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Fern's Frugal Points & Finances
เข้าร่วมเมื่อ 8 ธ.ค. 2023
Welcome to Fern's Frugal Points & Finances! I have been in the credit card miles and points game for years now and I have been able to experience some world-class travel without needing to spend an arm or leg. I want people to be able to experience the same thing, so I want to share some insight with you!
I am actually a tech youtuber, so if you find me here, hushhhh
I am actually a tech youtuber, so if you find me here, hushhhh
Maximize The Chase Trifecta Like a Pro Deep Dive
Here is the absolute best way to use your Chase Freedom Flex!
Chase Freedom Unlimted: www.referyourchasecard.com/18c/OFVJNR3JJF
Chase Freedom Flex: www.referyourchasecard.com/18c/LCZFPALEEH
Chase Reserved:www.referyourchasecard.com/19o/BWFV9XRHOL
Amex Platinum: www.dailydrop.com/credit-cards/the-platinum-card-from-american-express?via=9to5mac
Sapphire Preferred Elevated Bonus: www.referyourchasecard.com/19p/081IC8ZC57
Chase Freedom Unlimted: www.referyourchasecard.com/18s/PQWVWGDXHR
1.5x extra link: creditcards.chase.com/a1/freedom-unlimited/affiliates2023?
Capital One Venture X: i.capitalone.com/JQOptLjDU
Chase Business Preferred- www.referyourchasecard.com/21r/0D6Q1Y0H5C
American Express Gold: americanexpress.com/en-us/referral/gold-card?ref=TASMISEwSF&XLINK=MYCP
Chase Freedom Flex:
Bilt Card: bilt.page/r/A794-ZQVZ
Support the Channel!
Business Inquiries: fernfrugalfinances@gmail.com
Time Stamps
0:00 - chase trifecta
0:35 - a simple approach
1:11 - what is the chase trifecta?
1:50 - Unlimited vs Flex
2:53 - cash back vs points
3:30 - Chase Preferred vs Reserve
5:00 - Earning Chase Ultimate rewards
5:20 - Example One, Normal spend
7:11 - Sapphire Travel Bonuses
7:46 - Example 2, stacking points!
9:51 - Example 3, stacking with sign up bonus
12:15 - Recap
12:40 - Referrals with player 2
13:50 - How I use this
#chaseultimaterewards #freedomflex #chasebank
Chase Freedom Unlimted: www.referyourchasecard.com/18c/OFVJNR3JJF
Chase Freedom Flex: www.referyourchasecard.com/18c/LCZFPALEEH
Chase Reserved:www.referyourchasecard.com/19o/BWFV9XRHOL
Amex Platinum: www.dailydrop.com/credit-cards/the-platinum-card-from-american-express?via=9to5mac
Sapphire Preferred Elevated Bonus: www.referyourchasecard.com/19p/081IC8ZC57
Chase Freedom Unlimted: www.referyourchasecard.com/18s/PQWVWGDXHR
1.5x extra link: creditcards.chase.com/a1/freedom-unlimited/affiliates2023?
Capital One Venture X: i.capitalone.com/JQOptLjDU
Chase Business Preferred- www.referyourchasecard.com/21r/0D6Q1Y0H5C
American Express Gold: americanexpress.com/en-us/referral/gold-card?ref=TASMISEwSF&XLINK=MYCP
Chase Freedom Flex:
Bilt Card: bilt.page/r/A794-ZQVZ
Support the Channel!
Business Inquiries: fernfrugalfinances@gmail.com
Time Stamps
0:00 - chase trifecta
0:35 - a simple approach
1:11 - what is the chase trifecta?
1:50 - Unlimited vs Flex
2:53 - cash back vs points
3:30 - Chase Preferred vs Reserve
5:00 - Earning Chase Ultimate rewards
5:20 - Example One, Normal spend
7:11 - Sapphire Travel Bonuses
7:46 - Example 2, stacking points!
9:51 - Example 3, stacking with sign up bonus
12:15 - Recap
12:40 - Referrals with player 2
13:50 - How I use this
#chaseultimaterewards #freedomflex #chasebank
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I got the Apple credit card also Capital One savor this is gonna help me build my credit
People who travel with JetBlue don't have any lounges at JFK and it doesn't make sense to apply for those cards 😪
5x on McDonalds is such a waste. 5x on Pay Pal seems to be the only thin that's consistent from year to year.
Thinking about getting the CSR but there is no lounge in my local airport.
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Does it exclude rent payments or can rent payments qualify towards the $50K?
These spending amounts are crazy high.
These spending amounts are crazy high.
💳
1% only cash back !! really .. no 2%…
Have you gotten an increase on your credit limit?? Just got approved with a 10k limit also and just wondering if they’ve raised your credit limit.
I use Apple Card on the daily then just pay everything off so never paying a dime of interest.
That’s what I do
T-Mobile users get 3% cash back when paying their cellular bills. You have to sign up for autopay via a debit card to get that 5.00/line discount, but when you get your bill, remember to pay with Apple Pay to get the 3%. Not sure why they do this unless they want you buying your new iPhone from T-Mobile. 3% works for that, too.
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Like because of the Cap! 🐬🆙
Yeah I’m not ever spending much on an Apple Card lol
0 fee card but 18.74% and 28.99% APR.... LOL
if you’re using credit cards correctly you wouldn’t even care about the APR lol
@@andresartes no thanks satan... don't need debt... Id rather invest my money instead of making apple points
@@misterchris8916 Using a credit card isn't an alternative to investing. It's an alternative to using a cash/debit/cheque/another type of payment. If you use a credit card correctly, its interest rate would never come into play.
dumb dumb dumb
Apple is also giving 6% on Walgreens purchases, I think Walgreens is paying them or there is some type of deal there since Walgreens is no doing so good financially.
🐬
Make the Apple Card great again I love my Apple Card
I got the Chase Freedom Flex with a 20k sign up bonus as well as 5% back on gas and groceries on up to $12k spend in a year. I so far this quarter I have gotten a lot of points by buying my coffee through Trade Coffee. 1% base + 4% PayPal bonus + 4% groceries bonus + 8% shop through chase bonus = 17% cash back.
We use the quadfecta, CFU: All misc spend, drug stores CFF: 5% Rotating categories CSP: Dining, Online Groceries and streaming subs CSR: All travel, transit, high dollar item purchases
Hey! Sir TH-cam recommended me one of your videos, you post awesome stuff Btw, I was wondering do you guys need a video editor and thumbnail designer who works specifically Can I help you with that? LET ME KNOW IF YOU WANT TO SEE MY WORK SAMPLES!
Great content! It would be nice if you could share these videos in Spanish, as it would benefit many Spanish speakers. 💪😎👍
go get yourself a coffee from duncan lol. Or cold brew with only cream and cold foam.
Wow. Learned so much
Another great video! Learned a lot! Much love from China! ❤❤❤
Seems like you didn't know you have access to a plethora of different lounges. Not stuck with only Centurian. I plan on getting the Bisness version becuase Im not a circus lion. I will not be jumping through hoops
This is for the wealthy 1% of the population only.
So you’re only getting 5% cash back on spending over $15,000… Most people aren’t going to put 15k to 50k on their 2% card
I agree with you. I would never do that.
💳 Team Cash Back, its kind of fun watching the savings account grow
Great interview! Loved the topics you guys discussed
Definitely, I would go with the Gold card.
A lot of helpful tips in here for both credit cards and TH-cam. Thank you both for this valuable conversation!
Have Fern and Spencer ever been seen together?🤷♀️ #doppleganger
Amazing video! I think it’s as small creator you see the numbers and the edits and the video quality that these big creators are able to put out and it can be easy to get discouraged. But it’s cool to see a video like this showing his journey, and how he started just like the rest of us
I got two credit cards, Apple credit card and Capital One server one my credit score is 725 when I try to get another credit card Chase they said to me you need to unfreeze your Experian account so I did my credit score drop by 13 points I’m still learning the credit card game.
Same I applied for multiple cards and my score was like 740. So you would think my score would drop but I paid all my cards off and boom 780 score lol.
Two of my favorite TH-camrs in one video!
Great collab! 👍🏼
Would love to see a video with Spencer Johnson!
Love your channel and Daniel’s! ❤❤❤
When does this $300 elevated offer end?
I’m working now on AMex 125,000 and Cap one 70,000 in between that I got the Hawaiian Airlines card just one purchase 70,000 miles
Paying some of my bills using paypal like gas and electricity
Thanks for having me on to chat TH-cam and credit cards - my 2 favorite things!
Its cool to see larger creators talking with smaller ones. I hope to see you talk to "Rich with Points" or try out his website, It is pretty great.
Thanks for this video Fern!
There's no way you showed the card on the apple wallet as a cinematic shot hahaha