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Thanks for watching and commenting, I hope you enjoy the wine bar.

Thanks for watching and commenting @mr.anonymous6134, I appreciate it! I frequently wish I would have started sooner, so save something every month, even if it is a small amount. It’ll pay off in the long run.

Hopefully you do, I am glad you enjoyed the video.

Thanks for watching @josephmarshall2295, I appreciate the comment. I agree that that return after one year is not optimal, but I was mostly trying to show folks how to use the app. Everyone will have a different selection of equities for investment, mine happened to be a little low at the time of filming that video but have recovered nicely. This is still much better than putting your money in a savings account with the bank.

@@BrooksJones I agree it's better than a bank but I would have expected a bit better. That's insanely low considering that the stock market isn't at it's lowest point and is overall performing pretty well all things considered. I watched the video a few times not sure if I was seeing correctly that's how shocked I was. I'm like no way

@@josephmarshall2295 I’d encourage you to look at my more recent M1 video, I have a better return. And today I just checked and I’m up over $1,300. I’m happy with it because I’m treating it as a bit of an experiment. I’ll make another video in June when I hit my anniversary and see where it is.

Thank you for the compliment @bodhi5475. I am happy to hear that you had a fantastic experience as well, it is such a nice First Class!

Thank you @daniel11812 for watching

Thank you @wilfredpapaya4739, I appreciate the kind words.

Thank you for the compliment. It's still a work in progress, I have been making a lot of TH-cam Shorts which I post to my Instagram for reels as well as TikTok.

Thank you. For sure, the welcome offer is such a good deal! Also, you get automatic status now with the card.

Congrats to you!

I’ve only ever had positive experiences when dining there.

Thank you for watching and commenting @headlibrarian1996, I appreciate it. I know that room service and all other charges incurred during a hotel stay will be credited as hotel charges, so 21x. I usually use the $25 monthly dining credit towards one fairly inexpensive meal per month...Chipotle or similar. Like you, I also tend to put dining out on a card that earns me more like the Amex Gold.

Thanks for watching and commenting @billwright2176. I am not sure of the particulars of their relationship quite yet because I have read that there will be some changes coming this next month (Jan 2024). I hope there will be some reciprocal status benefits between them.

Glad it was helpful!

i can control me

Have fun!

Thank you @youcallhimdoctajones it was a great meal for sure.

Thank you for watching @briannovallopez1107, I hope to visit Lima this year so that I can dine at "Central."

@aweis12, the good news is that there are a number of wonderful restaurants like this all over the world. I hope you find one that interests you and it leads to a wonderful experience.

Thank you @qsmith17100!

Thanks for the feedback and suggestion @cpenrose64, I’ll add a more detailed menu recap into my next video. I will get back to you about the actual dishes in my experience ASAP.

Thank you, I really was excited to accomplish this goal.

Glad you liked it!

I’m happy you enjoyed the video, it really was an unforgettable experience.

Hi @jayarathnabalasooriya7616, thanks for watching. I am not sure if this is the same in other countries, I live in the United States.

I'm pretty sure you do need to be a US citizen or permanent resident in the US for M1 finance.

Hello, you need to be a us citizen to do it but I’d be happy to make you an account

I wish you could double dip @WHhiteoutSnowy, but both of those banks have a lot of fine print in their contracts preventing that. Trust me, I have looked... :)

Actually, the Ritz-Carlton Rancho Mirage has a very large main pool as well as a smaller adults-only pool. I just prefer a calmer experience, haha.

Thank you! Cheers!

That's strange @xhejmsstruga2312, did you speak with them over the phone? I have several AMEX cards and have still been able to get welcome bonuses for both the Hilton and Bonvoy cards. Did they give you a specific reason?

@@BrooksJones I did, they said that you may not be eligible to receive a welcome offer if you have already received a previous welcome bonus which I did with my gold card

@@xhejmsstruga2312 Ohhh, okay. Yes, Amex will only give you (1) welcome bonus per card, per lifetime. If you have already received a welcome bonus for the GOLD card then you are not eligible for any future welcome bonuses for the GOLD card. That does not prevent you from getting welcome bonuses for other cards however. You should be able to receive (1) welcome bonus for each different AMEX card.

Check out this article from The Points Guy, they do a great job in explaining it... thepointsguy.com/credit-cards/american-express/american-express-bonus-lifetime-restrictions

Any suggestions?

Thanks for watching @laertebsantos, I am glad you liked my video. Amex states that you need to wait 5-days between credit card applications or risk being rejected. In my opinion, apply for one at a time, satisfy the spend requirement, and move on. Something else to keep in mind is that AMEX will only allow you to hold 5 credit cards in total at any given time. This does NOT apply to their charge cards (Platinum, Gold, Green) but it is good to keep in mind. I currently have a Platinum, Gold, Green, Every Day, (2) Bonvoy and (2) Hilton cards. My credit is well above 800 and my relationship with AMEX is very strong. It is possible to have several cards at once, just make sure you are a good customer for them.

Thank you @mintico for the comments and watching my video. I obviously agree with you but I’m bias.

Thank you for watching and commenting @mintico, I value your feedback. I want to address all of your concerns above... 1. The 90% figure is based on the room rate for the trip, all of the other variables including transportation, entertainment, and food will vary too much from person to person so it is hard for me to calculate that cost. I tired my best to be accurate with the hotel room pricing and took my numbers directly from Hilton's website. 2. An absolutely critical point that everyone should keep in mind when signing up for ANY credit card... Do not change your spending habits. The only thing you want to do is change your method of payment for goods and services, DO NOT SPEND MORE MONEY than you currently do. If you usually spend $100 at the super market on your debit card, simply swap out your debit card for your new credit card and funnel all of your usual spending through the new card. This will let you achieve the welcome bonus without changing your spending habits. (ie. no additional cost aside from the annual fee) BONUS. I forgot to mention that you also get a free night with the Aspire card as well as a 5th night free when redeeming points for 4 consecutive nights. Thank you to @mikell.6064 for reminding me of that below. This brings your points cost down even more.

Hi @MalikTH-cam, thank you for watching and commenting. Yes, certain companies will pay their shareholders dividends. These dividends vary by both amount as well as how often they are paid out by the company.

No, only English for me.

Thank you @RIZO06, I appreciate the kind words.

Thank you for the compliment @RIZO06, I appreciate you watching and giving me feedback.

Thanks for watching and commenting @lscott9263, I appreciate it. To answer your question, Marriott Platinum Elite Status will only apply to the “basic card member” as stated in the terms and conditions published by American Express.

That's fantastic @hundredsac, thanks for sharing!

Thanks for watching and commenting @rickmiller2668. The cocktails are really quite good!