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Good information guys thanks for the notification smashed the thumbs up 👍

Dave is an experience man, but he is too stubborn and prideful to update his rules. Maybe changing the rules would mean admitting that things got more difficult, which he doesn't want to do.

Great information Wish I could’ve seen the numbers displayed while he explained it.

Made a video a while ago, saying home prices aren’t declining and in Arizona. They’ve been declining. I still think these builders giving out large incentives is also a way of prices declining indirectly.

assumable FHA**

Any tips for getting a home with an assurance FHA loan?

Rates are @ 7.1% and not going lower than 6.5% for 2025

Thanks for the notification smashed the thumbs up 👍 appreciate the update good stuff guys

It is not about interest rates you never talk about the fact that it is about home prices being to high.We are still in a bubble 10 years now it needs to break and prices will come down that is now coming.People need to stop buying they will not beable to refinance period.

I just can’t take any video seriously when the thumbnail has people looking at me like I just tried to explain quantum mechanics using flash cards to them. I can’t wait until this spent trend is over.

The experts have not been correct about rates at all. If theyre saying itll be lower than now you can bet it'll be higher for longer.

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Good stuff

A cap on wealth will drive down the price of housing, which must be a utility, not an asset. We must not only outlaw the ownership of housing by Wall Street equity firms but seize the housing stock that they own using Eminent Domaine laws. For centuries, Eminent Domaine was used to steal land from minorities, the poor, and disenfranchised. Seizing and redistributing housing from Wall Street equity firms to the working class will benefit the masses at the expense of the entitled few.

Thanks for the notification smashed the thumbs up happy New year good stuff guys

I have been explorig this myself, but the video misses to address two issues: I bought a home at 7% and the First Lien HELOC is giving me a fixed 8%. Put that together wit the fact that Mortgage interest is amortized, i.e. interest is front loaded! you pay most of the interest in the first 5/7 years. Wont the numbers work if i am in the first year of the mortgage?

Home values are declining in every state.

Geez. A whole lot of talking and analyzing. Fk all that. Plain and simple, housing was artificially inflated by the fed and the government to collect sky-high property taxes to pay their corrupted spending and money laundered by thieves "governments". The results it is today are no surprise to them. This must stop.

Thanks for the notification smashed the thumbs up 👍 appreciate the update good stuff guys

cleveland grover was a gap president

What are my options What is my total cash to close, comparisons Loan estimate sheet

people can't afford this home today

I own a small plumbing outfit in Panama city, FL. We were booming for a while, and with Bidens' BS interest rates have all but ruined my company, we are running of fumes, I need these 2 weeks to hurry up. This administration has ruined new construction. Been so damn stressed out, trying to keep cool, but I'm worried about making payroll this week. This is rough

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"Problem solving capabilities" well said. Thanks!

I found a place where I want to live out the rest of my life, but it's in an HOA area! Im scared to make the move.😢

I believe a lot of people think 3% down is the end of it, but you'll get another 3% in closing costs and escrow and you probably need to change or fix a few things, especially if you got "a good deal" on an older house. We had 10% of the purchase price available and ended up dipping into our reserves for some unexpected things that didn't come up during inspection. Also we had double bills for a few months while fixing the "new" house to make it ready to move in.

Interest rates are not coming down for years.

What a racket this whole home buying business is …

Could you please add the link to the slide deck and the reports you were referencing at 10 minute mark. Thank you

WHAT HAPPENED TO THE VIDEO EXPLAINING ABOUT THE NEW PROGRAM THAT WAS OFFERING 20K-50K FOR CALIFORNIA????

In DFW Texas we are sitting in neutral. No more big increases and no huge price crashes. We gradually corrected and things are neutral. Our issue here is insane property taxes and our home insurance is as bad as Florida. We just don’t seem to make the news like FL.

People want too much for their old houses. I prefer to buy a modern trailer to an old house that has so many high cost issues. Old houses are beautiful but high maintenance.

Interest rates

Austin Texas prices are down 20% in 2 years. Keep telling yourself prices will rise 2025.

Refinancing for a lower rate and resetting the amortization cycle is the dumbest thing people suggest. You pay more in the long term to save a little now

This is the least confident I've heard Jeb. And he's a housing bull. Just off of that id predict closer to a recession than not.

Statistically, a recession begins some number of months after the yield curve uninverts. Other metrics indicate a recession in 2025, but a few do not. (If I knew for sure I'd be rich!)

So it may go up or down. Thanks guys!

Good morning guys I'm enjoying the last day of 2024 listening to you guys share great information and updates on the New Year thanks for the notification smashed the thumbs up good stuff guys

Hey Guys. I have a question that I will aim to keep brief. Your numbers seemed as if they could have been tailored specifically for my wife and I. We purchase a home 15 months ago at 7.375%. 1). We love the house. 2). We paid asking price AND were able to get a full, no fault inspection. 3). House is assessed at "75%" with us having recently replaced the roof, new electrical panel(s), new laundry closet, and some ancillary repairs. Our mortgage broker approached us in September where we were on track to lock in at 5.625%. We missed out on the lock when the appraiser came back with a low appraisal based on non comparable comps (according to our broker). The broker tried in vein to make it right, but simply couldn't. Now I feel like I have to treat the house as a flip, strategically upgrading more for curb appeal. Or do we just bank the upgrade money to pay points if need be? Thoughts? Thank you from the crazy state of Maine.

Theres zero fix for the housing supply so I dont see how prices drop at all. Especially now that it's been proven illegals are exacerbating the homeless situation in the country according to HUD.

What if someone pays off there house before there first monthly payment , on there closing it states no pre payment penalty , but what about the lender side ?

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well we are back over 7%. yea I can refi...lol..yea its going UP UP UP!....lol...maybe next year will be better, glass is half full, I already drank the other half.

Seems to be working for us. We paid off our car and credit card debt and now are paying down the mortgage. So, you’re clearly wrong.

I have neighbors that have a toddler that isn’t on a real sleep schedule. But I also have a two bedroom apartment for under 800 a month. I get mad at the noise but I know I’m not finding a mortgage payment this low anywhere in my city