आज तक कभी ट्रेडिंग नहीं कि लेकिन सीखना चाहता था,काफी समय से दुविधा में था लेकिन आपके द्वारा दी गयी जानकारी की वजह से बहुत कुछ सीखने को मिला... Thnkuh so much
Mein loan or credit card me fasa hua hu meri umar mahaj 24 saal hai or mein ise apne level pr apni khud ki stretegy ke sath clear krunga 1. 2 saal ke ander
Mukul sir i am following you since year 2019 and regularly watching your video, help me out for the debt free easy niw 2024 hope next year i will be dept free.
Valuable Inputs on Loans - but can you brief us on the subject matter - if we are talking home loans then how to close those at best possible time. Thanks 🙏
different ways to deal with this, few from my side: 1. Pay 1 extra EMI in every financial year 2. Purchase Equity of the same bank from which loan is taken on regular intervals in 1 financial cycle. 3. Purchase MF based on some research on regular intervals in 1 financial cycle
@@AmitKumar-sx6zf Equity or MF se loan par to koi farak nahi padega. Jitna extra EMI de denge utna jaldi repayment hoga. Uske baad investment ke options has Equity or MF. Or same bank ke equity se to kuch matlab nahi, jo achcha return de raha hai or safe hai woh le lena.
HI Mukul, Nice and informative video.... One suggestion, if you want to use side cameras then you can try capturing important statement by looking sidewise (which can be captured in side camera as a front view)...... may be something like a last statement while concluding any point can be stated while facing side camera...….
Sir mera question hai Maximum kitne loans (Good Loans) le skte h jisse Cibil score pr jyda effect na ho kyuki Kahi suna tha Maximum 3 loan hone chahiye
Hello Sir I like your context every time and use to watch your videos but I have a question If you can please answer that for me. NDTV profit logo in left top corner, Why❓ I think there are many more you want to know why Adani NTDV is flashing on your video.
@@AssetYogi omg 😳😳....heart or reply dono....thank you so much Yogi bhai....aapse mai ek bat kahna chahta tha...bt lga aap comment sayad nhi pdhte....islye kbhi likha nhi...Main aap k videos 2018 se dekh rha hun...tbse Maine bhut c chizein bdli.. financially...or aaj mai bhut khus hun...thank you so much Bhai..
Thank you, Mukul jee, for the insightful breakdown of bad vs. good loans! Your advice on staying debt-free is invaluable. Grateful for the financial wisdom shared in this video! ❤
Thankyou sir for such informative video! I just want to add-on one thing that while opting for top-up on home loan, one need to check weighted average rate that they will be paying on total loan.
Mere Dada Nana Ke Time Loan Nahi Hote The Jamin Bhi Thi Dade Ghar Bhi Ye Loan Abhi YEAR 2000 Se Start Hua He WAY? 35 Lakh Ka Loan He JISME 10 LAKH bad Loan He , KYA KARE?
Nice information, Sir I have not increased EMI but every two three months I am paying extra amount like double or triple amount, it's okay or increase the EMI as ROI, please advise
Your strategy gives u flexibility of payment. If u have good control over financial planning then u may increase EMI, Otherwise increasing EMI and paying in lumpsum results in same result in terms of saving total interest....
Sir mera vidhyalaxmi portal se loan pass hua he Kya ab mujhe CSIS through subsidy mil skti hai kya ?.....aur uskee liye kya krna hoga !?...please batayein sir ❤
Sir,please provide an answer to my following investment product:- If ₹ 1lakh is deposited annually for 10 years and ₹ 25 lakhs are received at the end of 20 years,what would be the IRR? Sir,please also provide the formula for calculation of IRR of such jnvestment product.Thanks.
I have a personal loan with L&T finance. They allow prepayment (minimum 25% of the principle amount) only once in six months along with 16% prepayment charges. L&T finance doesn’t let me give few extra EMIs. The 25 % amount of principal amount is huge. Any ways to get over this ?
Sir what do you mean by if I settle my loan my cibil will be decreased? I mean is it means if anyone pays their debt before time it will put bad impact on their credit score?
Me bhi credit card use karta hun but don't use to debt its use for a daily lifestyle and your utility bills and requirements only . Jab hum apni requirement ke liye credit card ka use karenge to hum bewajah ki pareshani se bach jayenge or time to time credit card ka bills payment karna h. Me is tarike se 1000-1500 rs every month credit card walo se cashback le leta hun. Pesa unka hi use karke unse hi pese le lo but uske liye apko due date se pahle pura credit card ka bill payment karna padega
jahan tak mujhe gyan hai personal loan REDUCING hota hai jo ki agar 15% hai to approx 9.5 to 10% hi padega and CAR,BIKE loan me Processing fees, HP charges, File Charges bhi lagte hain to wo bhi almost Personal Loan ke barabar hi ho jata hai. 2024 ki new Guidelines hain ye
Join All-In-One Video Finance App here: vidfin.com/
Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.
सच मैं लोन फ्री लाइफ एक जीवन संजीवनी है...... मेरा सिर्फ होम लोन बचा है अब....... दोस्तों भूखे पेट सो जाना लेकिन कभी भी पर्सनल लोन मत लोना
Sahi baat mai bhi bhugat rha hu 5 L ka loan 7 bhar chuka hu abhi bhi bhar rha hu
आज तक कभी ट्रेडिंग नहीं कि लेकिन सीखना चाहता था,काफी समय से दुविधा में था लेकिन आपके द्वारा दी गयी जानकारी की वजह से बहुत कुछ सीखने को मिला... Thnkuh so much
Thankyou for watching!
Sir aap itne ache se har baat clear kar dete Ho ki koi question poochne ki gunjaish hi ni rehti.
Thanx a lot sir for ur guidence
Thanks a lot
Aaj tak koi loan nahi liya par information gather karna always beneficial thanks for the video
Sir ji....pura life kharap hu gaya credit card loan and loan se...ur vedio motivated ... like it
Thankyou!
Feb 2024 mein debt free ho jaunga
Bc abhi loan nhi lena at age 26 saari salary loan mein hi chli jaati hai
NO EMI ONLY SIP ❤
Sukriya Sirjii... Always explain everything in most simple way..
Mein loan or credit card me fasa hua hu meri umar mahaj 24 saal hai or mein ise apne level pr apni khud ki stretegy ke sath clear krunga 1. 2 saal ke ander
Ye Topic bahut jaruri tha .
Thank you Sir for guiding us at every moment of financial planning
Glad
Asset Yogi se request hain ki aap value investing ke bare mein video banaye for beginners..
Ek kahawat hai jo hamare badon ne kahi hai " Kam khao gam khao " . Wish everyone happy new year 2024 & kam kriye aur paisa save kriye. ❤
Dear sir 🙏. Sir home buying vs renting pe ek video jaroor banayiye
AY, Finally I got debt free this year. Now 70-80% salary is invested in MF/STOCKS. FINANCIAL INDEPENDENCE journey hence started
Congratulations!
Your age
Congrats bro
Mukul sir i am following you since year 2019 and regularly watching your video, help me out for the debt free easy niw 2024 hope next year i will be dept free.
Sir, I have questions. Early payment of Home loans and investment in Mutual funds what should be the ratio for both.
To sum it up
1. Snowballing strategy
2.Reducing bad loan
3. Toppingup low interest loans
4. Save for luxury but forgot one strategy
Valuable Inputs on Loans - but can you brief us on the subject matter - if we are talking home loans then how to close those at best possible time. Thanks 🙏
different ways to deal with this, few from my side:
1. Pay 1 extra EMI in every financial year
2. Purchase Equity of the same bank from which loan is taken on regular intervals in 1 financial cycle.
3. Purchase MF based on some research on regular intervals in 1 financial cycle
@@AmitKumar-sx6zf Thank you so much for your valuable suggestions
@@AmitKumar-sx6zf Equity or MF se loan par to koi farak nahi padega. Jitna extra EMI de denge utna jaldi repayment hoga. Uske baad investment ke options has Equity or MF. Or same bank ke equity se to kuch matlab nahi, jo achcha return de raha hai or safe hai woh le lena.
I have a question, will taking more no of credit cards, and using very sensible, does it has impact on credit score
You are the most intelligent & wise finance youtuber in India
Please provide information about No Cost EMI. Is it good or bad. Theoretically it is interest free... Please enlighten us..🙏
No Cost EMI ka pura sach jaane: th-cam.com/video/nKGsZOumH6k/w-d-xo.htmlsi=c4p06reyWjpS4IEm
HI Mukul,
Nice and informative video....
One suggestion, if you want to use side cameras then you can try capturing important statement by looking sidewise (which can be captured in side camera as a front view)......
may be something like a last statement while concluding any point can be stated while facing side camera...….
Kon Kon Loans Aur Credit Card 💳 Me Fasa Huva Hai?
Me
Loan dega?
More than 90% people
Main faste faste Bach gaya
Main
Maine good loan liya hai business karne k liye aur aage bhi business k liye hi leta rahunga
Sir ji aapne bahut mahatvpurna jankari di Thanks ❤❤❤
Sir mera question hai
Maximum kitne loans (Good Loans) le skte h jisse Cibil score pr jyda effect na ho kyuki Kahi suna tha Maximum 3 loan hone chahiye
Sir Ji.. Wish you very Happy New year .. In. Advance.. May your channel and teachings spread more and more in 2024
2:24 which formula is used for home loan?
Is there any app which can suggest how to manage our finance and do financial planning??
Sir, You are really an asset for us.
Thanks a lot!
Only genius in TH-cam,hats off
Should I take loan for buying a plot (Land) for long term investment???
Hello Sir I like your context every time and use to watch your videos but I have a question If you can please answer that for me.
NDTV profit logo in left top corner, Why❓
I think there are many more you want to know why Adani NTDV is flashing on your video.
Meri limit to 9.1 lacs h...bt I hardly use it 20-30k ...so my credit utilisation ratio is... excellent
Yes, good!
@@AssetYogi omg 😳😳....heart or reply dono....thank you so much Yogi bhai....aapse mai ek bat kahna chahta tha...bt lga aap comment sayad nhi pdhte....islye kbhi likha nhi...Main aap k videos 2018 se dekh rha hun...tbse Maine bhut c chizein bdli.. financially...or aaj mai bhut khus hun...thank you so much Bhai..
Bahut achhi jaankari.. I m your very old subscriber.
Please make a video on how to save for life expenses like Cars, house, gadgets, vacations without taking loan.
Hello Sir, your videos are very informative, thank you for giving the information. 🙏
aap ke samazane ka tarika bahut badiya hai
Lon bank se lene ya NBFC se lene me kya different hai...
सर एक प्रश्न है-
अगर हम अपनी किसी Existing लोन की मासिक किश्त को कम करवायें और पीरियड Tenure बढ़ा लेें तो क्रेडिट स्कोर पर इसका क्या असर पड़ेगा??
If I wish to buy land but have no money to invest but a secured job. What ways I may use to buy the property?
sir you make a video on what is trust & what is will
Very nicely explain in between good lone and bad loan 😊
Thank you, Mukul jee, for the insightful breakdown of bad vs. good loans! Your advice on staying debt-free is invaluable. Grateful for the financial wisdom shared in this video! ❤
By the grace of God I am not under debt
Thankyou sir for such informative video! I just want to add-on one thing that while opting for top-up on home loan, one need to check weighted average rate that they will be paying on total loan.
Could you please explain a bit please
Home loan is now a days is 10% in banks like hdfc since last 2 years
Mere Dada Nana Ke Time Loan Nahi Hote The Jamin Bhi Thi Dade Ghar Bhi Ye Loan Abhi YEAR 2000 Se Start Hua He WAY?
35 Lakh Ka Loan He JISME 10 LAKH bad Loan He , KYA KARE?
What if personal loan is charging higher interest rate, then what will be the best option to get rid of from it
बहुत-बहुत धन्यवाद इस जानकारी के लिए आभार व्यक्त करता हूँ प्रणाम स्वीकार करे ❤❤❤❤
🙏
Sir loan lekar plot Purchase kare wo bad ya good loan hai.......?
Thank you Sir. I truly learned something new today.
Emi ko pay karne ki best day kon hota hai in a month.. like first week of month or last week of month?
Nice information, Sir I have not increased EMI but every two three months I am paying extra amount like double or triple amount, it's okay or increase the EMI as ROI, please advise
Your strategy gives u flexibility of payment. If u have good control over financial planning then u may increase EMI, Otherwise increasing EMI and paying in lumpsum results in same result in terms of saving total interest....
Thanks
Sir, ham janana chahte hai ki bank ka loan repayment karne pr kya charge lagta hai aur kab lagta hai?
Sir credit card ko cancel karwane se cibil score kharab hota hai kya? Card ka koi liability nahi hai..plz reply
Income tax salary se monthly katwana chahiye ya nahi.
Sir 1 video sibil score pe bnaye sibil score kaise sudhare please comment
Sir credit card upgrade karne par cibil score decrease hota hai ya increase hotahai?
Sir one question h... kya hm 1 year m 1ya 2 extra emi pay kr sakte h bank ko...jisse ki time tenure km ho Jaye
Sir in big trouble, cibil score down drastically and no. Of loans increasing. Please help
Sir lic se maximum loan kis tarah se le sakte hai kam se kam total amount se 85%
Nyc efforts 👌
Loan lene ke different tarike bataoo kunse application se loan milta hai kaha se Lena chahiye vagera vagera
Aap constancy bhi provide kar the hai kya
Must needed topic these days
Indeed
Home loan EMI ko increase ke liye bank easy Maan jata hai or nahi?
Agar nahi to hame kya karna chahiye
Sir nice video, please tell me how to scale business then only possible to debt free
Ballooning repayment video pls
Thank you for covering all loan in one video ❤❤❤
Sir Thank you for your suggestions❤
Top up loan kaise Lena padega sir
Sir kya tax saving k liye HBA govt employees k liye thik h?
Sir mera vidhyalaxmi portal se loan pass hua he
Kya ab mujhe CSIS through subsidy mil skti hai kya ?.....aur uskee liye kya krna hoga !?...please batayein sir ❤
Sir,please provide an answer to my following investment product:-
If ₹ 1lakh is deposited annually for 10 years and ₹ 25 lakhs are received at the end of 20 years,what would be the IRR? Sir,please also provide the formula for calculation of IRR of such jnvestment product.Thanks.
Are you talking about ULIP?
Wish you and your family members
Very happy new year 2024
Mukul Yogi ji🎉🌞💐😊
Business loan par koi tip de skte hai kya please 🙏
Excellent!!!
How to overcome for home loan interest? Can we take any other investment plan along with home loan for recover home loan interest. Kindly suggest.
Mutual funds over 15 year will cover the home loan interest
Very helpful video sir ji
Sir
Ak video OD limit pe bhi banana
Do we get tax benefits on the Home Top up loan? What is the limit?
No
Sir multiple loans h
Salary kam h objection jyaada h
Please help
कल 10 बजे फॅक्टरी मे आ जाना
I have a personal loan with L&T finance. They allow prepayment (minimum 25% of the principle amount) only once in six months along with 16% prepayment charges. L&T finance doesn’t let me give few extra EMIs. The 25 % amount of principal amount is huge. Any ways to get over this ?
home loan interest nbfc mein 16% Tak hai example: DMI housing finance
Please keep it up with your new videos personal loan are home loans debt traps sir
Mai apko 4 saal se follow krra hu . financialy ab sound ho raha hu
Kya banker ko home loan le lena chahiye
Sir what do you mean by if I settle my loan my cibil will be decreased? I mean is it means if anyone pays their debt before time it will put bad impact on their credit score?
Can you make videos on equipment leasing and their process and calculations?
सर क्या मै अपने शेयर और म्युचुअल फंड की राशि किसी दूसरे एप मे ट्रांसफर कर सकता हुँ।
Hats off to u mukul Sir
Kuo ji
Me bhi credit card use karta hun but don't use to debt its use for a daily lifestyle and your utility bills and requirements only . Jab hum apni requirement ke liye credit card ka use karenge to hum bewajah ki pareshani se bach jayenge or time to time credit card ka bills payment karna h. Me is tarike se 1000-1500 rs every month credit card walo se cashback le leta hun.
Pesa unka hi use karke unse hi pese le lo but uske liye apko due date se pahle pura credit card ka bill payment karna padega
Ek dum sahi bol rahe hai aap
Thank you ji, this video is very informative. Can you make a video about Quantum AI?
Super video excellent information sir thank you so much
@AssetYogi can you please make video on home loan insurance vs term insurance. Also if home laon insurance beneficial in case of Coborrower
Foreclosure of loan will effect on cibil ?
Credit card per personal loan mila hai...
Per use per igst lag raha hai...
Kya karu ???
Principal+(interest+18 igst)=emi
jahan tak mujhe gyan hai personal loan REDUCING hota hai jo ki agar 15% hai to approx 9.5 to 10% hi padega and CAR,BIKE loan me Processing fees, HP charges, File Charges bhi lagte hain to wo bhi almost Personal Loan ke barabar hi ho jata hai. 2024 ki new Guidelines hain ye