Can Bajaj Housing Finance create wealth like Bajaj Finance | Bajaj Housing Fundamental Analysis
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Can Bajaj Housing Finance create wealth like Bajaj Finance | Bajaj Housing Fundamental Analysis
0:0 Introduction
2:51 Bajaj Housing Business Model
7:41 Future Growth Drivers
9:36 Financials
11:10 Key Risk
12:56 IPO Details & Valuations
#bajajhousing #ipo #sahilbhadviya #fundamentalanalysis
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-Link to explore my exclusive weekly video series: www.sahilbhadviya.in/
Waiting for your weekly video on Triveni Engineering and Industries limited
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This is definitely considerable! Do you think you could suggest any professionals or advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.
Just research the name Desiree Ruth Hoffman. You’d find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
On the dot analysis. Exactly my thoughts. Pretty high ipo valuations given low margin and extremely competitive sector.
Not possible…Bajaj Finance created huge wealth because it was a 400 cr mcap in the 2000’s …how can you create such wealth with a mcap of around 7-8 billion usd on IPO… It is growing at 25-30%…at a large base…Bajaj Finance grew at 40-45% at a very small base and the market was nascent at that time…My take is BHF will be a compounder at best…a long term bet…a 10-15 year long play
It will be at least 10 bagger from here in next 2 yrs
We are already in high interest regime so no way interest rates go high rather all waiting for rate cuts and people in India are looking to buy houses with Crores of money and govt favouring affordable housing. Any real estate cycle normally runs for minimum 6 yrs to reverse so on note we are just done with 2 yrs and another 4 yrs left
@@TheTruthUltimate so what will be the mcap with 10x in 2 yrs....around 10 lac crore...mcap 2.5 times of Bajaj Finance...more than ICICI bank...near to Merged entity HDFC bank+ HDFC....what should be its revenue in 2 years to reach that mcap....its revenue for the FY2024 was approx 7800 cr...and it is seeking a valuation of 7-8 bn usd...8 times its revenue....do you think its revenue will become 80000 cr in 2 yrs....and then market will value 12 times its revenue...what are u smoking my friend
@@TheTruthUltimate even with low interest regime...they cannot grow revenue 10x in 2 yrs....go and read or listen to management guidance..last 3 years they have grown at a cagr of 31% ... management has guided 25% hereon...lets say its conservative....and I take your interest rate cut into consideration...lets say they grow their topline at 40% cagr ...even then in 2 yrs at best they will barely more than double their revenue....so you cannot arrive at your lofty valuations
@@shaazjed1979 So what are your thoughts on buying post listing? Can we expect 20 % gain if I buy on listing day or will it correct?
If you already have bajaj finance.
There is not much incentive to get bajaj housing. You are already indirectly invested in the company anyways.
Congratulations to all those who have been allotted this IPO.
I still prefer jio financial services for pure lending/NBFC play.
Can i hold bajaj housing Finance ipo for long term or better to avoid.
Same question
Another wonderful analysis by Sahil which is not that easy to be known even by good investors at times. I agree that buying at PE above 50 is expensive and should wait for correction to make entry if dont get in ipo. Sector is promising along with company becase backed by Conglomerate group like Bajaj. Thanks Sahil for this video.
Currently it’s pe is 33 rs
Yes, fully priced. Long term play.
😂
Mistake: At 1:16 it should be 2002 and not 2022
Great analysis Sahil. I agree that the valuation is fully priced into the IPO price. Its good for long term or listing gains at best but it would be a bad idea to buy at PE over 45-50 for sure
Good analysis. Will apply.
Last one (premier eng) applied , but no luck.
Retail loans for electronics and automobiles are different from housing loans. People would first prefer to get loans from government banks
Please do video on multi-bagger Authum Investment & Infrastructure. It has completed a Rs 3351 crore takeover of former Anil Ambani company Reliance Home Finance Ltd (RHFL).
Waiting for your weekly video on Triveni Engineering and Industries limited
Sabse achhe hote hai aapke analysis...God bless you 🙏 💖
Waiting for this Video... Excellent analysis and very useful.... I think it is looking the same as TATATECH listed at high premium later due to higher valuation share lost its path and made a low to match its PE levels...Might be the same, maybe seen in BAJAJ HOUSING FINANCE as well... So if you get allotted enjoy the premium wait for adjustment of PE to its valuation for longterm investment....If Sahil says it has a very deeper meaning about its future....
Please also include PEG Ratio along with PE and BV in your presentation as it may gv better picture of valuation even if the PE is high and growth in EPS is also high
Majority of ipos recently listed had a 1 week to 8 days bull run after which steady decline. I have invested 1 lakh which i will cash in on friday after profit. I was expecting ola to go past 180 and it crashed its better to short sell in ipo and invest that profit on a better long term stock post profit. Hope it helps
Thank you ❤ for the analysis
Thank you so much Sahil ji
Superb analysis... Welldone Sahil...
sir pls reply its better i apply 5 lots each in my 3 demat account or apply 1 lots each in my 3 demat account which one is high chance of getting ?
1 lot each from 3 different accounts
Apply one lot in each account
1lot apke account se, 1lot apke Spouse ke account se, 1lot apke mother ki account se, 1lot apke father ke account se, 1lot apke sibling ke account se apply kijiye confirm 1lot to milhi jayega...
Good analysis , ++jfs also joinig the race.
Detailed analysis, Thanks mate
Hi Everyone, Im alloted with Bajaj finance 1 lot, Can we hold for longer term considering the other Bajaj subsidiaries or can we sell it on listing day?
i'm alloted too, thinking of selling it just because of valuations only, no fundamental issue
@adarshyadav2686 yup too much overvalued
I Got the Allotment under Shareholder category ❤
How many lots applied and how many lots allotted?
Can you pls post an video on coffee day enterprises...it is trading at cheap valuation to its book value... Is it good to consider now?
Applying for IPO and if allotted will hold for long term
Thank you 🎉
Excellent analysis
Another Great IPO Analysis from sahil !!
Thanx for this video Sahil 👍👍👍
Best to book for listing gains.. this isn't Bajaj finance of the 2000s..buy only if it comes below 75
Very well explianed, thank you sir
Good analysis!
Never. When it comes to loans and housing loans, common people prefer SBI, LIC etc.
I will apply for one lot. I am a shareholder of bajaj finance.
Pls discuss about your Mutual funds portfolio
what will be the PB?
Please analyses about all e technologys share 🙏
Great analysis!!
great work sir
Thank you Sir
on policy bazaar there is NFO Bajaj Allianz life Goal Assure III- which has a Alfa fund etc. how benefitting it would be.
You are the best❤❤❤❤❤
Please make a video best etf and screen
I got alloted 1 lot..is it good for longterm?
Yes do not sell , it is gem
I got 1 lot bhfl
Thanks Bro ❤
Very useful information
Thanks. 👍🏼👍🏼🙏🏼
Quality inputs🎉🎉
Being Bajaj Finance shareholders are going to get shares of Bajaj Housings?
If list on GMP no margin of safety 👏
You are great sahil ❤🎉
Nice as always.❤
Good information sir
Is there any share holder quota from BAJAJ finance applicable for this IPO?
Please advise
Will go upto 300/- and the fall
😂
Please make a video on Bajaj health care also
Bajaj health is also a good pick. I get paid stock suggestions from an expert trader at some charge. They suggested me to enter Bajaj Health for long term. The long term view is 3 to 4X.
Your analysis is good. But there no criteria for share price increase. Lot of loss making companies, for example Paytm, Zomato, etc. commanding a higher share price. Investors are buying those stocks also😩
It will become come 10 bagger in next 2 yrs
Zomato is in profit na?
Sir
Tac infosec company pe ek detail Hindi video se information dijiye
Ipo will list at issue price or below
Target :- 300
Don't look PE for Housing finance company, see ROA
Sir discuss jio finance
How apply share Holder Category in Bajaj finance IPO
Why people with so high CIBil score take loan from NBFC than they could take loan from bank at lower rates.
It's the people with low cibil score or those are denied my bank I guess.
If the buyer has property in rural areas or towns nationalised banks don't approve the loans....I'm one of them
Competitive Interest rates
Even with high CIBIL score where SBI offering loan @8.9% BHFL offers 8.25%, surprisingly this is the reality
WILL APPLY FOR LONG TERM
I hv Bajaj Finance shares will I get Bajaj housing Finance shares also post listing??
No
In my kite account I have Bajaj finance so I got the mail about the shareholder allotment, but my family members has Bajaj finserv and did not get the mail so are they eligible for shareholder allotment??
What happen if shareholder don't apply for allotment bid
I get the allotment😊
Very high valuation, dumb investment for retail small investors.
One lot got it
Share holder record date?
Please put a analysis about vodafone
How can 58000 market cap would be large cap?😅😅
It would be a mid cap
01:05 it's 2002 not 2022
Bajaj Housing listing - the counter will crash on the day of listing - Volumes will be tremendous
LICHSGFIN price to book value 1.21 is attractive valuation.
It's an oversold stock. I entered in the recent fall at 680 levels.
Check the NPA to understand the reason for low valuation..
@@iAnshulG yes I understand but when it's improving NPA it will be sky rocket 🚀
What is price to book means., pls explain
@@dheenas5600 price to book value is a most powerful tool to judge value of financial companies like bank, nbfc. Book value = equity capital +reserves + land, building. Mainly reserves is growing meaning company fundamentally strong.
👌👌👌
Jio finance is more prospective company than bajaj finance. I prefer jio finance than bajaj hf inview of high valuation
What's business jio finance has?
I'm favoured financially, Thank you. $32,000 weekly profit regardless of how bad it gets on the economy.
This must be an investment with Mis Kristine
She helped me get back what I lost while trying to trade.
Wow, I'm surprised someone mentioned that Mis Kristine, thought I was the only one trading with her.
I think trading with an expert is more preferable for those with little knowledge about crypto trading mostly now with the market condition.
I agree with you
😂
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First comment
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