Thanks a lot for this. My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
I know Larysa Caba. she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
Been off line so only doing catch up now. Sorry to hear about your Gran. Hope all your dreams come true this year. Have a great week. Mary, Joes wife 🙇♀️👏💪👍🙏💐🐈🐈⬛
Forever grateful this holiday season! 🎄 Mrs. Agnes Peterson completely turned my life around, helping me overcome massive financial debt with just a small investment. Her expertise is unmatched, and I’ll keep sharing her impact with the world.
My journey with her started after my best friend got back from New York and saw me suffering in dept then told me about her and how my life could change through her. Agnes Peterson is the kind of person one needs in his or her life! I got a home, a good wife, and a beautiful daughter. Note!.: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!
YES!! That's actually her name (Agnes Peterson ) so many people have recommended highly about her and I'm just starting with her😊from Brisbane Australia 🇦🇺
Mark and Robert are awesome!! Sorry to hear about your grandma, my grandmother also had dementia and passed in 2021. I wasn't that close to her but she had a big garden and chickens and would make jams and such. It was always fun to explore the garden and it's definitely something I want for myself as well! Looking forward to seeing your gardening this Spring!!
Just found your channel from Australia. It's amazing seeing someone work so hard to achieve what truly makes them happy. I've sacrificed and taken my own baby steps to hold onto my own happiness and your videos has given me the boost I needed. Here's a little something from me to allocate as you wish and get you one step closer to your dreams. Happy new year :)
Wow, thank you so much for the kind words and generosity! I'm so happy to hear you've made that decision for yourself!☺️ Happy New Year to you as well!!
Aww I loved the reminiscing about your grandmother. Reminds me of mine. I too have old, worn, but still INCREDIBLY sturdy caning supplies that I inherited from my granny. There’s something special about that depression era generation. This canning supplies are definitely coming with me to Sweden. 🙌🏻
Hi Rachel! I really enjoy watching all your videos & life updates! I am so proud of you that you came this far ahead in life! Your happiness & enthusiasm is fantastic! Love it! I’m so happy for you & that you’re working so persistently on all your amazing life goals!
Rachel thank you so much for a wonderful Tues transfer. I agree with you about producing your own kitchen garden. I did that last year and can’t wait to add to it this year. I moved $10 to a sinking fund that is marked “LETS SEE WHERE YOU GO” 😄
Thanks so much Rachel for the Transfer Tuesday encouragement. Just watching your videos over time shows how every little bit helps and adds up over time. Likewise I'm less like to make impulse purchases if the money is in my savings as opposed to checking. Loved hearing about your grandparents. Wishing you all the best in 2025!
Happy New Year to you and heres to continued finance improvements! Edit: Oh man im so sorry for your Grandmother 🙏. All my grandparents have passed and im only 35 and not that old
Thank you Matt, Happy New Year and cheers to successful and MUCH better (than 2024) 2025!!🥳 I'm so sorry to hear about your grandparents, that is so young!!❤️🩹
Hi Rachel! Thanks for a wonderful Transfer Tuesday. Today, I paid off my charge card (my only one), which means no more wasted interest payments. No more credit living off credit, except for the mortgage, of course. Thanks for the inspiration and tips!
I love the way you’re living, I’d love to live like that. I’ll keep working a lot of hours though and saving to start a family later, because I’m sure that won’t be cheap.
I retired at 56 and honestly, I wish I’d done it sooner. The 9-to-5 grind always steals your freedom for a paycheck that barely scratches the surface. My advice? If you’re in your late 30s or early 40s, start saving for FIRE now (Financial Independence, Retire Early.) And if you’re in your 50s, invest smartly and break free from relying on your job. Market trends, like the Trump Effect, have made millions for many, including me. Stay focused, stay consistent, and remember financial freedom is within reach if you make it a priority.
Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.
Happy New Year and love the direction that you are taking the channel! Currently sat cuddling my cat as it is a bit on the cool side today. I decided to make mental and physical health my main focus for money this year. I plan a yoga retreat later in the year, possibly to Morocco and to qualify as a Reiki 2 practitioner. All funded by frugality in other areas. Wishing you a very blessed week x
Oh my gosh, I love this!!! YES!!!☺️ That is so exciting and what a wonderful service you offer to others!🌟 I hope the trip is lovely wherever you end up and I wish you the best of luck with qualifying, I can't wait to hear how it goes!!!🤩 Mental and physical health will be on my priority list as well!😄
@@its.rachel.hickey thank you so much Rachel. I was so concerned at how tone deaf this comment seemed in relation to your situation that I tried to delete it. Honoured that you are interested in my progress and the mental/physical perspective is so important xxx
Be well and sure hope you get to see your Grandma again! Cool that you have family canning supplies. I had to buy mine, as my GP’s have been gone over 40 years. No one taught me. I learned to can on my own. Think they were just done doing those things. So easy for them to finally buy from the store.
Thank you so much!! And thank you for sharing! I completely understand, my grandparents also slowly started giving it up as they grew older. Luckily, they also never threw anything away so I have been able to benefit from what supplies they had.☺️
Thank you for sharing your experience with the homestead life. I have never heard of this. It makes me think of "Little House on the Prairie". I would like to hear what you researched regarding purchasing one. What is your price range? land size? type of house?
I would recommend still squirreling some to savings until you have a full emergency fund (3 to 12 months, depending on your situation). But if you've got an emergency fund already in place, I would concentrate just on debt paydown!🙂
Sorry about your Grandma - I lost my Grandpa to Alzheimer's. Have you heard how much Mohela is going to charge you and when your student loan payments start back? Has the final tally come in on all the rental house work? Had any work since your last video? ❤
I'm so sorry to hear that!! Such great questions! My Mohela payment has still not been recalculated😵💫, my next payment due is still showing March 3rd at the moment. I don't have a final rental $$ tally yet, the plumbing work has been on hold for a city permit (and I'm guessing weather - looks like it's been a frigid mess out there). I had 3 work days right at the end of Dec that I may have mentioned, but none yet for January!🙂
@@its.rachel.hickey I will send up prayers for some sea days! Also prayers that not much more cost will accrue on the rental, so you can get it on the market and start living the homestead dream! 🙂
Thanks a lot for this. My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
Making over 48k monthly is all because of her.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
I know Larysa Caba. she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
Been off line so only doing catch up now. Sorry to hear about your Gran. Hope all your dreams come true this year. Have a great week. Mary, Joes wife 🙇♀️👏💪👍🙏💐🐈🐈⬛
I just transferred another 18,49 to savings to round up to the next thousand.🎉😊
Forever grateful this holiday season! 🎄 Mrs. Agnes Peterson completely turned my life around, helping me overcome massive financial debt with just a small investment. Her expertise is unmatched, and I’ll keep sharing her impact with the world.
How does this trading stuff work? am really interested but I just don't know how to go about it. I heard people really make it huge trading
My journey with her started after my best friend got back from New York and saw me suffering in dept then told me about her and how my life could change through her.
Agnes Peterson is the kind of person one needs in his or her life! I got a home, a good wife, and a beautiful daughter. Note!.: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!
She's an excellent investment advisor. I was privileged to attend some of her seminars, that's how i started my crypto investment
YES!! That's actually her name (Agnes Peterson ) so many people have recommended highly about her and I'm just starting with her😊from Brisbane Australia 🇦🇺
Isn't she the same Mrs Agnes Peterson that my neighbors are talking about, she has to be a perfect expect for people to talk about her so well.
Mark and Robert are awesome!! Sorry to hear about your grandma, my grandmother also had dementia and passed in 2021. I wasn't that close to her but she had a big garden and chickens and would make jams and such. It was always fun to explore the garden and it's definitely something I want for myself as well!
Looking forward to seeing your gardening this Spring!!
Thank you so much Leila!! I'm sorry to hear about your grandma, thank you for sharing.
Just found your channel from Australia.
It's amazing seeing someone work so hard to achieve what truly makes them happy. I've sacrificed and taken my own baby steps to hold onto my own happiness and your videos has given me the boost I needed.
Here's a little something from me to allocate as you wish and get you one step closer to your dreams.
Happy new year :)
Wow, thank you so much for the kind words and generosity! I'm so happy to hear you've made that decision for yourself!☺️ Happy New Year to you as well!!
Just a tad to join Mark and Robert in kicking off the New Year.
Carol, YOU are a rockstar!!🥹 Thank you, always!!
Love transfer Tuesday looking forward to seeing you get your own homestead and all that brings.
Sorry to hear about your grandmother it’s a hard time.
Thank you so so much!!❤️
Aww I loved the reminiscing about your grandmother. Reminds me of mine. I too have old, worn, but still INCREDIBLY sturdy caning supplies that I inherited from my granny. There’s something special about that depression era generation. This canning supplies are definitely coming with me to Sweden. 🙌🏻
WoW, moving to Sweden!
YEESSSS!!! I love that so much! I am SO excited about the next chapter ahead of you!!☺️
Mark absolutely ROCKS.
Yes he sure does!!😃
Hi Rachel! I really enjoy watching all your videos & life updates! I am so proud of you that you came this far ahead in life! Your happiness & enthusiasm is fantastic! Love it! I’m so happy for you & that you’re working so persistently on all your amazing life goals!
Ohhhh my gosh, thank you sooooo much!!!🥹
Rachel thank you so much for a wonderful Tues transfer. I agree with you about producing your own kitchen garden. I did that last year and can’t wait to add to it this year. I moved $10 to a sinking fund that is marked “LETS SEE WHERE YOU GO” 😄
I love everything about this!!🤩
Thanks so much Rachel for the Transfer Tuesday encouragement. Just watching your videos over time shows how every little bit helps and adds up over time. Likewise I'm less like to make impulse purchases if the money is in my savings as opposed to checking. Loved hearing about your grandparents. Wishing you all the best in 2025!
You are SO sweet!! Thank you for watching and the support! 💖
At first glance, that looked like your old apartment. ❤ Mark is awesome! Yes, we don’t vibe with odd numbers 😂
I'm happy to hear that!! I was missing my old record space and I got fed up with not having one here so I was hoping it look similar!☺️
Happy New Year to you and heres to continued finance improvements!
Edit: Oh man im so sorry for your Grandmother 🙏. All my grandparents have passed and im only 35 and not that old
Thank you Matt, Happy New Year and cheers to successful and MUCH better (than 2024) 2025!!🥳 I'm so sorry to hear about your grandparents, that is so young!!❤️🩹
@its.rachel.hickey thank you for the condolences 🙏. I do hope that 2025 is going to be better and I can make a good life comeback
I couldnt agree more Rachel. Thanks for sharing.
Sorry hear about your Grandma.
Robert you are so cool.
@carolwoodward6141 you are awesome 😊
@ 💕
Thank you Robert!! So very much!☺️
Hi Rachel! Thanks for a wonderful Transfer Tuesday. Today, I paid off my charge card (my only one), which means no more wasted interest payments. No more credit living off credit, except for the mortgage, of course. Thanks for the inspiration and tips!
Yay!! That's so awesome!! 🎉😄
I love the way you’re living, I’d love to live like that. I’ll keep working a lot of hours though and saving to start a family later, because I’m sure that won’t be cheap.
😂😂
I retired at 56 and honestly, I wish I’d done it sooner. The 9-to-5 grind always steals your freedom for a paycheck that barely scratches the surface. My advice? If you’re in your late 30s or early 40s, start saving for FIRE now (Financial Independence, Retire Early.) And if you’re in your 50s, invest smartly and break free from relying on your job. Market trends, like the Trump Effect, have made millions for many, including me. Stay focused, stay consistent, and remember financial freedom is within reach if you make it a priority.
Exactly My point! The 9 to 5 grind is just not worth it the stress and low payoff. What specific steps did you take to break free?
Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.
Got it! Thanks for the tip! I was curious, so I looked up Lorrie
I have 5 more years and I can’t wait to retire!
Pay those taxes😅
Happy New Year and love the direction that you are taking the channel! Currently sat cuddling my cat as it is a bit on the cool side today. I decided to make mental and physical health my main focus for money this year. I plan a yoga retreat later in the year, possibly to Morocco and to qualify as a Reiki 2 practitioner. All funded by frugality in other areas. Wishing you a very blessed week x
@@juliequick5526 How adventurous, Julie!
@@carolwoodward6141 thank you! I have tried to delete this response as it appears really tone deaf to what is going on in her world.x
Oh my gosh, I love this!!! YES!!!☺️ That is so exciting and what a wonderful service you offer to others!🌟 I hope the trip is lovely wherever you end up and I wish you the best of luck with qualifying, I can't wait to hear how it goes!!!🤩 Mental and physical health will be on my priority list as well!😄
@@its.rachel.hickey thank you so much Rachel. I was so concerned at how tone deaf this comment seemed in relation to your situation that I tried to delete it. Honoured that you are interested in my progress and the mental/physical perspective is so important xxx
Be well and sure hope you get to see your Grandma again! Cool that you have family canning supplies. I had to buy mine, as my GP’s have been gone over 40 years. No one taught me. I learned to can on my own. Think they were just done doing those things. So easy for them to finally buy from the store.
Thank you so much!! And thank you for sharing! I completely understand, my grandparents also slowly started giving it up as they grew older. Luckily, they also never threw anything away so I have been able to benefit from what supplies they had.☺️
Excellent video😊 I’d ❤ to hear more on consumerism
Thank you Cat! Good to know, I appreciate you saying that!!
Good morning. Watching on early Wednesday morning. So hello from a cold Virginia❄️
I hope you all get a little warm-up down there!🥶
Robert is a Rockstar.
He is, and so are you!!☺️
❤❤❤❤❤sending you good vibes always
Thank you so much Amy!!☺️💖
Thank you for sharing your experience with the homestead life. I have never heard of this. It makes me think of "Little House on the Prairie". I would like to hear what you researched regarding purchasing one. What is your price range? land size? type of house?
Thank you for saying so! I plan to do a full video on how I plan to purchase the property and what steps will come next!☺️
Hi, I have a fair amount of debit I'm trying to pay down, would you concentrate on that or still squirrel away some savings?
I would recommend still squirreling some to savings until you have a full emergency fund (3 to 12 months, depending on your situation). But if you've got an emergency fund already in place, I would concentrate just on debt paydown!🙂
Big hugs. Sorry about grandma! Praying for peace.
Thank you very much Libby!!
Also you know youve made it when the bots are posting in the comments
Sorry about your Grandma - I lost my Grandpa to Alzheimer's. Have you heard how much Mohela is going to charge you and when your student loan payments start back? Has the final tally come in on all the rental house work? Had any work since your last video? ❤
I'm so sorry to hear that!! Such great questions! My Mohela payment has still not been recalculated😵💫, my next payment due is still showing March 3rd at the moment. I don't have a final rental $$ tally yet, the plumbing work has been on hold for a city permit (and I'm guessing weather - looks like it's been a frigid mess out there). I had 3 work days right at the end of Dec that I may have mentioned, but none yet for January!🙂
@@its.rachel.hickey I will send up prayers for some sea days! Also prayers that not much more cost will accrue on the rental, so you can get it on the market and start living the homestead dream! 🙂
@@katherinespence2117 thank you so much, I truly appreciate that!!!💖
Looks like you have some big fans.
Everyone who watches and LIKES helps Rachel in her journey.
Big fans from a beautiful community!!❤️
I dont hold and save usa govt debt notes. I convert into real money. Aka gold
Usd is not your money. Your holding govt debt