Good Video however things to consider 1) Buying a home in a fast appreciating market like early phase of new construction community in Good school rating area reduces the break even period to 2-3 years. 2) Interest paid upto $750k in a year is 100% exempted from taxable income which is the most important feature of buying home with loan. 3) Try to pay 20% of home price within a year to get rid of PMI 4) Within 3 years try to refinance for 20 year or 15 year loan to get reduced interest rate and to accelerate equity gain 5) Comparing Apartment to Home is not apple to apple comparison if both are not in same locality and don't have same size. Generally people buy home that has extra rooms and area than apartment. If one rents a house with same size and in same locality as of buying of home then the rent amount would be almost same as of buying home
By not buying a house, i am investing in my metal health and body ..I am h1b and though I can buy a house even in cash I am not buying house or big car...thanks my wife and my son supports me though..all of our circle has big house and flashy cars all are on loans..I am paying 2700 0n rent ..prioritizing money for eb5 than on house or car...lived all my life on rent
Usa me business k liye aur bachho k sath rehne k lie sbse thik state konsa h...state comparison ka video bnaye pls...aur safety, study, weather, minimum wage
Thanks for posting this, this is helpful! Can you please suggest based on your experience so far, is it better to do more down payment initially if we can or only 20% is good enough. Please share your thought on this.
Akash, what do you suggest an apartment is better or a house is better to purchase to maintain? Please make a detailed video on health insurance, its types and which one is the bestest and how much does it cost. Thank you
gross income ka 35-40% bol raha he phir bache paise dusre kharche aur saving me daal raha he, to tax kaun bharega bhai? its better to manage it around 40% of Net income if possible and not gross. I understand its a standard formula but most practical is Net income and not gross.
Hi, can you pls make a video on investments? Like when someone gets job, how much should they try investing in 401k, in stocks/funds, etc. You know like for someone who recently got a job in US post completing their masters.
Bhai tax rate nai bataya kya i skipped video bcoz most things are known by home buyer unless he is very freshly hunting house. Property tax can be minium $600 and easily $1000 for $400k new home.
Good Video however things to consider
1) Buying a home in a fast appreciating market like early phase of new construction community in Good school rating area reduces the break even period to 2-3 years.
2) Interest paid upto $750k in a year is 100% exempted from taxable income which is the most important feature of buying home with loan.
3) Try to pay 20% of home price within a year to get rid of PMI
4) Within 3 years try to refinance for 20 year or 15 year loan to get reduced interest rate and to accelerate equity gain
5) Comparing Apartment to Home is not apple to apple comparison if both are not in same locality and don't have same size. Generally people buy home that has extra rooms and area than apartment. If one rents a house with same size and in same locality as of buying of home then the rent amount would be almost same as of buying home
Right!! Same story bro. Thanks for sharing. I wish I watched your video 3 years ago, lol. But at least the rates were pretty low at the time
your videos are very helpful, practical and are derivative of your experience so very real too. Keep up mate'
hats off..fully knowledge..regarding first home buying🎉🎉🎉🎉
10:19 More facts regarding foreign countries, while in Indian conditions some facts are relatively common and correct. Totally correct you must stay
By not buying a house, i am investing in my metal health and body ..I am h1b and though I can buy a house even in cash I am not buying house or big car...thanks my wife and my son supports me though..all of our circle has big house and flashy cars all are on loans..I am paying 2700 0n rent ..prioritizing money for eb5 than on house or car...lived all my life on rent
Usa me business k liye aur bachho k sath rehne k lie sbse thik state konsa h...state comparison ka video bnaye pls...aur safety, study, weather, minimum wage
Thanks for sharing good informative video.
Thank you for all the information, awesome video.
Hi,
Can you make one on dependent visa? Wants to know about people's experience wrt the process, timeliness, troubles nd all
Plz bhai weekly Mai 2 ya 3 video upload karo
Yes please
Yes please
Thanks for posting this, this is helpful!
Can you please suggest based on your experience so far, is it better to do more down payment initially if we can or only 20% is good enough. Please share your thought on this.
sir please make video for vegetarian people what should they eat if they come to USA and thing to know before placing order
Akash, what do you suggest an apartment is better or a house is better to purchase to maintain? Please make a detailed video on health insurance, its types and which one is the bestest and how much does it cost. Thank you
Apke koi friend Uk 🇬🇧 se usa move hue he? Hum soch rahe he uk to usa. But confused
What is the visa you are having in USA?
gross income ka 35-40% bol raha he phir bache paise dusre kharche aur saving me daal raha he, to tax kaun bharega bhai? its better to manage it around 40% of Net income if possible and not gross. I understand its a standard formula but most practical is Net income and not gross.
You did not talk about people who already have savings to buy a house and do not need loan . What is your insight on that.
Sir, are these private lenders or banks?
👍
Akash please make a video on gun culture in usa like who can ligelly keep a gun or immigrants can have a gun?
@@UjwalaMore-l5e you can buy gun in walmart . But you need to be a citizen
@9714 thanks
Should you buy home on H1B?
Hi, can you pls make a video on investments? Like when someone gets job, how much should they try investing in 401k, in stocks/funds, etc. You know like for someone who recently got a job in US post completing their masters.
Nice video bro, mene aapke liye thumbnail redesign kiya hai , how can contact to you?
Bhai tax rate nai bataya kya i skipped video bcoz most things are known by home buyer unless he is very freshly hunting house. Property tax can be minium $600 and easily $1000 for $400k new home.