Illa sister nama wastage 1 or 2% kuduthu than vaganum. avanga already interest kudukiranga athum namagu gold grams sa than add aguthu so nama first 140 days la save pannurathuku oru nalla interest kidaikum.
mam.na chit pottu rope chain with doller (two in one design i.e using like chain with pendent and also necklace type) vanganum..collection enga nalla iruku.i prefer 3 shops (kalyan ,lalitha and mangal &mangal).which is best choice..need ur idea
Kalyan la customize panni kudupanga so kindly check with the shop and put chit there mam. Really I don't know about the collection in Mangal & mangal. I didn't visit the shop yet. Lalitha jewellery customisation is not available for chit scheme Also stone or bead work is there means they may reduce the weight ( but it is very less)
@@Malarin_payanam202315 month scheme in mangal and mangal.weight based.no VA and no GST for scheme..one time deposit scheme is there for 11 month .minimum deposit amount is 10000.
Thanks for the information mam. Some of my friends are in Trichy. They keep on asking for the quality of gold in Mangal and Mangal. Mam have you purchase in that shop mam. You check for bis hallmark 22k 916 symbol there mam.
During my school days I used to hear Mangal & mangal pathira kadi nu radio la advertisement varum. In recent years only I came to know the shop contains gold jewellery too 😝
In Lalitha no plain jewellery most of the jewel comes with stone work & bead works. I bought a necklace in 2015 using chit scheme and even I bought thali saradu there gold purity is gold only but in necklace they didn't minus the stone weight ( 16 stones of big one)and also that thali saradu around 7 savaran is broken within three years finishing in some place is not good. So I didn't put chit there. But I bought ear rings, finger ring, dollar ( all plain jewel) without chit scheme during festival time with some offers.
joyalukkas la gram based ku 50% VA only free ..amount based ku 18% free. 10 month scheme.joy alukkas la chit ku pathila adikadi avanga niraya offer poduvanga ..flat 50% VA free ...chain festival (chain ku only 4.99% VA )..athai use panikalam..collections also good..na antha 2 offer um use panni vangi iruken..useful
I joined in Sri kumaran thangamaligai Chennai. Here four branches are available to select the required things.Also scheme benefit is upto 18% no wastage and also got a super gift and we can pay first 6 months payment together also.
I already put chit scheme video in my channel about most of the shops in Chennai. If you want kindly check the playlist "gold chit scheme". This video is a conclusion of selecting a chit scheme. Every one's view is different so I can't say these shops are best.
Sis, pothys digi gold la save panna, coin wastage illama vangikalama? Konjam sollunga
Illa sister nama wastage 1 or 2% kuduthu than vaganum. avanga already interest kudukiranga athum namagu gold grams sa than add aguthu so nama first 140 days la save pannurathuku oru nalla interest kidaikum.
@Malarin_payanam2023 yes sis understandable. Wastage 1 poun ku evlo nu theriyuma sis
They put 2% wastage for 8 gram coins. During festival time they put no wastage too. Approximately for 1 savaran wastage will come around 1200rs.
@@Malarin_payanam2023 ok thank you sis
Pothys
Gold coin below 8 gm 2%
8 gm 1%
Well explained.. super sis❤
Thank you sister 🤗
mam.na chit pottu rope chain with doller (two in one design i.e using like chain with pendent and also necklace type) vanganum..collection enga nalla iruku.i prefer 3 shops (kalyan ,lalitha and mangal &mangal).which is best choice..need ur idea
Kalyan la customize panni kudupanga so kindly check with the shop and put chit there mam. Really I don't know about the collection in Mangal & mangal. I didn't visit the shop yet. Lalitha jewellery customisation is not available for chit scheme Also stone or bead work is there means they may reduce the weight ( but it is very less)
ok .tq mam@@Malarin_payanam2023
@@Malarin_payanam202315 month scheme in mangal and mangal.weight based.no VA and no GST for scheme..one time deposit scheme is there for 11 month .minimum deposit amount is 10000.
Thanks for the information mam. Some of my friends are in Trichy. They keep on asking for the quality of gold in Mangal and Mangal. Mam have you purchase in that shop mam. You check for bis hallmark 22k 916 symbol there mam.
s .i purchased..trustable shop tha..M & M branch in salem also.less wastage.@@Malarin_payanam2023
Grt la old scheme kondu vandha nalla irukum, mudhal Aala nandhan poduven,
Yes 👍🙌
but athuku vaipu illa mam.
Yes ellorum avanga online site la old scheme venumnu request vaiththal customer request kettalum ketparkal ninaikkiren.
After marriage I joined chit scheme in 2011 in GRT only. More than 5 years I put chit in GRT & Lalitha and took jewels.
@@Malarin_payanam2023 👌
Ji Lalitha jewellery is always best🎉🎉🎉🎉
Yes I accept it. For a middle class family it is a budget friendly shop only.
Designs kammiya Nan feel panren. Chrompet branch la especially
Trichy mangal is the best shop for chit scheme nd collections also semaya irukum
Thanks for the information. I am very much eager to visit the shop.
@@Malarin_payanam2023immediate ah kelambunga mam
@@Malarin_payanam2023😂
During my school days I used to hear Mangal & mangal pathira kadi nu radio la advertisement varum. In recent years only I came to know the shop contains gold jewellery too 😝
Kelambittan mam. Ana eppo reach avanu theriyala 🤔😀
Pls share video of your experience in Sri kumaran
Sure sister 👍
Super👌👌👌
Thank you
ippo yen lalitha la podala mam
In Lalitha no plain jewellery most of the jewel comes with stone work & bead works. I bought a necklace in 2015 using chit scheme and even I bought thali saradu there gold purity is gold only but in necklace they didn't minus the stone weight ( 16 stones of big one)and also that thali saradu around 7 savaran is broken within three years finishing in some place is not good. So I didn't put chit there. But I bought ear rings, finger ring, dollar ( all plain jewel) without chit scheme during festival time with some offers.
@Malarin_super mam..very good idea..me too follow your idea..payanam2023
Jos alukkas scheme details
Sure will put a seperate video 🤗
joyalukkas la gram based ku 50% VA only free ..amount based ku 18% free. 10 month scheme.joy alukkas la chit ku pathila adikadi avanga niraya offer poduvanga ..flat 50% VA free ...chain festival (chain ku only 4.99% VA )..athai use panikalam..collections also good..na antha 2 offer um use panni vangi iruken..useful
ippo neenga join pani irukinga
I joined in Sri kumaran thangamaligai Chennai. Here four branches are available to select the required things.Also scheme benefit is upto 18% no wastage and also got a super gift and we can pay first 6 months payment together also.
S sis I also joined
Wow super sister 😍
@@Malarin_payanam2023 🤩
Yes I switched from grt to sree Kumaran
Unga thumbnail kum vedio kum sampanthame ila
I already put chit scheme video in my channel about most of the shops in Chennai. If you want kindly check the playlist "gold chit scheme". This video is a conclusion of selecting a chit scheme. Every one's view is different so I can't say these shops are best.