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Thanks again!

Yup definitely. I have another video coming up soon just need a few edits. These videos are my perspective on how I analyse the reits and companies and spreading financial awareness to the society :)

I feel that it depends. Good companies with strong earnings growth will continuously grow in their company valuations. Of course it is better to buy when markets is red so that you can get them at a discounted price.

Reits are beaten down due to high interest rates. That's why if you see my analysis, it is important to see how the reit can manage this interest rate because it will pull down their income and the dividends given to share holders

Since you are just starting to invest, it is important to understand the psychology behind compounding investing.

Thanks!! 🙏

It depends on whether you want to buy your shares in custodian accounts(Cheaper) or CDP-Linked accounts(Expensive). Custodian brokerages means that the shares are held by the brokers. Popular ones that you can consider are moo moo, tiger broker, interactive broker and webull. My Referrals: Tiger Broker[REWARD up to $3600]: tigr.link/7Fbx3X Moo Moo[FREE GIFT]: j.moomoo.com/00WkqV Webull[CASH VOUCHER]: shorturl.at/imAU6 Interactive Broker [STOCKS]: ibkr.com/referral/benjamin4815 CDP-Linked accounts means shares you purchased are directly under you in your own CDP account. But transactions are definitely more expensive.

Hi again. glad to hear that! Definitely it is important to start investing for passive dividends for retirement. The earlier you start, the better. Even though I analyse these reits, it is important for you to learn how to read the reits results and make your own judgement.

Yes definitely 👍 thanks for the compliment 🙏 I would give my analysis and opinions on it.

Hi thanks for the compliment! In my opinion, Right off my list now I feel that top 5 would be the following: - MLT - MIT - Ascendas Reit - Keppel DC - Fraser L&C However each have their own risk and and reward. I feel the MPACT might be a good reward but risky bet.

However, on another point, I feel that it is important to be cautious when investing in Reits in this high interest rate environment. With interest rate being high, dividend yield from reits should be expected to be high. Of course things are unpredictable but I would hope for better dividend yields from these reits.

I thought keppel dc has tenancy problem and affected the rental income?

My personal opinion is to diversity into different areas,.. healthcare, industrial, logistics, hospitality, DC, commercial.. What about parkway reits?

Yes true. Keppel DC reit will be affected by this tenancy problem. I feel that it is one of the most stable reit in the long term. But currently with this situation and the share price, I would not consider it. Too expensive

Hi there! Thanks for the compliments 🙏 Sure I will put it in my list to analyse through 👍

I guess different people got different perspective. To me, selling Singapore properties might be a mistake considering how well the properties in Singapore are performing with decent leases until Year 2097. The property valuation also speaks for itself with all the Singapore properties increased in valuations.

I feel AA reit is a decent reit with the right classes of properties. Just take note on the amount of perpetual securities that they might be issuing.

You can actually find most of their related documents in their respective websites :). The best way to start off finding is the google search ("The company" Investor Relations). Most of the time the company you search will direct you straight to their investment information. Here are some links: www.mapletreeindustrialtrust.com/Investor-Relations/Presentations.aspx investor.aimsapacreit.com www.mapletreelogisticstrust.com/Investor-Relations/Financial-Information/Financial-Results.aspx investor.capitaland-ascendasreit.com/financials.html

Thanks for the compliment! 🙏🫡

Haha thanks again.

Thanks for the compliment it really helps in motivating me to do more 👍 I would say there are many reits priced at an attractive level due to high interest rates. However, the concern is that there might be slight drop in dividends due to higher cost of debt. Yes in my opinion, the big reits will have advantages in managing high interest rate environment like Ascendas reit, MIT, MLT. Based on the performances, I am impress with the new Asset performance from Mapletree Industrial thats why they can maintain their dividends. I will be doing videos on the analysis of the big reits soon do look forward to it :)

Thanks for the compliment!

Yes definitely a good dividend stock to keep for the long run!

Yes like what the DBS management said during their earnings call: 1. Digitalisation have service have increased their ROE 2. More money coming into the bank 3. ALOT of capitals available to either invest or reward to shareholders(That's why they predicted $0.24 increase in dividend easily for the next 2 to 3 years) I am happy that they are less dependent on the net interest income which I expect to see happening in UOB too. OCBC we will have to see what is their next action

They are doing well for the recent quarter with the properties. My only concern is with the amount of debts that needs to refinance for the next two years. With the cost of debts at 3.1%, new debts based on the rates recently seems to be 3.7% and above. So it might drag down Keppel Reit’s DPU.

Hi. Yes I agree with you that they will definitely benefit from the closure when everyone start taking out their money 🎊 I had talked about it previously in the video below. Singapore Banks Earnings l Best bank stocks in 2024 - Closure of CPF SA th-cam.com/video/aQhUDCTjHyM/w-d-xo.html

Haha there is definitely risk involve when getting involve with their sponsors. OUE Commercial Reits are also related to them so have to take note of that. In the recent years, most of Singapore's IPO, regardless of reits or companies have honestly been generating bad returns if you invested with them from the IPO listings.

Hi there thank you so much for your compliment! It means alot. These kind of videos definitely will take more time as compared to just analysing quarterly results. Noted I have notice some stuff with regard to interest rates and Reits. Will get into it for another video 👍

Considering the optimism in the last earnings call on top of the good earnings, I feel that there is no issue for them to increase the dividend for the next year 👍

Supported you with kopi, keep up the good work.

@@REIT-TIREMENT Thanks for your constant support since the start! It's been a good motivation for me

@@InvestingWithBen REITs Investor must support REITs investor.

Thanks! 🙏

Based on historical data it seems like it haha. But if you can buy reits at the good starting price that would be a good investment as well for the long term 👍

Hi Kian Loon. I feel that it depends on your risk appetite and investing with diversification. I have previously added them to a certain weightage that I would not wanna over concentrate on. We do not know what will happen considering they are a small reit as well so there are definitely higher risk. Always important to diversify unless you want to trade it on the short term. I have been reading local bank earnings call and they seem to be negative and now restricting borrowings to commercial which might be bad for them in the short term.

But of course we cant predict how they will do. If they manage to pull through this difficult time, they might reward those that buy the prices now :).

Yes they have assets which are less than 30 years which can be the risk in the long term. Historically KIT has been “nothing much” because their dividend was just stuck due to the management’s inactivity. With the new management and fee structure which promotes dpu as their performance payment, hopefully it gives them driving force to improve the company and the DPU. I feel that buying KIT would mean you believe in the management acquisitions and the potential of keppel assets I mention in the video :). I would say I am more happy with this management than the past few years holding it

Hi Kian Loon. Yes definitely. Thats why its important to invest in the correct dividend stock for the long term. If you hold good stocks in the long term their yield might reach 10% based on your initial cost :). We should not only look at the initial dividend yield because those that priced at this kind of yield would have a more riskier side.

@@InvestingWithBen Hi Ben , you’ve share a lot of Mapletree logistics and industrial video but may I know why you’ve never share about Mapletree Pan Asia trust ?

@ongkianloon91 If you request it I will do it :). I can read a lot of different companies but it takes time to record and do up the video. I would say my concern with commercial properties in general is due to the fast advancement in AI development. As more and more companies benefit from AI, they will be more efficient and cut head count and office spaces. But this is just my opinion and might be wrong :)

Hi Kian Loon. For US Reits or stocks listed on SGX will have to sign some tax form(they will mail you) which will remove the 30% tax required.

Of course if you invest in purely US stocks then you will be tax accordingly

hi Ben I received the tax form today from CMOU so do I have to fill it up and mail it back to them? so the 30% tax will be removed?am I right?@@InvestingWithBen

@ongkianloon91 Yes make sure to do it 👍 the form is valid for 2 years if I am not wrong. So they will send u again if needed to sign again.

Thanks for the compliment. 👍

Yes agreed. There is definitely risk involved when expanding. But I feel that in the long run keppel dc reit have no issue in dealing with these short term issues. This is just something to take note for us when investing in reits. Even though the reit is good, the tenant might not be doing well themselves.

Hi Kian Loon. Sure let me take a look will get back with the analysis :)

Yea my bad haha. Tried to hard to sound more lively. Will take note thanks haha

Haha I am curious as well. Hopefully it is not something bad cause I do not see anything bad based on the result. Its only the drop in valuation but gearing wise seems quite safe

Tmr morning will be the earnings call at 0900

Yup hopefully is just some small accounting figure mistake need to change, not something major😂

@lennonlow6526 yes fingers cross haha

Real bad news for KORE, the CEO is a liar, keep telling positive tales

🫡👍 I feel they are a good long term holding. Especially now with the better management

Hope u enjoy it 🙏 let me know if there is any feedback or analysis to do :)

Hi previously I did a video here regarding it :) Alternatively you can also click in the link the description. I will do another update once I have finalised some stuff. th-cam.com/video/N3w_ck_zR3U/w-d-xo.html