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CottageFoodsLaws
United States
เข้าร่วมเมื่อ 30 ก.ค. 2015
We are the Resource for All things Cottage Food! Do you want to make a food business from home and are not sure about how to start? This channel is dedicated to Cottage Food Business We have resources for EVERY STATE!! and how-to videos from how to price your food, package, and grow an ONLINE presence for your Cottage Food Business !
Cottage Food Business Insurance Guide [ WHY YOU NEED IT WHERE TO GET IT AND MORE!]
Cottage Food Business Insurance Guide [ WHY YOU NEED IT WHERE TO GET IT AND MORE!]
TOP 5 FOOD BUSINESS RISKS! (AND HOW TO MINIMIZE THEM WITH 1 SIMPLE THING)
TOP 5 FOOD BUSINESS RISKS! (AND HOW TO MINIMIZE THEM WITH 1 SIMPLE THING)
CHECKOUT NEXT INSUARNCE: nextinsurance.sjv.io/WDKGDA
Cottage Food Business Insurance Guide: Why You Need It & Where to Get It!
Are you running a home-based food business and wondering, “Do I need insurance for my cottage food business?” The answer is YES! Protecting yourself from liability is crucial, whether you’re selling baked goods, jams, or other homemade foods. In this video, we break down everything you need to know about cottage food business insurance, where to get it, what it covers, and how much it costs.
Many states allow small-scale food entrepreneurs to operate under cottage food laws, but they often require cottage food business legal requirements like proper permits and food business liability insurance to safeguard you against potential risks. Without the right coverage, you could be financially responsible for accidents, product recalls, or customer complaints.
🛑 Why You Need Cottage Food Business Insurance
If a customer gets sick from your product, you could be sued
Selling at farmers' markets, fairs, or online? Vendors may require proof of insurance
Some states require insurance as part of their cottage food permit and insurance laws
It helps cover legal fees, medical costs, and damages in case of a claim
🔎 What Type of Insurance Do You Need?
There are different types of small food business insurance to consider, such as:
✔️ General Liability Insurance - Covers injuries, property damage, and accidents related to your food business
✔️ Product Liability Insurance - Protects you if someone gets sick or has an allergic reaction
✔️ Commercial Property Insurance - If you have a dedicated kitchen space at home
✔️ Business Interruption Insurance - Helps recover lost income if you have to shut down unexpectedly
💰 How Much Does Cottage Food Insurance Cost?
The cost of cottage food insurance coverage varies based on your state, the type of food you sell, and your business size. On average, home-based food vendor insurance for home kitchens ranges from $200 to $600 per year, but premium coverage for larger businesses can cost more.
🔥 Where to Get the Best Coverage?
Look for insurance for food entrepreneurs from providers specializing in home-based bakery insurance or food liability coverage for home businesses. Companies like FLIP (Food Liability Insurance Program), The Hartford, and Next Insurance offer policies tailored for small food businesses.
Don’t wait until it’s too late-protect your cottage food business today! ✅ Subscribe for more food business tips!
#CottageFoodBusinessInsurance #HomeBasedFoodBusinessInsurance #CottageFoodLaws
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TOP 5 FOOD BUSINESS RISKS! (AND HOW TO MINIMIZE THEM WITH 1 SIMPLE THING)
TOP 5 FOOD BUSINESS RISKS! (AND HOW TO MINIMIZE THEM WITH 1 SIMPLE THING)
CHECKOUT NEXT INSUARNCE: nextinsurance.sjv.io/WDKGDA
Cottage Food Business Insurance Guide: Why You Need It & Where to Get It!
Are you running a home-based food business and wondering, “Do I need insurance for my cottage food business?” The answer is YES! Protecting yourself from liability is crucial, whether you’re selling baked goods, jams, or other homemade foods. In this video, we break down everything you need to know about cottage food business insurance, where to get it, what it covers, and how much it costs.
Many states allow small-scale food entrepreneurs to operate under cottage food laws, but they often require cottage food business legal requirements like proper permits and food business liability insurance to safeguard you against potential risks. Without the right coverage, you could be financially responsible for accidents, product recalls, or customer complaints.
🛑 Why You Need Cottage Food Business Insurance
If a customer gets sick from your product, you could be sued
Selling at farmers' markets, fairs, or online? Vendors may require proof of insurance
Some states require insurance as part of their cottage food permit and insurance laws
It helps cover legal fees, medical costs, and damages in case of a claim
🔎 What Type of Insurance Do You Need?
There are different types of small food business insurance to consider, such as:
✔️ General Liability Insurance - Covers injuries, property damage, and accidents related to your food business
✔️ Product Liability Insurance - Protects you if someone gets sick or has an allergic reaction
✔️ Commercial Property Insurance - If you have a dedicated kitchen space at home
✔️ Business Interruption Insurance - Helps recover lost income if you have to shut down unexpectedly
💰 How Much Does Cottage Food Insurance Cost?
The cost of cottage food insurance coverage varies based on your state, the type of food you sell, and your business size. On average, home-based food vendor insurance for home kitchens ranges from $200 to $600 per year, but premium coverage for larger businesses can cost more.
🔥 Where to Get the Best Coverage?
Look for insurance for food entrepreneurs from providers specializing in home-based bakery insurance or food liability coverage for home businesses. Companies like FLIP (Food Liability Insurance Program), The Hartford, and Next Insurance offer policies tailored for small food businesses.
Don’t wait until it’s too late-protect your cottage food business today! ✅ Subscribe for more food business tips!
#CottageFoodBusinessInsurance #HomeBasedFoodBusinessInsurance #CottageFoodLaws
Join this channel to get access to perks:
th-cam.com/channels/_Gh7ifOgodGmwGamo8jw_A.htmljoin
มุมมอง: 197
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Can i start with a class b and sole proprietor and later switch to an LLC? Do I need insurance in addition to a sole proprietor license?
Is there a way to sell cakes cupcakes with freesh fruit by getting a license or a permit in Florida?
If I'm following your math correctly you suggest selling each cookie for $2 each that you need to make 6,000 cookies per month to net $12k. If we estimate that each month is 30 days you would have to bake 200 cookies per day to reach $12k in a month 😳.
@@TheHousewife2010 th-cam.com/video/WQ_pqdGWq7k/w-d-xo.htmlsi=OVYkDiivO7GJKkIP
What about the AZ Freedom Food Act passed in 2024
What about Vegan Plant based dinners to deliver locally?
so coffee is not a cottage food?
Hello, I cant seem to find the answer. Since I can't make cooked food at my house and sell, what permits do I need to sell at fairs/ events in my city as a vendor. Ive seen vendors cook their food on the spot at fairs in their tent/ not a food truck. So what permits would I need to do that? All research is basically saying it's impossible to do that, but i saw vendors doing at fairs ect so any body knows
Baking 16 dozens a day is something 😂😂😂
Washington state is the worst place to try to start a food business.
This video contains multiple instances of inaccurate information.
Do you have any information on things like skin cream, or bomb made from tallow?
hello no actually I dont I know this would not fall under cottage food though as it is a health and beauty item
In Florida, cottage food license says no butter cream frosting....how come cup cake ???? Cup cake has cream frosting right
depends on the cream BUTTERs in general are a no no due to the butter and the temps. There are other types of cup cake frosting you can use
Crisco or other shortening products replaces butter
Cottage food laws says no butter cream frosting, how come cupcake?
What about fresh garden produce? Also jarred foods like pickled vegetables, marinara, canned tomatoes,
Could you please explain what a Ghost Kitchen is and can we have a ghost kitchen for a cottage food business in Florida.
Do you need a license in Florida to have a bake sale to start a Cottage Food Business?
TOP 5 FOOD BUSINESS RISKS! (AND HOW TO MINIMIZE THEM WITH 1 SIMPLE THING) CHECKOUT NEXT INSUARNCE: nextinsurance.sjv.io/WDKGDA
Can you sell freeze dried treats with fresh squeezed lemonade??
What type of licenses/permits would i need if I wanted to start a roasting corn business? I would buy the corn raw from a supplier, then roast them at the local events & food markets? Nothing would be cooked or made out of my home kitchen. Or fresh lemonade stand, same scenario as corn business.
How to Price Homemade food [ Cottage Food business Pricing STRATEGY ] GET YOUR COPY OF MY NEW BOOK : Kitchen to Cash: How to Turn Homemade Food Into a Business, www.amazon.com/dp/B0DJXKZDXW
The only problem with getting your cottage food license is that in Georgia charges a $100 for the license. If you get it first to get ahead of the game you may never get the chance to use it. I’m struggling to have my city allowing me to have a spice business. I have to apply for a special permit for an occupational home based business license. Now I have to attend a city council meeting with my request for permit on the agenda to be voted on. If they say no, then that cottage food license will be a worthless piece of paper. Headaches!
this is odd? Because spices are an allowed cottage food product why would a city or local council object or have you "ask" to do this ? this is odd.
@@CottageFoodsLawsyour telling me. The state allows me to do it. The department of agriculture allows it. The county allows it. The city had me call the department of health for my county to verify that it was allowed. I did that and had to provide proof that this was allowed by them which they told me that the department of health has nothing to do with regulating or inspection for a home based spice business. This just leaves the city of Stonecrest, Ga as to whether or not I get approved. It’s been about a 6month process of them investigating my type of business to find out if I’m allowed to do it. They state that per their city ordinance it is considered a food business and you’re not allowed to conduct business from your home in my city. City Ordinance, Chapter 25, sec. 25-301(19): Food Service Establishment (FSE) means any person who prepares and/or packages food or beverage for sale or consumption, on or off site, with the exception of private residences so long as the private residence is not used to prepare or package food or beverage for sale. Food service establishments include, but are not limited to, food courts; food manufacturers; food packagers; restaurants; catering services; bars/taverns; cafeterias; soda fountains; institutions, both public and private; mobile food vehicles (coach); wing trailers; diners; grocery stores; bakeries; coffee shops; ice cream shops; lounges; hospitals; hotels; nursing homes; churches; schools; daycare center; and all other food service establishments not listed above, either fixed or mobile, as are or may hereafter be recognized by the health department and/or the state department of agriculture.”
The worst part of running a cottage food law home base business in Georgia… is the fact that you have to put your home address on your labels. Not a real comfortable feeling of everyone knowing where you live. Especially if someone were to have a disgruntled customer.😬
get my new book for homebased food business startups !: Kitchen to Cash: How to Turn Homemade Food Into a Business: www.amazon.com/dp/B0DJXKZDXW
I'm selling soul food greens, chicken, Mac and cheese, and hot Links what do I have to do.
this would not be allowed from home legally you would need a commercial kitchen or ghost kitchen to operate from.
What about marshmallows without eggs
I have not seen that on a NO list especially without egg, I would reach out to the local health department and ask if it can be allowed or added to allowed foods.
Thank you!
I want to ship out of OK but do I need a license to ship over state lines?
under their current laws no you cant within state lines anything over state lines becomes a federal regulated under the FDA
Can I sell crepes from home?
crepes would be a time or temp sensitive item I also have not seen this on the approved list of food items but these would be in a commercial kitchen item
Can I sell crepes? From home?
What if you want to open an ice cream parlor. What would we need for that?
I’m new to cottage laws and this video has me so confused. So I can only get a cottage law license if I have a commercial kitchen in my home? This sounds like it defeats the purpose of home baking.
Check your state laws. I’m in Cali. I use my kitchen and it wasn’t inspected.
GET YOUR COPY OF MY NEW BOOK HOMEBASED FOOD BUSINESS : www.amazon.com/dp/B0DJXKZDXW
If someone does report a class an operation, is it a surprise inspection?
What about when i would branch from home to a location?
I wonder if you personally have to deliver it or if you can have a "delivery employee". Personally, as a younger lady, I don't want to have people coming to my house lol
What about running a food truck out of your house? Like taking prepared food out from your home kitchen and selling it?
What about boiled peanuts? Yes or no?
5:44 the background video is crazy loud and hard to hear what you're saying...otherwise thanks for the great info!!
I thought it was 100k
Can you give more info on a business plan? I'm wondering what information is needed specifically for a production flow with procedures. Do i need to include step by step instructions for my recipes?
get your copy of my just released paperback loaded with step by step how to launch from home: www.amazon.com/dp/B0CZPTGWVM
In Oregon we're allowed to sell online, but we have to deliver the food ourselves or the customer has to pick it up.
GET YOUR COPY OF MY NEW BOOK OVER 300 PAGES WITH 50 FOOD BUSINESS IDEAS DFROM HOME: www.amazon.com/dp/B0DJXKZDXW
i thought this was for website cookies 😅😂
You can sell 1,000.000 from home with a cottage license actually Georgia does not have a limit on how much you can earn with a cottage license.
Interesting and detailed information, However, what should the process be if I intend to manufacture and sell retail &/ or wholesale pickled/relish fruits and veggies in Miami dade, Florida, How do I do it?
I don't believe you can sell whole sale in Florida.
How can you sell cakes if you are not allowed to sell dairy products (ex: buttercream on the cake)?
What about pizza?
Only corporate heart attack foods make it here
The individual counties can change the limits on what you can earn in a year
Excellent video