Understanding the Bucket Strategy for Retirement Income: RISA Framework Explained | Ep 114

Disclaimer:
Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.
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In this episode, Joe Curry and Lindsay Wilson complete their series on the RISA framework by breaking down the Time Segmentation (Bucket) Strategy. This approach helps you organize your retirement savings into separate “buckets” based on when you’ll need the money.
Learn more about the 3 money buckets that you should allocate your money into and which investment types are appropriate for each bucket. Joe and Lindsay share practical tips on setting up each bucket to reduce worry during market ups and downs.
If you’re looking for a retirement plan that’s easy to follow and gives peace of mind, this episode is a must-watch!
Here's what you're in for:
00:00 Trailer
00:20 Intro and Celebrating Joe’s Award
01:37 What the Time Segmentation (Bucket) Strategy Means
02:38 How Each Bucket Works in Retirement
06:05 Who This Strategy Works Best For
07:10 Benefits and Drawbacks of the Bucket Strategy
09:42 Final Thoughts on RISA Framework & Next Steps
ABOUT JOE CURRY
Joseph Curry, also known as Joe, is the co-host of Your Retirement Planning Simplified, Canada’s fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money-it’s about creating meaningful experiences with loved ones and fostering opportunities for the future.
You can reach out to Joe through:
LinkedIn: / curryjoe
Website: www.retirement...
/ retirementplanningsimp...
Matthews + Associates Website
ABOUT LINDSAY WILSON
Lindsay Wilson is the Client Care Coordinator at Retirement Planning Simplified and also the co-host of Your Retirement Planning Simplified, Canada’s fastest-growing retirement planning podcast, where she and Joe Curry provide accessible, in-depth financial advice to retirees.
You can reach out to Lindsay through:
LinkedIn: / lindsay-wilson-39137b1b6
Email: [e-mail]
ABOUT RETIREMENT PLANNING SIMPLIFIED
Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth-the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure.
To know more about RPS you can visit the links below:
LinkedIn: / retirement-planning-si...
Instagram: retirement_planning_simplified
Podcast/Blog: retirementplanningsimplified.ca/blog
Retirement Planning Simplified Website
Retirement Planning Simplified TH-cam