"Subscriptions are expensive on iPhone" is a illiterate statement. Anyone can buy those subscriptions from their website, essentially not only from a laptop but also from any browser on iphone. Yes many people buy iPhones for show off but i cant explain everyone how useful and powerful features i use on my iPhone. For example...... i can shoot good pics and videos (a person as subject) side by side with my friend with latest iphone.......thats a kind of difference between a poweruser and showoff user
Same yrr.. main bhi 2005 born hun.. and out of FOMO insta snap and all chala raha tha.. but ab to 1 saal hone waala hai.. saare apps delete kre 😅.. and ye saare fhaltu ke saok to mujhe nai hain.. and as a commerce student and now after pursuing CA .. so paiso ki value to pta hai..😅 Not because of CA and all.. but because of financial condition of my home 😄
I've been in Europe for 3 years now, and life is so simple. People proudly drive 20-year-old cars here. The problem in India is how Bollywood, media, and social media portray Western culture - it's not true. No one here cares about your clothes or gadgets. What matters is looking smart, being subtle, and respectful. In Europe, it's easy. In India, there's constant peer pressure and competition.
I recently read the Bhagavad Gita and I really understood that there is no meaning or use in living a materialistic life (भौतिक जीवन) and I have been doing that all my life...I thank my parents for not spoiling me 🙏 and to those who want to improve...make it your 2025 resolution and also I suggest reading self help book or just read Bhagavad Gita it will help! Radhe krishna 💕 🙏 Edit: Don't look at Bhagavad Gita as a religious book but as a guide to live better life
The saddest part is even if we want to genuinely explain someone this problem and share them this video, theyll assume that we're broke/poor thats why we're showing them this
No Indian is rich country, afford more than the market sale don't compare between rich and poor . Is pagal ka baat suno views ka liye kuch bhi bolta ha
I was literally addicted to social media and I was spending all my money on materialistic things which didn't give me happiness but just show off and mental as well as financial pressure and then I got your video on my TH-cam feed it might be a universal sign to get rid of this addiction by watching your video, Thank you so much for making such realistic videos and waking up people from this materialistic world to real
I did my MBBS internship last year with a stipend of 30k and rent and daily needs expenditure of 20k + 5k extra expenses + 5k mutual fund. came home for a yr of preparation for pg and constantly get nagged by my grandma to buy new clothes and shoes and jewellery and I would always say no and she would keep complaining about that. But I realized that living on our own for even a year with no help from parents is enough to make us responsible and prevent fizool kharchi
@@Michael-uh1lg do you mean digital? Why buy jewellery with additional making charges Also digital gold would have given me 10% returns... But MF gave 21%
Hi abhi and niyu I'm from Delhi and a genz. I totally agree with you that this flexing virus is eating my generation but it all depends on the mature mentality and income level of your family.Most of my friends do things like going to the temples just for social media post or going to concert for flexing but yes some of my friends are mature who just want success in their life as they have seen their mother father struggling. BTW thank you for the message
Middle class genz most of them are became mature by age, because they know the struggle of their parents and lower class genz they even don't know the show off culture. Problem is with higher class genz they spend their parents money to show off and in this trap other people also being trapped
I'm surrounded by people who show off their academics (which is stressful sometimes, because it feels like I'm being left behind) instead of money, watching this made me feel a little better.
I am also genz (2007) but I don't get trapped in these kind off scams as i am middle class and also a student so i know the value of money as my parents work really hard to earn money so that they can give me a good lifestyle. I always try to spend less to less money so that my parents don't feel any burden and when i will start earning i will definitely make sure that i am spending my money on the right things Some times i feel like i don't belong to this so called cool generation
@@Vinayyak0001jinka paas khudka paisa rheta kamaya hua vo jitna kare unki marji par joh baap ke paiso pe kharcha karta iphone leta vo sirf show off karta baap ke paiso pe, unke liye he ye video banayi hai.
My parents always taught me :- kharcha wahi karo jaha us chiz ki zarurat ho jab woh kharcha karne ke badme paise bach jaye tab save karo saving ho jane ke badme apni desires ko pura karo. i have also notice my unnecessary spending habits and always try to write down those useless spending to help me remind how much i could save so in future i will have a second thought before spending on that thing again.
I am a GenZ (2002) I am born in typical Gujarati family. Earlier I used to argue my father on the restrictions of expenses but now when I see this show for driven era of Social media it really feels good that I am apart from those😊.
A very simple example to understand the lifestyle extravaganza is Pizza. A simple medium farmhouse pizza costs around 600-700rupees which will feed only 1 adult for just one meal. Now, the same 600-700 rupees can fetch you 20 kg of wheat whih can feed a family of 4 people easily for a complete month. Now, just understand how much expensive this pizza is actually whereas we find it normal in general scenarios. So, the inflation is not that much a problem but actually our priorities are wrong these days.
@anonymous20060 bhai, tum samajhdaar hoge. Lekin main un jhaatuo ke liye likh raha hu jo established brands se neeche ki baat nahi karte hain like Domino's and Pizza Hut. Infact, Maine khud jis din ye ganit samjha tha, apne ghar mein banned kar diya tha Pizza
@@thepatriot.7935 bhai bahot hi strong point rakha hai aapne. Lekin 'bad words' ka use karke aapke point aur belief ki value down hoti hai. Please try to refrain from it.
If you really want to be sorted in life... Lesson 1 : Understand difference between true Want & Need. Lesson 2 : Try to lead a simple but quality life. Lesson 3 : Reduce, Reuse, Reinvest, Rejuvenate. Lesson 4: If you need something then Start saving for it. You can use SIP to save. There some other good tips that you will get from this video and by reading books/article, watching or listening to podcast or interview with some reputed and knowledgeable person around the world wich is available online or wherever you can get information from.
"Comparison is the shortcut to sadness" and Social Media is the biggest culprit that has done it ! Social media has injected this thought into the human brain in such a way where we constantly compare our lives with the next person.
I’m 73 born ….. I got my bicycle after 1 year of me asking my dad for it but but but I got a ladies cycle as I have 3 sisters 😞 I was always mocked by my friends for the ladies cycle but I was a bit more lucky than others as I had a cycle whereas others used to get it on rent 😊
Sir your generation is better. Atleast your generation valued things coz it wasn't easy to get things. And that's real happiness. Getting everything readily actually not good. People don't appreciate simple happiness in today's times. No value of money and efforts nowadays
A 19 year old teen here,Using Social media Appropriately and sensibly to help and support People like you 💯 Thank you and keep Growing and educating..!! 😊
I used to work in IT industry (iam having carrier transition)where show off culture is dominant, everyone wanted to buy sporty bike or iphone even if they dont need. In last big billion sale I thought of buying iphone but I didnt, i just dont need it. Instead I bought 24k moto phone and one 35k karizma zmr bike ( my dream bike).I am happy with it, I dont use any social media such as insta or snapchat where this culture flourish.
@@Shriramjayramjayjayram1710to be clear Moto china Mai Banta hoga but chines company nahi hai .... actually it's HO is in US and ha it's a subsidiary of Lenovo 😅
I am Genz (born in 2005) delhi boy and i have never heard about cold play before and I have made myself that I would not get manipulated from my peers or so called influencers or feel fomo easily instead of focus on myself , learn new skills , prepare for ca exam . Thanks for making this video keep it up
It all boils down to one simple thing- not giving a damn about these artificial expectations created by the society. We do so many stupid things just to fit in. In this, we destroy our individuality. Just because people hate being alone. Guys, please be comfortable in having different opinions, hobbies, thoughts. Its better to have 2-3 friends who know you instead of having surface level connections. Its always better to be yourself.
“Gen Z who lives on social media” , am Gen Z born in 2006 , still I understand the value of money and understand these kinds of businesses play with our emotions and create FOMO. I always try to increase my personal value and experience spending more on making my life easier.
me bhi 18 years ka hu but mujh me koi genz ke lakshan hai hi nahi , being simple , no show off , na me ye kharidunga just for fomo , na me foreigner ke pecche bhagata hu jaise dua lipa ya mr beast ke pecche logg bhagg rahe hai ., i like politics and external affairs of india and spirituality ie connection with shree ganesh , no club no smok , nothing focus on career and take knowledge from channels like you 💪💪🧡🧡
@@prayagrajyadav4062 lol for everyone not the same thing apply. I do pay taxes in 30% slab and still don’t do all of this. And I am also genZ 2000 born.
2003 born guy here, people legit have lost sense on where to spend money and where not. And if you try to save money by not purchasing such items you are labelled as kanjoos aur garib. Bhai, when did savings become an act of garibi 😮
Video dekhne ke baad bhi fir wahi har kat .. faltu h 40 rupee de diye .. 😂 aby bhaiya ko tu bss subscribe or daily content dekh or smjh usse zyda fyda hoga .. nh ki cmmt m paise or join krke .. bhai jitna apne send Kiya usse zyda youtube wale plus government tax laga hoga ussme 😂
One thing i would like to have seen added to this video is the fact that most students are never taught anything about personal finance. They re never taught about how much to save, how much to invest, how much to keep in an emergency fund, where to invest etc. As the years have gone by we as country have invested heavily in things that give easily noticeable results( example IT) however, it is also paramount to invest in such skills that provide results that are less immeadiatly visible.
Bhai sikhayenge tho bhi kaha Mane Wale hai !! SEBI chilla chilla ke bolra hai FNO math Karo phir be kaha rukh gayehai sab log 😂 Even bade bhi nahi samjrahe so I don't think teaching about finance and all will help 😅
I'm also a Genz (2002) and iam proud to say that having a Credit card on my name and generating some income by using it cautiously, whereas all my friend fell in a credit card / financial trap ...... This is just a pure example of iam not having FOMO
Timestamps ( 00:04 - Rising product prices impact Gen Z's financial habits. 00:52 - GEN-Z struggles with financial literacy due to societal influences. 02:18 - Project management tools enhance team collaboration and productivity. 03:03 - Peer pressure drives lifestyle choices and financial stress. 04:41 - Generation Z prioritizes image over financial stability when purchasing products. 05:35 - Gen-Z is targeted by brands due to their digital nativity. 07:44 - Gen-Z's digital spending habits lead to financial challenges. 08:35 - Social media influences spending, leading Gen-Z to financial traps. 10:38 - Lifestyle inflation traps Gen-Z despite salary increases. 11:26 - Gen-Z faces financial challenges due to societal pressures and uncertainties. 13:02 - GEN-Z's excitement for gadgets fades quickly, impacting financial habits. 13:52 - Effective budgeting can prevent financial stress in Gen-Z. 15:33 - Prioritize affordability to avoid financial pressure. 16:21 - Social pressures and luxury lifestyles impact happiness and financial stability. 18:15 - Gen-Z struggles with happiness due to societal pressure to show off.
I'm gen-z (2005) and I'm complite 21 day challenge (for good habits) and I'm starting 75 hard challenge and my confidence say you can 😊 I'm learning English I am beginner so many mistakes maybe but I still did it😊
💯 Correct... Last Week I deleted my Instagram and Facebook account..just because of this... I used to watch others and how cool they are living and depressed myself. And one thing Unnecessary hate against each other and lots of abuse content. After Deleting I feel so relaxed and happy.. spend time on TH-cam, watching just useful content like this.
Very useful and thoughtful video! On a side note, being Marathi we should promote Marathi surnames even for neighbour names. Let us deny to fall in trap of bollywood trends, where Marathi people are only shown as Police hawaldar or maids. Let us stand strong to create our own Marathi brand like Punjabis/Gujratis/North Indians etc :)
I am very proud to say that I don't have FOMO for these products kyoki Mera cold drinks, soft drinks, energy drinks, chocolates, fast food like burgers, pizza, momos, sandwich ka jeevan bhar ke liye tyaag hai. Main ye chizen kabhi consume nhi karta.
Muje in sb chizo se pyar nahi Pr materials like mobile bike gaming pc insabse pyar hai Lekin ek baat ye bi hai mere me ki quch bi nai chiz leke uska excitement 1st day ki tarah hi rehta hai mujhme Fir vo chiz 10 saal purani bi qna hojae Example is of my mobile phone Voi excitement hai ab tk, naya phone lu ga bi to us purane phone ko showpiece me rakhunga qki ab wo slow ho chuka hai
I am 25 years old and got selected in central govt school in 2023, I started investing 12500 in ppf and 15000 in mutual funds(SIP). and my expenses are 12000 rest saved for emergency funds
I am just 18 now , But I can see what others are doing , and thanks both of you to teach me about this . Not me but it will make my elders realise how they kept sliping in this materialistic so called dikhawe wali duniyaa .. And at last Thanks a lot for this video . Lots of love for both of you 💗💗
Thankyou,Abhi sir and Niyu mam,for this informeson. I am now 17 years old and i thinked, कि अगर मे अभी से इन सारी बातों का ध्यान रखूं तो,में एक खुसाल और बड़ीया life जी सकता हु। फिरसे आपदोनो मेरी तरफ से दिल❤ से शुक्रिया।😊
For those who consider themselves middle-class salaried individuals, the cost of living is still manageable. However, it's the cost of lifestyle that gives you stress and makes your life miserable. Embrace a minimalistic lifestyle and buy only what is absolutely necessary! In case you are wondering how? start with small things like - make maximum use of public transport instead of owning a personal vehicle. P.S. Choose a partner who likes to save money and spends only on important and necessary things.
I m Gen Z (2010), ik too young but I strongly support this video, Most of our generation does many unnecessary purchases due to surrounding and peer pressure, I m friends with rich kids but instead of learning their spending habits, I learn their parents investing habits, I m middle class and I m one of the proud gen z ppl who gonna carry this generation.
This video actually made me realise alot of things. As a genz it is really being targeted as only expensive lifestyles are seen on the internet. The fomo and everything else is too much. Thank you for this video made me introspect on my everyday descisions and life.
I am GenZ (2001) but I am from a small village where we spend our money wisely because there is no fixed salary in the village. Some months we get a lot and sometimes we get nothing (even loss). This gave me the knowledge of saving money unknowingly. I am so glad that I learned that. Now it helps me in Pune and I can say that the principal works exactly the same in the city.
I am also a Gen-Z (2007) and I agree with you !! Recently I stopped using Instagram (from last 1 month) and I think it is beneficial for me ! Thank you for guiding us !!
Bahut hi achhi video banayi ap dono ne..... bahut zyada guidance mila mujhe..... ek example mai bhi share karna chahungi, mera colleague hai jo apple mobile rakhta hai aur usse bat karke pata chala ki month end mein uske pas 500 rupye bach pana bhi mushkil ho jata hai, pata nahi kyu log itna zyada show karte hain jabki chain se so bhi nahi pate ye sab karne ke bad, zindagi ko EMI hi banakar rakha hua hai bas....
One way to avoid unnecessary expenditure is to start noting down whatever money you spend in a diary, whether it is small or big, it should be noted in the diary. This will keep track of your expenses and you can avoid unnecessary expenditure to some extent because in this digital world we do not even realize how much money is being spent.
My friends say me selfish and stingy because I save money, but I know how much hard work needed to earn that money, that's why I always respect my dad for simple living and hard working ❤
I'm also a GenZ (2000) and I am really proud of myself that in spite of being surrounded by these people who are trapped in this vicious cycle of FOMO, and so on, I never indulged myself in this. There is a toxic culture in my family of comparing, but I am proud that I have finally come out of this comparison type of thing.
I am genZ currently earning 1 lakh per month post deductions yet still using my 7 year old phone which I took at the beginning of my college. I thank my parents for raising me the right way. ❤
16:00 Thank you Bhaiya and didi. For last 3/4 years, I feeling so depressed and finding some answer. Today I feel I got some answers. Thank you so much for motivate me.❤
I was born in 2000 . I am 25 years now but this things never came to my mind . I am using my phone from 2018 and this is the only smart phone we have in our house. But i never felt that i am falling behind. I invest my money on my books and try to upgrade my working skills . I believe in one motto simple living and high thinking makes a man perfect 😊.
Do you plan to save money in 2025? Tell us in the comments below!
old generation, the bujurg generation is just zealous of the glazzing lifestyle of GenZ, the advanced facilities that they have.
Yes
"Subscriptions are expensive on iPhone" is a illiterate statement. Anyone can buy those subscriptions from their website, essentially not only from a laptop but also from any browser on iphone. Yes many people buy iPhones for show off but i cant explain everyone how useful and powerful features i use on my iPhone. For example...... i can shoot good pics and videos (a person as subject) side by side with my friend with latest iphone.......thats a kind of difference between a poweruser and showoff user
yes i do save
bhie ap apni video ko 25 ya 30 minut tk le jo
or apni voice ko modern bnao
next video seryia pr bnao 25 minut ki
I'm also a GenZ (2005) and I feel proud of myself that I've finally overcame this vicious cycle of desires, FOMO and comparing to other.
You know why you not comparing because you don't have show of level money
Real genz (2008 to 2011 )
I'm not into this but prices are raising and edge salary and savings from 2006
@@표범-d1s or maybe they're just mature? Your point is illogical.
Same yrr.. main bhi 2005 born hun.. and out of FOMO insta snap and all chala raha tha.. but ab to 1 saal hone waala hai.. saare apps delete kre 😅.. and ye saare fhaltu ke saok to mujhe nai hain.. and as a commerce student and now after pursuing CA ..
so paiso ki value to pta hai..😅
Not because of CA and all.. but because of financial condition of my home 😄
I've been in Europe for 3 years now, and life is so simple. People proudly drive 20-year-old cars here. The problem in India is how Bollywood, media, and social media portray Western culture - it's not true. No one here cares about your clothes or gadgets. What matters is looking smart, being subtle, and respectful. In Europe, it's easy. In India, there's constant peer pressure and competition.
😂 and comparisons we are a status driven society sadly
Which country is this bro ??
Even here in kenya we live simple life. Same as you said.
@@Daredevil009.1 status, without having a status 🤡
So true, been to europe. Seen it all and changed my approach towards life. They think for long term
I recently read the Bhagavad Gita and I really understood that there is no meaning or use in living a materialistic life (भौतिक जीवन) and I have been doing that all my life...I thank my parents for not spoiling me 🙏 and to those who want to improve...make it your 2025 resolution and also I suggest reading self help book or just read Bhagavad Gita it will help!
Radhe krishna 💕 🙏
Edit: Don't look at Bhagavad Gita as a religious book but as a guide to live better life
Who helped you reading it ? I mean it's necessary to have a guru and recite all the shlokas so how did you manage all that ?
Acharya prashant @VanshikaChoutala8
People with salary of 15K buy iPhone for 1Lac, while people with salary of 1Lac buy redmi worth 15K. Now you can see who is more better.
Under rated 🔥🔥
Use intelligent nhi kanjoos bolte hain
Personal use also depends because you have any concern about security then go for iphone
Aur tuj jeiso ko bevkoof bolte hain 😅@@Vinayyak0001
XD true, i use a 13k phone
Very few ppl have the dare to see it till end...if u r among them who can...proud of u! 😊
Proud of being oldschool
Yes bro I m with you❤❤ I am also Proud of Being Old School😎😎
Yes😊...proud of being oldschool
The saddest part is even if we want to genuinely explain someone this problem and share them this video, theyll assume that we're broke/poor thats why we're showing them this
No Indian is rich country, afford more than the market sale don't compare between rich and poor . Is pagal ka baat suno views ka liye kuch bhi bolta ha
Vo shii keh rhe h video m hmara culture humesha s saving ka h islie h rich h indiaa
Can't be more truer than this fact
Ya sidha boomer boldenge
Let them think why do u even care about their opinion
I am GenZ (2003) But Android user and still love old 90s things and Save money❤️
Same bro
I am 2008 and me too
Real (I'm 2004)
I also have a generation gap with our generation 😂 .....
Genz 2005 se baad ke hai main bhi 2003 ka hi hu
I was literally addicted to social media and I was spending all my money on materialistic things which didn't give me happiness but just show off and mental as well as financial pressure and then I got your video on my TH-cam feed it might be a universal sign to get rid of this addiction by watching your video, Thank you so much for making such realistic videos and waking up people from this materialistic world to real
I did my MBBS internship last year with a stipend of 30k and rent and daily needs expenditure of 20k + 5k extra expenses + 5k mutual fund. came home for a yr of preparation for pg and constantly get nagged by my grandma to buy new clothes and shoes and jewellery and I would always say no and she would keep complaining about that.
But I realized that living on our own for even a year with no help from parents is enough to make us responsible and prevent fizool kharchi
Mutual fund is scam 😂😂😂 better to buy jewellery
@@Michael-uh1lg take some time
Mutual funds will grow
@@Michael-uh1lg do you mean digital?
Why buy jewellery with additional making charges
Also digital gold would have given me 10% returns... But MF gave 21%
Mai Bhai kai kapdy pehnta hu aj b , khud kabi nhe laye ,ab village waly b bol rahy h kbi toa new clothes laya kro
Where are you getting 30k? I am here in Bareilly doing my Mbbs internship with 7k only , worse than daily wage workers...
Hi abhi and niyu
I'm from Delhi and a genz. I totally agree with you that this flexing virus is eating my generation but it all depends on the mature mentality and income level of your family.Most of my friends do things like going to the temples just for social media post or going to concert for flexing but yes some of my friends are mature who just want success in their life as they have seen their mother father struggling.
BTW thank you for the message
i was born in 2012 am i genz
Video fir dekho you are not 6:31 real z is 2009 only @@seshasaicreations834
you are genz but just for saying
Middle class genz most of them are became mature by age, because they know the struggle of their parents and lower class genz they even don't know the show off culture. Problem is with higher class genz they spend their parents money to show off and in this trap other people also being trapped
Bhai kya baat bolra h, apni he generation se generation gap feel hone lga h😢
Btw delhi m kaha se h?
I'm surrounded by people who show off their academics (which is stressful sometimes, because it feels like I'm being left behind) instead of money, watching this made me feel a little better.
I am also genz (2007) but I don't get trapped in these kind off scams as i am middle class and also a student so i know the value of money as my parents work really hard to earn money so that they can give me a good lifestyle. I always try to spend less to less money so that my parents don't feel any burden and when i will start earning i will definitely make sure that i am spending my money on the right things
Some times i feel like i don't belong to this so called cool generation
Arey bhai tere pass paise nhi hain isliye tu kharcha nhi karta hai
Jo iPhone lete hai ya phir kharcha krte hai unke pass paisa hota hain smjhe
@@Vinayyak0001jinka paas khudka paisa rheta kamaya hua vo jitna kare unki marji par joh baap ke paiso pe kharcha karta iphone leta vo sirf show off karta baap ke paiso pe, unke liye he ye video banayi hai.
Hope you will achieve success, and always value things which is really imp 👍 your direction is correct
Radhe Krishna blessed you 😊
Same age same mind
Bhai Jan me jee mains hai preparation kaise chal rahi hai
My parents always taught me :- kharcha wahi karo jaha us chiz ki zarurat ho jab woh kharcha karne ke badme paise bach jaye tab save karo saving ho jane ke badme apni desires ko pura karo. i have also notice my unnecessary spending habits and always try to write down those useless spending to help me remind how much i could save so in future i will have a second thought before spending on that thing again.
I am a GenZ (2002) I am born in typical Gujarati family. Earlier I used to argue my father on the restrictions of expenses but now when I see this show for driven era of Social media it really feels good that I am apart from those😊.
Im 2005 and i feel you bro
A very simple example to understand the lifestyle extravaganza is Pizza.
A simple medium farmhouse pizza costs around 600-700rupees which will feed only 1 adult for just one meal. Now, the same 600-700 rupees can fetch you 20 kg of wheat whih can feed a family of 4 people easily for a complete month.
Now, just understand how much expensive this pizza is actually whereas we find it normal in general scenarios.
So, the inflation is not that much a problem but actually our priorities are wrong these days.
Humare iyaha 100 me 6 piece dete hai but I agree
@anonymous20060 bhai, tum samajhdaar hoge. Lekin main un jhaatuo ke liye likh raha hu jo established brands se neeche ki baat nahi karte hain like Domino's and Pizza Hut.
Infact, Maine khud jis din ye ganit samjha tha, apne ghar mein banned kar diya tha Pizza
@@thepatriot.7935 bhai bahot hi strong point rakha hai aapne. Lekin 'bad words' ka use karke aapke point aur belief ki value down hoti hai. Please try to refrain from it.
Ha bro agreed!! Consuming karte wakh ye sab nahi sochte log bas sanp ki padi hai sabko 😂
@@Aarsh1199 ok bhai, will keep in mind next time onwards, thankyou
we need such videos loved it I am 25yrs old but no showoff investing on right things no iphone no EMI tension free life
Gr8 👌
This 18 minute video proved i am successful as a human. Thank you Abhi and Niyu for this valuable info.
ise kehtein hain apne miya mithoo 😁😂😅
If you really want to be sorted in life...
Lesson 1 : Understand difference between true Want & Need.
Lesson 2 : Try to lead a simple but quality life.
Lesson 3 : Reduce, Reuse, Reinvest, Rejuvenate.
Lesson 4: If you need something then Start saving for it. You can use SIP to save.
There some other good tips that you will get from this video and by reading books/article, watching or listening to podcast or interview with some reputed and knowledgeable person around the world wich is available online or wherever you can get information from.
0:17 "Toh Niyu Mujhe Chappal Se Maregi" Is Personal (Husband Bahar Aagaya) 😂😂
😂😂😂
😂😂
😂😂😂😂
A person who doesn't respect himself, wife will also not respect.
Middle Class toh Sirf ek Bahaana hai, asli maqsad toh zaan bachana hai 😅
"Comparison is the shortcut to sadness" and Social Media is the biggest culprit that has done it ! Social media has injected this thought into the human brain in such a way where we constantly compare our lives with the next person.
Every single time in the end when Abhi says "Mujhe fark padta hai" i get goosebumps
As a GEN-Z i thank you to make video on this topic! I always wondered about this you made me clear in my mind.
Much needed explanation not only for gen z kids but for some other people who feel showing social status is mandatory but forgetting necessary things
You know the irony the people who really need to hear it would quit watching it before intro ends or simply ignore it
💯
I’m 73 born ….. I got my bicycle after 1 year of me asking my dad for it but but but I got a ladies cycle as I have 3 sisters 😞 I was always mocked by my friends for the ladies cycle but I was a bit more lucky than others as I had a cycle whereas others used to get it on rent 😊
Nice ❤
Sir your generation is better. Atleast your generation valued things coz it wasn't easy to get things. And that's real happiness.
Getting everything readily actually not good. People don't appreciate simple happiness in today's times. No value of money and efforts nowadays
Haha sir I am 96 born and exactly same thing happened with me 😂
That time I felt bad but now it feels like struggling was good .
A 19 year old teen here,Using Social media Appropriately and sensibly to help and support People like you 💯
Thank you and keep Growing and educating..!! 😊
I used to work in IT industry (iam having carrier transition)where show off culture is dominant, everyone wanted to buy sporty bike or iphone even if they dont need. In last big billion sale I thought of buying iphone but I didnt, i just dont need it. Instead I bought 24k moto phone and one 35k karizma zmr bike ( my dream bike).I am happy with it, I dont use any social media such as insta or snapchat where this culture flourish.
Bro instead of moto you should have buy a non chinese phone nothing same price
Same I also don't use Any social media app
@@Shriramjayramjayjayram1710to be clear Moto china Mai Banta hoga but chines company nahi hai .... actually it's HO is in US and ha it's a subsidiary of Lenovo 😅
Bro where u get bike at 35k 😅😅😅
I am Genz (born in 2005) delhi boy and i have never heard about cold play before and I have made myself that I would not get manipulated from my peers or so called influencers or feel fomo easily instead of focus on myself , learn new skills , prepare for ca exam .
Thanks for making this video
keep it up
Muh miya mithu !!
It all boils down to one simple thing- not giving a damn about these artificial expectations created by the society. We do so many stupid things just to fit in. In this, we destroy our individuality. Just because people hate being alone. Guys, please be comfortable in having different opinions, hobbies, thoughts. Its better to have 2-3 friends who know you instead of having surface level connections. Its always better to be yourself.
Very TRUE
“Gen Z who lives on social media” , am Gen Z born in 2006 , still I understand the value of money and understand these kinds of businesses play with our emotions and create FOMO. I always try to increase my personal value and experience spending more on making my life easier.
What is the meaning of genz ???
@bhairabmandal371 people who are born between 1997 and 2012
me bhi 18 years ka hu but mujh me koi genz ke lakshan hai hi nahi , being simple , no show off , na me ye kharidunga just for fomo , na me foreigner ke pecche bhagata hu jaise dua lipa ya mr beast ke pecche logg bhagg rahe hai ., i like politics and external affairs of india and spirituality ie connection with shree ganesh , no club no smok , nothing focus on career and take knowledge from channels like you 💪💪🧡🧡
That's also my personality (18 yrs old)
Correct bro this are same to same my feelings and thinking
Another way of telling ki paise ni hai
Then your parents are very lucky
@@prayagrajyadav4062
lol for everyone not the same thing apply. I do pay taxes in 30% slab and still don’t do all of this. And I am also genZ 2000 born.
2003 born guy here, people legit have lost sense on where to spend money and where not. And if you try to save money by not purchasing such items you are labelled as kanjoos aur garib. Bhai, when did savings become an act of garibi 😮
❤ Thank you so much for all your informative videos
Video dekhne ke baad bhi fir wahi har kat .. faltu h 40 rupee de diye .. 😂 aby bhaiya ko tu bss subscribe or daily content dekh or smjh usse zyda fyda hoga .. nh ki cmmt m paise or join krke .. bhai jitna apne send Kiya usse zyda youtube wale plus government tax laga hoga ussme 😂
Imamutre man spoted
One thing i would like to have seen added to this video is the fact that most students are never taught anything about personal finance. They re never taught about how much to save, how much to invest, how much to keep in an emergency fund, where to invest etc. As the years have gone by we as country have invested heavily in things that give easily noticeable results( example IT) however, it is also paramount to invest in such skills that provide results that are less immeadiatly visible.
Bhai sikhayenge tho bhi kaha Mane Wale hai !! SEBI chilla chilla ke bolra hai FNO math Karo phir be kaha rukh gayehai sab log 😂
Even bade bhi nahi samjrahe so I don't think teaching about finance and all will help 😅
Amazing video ❤ love from Bangladesh 🔥🔥
I am from 2003 , and having enough struggles 💔
As a gen-z I'm proud of my self I never did these show-off things...
Yahi kehke tumne show off kar diya
🤡@@Act1993-zn1us
@Act1993-zn1us looks like someone got offended...
You are doing this now only bro
I am a genz(2004) but I believe and follow minimalism and not at all interested in showoff.
Sidhe bol n middle class hain
@@Vinayyak0001middle class hone me buri baat hai kya? kya hua agar wo ameer nikla?
@@Vinayyak0001toh???Kya sab ambani hai kya
I’m a 2003-born Gen Z who uses Android, loves the 90s, values saving, and respects old cultural practices.❤
I'm also a Genz (2002) and iam proud to say that having a Credit card on my name and generating some income by using it cautiously, whereas all my friend fell in a credit card / financial trap ...... This is just a pure example of iam not having FOMO
Being Gen Z and a Gujarati totally agree !! Great video and a big fan of you both Keep making such videos 😃❣️
Which part are you from gujrat by the way i am from Ahmedabad but live in Melbourne Australia
Rajkot
ABE YAAR VAT TO SACHI CHE!!! PAN I LOVE WATCH & SHOES
@@DrHetviSoni Race course ma jalaram no kavo piva jajo ❤
Thanks for 2 subscriber ❤❤
This is called a real content 👍must watch for current and upcoming youth.
Respect for Abhi sir ❤❤❤
And also ma'am ❤
संघर्ष जितना ही कठिन होता है
जीत उतनी ही शानदार होती है 😢🎉😢❤😢
Great video guys..eye opening of this generation is very important
Must need explanation and solution for today and genz generation on spends. Great video.
Thank you 🙏
Timestamps (
00:04 - Rising product prices impact Gen Z's financial habits.
00:52 - GEN-Z struggles with financial literacy due to societal influences.
02:18 - Project management tools enhance team collaboration and productivity.
03:03 - Peer pressure drives lifestyle choices and financial stress.
04:41 - Generation Z prioritizes image over financial stability when purchasing products.
05:35 - Gen-Z is targeted by brands due to their digital nativity.
07:44 - Gen-Z's digital spending habits lead to financial challenges.
08:35 - Social media influences spending, leading Gen-Z to financial traps.
10:38 - Lifestyle inflation traps Gen-Z despite salary increases.
11:26 - Gen-Z faces financial challenges due to societal pressures and uncertainties.
13:02 - GEN-Z's excitement for gadgets fades quickly, impacting financial habits.
13:52 - Effective budgeting can prevent financial stress in Gen-Z.
15:33 - Prioritize affordability to avoid financial pressure.
16:21 - Social pressures and luxury lifestyles impact happiness and financial stability.
18:15 - Gen-Z struggles with happiness due to societal pressure to show off.
Get a job bro lol
Thanks sir❤
Kitna vella h bhai 😅
Bro which ai did you used to make this?
thank a lot it saved my time i am also gen z
I am GenZ (2011) and I'm an android user but still love to save money instead of spending it on purposeless things❤
I'm gen-z (2005) and I'm complite 21 day challenge (for good habits) and I'm starting 75 hard challenge and my confidence say you can 😊
I'm learning English I am beginner so many mistakes maybe but I still did it😊
💯 Correct... Last Week I deleted my Instagram and Facebook account..just because of this... I used to watch others and how cool they are living and depressed myself. And one thing Unnecessary hate against each other and lots of abuse content.
After Deleting I feel so relaxed and happy.. spend time on TH-cam, watching just useful content like this.
Very useful and thoughtful video!
On a side note, being Marathi we should promote Marathi surnames even for neighbour names.
Let us deny to fall in trap of bollywood trends, where Marathi people are only shown as Police hawaldar or maids.
Let us stand strong to create our own Marathi brand like Punjabis/Gujratis/North Indians etc :)
I am very proud to say that I don't have FOMO for these products kyoki Mera cold drinks, soft drinks, energy drinks, chocolates, fast food like burgers, pizza, momos, sandwich ka jeevan bhar ke liye tyaag hai. Main ye chizen kabhi consume nhi karta.
Real mard💪🏻
Muje in sb chizo se pyar nahi
Pr materials like mobile bike gaming pc insabse pyar hai
Lekin ek baat ye bi hai mere me ki quch bi nai chiz leke uska excitement 1st day ki tarah hi rehta hai mujhme
Fir vo chiz 10 saal purani bi qna hojae
Example is of my mobile phone
Voi excitement hai ab tk, naya phone lu ga bi to us purane phone ko showpiece me rakhunga qki ab wo slow ho chuka hai
Great decision
@@lunasharma7331 thank you
Now thats real freedom. To free yourself from your desires!! More power to you!
Nice explanation bhaiya ❤
If you don’t sacrifice for what you want
Then what you want become sacrifice
Ab tak mere life sabse best video hai thank you .❤❤❤❤
This is most precious message for all the Gen -z population ❤️ I'm also fall in same category. Thank you for this .
Gen z has crossed age of 20 and then they are doing this but think what
Gen alpha 💀 and Gen beta 💀💀 that will start in 2025 will do???
I am 25 years old and got selected in central govt school in 2023, I started investing 12500 in ppf and 15000 in mutual funds(SIP). and my expenses are 12000 rest saved for emergency funds
17:24 speech is so so so good without background music ❤❤❤❤❤❤
I am just 18 now , But I can see what others are doing , and thanks both of you to teach me about this . Not me but it will make my elders realise how they kept sliping in this materialistic so called dikhawe wali duniyaa .. And at last Thanks a lot for this video .
Lots of love for both of you 💗💗
I always wanted someone to speak on this topic. This is so underated. Brilliant work.
Thankyou,Abhi sir and Niyu mam,for this informeson.
I am now 17 years old and i thinked, कि अगर मे अभी से इन सारी बातों का ध्यान रखूं तो,में एक खुसाल और बड़ीया life जी सकता हु।
फिरसे आपदोनो मेरी तरफ से दिल❤ से शुक्रिया।😊
*Raise your voice for the Bangladeshi Hindu community*
They've already made a video. Unfortunately nobody watches and makes it viral. Whose fault is that
For those who consider themselves middle-class salaried individuals, the cost of living is still manageable. However, it's the cost of lifestyle that gives you stress and makes your life miserable. Embrace a minimalistic lifestyle and buy only what is absolutely necessary! In case you are wondering how? start with small things like - make maximum use of public transport instead of owning a personal vehicle.
P.S. Choose a partner who likes to save money and spends only on important and necessary things.
It's not easy to get out of the show-off race, but when you do, you find true peace
This is more important education and knowledge for all generations special the kids . Thanku
Support from 🇳🇵
I m Gen Z (2010), ik too young but I strongly support this video, Most of our generation does many unnecessary purchases due to surrounding and peer pressure, I m friends with rich kids but instead of learning their spending habits, I learn their parents investing habits, I m middle class and I m one of the proud gen z ppl who gonna carry this generation.
Good video to connect youth to right way.👏🏻👏🏻
Finally Found a video with honesty!
Thank you for the reminder.....I was recently forgotten the process.....❤
4:56 I remembered mine 😭
I too said to my parents “Agar aquarium kharid k nhi doge toh nhi padhunga” 😭
🙏🙏
Bachpana hota hai, main bhi aisi hi thi..
Kahin na kahin parents ki bhi galti hoti hai..but good for me now I'm mature and understand 😭
Thankyou abhi and niyu for the better direction of the gen z
Is Video ke liya 1000 salute 🙏. Love You Bro. ❤️
This video actually made me realise alot of things. As a genz it is really being targeted as only expensive lifestyles are seen on the internet. The fomo and everything else is too much. Thank you for this video made me introspect on my everyday descisions and life.
I am GenZ (2001) but I am from a small village where we spend our money wisely because there is no fixed salary in the village. Some months we get a lot and sometimes we get nothing (even loss). This gave me the knowledge of saving money unknowingly. I am so glad that I learned that. Now it helps me in Pune and I can say that the principal works exactly the same in the city.
3:07 skip ad 😂😂
Thank you 😂
❤
I use premium mod 😮💀💀😜
Tnks
18:25 skip video
Great message to all the audience out there spending heavily without thinking. Keep up the good work Abhi And Niyu!
I am also a Gen-Z (2007) and I agree with you !! Recently I stopped using Instagram (from last 1 month) and I think it is beneficial for me !
Thank you for guiding us !!
5:16 accurate reaction
What an eye opening video! Thank you bhaiya and di.
Bahut hi achhi video banayi ap dono ne..... bahut zyada guidance mila mujhe..... ek example mai bhi share karna chahungi, mera colleague hai jo apple mobile rakhta hai aur usse bat karke pata chala ki month end mein uske pas 500 rupye bach pana bhi mushkil ho jata hai, pata nahi kyu log itna zyada show karte hain jabki chain se so bhi nahi pate ye sab karne ke bad, zindagi ko EMI hi banakar rakha hua hai bas....
NICELY EXPLAINED OF GEN Z ATTITUDE IN THIS VIDEO BHAIYA.. ❤❤
One way to avoid unnecessary expenditure is to start noting down whatever money you spend in a diary, whether it is small or big, it should be noted in the diary. This will keep track of your expenses and you can avoid unnecessary expenditure to some extent because in this digital world we do not even realize how much money is being spent.
Thank you for this video yr. Kisika pata nehi but mujhe ye video jaroorat thi.
Jo bacha thora bhi mature hai oo show-off nahi karta ..
I'm agree with you brother
same here i am also ealry gen z and i dont show off
🎉❤
My friends say me selfish and stingy because I save money, but I know how much hard work needed to earn that money, that's why I always respect my dad for simple living and hard working ❤
Well explained Abhi and Niyu.
It was a must education needed today. ❤
I'm also a GenZ (2000) and I am really proud of myself that in spite of being surrounded by these people who are trapped in this vicious cycle of FOMO, and so on, I never indulged myself in this. There is a toxic culture in my family of comparing, but I am proud that I have finally come out of this comparison type of thing.
This video really changed my mindset. Thankyou very much abhi and niyu 🙏🏻
Finally somebody made video on this.
Great work you guys.
I am genZ currently earning 1 lakh per month post deductions yet still using my 7 year old phone which I took at the beginning of my college. I thank my parents for raising me the right way. ❤
Best of abhi and niyu❤❤
16:00 Thank you Bhaiya and didi. For last 3/4 years, I feeling so depressed and finding some answer. Today I feel I got some answers. Thank you so much for motivate me.❤
bhai and dear didi... I am a GenZ ....i want to thank you from my bottom of heart ❤️
one of the motivated video of december 2024
thanks abhi and niyu ❤❤❤❤
Mai 2019 se kafi videos dekha hu TH-cam pe lekin ye video sabse behatreen laga ye life changing video hai ❤
Thanku sir and mam
We, gen-z needs to understand *NEED* and *WANT* are not the same thing. Luxury and necessity are totally different idea.
Completely agree with you guys. Beautiful message, a long needed topic you guys finally covered. Much appreciate it.
One of your best videos guys ❤❤ stay blessed and best wishes for your career as well❤.
I was born in 2000 . I am 25 years now but this things never came to my mind . I am using my phone from 2018 and this is the only smart phone we have in our house. But i never felt that i am falling behind. I invest my money on my books and try to upgrade my working skills . I believe in one motto simple living and high thinking makes a man perfect 😊.
9:23 THIS IS REAL! Minecraft on iOS costs around ₹500
Minecraft on Android costs only ₹29.
In Android we can get Apk 😂 why even money 💰