Oh yes! I relocated to Canada September last year (Toronto) and there were bidding wars on rental units. I missed out on so many apartments cause someone else offered higher than the listing rental price. In fact, my current landlord said someone offered him full year rent but he decided to go with me instead cause I wrote a compelling letter along with my application. God help us in this Canada.
@@Flourish_today I had a job in Toronto and I had considered all factors before deciding to move there. It was more a question of housing availability than anything else in my case.
Alot of my fellow immigrants in Canada should learn to live within their means. Rent minimally and don't take up unnecessary financing. Couples come and take two cars and start paying monthly vehicle payments plus insurance, living in townhouses when they are yet to get a job in Canada.
This is the same issue in the US. We sold our home and built a new one. We put our home for sale on Friday. Saturday we scheduled a tour from 9 to 1pm. Over 50 people were waiting for the tour by 1pm that day the house was sold. Food prices are on another level. God have mercy!!!
Inflation is real! The housing market is crazy! For us, we have an annual budget that we stick to it. We discuss what’s happening with the kids and ask them to cut down on waste. They’re great at it.
Love this idea. What factors do you consider in creating the annual budget? And I am guessing you leave room for unforseen contingencies? I haven't tried a yearly budget yet. I have done monthly and quarterly. Thanks a lot for sharing.
We consider everything, from phone bills to eating out. We have pizza budgeted too😂. Just because we have it budgeted doesn’t mean we do it. We only do it when they ask, and because it is budgeted for, it is easy to say “you can have pizza”. This budgeting helps us save 50% of our family income. For electricity we budget $500 but average $400/monthly. We are very realistic about how we budget.
On the groceries, I also had to empty out my freezer and write down everything I had so I don't overbuy and waste. I live alone o, but grocery bill is still crazy! I found that No Frills tends to be a lot cheaper even when I buy meats. Since I live alone, I can't do the meat sharing thing cause it will most likely waste but it's good for families.
To repiy: I watch the CBC news alot and many provinces (not Saskatoon) are already stopping international students from coming into Canada unless they can prove they have a place to live. Some colleges say they have dome rooms available but the student did not apply for them. So I agree there seems to be a miscommunication somewhere. Perhaps you can tell incoming students where and how to make certain they have a place to live on your channel. Such as how to apply for a dome room or an apartment who to get in touch with. With agencies handles that information.
I saw that report as well. Some schools are now pairing students with seniors who have available spaces to rent within their homes. I hope there is a more long term solution to all of this.
International furniture warehouse is affordable. I got my kids bunk bed there but i didn't have a very good experience as some parts were missing and had to do a lot of back and forth to get it all setup.
I study store flyers like I'm gonna write an exam on it. Any saving out there, I grab with both hands. Canada needs to rethink it's immigration strategy cos right now, it is very unrealistic. Good reflections and insights. Thanks for sharing, Marina. Now I know where I know you from! Saw you at Superstore on Confederation Drive a couple of weeks ago. We shall survive this craziness by wisdom and God's grace. Oh and I tell the kids, dish only what you can finish o! food can't go in the bin, lai lai. As I reflect on the housing crisis, might a policy on rental cost help? cos what I sense is that a lot of the "wealthy folks" mopped up housing units during the pandemic and now making a killing from it. Amway, government needs to do it's homework real quick.
Homelessness and surging prices for groceries has become alarming. The price just keeps changing its crazy. I will suggest bulk buying when items you need are on sales
A particular item that is like gold is crayfish...it's lightweight so the courier cost is not on the high side and you can also share with friends to split cost. I recall the first time I got crayfish about 3yrs ago, the quantity was a joke and it cost $6. I did a factory reset of my brain....never, will I use my CAD to get crayfish. Just one of those things! Thanks for this video!
Yes I buy a rubber of Egusi and rubber of ogbono and rubber of pepper and crayfish from nija I pay like 30k to the shipping guys I think it's 30k for 10kg so I try to buy a little more stuff to hit my 10kg Then when the stuff gets here, I pick them up at Ectobicoke they have their office there I pay $30 to pick up. I prefer it, at least for like a year plus I don't need to buy Egusi, ogbono, dry pepper..... because it's so expensive and packaged so small One needs to buy several bags to cook a pot of soup. No way, I ship from nija
My friends daughter wrote a sweet letter to the home owner of the house she and her husband were looking to buy. People were selling their homes in Toronto and moving towards Kitchener Waterloo and offering above the asking price. My friend's daughter and her husband could not compete with these Torontarians, so she decided to put pen to paper. She explained why buying a house was important. (This was their first time buying) in her letter she talked about how they couldn't afford what others were offering. She went on and on. Guess what? The home owner sold the house to her. I was so happy to hear this story.
This is serious. Alot now depends on the government. Since its a planned developed economy one would expect the government and ministers in charge of housing employment agriculture etc to manage the increasing crisis. Homeowners can't just take advantage of the surging increase in migrants. There should be control as this is what makes nations like Canada a delight for all. Also IRCC has a set number of new entrants earmarked each year...meaning home crisis should have been thought of if you plan to bring in thousands each year. My 2cents ooo...It is well.
Sounds like common sense to me. The IRCC projections is for the next 3 to 5 years. So what is the surprise? I am not sure why international students jave to sleep on the streets for something to eb done. In some provinces, some houses have rent control but it only applies to houses built before certain times. So newer houses have fewer controls. Still a sad situation.
I know someone paying 6000 plus as rent in Canada. You guys are really doing well. The food we eat at cheap prices here in Ghana are like gold over there. Relocating is not for the weak minded. No where cool oo..
Do you think they should stop bringing in newcomings in to Canada for a while. In some provinces they have stopped allowing colleges from accepting new international students unless the colleges have housing for them. Because they found students sleeping on the slreet or many students sharing a one bedroom apartment. Why keep allowing new people to come when you have no place to house them?
Economic migration is a huge source of revenue to the government. The foreign trained professionals pay to come here. International students pay about times three the cost of domestic tuition so it is a revenue source. But it looks like there is a major misalignment between the IRCC projections and other ministries involved in housing, social services, job creation, etc. That bridge needs to be fixed first before things will be easier. I don't see Canada stopping bringing in people but they may slow it down.
@@MARINAESIRII concur with your analysis. I want to add that these developed countries like Canada might be using the income from immigration to help with their own ecomony post covid. Imagine 1 million student visas were issued in the UK between 2021 and 2023. These countries and their institutions are making a ton of money from this.
@@MARINAESIRIThe issue with this level of open migration is that it's causing an explosion of demand for food and housing. Rents in London have shut up 27% in the last 24 months. Food price inflation in the UK was at 20% as of May 2023 year to date. Immigration is causing a huge surge in inflation.
The way it works in most places, developers won't sell to individuals. They will sell to home builders, who in turn would now sell and build for you. This is often done for architectural controls. However, you may be able to buy a land and build yourself in a rural municipality.
You can only buy lands outside city lines in acreages and build yourself or in rural communities. They hardly sell lands to individuals to hold and build when they like within the city.
I’m reading comments and in awe 😮 $500 monthly electricity bill? $13 garbage bags? $6000 rent? How are you guys surviving in Canada? And we’re complaining of inflation in the EU, it’s definitely not this bad here.
$13 for garbage bags😂😂😂😂😂. I'm laughing because this is ridiculous. I wonder how much garbage bags are at the doller store because that is where I used to buy mine when I lived in Canada.
That is changing in Canada. When i landed 7 years ago, because i didn't have a job and credit history, we paid three months ahead. I hear it is worse now because of the housing shortage so people are offering so much more just to remain competitive
For me when it comes to food, I just don't eat out, and it's still expensive. I'm in a remote mining town and even 10 counts garbage bag you'll end up throwing away in 2-3 weeks cost $13, might just start burying trash myself.
The Economy has been managed rather poorly by our dear JT. Spending (inevitably) went into hyper overdrive during COVID. we're now paying the price now with higher taxes and higher interests
great video. Honestly Canada is not attractive at all for international students or immigrants anymore. I would rather put my eggs on USA because USA has much more livable cities, many many jobs, you can work without papers in sanctuary states, and the healthcare is expensive but atleast you will see a doctor in a day or so whereas in Canada I have a friend who was given a doctor's appointment earliest December imagine! A whole 3 months wait. The amount of school fees international students pay it is not fair for them to deal with such situations. My advice look to going to USA or Mexico then japa to the USA it is easier and cheaper to get into Mexico.
I don’t understand why people migrate to our country without coming with alot of money? It makes zero sense to me. People just make it way to hard on themselves. Just stay in your own country, build up some wealth and then move to a nicer country. I hope some newer immigrants realize this and retreat back to there home land. The USA is not going to be any easier.
Can I tell you something? I've heard other TH-camrs talked about it and thought, 'well, until Marina said it, I won't believe it' 😂. Now you've confirmed😅. I know though, based on your other videos that the key is proper planning and there's still hope. It scary but it's good to know so better planning can be put in place.
I guess new comers can purchase a van, live inside the van temporarily but must bring their driving license along and pass the road test in Canada instead of getting an apartment alteast for a few months. It’s a crazy idea but they’ll will have where to stay and also be able to transport themselves anywhere. Uncertain times means crazy measures..!! How do you bath? Register at a gym or negotiate with someone who has an apartment to bathe every morning at an agreed price. 😂 I guess it’ll only work for singles especially students. Yeah I know it’s crazy..! But might just help someone out.! Good luck..!
Saskatchewan winters may make this difficult to pull off. It will be a major struggle when the temperature dips. Short term and in the summer, yes. Thanks for sharing
Oh yes! I relocated to Canada September last year (Toronto) and there were bidding wars on rental units. I missed out on so many apartments cause someone else offered higher than the listing rental price. In fact, my current landlord said someone offered him full year rent but he decided to go with me instead cause I wrote a compelling letter along with my application. God help us in this Canada.
God will come through.
Oh my God! I am glad it worked for you.
I wonder why newcomers rush to Toronto. Toronto is very expensive and Ontario is so big.
@@Flourish_today I had a job in Toronto and I had considered all factors before deciding to move there. It was more a question of housing availability than anything else in my case.
Alot of my fellow immigrants in Canada should learn to live within their means. Rent minimally and don't take up unnecessary financing. Couples come and take two cars and start paying monthly vehicle payments plus insurance, living in townhouses when they are yet to get a job in Canada.
That's an angle. I have talked about this part many times. It is my hope that people are listening and making realistic choices.
This is the same issue in the US. We sold our home and built a new one. We put our home for sale on Friday. Saturday we scheduled a tour from 9 to 1pm. Over 50 people were waiting for the tour by 1pm that day the house was sold. Food prices are on another level. God have mercy!!!
God will make a way 🙏🏾
Wow!!!
Thank you for enlightening everyone of the realities and offers on alternatives....kudos❤
Always!
Inflation is real! The housing market is crazy! For us, we have an annual budget that we stick to it. We discuss what’s happening with the kids and ask them to cut down on waste. They’re great at it.
Love this idea. What factors do you consider in creating the annual budget? And I am guessing you leave room for unforseen contingencies? I haven't tried a yearly budget yet. I have done monthly and quarterly. Thanks a lot for sharing.
We consider everything, from phone bills to eating out. We have pizza budgeted too😂. Just because we have it budgeted doesn’t mean we do it. We only do it when they ask, and because it is budgeted for, it is easy to say “you can have pizza”. This budgeting helps us save 50% of our family income. For electricity we budget $500 but average $400/monthly. We are very realistic about how we budget.
On the groceries, I also had to empty out my freezer and write down everything I had so I don't overbuy and waste. I live alone o, but grocery bill is still crazy! I found that No Frills tends to be a lot cheaper even when I buy meats. Since I live alone, I can't do the meat sharing thing cause it will most likely waste but it's good for families.
That makes sense. Strange fact, I have never been inside a no frills store. I cannot explain why. I will have to change that now
I’ll have to try no frills, I have not entered before..i always shop at food basics and dollarama
Marina, this video is very timely. The cost of living in Canada is not smiling.Thanks as always.
My pleasure!
I recently relocated to Canada, Toronto to be precise.,, we are hoping things will fall in place
Wishing you all the best!
this kind of videos are discouraging but no matter the matter we are still coming there
People like you don't like the truth and reality of life.
Discouraging? I am showing you the reality so you can prepare the right way. That's why I provided suggestions and alternatives, no?
You have done well, Marina! He that has ears, let him hear.
To repiy: I watch the CBC news alot and many provinces (not Saskatoon) are already stopping international students from coming into Canada unless they can prove they have a place to live. Some colleges say they have dome rooms available but the student did not apply for them. So I agree there seems to be a miscommunication somewhere. Perhaps you can tell incoming students where and how to make certain they have a place to live on your channel. Such as how to apply for a dome room or an apartment who to get in touch with. With agencies handles that information.
I saw that report as well. Some schools are now pairing students with seniors who have available spaces to rent within their homes. I hope there is a more long term solution to all of this.
International furniture warehouse is affordable. I got my kids bunk bed there but i didn't have a very good experience as some parts were missing and had to do a lot of back and forth to get it all setup.
Thank you very much, Marina❤❤❤
You are welcome 😊
Marina, my plug for life ❤
I study store flyers like I'm gonna write an exam on it. Any saving out there, I grab with both hands. Canada needs to rethink it's immigration strategy cos right now, it is very unrealistic. Good reflections and insights. Thanks for sharing, Marina. Now I know where I know you from! Saw you at Superstore on Confederation Drive a couple of weeks ago. We shall survive this craziness by wisdom and God's grace. Oh and I tell the kids, dish only what you can finish o! food can't go in the bin, lai lai. As I reflect on the housing crisis, might a policy on rental cost help? cos what I sense is that a lot of the "wealthy folks" mopped up housing units during the pandemic and now making a killing from it. Amway, government needs to do it's homework real quick.
Oh really? Please say hi next time. I enjoy meeting my people. Serious homework needed o, I agree.
Homelessness and surging prices for groceries has become alarming. The price just keeps changing its crazy. I will suggest bulk buying when items you need are on sales
Good idea. Thanks a lot
You can also have food shipped from your home country to Canada. Especially if it’s cheaper including shipping cost.
That's a great idea. And even pair up with other people to make it easier too. Thanks for sharing
A particular item that is like gold is crayfish...it's lightweight so the courier cost is not on the high side and you can also share with friends to split cost. I recall the first time I got crayfish about 3yrs ago, the quantity was a joke and it cost $6. I did a factory reset of my brain....never, will I use my CAD to get crayfish. Just one of those things! Thanks for this video!
Yes I buy a rubber of Egusi and rubber of ogbono and rubber of pepper and crayfish from nija
I pay like 30k to the shipping guys
I think it's 30k for 10kg so I try to buy a little more stuff to hit my 10kg
Then when the stuff gets here, I pick them up at Ectobicoke they have their office there I pay $30 to pick up.
I prefer it, at least for like a year plus I don't need to buy Egusi, ogbono, dry pepper..... because it's so expensive and packaged so small
One needs to buy several bags to cook a pot of soup.
No way, I ship from nija
Thank you for sharing this valuable information 🙏
My pleasure
My friends daughter wrote a sweet letter to the home owner of the house she and her husband were looking to buy. People were selling their homes in Toronto and moving towards Kitchener Waterloo and offering above the asking price. My friend's daughter and her husband could not compete with these Torontarians, so she decided to put pen to paper. She explained why buying a house was important. (This was their first time buying) in her letter she talked about how they couldn't afford what others were offering. She went on and on. Guess what? The home owner sold the house to her. I was so happy to hear this story.
That is a sweet story but it makes me sad that it has to come to this to buy a home. I am glad it worked for them.
Is Bianca lamor liquidation and international furniture in New Brunswick?
I am not very sure. You may need to look them up to see all their locations
@@MARINAESIRI okay
Hmmmm....honestly I have no words to tell this story. But God dey!
Please tell the story ooo, let us learn. People need to know how to plan
Thanks sharing Marina. Knowledge is key❤
You are so welcome!
Cost of living want finish the living o! 😅😅😅 God pass inflation. We will live and thrive. Amen😊
😂😂 your first line is so funny. God pass inflation my sister. Lion no go chop grass
This is serious. Alot now depends on the government. Since its a planned developed economy one would expect the government and ministers in charge of housing employment agriculture etc to manage the increasing crisis. Homeowners can't just take advantage of the surging increase in migrants. There should be control as this is what makes nations like Canada a delight for all. Also IRCC has a set number of new entrants earmarked each year...meaning home crisis should have been thought of if you plan to bring in thousands each year. My 2cents ooo...It is well.
Sounds like common sense to me. The IRCC projections is for the next 3 to 5 years. So what is the surprise? I am not sure why international students jave to sleep on the streets for something to eb done. In some provinces, some houses have rent control but it only applies to houses built before certain times. So newer houses have fewer controls. Still a sad situation.
I know someone paying 6000 plus as rent in Canada. You guys are really doing well. The food we eat at cheap prices here in Ghana are like gold over there. Relocating is not for the weak minded. No where cool oo..
Not for the weak and certainly not for people without money. Thanks for sharing
@@MARINAESIRI my dear anybody relocating to Canada now is from a rich background. Without money Canadian dream is hard now
Ah!!!
Do you know which rental company is actually working with bidding wars??
The stories i heard were with landlords and not rental companies. I am not sure which company does that.
Thanks Marina!
Do you think they should stop bringing in newcomings in to Canada for a while. In some provinces they have stopped allowing colleges from accepting new international students unless the colleges have housing for them. Because they found students sleeping on the slreet or many students sharing a one bedroom apartment. Why keep allowing new people to come when you have no place to house them?
Economic migration is a huge source of revenue to the government. The foreign trained professionals pay to come here. International students pay about times three the cost of domestic tuition so it is a revenue source. But it looks like there is a major misalignment between the IRCC projections and other ministries involved in housing, social services, job creation, etc. That bridge needs to be fixed first before things will be easier. I don't see Canada stopping bringing in people but they may slow it down.
I came in as
@@MARINAESIRII concur with your analysis. I want to add that these developed countries like Canada might be using the income from immigration to help with their own ecomony post covid. Imagine 1 million student visas were issued in the UK between 2021 and 2023. These countries and their institutions are making a ton of money from this.
@@MARINAESIRIThe issue with this level of open migration is that it's causing an explosion of demand for food and housing. Rents in London have shut up 27% in the last 24 months. Food price inflation in the UK was at 20% as of May 2023 year to date. Immigration is causing a huge surge in inflation.
Imagine 9/12 months is freezing cold in addition to having to heat a house. Higher bills r around the corner for winter
Oh lord! That reminder! Winter is coming
Thanks Tems for the plug… would check them out today sef
No problem 👍
Hello, is it possible to contact you directly?
My email address and consultation booking link are in the description box.
What does it take for one to buy a land and build himself?
The way it works in most places, developers won't sell to individuals. They will sell to home builders, who in turn would now sell and build for you. This is often done for architectural controls. However, you may be able to buy a land and build yourself in a rural municipality.
You can only buy lands outside city lines in acreages and build yourself or in rural communities. They hardly sell lands to individuals to hold and build when they like within the city.
Thanks
Im traumatised 😂. My Canadian dreams ooooo😢
You can still thrive in Canada, but adjustments are needed to handle the prevailing conditions. You will be fine 🙂
I’m reading comments and in awe 😮
$500 monthly electricity bill? $13 garbage bags? $6000 rent? How are you guys surviving in Canada?
And we’re complaining of inflation in the EU, it’s definitely not this bad here.
$13 for garbage bags😂😂😂😂😂. I'm laughing because this is ridiculous. I wonder how much garbage bags are at the doller store because that is where I used to buy mine when I lived in Canada.
Right? The prices I am seeing are shocking me too
One year rent Nigerians should be careful it is not really legal to collect rent ahead in developed nations
That is changing in Canada. When i landed 7 years ago, because i didn't have a job and credit history, we paid three months ahead. I hear it is worse now because of the housing shortage so people are offering so much more just to remain competitive
For me when it comes to food, I just don't eat out, and it's still expensive. I'm in a remote mining town and even 10 counts garbage bag you'll end up throwing away in 2-3 weeks cost $13, might just start burying trash myself.
Eating out is now luxury that is reserved for very special occasions only. Wow!
🙏🙏🙏🙏
❤
The Economy has been managed rather poorly by our dear JT.
Spending (inevitably) went into hyper overdrive during COVID. we're now paying the price now with higher taxes and higher interests
Really sad how we are all paying for not what everyone even enjoyed.
Hi
great video. Honestly Canada is not attractive at all for international students or immigrants anymore. I would rather put my eggs on USA because USA has much more livable cities, many many jobs, you can work without papers in sanctuary states, and the healthcare is expensive but atleast you will see a doctor in a day or so whereas in Canada I have a friend who was given a doctor's appointment earliest December imagine! A whole 3 months wait. The amount of school fees international students pay it is not fair for them to deal with such situations. My advice look to going to USA or Mexico then japa to the USA it is easier and cheaper to get into Mexico.
I don’t understand why people migrate to our country without coming with alot of money? It makes zero sense to me. People just make it way to hard on themselves. Just stay in your own country, build up some wealth and then move to a nicer country. I hope some newer immigrants realize this and retreat back to there home land. The USA is not going to be any easier.
🌎🌎🌎🌎🌎
❤❤❤
👍👍👍👍👍👍
Woooooooiiiiiii this is scary
Not intended. It is the reality on ground.
Can I tell you something?
I've heard other TH-camrs talked about it and thought, 'well, until Marina said it, I won't believe it' 😂. Now you've confirmed😅. I know though, based on your other videos that the key is proper planning and there's still hope. It scary but it's good to know so better planning can be put in place.
Come home or stop complaining
this kind of video is discouraging but no matter what we will still go there, if things are hard there why is she still doing there
Is not meant to discourage u is to prepare yourself ...So your expectation wont be cut short and prepare urself
If you watched the full video and this is your takeaway, you missed the point completely. Thanks anyways
You sell everything to get there and after you get there, what are you coming home to? That's what most people are doing. Some are even owing banks.
Do you by chance know the price of a plane ticket?
I guess new comers can purchase a van, live inside the van temporarily but must bring their driving license along and pass the road test in Canada instead of getting an apartment alteast for a few months. It’s a crazy idea but they’ll will have where to stay and also be able to transport themselves anywhere.
Uncertain times means crazy measures..!!
How do you bath? Register at a gym or negotiate with someone who has an apartment to bathe every morning at an agreed price. 😂
I guess it’ll only work for singles especially students.
Yeah I know it’s crazy..! But might just help someone out.! Good luck..!
Saskatchewan winters may make this difficult to pull off. It will be a major struggle when the temperature dips. Short term and in the summer, yes. Thanks for sharing
As you rightly said, it is a crazy idea.
Why do I feel like we can be best friends?
🤗🤗