सर आपका वीडियो चार साल से देख रहा हूं... अपने जो ज्ञान दिया है कि ना घर खरीदो ना गाड़ी खरीदो किराय पर रहो.... फिर भी लोग अपना सारा पैसा घर में लगाते हैं हां बनाने में
Agar 1st vale ki salary me problem na hua hota nd salary badh gai hoti to to uske 2-2 ghr ho jate na per.. fir to uski dusri income bhi start ho jati passively.. risk to he per 1 coin has 2 sides. U cant just simply say that the another one is wrong
अगर सभी लोग ये सोचकर मकान बनाना ही बंद कर दिया तो किराया पर कहा रहोगे खाली सड़क पर जितना मंथली किराया दोगे उतना मंथली लोन कि किस्त देने में क्या बुराई है मकान तो अपना होगा आजकल छोटे छोटे मकान के बेतहाशा किराया है फिर बार बार बार ख़ाली करो मकान ढुढो कमीशन दो धर का सामान अलग टुटफुट जाता है मकान मालिक का एटिट्यूड अलग कब खाली करा दे फिर तलाश करो यदि पोसिबल है तो मकान बनाना चाहिए जब तक रहोगे किराया बचेगा अच्छा प्रोफिट मिले तो बेच दो फिर सस्ता तलाश करो
Spend money on rent is completely wastage of money. Because in current scenario property prices are rising very rapidly. Also rent is also rising. If you spend money on repayment of your EMIs. So one day you will be the owner of your own home. Also EMIs are fixed but rent increase rapidly. And as money devaluation will make very easy to pau your EMIs. But after 25-30 years its very tough to pay higher rent. Also property price appreciate 2-3 times easily in 25 years.
हमारे एक दूर के रिश्ते के मामा जी थे वह आज से 40 50 साल पहले कहा करते थे की बेवकूफ मकान बनाते हैं और अकलमंद उस में रहते हैं बेवकूफ मतलब मकान मालिक और अकलमंद मतलब किराएदार !!
So you want to say in five years there was no value appreciation in rates of both properties. I am giving case study of mine where I was in same situation and got whole amount repaid for bigger new house after selling my old house few years later and left with handsome cash in hand too due to value appreciation in property value.
ये सर का कहना है घर बनाओ पर कई लाखों का लोन मत लो नहीं तो आधी जिंदगी नौकरी कर्जा चुकाने मैं ही जाएगी इसलिए पहले केस ज़मा करो उसके बाद अपना घर बनाओ और थोड़ा लोन लो जो कुछ ही सालों मैं चुक जाये
Maine ye pehle he apply Kiya Mera 1bhk(400squar foot ) ka flat tha mene usse 5k pr rent or Diya or 10k Mai 4BHK(1400squar foot) LIYA WITH 10YEARS RENT AGREE MENT . MEANS . I paid online 6lakhs on rent for ten years .85lakhs 😁 And invest in my business in future my 85lakhs must be converted into 7-8 crore After that I saved .
मेरा सिविल स्कोर कम है धनी ओर होम क्रेडिट का पैसा बकाया रहने के वजह से लेकिन अब मेने अब जमा करवा दिया लेकिन सिविल में अभी दिख रहा है प्राइवेट बैंक 16 परसेंट पर 7 लाख रुपए का लोन दे रहे हैं 9700 की क़िस्त है 20 वर्ष के लिए या फिर थोड़ा रुक जाऊ थोड़ा सिविल ठीक होने तक4 लाख खरीदने के लिए 3 लाख बनाने के लिए लेकिन इसमें insurance +प्रोसेसिंग फीस+दलाल का 2% ओर तरह के चार्ज,,,, ओर बोल रहे हैं खर्चा लगेगा आप बताये क्या करूँ लूं या ना लु जॉब प्राइवेट है 18000 रुपये मंथली
thank you sir. real fan of you. in only 18 months i sold my new car which was on emi. but now i am free fron loan. bought second hand car in my budget. real fact.
If you keep paying rent for 10 to 20+ years and look back you will definitely regret it. Having basic 2bhk flat is not luxury but a necessity. I know that Puneet ji saying the same must have his permanent address.
Thanks for your very practice advice in the present overall economic situation. Where..1) Appreciation of flats has Stopped. 2 ) Ample flats are available on rent. 3) The rent received from your letout flat doesn't take care of your hsg.loan EMI. # To add one more point. In my humble opinion " These days, if your funds are ready,... it is EASY to buy , But if you are in need of liquidity, it may be very DIFFICULT to sell a house . Please correct or endorse. Regards.
You are absolutely right. All the points you have mentioned are still correct after 3 years post your comments and should be valid in future as well considering over inflated house prices in India especially flats in metros. Hope middle class emotional buyers learn from this.
But when you are unable to pay the loan of that house due to some untoward incident like losing job or business loss then also the feeling is very different . In fact it is very bitter & disgusting . That is what this person is trying to make you understand that renting out a flat is much better option than buying as risk involved is very less If you have sufficient funds or money than you may certainly go for buying but if not than taking house loan becomes a big gamble
सर मैंने 5 साल पहले एक प्लॉट लिया था, अभी मैंने जहा रह रहा हूँ वो घर साइज में छोटा हैं लेकिन 3 मंजीला बना हैं. अगर मैंने अब उस प्लॉट पर घर के साथ शॉप भी बनाता हूँ और तो मुझे 15 लाख का लोन लेना हैं और इस पुराने घर को रेंट पर दूंगा 22k आ जायेगे तो घर बनाने में समझधारी हैं ना???
भाई खुद का घर होना बहुत जरूरी है लोन लेकर थोड़ा सा लोन लेकर अगर हम घर बनाते हैं और उधर दुकानें भी मेरा बना देते हैं तो वह लोन तो हमारा खुद का घर आ चुका
if you lose your job, you will not be able to pay the rent as well. In that case, what will work? also if you are paying the emi of say suppose 20-25k per month for the house you buy and at the other scenario you are paying rent for 15k per month. after 20-25 years, you will get the house at the same emi amount but in rent what will be yours? and I am pretty sure that after 20-25 years the rent will increase much higher than now. Would love to hear some unique answers.
Isme kya complication hai Mai btata hu 1. Kirayedar bahut long period tak nhi rehte, itne jaldi baar baar kirayedar bhi nahi milte hai, kayi baar kafi long time bhi makan Khali reh sakta hai 2. Jis makan me hum gaye hai uska makan malik kab Khali karwa le iska bhi kuch bharosa nhi hai
You are the best sir❤ kitne achche se aapne samjhaya ek dum bheje fit hogaya mere aur bahot zaroori information share ki sir thank u sir,❤ yeh mere lifetime me mujhe kaam aayega
Mane apana builder say house book kiya kuch samay baad builder Nai house bana kar de diya Maine vaha shift kiya aur Wo makan baitch diya aur one bhk to 2bhkai Mai aagaya
Aap sahi bool rahe ho ,20 year bahot hota hai aur kitna jada time hoota hai ,pareshani bata ke nahi ati kabhi bhi kuch bhi ho sakta hai ,ham bhi lene bale they flat lekin ab nahi lena ,kiraye par hi rahna
Flat prize 18 lac and plus subsidy 2.67 benefit actual flat rate 15.33 lac Full loan 15.33 lac Emi only 11000 And go to rent 7500 i am choose rent yah buy flat
very funny argument. You will have to keep shifting rented houses too. Owners don't allow tenants to stay more than 2 -3 years maximum. Moreover what about those who are already tenants to start with
Also once you sign the deal EMI doesn't increase. Your salary will increase and the EMI that looks heavy now will eventually feel like peanuts. On the contrary, rent will keep on increasing. How will you pay rent after retirement? Yes, there is some risk in home loan but retiring without a home is far more riskier proposition.
![समझदारी किसमें, घर खरीदने में या किराए पर लेने में? [Housing shortage driving prices - rent or buy?]](http://i.ytimg.com/vi/8wBOo3ZSUYE/mqdefault.jpg)
आज पूरी दुनिुया मेन्टल पीस के लिए काम कर रही ।अपना घर होना कितना पीस है आप क्या जानो रमेश बाबू
सर आपका वीडियो चार साल से देख रहा हूं... अपने जो ज्ञान दिया है कि ना घर खरीदो ना गाड़ी खरीदो किराय पर रहो.... फिर भी लोग अपना सारा पैसा घर में लगाते हैं हां बनाने में
Agar 1st vale ki salary me problem na hua hota nd salary badh gai hoti to to uske 2-2 ghr ho jate na per.. fir to uski dusri income bhi start ho jati passively.. risk to he per 1 coin has 2 sides. U cant just simply say that the another one is wrong
You cannot have one rule for everyone. We all have different circumstances in our life.
He just gave the solution to those who comes under this situation
Its your choice u want to accept it or not
So simple
bhai konse bank se ho🤣
@@mostfunnychannel1994 😂👌
And those who have marriageable Sons or daughters and don't have own house have many problems.
अगर सभी लोग ये सोचकर मकान बनाना ही बंद कर दिया तो किराया पर कहा रहोगे खाली सड़क पर
जितना मंथली किराया दोगे उतना मंथली लोन कि किस्त देने में क्या बुराई है मकान तो अपना होगा
आजकल छोटे छोटे मकान के बेतहाशा किराया है फिर बार बार बार ख़ाली करो मकान ढुढो कमीशन दो धर का सामान अलग टुटफुट जाता है मकान मालिक का एटिट्यूड अलग कब खाली करा दे फिर तलाश करो यदि पोसिबल है तो मकान बनाना चाहिए जब तक रहोगे किराया बचेगा अच्छा प्रोफिट मिले तो बेच दो फिर सस्ता तलाश करो
किराए के मकान से अच्छा तो खुद का छोटा सा घर हो 🙏🙏
Ek dum sahi
Bilkul sahi bhai...2bhk hi ho but apna ho.indepent house...aur agr family badi hoti hai to uske upar bana lo same niche ke jaisa
Bilkul sahi
Ek dam sahi
Agar job apke Ghar se dur dusre state may hua tab?
Yeh batay bolnay may ache lagte h
Or rent ka ghar kuch sal din nikl nay kay liya theak h
Per ghar teo apna he hona chay
Spend money on rent is completely wastage of money. Because in current scenario property prices are rising very rapidly. Also rent is also rising. If you spend money on repayment of your EMIs. So one day you will be the owner of your own home. Also EMIs are fixed but rent increase rapidly. And as money devaluation will make very easy to pau your EMIs. But after 25-30 years its very tough to pay higher rent. Also property price appreciate 2-3 times easily in 25 years.
To jo paisa ghar k lie rkhe the wo v to bdha hoga na or agr wo ni kie the fr to kuch v krlo financial instablity hi rhega
हमारे एक दूर के रिश्ते के मामा जी थे वह आज से 40 50 साल पहले कहा करते थे की बेवकूफ मकान बनाते हैं और अकलमंद उस में रहते हैं बेवकूफ मतलब मकान मालिक और अकलमंद मतलब किराएदार !!
मरने के बाद दो गज जमीन भी अपना नसीब नहीं हो,मामा को बता दें
अब क्या हाल है ये बता ही देते😂😂
Nice video..
Thank you #zorbathezen for motivating us...Sir money and career path par aur videos plzzz baniye
Bhut Badhia Suggestions diya Sir Aapne,,, Thanks ji
Ekdam zaberdast information baba j love u bro Ur real freedom fighters jai ho
सर आपकी वीडियो देखकर हमें यह सीख मिलती है कि हमें ना तो कभी कार खरीदनी नहीं चाहिए और ना ही कभी अपना घर किराए पर रहो और डीटीसी बसों में घूमो 😂😂🙏🙏
Bhai sir aapko guide kar rahe hai, aage to aapki ki margi. Aap chahe to jet kharid lo
@@SureshSingh-lm2uj kahe ka guide future planning naam ki koi cheez hoti hai,
Inki har video me toh job chali jati hai
,🤪🤪🤪😆😆😆😆😆😆
@Dharmendra prajapat unki nahi gayee jinke liye ye message dena chah rahe hai #bloody luxurious
Bhai bus se 40 rupee lgte h aur bike se 20 rupee petrol to pgl kon
Phli baar aisa speaker sunne ko mila hai jisne hr video me mind ko address karni wali baat ki hai.👍👍👍👌👌👌
So you want to say in five years there was no value appreciation in rates of both properties. I am giving case study of mine where I was in same situation and got whole amount repaid for bigger new house after selling my old house few years later and left with handsome cash in hand too due to value appreciation in property value.
Aap se bahot motivation milta he sir thank you sir
वा, सर 👏👏👏👏👏👏 आखे खोलदी आपणे मेरी..... भविष्य मे मै तो ऐसी गलती कतई नही करुंगा 😊
To btao fir ghar khareede ya rent par?
@@geetanjlysarna7697 🤣🤣
This is no. 1 solution sir..... Dil se salute.
Are kabhi toh job khatam hoge tab kya karoge
बहुत अच्छी वीडियो बनाई है थैंक्यू भाई'
आप की बातें बहुत अच्छी लगी पर मकान मालिक का जो टौरचर सहना पड़ता है ना तो ❤दिल में दर्द होता है। तब खुद को दुःखी यारी समझने लगते है।।
Sir you have opened my eyes.Thanks a lot.
ये सर का कहना है घर बनाओ पर कई लाखों का लोन मत लो नहीं तो आधी जिंदगी नौकरी कर्जा चुकाने मैं ही जाएगी इसलिए पहले केस ज़मा करो उसके बाद अपना घर बनाओ और थोड़ा लोन लो जो कुछ ही सालों मैं चुक जाये
कितने साल rented रेहना है?. सामान शिफ्टिंग is not जोक. दुसरो के घर कब और कितने दिन रहोगे? एक मकान खुद का चाहिये
Maine ye pehle he apply Kiya Mera 1bhk(400squar foot ) ka flat tha mene usse 5k pr rent or Diya or 10k Mai 4BHK(1400squar foot) LIYA WITH 10YEARS RENT AGREE MENT .
MEANS . I paid online 6lakhs on rent for ten years .85lakhs 😁
And invest in my business in future my 85lakhs must be converted into 7-8 crore
After that I saved .
Hi nice idea
Sir your way of explaination is so nice . But this is not for everyone .may be rent 40k ara aur loan 30k ho .
U solved my problem earlier.
Which will coming after 4-5 year.
I wanna meat you sir.
Love From Agra.☺️☺️
I want to meat u 😜😜😜😜
@@rashmigautam7867 Me....??
Mine too ..thanx.
Thanks sir, excellent solution.
Good information, good nice,
Very helpful, very useful.
मेरा सिविल स्कोर कम है धनी ओर होम क्रेडिट का पैसा बकाया रहने के वजह से लेकिन अब मेने अब जमा करवा दिया लेकिन सिविल में अभी दिख रहा है प्राइवेट बैंक 16 परसेंट पर 7 लाख रुपए का लोन दे रहे हैं 9700 की क़िस्त है 20 वर्ष के लिए या फिर थोड़ा रुक जाऊ थोड़ा सिविल ठीक होने तक4 लाख खरीदने के लिए 3 लाख बनाने के लिए लेकिन इसमें insurance +प्रोसेसिंग फीस+दलाल का 2% ओर तरह के चार्ज,,,, ओर बोल रहे हैं खर्चा लगेगा आप बताये क्या करूँ लूं या ना लु जॉब प्राइवेट है 18000 रुपये मंथली
नही लेना चाहिए लोन की ब्याज दर बहुत ज्यादा है
Love you sir. You are best mentor. Aap na life ki complicated situation solve kar diya. Sar ka burden hata diya 😆😆😆😆😁😁😁😁😁😁🤠🤠🤠🤠🤠🤠🤠🤠
Thanks sir 🙌 ye video k liye bahut help ki aapne
Sr aapne kitno ko barbad hone se bacha liya hai God bless u sr ...u r UNIQE
😂😂😂
Excellent idea sir about property thanks
Excellent sir, you are doing good job in favour of people.
Thnkuh for ur all videos made for freee for alll..
thank you sir. real fan of you. in only 18 months i sold my new car which was on emi. but now i am free fron loan. bought second hand car in my budget. real fact.
Congratulations, you must have lost 30% of your car value for no reason.
Best recommendation
If you keep paying rent for 10 to 20+ years and look back you will definitely regret it. Having basic 2bhk flat is not luxury but a necessity. I know that Puneet ji saying the same must have his permanent address.
You can keep changing the rented house at regular intervals . Then I don't think you will regret much
@@varungupta713 with increased rent and inconvenience caused. You can't imagine better to own atleast basic
हिंदी मै बताओ plzz
Very helpful information. Thanks sir.
sir rent pe rhne k liye phle interior krao sare goods setup kro khrcha hoga aur phir change kro to phir ye sb jhanjhat kro..
Sir your videos are very informative..but one thing i realised all time your audiences are same. Thanks for sharing..
Hum apke ideas se bahut Bach Gaye thanks many many
I'm reaally very inspire ... Without video dekhe hm aapke video ko like kr dete hain
Thank you for your brave advise salute
Thanks for your very practice advice in the present overall economic situation. Where..1) Appreciation of flats has Stopped. 2 ) Ample flats are available on rent. 3) The rent received from your letout flat doesn't take care of your hsg.loan EMI.
# To add one more point. In my humble opinion " These days, if your funds are ready,... it is EASY to buy , But if you are in need of liquidity, it may be very DIFFICULT to sell a house .
Please correct or endorse. Regards.
👍👍👍👍
Sudhanshu Vaze buy gold it can always get u cash in time
You are absolutely right. All the points you have mentioned are still correct after 3 years post your comments and should be valid in future as well considering over inflated house prices in India especially flats in metros. Hope middle class emotional buyers learn from this.
In which universe flats aren't appreciating? Do you know how rents have skyrocketed in past one year?
😢😢😢😢🎉
There is a different feeling of living in own home than rented house.
But when you are unable to pay the loan of that house due to some untoward incident like losing job or business loss then also the feeling is very different . In fact it is very bitter & disgusting . That is what this person is trying to make you understand that renting out a flat is much better option than buying as risk involved is very less
If you have sufficient funds or money than you may certainly go for buying but if not than taking house loan becomes a big gamble
@@varungupta713 Better risk management can prevent all of it. The default rate is
सर मैंने 5 साल पहले एक प्लॉट लिया था, अभी मैंने जहा रह रहा हूँ वो घर साइज में छोटा हैं लेकिन 3 मंजीला बना हैं.
अगर मैंने अब उस प्लॉट पर घर के साथ शॉप भी बनाता हूँ और तो मुझे 15 लाख का लोन लेना हैं और इस पुराने घर को रेंट पर दूंगा 22k आ जायेगे तो घर बनाने में समझधारी हैं ना???
भाई खुद का घर होना बहुत जरूरी है लोन लेकर थोड़ा सा लोन लेकर अगर हम घर बनाते हैं और उधर दुकानें भी मेरा बना देते हैं तो वह लोन तो हमारा खुद का घर आ चुका
sir please college jana chaiye ya nhi iska koi accha alternative batao, hit like those who wants this video
Yes
Batao sir
@@RajnishKumar-py2rs na batayenge aur batayenge bhi toh favor mai
Very good advice sir
God bless you
Bilkul sahi kaha .rent lena makan kharidne se achha hai .
Good one sirji 👈👈👈
Love from digital marketer 😍😍
🎯🎯🎯🎯🏆🏆🏆🏆🏆🏆🏆
Kitane sal tak kiraye pe rahege ?
Aek din to lena hi padega.
Right
Excellent nd beautiful presentation.Thanks
Very good example
Wow sir great job👌👌🙏🙏
Very nice Good Advise Thanks Sir 🎉🎉🎉🎉
Good information...nice explain...❤ thank u sir
Sir u r very experienced nice 👍
यै बिलकुल सही कहा आपने बैंक वाले इसी तरह से करते हैं
Plot khareedna kitna sahi hai sir.. waise 9:24 pe apne bta hi diya
Very good knowledge sir very thanks
Really true bola sir Apne 🙏👍✌
Mind blowing idea sir ji 👌🏻
if you lose your job, you will not be able to pay the rent as well. In that case, what will work? also if you are paying the emi of say suppose 20-25k per month for the house you buy and at the other scenario you are paying rent for 15k per month. after 20-25 years, you will get the house at the same emi amount but in rent what will be yours? and I am pretty sure that after 20-25 years the rent will increase much higher than now. Would love to hear some unique answers.
Thaks sir bahot kuch samajh mein agaya
Inka ghar rent ka hein ya buying house mein rehte hein, advice givir sir.
Bahut achhi jankari di sir sapne
Isme kya complication hai Mai btata hu
1. Kirayedar bahut long period tak nhi rehte, itne jaldi baar baar kirayedar bhi nahi milte hai, kayi baar kafi long time bhi makan Khali reh sakta hai
2. Jis makan me hum gaye hai uska makan malik kab Khali karwa le iska bhi kuch bharosa nhi hai
You are the best sir❤ kitne achche se aapne samjhaya ek dum bheje fit hogaya mere aur bahot zaroori information share ki sir thank u sir,❤ yeh mere lifetime me mujhe kaam aayega
Yes I did the same thing. Rented my flat in Mumbai and shifted on same rent in other city.
OK. But the EMI you are paying is how many times the rent? And how much can the downpayment fetch you monthly at the rate of 7% per annum?
Correct nycc video
Sabsey adhik appreciate price gold aur jameen me hi rahata hai aur aaagey bhi yahi rahna ke umeed hai
Aisi video dekhoge to kabhi apna ghar nhi bana paaoge.. aur tumhare bachche yehi sochte reh jaayenge kaash yahan humara bhi ghar hota...
U are genius sir..salute aapko
Rnet कैसे तय करे अगर प्रॉपर्टी की वर्तमान मूल्य आप को पता है तो किस हिसाब से rent लगना चाहिये कृपया बयये
Nice advice sir.
Nice information
No
Great idea sir
Excellent 👌 thanks 🙏
Bhai phle Ghar lena chahiye .. property ko aur jyada badhana chaiye... Aur Jayda mehnat kar ke Paisa kamana chaiye..
Mane apana builder say house book kiya kuch samay baad builder Nai house bana kar de diya Maine vaha shift kiya aur Wo makan baitch diya aur one bhk to 2bhkai Mai aagaya
Good advise.
Aap sahi bool rahe ho ,20 year bahot hota hai aur kitna jada time hoota hai ,pareshani bata ke nahi ati kabhi bhi kuch bhi ho sakta hai ,ham bhi lene bale they flat lekin ab nahi lena ,kiraye par hi rahna
❤ Good ❤
Yaaa sir sahi bole!!
Salute bro salute super sey bheeeee super
Life saving video👍
Thank you very much for interesting videos thank you thank you very much I am very happy for you only very much
Bahut badiya sajetion Diya aap ne
Flat prize 18 lac and plus subsidy 2.67 benefit actual flat rate 15.33 lac Full loan 15.33 lac Emi only 11000
And go to rent 7500 i am choose rent yah buy flat
15.33 lakh plus registration fees 3 lakh
Total-18. 33 lakh
Flats kharidna chahiye aapko
Wow nice sir sir our ek floor daldiye to old hi ghar par.
Fantastic video Sir Ji
Thank you so much
thanks sir very nice idea great sir 👍👍👍👍👍👍
आपकी बात तब सही होगी जब आदमी का वक्त ख़राब हो.. लेकिन वक्त सही है तो EMI पर घर लेने मे कोई बुराई नहीं है
Bade Miya Bura Waqt kabhi bata kar nahi aata . Is baat ko gaath baandh lo
@@varungupta713old age ana to pakka hai na.....to old age me kese denge aap rent...
3L mein 3 to 4yrs rent...really...kya jhopde mein rahein...aajkal rent na bahut high he....m paying 80k per month...
Good thinking.
very funny argument. You will have to keep shifting rented houses too. Owners don't allow tenants to stay more than 2 -3 years maximum. Moreover what about those who are already tenants to start with
Also once you sign the deal EMI doesn't increase. Your salary will increase and the EMI that looks heavy now will eventually feel like peanuts. On the contrary, rent will keep on increasing. How will you pay rent after retirement? Yes, there is some risk in home loan but retiring without a home is far more riskier proposition.
Nice guide line