We need this show back in 2024! I feel like people nowadays get so caught up in consumerism now with social media, I'm sure the average American's CC debt is 1000x worse now!
15 Years ago, I was $30k in credit card debt from Gambling and other addictive stuff. I decided to change my life around and paid off my entire debt. It took me several years to pay it off, but I'm now fully debt free and owe nothing to anyone. In the past 10 years, I've saved tens of Thousands of dollars. I don't buy things I don't need, only buy used. It's great being debt free and having money available and not having to worry about paying things off.
It’s very hard to see the habits we have which hurt us but but it’s even harder when we willing to accept the reality and work towards changing the hurtful habits. Great show!
Neither blamed the other ,they worked very hard, going the money away had to be tough and they are definitely in love. I think and hope that they will be successful in their lives.
Whenever I watch this show I think “ wow stuff we need is so expensive in the long run!” Then I pause and go “ Wait, stuff will always cost money. Convenient and impulsive shopping is inherently dangerous.”
They realize it, they just don't care. The only time people start to clean up their act is when the house starts to be in jeopardy. And she told Gail she never felt good enough=Buys things to feel better.
My family and I have been in horrible financial situations before and I had to borrow from my parents. But I NEVER plugged bc of it. Once I was asking my parents for money, I knew I couldn’t be going out to eat, go shopping, got clothes, or had anything I could sell. I dont understand how these people do that so selfishly.
YO NO PUEDO PARAR DE MIEAR SUS VIDEOS ! DESDE HACE TIEMPO MI HIJA Y YO LA MIRABAMOS GAIL EN TV 📺 ABIERTA Y DESPUÉS CAMBIÓ POR COMPLETÓ SU PROGRAMACIÓN Y LA PERDIMOS POR COMPLETÓ! HASTA AHORA QUE MI HIJA ME AVISO QUE SU SHOW ESTABA EN TH-cam Y DESDE ENTONCES NO ME PIERDO NI UNO DE SUS VIDEOS ! GAIL LE MANDO UN SALUDO DESDE PALMSPRINGS CALIFORNIA YO SOY DE TIJUANA BAJA CALIFORNIA NORTE MEXICO 🇲🇽 🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽
A great example of people who live with magical thinking and the idea that the money fairies will somehow help everything work out down the line... time to grow up! (Also, paying off that prior debt was about the parents not their son. They were not doing him a real favor).
When she said "Oh, no. He has no clue what he's doing, does he?" 😂 What a little princess. And the fact his parents paid off 30K worth of credit card debt for them? Must be nice! 😂
They are like addicts. They have to have the best of everything to keep up their image and to try to keep up with The Joneses. Very bad thing to do. Also what's wrong with staying home and eating in. I go for days without spending, and I am happy.
WOW! This young couple have a bright future ahead. I bet they smartened up! About activities to do that cost nothing; when our kids were young we took walks around the neighborhood and came back home for ice cream. I heard that some families in Toronto brought their families around the airport to look at the planes landing and taking off. It is a noisy activity and probably unhealthy but it is a show to look at the mechanical birds taking their flight. Public librairies have museum card that you can lend so you can visit a museum for free.
I don’t meaning this in a rude way, but do you ever notice people that buy bye-bye it’s like they don’t actually own anything and everything they have is not even nice. They couldn’t even turn around and resell it for half of what they paid for it. It’s really sad that’s what I notice and all these episodes.
Is it an american thing to be so comfortable with Credit card debt? Not that some ppl dont abuse it as well in europe, but the majority will have a heart attack if their 5 quid isnt paid off on the CC by the end of the month..
Oh this is based in Canads, but yes. There was a point even working 3 jobs I had to rely on credit cards to pay for gas and basic living expenses. I wasn't crazy exteavigany either. Just poor. And then random emergencies were more credit. I'm happy I'm not in that place anymore after getting a decent job. But I'm still having to work through so much of my debt from when I was struggling
I only use credit cards for the rewards and to keep a good credit score. When I purchase anything on a card, I pay it the next day. Young ppl will start with CC’s to build their credit, too many will get into trouble with them. It should be used as a tool, not to supplement your income.
Grocery stores used to give free food samples of food all the time. Now those free samples are never to be found. It seems they have cheeped out on these free food samples.
I work at a grocery store and its more so to do with customers taking advantage of the free food or drinks. At one point free coffee was provided (within reason) and some would come in with their own mug and get free coffee daily others would leave their paper cups all over the store. It's the fact that a select few mistreat the goodness of others costing it for everyone.
Can somebody explain the math on the estimate of 1.8 million dollars by retirement? She said $800 a month, which is $9,600 a year. It would take 187 years to save up 1.8 million. Is she assuming interest or investments or something?
Yes. TH-cam cuts out a lot of the scenes to minimize the screen time. In full episodes, couples always ask the same questions as you are and then Gail goes over, or has them go over, how she got there with interest based on their loan types.
they will get tax refunds from the government if the money is put in a pension scheme and they would have to also put the refunds into pension scheme to build it up quick
When she said "Oh, no. He has no clue what he's doing, does he?" 😂 What a little princess. And the fact his parents paid off 30K worth of credit card debt for them? Must be nice!
I think immigrants are not as relaxed about spending as the locals. They usualy struggled in their home countries and trying to build a life. Among my relatives here is the USA we first generation immigrant rarely buy stuff that we don't have the money for it. However the thurd generation immigrant and above you will find that they ambraced the culture of credit card and spending money they didn't earn yet.
People apply to be on the show and I'd imagine Gail and her team had to pour through thousands of applications. Technically everyone is an immigrant unless they are native to their home country.
We need this show back in 2024! I feel like people nowadays get so caught up in consumerism now with social media, I'm sure the average American's CC debt is 1000x worse now!
15 Years ago, I was $30k in credit card debt from Gambling and other addictive stuff. I decided to change my life around and paid off my entire debt. It took me several years to pay it off, but I'm now fully debt free and owe nothing to anyone. In the past 10 years, I've saved tens of Thousands of dollars. I don't buy things I don't need, only buy used. It's great being debt free and having money available and not having to worry about paying things off.
I will never know that feeling again.
@@SignedOff402 why's that?
@@Frissdas1207 i am too old.
@@SignedOff402 I dunno, i have an uncle who climbed out of almost 400k in debt at like 67.
@@Frissdas1207 my hat goes off to him. I am 65. I will continue to try. I have nothing to lose.
Gail is like the cool Auntie who loves us but isn’t afraid to call us out for being stupid.
We all need a Gail in our lives ❤️
Yeap
Love Gail, bring back this show ❤ 🇨🇦🍁
And do updates on the past people.
Gail is my favorite financial guru....Dave Ramsey and Suzi Orman do not even compare.
"Sometimes staying home is just as fun, if you're doing the right things." 🤣🤣🤣🤣 Go ahead girl.
Riiiiight...
My parents stayed at home. That is why my mom was pregnant 12 times :)
It gave me “That one time at band camp” vibes 😂
It’s very hard to see the habits we have which hurt us but but it’s even harder when we willing to accept the reality and work towards changing the hurtful habits. Great show!
Neither blamed the other ,they worked very hard, going the money away had to be tough and they are definitely in love. I think and hope that they will be successful in their lives.
Whenever I watch this show I think “ wow stuff we need is so expensive in the long run!” Then I pause and go “ Wait, stuff will always cost money. Convenient and impulsive shopping is inherently dangerous.”
100%!!
Second hand stores can provide very nice clothes, furniture, etc! Why spend more?
Yeah. But looking at those prices and comparing now is sickening.
Need?
How does a couple that much in debt not realize that they are overspending
They realize it, they just don't care. The only time people start to clean up their act is when the house starts to be in jeopardy. And she told Gail she never felt good enough=Buys things to feel better.
I’d love to see follow up videos on all those couples.
Love Gail! She’s a life saver 🙏🏼
I’m glad that I’m out that phase of going out. I’d rather stay home and not spend money.
I know part of the show is Gail being a bit “my way or the highway” but she’s actually so sweet
Yeah thats the idea. Apparently their ways don’t work?
This is a great show
Love this show!!!!
Love this show show so much. Binge watching.
Wait! What? They both WORK FROM HOME (12 min in they say this!) so… why do they need $117/week for transportation?
Maybe car payment?
Maybe to go visit family? They better be visiting his parents 😂
Because most people in Canada live in suburbs with poor public transit so you require a car to do even the most basic of errands.
And he has 60 shirts to sit at home?
every time I watch these videos, I put myself in their place and realize that I must do the same.
Look at your cc statement
Thats the biggest overbudget Ive seen on this show!!
You didn't see the doctor and his wife (who ran a dumb scrapbooking business that made zero money) who was overspending by $18k per month.
My family and I have been in horrible financial situations before and I had to borrow from my parents. But I NEVER plugged bc of it. Once I was asking my parents for money, I knew I couldn’t be going out to eat, go shopping, got clothes, or had anything I could sell. I dont understand how these people do that so selfishly.
YO NO PUEDO PARAR DE MIEAR SUS VIDEOS ! DESDE HACE TIEMPO MI HIJA Y YO LA MIRABAMOS GAIL EN TV 📺 ABIERTA Y DESPUÉS CAMBIÓ POR COMPLETÓ SU PROGRAMACIÓN Y LA PERDIMOS POR COMPLETÓ! HASTA AHORA QUE MI HIJA ME AVISO QUE SU SHOW ESTABA EN TH-cam Y DESDE ENTONCES NO ME PIERDO NI UNO DE SUS VIDEOS ! GAIL LE MANDO UN SALUDO DESDE PALMSPRINGS CALIFORNIA YO SOY DE TIJUANA BAJA CALIFORNIA NORTE MEXICO 🇲🇽 🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽
La pasaban por l tele hace como 10 años y la volví a encontrar también. Excelente Gail. Yo soy de La Paz BCS 🇲🇽
A great example of people who live with magical thinking and the idea that the money fairies will somehow help everything work out down the line... time to grow up! (Also, paying off that prior debt was about the parents not their son. They were not doing him a real favor).
It’s crazy how much she gives them for food.it’s the budget now but not back then
Surprised this was not a couple told to make more.She barely has any income
Why didn’t Gail tell her to get a better paying job or a part time job on the side?
When she said "Oh, no. He has no clue what he's doing, does he?" 😂 What a little princess. And the fact his parents paid off 30K worth of credit card debt for them? Must be nice! 😂
His parents should have told him to man up and pay his debt himself. He obviously learned nothing. He made his bed let him lie in it.
They are like addicts. They have to have the best of everything to keep up their image and to try to keep up with The Joneses. Very bad thing to do. Also what's wrong with staying home and eating in. I go for days without spending, and I am happy.
WOW! This young couple have a bright future ahead. I bet they smartened up! About activities to do that cost nothing; when our kids were young we took walks around the neighborhood and came back home for ice cream. I heard that some families in Toronto brought their families around the airport to look at the planes landing and taking off. It is a noisy activity and probably unhealthy but it is a show to look at the mechanical birds taking their flight. Public librairies have museum card that you can lend so you can visit a museum for free.
The lady was genuinely scared when tgey were going through the numbers
I thought they were couples. Very Smart folks!
She makes no money! She needs a new job that pays more.
These two make me feel better about my life. Lol
Yeah 😂😂😂😂
I don’t meaning this in a rude way, but do you ever notice people that buy bye-bye it’s like they don’t actually own anything and everything they have is not even nice. They couldn’t even turn around and resell it for half of what they paid for it. It’s really sad that’s what I notice and all these episodes.
As per Mayans , 2012 was supposed to fix our debts. I blame them. :)
Is it an american thing to be so comfortable with Credit card debt?
Not that some ppl dont abuse it as well in europe, but the majority will have a heart attack if their 5 quid isnt paid off on the CC by the end of the month..
Oh this is based in Canads, but yes. There was a point even working 3 jobs I had to rely on credit cards to pay for gas and basic living expenses. I wasn't crazy exteavigany either. Just poor. And then random emergencies were more credit. I'm happy I'm not in that place anymore after getting a decent job. But I'm still having to work through so much of my debt from when I was struggling
@@Rya18260 omg you re so right, apologies! Canada!
It's insane , having 3 jobs and not being able to afford living!!???
Not everybody has a love affair with credit cards I hate to use mine but I know when the bill comes I can pay it off in full
I only use credit cards for the rewards and to keep a good credit score. When I purchase anything on a card, I pay it the next day. Young ppl will start with CC’s to build their credit, too many will get into trouble with them. It should be used as a tool, not to supplement your income.
They’re in Canada.
There house is huge
1.8 million to retire only if they don't spend it along the way and that the interest rate and market are stable.
Grocery stores used to give free food samples of food all the time. Now those free samples are never to be found. It seems they have cheeped out on these free food samples.
I work at a grocery store and its more so to do with customers taking advantage of the free food or drinks. At one point free coffee was provided (within reason) and some would come in with their own mug and get free coffee daily others would leave their paper cups all over the store. It's the fact that a select few mistreat the goodness of others costing it for everyone.
Does everyone in Canada know how to ice skate?
How do people grow up so fiscally ignorant? I will never understand.🙄
Can somebody explain the math on the estimate of 1.8 million dollars by retirement? She said $800 a month, which is $9,600 a year. It would take 187 years to save up 1.8 million. Is she assuming interest or investments or something?
Yes. TH-cam cuts out a lot of the scenes to minimize the screen time. In full episodes, couples always ask the same questions as you are and then Gail goes over, or has them go over, how she got there with interest based on their loan types.
probably compound interest
they will get tax refunds from the government if the money is put in a pension scheme and they would have to also put the refunds into pension scheme to build it up quick
The eighth wonder of the world, compound interest.
She’s assuming investment in a pension scheme, tax deductible with 7-8% interest. It would easily get them to 1.8 million, probably more.
Why doesn't Gail tell people to sell some of their stuff?
She has in other videos. She's told them to sell trucks and cottages.
THIS IS WHAT HAPPENS WHEN YOU DO NOT USE A CHECK BOOK/PAY BILLS VIA MAIL. Go ahead and impulse buy-but keep it in the bag...and return it next day.
LOL what year is it?!? 😅
👏👏👏
Boo hoo! I don't feel bad for them at all!
Neither do i
When she said "Oh, no. He has no clue what he's doing, does he?" 😂 What a little princess. And the fact his parents paid off 30K worth of credit card debt for them? Must be nice!
One of the future challenges should be lerning window shopping. And just an observation: Gail rarilly has immigrants on her show. Interesting
I think immigrants are not as relaxed about spending as the locals. They usualy struggled in their home countries and trying to build a life. Among my relatives here is the USA we first generation immigrant rarely buy stuff that we don't have the money for it. However the thurd generation immigrant and above you will find that they ambraced the culture of credit card and spending money they didn't earn yet.
People apply to be on the show and I'd imagine Gail and her team had to pour through thousands of applications. Technically everyone is an immigrant unless they are native to their home country.
A sweet couple. Some of the comments are really harsh.
Has he come out yet?
Don’t.
There seem to be a lot of closeted husbands on this show. But I’m not sure if he is one of them.
I miss the days when you could go eat sushi for under $50 a person!!