Mortgage Interest Rates Are Headed For A WILD Ride

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  • เผยแพร่เมื่อ 28 ม.ค. 2025
  • The future of the housing market largely depends on mortgage rates which at the moment seem to be getting worse. While the market is expecting lower rates in 2025, the reality is that rates are likely to keep going higher before they move lower. Today, we're breaking down exactly how rates will reshape housing in 2025 and what you need to do NOW to be ready.
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    ➡️Mortgage Interest Rates Will RESHAPE The Housing Market - • Mortgage Interest Rate...
    ➡️ Mortgage Interest Rates Will Stay HIGH - • Mortgage Interest Rate...
    ➡️Mortgage Interest Rates Just BOTTOMED - • Mortgage Interest Rate...
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ความคิดเห็น • 24

  • @TheEducatedHomebuyer
    @TheEducatedHomebuyer  16 วันที่ผ่านมา +1

    ✅Connect Directly With Our Team - www.theeducatedhomebuyer.com/expert
    ➡Mortgage Interest Rates Will RESHAPE The Housing Market - th-cam.com/video/Agm_CM068OE/w-d-xo.html
    ➡Mortgage Interest Rates Will Stay HIGH - th-cam.com/video/CY07hb_6XXQ/w-d-xo.html
    ➡Mortgage Interest Rates Just BOTTOMED - th-cam.com/video/AfebO_Rrahw/w-d-xo.html

  • @dixielandproductionco.6989
    @dixielandproductionco.6989 15 วันที่ผ่านมา +1

    Thanks for the notification smashed the thumbs up 👍 appreciate the update good stuff guys

  • @luisa8985
    @luisa8985 13 วันที่ผ่านมา

    Made a video a while ago, saying home prices aren’t declining and in Arizona. They’ve been declining. I still think these builders giving out large incentives is also a way of prices declining indirectly.

  • @tradewisetv2801
    @tradewisetv2801 15 วันที่ผ่านมา +4

    I just can’t take any video seriously when the thumbnail has people looking at me like I just tried to explain quantum mechanics using flash cards to them. I can’t wait until this spent trend is over.

    • @soundsnags2001
      @soundsnags2001 14 วันที่ผ่านมา

      You clicked it and came here just to leave this comment? You aren't a serious person.

    • @tradewisetv2801
      @tradewisetv2801 14 วันที่ผ่านมา

      ​@@soundsnags2001 You came here and clicked "reply" just to leave that comment? I'll decide how my time is spent, thanks.

    • @soundsnags2001
      @soundsnags2001 14 วันที่ผ่านมา

      @@tradewisetv2801 Sorry, when I left the comment I didn't realize you were a child. As you were.

    • @tradewisetv2801
      @tradewisetv2801 14 วันที่ผ่านมา

      @ I missed your fist pump and self high five after those world class keystrokes. Can you do it again? I love to see the challenged beaming with pride.

  • @NeoSoulCrew
    @NeoSoulCrew 15 วันที่ผ่านมา

    The experts have not been correct about rates at all. If theyre saying itll be lower than now you can bet it'll be higher for longer.

    • @TheEducatedHomebuyer
      @TheEducatedHomebuyer  14 วันที่ผ่านมา

      There's the catch, plenty of "experts" also telling people rates will continue increasing....which set of "experts" is your contrarian indicator?

  • @TheInformedHomebuyer
    @TheInformedHomebuyer 15 วันที่ผ่านมา +2

    It is not about interest rates you never talk about the fact that it is about home prices being to high.We are still in a bubble 10 years now it needs to break and prices will come down that is now coming.People need to stop buying they will not beable to refinance period.

    • @ItsJustPreVR
      @ItsJustPreVR 15 วันที่ผ่านมา +3

      If the market is showing you consistent pricing over a 10 year span. its not a bubble. its a repricing event.

    • @ebutuoy5088
      @ebutuoy5088 15 วันที่ผ่านมา

      Lol

    • @TheEducatedHomebuyer
      @TheEducatedHomebuyer  15 วันที่ผ่านมา

      If you look at home affordability itself, and what it would take to normalize the market today, it's a 40%+ correction in price, or a 4% or so decline in rates, or a 55%+ growth in income or some combination of those. Those are massive movements we're talking about, and none of them are going to happen in a vacuum, and none of those one single factors are going to make the move.

    • @jonathantaylor6926
      @jonathantaylor6926 15 วันที่ผ่านมา

      @@ItsJustPreVR Hardly. US real estate and the MBS market they collateralize is the largest asset on the planet. It's not a penny stock or crypto subject to wild double digit price swings over hours or days. Price momentum up or down takes years to establish for a market of that scale. I agree with you the RE market was repriced- by the availability of extremely cheap mortgage debt. But that is over. Gone. And not coming back for many years. The 10 year hit 4.8% today. Mortgage rates will hit 8% again. Eventually higher for longer will create a new repricing event.. down. RE prices were up 77% in the decade leading up to the GFC so I am not sure what you are talking about.

    • @livingmybestlife365
      @livingmybestlife365 14 วันที่ผ่านมา

      @@jonathantaylor6926you’re going to need massive massive distress for a housing crash? How is that going to happen? You just said how the low rates caused this. I have a 2.5 interest rate. How and why would I loose that house? Loose it and then what?? I still have to live somewhere and pay even more in rent. My house isn’t going anywhere