Fern's Frugal Points & Finances
Fern's Frugal Points & Finances
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Maximize The Chase Trifecta Like a Pro Deep Dive
Here is the absolute best way to use your Chase Freedom Flex!
Chase Freedom Unlimted: www.referyourchasecard.com/18c/OFVJNR3JJF
Chase Freedom Flex: www.referyourchasecard.com/18c/LCZFPALEEH
Chase Reserved:www.referyourchasecard.com/19o/BWFV9XRHOL
Amex Platinum: www.dailydrop.com/credit-cards/the-platinum-card-from-american-express?via=9to5mac
Sapphire Preferred Elevated Bonus: www.referyourchasecard.com/19p/081IC8ZC57
Chase Freedom Unlimted: www.referyourchasecard.com/18s/PQWVWGDXHR
1.5x extra link: creditcards.chase.com/a1/freedom-unlimited/affiliates2023?
Capital One Venture X: i.capitalone.com/JQOptLjDU
Chase Business Preferred- www.referyourchasecard.com/21r/0D6Q1Y0H5C
American Express Gold: americanexpress.com/en-us/referral/gold-card?ref=TASMISEwSF&XLINK=MYCP
Chase Freedom Flex:
Bilt Card: bilt.page/r/A794-ZQVZ
Support the Channel!
Business Inquiries: fernfrugalfinances@gmail.com
Time Stamps
0:00 - chase trifecta
0:35 - a simple approach
1:11 - what is the chase trifecta?
1:50 - Unlimited vs Flex
2:53 - cash back vs points
3:30 - Chase Preferred vs Reserve
5:00 - Earning Chase Ultimate rewards
5:20 - Example One, Normal spend
7:11 - Sapphire Travel Bonuses
7:46 - Example 2, stacking points!
9:51 - Example 3, stacking with sign up bonus
12:15 - Recap
12:40 - Referrals with player 2
13:50 - How I use this
#chaseultimaterewards #freedomflex #chasebank
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ความคิดเห็น

  • @Ericvalentin-y2x
    @Ericvalentin-y2x 3 ชั่วโมงที่ผ่านมา

    I got the Apple credit card also Capital One savor this is gonna help me build my credit

  • @wilmeralmonte3640
    @wilmeralmonte3640 16 ชั่วโมงที่ผ่านมา

    People who travel with JetBlue don't have any lounges at JFK and it doesn't make sense to apply for those cards 😪

  • @Mike_Genisys
    @Mike_Genisys วันที่ผ่านมา

    5x on McDonalds is such a waste. 5x on Pay Pal seems to be the only thin that's consistent from year to year.

  • @kamkarter8821
    @kamkarter8821 2 วันที่ผ่านมา

    Thinking about getting the CSR but there is no lounge in my local airport.

  • @kamkarter8821
    @kamkarter8821 2 วันที่ผ่านมา

    🐬

  • @patrikmerkell8527
    @patrikmerkell8527 3 วันที่ผ่านมา

    Does it exclude rent payments or can rent payments qualify towards the $50K?

  • @Derpy1969
    @Derpy1969 4 วันที่ผ่านมา

    These spending amounts are crazy high.

  • @Derpy1969
    @Derpy1969 4 วันที่ผ่านมา

    These spending amounts are crazy high.

  • @OrchestraBoi99
    @OrchestraBoi99 5 วันที่ผ่านมา

    💳

  • @ABC-gs3fe
    @ABC-gs3fe 5 วันที่ผ่านมา

    1% only cash back !! really .. no 2%…

  • @CarlosCastro-tu4cw
    @CarlosCastro-tu4cw 5 วันที่ผ่านมา

    Have you gotten an increase on your credit limit?? Just got approved with a 10k limit also and just wondering if they’ve raised your credit limit.

  • @sidsid6380
    @sidsid6380 5 วันที่ผ่านมา

    I use Apple Card on the daily then just pay everything off so never paying a dime of interest.

    • @SunshineFL
      @SunshineFL 3 วันที่ผ่านมา

      That’s what I do

  • @GeorgeKnighton
    @GeorgeKnighton 5 วันที่ผ่านมา

    T-Mobile users get 3% cash back when paying their cellular bills. You have to sign up for autopay via a debit card to get that 5.00/line discount, but when you get your bill, remember to pay with Apple Pay to get the 3%. Not sure why they do this unless they want you buying your new iPhone from T-Mobile. 3% works for that, too.

  • @KenStocker
    @KenStocker 5 วันที่ผ่านมา

    💳

  • @danvdr
    @danvdr 5 วันที่ผ่านมา

    💳

  • @realdjpyro
    @realdjpyro 5 วันที่ผ่านมา

    Like because of the Cap! 🐬🆙

  • @joshjhoward
    @joshjhoward 6 วันที่ผ่านมา

    Yeah I’m not ever spending much on an Apple Card lol

  • @misterchris8916
    @misterchris8916 6 วันที่ผ่านมา

    0 fee card but 18.74% and 28.99% APR.... LOL

    • @andresartes
      @andresartes 6 วันที่ผ่านมา

      if you’re using credit cards correctly you wouldn’t even care about the APR lol

    • @misterchris8916
      @misterchris8916 5 วันที่ผ่านมา

      @@andresartes no thanks satan... don't need debt... Id rather invest my money instead of making apple points

    • @speedhunter787
      @speedhunter787 5 วันที่ผ่านมา

      @@misterchris8916 Using a credit card isn't an alternative to investing. It's an alternative to using a cash/debit/cheque/another type of payment. If you use a credit card correctly, its interest rate would never come into play.

  • @misterchris8916
    @misterchris8916 6 วันที่ผ่านมา

    dumb dumb dumb

  • @MOBMJ
    @MOBMJ 6 วันที่ผ่านมา

    Apple is also giving 6% on Walgreens purchases, I think Walgreens is paying them or there is some type of deal there since Walgreens is no doing so good financially.

  • @Trucker-X
    @Trucker-X 7 วันที่ผ่านมา

    🐬

  • @cndoubles
    @cndoubles 7 วันที่ผ่านมา

    Make the Apple Card great again I love my Apple Card

  • @theavengers3411
    @theavengers3411 8 วันที่ผ่านมา

    I got the Chase Freedom Flex with a 20k sign up bonus as well as 5% back on gas and groceries on up to $12k spend in a year. I so far this quarter I have gotten a lot of points by buying my coffee through Trade Coffee. 1% base + 4% PayPal bonus + 4% groceries bonus + 8% shop through chase bonus = 17% cash back.

  • @soapa4279
    @soapa4279 8 วันที่ผ่านมา

    We use the quadfecta, CFU: All misc spend, drug stores CFF: 5% Rotating categories CSP: Dining, Online Groceries and streaming subs CSR: All travel, transit, high dollar item purchases

  • @anmolseth704
    @anmolseth704 8 วันที่ผ่านมา

    Hey! Sir TH-cam recommended me one of your videos, you post awesome stuff Btw, I was wondering do you guys need a video editor and thumbnail designer who works specifically Can I help you with that? LET ME KNOW IF YOU WANT TO SEE MY WORK SAMPLES!

  • @Onso.1387
    @Onso.1387 8 วันที่ผ่านมา

    Great content! It would be nice if you could share these videos in Spanish, as it would benefit many Spanish speakers. 💪😎👍

  • @AbesCreditPointers
    @AbesCreditPointers 8 วันที่ผ่านมา

    go get yourself a coffee from duncan lol. Or cold brew with only cream and cold foam.

  • @fernandosilva
    @fernandosilva 8 วันที่ผ่านมา

    Wow. Learned so much

  • @Bangpaulxu
    @Bangpaulxu 8 วันที่ผ่านมา

    Another great video! Learned a lot! Much love from China! ❤❤❤

  • @1stoptech
    @1stoptech 10 วันที่ผ่านมา

    Seems like you didn't know you have access to a plethora of different lounges. Not stuck with only Centurian. I plan on getting the Bisness version becuase Im not a circus lion. I will not be jumping through hoops

  • @Toast0808
    @Toast0808 11 วันที่ผ่านมา

    This is for the wealthy 1% of the population only.

  • @calvinwalker4654
    @calvinwalker4654 11 วันที่ผ่านมา

    So you’re only getting 5% cash back on spending over $15,000… Most people aren’t going to put 15k to 50k on their 2% card

    • @GeorgeKnighton
      @GeorgeKnighton 5 วันที่ผ่านมา

      I agree with you. I would never do that.

  • @MrsPamB
    @MrsPamB 11 วันที่ผ่านมา

    💳 Team Cash Back, its kind of fun watching the savings account grow

  • @JacobsPointsAndProfit
    @JacobsPointsAndProfit 12 วันที่ผ่านมา

    Great interview! Loved the topics you guys discussed

  • @CardHunter-u2t
    @CardHunter-u2t 12 วันที่ผ่านมา

    Definitely, I would go with the Gold card.

  • @TheJordanRulesforCredit
    @TheJordanRulesforCredit 12 วันที่ผ่านมา

    A lot of helpful tips in here for both credit cards and TH-cam. Thank you both for this valuable conversation!

  • @WayneMelissaTravel
    @WayneMelissaTravel 13 วันที่ผ่านมา

    Have Fern and Spencer ever been seen together?🤷‍♀️ #doppleganger

  • @daniel.sparks
    @daniel.sparks 13 วันที่ผ่านมา

    Amazing video! I think it’s as small creator you see the numbers and the edits and the video quality that these big creators are able to put out and it can be easy to get discouraged. But it’s cool to see a video like this showing his journey, and how he started just like the rest of us

  • @Ericvalentin-y2x
    @Ericvalentin-y2x 13 วันที่ผ่านมา

    I got two credit cards, Apple credit card and Capital One server one my credit score is 725 when I try to get another credit card Chase they said to me you need to unfreeze your Experian account so I did my credit score drop by 13 points I’m still learning the credit card game.

  • @AbesCreditPointers
    @AbesCreditPointers 13 วันที่ผ่านมา

    Same I applied for multiple cards and my score was like 740. So you would think my score would drop but I paid all my cards off and boom 780 score lol.

  • @Latino_scholar
    @Latino_scholar 14 วันที่ผ่านมา

    Two of my favorite TH-camrs in one video!

  • @Xavier_ID.
    @Xavier_ID. 14 วันที่ผ่านมา

    Great collab! 👍🏼

  • @DrummyCovers15
    @DrummyCovers15 14 วันที่ผ่านมา

    Would love to see a video with Spencer Johnson!

  • @Bangpaulxu
    @Bangpaulxu 14 วันที่ผ่านมา

    Love your channel and Daniel’s! ❤❤❤

  • @Dougla_D
    @Dougla_D 14 วันที่ผ่านมา

    When does this $300 elevated offer end?

  • @Nanoparticle7
    @Nanoparticle7 14 วันที่ผ่านมา

    I’m working now on AMex 125,000 and Cap one 70,000 in between that I got the Hawaiian Airlines card just one purchase 70,000 miles

  • @Jesus_P
    @Jesus_P 14 วันที่ผ่านมา

    Paying some of my bills using paypal like gas and electricity

  • @Daniel_Braun
    @Daniel_Braun 14 วันที่ผ่านมา

    Thanks for having me on to chat TH-cam and credit cards - my 2 favorite things!

    • @rollypoli5570
      @rollypoli5570 14 วันที่ผ่านมา

      Its cool to see larger creators talking with smaller ones. I hope to see you talk to "Rich with Points" or try out his website, It is pretty great.

  • @yer992
    @yer992 14 วันที่ผ่านมา

    Thanks for this video Fern!

  • @mxtafsa
    @mxtafsa 15 วันที่ผ่านมา

    There's no way you showed the card on the apple wallet as a cinematic shot hahaha