आज तक कभी ट्रेडिंग नहीं कि लेकिन सीखना चाहता था,काफी समय से दुविधा में था लेकिन आपके द्वारा दी गयी जानकारी की वजह से बहुत कुछ सीखने को मिला... Thnkuh so much
Mukul sir i am following you since year 2019 and regularly watching your video, help me out for the debt free easy niw 2024 hope next year i will be dept free.
Thankyou sir for such informative video! I just want to add-on one thing that while opting for top-up on home loan, one need to check weighted average rate that they will be paying on total loan.
Mein loan or credit card me fasa hua hu meri umar mahaj 24 saal hai or mein ise apne level pr apni khud ki stretegy ke sath clear krunga 1. 2 saal ke ander
❤Q&A❤ We all know that in long run Indian stockmarket will grow. Then what is the need of diversification between stocks,gold, real-estate,fd,ppf etc etc. Suppose, previously I want to make a 10lakh emergency fund and rest all money will diversify accross all assets class BUT instead of doing this if I make 20lakh emergency fund and rest all money put in stockmarket for long term then how worth is it to do this? How safe or risk in this? If not then what is the main risk in the stockmarket that everyone should aware of this. So that everyone can diversify their money accross different assets class. Thank you Indranil Kundu Kolkata, West Bengal, India
Thank you, Mukul jee, for the insightful breakdown of bad vs. good loans! Your advice on staying debt-free is invaluable. Grateful for the financial wisdom shared in this video! ❤
Hello Sir I like your context every time and use to watch your videos but I have a question If you can please answer that for me. NDTV profit logo in left top corner, Why❓ I think there are many more you want to know why Adani NTDV is flashing on your video.
@@AssetYogi omg 😳😳....heart or reply dono....thank you so much Yogi bhai....aapse mai ek bat kahna chahta tha...bt lga aap comment sayad nhi pdhte....islye kbhi likha nhi...Main aap k videos 2018 se dekh rha hun...tbse Maine bhut c chizein bdli.. financially...or aaj mai bhut khus hun...thank you so much Bhai..
Valuable Inputs on Loans - but can you brief us on the subject matter - if we are talking home loans then how to close those at best possible time. Thanks 🙏
different ways to deal with this, few from my side: 1. Pay 1 extra EMI in every financial year 2. Purchase Equity of the same bank from which loan is taken on regular intervals in 1 financial cycle. 3. Purchase MF based on some research on regular intervals in 1 financial cycle
@@AmitKumar-sx6zf Equity or MF se loan par to koi farak nahi padega. Jitna extra EMI de denge utna jaldi repayment hoga. Uske baad investment ke options has Equity or MF. Or same bank ke equity se to kuch matlab nahi, jo achcha return de raha hai or safe hai woh le lena.
Thank you! I am a single mom, I've been thinking about investing going into 2024. I'm starting a business and am about to be financially stable enough to start putting money into the market. My biggest question before I get started is: How do I know if the stock market is too high right now so should I wait for a downturn before investing? Or what type of stocks (ETF, Index Funds, Penny Stocks, High Yield Dividends, etc.) should I buy at different turns in the market?
@sammyphon you're really doing well for yourself, my retirement plans are going down the drain. I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?
Exactly what I’m doing again this week. The smartest thing I’ve ever done was having 30% in cash to buy on the way down in 2021. It hurt watching 30-40% discounts drop to 50, but grabbing Google, NVDIA, Apple, and others near the bottom has paid off. I love the bull outlook but I’m not confident to should hold all equities
HI Mukul, Nice and informative video.... One suggestion, if you want to use side cameras then you can try capturing important statement by looking sidewise (which can be captured in side camera as a front view)...... may be something like a last statement while concluding any point can be stated while facing side camera...….
Join All-In-One Video Finance App here: vidfin.com/
Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.
सच मैं लोन फ्री लाइफ एक जीवन संजीवनी है...... मेरा सिर्फ होम लोन बचा है अब....... दोस्तों भूखे पेट सो जाना लेकिन कभी भी पर्सनल लोन मत लोना
Sahi baat mai bhi bhugat rha hu 5 L ka loan 7 bhar chuka hu abhi bhi bhar rha hu
Han g 16 Lakh Loan Ho Chuka ke pata nahi jite ji chukega ya nahi
आज तक कभी ट्रेडिंग नहीं कि लेकिन सीखना चाहता था,काफी समय से दुविधा में था लेकिन आपके द्वारा दी गयी जानकारी की वजह से बहुत कुछ सीखने को मिला... Thnkuh so much
Thankyou for watching!
Aaj tak koi loan nahi liya par information gather karna always beneficial thanks for the video
Sukriya Sirjii... Always explain everything in most simple way..
Sir aap itne ache se har baat clear kar dete Ho ki koi question poochne ki gunjaish hi ni rehti.
Thanx a lot sir for ur guidence
Thanks a lot
Thank you Sir for guiding us at every moment of financial planning
Glad
Kon Kon Loans Aur Credit Card 💳 Me Fasa Huva Hai?
Me
Loan dega?
More than 90% people
Main faste faste Bach gaya
Main
Sir ji....pura life kharap hu gaya credit card loan and loan se...ur vedio motivated ... like it
Thankyou!
You are the most intelligent & wise finance youtuber in India
Sir, You are really an asset for us.
Thanks a lot!
Ye Topic bahut jaruri tha .
Feb 2024 mein debt free ho jaunga
Bc abhi loan nhi lena at age 26 saari salary loan mein hi chli jaati hai
NO EMI ONLY SIP ❤
Buddy the problem is not the loan but at what stage of life you took a loan.
If you consider a loan as leverage it's a boon.
Only genius in TH-cam,hats off
Mukul sir i am following you since year 2019 and regularly watching your video, help me out for the debt free easy niw 2024 hope next year i will be dept free.
Very informative video, thanks.
Thank you for covering all loan in one video ❤❤❤
👍Great and on the point analysis 👌
Thank you Sir. I truly learned something new today.
Thankyou sir for such informative video! I just want to add-on one thing that while opting for top-up on home loan, one need to check weighted average rate that they will be paying on total loan.
Could you please explain a bit please
Thank you sir
Sir ji aapne bahut mahatvpurna jankari di Thanks ❤❤❤
Excellent!!!
Very informative video 👍
Mein loan or credit card me fasa hua hu meri umar mahaj 24 saal hai or mein ise apne level pr apni khud ki stretegy ke sath clear krunga 1. 2 saal ke ander
Amazing Lessons !!!❤
Sir Thank you for your suggestions❤
Happy new year🎉
Must needed topic these days
Indeed
Good information
2:24 which formula is used for home loan?
Nyc efforts 👌
Very helpful video sir ji
Very nicely explain in between good lone and bad loan 😊
Hello Sir, your videos are very informative, thank you for giving the information. 🙏
Mr perfectionist ❤
Superb ✨️
Thank you sir
Very informative vidoe
Super.
Great sir 🙏🙏
Happy new year ❤
Super and good video
To sum it up
1. Snowballing strategy
2.Reducing bad loan
3. Toppingup low interest loans
4. Save for luxury but forgot one strategy
sir you are great teacher thanks
AY, Finally I got debt free this year. Now 70-80% salary is invested in MF/STOCKS. FINANCIAL INDEPENDENCE journey hence started
Congratulations!
Your age
Congrats bro
Happy New Year Sir🎉🎉🎉. Great video and good strategy information given by you.❤❤❤
Very nice 👍
Hats off ❤
Very good and True advice... Thank you Mukul ji❤
Super video excellent information sir thank you so much
aap ke samazane ka tarika bahut badiya hai
Thanks a lot sir
So nice of you
Good Malik sahab
Thank you for advice..
Always welcome
❤Q&A❤
We all know that in long run Indian stockmarket will grow. Then what is the need of diversification between stocks,gold, real-estate,fd,ppf etc etc.
Suppose, previously I want to make a 10lakh emergency fund and rest all money will diversify accross all assets class BUT instead of doing this if I make 20lakh emergency fund and rest all money put in stockmarket for long term then how worth is it to do this? How safe or risk in this?
If not then what is the main risk in the stockmarket that everyone should aware of this. So that everyone can diversify their money accross different assets class.
Thank you
Indranil Kundu
Kolkata, West Bengal, India
We diversify to mitigate risk. One should not put all eggs in one basket.
Ek kahawat hai jo hamare badon ne kahi hai " Kam khao gam khao " . Wish everyone happy new year 2024 & kam kriye aur paisa save kriye. ❤
By the grace of God I am not under debt
Good very useful information thank you sir
Nice information.. Thanks sir
Thank you, Mukul jee, for the insightful breakdown of bad vs. good loans! Your advice on staying debt-free is invaluable. Grateful for the financial wisdom shared in this video! ❤
Igniting minds.
Hats off. ❤❤❤❤❤
Sir Ji.. Wish you very Happy New year .. In. Advance.. May your channel and teachings spread more and more in 2024
Informative video
Thanks
Nice information, thank you sir🙏
Happy new year sir!
Bahut achhi jaankari.. I m your very old subscriber.
Sir, I have questions. Early payment of Home loans and investment in Mutual funds what should be the ratio for both.
Ek dum sahi bol rahe hai aap
Asset Yogi se request hain ki aap value investing ke bare mein video banaye for beginners..
Hello Sir I like your context every time and use to watch your videos but I have a question If you can please answer that for me.
NDTV profit logo in left top corner, Why❓
I think there are many more you want to know why Adani NTDV is flashing on your video.
Happy new year sir
बहुत-बहुत धन्यवाद इस जानकारी के लिए आभार व्यक्त करता हूँ प्रणाम स्वीकार करे ❤❤❤❤
🙏
Please keep it up with your new videos personal loan are home loans debt traps sir
मेरे सारे लोन बंद हो गये अब जिंदगी मे कभी लोन नही लुंगी❤❤
Hi
Kyo
Bohat accha kabhi mat lena ab bohat buri cheese hai
Loan koi leta nahi ye kewal man ki soch hi baaki future acha hoga per hota kuch ur hai haa future me kab kya ho jayega koi nahi janta...😊
Thanks you🎉 mukul
Most welcome
Maine good loan liya hai business karne k liye aur aage bhi business k liye hi leta rahunga
Hats off to u mukul Sir
Kuo ji
Also thank you sir 🙏 for written chapters 🙏
Very helpful advices sir. Thank you so much!
Your every video informative sir❤
Thanks a ton
Please make a video on how to save for life expenses like Cars, house, gadgets, vacations without taking loan.
I do agree sir
I have a question, will taking more no of credit cards, and using very sensible, does it has impact on credit score
Nice sir
Meri limit to 9.1 lacs h...bt I hardly use it 20-30k ...so my credit utilisation ratio is... excellent
Yes, good!
@@AssetYogi omg 😳😳....heart or reply dono....thank you so much Yogi bhai....aapse mai ek bat kahna chahta tha...bt lga aap comment sayad nhi pdhte....islye kbhi likha nhi...Main aap k videos 2018 se dekh rha hun...tbse Maine bhut c chizein bdli.. financially...or aaj mai bhut khus hun...thank you so much Bhai..
Valuable Inputs on Loans - but can you brief us on the subject matter - if we are talking home loans then how to close those at best possible time. Thanks 🙏
different ways to deal with this, few from my side:
1. Pay 1 extra EMI in every financial year
2. Purchase Equity of the same bank from which loan is taken on regular intervals in 1 financial cycle.
3. Purchase MF based on some research on regular intervals in 1 financial cycle
@@AmitKumar-sx6zf Thank you so much for your valuable suggestions
@@AmitKumar-sx6zf Equity or MF se loan par to koi farak nahi padega. Jitna extra EMI de denge utna jaldi repayment hoga. Uske baad investment ke options has Equity or MF. Or same bank ke equity se to kuch matlab nahi, jo achcha return de raha hai or safe hai woh le lena.
Thank you! I am a single mom, I've been thinking about investing going into 2024. I'm starting a business and am about to be financially stable enough to start putting money into the market. My biggest question before I get started is: How do I know if the stock market is too high right now so should I wait for a downturn before investing? Or what type of stocks (ETF, Index Funds, Penny Stocks, High Yield Dividends, etc.) should I buy at different turns in the market?
@sammyphon you're really doing well for yourself, my retirement plans are going down the drain. I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?
Exactly what I’m doing again this week. The smartest thing I’ve ever done was having 30% in cash to buy on the way down in 2021. It hurt watching 30-40% discounts drop to 50, but grabbing Google, NVDIA, Apple, and others near the bottom has paid off. I love the bull outlook but I’m not confident to should hold all equities
Thanks for sharing. searched for her full name and her website popped up
Thanks a lot🙏 i really appreciate. Was amazing speaking with Martha on the phone
sir you make a video on what is trust & what is will
I like ur videos sir
Please provide information about No Cost EMI. Is it good or bad. Theoretically it is interest free... Please enlighten us..🙏
No Cost EMI ka pura sach jaane: th-cam.com/video/nKGsZOumH6k/w-d-xo.htmlsi=c4p06reyWjpS4IEm
Dear sir 🙏. Sir home buying vs renting pe ek video jaroor banayiye
Good sir
Ekdam sehi
Is there any app which can suggest how to manage our finance and do financial planning??
HI Mukul,
Nice and informative video....
One suggestion, if you want to use side cameras then you can try capturing important statement by looking sidewise (which can be captured in side camera as a front view)......
may be something like a last statement while concluding any point can be stated while facing side camera...….
Wish you and your family members
Very happy new year 2024
Mukul Yogi ji🎉🌞💐😊
Business loan par koi tip de skte hai kya please 🙏
Wish you a very Happy New Year
Same to you!
Hi Sir, Can you share that excel that you were referring in your video.
Nice
Sir nice video, please tell me how to scale business then only possible to debt free