Building for your retirement webcast

Australian Retirement Trust’s Building for your retirement webcast, part of the Retirement Ready Program.
You’ll learn strategies and opportunities to set yourself up for life after work:
• How you could grow your super to and through retirement.
• Investment fundamentals, how we invest your super and a market update
• About weighing up your insurance needs in the lead up to retirement.
• How tax could play into your decisions.
This webinar is general information only and brought to you by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063) (the Fund).
Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.
This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.
Prior to 28 February 2022, the ART Super Savings Balanced investment option was the Sunsuper Balanced investment option.

[@mangoman9290]

Another great show, alot of it is very similar to your great show a few months back but I appreciate the efforts in keeping the information fresh with the ongoing changes in the industry.

[@AnhNguyen-bi6vg]

Excellent contents and lots of great tips thank uou

[@dannyfire8694]

If I am not misunderstanding you are talking about $110k contribution is concessional contribution (after tax), there is not any tax advantage compared to before tax (non-concessional contribution). I am 60 now, If I just sold my investment property and made $400k capital gain and I want to put $330k into my super I still need to pay this $400k (50% of it) at normal CGT, only after applied that tax rate lift over I can put into my super, this $330k cap is not going to help me reduce my CGT, so what is the point? I need a strategy to help me pay less CGT

[@keithbaillie2341]

Thank you very useful - re the introduction of Balanced Risk-Adjusted - essentially it is shifting 7.5% allocation from equities to fixed income - but not changing the return objective. Your speaker pointed to “innovation in how fixed income is put together in this portfolio”. While this sounds great - i will need more insight before being convinced. Especially given that the equivilant portfolio in qsuper that this is being modelled on has not achieved this. I also ask if this innovative fixed income approach is also being applied in other portfolios or just this one - and will it cost more fees to deliver this innovation. I would appreciate if you could address these questions in updates etc - thanks

[@damitrx2]

We have a housing crisis in this county. Property does go up in this country, if the government won’t spend the money, a super fund should be able to invest in housing. This could bring on 100,000 dwellings per annum and over the next decade make housing affordable for more people.