CallMeLani
CallMeLani
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🏆 Peoples Choice Credit Card Awards 2024! 🏆
Which credit cards are considered the best of 2024? We conducted a vote and gathered community feedback to determine the results! Who won the 2024 People’s Choice Credit Card Awards!?
Link To All The Cards (Thank You in Advance!🙏🏾): linktr.ee/CallMeLani
th-cam.com/video/5z-iYcoEXJM/w-d-xo.htmlsi=59JWe71PJm8Kq1Bl&list=PLHPDOo1Ijz5gpKim2AhzMmnKN8eAAiOfR
Hi! Thanks for stopping by! I'm Lani, and you can call me CallMeLani. As a travel and credit card aficionado, I've explored various parts of the world by maximizing the benefits offered by credit cards. Here, I combine my passion for travel and knowledge of credit card strategies into tangible travel strategies so you can pay less for any vacation you desire! So make sure to subscribe and keep in touch!
🕒 TIMESTAMPS:
00:00 - 2024 People’s Choice Credit Card Awards
01:40 - Hardest Cards To Get
02:14 - Easiest Cards To Get
03:09 - Best Designed Card
03:52 - Best Unboxing Experience
04:58 - Best Welcome Offer (Personal Card)
05:20 - Best Welcome Offer (Business Card)
06:08 - Best Card Perks
06:46 - Best Card Credits
07:30 - Best Rewards Ecosystem
08:10 - Best Catch-All Card
09:00 - Best Premium Travel Card
"The content in this video is accurate as of the posting date. Some of the offers may no longer be available."
🎥 My Cameras & Gear 📹
My Anker Gear: anker.pxf.io/xkBLa3
My Main Cam: amzn.to/4b1qB83
My Main Lens Lens: amzn.to/49nyhk3
My Teleprompter: amzn.to/49nyKST
My Photo Cam (Thumbnail/Live Cam): amzn.to/49hqCUe
My Photo Cam Lens: amzn.to/3Unkg1h
Keep My Cam Protected: amzn.to/481kcaD
My Recording Mic: amzn.to/3w46S8o
My Mic Pre-Amp: amzn.to/4agk2Of
My Livestream/Podcast XLR Mic: amzn.to/4agkbBh
My Livestream/Podcast USB Mic: amzn.to/3Srd5T6
My Livestream Control Center: amzn.to/3TrDL6V
My Side Light: amzn.to/3ui0nye
My Studio Light: amzn.to/3UumMD1
My Softbox: amzn.to/3w1rRZr
My Laptop: amzn.to/3w3N8l9
My Main Phone: amzn.to/3OBJiGi
My Other Phone: amzn.to/3OF2rqV
❓Want to know what else I use? Drop me a comment!
#callmelani #bestcreditcards #awards #travelhacks #creditcard #travelhacking #travelhack #travel #credit #pointstack #pointstacking #creditcardpoints #creditcards #freetravel #luxurytravel #travelforfree #americanexpress #airlines #chase #amexplatinum #amexplatinum #bilt #disney #disneyworld #disneyland #universal #universalstudios #newtoyoutube #youtubeshorts #youtube #youtubechannel #money #tips #tipsandtricks #traveltips #airport #diy #hustle #sidehustle #churn #churning #spendingmoney #international #asmr #song #songs #newtoyoutube #youtube #callmelani #subscribe #subscribers #subscribetomychannel #sub #howtotravel #howto #vacation #vacations #blackpink #black #blackyoutubers #black #amexplatinum #united #americanairlines #delta #amex #amexgold #deltaairlines #international #internationaltravel #chase @amex @chase @biltrewards @ihgplc @CapitalOne @hilton @wellsfargo @usbank @MarriottBonvoy @Hyatt #united #bilt #marriott #pointstack #pointstaking
Disclaimer: All views and opinions are my own. I am not a financial or travel advisor, I'm a content creator and travel enthusiast who shares my experiences in the form of educational entertainment. Always do your own research and/or seek advice from a finance and/or travel professional. I may receive a commission or reward if you use my referral or affiliate links.
มุมมอง: 1 885

วีดีโอ

💳 IHG Premier: Everything You NEED To Know Before You Apply!
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The IHG Premier Mastercard is a top hotel card. Is it the right card for your wallet? Come learn everything you need to know Before You Apply! Referral Link to IHG Premier Card: www.referyourchasecard.com/210u/XSCJYD1DUQ Links To My Other Cards (Thank You in Advance!🙏🏾): linktr.ee/CallMeLani th-cam.com/video/5z-iYcoEXJM/w-d-xo.htmlsi=59JWe71PJm8Kq1Bl&list=PLHPDOo1Ijz5gpKim2AhzMmnKN8eAAiOfR Hi! ...
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BREAKING NEWS! United has made some changes to its miles and points program. As someone who travels United often and knows their programs, I'm breaking down these changes in full detail! Link to United Cards: www.referyourchasecard.com/215n/NL56A98UIE Links To My Other Cards (Thank You in Advance!🙏🏾): linktr.ee/CallMeLani Hi! Thanks for stopping by! I'm Lani, and you can call me CallMeLani. As ...
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American Express Platinum Card: It's a SUBSCRIPTION?!
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ความคิดเห็น

  • @boldmover
    @boldmover 2 ชั่วโมงที่ผ่านมา

    Great video. I just subscribed. It is also in my wallet.

    • @CallMeLani
      @CallMeLani ชั่วโมงที่ผ่านมา

      Thank you, and thanks for subscribing!

  • @fogrunr5075
    @fogrunr5075 12 ชั่วโมงที่ผ่านมา

    Great video about my favorite card 😄😄🎉🎉🎉

    • @CallMeLani
      @CallMeLani 9 ชั่วโมงที่ผ่านมา

      Appreciate it! More to come! Subscribe and stay in touch!

  • @cesarcharolet
    @cesarcharolet วันที่ผ่านมา

    I am an IHG Loyalist and I love this card. Whenever we travel I email 2 weeks before for an upgrade and so far am at 100% getting the upgrade so my cpp is over 1.5cpp

    • @CallMeLani
      @CallMeLani วันที่ผ่านมา

      Yeah, I think it's a highly overlooked card. Smart to email in advance as well! Thanks for watching! Subscribe and stay in touch!

  • @RakibRahman-l4n
    @RakibRahman-l4n 2 วันที่ผ่านมา

    Hello sir I am Rakib Rahman. I am an SEO Expert. I can grow your TH-cam channel very fast. Your TH-cam video content is really good. look if you want to do something good from TH-cam you have to invest I here I won't say you pay me. I will give you the service for free and if you feel that you have benefited from me then you do hire me

    • @CallMeLani
      @CallMeLani 2 วันที่ผ่านมา

      Not at the moment. Thank you

  • @tubetalestudios_1
    @tubetalestudios_1 3 วันที่ผ่านมา

    check the email its for an business inquiry

  • @Emerb9
    @Emerb9 4 วันที่ผ่านมา

    I just received email from United offering me Gold status for $3700 (I currently have Sliver status). Sounds like a waste of money

  • @thestinashow2451
    @thestinashow2451 5 วันที่ผ่านมา

    Nervous to apply! I’m 2/24, 735 Experain and only 2 inquiries but, I’m not getting any options on the pre-approval. Of course no latest end no derogatory accounts. 😫

    • @CallMeLani
      @CallMeLani 5 วันที่ผ่านมา

      In my opinion, I would say you have nothing to worry about based on those stats, BUT, I'm not Chase or the credit bureaus, and of course do not know your credit history. If you choose to make the attempt, I'd appreciate if you used my referral link! Either way, subscribe and stay in touch!

  • @WhiteoutSnowy
    @WhiteoutSnowy 6 วันที่ผ่านมา

    Question for ya , does chase allow you to have club and explorer at same time ? Or you are allowed only to 1 united product ?

    • @CallMeLani
      @CallMeLani 6 วันที่ผ่านมา

      You can have both at the same time. No issues. Thanks for the questions. Subscribe and stay in touch!

  • @MudassirDesigns
    @MudassirDesigns 6 วันที่ผ่านมา

    Hello Lani! I specialized in creating TH-cam Thumbnail your content is really amazing I'd love to create thumbnail for your next video to help it stand out. Let me know!

  • @IamPronto1
    @IamPronto1 12 วันที่ผ่านมา

    Im trying to find out what the data points are to get approved...

    • @CallMeLani
      @CallMeLani 12 วันที่ผ่านมา

      credit score of 670 or higher and less than 5 credit cards within the last 24 months. hope this helps. Would appreciate if you used my referral code. Subscribe and stay in touch!

    • @IamPronto1
      @IamPronto1 12 วันที่ผ่านมา

      @CallMeLani who do they actually pull from... and do you know if they look at DTI??

    • @CallMeLani
      @CallMeLani 11 วันที่ผ่านมา

      @@IamPronto1 I Experian and eqifax, as for DTI, I'm not for sure

    • @IamPronto1
      @IamPronto1 11 วันที่ผ่านมา

      @CallMeLani 🙏🏾🙏🏾🙏🏾 Much appreciated

  • @ugoewulonu4936
    @ugoewulonu4936 12 วันที่ผ่านมา

    I wished I had watched this video before I applied. Oh, the credit card has still met my Flex-pectations! 🤣🤣🤣

    • @CallMeLani
      @CallMeLani 12 วันที่ผ่านมา

      YES!! 😂 Thanks so much! Make sure to subscribe and stay in touch!

  • @SleepyRod
    @SleepyRod 13 วันที่ผ่านมา

    What are your thoughts on the premium United card?

    • @CallMeLani
      @CallMeLani 13 วันที่ผ่านมา

      It's a good card as well. The main difference come from if you plan to put spend on the card, and look to earn status from your spend with United and if you fly United often and look to frequent the United clubs. The Club card provides unlimited access for you and 2 people, or you 1 adult and any dependent children under age 21.

  • @Leshgetit2025
    @Leshgetit2025 15 วันที่ผ่านมา

    I’m going make a $2,000 purchase. Should I put it on this card??

    • @CallMeLani
      @CallMeLani 14 วันที่ผ่านมา

      Sure if you're looking to earn United miles or working on status. Unless you have another higher earning card which can assist you travel goals. Subscribe and stay in touch!

  • @cjfernandez2385
    @cjfernandez2385 15 วันที่ผ่านมา

    Thanks to your videos Lani. I just applied for United Explorer and got approved within a seconds. Appreciate your videos, it’s just easier to watch it than read all the fine prints on the application form/benefits. God bless!

  • @TravelingonEverydaySpend-yr9nq
    @TravelingonEverydaySpend-yr9nq 16 วันที่ผ่านมา

    Loved the video. I agree in each category with the viewers. Could not disagree with anyone. Still love the Amex Platinum.

    • @CallMeLani
      @CallMeLani 15 วันที่ผ่านมา

      I'm pleasantly surprised with how much I like the platinum card this 1st year. Will probably keep it

  • @jcaceres516
    @jcaceres516 16 วันที่ผ่านมา

    Who voted for capitalone has hardest. Its definitely usbank

  • @JoeySorge
    @JoeySorge 16 วันที่ผ่านมา

    Hi Do you have to buy the ticket on the Explorer card in order to get the free baggage benefit?

    • @CallMeLani
      @CallMeLani 16 วันที่ผ่านมา

      Hey! The short and official answer is yes, you're supposed to. There have been times I did not and it was waived at the counter after showing I have the card, but those are 1-off and at the discretion of the agent and not a formal policy. Thanks for watching. Subscribe and stay in touch!

  • @theyhateme2601
    @theyhateme2601 16 วันที่ผ่านมา

    Top notch video..This card is on my 2025 list..Thx for the overview

    • @CallMeLani
      @CallMeLani 16 วันที่ผ่านมา

      Appreciate it ! 💪🏾

  • @billwright2176
    @billwright2176 17 วันที่ผ่านมา

    The chase unboxing experience is noticing the envelope has a Ohio address. The envelope I've been waiting for. It's pretty much over after that. For best credits the results are Sad. What the nominees all had in common was finding parity with the annual fees. The hilton cards giving status including F&B can cover annual fees with some stays with the rest of the credits able to be cash positive. The Aspire over 1k past the annual fee. The hilton cards are a class above.

    • @CallMeLani
      @CallMeLani 17 วันที่ผ่านมา

      Thanks for watching. I agree, the Hilton cards can be powerful

  • @Mike_Genisys
    @Mike_Genisys 17 วันที่ผ่านมา

    Amex plat is easy to get value in year one, just get it in Dec and double dip.

  • @jimmyjames6492
    @jimmyjames6492 17 วันที่ผ่านมา

    Great and fun video! 🏆 CHASE UR = the peoples champion 🏆 Thanks for the info + video!

    • @CallMeLani
      @CallMeLani 17 วันที่ผ่านมา

      Yes, Jimmy! CSR!!! 😂😂

  • @AnthonyVenture
    @AnthonyVenture 17 วันที่ผ่านมา

    This was great! I’ll be honest, I knew Platinum won best unboxing, but I thought BILT is better ha. Bring back the wooden box for the platinum! Pretty wild, Amex Platinum won almost everything in the good categories haha. USBAR had to be on the list somewhere haha, catch all. Inksssss Loved this Lani! Very cool!

    • @CallMeLani
      @CallMeLani 17 วันที่ผ่านมา

      Appreciate it, AV! 🚀

  • @DavidKnicks
    @DavidKnicks 17 วันที่ผ่านมา

    My best unboxing was Bilt

    • @CallMeLani
      @CallMeLani 17 วันที่ผ่านมา

      Me too. But the people have spoken lol

  • @Xavier_ID.
    @Xavier_ID. 18 วันที่ผ่านมา

    👍🏼👍🏼

    • @CallMeLani
      @CallMeLani 17 วันที่ผ่านมา

      💪🏾💪🏾💪🏾

  • @Nick-1828
    @Nick-1828 18 วันที่ผ่านมา

    Great video! Question about United Cruises.. I probably know the answer but wanted to ask anyway. Do I have to book a United Cruise with my United card or can I put it on my CSR and get a better multiplier, better protections and still get the bonus United miles? Preciate all you do sir 🫡

    • @CallMeLani
      @CallMeLani 17 วันที่ผ่านมา

      Thank You! When checking out you can use any card. Does not have to be a United Card.

  • @jeff.0-3
    @jeff.0-3 18 วันที่ผ่านมา

    I wish C1 was even more harder to get. I spent time in the C1 lounges in DEN a few times earlier in 2024, but by the end of the year, I couldn't get in on 2 occasions due to over crowding.

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      Overcrowding is becoming an issue for lots of credit card lounges

  • @Sirlance87
    @Sirlance87 18 วันที่ผ่านมา

    Very fun video. I enjoyed this

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      Thank you 🤗 I'm glad you enjoyed it

  • @edickson76
    @edickson76 18 วันที่ผ่านมา

    That was fun! Subscribed. I have the VX and think it is great. Credits are super easy to use and the DFW lounge is very nice. That said, I was surprised to see it win best travel card, but the people have spoken.

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      I was surprised too, but I accept the results! Haha. Thanks for subscribing! 💪🏾

  • @CesarJoel
    @CesarJoel 18 วันที่ผ่านมา

    Great video Lani! Venture X is the easiest to justify but far from the best premium travel card (Platinum) IMO. Keep up the great work!🫵

  • @johnwilliamsoniii3936
    @johnwilliamsoniii3936 18 วันที่ผ่านมา

    Great video! If you primarily travel internationally, the Venture X is a phenomenal card for the user. I can't willing get behind the Capital One ecosystem until they start adding DOMESTIC partners. And honestly.... most people aren't going to take the time to book through alliance partners for domestic flights - it's just another hoop to jump through to fly which makes having the card more difficult to hold and use.

    • @SledgeIncTeam
      @SledgeIncTeam 18 วันที่ผ่านมา

      💯 I have been saying the same thing

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      I do not disagree. One of the reasons why I never considered the VX for myself. But there seems to be a group of viewers who get value from it with or without all the hoops. I prefer no hoops. But the people have spoken. Thanks for watching! Subscribe and stay in touch!

    • @SledgeIncTeam
      @SledgeIncTeam 18 วันที่ผ่านมา

      @@CallMeLani The People that don't wanna pay the Platinum's AF hahahaha

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      @@SledgeIncTeam also that 😂

    • @SledgeIncTeam
      @SledgeIncTeam 18 วันที่ผ่านมา

      @@CallMeLani hahahaha

  • @JonsCreditAndTravel
    @JonsCreditAndTravel 18 วันที่ผ่านมา

    Good stuff Lani!! I agree on most of the choices, even the cards I dont have. That was fun.

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      Thanks, Jon! I glad you enjoyed it! Much appreciated!

  • @ranktank45
    @ranktank45 18 วันที่ผ่านมา

    Loved the video, bro! Also, I think the VX is an amazing card but I don’t know if I agree with the community about it being better than the Platinum or even the CSR. Regardless, the people have spoken!

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      Appreciate it! And yeah, whether agree or not, it's the vote of the People!

  • @TheJordanRulesforCredit
    @TheJordanRulesforCredit 18 วันที่ผ่านมา

    Such a fun watch! Your editing is crazy good, so jealous!!

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      Glad you liked it!!

  • @Jason1fromNYC
    @Jason1fromNYC 18 วันที่ผ่านมา

    Doing the Green to gold to platinum used to be the rule back in the day. I am planning to do this course of action this Spring after I complete my Chase trifecta. I personally backed away from credit/charge cards many years ago. Now I'm back. Quick question: getting the two Schwab AmEx cards will not interfere with the green to gold to platinum ladder action? I am looking at doing this with elevated offers only. If I don't go this route in 2025 I will stay with Chase for now and do the Ink cards, perhaps two times with referrals to myself. And only then add an airline/hotel card. I' am only looking for elevated bonus harvesting and don't want to get sidetracked. Thanks

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      Yes, all versions of the platinum card now have family language including the Schwab. So if you get it first, you may not be eligible for the welcome offers for Green and Gold. Please plan accordingly. Thanks for the question. Subscribe and stay in touch!

  • @keyKEYAdventures
    @keyKEYAdventures 18 วันที่ผ่านมา

    I use my Venture miles on some of their cardholder exclusive experiences. 5,000 venture miles for VIP major league baseball games, exclusive wine+dining, and some amazing theatre shows! Love the video - I am SHOCKED at the catch all card of the year.

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      THE PEOPLE HAVE SPOKEN! haha! Thanks, Key!

  • @BrandonJones-d1o
    @BrandonJones-d1o 18 วันที่ผ่านมา

    This was fun!

    • @CallMeLani
      @CallMeLani 18 วันที่ผ่านมา

      Glad you liked it!