
These are some of the worst examples of not getting an IUL, made by predators who will quickly sell you an IUL.
Say what?
Can you get an IUL in your 70s but you got somebody as your trustees and I trust to help you
IULs are not generally recommended for that age bracket. Every situation is unique, please reach out to our team and we would be happy to learn more and discuss. www.leveragedwm.com/bookmeeting
My wife have diabetes, i bought insurance for her with IUL, so i guess if ur not healthy, better have life insurance
Sins of the paat?
How SHOULD An IUL Been Used⁉️⁉️⁉️
What Is The Options of An IUL⁉️⁉️⁉️
Please Send Me The Link🔗 To The Video of Your Complete Pros & Cons of The IUL Brake Down & The Link🔗About Diversification⁉️⁉️⁉️
Are you real or is this AI generated?
Can u ace the stupid music it’s annoying?
@@CashValueLifeInsuranceReviewslol you said is this real ha ha
@@CashValueLifeInsuranceReviews I have a question
An IUL is good for a high income earner. Example, i make 250k a year, I max out my IRA and 401k and invest heavy on my growth brokerage account, and my excessive cash I overfund my IUL to the max so it doesnt become a MEC. An IUL is good for individuals with lots of income looking to park cash for a long term secondary vehicle. An IUL is not good for lower income earners who are cash strapped and it shouldnt be used as a primary investment.
I like Primerica ..Superior products 💕🔥🫶🏾