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Daniel Shepherd
United States
เข้าร่วมเมื่อ 25 พ.ค. 2020
Hi Guys! Thanks for checking out my channel.
On this channel my aim is to help you learn all about personal finance, day trading, general news or anything else related!
I also love cars so so there might be some car content in the future.
Feel free to contact me via email if you have any questions!
On this channel my aim is to help you learn all about personal finance, day trading, general news or anything else related!
I also love cars so so there might be some car content in the future.
Feel free to contact me via email if you have any questions!
A Complete Guide to the Best Amex Business Cards
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Capitol One Priority Pass: More and more, the lounges are disappointing if you can get in. Wait times make you more exhausted. There are no lounges in LA or Houston. They offered, then removed cost coverages for airport restaurants when you can't get into the less than pleasant lounges that my kids don't even want to frequent. The travel credits have restrictions that are becoming more restrictive every year with less than desirable options.You have to use their selection of credit options. No, thank you, I can find my own deals.
The reason to get this card is for the sign up bonus. After 1 year it’s better to downgrade
I have this card
I don’t understand why I get pushed down the bottom on the level 2 bid whenever I outbid everyone first, and then everyone else follows with the SAME bid. Shouldn’t I be first? I only ever stay first on the Ask side but never the bid side and I don’t get it. Again, I’m talking about everybody having had matched my bid but only after I put it in first. They should be falling in line after me but instead I just get pushed down last. Can someone explain why?
Imo the Explorer card is very underrated
Can you pay BAD with the Amex plat biz card?
I want the Citi AADvantage Executive but idk if it’s worth it I’m have a strong bias towards getting metal credit cards because I’m Boujee like that
Those whoosh sound effects are a little bit annoying.
I'll make sure to get rid of the sound, thanks for letting me know
I currently have chase boundless and delta platinum. Do you think delta platinum and brilliant would be a better option or delta platinum and Ritz Carlton card? I live in a delta hub and stay mostly in Marriott hotels. Not a frequent traveler about thrice or twice a year
I really depends if you can get enough value from the Chase Ritz Carlton card as it costs a fair bit more per year than the Chase Boundless card. If you know you can at least make up for the annual fee through the benefits you think you will use each year then its a fantastic card to have!
@@dannyshep thank you for your reply
I was just approved for the Green card, but I am just now finding out about the groceries with the Gold card. That is one of the things I really want. I may have to have both cards, using the Gold mainly for Groceries.
Its a great card!
This was very helpful. Thank you for explaining every detail. I feel very informed now!
Now problems! thank you for watching it!
Hi Daniel, I have got a new standard priority pass, for guest we pay but what about kid with less than a year old do we need to pay for it as well?
Lounges will vary in terms of weather they charge for children under 2, generally speaking you wont have to pay, but you can check each lounge on the Priority Pass website or app to be sure.
@@dannyshep thanks a lot
Are additional Amex Platinum card holder able to get access to
I believe secondary card holders can also receive a priority pass as well, so they can also access Priority Pass lounges
You didn't mention the Blue Business Cashback card!
I will make sure to include it in another video soon
You want both as they compliment each other well...or go with the Savor card instead of the AMEX.
Thanks for this! If I purchase a AA flight with my Platinum Select card does the $ purchase still give me 2 miles/$1?
It should do!
I have it. Really good. Bought it with chase sapphire reserve
No more card with annual fee. Canceling my card.
I'd love to see another video that addresses how one actually makes the booking. Is it like Southwest, where you can book the primary ticket weeks in advance, then come back later and add the companion? Or do they both have to be booked at the same time? What about miles redemption flights? Can the primary ticket be booked with miles, then use a companion certificate for P2? Seems like these would be common questions, but maybe it's just me.
I'll make sure to make another video soon and address these questions
@@dannyshep Thanks!
I'd love to see another video that addresses how one actually makes the booking. Is it like Southwest, where you can book the primary ticket weeks in advance, then come back later and add the companion? Or do they both have to be booked at the same time? What about miles redemption flights? Can the primary ticket be booked with miles, then use a companion certificate for P2? Seems like these would be common questions, but maybe it's just me.
that it forces you to get flights thru a portal is unfortunate
What he sayin
No, the answer is no. I have literally never been to a Dunkin Donuts or Resy Restaurant in my life. Even if I did, it feels like the card has become an extreme couponer to use the credits. Too much work quite literally year round.
Currently earning the delta gold Business Sub. I do not live at a Delta Hub. I applied for the 90K elevated offer. I already have a positive opinion on the Delta Stays credit. My travels have organic use of this credit. While not positive value that our Hilton program gives us i already feel the Delta stays credit will at least give me a way to use the value of the AF to be used in a way I may have spent anyway. Long term dont know if that will be enough but it gives me a few years to decide. And the credit is Calender year so I can use it twice before my first annual fee is even paid
It’s always good to give a card a try for a few years to see if it fits into your travel plans.
But can't use it anywhere
🤌
I wish European customers wouldn’t be excluded from the option of earning PQP through credit cards
This is a freaking superb video! Amazing breakdown. We travel once a year and have the delta platinum. I was thinking of switching to the amex platinum instead since its the same price as the reserve. Do you have a video comparing the amex platinum to the delta reserve?
Thanks for watching the video! I do have a comparison but it's a couple of years old: th-cam.com/video/PJT8GwCadMc/w-d-xo.html I will make sure to create an updated video soon!
❤❤❤
Loungebuddy $100 benefit is unfortunately ending 1/13/25. Hopefully we can get a refresh of the Green Card benefits soon
Gold 👌 4X on two custom categories (including gas) is awesome. The SUB is really hard to hit tho.
We have both. Double dipping the many AMEX offers pays for each card. 👊
nice
Nothing is "complimentary" when one pays $5,000 per annum for a card.
It’s The bbp for me
Its great card!
After purchasing a Priority Pass - I've been turned away many times because the lounge is full at many airports. I have now cancelled my membership. I'm not saying it is a scam, but they certainly need to up their game.
Thank you for the video. Lots of good information. I am dropping my Slate Visa which I have had since 2001. It gives me nothing. Forgot the Chapter Marker for • Delta SkyMiles Platinum American Express 05:17
Thank you
Use the blue first for the sign up bonus. Then sign up for each card every year. The reserve card is great for anyone, even if you travel once a year. Free lounges, more points, free seat upgrades, and a free yearly companion fair in any class seat.
have been on chase blk list for 10 years. Applied the card, got mileage, chase closed my acct + refund annual fee
Got a 200k plat businees offer but still working on my new gold business cards offer currently. I travel twice a year not sure if the plat would be worth it. Have usually 25k min spend on cc yearly
The Amex Gold may be a better choice if you only travel twice a year.
Great info!
Thank you!
Thanks a bunch for your video! We’ve been using the Delta Gold for the past year, but recently, we got a Delta Platinum and a Reserve while getting an impressive 190,000 miles for both cards and achieving silver status. Your video was super helpful. We were thinking of getting rid of the Gold before it renews since it overlaps with the Platinum. Can you think of any reason why keeping the Gold with the Platinum and the Reserve is a good idea, especially considering the Gold’s $150 annual fee? Thx!
Thanks for watching the video! I would personally just stick with the Platinum and Reserve card, assuming you are making good use of the benefits on offer. Whilst the Gold card is a good card, Im not sure that having 3 cards makes sense. Just note that if you do get rid of the Gold card you may see a dip in your credit score.
Thank you! Also a tip for speech patterns in videos-sometimes it’s helpful to insert pauses in your script so that it gives the listener a chance to process the information. If it’s a continual stream of words, it can be an overwhelming amount of input. I have a high IQ, so it’s not a matter of intelligence, but the brain needs moments of silence. I know I could just pause the video every 20 seconds, but I notice with other TH-camrs I don’t need to do that because they naturally have pauses as they are teaching. It could just be a personal thing, but wanted to pass it along in case it helps your channel grow. You put out really awesome information, so if the delivery is easier to digest, it could help! I understand the impulse to cut out pauses when editing so that you don’t have dead space, but as a viewer it can be too much.
Thank you for your recommendation! I will make sure to introduce a bit more pause in my videos
$4000 in 3 months is kinda steep tho.
Hello are you looking for a professional youtube thumbnail designer ? If you are interested let me know please thanks
Can you automate trading using the app?
I'm not sure to be honest
Keep in mind if you apply in a Chase store you get a 75k sign up bonus.
I didn't realize that was possible, very good!
@ yeah it’s a secret a lot of card reviewers don’t mention. They always offer more if you apply in person.
Awesome. Just called my local branch to confirm and it's true.
@@thefullmonty5239 actually it’s funny mine just changed it as of November and I didn’t like their new offer so I just applied online anyway.
It's 70k bonus at my local chase bank
The payments link for Priority pass doesn’t work. Awful UX.
I don’t see how this helps you there’s just various trades running through it per second how is that meant to mean anything?
Cant trade 9:25am to 9:30am and 4:00 to 4:05pm...
Is this card tough on acceptance rates vs let’s say a freedom unlimited?
Maybe slightly more difficult, apparently the Freedom Unlimited requires a credit score of around 670 and above, whereas the Sapphire Preferred card required 700 and above.