Marcus High Yield Savings: HONEST Review After 2 Years | Bank Review

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  • เผยแพร่เมื่อ 7 ต.ค. 2024

ความคิดเห็น • 35

  • @alexisidro
    @alexisidro  5 หลายเดือนก่อน +3

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  • @hombretropical3028
    @hombretropical3028 2 หลายเดือนก่อน +1

    Just found this channel and watched several of your HYSA videos. I'm going to go with Marcus. I was considering several options but ultimately I wanted something trustworthy and relatively simple. Good stuff!

    • @alexisidro
      @alexisidro  2 หลายเดือนก่อน

      Thanks for the support! Why are you considering HYSAs if I may ask?

    • @hombretropical3028
      @hombretropical3028 2 หลายเดือนก่อน

      @@alexisidro for the longest time I was leaving a larger than necessary sum of money in my savings account just to lose value thanks to inflation. My girlfriend opened up an HYSA a year and a half ago and has been telling me to do it ever since. I finally did. Thanks for the thorough, down to earth videos!

  • @justinhearn1074
    @justinhearn1074 2 หลายเดือนก่อน +1

    I appreciate this review. Marcus was reccomended to me when I spoke to the finanical advisor offered through my work. Planning on using it as a simple savings account for a primary savings.

  • @xana625
    @xana625 หลายเดือนก่อน +1

    This video was very informative. I just signed up using your link! Thank you!

    • @alexisidro
      @alexisidro  หลายเดือนก่อน +1

      Awesome! Thank you!

    • @alexisidro
      @alexisidro  19 วันที่ผ่านมา

      BTW, what are your financial goals? Anything I can help with? Getting out of debt, building an emergency fund, or investing for the future/retirement?

    • @xana625
      @xana625 19 วันที่ผ่านมา

      @@alexisidro I'm mostly rebuilding my emergency fund

  • @galaxy2098
    @galaxy2098 4 หลายเดือนก่อน +3

    I just opened an account with Marcus , and there is no same day transfer . It takes days to get to there account and also to take out of there account as well . A little disappointed with the false advertisement

    • @alexisidro
      @alexisidro  4 หลายเดือนก่อน +1

      It's always taken a few hours for me. Remember it depends on many parameters such as holidays, weekends, amounts of money being transferred, and even status of your account. I would call customer service to see what they say and so they can provide an explanation for you. Let me know how it goes.

  • @pesochamberlain2100
    @pesochamberlain2100 4 หลายเดือนก่อน +1

    Will I be able to transfer my money out my Marcus savings account if my funds from my transfer into my Marcus account became available on the 29th can I transfer out on the same day in have my funds in my external bank account by the 31st? The amount is 18k

    • @alexisidro
      @alexisidro  4 หลายเดือนก่อน +1

      Marcus shares on their website same-day transfer for transfers of $100K or less. With respect to taking in and out, it may flag the system, not sure, honestly. Call customer service to double check with them.

    • @pesochamberlain2100
      @pesochamberlain2100 4 หลายเดือนก่อน

      @@alexisidro ok so call and ask before I initiate the transfer?

    • @alexisidro
      @alexisidro  4 หลายเดือนก่อน +1

      Right.

    • @pesochamberlain2100
      @pesochamberlain2100 4 หลายเดือนก่อน

      @@alexisidro 1 more questions do Marcus let you initiate outgoing transfers to linked bank account late night hours around like 12am - 3am?

    • @alexisidro
      @alexisidro  4 หลายเดือนก่อน +1

      Transfers should take place anytime online. It would just be part of the next business day start.

  • @punisher6659
    @punisher6659 5 หลายเดือนก่อน +1

    Thanks for your content.

    • @alexisidro
      @alexisidro  5 หลายเดือนก่อน +2

      For sure! Is Marcus a good fit for you? What other organizations are you considering?

    • @punisher6659
      @punisher6659 3 หลายเดือนก่อน

      Capital One or Discover. I'm suffering paralysis by analysis. My lady has Discover. I was going to go with American Express but you can't add someone to the account once it's opened.

  • @wildearthfarm4632
    @wildearthfarm4632 5 หลายเดือนก่อน +20

    I just opened an account with Marcus then dug a little deeper and learned that they are currently under investigation by the Feds for "harmful behavior" with customers. The number of people experiencing frozen account is alarming. Why aren't you talking about this?

    • @FidelRuiz17
      @FidelRuiz17 4 หลายเดือนก่อน

      Are you going to keep the account or find a new bank? I was thing about opening an account with Marcus.

    • @egorchorniy346
      @egorchorniy346 4 หลายเดือนก่อน +2

      It was over a year ago

    • @luckybiby8968
      @luckybiby8968 2 หลายเดือนก่อน

      You were right, they came up with weird reason of can not send out 1 time code to the phone and close the CD acct., frozen the money and asking for affidavit paper work to verify yourself....

    • @jetbloo9411
      @jetbloo9411 23 วันที่ผ่านมา

      ***Role in the financial crisis of 2007-2008. Goldman was criticized for allegedly misleading its investors and profiting from the collapse of the mortgage market during the 2007-2008 financial crisis*** have we forgotten!?

  • @riffraff9070
    @riffraff9070 4 หลายเดือนก่อน

    Thank you for the info! Very helpful.

    • @alexisidro
      @alexisidro  4 หลายเดือนก่อน

      Glad it helps! Is Marcus for you?

  • @klawtawar
    @klawtawar 4 หลายเดือนก่อน

    I have invested 2 years ago and there is no such growth. Looks like it's a waste of time and money

    • @alexisidro
      @alexisidro  4 หลายเดือนก่อน +3

      What do you mean by no growth? Thanks :)

  • @katyfigueroa9140
    @katyfigueroa9140 4 หลายเดือนก่อน

    I went online to open account without pressing on your link and called them to add you as a referral and they are asking for 10digit code do you have that?

    • @alexisidro
      @alexisidro  4 หลายเดือนก่อน +1

      Thank you so much! Here it is KIM-SGP-QUDG Happy saving :)