the worst financial decision I made|being in debt|Doing things better.

[@AnnetteEtte]

Thank you for this video. Some of the concerns I had have been answered here so I believe God has addressed my concerns through you and this video. God bless you!

[@chemutaichristine5863]

Thank you so much 🙏

[@evamercy4466]

Good advice thanks Ray God bless you

[@victorodhiambo1046]

Thanks Ray, I've really learnt a lot🙏

[@dorismwende1523]

God bless you Ray. You're always resourceful

[@mainalizz4136]

I wish i Could duplicate your brain, always sharing wisdom, God bless you siz

[@doreenngugi332]

Woooow am always impressed with the impact you makes when you create a video for us.thank you teacher,may God continuing guiding you.❤❤

[@venicnyanduko6719]

Thank you for all those advice 🙏,am so grateful that you are sharing with us,be blessed beautiful ❤️

[@maryalff1689]

Very good advice. Only if you need it, not too much, and for Business not Private stuff. If you take it, note its Not for free.

[@missmollyn_lifestyle]

Anytime I open this channel I get enlightened...more grace to you Ray..

[@missmollyn_lifestyle]

I am in the right direction with your guidance

[@samwelgicheha7483]

do you have specific books you would recommend?

[@sarahnamarashangazi5747]

Send love from Dubai

[@GatiTabuya]

Noted sweet heart

[@trizerkwamboka911]

Hi Ray when you shipp goods do you again pay for tax or the tax is included in shipping cost

[@JustRay_ke]

Its included.

[@trizerkwamboka911]

Thank you ray God bless for answering my question

[@ruthnyambura9650]

🙏🙏🙏

[@byfaith5113]

Hi Ray can you ship also for someone ❤❤

[@JustRay_ke]

No Faith.