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What are your financial goals in the new year?

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APY for Laurel Road is now 4.15%

Thanks for the breakdown! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?

Are you ready to finally get out of debt in 2025? What are your biggest challenges?

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“Up To” means anything from 0.1 “up To” the max advertised price! Please understand this friends!

How do you transfer money in from other bank if there is no wires?

I see on Sofi Web 4% and Wealthfront 4.25%

Nice video coverage keeping up with current trends and strategies can help traders stay ahead of the curve and make informed decisions, It is important for beginners in trading and investing to understand that success in these fields requires technical analysis, emotional maturity, and self-discipline. Thanks to steve michael steele insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead

SoFi sucks. I tried to open an account and had to talk to three different reps. Then, they wanted me to send copies of the front and back of my drivers license, so I made excellent scans in two formats on a flatbed scanner. Then, they tell me I have to freaking use my phone to take photos of the license and can't submit the perfect scans I took. And then, they also want me to take a selfie and send it, too. Why do they need a selfie when I'm sending my photo ID? Do they think I might be using someone else's license to make an account for myself so they can steal my money? What morons. I told SoFi where to stick it. No other online bank asks for all these things to open an account.

sofi gives me 0.50% apy i dont have direct deposit. i mostly use capital one yet for subscriptions sofi is great

math major here. im taking 25 credits next semester, wish me luck

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Can you explain the direct-deposit requirement to be eligible for the 4.0 APY? I have direct deposit set up with a local ban checking account, must I have to have my paycheck switched to direct deposit with Sofi checking to have the 4.0 APY? Or does it simply mean I have to set up direct deposit so I can transfer money manually to my Sofi HYSA and still earn the 4.0 APY?

Great video! Thank you! Do you recommend opening more than one hysa if you have over two year emergency fund? Or just keep in one?

I tried to withdraw money from my hysa from GS and they just put my account on hold so I can't access my funds, funny thing I already made deposit and withdraw to my WF bank. Worst experience ever and the customer support are horrible. They just said I have to wait for them to contatct me by mail asking for more information. I saw a lot of bad reviews of people who get account frozen out of nowhere I am getting really frustated! Any advices how to proceed?

Please teach me how to invest 😂😂😂 I’m so confused on it.

i really like capital one. i like that i can have seperate savings goals. i use zelle with capital one too.

Yes, SoFi user. And they open both checking and savings. I want to get into investing. Also just gave birth in October and would love guidance for setting up my daughter for financial success.

Insane how the incentive was $500 and now it's $80... I was looking into getting this card but I don't know. I would get a carry on luggage for free tho... but $80 only? nah

How is SoFi different to the recent situation with Synapse which did much the same sort of account shell game but people found out they weren’t FDIC insured directly because the institution opened accounts elsewhere.

4.0% now a day later lol.

So I’ve been using sofi for a year now and sofi is good but not good with customers service at all if fraudulent activity happen u will not get credit or your money back. I’ve been dealing with this for 3 months and still haven’t receive my money back and they give me the run around all the time 😢. So I don’t recommend to anyone if someone take ur card and you report a claim. so overall this company is a 6 outta 10 bank. That my honest opinion

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So if I open an account for 5 ish years and then would like to purchase a house , there shouldn’t be an issue to transfer money from the account as along as there is amount of 5k left, correct? I think my fear is not able to have an access to the money when I need the most of it

I've been a WF customer for at least 10 years. Never cared for their robo service, but I've had a cash account since they became available. But now for me, The risk to reward factor at WF has gotten to high. Why risk to get 4.5% when I can get 4.45% at Schwab in a money market fund (it's just as accessible & SPIC) , or 5.5% in a MYGA or CD if I want to tied it up for 3 months to multiple years.

Welthfront is insured by the FDIC and has multiple partner banks like: Morgan, Citi Bank and Wells Fargo.

I don’t think Wealthfront has a middle man. I could be wrong, but they seem to partner directly with their partnered banks.

What it the bank falls into recession? What happens to my money?

Great video! 👍🏽 Hey, do you know if your annual income changes and you update this on the lending club website? Will your monthly payments automatically decrease- go down?!

Fantastic video

I thought that you only have to file for taxes if you make more than $12,950, I am currently a student without a job. I plan to put 10k in a HYSA still, would I still have to pay for taxes?

Hey guys! Which of these two options is for you? Let me know below! Thank you for watching and hope this helps you make the best decision for you and your family :)

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I saw that they lowered their APY again, it's made me want to take all my money out of it back to my bank, though I would like to put it somewhere to have it grow

"No, Marcus by Goldman Sachs does not charge fees for sending or receiving wire transfers. However, the external bank you are sending the money to may charge a fee" Does marcus account charge to have money exit it? I found the above info on the google machine, by way of goldman sachs website. I saw in your video, which is quite nice, it was said that money leaving the account will be subject to a fee. Is that true in your experience? Thanks

its now 4. 30 percent without the bundle

I like capital one with keybank and sofi works fine for me i use capital one for my monthly subscriptions and its good too

Not a bad bank. But, here is what I noticed. UFB was not paying the expected amount of interest to my HYSA, based on my calculations. What they paid was still good, don't get me wrong. I have a HYSA with a different bank, with the exact same balance and same interest rate as my account with UFB. The other bank paid more in interest. There are a few articles online that you can research about similar issues.

Thank you for making this video. I had just gotten an offer in the mail for this card and wanted to make sure it wasn't another scam. This was very informative

hi! I’ve been stuck between choosing Wealthfront and Marcus by Goldman Sachs. I’m not sure who to pick and most of the reviews found on the internet are months old. Would love to get your insight

Your information is much appreciated.

I opened 360 Savings with them on Novemeber 06, 2024 and my deposit was not available to me until NOV 12. That's 7days and/or 5 business days! I'm worried now for future access to my money. I travel a lot and quick access to money may be an issue. I'm looking at other options right now. Sad.

Ever bank

HELPFUL! thanks for the info

I am 44 and going back to school in the spring for computational mathematics which is pretty related to computer science. I am taking Introduction to Programming 4 credits, Linear Algebra 3 credits, Introduction to Meteorology 3, and Magic, Witchcraft, and Religion 3 credit hours. So i will have 13 credit hours.

Very helpful, thank you!

I have found that UFB Direct seems to pay less interest on the exact some amount of money as my other HYSA. Even though the interest rates are the same on both accounts.