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If you figure out how to shrink the right side, let me know! I have that same thought every time I start filming. I'm sorry you've been feeling so bad lately, I hope things start looking up soon ❤

Hi Avery. New supporter here. Thanks for sharing !😊

"i guess i lied....i guess i do use this" had me laaaaughing. I am also hoping to get a new editing software at the end of the year when I get a new computer and I am so nervous about learning how to do things on it......fingers crossed!!

Sending you virtual hugs 💜💜💜

I’m sorry you’re sick and not feeling the best mentally. That does make it hard to care about budgeting. The video sounded great though, and I always love your monthly budgeting videos ❤

I really appreciate you and your videos! The sound quality was spot on for me. I hope it was a good experience for you as well with the editing and what not. Living in uncertainty is such a draining challenge. I’m glad you’re showing up despite the way you feel. Sending virtual hugs and high hopes for a lighter load in the near future!

Aww girl. 😥Sending you the biggest hug. I always appreciate your realness. Hope you feel better physically and mentally very soon. 💜

Hello! New subbie here😊😊

Big internet hugs. As an outsider looking/listening in, I can hear it in your voice 😢 Hope things start to feel better and this bleh season passes. It's great you're doing therapy and medication (it's personally saved my freaking LIFE). Also... I hate return fees and as a NYer, yep, our tolls system are ridiculous 😒

Hey Avery, thanks for sharing another great video. 💛

❤

Awww I wish I could give you the biggest hug. Thank you for always showing up as such a real person on your channel. 💙

Wow 3 years I’ve been watching you 🤩 awesome!! That went by quick! So sorry you’ve been feeling down and like chaos lately. Do you ever think your home space could be contributing to how you feel? In regard to your other video about moving, could it be affecting you more than you think/realize? Does this mean we get another video in 72 hours? I hope so 😊❤ see you soon!!

Thank you for watching 🙇🏻‍♀🫶 how is October going for you? 💫 ✨ Ways to support the channel ✨ - Try YNAB 34 Days Free: ynab.com/referral/?ref=NGjR9aw384rLUfFn - Liking, commenting, and subscribing 🎃 Chapters: 0:00 Intro / Brief Updates 2:28 Covering Overspending 3:45 November bills n stuff 6:52 Deep dive into the beauty category 9:17 October money moves 10:07 Cece grooming schedule 11:09 New York tolls...be serious 12:08 Cruise savings 13:18 Mental health updates 14:45 outro fake out 15:22 thank you 16:16 real outro

Hey Avery, thanks for sharing another great video. 🧡

Hey Avery...new subbie, looking forward to watching your content.

I’m so glad you like your job! I’m sorry about all of the medical expenses. I know that has to be so stressful 😩 I kind of want to try TH-cam premium. Do you think it’s worth it?

I don't like to work. It doesn't matter the position or if I'm earning more or the same lol. My favorite job to this day was working at a tea store, making tea drinks all day🤎. But it wouldn't do lol. Figuring out what to do for a living is definitely a tough call

Very smart not to go into debt to take a vacation!

Yes, pets can be expensive but sooo worth it.

I absolutely hear you on the money not feeling real thing. I LOVE YNAB but sometimes I wonder if I need to do cash for certain things (like groceries...and eating out...) because I just swipe and then I WAM and yeah 😮‍💨

Kudos on hitting $10K in the emergency fund! It’s a well thought out, well-balanced budget. I was admiring your overall balances on the left just as you remarked that you were pretty content with your finances… as well, you should be! I think you’re doing great. Plus, you are so close to 1000 subscribers. If you’re not there by the end of the year, you certainly should get there with the January rush. I really enjoyed your channel and look forward to the next video.

Girl I feel like you are speaking to me when you are telling me how you’re feeling… I’m like yes me too for all of it 😂 There is just never enough time in the day, and I’m always asking myself why does it feel like this now? I think someone is secretly speeding up time 🤭 Looking forward to the Maine trip review. How are you feeling about your surgery? Are you liking the results? The end of the year is always bam, bam, bam with money 🤦‍♀️ with 3 kids the holiday events always get us. Plus everything the schools want you to contribute for the classroom parties 🤣 whoever thought of making these holidays so close together, didn’t think it through. Can’t wait for the next one!!

I also hate the YNAB mobile app. It’s literally only good for categorizing transactions if you have it synced with your cards/ bank. Moving money around is a literal nightmare!

Omg so many events for us too! Honestly I try to save a lot more from Jan-May because summer through December is spendy! Like in the summer we usually go on a week long vacation & smaller weekend trips, the zoo etc. We have a huge family between mine and my husbands siblings, nibbling and parents. And most of the birthdays are June-Dec with a high concentration Aug-Nov. Plus people are having babies, weddings etc and I have to participate in those villages if I want people to come to my kids birthday party. The money guys “messy middle” talk is hitting me hard this year.

I love your channel Avery! Keep being you! The rants are valid! I watch your channel and play in the car on the way to work like a podcast! You make me smile and laugh out loud daily!😂❤

I’d definitely like another video with an explanation of the pension. At 1% annual returns, the pension benefits option would have to be much better. It has me curious 🤨 🧐

My situation is a little different because I have kiddos but yeah, I had to just bite the damn bullet. Even my therapist was like "please just raise your food budget, prices are probably not going down any time soon" so I did 🫠 Still kills me.

Definitely would love to hear more about the pension system. Can’t believe someone stole your calzone!! 💕

I'm sorry but someone taking the calzone made me LAUGH. Totally been there after a long night out with ordering food and falling asleep 🤣

I like all your video ideas! Even though I don’t have a pension, my parents both do and I’d love to understand that more to help them plan.

Great video! Im over in my variable spending and need to stop going out to eat for a week 🙄. I’ve been overspending consistently in dining out and using money from my vacation fund to cover. I need to also figure out a way to stop! I don’t want to increase my budget because I’ll just spend it all and likely overspend still. It’s tough! 😅

Is your pension payout a fixed amount until death or is it giving you want you put in slowly? If it is giving you what you put in, the 1% return is horrible.

The way they count part time work is amazing! Where I was they didn't start until you were a a permanent employee, and they don't give those out until you work through several contracts.

I have the same couch 😂. I'm way over on my eating out budget.

Loving the video style!! I would definitely be interested in how your income has changed over the years!! 😊 Food is a hard one!! Maybe compare you average spent to what you’re budgeting and adjust it for the time being. ❤

I watched this video the other day but on my TV and I just realized that I didn't comment. I love the new camera, the picture is super crisp. I have no doubt that you can hit your savings goal by the end of the year, you are always so dedicated, it's super motivating! I can't wait to see what else you film with this camera 😊

Oh my gosh, your doggie!! ❤ Great job on the EF savings! I feel you that it just feels like we should save more with inflation and how expensive everything had become 😫

I have the same feelings about sinking fund versus emergency fund. We’re building up our EF so I’m not contributing to house EF or car repairs. If anything goes horribly wrong with the house or car we will pull money from the EF but if it’s just standard stuff like changing filters and oil changes we can manage that as it comes up. I hope to eventually have an EF for income replacement, the house and car replacement but I literally can’t focus on that many things at once. I like focusing on one thing and watching the savings grow faster

Working on emergency fund goal of 10k by December. So far saved 9k. Love the updates and Cee Cee is adorable ❤

I think it's great you are focusing on the emergency fund goal as priority. A good way to go about it as it give you momentum and, like you said, its all your money in the end. I personally have been at the stage where I'm working on boosting up my house emergency fund (basically). That's been going well, and I decided now I'm going to do 50/50 now with savings money to continue to go into my house reserves, and the other half to go into what I'm call "future fund". This is something like, what if I want to do some kind of adventure? what if I end up switching jobs and I choose one that pays less? What if I want to buy a travel trailer and do alternative living adventure? Its very uncertain, but I figure I want to get a fund to have flexibility. Emergency fund money isn't for that, isn't for spending, you know? I am still investing too just not as much as I was when THAT was my super highest priority. You asked about current goals , so thats my odd answer, haha ! I'm also going on a short trip to visit my cousin in Portland, OR in a couple weeks so I'll be spending some money on that and then I'll want to replenish my travel fund. :)

Currently working on getting a real month ahead on YNAB and making sure my sinking funds are nice and padded 💲

Loving the updates!! And the channel name change!! Once you finish the emergency fund, you’ll free up that cash to put towards sinking funds so hopefully it doesn’t feel too tight. You’ll just be redirecting the funds. 😊

Here's hoping for a less spendy September (for both of us!) 🎉

You're not alone. August has been spendy for us too! You're making great progress on your E-Fund and Travel (cruise) funds!